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FIRST NATIONAL BANK OF KENTUCKY, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$3,222,000	2,705
Total interest expense	$1,033,000	2,685
Net interest income	$2,189,000	2,662
Provision for loan and lease losses	$38,000	2,069
Total noninterest income	$293,000	2,463
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$114,000	1,725
Trading account gains and fees	NA	NA
Additional Noninterest Income	$179,000	2,507
Total noninterest expense	$1,878,000	2,537
Salaries and employee benefits	$1,074,000	2,508
Premises and equipment expense	$194,000	2,394
Additional noninterest expense	$179,000	2,507
Pre-tax net operating income	$566,000	2,857
Securities gains (losses)	$0	665
Applicable income taxes	$0	3,151
Income before extraordinary items	$566,000	2,668
Extraordinary gains, net	$0	47
Net income	$566,000	2,696
Minority interest net income	$0	65
Net income of bank and minority interests.	$566,000	2,668
Net charge-offs	$-1,000	3,409
Cash dividends	$384,000	1,519
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$566,000	2,680
2024-12-31 (YTD Data)		Rank
Total interest income	$11,841,000	2,797
Total interest expense	$3,683,000	2,858
Net interest income	$8,158,000	2,689
Provision for loan and lease losses	$85,000	2,601
Total noninterest income	$1,130,000	2,589
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$419,000	1,863
Trading account gains and fees	NA	NA
Additional Noninterest Income	$711,000	2,620
Total noninterest expense	$6,835,000	2,656
Salaries and employee benefits	$3,772,000	2,663
Premises and equipment expense	$677,000	2,559
Additional noninterest expense	$711,000	2,620
Pre-tax net operating income	$2,368,000	2,701
Securities gains (losses)	$2,000	828
Applicable income taxes	$0	3,278
Income before extraordinary items	$2,370,000	2,537
Extraordinary gains, net	$0	53
Net income	$2,370,000	2,562
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,370,000	2,537
Net charge-offs	$-53,000	4,212
Cash dividends	$1,375,000	1,972
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$2,368,000	2,545
2024-09-30 (YTD Data)		Rank
Total interest income	$8,750,000	2,805
Total interest expense	$2,650,000	2,886
Net interest income	$6,100,000	2,693
Provision for loan and lease losses	$55,000	2,498
Total noninterest income	$834,000	2,575
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$308,000	1,872
Trading account gains and fees	NA	NA
Additional Noninterest Income	$526,000	2,585
Total noninterest expense	$5,127,000	2,631
Salaries and employee benefits	$2,823,000	2,657
Premises and equipment expense	$522,000	2,506
Additional noninterest expense	$526,000	2,585
Pre-tax net operating income	$1,752,000	2,710
Securities gains (losses)	$1,000	881
Applicable income taxes	$0	3,278
Income before extraordinary items	$1,753,000	2,555
Extraordinary gains, net	$0	51
Net income	$1,753,000	2,583
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,753,000	2,557
Net charge-offs	$-24,000	4,118
Cash dividends	$1,050,000	1,714
Sale, conversion, retirement of capital stock, net	$207,000	354
Net operating income	$1,752,000	2,552
2024-06-30 (YTD Data)		Rank
Total interest income	$5,703,000	2,818
Total interest expense	$1,650,000	2,936
Net interest income	$4,053,000	2,685
Provision for loan and lease losses	$125,000	1,685
Total noninterest income	$548,000	2,577
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$202,000	1,870
Trading account gains and fees	NA	NA
Additional Noninterest Income	$346,000	2,577
Total noninterest expense	$3,394,000	2,634
Salaries and employee benefits	$1,907,000	2,626
Premises and equipment expense	$325,000	2,592
Additional noninterest expense	$346,000	2,577
Pre-tax net operating income	$1,082,000	2,765
Securities gains (losses)	$1,000	587
Applicable income taxes	$0	3,283
Income before extraordinary items	$1,083,000	2,624
Extraordinary gains, net	$0	52
Net income	$1,083,000	2,657
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,083,000	2,627
Net charge-offs	$43,000	1,469
Cash dividends	$806,000	1,602
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$1,082,000	2,629
2024-03-31 (YTD Data)		Rank
Total interest income	$2,771,000	2,843
Total interest expense	$777,000	2,980
Net interest income	$1,994,000	2,706
Provision for loan and lease losses	$60,000	1,536
Total noninterest income	$267,000	2,559
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$101,000	1,873
Trading account gains and fees	NA	NA
Additional Noninterest Income	$166,000	2,568
Total noninterest expense	$1,697,000	2,622
Salaries and employee benefits	$953,000	2,622
Premises and equipment expense	$154,000	2,669
Additional noninterest expense	$166,000	2,568
Pre-tax net operating income	$504,000	2,803
Securities gains (losses)	$0	689
Applicable income taxes	$0	3,183
Income before extraordinary items	$504,000	2,682
Extraordinary gains, net	$0	51
Net income	$504,000	2,712
Minority interest net income	$0	72
Net income of bank and minority interests.	$504,000	2,682
Net charge-offs	$44,000	992
Cash dividends	$242,000	1,720
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$504,000	2,689
2023-12-31 (YTD Data)		Rank
Total interest income	$9,569,000	2,907
Total interest expense	$2,237,000	2,921
Net interest income	$7,332,000	2,830
Provision for loan and lease losses	$629,000	1,116
Total noninterest income	$1,051,000	2,682
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$370,000	1,976
Trading account gains and fees	NA	NA
Additional Noninterest Income	$681,000	2,675
Total noninterest expense	$6,302,000	2,704
Salaries and employee benefits	$3,382,000	2,768
Premises and equipment expense	$687,000	2,520
Additional noninterest expense	$681,000	2,675
Pre-tax net operating income	$1,452,000	3,268
Securities gains (losses)	$1,000	952
Applicable income taxes	$0	3,369
Income before extraordinary items	$1,453,000	3,115
Extraordinary gains, net	$0	54
Net income	$1,453,000	3,149
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,453,000	3,117
Net charge-offs	$384,000	859
Cash dividends	$897,000	2,290
Sale, conversion, retirement of capital stock, net	$144,000	386
Net operating income	$1,452,000	3,152
2023-09-30 (YTD Data)		Rank
Total interest income	$6,881,000	2,927
Total interest expense	$1,509,000	2,932
Net interest income	$5,372,000	2,878
Provision for loan and lease losses	$444,000	1,092
Total noninterest income	$785,000	2,690
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$274,000	1,996
Trading account gains and fees	NA	NA
Additional Noninterest Income	$511,000	2,655
Total noninterest expense	$4,875,000	2,663
Salaries and employee benefits	$2,698,000	2,669
Premises and equipment expense	$529,000	2,489
Additional noninterest expense	$511,000	2,654
Pre-tax net operating income	$838,000	3,571
Securities gains (losses)	$1,000	805
Applicable income taxes	$0	3,407
Income before extraordinary items	$839,000	3,448
Extraordinary gains, net	$0	52
Net income	$839,000	3,480
Minority interest net income	$0	81
Net income of bank and minority interests.	$839,000	3,448
Net charge-offs	$242,000	815
Cash dividends	$727,000	1,966
Sale, conversion, retirement of capital stock, net	$144,000	353
Net operating income	$838,000	3,470
2023-06-30 (YTD Data)		Rank
Total interest income	$4,387,000	2,965
Total interest expense	$877,000	2,936
Net interest income	$3,510,000	2,927
Provision for loan and lease losses	$349,000	955
Total noninterest income	$519,000	2,660
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$173,000	2,042
Trading account gains and fees	NA	NA
Additional Noninterest Income	$346,000	2,613
Total noninterest expense	$3,220,000	2,661
Salaries and employee benefits	$1,818,000	2,657
Premises and equipment expense	$342,000	2,513
Additional noninterest expense	$346,000	2,608
Pre-tax net operating income	$460,000	3,760
Securities gains (losses)	$1,000	881
Applicable income taxes	$0	3,436
Income before extraordinary items	$461,000	3,646
Extraordinary gains, net	$0	51
Net income	$461,000	3,681
Minority interest net income	$0	81
Net income of bank and minority interests.	$461,000	3,645
Net charge-offs	$241,000	618
Cash dividends	$564,000	1,858
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$460,000	3,671
2023-03-31 (YTD Data)		Rank
Total interest income	$2,112,000	3,007
Total interest expense	$342,000	3,032
Net interest income	$1,770,000	2,931
Provision for loan and lease losses	$40,000	1,811
Total noninterest income	$258,000	2,649
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$85,000	2,083
Trading account gains and fees	NA	NA
Additional Noninterest Income	$173,000	2,604
Total noninterest expense	$1,582,000	2,716
Salaries and employee benefits	$887,000	2,729
Premises and equipment expense	$168,000	2,569
Additional noninterest expense	$173,000	2,604
Pre-tax net operating income	$406,000	3,321
Securities gains (losses)	$0	950
Applicable income taxes	$0	3,388
Income before extraordinary items	$406,000	3,158
Extraordinary gains, net	$0	4
Net income	$406,000	3,157
Minority interest net income	$0	48
Net income of bank and minority interests.	$406,000	3,158
Net charge-offs	$1,000	1,904
Cash dividends	$220,000	1,755
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$406,000	3,181
2022-12-31 (YTD Data)		Rank
Total interest income	$7,218,000	2,998
Total interest expense	$616,000	3,012
Net interest income	$6,602,000	2,973
Provision for loan and lease losses	$353,000	1,432
Total noninterest income	$1,028,000	2,771
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$373,000	2,021
Trading account gains and fees	NA	NA
Additional Noninterest Income	$655,000	2,779
Total noninterest expense	$5,669,000	2,836
Salaries and employee benefits	$3,131,000	2,878
Premises and equipment expense	$674,000	2,550
Additional noninterest expense	$655,000	2,779
Pre-tax net operating income	$1,608,000	3,353
Securities gains (losses)	$1,000	637
Applicable income taxes	$0	3,596
Income before extraordinary items	$1,609,000	3,191
Extraordinary gains, net	$0	5
Net income	$1,609,000	3,188
Minority interest net income	$0	63
Net income of bank and minority interests.	$1,609,000	3,190
Net charge-offs	$6,000	2,274
Cash dividends	$959,000	2,200
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$1,608,000	3,217
2022-09-30 (YTD Data)		Rank
Total interest income	$5,234,000	2,988
Total interest expense	$407,000	2,921
Net interest income	$4,827,000	2,984
Provision for loan and lease losses	$313,000	1,214
Total noninterest income	$759,000	2,829
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$272,000	2,080
Trading account gains and fees	NA	NA
Additional Noninterest Income	$487,000	2,834
Total noninterest expense	$4,095,000	2,894
Salaries and employee benefits	$2,259,000	2,917
Premises and equipment expense	$489,000	2,600
Additional noninterest expense	$487,000	2,834
Pre-tax net operating income	$1,178,000	3,381
Securities gains (losses)	$1,000	675
Applicable income taxes	$0	3,603
Income before extraordinary items	$1,179,000	3,197
Extraordinary gains, net	$0	4
Net income	$1,179,000	3,195
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,179,000	3,196
Net charge-offs	$6,000	1,967
Cash dividends	$790,000	1,852
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,178,000	3,229
2022-06-30 (YTD Data)		Rank
Total interest income	$3,351,000	3,018
Total interest expense	$252,000	2,903
Net interest income	$3,099,000	3,008
Provision for loan and lease losses	$220,000	1,101
Total noninterest income	$503,000	2,827
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$175,000	2,105
Trading account gains and fees	NA	NA
Additional Noninterest Income	$328,000	2,850
Total noninterest expense	$2,653,000	2,931
Salaries and employee benefits	$1,448,000	2,984
Premises and equipment expense	$304,000	2,700
Additional noninterest expense	$901,000	2,789
Pre-tax net operating income	$729,000	3,344
Securities gains (losses)	$1,000	612
Applicable income taxes	$0	3,564
Income before extraordinary items	$730,000	3,160
Extraordinary gains, net	$0	4
Net income	$730,000	3,159
Minority interest net income	$0	60
Net income of bank and minority interests.	$730,000	3,160
Net charge-offs	$7,000	1,686
Cash dividends	$580,000	1,779
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$729,000	3,194
2022-03-31 (YTD Data)		Rank
Total interest income	$1,614,000	3,037
Total interest expense	$133,000	2,798
Net interest income	$1,481,000	3,035
Provision for loan and lease losses	$78,000	1,090
Total noninterest income	$247,000	2,809
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$83,000	2,150
Trading account gains and fees	NA	NA
Additional Noninterest Income	$164,000	2,795
Total noninterest expense	$1,273,000	2,991
Salaries and employee benefits	$680,000	3,083
Premises and equipment expense	$152,000	2,717
Additional noninterest expense	$441,000	2,812
Pre-tax net operating income	$377,000	3,192
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$377,000	3,050
Extraordinary gains, net	$0	4
Net income	$377,000	3,049
Minority interest net income	$0	50
Net income of bank and minority interests.	$377,000	3,050
Net charge-offs	$12,000	1,131
Cash dividends	$70,000	2,089
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$377,000	3,068
2021-12-31 (YTD Data)		Rank
Total interest income	$6,333,000	3,149
Total interest expense	$624,000	2,851
Net interest income	$5,709,000	3,145
Provision for loan and lease losses	$345,000	1,308
Total noninterest income	$889,000	3,106
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$291,000	2,226
Trading account gains and fees	NA	NA
Additional Noninterest Income	$598,000	3,118
Total noninterest expense	$5,148,000	2,973
Salaries and employee benefits	$2,604,000	3,148
Premises and equipment expense	$651,000	2,628
Additional noninterest expense	$1,893,000	2,695
Pre-tax net operating income	$1,105,000	3,756
Securities gains (losses)	$1,000	2,004
Applicable income taxes	$0	3,710
Income before extraordinary items	$1,106,000	3,661
Extraordinary gains, net	$0	10
Net income	$1,106,000	3,661
Minority interest net income	$0	74
Net income of bank and minority interests.	$1,106,000	3,661
Net charge-offs	$12,000	2,234
Cash dividends	$641,000	2,622
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$1,105,000	3,640
2021-09-30 (YTD Data)		Rank
Total interest income	$4,620,000	3,249
Total interest expense	$483,000	2,897
Net interest income	$4,137,000	3,238
Provision for loan and lease losses	$330,000	1,094
Total noninterest income	$649,000	3,163
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$206,000	2,292
Trading account gains and fees	NA	NA
Additional Noninterest Income	$443,000	3,174
Total noninterest expense	$3,662,000	3,062
Salaries and employee benefits	$1,827,000	3,243
Premises and equipment expense	$464,000	2,709
Additional noninterest expense	$1,371,000	2,748
Pre-tax net operating income	$794,000	3,919
Securities gains (losses)	$1,000	1,947
Applicable income taxes	$0	3,719
Income before extraordinary items	$795,000	3,835
Extraordinary gains, net	$0	8
Net income	$795,000	3,835
Minority interest net income	$0	69
Net income of bank and minority interests.	$795,000	3,835
Net charge-offs	$12,000	1,915
Cash dividends	$315,000	2,618
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$794,000	3,812
2021-06-30 (YTD Data)		Rank
Total interest income	$2,988,000	3,311
Total interest expense	$335,000	2,928
Net interest income	$2,653,000	3,315
Provision for loan and lease losses	$200,000	1,183
Total noninterest income	$426,000	3,177
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$131,000	2,309
Trading account gains and fees	NA	NA
Additional Noninterest Income	$295,000	3,144
Total noninterest expense	$2,363,000	3,109
Salaries and employee benefits	$1,195,000	3,278
Premises and equipment expense	$291,000	2,802
Additional noninterest expense	$877,000	2,821
Pre-tax net operating income	$516,000	3,935
Securities gains (losses)	$0	1,818
Applicable income taxes	$0	3,702
Income before extraordinary items	$516,000	3,855
Extraordinary gains, net	$0	6
Net income	$516,000	3,855
Minority interest net income	$0	67
Net income of bank and minority interests.	$516,000	3,855
Net charge-offs	$12,000	1,675
Cash dividends	$297,000	2,405
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$516,000	3,835
2021-03-31 (YTD Data)		Rank
Total interest income	$1,468,000	3,324
Total interest expense	$174,000	2,961
Net interest income	$1,294,000	3,343
Provision for loan and lease losses	$50,000	1,719
Total noninterest income	$208,000	3,182
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$65,000	2,303
Trading account gains and fees	NA	NA
Additional Noninterest Income	$143,000	3,165
Total noninterest expense	$1,142,000	3,165
Salaries and employee benefits	$570,000	3,348
Premises and equipment expense	$140,000	2,889
Additional noninterest expense	$432,000	2,792
Pre-tax net operating income	$310,000	3,749
Securities gains (losses)	$0	1,392
Applicable income taxes	$0	3,613
Income before extraordinary items	$310,000	3,660
Extraordinary gains, net	$0	3
Net income	$310,000	3,660
Minority interest net income	$0	55
Net income of bank and minority interests.	$310,000	3,660
Net charge-offs	$1,000	1,805
Cash dividends	$35,000	2,335
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$310,000	3,634
2020-12-31 (YTD Data)		Rank
Total interest income	$5,558,000	3,434
Total interest expense	$871,000	3,126
Net interest income	$4,687,000	3,449
Provision for loan and lease losses	$150,000	3,250
Total noninterest income	$823,000	3,087
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$314,000	2,179
Trading account gains and fees	NA	NA
Additional Noninterest Income	$509,000	3,137
Total noninterest expense	$4,356,000	3,242
Salaries and employee benefits	$2,140,000	3,466
Premises and equipment expense	$432,000	3,278
Additional noninterest expense	$1,784,000	2,731
Pre-tax net operating income	$1,004,000	3,696
Securities gains (losses)	$1,000	2,609
Applicable income taxes	$0	3,697
Income before extraordinary items	$1,005,000	3,648
Extraordinary gains, net	$0	4
Net income	$1,005,000	3,648
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,005,000	3,648
Net charge-offs	$5,000	3,176
Cash dividends	$1,154,000	2,051
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,004,000	3,591
2020-09-30 (YTD Data)		Rank
Total interest income	$4,107,000	3,481
Total interest expense	$677,000	3,173
Net interest income	$3,430,000	3,513
Provision for loan and lease losses	$95,000	3,343
Total noninterest income	$610,000	3,092
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$230,000	2,213
Trading account gains and fees	NA	NA
Additional Noninterest Income	$380,000	3,104
Total noninterest expense	$3,091,000	3,312
Salaries and employee benefits	$1,495,000	3,555
Premises and equipment expense	$301,000	3,405
Additional noninterest expense	$1,295,000	2,778
Pre-tax net operating income	$854,000	3,609
Securities gains (losses)	$0	2,494
Applicable income taxes	$0	3,696
Income before extraordinary items	$854,000	3,527
Extraordinary gains, net	$0	4
Net income	$854,000	3,526
Minority interest net income	$0	65
Net income of bank and minority interests.	$854,000	3,527
Net charge-offs	$3,000	3,032
Cash dividends	$965,000	1,743
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$854,000	3,480
2020-06-30 (YTD Data)		Rank
Total interest income	$2,691,000	3,547
Total interest expense	$466,000	3,224
Net interest income	$2,225,000	3,571
Provision for loan and lease losses	$45,000	3,499
Total noninterest income	$402,000	3,088
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$155,000	2,229
Trading account gains and fees	NA	NA
Additional Noninterest Income	$247,000	3,100
Total noninterest expense	$2,016,000	3,356
Salaries and employee benefits	$942,000	3,660
Premises and equipment expense	$192,000	3,474
Additional noninterest expense	$882,000	2,725
Pre-tax net operating income	$566,000	3,608
Securities gains (losses)	$1,000	2,174
Applicable income taxes	$0	3,655
Income before extraordinary items	$567,000	3,518
Extraordinary gains, net	$0	4
Net income	$567,000	3,518
Minority interest net income	$0	65
Net income of bank and minority interests.	$567,000	3,518
Net charge-offs	$-3,000	3,999
Cash dividends	$761,000	1,577
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$566,000	3,463
2020-03-31 (YTD Data)		Rank
Total interest income	$1,338,000	3,561
Total interest expense	$243,000	3,309
Net interest income	$1,095,000	3,593
Provision for loan and lease losses	$45,000	2,611
Total noninterest income	$212,000	2,947
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$96,000	2,185
Trading account gains and fees	NA	NA
Additional Noninterest Income	$116,000	3,015
Total noninterest expense	$957,000	3,472
Salaries and employee benefits	$459,000	3,732
Premises and equipment expense	$96,000	3,490
Additional noninterest expense	$402,000	2,926
Pre-tax net operating income	$305,000	3,387
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$305,000	3,269
Extraordinary gains, net	$0	4
Net income	$305,000	3,269
Minority interest net income	$0	56
Net income of bank and minority interests.	$305,000	3,270
Net charge-offs	$1,000	2,430
Cash dividends	$257,000	1,763
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$305,000	3,240
2019-12-31 (YTD Data)		Rank
Total interest income	$5,367,000	3,611
Total interest expense	$967,000	3,353
Net interest income	$4,400,000	3,644
Provision for loan and lease losses	$0	3,973
Total noninterest income	$836,000	3,053
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$382,000	2,266
Trading account gains and fees	NA	NA
Additional Noninterest Income	$454,000	3,133
Total noninterest expense	$3,867,000	3,475
Salaries and employee benefits	$1,809,000	3,780
Premises and equipment expense	$373,000	3,584
Additional noninterest expense	$1,685,000	2,863
Pre-tax net operating income	$1,369,000	3,509
Securities gains (losses)	$1,000	2,288
Applicable income taxes	$-13,000	5,022
Income before extraordinary items	$1,383,000	3,367
Extraordinary gains, net	$0	11
Net income	$1,383,000	3,368
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,383,000	3,368
Net charge-offs	$191,000	1,727
Cash dividends	$1,150,000	2,175
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,382,000	3,342
2019-09-30 (YTD Data)		Rank
Total interest income	$4,036,000	3,654
Total interest expense	$721,000	3,388
Net interest income	$3,315,000	3,684
Provision for loan and lease losses	$0	3,836
Total noninterest income	$618,000	3,087
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$280,000	2,318
Trading account gains and fees	NA	NA
Additional Noninterest Income	$338,000	3,156
Total noninterest expense	$2,919,000	3,486
Salaries and employee benefits	$1,367,000	3,792
Premises and equipment expense	$288,000	3,574
Additional noninterest expense	$1,264,000	2,872
Pre-tax net operating income	$1,014,000	3,607
Securities gains (losses)	$1,000	2,065
Applicable income taxes	$-13,000	5,134
Income before extraordinary items	$1,028,000	3,451
Extraordinary gains, net	$0	11
Net income	$1,028,000	3,451
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,028,000	3,451
Net charge-offs	$192,000	1,329
Cash dividends	$668,000	2,225
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,027,000	3,430
2019-06-30 (YTD Data)		Rank
Total interest income	$2,700,000	3,671
Total interest expense	$477,000	3,386
Net interest income	$2,223,000	3,683
Provision for loan and lease losses	$0	3,685
Total noninterest income	$400,000	3,093
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$175,000	2,397
Trading account gains and fees	NA	NA
Additional Noninterest Income	$225,000	3,133
Total noninterest expense	$1,932,000	3,527
Salaries and employee benefits	$921,000	3,794
Premises and equipment expense	$186,000	3,640
Additional noninterest expense	$825,000	2,941
Pre-tax net operating income	$691,000	3,589
Securities gains (losses)	$0	1,702
Applicable income taxes	$-13,000	5,175
Income before extraordinary items	$704,000	3,424
Extraordinary gains, net	$0	11
Net income	$704,000	3,421
Minority interest net income	$0	69
Net income of bank and minority interests.	$704,000	3,423
Net charge-offs	$192,000	1,011
Cash dividends	$594,000	1,950
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$704,000	3,397
2019-03-31 (YTD Data)		Rank
Total interest income	$1,317,000	3,731
Total interest expense	$229,000	3,415
Net interest income	$1,088,000	3,756
Provision for loan and lease losses	$0	3,406
Total noninterest income	$197,000	3,069
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$87,000	2,394
Trading account gains and fees	NA	NA
Additional Noninterest Income	$110,000	3,104
Total noninterest expense	$981,000	3,532
Salaries and employee benefits	$464,000	3,828
Premises and equipment expense	$96,000	3,615
Additional noninterest expense	$421,000	2,896
Pre-tax net operating income	$304,000	3,760
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$304,000	3,609
Extraordinary gains, net	$0	5
Net income	$304,000	3,608
Minority interest net income	$0	52
Net income of bank and minority interests.	$304,000	3,608
Net charge-offs	$-18,000	4,842
Cash dividends	$212,000	1,996
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$304,000	3,597
2018-12-31 (YTD Data)		Rank
Total interest income	$4,848,000	3,799
Total interest expense	$623,000	3,610
Net interest income	$4,225,000	3,796
Provision for loan and lease losses	$205,000	2,338
Total noninterest income	$814,000	3,132
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$396,000	2,309
Trading account gains and fees	NA	NA
Additional Noninterest Income	$418,000	3,301
Total noninterest expense	$3,632,000	3,665
Salaries and employee benefits	$1,691,000	3,977
Premises and equipment expense	$355,000	3,750
Additional noninterest expense	$1,586,000	3,060
Pre-tax net operating income	$1,202,000	3,813
Securities gains (losses)	$1,000	1,025
Applicable income taxes	$-17,000	5,238
Income before extraordinary items	$1,220,000	3,646
Extraordinary gains, net	$0	6
Net income	$1,220,000	3,643
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,220,000	3,645
Net charge-offs	$19,000	3,126
Cash dividends	$581,000	2,837
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,219,000	3,652
2018-09-30 (YTD Data)		Rank
Total interest income	$3,554,000	3,864
Total interest expense	$423,000	3,729
Net interest income	$3,131,000	3,852
Provision for loan and lease losses	$85,000	2,829
Total noninterest income	$610,000	3,149
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$300,000	2,297
Trading account gains and fees	NA	NA
Additional Noninterest Income	$310,000	3,341
Total noninterest expense	$2,705,000	3,703
Salaries and employee benefits	$1,240,000	4,032
Premises and equipment expense	$259,000	3,817
Additional noninterest expense	$1,206,000	3,020
Pre-tax net operating income	$951,000	3,816
Securities gains (losses)	$1,000	1,016
Applicable income taxes	$-17,000	5,361
Income before extraordinary items	$969,000	3,618
Extraordinary gains, net	$0	5
Net income	$969,000	3,616
Minority interest net income	$0	66
Net income of bank and minority interests.	$969,000	3,617
Net charge-offs	$-10,000	4,485
Cash dividends	$424,000	2,546
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$968,000	3,626
2018-06-30 (YTD Data)		Rank
Total interest income	$2,319,000	3,905
Total interest expense	$270,000	3,726
Net interest income	$2,049,000	3,894
Provision for loan and lease losses	$40,000	2,973
Total noninterest income	$414,000	3,142
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$202,000	2,285
Trading account gains and fees	NA	NA
Additional Noninterest Income	$212,000	3,318
Total noninterest expense	$1,752,000	3,780
Salaries and employee benefits	$825,000	4,067
Premises and equipment expense	$167,000	3,910
Additional noninterest expense	$760,000	3,155
Pre-tax net operating income	$671,000	3,752
Securities gains (losses)	$0	961
Applicable income taxes	$-17,000	5,414
Income before extraordinary items	$688,000	3,527
Extraordinary gains, net	$0	6
Net income	$688,000	3,526
Minority interest net income	$0	65
Net income of bank and minority interests.	$688,000	3,526
Net charge-offs	$-11,000	4,546
Cash dividends	$381,000	2,261
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$688,000	3,526
2018-03-31 (YTD Data)		Rank
Total interest income	$1,139,000	3,951
Total interest expense	$133,000	3,707
Net interest income	$1,006,000	3,941
Provision for loan and lease losses	$0	3,508
Total noninterest income	$213,000	3,087
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$101,000	2,297
Trading account gains and fees	NA	NA
Additional Noninterest Income	$112,000	3,187
Total noninterest expense	$894,000	3,769
Salaries and employee benefits	$416,000	4,097
Premises and equipment expense	$91,000	3,805
Additional noninterest expense	$387,000	3,136
Pre-tax net operating income	$325,000	3,744
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$325,000	3,561
Extraordinary gains, net	$0	7
Net income	$325,000	3,560
Minority interest net income	$0	52
Net income of bank and minority interests.	$325,000	3,561
Net charge-offs	$-10,000	4,740
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$325,000	3,563
2017-12-31 (YTD Data)		Rank
Total interest income	$4,519,000	3,921
Total interest expense	$463,000	3,805
Net interest income	$4,056,000	3,906
Provision for loan and lease losses	$102,000	3,033
Total noninterest income	$797,000	3,291
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$434,000	2,266
Trading account gains and fees	NA	NA
Additional Noninterest Income	$363,000	3,570
Total noninterest expense	$3,586,000	3,767
Salaries and employee benefits	$1,885,000	3,871
Premises and equipment expense	$231,000	4,558
Additional noninterest expense	$1,470,000	3,272
Pre-tax net operating income	$1,165,000	3,859
Securities gains (losses)	$1,000	2,108
Applicable income taxes	$-15,000	5,467
Income before extraordinary items	$1,181,000	3,502
Extraordinary gains, net	$0	9
Net income	$1,181,000	3,500
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,181,000	3,502
Net charge-offs	$89,000	2,540
Cash dividends	$826,000	2,420
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,180,000	3,484
2017-09-30 (YTD Data)		Rank
Total interest income	$3,346,000	3,978
Total interest expense	$329,000	3,885
Net interest income	$3,017,000	3,957
Provision for loan and lease losses	$92,000	2,724
Total noninterest income	$593,000	3,337
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$319,000	2,302
Trading account gains and fees	NA	NA
Additional Noninterest Income	$274,000	3,597
Total noninterest expense	$2,677,000	3,796
Salaries and employee benefits	$1,417,000	3,882
Premises and equipment expense	$180,000	4,535
Additional noninterest expense	$1,080,000	3,317
Pre-tax net operating income	$841,000	4,004
Securities gains (losses)	$0	2,274
Applicable income taxes	$-6,000	5,576
Income before extraordinary items	$847,000	3,772
Extraordinary gains, net	$0	9
Net income	$847,000	3,770
Minority interest net income	$0	71
Net income of bank and minority interests.	$847,000	3,772
Net charge-offs	$66,000	2,246
Cash dividends	$669,000	2,118
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$847,000	3,758
2017-06-30 (YTD Data)		Rank
Total interest income	$2,206,000	4,006
Total interest expense	$203,000	3,974
Net interest income	$2,003,000	3,972
Provision for loan and lease losses	$50,000	2,834
Total noninterest income	$392,000	3,353
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$208,000	2,334
Trading account gains and fees	NA	NA
Additional Noninterest Income	$184,000	3,596
Total noninterest expense	$1,864,000	3,716
Salaries and employee benefits	$1,032,000	3,723
Premises and equipment expense	$115,000	4,608
Additional noninterest expense	$717,000	3,341
Pre-tax net operating income	$481,000	4,175
Securities gains (losses)	$0	1,906
Applicable income taxes	$-6,000	5,625
Income before extraordinary items	$487,000	3,927
Extraordinary gains, net	$0	11
Net income	$487,000	3,926
Minority interest net income	$0	71
Net income of bank and minority interests.	$487,000	3,927
Net charge-offs	$58,000	1,882
Cash dividends	$620,000	1,761
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$487,000	3,912
2017-03-31 (YTD Data)		Rank
Total interest income	$1,088,000	4,045
Total interest expense	$103,000	3,966
Net interest income	$985,000	4,015
Provision for loan and lease losses	$50,000	2,060
Total noninterest income	$203,000	3,282
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$105,000	2,313
Trading account gains and fees	NA	NA
Additional Noninterest Income	$98,000	3,504
Total noninterest expense	$785,000	4,119
Salaries and employee benefits	$380,000	4,361
Premises and equipment expense	$55,000	4,709
Additional noninterest expense	$350,000	3,382
Pre-tax net operating income	$353,000	3,604
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$353,000	3,348
Extraordinary gains, net	$0	8
Net income	$353,000	3,347
Minority interest net income	$0	55
Net income of bank and minority interests.	$353,000	3,348
Net charge-offs	$38,000	1,492
Cash dividends	$217,000	1,901
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$353,000	3,327
2016-12-31 (YTD Data)		Rank
Total interest income	$4,220,000	4,113
Total interest expense	$382,000	4,093
Net interest income	$3,838,000	4,074
Provision for loan and lease losses	$75,000	3,346
Total noninterest income	$821,000	3,346
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$441,000	2,294
Trading account gains and fees	$0	170
Additional Noninterest Income	$380,000	3,645
Total noninterest expense	$3,139,000	4,140
Salaries and employee benefits	$1,537,000	4,362
Premises and equipment expense	$189,000	4,955
Additional noninterest expense	$1,413,000	3,468
Pre-tax net operating income	$1,445,000	3,555
Securities gains (losses)	$1,000	3,113
Applicable income taxes	$-25,000	5,701
Income before extraordinary items	$1,471,000	3,309
Extraordinary gains, net	$0	5
Net income	$1,471,000	3,308
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,471,000	3,308
Net charge-offs	$45,000	3,214
Cash dividends	$873,000	2,375
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,470,000	3,262
2016-09-30 (YTD Data)		Rank
Total interest income	$3,139,000	4,159
Total interest expense	$285,000	4,134
Net interest income	$2,854,000	4,113
Provision for loan and lease losses	$55,000	3,255
Total noninterest income	$610,000	3,367
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$324,000	2,328
Trading account gains and fees	$0	169
Additional Noninterest Income	$286,000	3,641
Total noninterest expense	$2,318,000	4,176
Salaries and employee benefits	$1,123,000	4,409
Premises and equipment expense	$142,000	4,980
Additional noninterest expense	$1,053,000	3,501
Pre-tax net operating income	$1,091,000	3,592
Securities gains (losses)	$1,000	3,060
Applicable income taxes	$-26,000	5,837
Income before extraordinary items	$1,118,000	3,316
Extraordinary gains, net	$0	5
Net income	$1,118,000	3,314
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,118,000	3,316
Net charge-offs	$42,000	2,707
Cash dividends	$715,000	2,028
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,117,000	3,260
2016-06-30 (YTD Data)		Rank
Total interest income	$2,069,000	4,199
Total interest expense	$188,000	4,183
Net interest income	$1,881,000	4,166
Provision for loan and lease losses	$0	4,017
Total noninterest income	$401,000	3,400
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$208,000	2,376
Trading account gains and fees	$0	157
Additional Noninterest Income	$193,000	3,655
Total noninterest expense	$1,544,000	4,215
Salaries and employee benefits	$749,000	4,450
Premises and equipment expense	$98,000	4,985
Additional noninterest expense	$697,000	3,535
Pre-tax net operating income	$738,000	3,581
Securities gains (losses)	$1,000	2,737
Applicable income taxes	$-8,000	5,888
Income before extraordinary items	$747,000	3,312
Extraordinary gains, net	$0	16
Net income	$747,000	3,310
Minority interest net income	$0	71
Net income of bank and minority interests.	$747,000	3,310
Net charge-offs	$22,000	2,715
Cash dividends	$541,000	1,880
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$746,000	3,253
2016-03-31 (YTD Data)		Rank
Total interest income	$1,034,000	4,219
Total interest expense	$93,000	4,232
Net interest income	$941,000	4,184
Provision for loan and lease losses	$0	3,656
Total noninterest income	$201,000	3,363
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$105,000	2,349
Trading account gains and fees	$0	142
Additional Noninterest Income	$96,000	3,608
Total noninterest expense	$768,000	4,265
Salaries and employee benefits	$371,000	4,501
Premises and equipment expense	$53,000	4,929
Additional noninterest expense	$344,000	3,585
Pre-tax net operating income	$374,000	3,516
Securities gains (losses)	$1,000	1,958
Applicable income taxes	$0	4,259
Income before extraordinary items	$375,000	3,248
Extraordinary gains, net	$0	12
Net income	$375,000	3,246
Minority interest net income	$0	62
Net income of bank and minority interests.	$375,000	3,247
Net charge-offs	$-2,000	4,420
Cash dividends	$158,000	2,105
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$374,000	3,183
2015-12-31 (YTD Data)		Rank
Total interest income	$4,188,000	4,220
Total interest expense	$386,000	4,214
Net interest income	$3,802,000	4,173
Provision for loan and lease losses	$80,000	3,250
Total noninterest income	$781,000	3,467
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$451,000	2,315
Trading account gains and fees	$0	159
Additional Noninterest Income	$330,000	3,851
Total noninterest expense	$3,028,000	4,309
Salaries and employee benefits	$1,517,000	4,478
Premises and equipment expense	$191,000	5,143
Additional noninterest expense	$1,320,000	3,701
Pre-tax net operating income	$1,475,000	3,518
Securities gains (losses)	$2,000	3,028
Applicable income taxes	$-43,000	5,954
Income before extraordinary items	$1,520,000	3,203
Extraordinary gains, net	$0	23
Net income	$1,520,000	3,204
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,520,000	3,205
Net charge-offs	$30,000	3,562
Cash dividends	$976,000	2,174
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,518,000	3,156
2015-09-30 (YTD Data)		Rank
Total interest income	$3,123,000	4,276
Total interest expense	$292,000	4,252
Net interest income	$2,831,000	4,230
Provision for loan and lease losses	$30,000	3,604
Total noninterest income	$566,000	3,549
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$330,000	2,364
Trading account gains and fees	$0	153
Additional Noninterest Income	$236,000	3,949
Total noninterest expense	$2,278,000	4,338
Salaries and employee benefits	$1,141,000	4,502
Premises and equipment expense	$142,000	5,210
Additional noninterest expense	$995,000	3,707
Pre-tax net operating income	$1,089,000	3,613
Securities gains (losses)	$2,000	2,829
Applicable income taxes	$-22,000	6,093
Income before extraordinary items	$1,113,000	3,312
Extraordinary gains, net	$0	21
Net income	$1,113,000	3,310
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,113,000	3,311
Net charge-offs	$12,000	3,574
Cash dividends	$825,000	1,800
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,111,000	3,260
2015-06-30 (YTD Data)		Rank
Total interest income	$2,083,000	4,297
Total interest expense	$197,000	4,273
Net interest income	$1,886,000	4,266
Provision for loan and lease losses	$30,000	3,185
Total noninterest income	$389,000	3,501
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$214,000	2,385
Trading account gains and fees	$0	157
Additional Noninterest Income	$175,000	3,832
Total noninterest expense	$1,512,000	4,383
Salaries and employee benefits	$767,000	4,517
Premises and equipment expense	$98,000	5,209
Additional noninterest expense	$647,000	3,792
Pre-tax net operating income	$733,000	3,573
Securities gains (losses)	$2,000	2,428
Applicable income taxes	$-15,000	6,169
Income before extraordinary items	$750,000	3,282
Extraordinary gains, net	$0	22
Net income	$750,000	3,282
Minority interest net income	$0	75
Net income of bank and minority interests.	$750,000	3,283
Net charge-offs	$2,000	3,666
Cash dividends	$825,000	1,425
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$748,000	3,219
2015-03-31 (YTD Data)		Rank
Total interest income	$1,027,000	4,343
Total interest expense	$99,000	4,308
Net interest income	$928,000	4,311
Provision for loan and lease losses	$0	3,703
Total noninterest income	$190,000	3,511
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$103,000	2,425
Trading account gains and fees	$0	152
Additional Noninterest Income	$87,000	3,810
Total noninterest expense	$736,000	4,474
Salaries and employee benefits	$378,000	4,578
Premises and equipment expense	$52,000	5,184
Additional noninterest expense	$306,000	3,927
Pre-tax net operating income	$382,000	3,451
Securities gains (losses)	$2,000	1,821
Applicable income taxes	$-6,000	6,226
Income before extraordinary items	$390,000	3,166
Extraordinary gains, net	$0	13
Net income	$390,000	3,169
Minority interest net income	$0	64
Net income of bank and minority interests.	$390,000	3,169
Net charge-offs	$5,000	2,746
Cash dividends	$306,000	1,503
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$388,000	3,105
2014-12-31 (YTD Data)		Rank
Total interest income	$4,197,000	4,365
Total interest expense	$426,000	4,330
Net interest income	$3,771,000	4,317
Provision for loan and lease losses	$85,000	3,356
Total noninterest income	$856,000	3,379
Gross Fiduciary activities income	$34,000	965
Service charges on deposit accounts	$506,000	2,263
Trading account gains and fees	$0	180
Additional Noninterest Income	$316,000	3,942
Total noninterest expense	$3,045,000	4,456
Salaries and employee benefits	$1,430,000	4,750
Premises and equipment expense	$208,000	5,298
Additional noninterest expense	$1,407,000	3,683
Pre-tax net operating income	$1,497,000	3,486
Securities gains (losses)	$0	3,259
Applicable income taxes	$-6,000	6,117
Income before extraordinary items	$1,503,000	3,246
Extraordinary gains, net	$0	17
Net income	$1,503,000	3,246
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,503,000	3,247
Net charge-offs	$26,000	4,172
Cash dividends	$660,000	2,533
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,503,000	3,190
2014-09-30 (YTD Data)		Rank
Total interest income	$3,139,000	4,413
Total interest expense	$325,000	4,355
Net interest income	$2,814,000	4,365
Provision for loan and lease losses	$85,000	3,003
Total noninterest income	$647,000	3,394
Gross Fiduciary activities income	$34,000	929
Service charges on deposit accounts	$374,000	2,303
Trading account gains and fees	$0	174
Additional Noninterest Income	$239,000	3,969
Total noninterest expense	$2,278,000	4,472
Salaries and employee benefits	$1,086,000	4,736
Premises and equipment expense	$159,000	5,328
Additional noninterest expense	$1,033,000	3,753
Pre-tax net operating income	$1,098,000	3,613
Securities gains (losses)	$0	2,980
Applicable income taxes	$-3,000	6,261
Income before extraordinary items	$1,101,000	3,313
Extraordinary gains, net	$0	15
Net income	$1,101,000	3,312
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,101,000	3,313
Net charge-offs	$36,000	3,487
Cash dividends	$510,000	2,180
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,101,000	3,276
2014-06-30 (YTD Data)		Rank
Total interest income	$2,059,000	4,461
Total interest expense	$220,000	4,364
Net interest income	$1,839,000	4,415
Provision for loan and lease losses	$60,000	2,755
Total noninterest income	$438,000	3,351
Gross Fiduciary activities income	$34,000	900
Service charges on deposit accounts	$241,000	2,333
Trading account gains and fees	$0	172
Additional Noninterest Income	$163,000	3,945
Total noninterest expense	$1,522,000	4,506
Salaries and employee benefits	$730,000	4,761
Premises and equipment expense	$106,000	5,360
Additional noninterest expense	$686,000	3,786
Pre-tax net operating income	$695,000	3,602
Securities gains (losses)	$0	2,580
Applicable income taxes	$-3,000	6,340
Income before extraordinary items	$698,000	3,343
Extraordinary gains, net	$0	20
Net income	$698,000	3,349
Minority interest net income	$0	80
Net income of bank and minority interests.	$698,000	3,349
Net charge-offs	$14,000	3,578
Cash dividends	$335,000	2,224
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$698,000	3,305
2014-03-31 (YTD Data)		Rank
Total interest income	$1,027,000	4,497
Total interest expense	$111,000	4,410
Net interest income	$916,000	4,453
Provision for loan and lease losses	$0	3,817
Total noninterest income	$198,000	3,478
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$118,000	2,341
Trading account gains and fees	$0	147
Additional Noninterest Income	$80,000	3,893
Total noninterest expense	$742,000	4,608
Salaries and employee benefits	$358,000	4,853
Premises and equipment expense	$59,000	5,256
Additional noninterest expense	$325,000	3,928
Pre-tax net operating income	$372,000	3,416
Securities gains (losses)	$0	1,715
Applicable income taxes	$-3,000	6,396
Income before extraordinary items	$375,000	3,136
Extraordinary gains, net	$0	16
Net income	$375,000	3,138
Minority interest net income	$0	66
Net income of bank and minority interests.	$375,000	3,139
Net charge-offs	$0	3,660
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$375,000	3,098
2013-12-31 (YTD Data)		Rank
Total interest income	$4,174,000	4,525
Total interest expense	$534,000	4,324
Net interest income	$3,640,000	4,486
Provision for loan and lease losses	$90,000	3,788
Total noninterest income	$748,000	3,733
Gross Fiduciary activities income	$25,000	1,022
Service charges on deposit accounts	$492,000	2,412
Trading account gains and fees	$0	184
Additional Noninterest Income	$231,000	4,415
Total noninterest expense	$3,052,000	4,572
Salaries and employee benefits	$1,429,000	4,878
Premises and equipment expense	$245,000	5,232
Additional noninterest expense	$1,378,000	3,859
Pre-tax net operating income	$1,246,000	3,711
Securities gains (losses)	$0	3,182
Applicable income taxes	$900,000	1,571
Income before extraordinary items	$346,000	5,301
Extraordinary gains, net	$0	29
Net income	$346,000	5,305
Minority interest net income	$0	90
Net income of bank and minority interests.	$346,000	5,305
Net charge-offs	$80,000	3,957
Cash dividends	$958,000	1,989
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$346,000	5,241
2013-09-30 (YTD Data)		Rank
Total interest income	$3,138,000	4,558
Total interest expense	$412,000	4,347
Net interest income	$2,726,000	4,535
Provision for loan and lease losses	$60,000	3,816
Total noninterest income	$544,000	3,881
Gross Fiduciary activities income	$25,000	974
Service charges on deposit accounts	$353,000	2,517
Trading account gains and fees	$0	180
Additional Noninterest Income	$166,000	4,567
Total noninterest expense	$2,298,000	4,579
Salaries and employee benefits	$1,100,000	4,838
Premises and equipment expense	$183,000	5,256
Additional noninterest expense	$1,015,000	3,912
Pre-tax net operating income	$912,000	3,840
Securities gains (losses)	$0	3,040
Applicable income taxes	$295,000	2,447
Income before extraordinary items	$617,000	4,264
Extraordinary gains, net	$0	25
Net income	$617,000	4,267
Minority interest net income	$0	84
Net income of bank and minority interests.	$617,000	4,268
Net charge-offs	$59,000	3,728
Cash dividends	$625,000	1,882
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$617,000	4,189
2013-06-30 (YTD Data)		Rank
Total interest income	$2,074,000	4,588
Total interest expense	$284,000	4,337
Net interest income	$1,790,000	4,588
Provision for loan and lease losses	$25,000	4,134
Total noninterest income	$337,000	4,010
Gross Fiduciary activities income	$25,000	944
Service charges on deposit accounts	$217,000	2,636
Trading account gains and fees	$0	157
Additional Noninterest Income	$95,000	4,802
Total noninterest expense	$1,502,000	4,643
Salaries and employee benefits	$709,000	4,944
Premises and equipment expense	$111,000	5,437
Additional noninterest expense	$682,000	3,895
Pre-tax net operating income	$600,000	3,821
Securities gains (losses)	$0	2,791
Applicable income taxes	$192,000	2,469
Income before extraordinary items	$408,000	4,284
Extraordinary gains, net	$0	22
Net income	$408,000	4,286
Minority interest net income	$0	82
Net income of bank and minority interests.	$408,000	4,287
Net charge-offs	$50,000	3,354
Cash dividends	$561,000	1,588
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$408,000	4,172
2013-03-31 (YTD Data)		Rank
Total interest income	$1,038,000	4,617
Total interest expense	$145,000	4,388
Net interest income	$893,000	4,613
Provision for loan and lease losses	$0	4,409
Total noninterest income	$146,000	4,237
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$103,000	2,736
Trading account gains and fees	$0	148
Additional Noninterest Income	$43,000	4,893
Total noninterest expense	$744,000	4,706
Salaries and employee benefits	$342,000	5,083
Premises and equipment expense	$61,000	5,302
Additional noninterest expense	$341,000	3,914
Pre-tax net operating income	$295,000	3,834
Securities gains (losses)	$0	1,966
Applicable income taxes	$94,000	2,461
Income before extraordinary items	$201,000	4,265
Extraordinary gains, net	$0	10
Net income	$201,000	4,268
Minority interest net income	$0	76
Net income of bank and minority interests.	$201,000	4,267
Net charge-offs	$23,000	2,983
Cash dividends	$146,000	1,839
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$201,000	4,168
2012-12-31 (YTD Data)		Rank
Total interest income	$4,417,000	4,618
Total interest expense	$675,000	4,493
Net interest income	$3,742,000	4,588
Provision for loan and lease losses	$268,000	3,547
Total noninterest income	$761,000	3,739
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$460,000	2,650
Trading account gains and fees	$0	166
Additional Noninterest Income	$301,000	4,034
Total noninterest expense	$2,880,000	4,839
Salaries and employee benefits	$1,398,000	5,016
Premises and equipment expense	$262,000	5,238
Additional noninterest expense	$1,220,000	4,316
Pre-tax net operating income	$1,355,000	3,499
Securities gains (losses)	$0	3,810
Applicable income taxes	$416,000	2,359
Income before extraordinary items	$939,000	4,018
Extraordinary gains, net	$0	29
Net income	$939,000	4,018
Minority interest net income	$0	93
Net income of bank and minority interests.	$939,000	4,020
Net charge-offs	$86,000	4,542
Cash dividends	$396,000	3,055
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$939,000	3,840
2012-09-30 (YTD Data)		Rank
Total interest income	$3,338,000	4,684
Total interest expense	$524,000	4,547
Net interest income	$2,814,000	4,640
Provision for loan and lease losses	$193,000	3,572
Total noninterest income	$583,000	3,735
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$344,000	2,683
Trading account gains and fees	$0	157
Additional Noninterest Income	$239,000	4,007
Total noninterest expense	$2,171,000	4,860
Salaries and employee benefits	$1,055,000	5,036
Premises and equipment expense	$194,000	5,311
Additional noninterest expense	$922,000	4,315
Pre-tax net operating income	$1,033,000	3,573
Securities gains (losses)	$0	3,575
Applicable income taxes	$333,000	2,363
Income before extraordinary items	$700,000	4,105
Extraordinary gains, net	$0	20
Net income	$700,000	4,105
Minority interest net income	$0	86
Net income of bank and minority interests.	$700,000	4,105
Net charge-offs	$51,000	4,492
Cash dividends	$179,000	2,992
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$700,000	3,926
2012-06-30 (YTD Data)		Rank
Total interest income	$2,218,000	4,728
Total interest expense	$363,000	4,562
Net interest income	$1,855,000	4,697
Provision for loan and lease losses	$93,000	3,949
Total noninterest income	$388,000	3,716
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$218,000	2,772
Trading account gains and fees	$0	153
Additional Noninterest Income	$170,000	3,892
Total noninterest expense	$1,449,000	4,894
Salaries and employee benefits	$714,000	5,037
Premises and equipment expense	$130,000	5,331
Additional noninterest expense	$605,000	4,373
Pre-tax net operating income	$701,000	3,525
Securities gains (losses)	$0	3,178
Applicable income taxes	$226,000	2,334
Income before extraordinary items	$475,000	4,079
Extraordinary gains, net	$0	19
Net income	$475,000	4,083
Minority interest net income	$0	84
Net income of bank and minority interests.	$475,000	4,083
Net charge-offs	$-10,000	6,639
Cash dividends	$171,000	2,656
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$475,000	3,888
2012-03-31 (YTD Data)		Rank
Total interest income	$1,100,000	4,799
Total interest expense	$190,000	4,556
Net interest income	$910,000	4,779
Provision for loan and lease losses	$33,000	4,053
Total noninterest income	$186,000	3,793
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$112,000	2,689
Trading account gains and fees	$0	148
Additional Noninterest Income	$74,000	4,137
Total noninterest expense	$721,000	4,921
Salaries and employee benefits	$365,000	5,011
Premises and equipment expense	$68,000	5,284
Additional noninterest expense	$288,000	4,489
Pre-tax net operating income	$342,000	3,599
Securities gains (losses)	$0	2,210
Applicable income taxes	$108,000	2,378
Income before extraordinary items	$234,000	4,104
Extraordinary gains, net	$0	19
Net income	$234,000	4,108
Minority interest net income	$0	78
Net income of bank and minority interests.	$234,000	4,108
Net charge-offs	$-8,000	6,564
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$234,000	3,950
2011-12-31 (YTD Data)		Rank
Total interest income	$4,599,000	4,776
Total interest expense	$958,000	4,498
Net interest income	$3,641,000	4,788
Provision for loan and lease losses	$330,000	3,980
Total noninterest income	$804,000	3,517
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$524,000	2,468
Trading account gains and fees	$0	146
Additional Noninterest Income	$280,000	3,980
Total noninterest expense	$2,684,000	5,161
Salaries and employee benefits	$1,272,000	5,390
Premises and equipment expense	$229,000	5,783
Additional noninterest expense	$1,183,000	4,496
Pre-tax net operating income	$1,431,000	3,111
Securities gains (losses)	$0	3,838
Applicable income taxes	$444,000	2,144
Income before extraordinary items	$987,000	3,591
Extraordinary gains, net	$0	29
Net income	$987,000	3,593
Minority interest net income	$0	96
Net income of bank and minority interests.	$987,000	3,594
Net charge-offs	$155,000	4,559
Cash dividends	$357,000	2,826
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$987,000	3,470
2011-09-30 (YTD Data)		Rank
Total interest income	$3,463,000	4,819
Total interest expense	$741,000	4,543
Net interest income	$2,722,000	4,827
Provision for loan and lease losses	$230,000	3,949
Total noninterest income	$613,000	3,478
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$401,000	2,455
Trading account gains and fees	$0	145
Additional Noninterest Income	$212,000	4,010
Total noninterest expense	$2,012,000	5,177
Salaries and employee benefits	$945,000	5,411
Premises and equipment expense	$183,000	5,710
Additional noninterest expense	$884,000	4,506
Pre-tax net operating income	$1,093,000	3,153
Securities gains (losses)	$0	3,555
Applicable income taxes	$346,000	2,111
Income before extraordinary items	$747,000	3,632
Extraordinary gains, net	$0	21
Net income	$747,000	3,633
Minority interest net income	$0	87
Net income of bank and minority interests.	$747,000	3,633
Net charge-offs	$55,000	4,909
Cash dividends	$195,000	2,739
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$747,000	3,528
2011-06-30 (YTD Data)		Rank
Total interest income	$2,295,000	4,892
Total interest expense	$505,000	4,601
Net interest income	$1,790,000	4,884
Provision for loan and lease losses	$50,000	5,106
Total noninterest income	$414,000	3,492
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$265,000	2,438
Trading account gains and fees	$0	153
Additional Noninterest Income	$149,000	3,964
Total noninterest expense	$1,321,000	5,271
Salaries and employee benefits	$627,000	5,473
Premises and equipment expense	$121,000	5,758
Additional noninterest expense	$573,000	4,647
Pre-tax net operating income	$833,000	2,861
Securities gains (losses)	$0	2,914
Applicable income taxes	$265,000	1,932
Income before extraordinary items	$568,000	3,308
Extraordinary gains, net	$0	15
Net income	$568,000	3,309
Minority interest net income	$0	89
Net income of bank and minority interests.	$568,000	3,309
Net charge-offs	$37,000	4,702
Cash dividends	$187,000	2,352
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$568,000	3,225
2011-03-31 (YTD Data)		Rank
Total interest income	$1,147,000	4,909
Total interest expense	$260,000	4,644
Net interest income	$887,000	4,912
Provision for loan and lease losses	$50,000	4,153
Total noninterest income	$199,000	3,597
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$127,000	2,507
Trading account gains and fees	$0	158
Additional Noninterest Income	$72,000	4,081
Total noninterest expense	$663,000	5,289
Salaries and employee benefits	$324,000	5,429
Premises and equipment expense	$62,000	5,763
Additional noninterest expense	$277,000	4,735
Pre-tax net operating income	$373,000	3,106
Securities gains (losses)	$0	1,772
Applicable income taxes	$112,000	2,065
Income before extraordinary items	$261,000	3,501
Extraordinary gains, net	$0	9
Net income	$261,000	3,497
Minority interest net income	$0	86
Net income of bank and minority interests.	$261,000	3,499
Net charge-offs	$28,000	3,816
Cash dividends	$16,000	2,493
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$261,000	3,439
2010-12-31 (YTD Data)		Rank
Total interest income	$4,415,000	5,153
Total interest expense	$1,134,000	4,944
Net interest income	$3,281,000	5,120
Provision for loan and lease losses	$130,000	5,773
Total noninterest income	$840,000	3,556
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$606,000	2,270
Trading account gains and fees	$0	175
Additional Noninterest Income	$234,000	4,351
Total noninterest expense	$2,623,000	5,378
Salaries and employee benefits	$1,212,000	5,656
Premises and equipment expense	$212,000	6,116
Additional noninterest expense	$1,199,000	4,613
Pre-tax net operating income	$1,368,000	2,870
Securities gains (losses)	$0	3,793
Applicable income taxes	$420,000	2,051
Income before extraordinary items	$948,000	3,315
Extraordinary gains, net	$0	29
Net income	$948,000	3,312
Minority interest net income	$0	111
Net income of bank and minority interests.	$948,000	3,315
Net charge-offs	$43,000	6,009
Cash dividends	$335,000	2,817
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$948,000	3,187
2010-09-30 (YTD Data)		Rank
Total interest income	$3,288,000	5,267
Total interest expense	$863,000	5,071
Net interest income	$2,425,000	5,216
Provision for loan and lease losses	$75,000	5,956
Total noninterest income	$634,000	3,577
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$460,000	2,309
Trading account gains and fees	$0	165
Additional Noninterest Income	$174,000	4,418
Total noninterest expense	$1,970,000	5,405
Salaries and employee benefits	$932,000	5,617
Premises and equipment expense	$155,000	6,228
Additional noninterest expense	$883,000	4,648
Pre-tax net operating income	$1,014,000	3,071
Securities gains (losses)	$0	3,651
Applicable income taxes	$327,000	2,063
Income before extraordinary items	$687,000	3,542
Extraordinary gains, net	$0	23
Net income	$687,000	3,540
Minority interest net income	$0	110
Net income of bank and minority interests.	$687,000	3,542
Net charge-offs	$4,000	6,473
Cash dividends	$157,000	2,892
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$687,000	3,410
2010-06-30 (YTD Data)		Rank
Total interest income	$2,169,000	5,333
Total interest expense	$582,000	5,138
Net interest income	$1,587,000	5,285
Provision for loan and lease losses	$40,000	5,994
Total noninterest income	$423,000	3,531
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$308,000	2,308
Trading account gains and fees	$0	152
Additional Noninterest Income	$115,000	4,402
Total noninterest expense	$1,301,000	5,454
Salaries and employee benefits	$614,000	5,671
Premises and equipment expense	$105,000	6,231
Additional noninterest expense	$582,000	4,665
Pre-tax net operating income	$669,000	3,110
Securities gains (losses)	$0	3,184
Applicable income taxes	$207,000	2,097
Income before extraordinary items	$462,000	3,541
Extraordinary gains, net	$0	19
Net income	$462,000	3,538
Minority interest net income	$0	105
Net income of bank and minority interests.	$462,000	3,540
Net charge-offs	$-20,000	7,591
Cash dividends	$157,000	2,511
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$462,000	3,438
2010-03-31 (YTD Data)		Rank
Total interest income	$1,079,000	5,403
Total interest expense	$286,000	5,296
Net interest income	$793,000	5,317
Provision for loan and lease losses	$15,000	5,865
Total noninterest income	$204,000	3,604
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$149,000	2,354
Trading account gains and fees	$0	175
Additional Noninterest Income	$55,000	4,521
Total noninterest expense	$662,000	5,468
Salaries and employee benefits	$312,000	5,712
Premises and equipment expense	$60,000	6,053
Additional noninterest expense	$290,000	4,682
Pre-tax net operating income	$320,000	3,254
Securities gains (losses)	$0	2,284
Applicable income taxes	$98,000	2,145
Income before extraordinary items	$222,000	3,693
Extraordinary gains, net	$0	16
Net income	$222,000	3,690
Minority interest net income	$0	91
Net income of bank and minority interests.	$222,000	3,692
Net charge-offs	$-12,000	7,531
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$222,000	3,566
2009-12-31 (YTD Data)		Rank
Total interest income	$4,197,000	5,588
Total interest expense	$1,130,000	5,778
Net interest income	$3,067,000	5,328
Provision for loan and lease losses	$145,000	6,104
Total noninterest income	$924,000	3,498
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$729,000	2,178
Trading account gains and fees	$0	211
Additional Noninterest Income	$195,000	4,680
Total noninterest expense	$2,526,000	5,655
Salaries and employee benefits	$1,130,000	5,984
Premises and equipment expense	$229,000	6,241
Additional noninterest expense	$1,167,000	4,814
Pre-tax net operating income	$1,320,000	2,551
Securities gains (losses)	$0	3,754
Applicable income taxes	$408,000	1,742
Income before extraordinary items	$912,000	2,925
Extraordinary gains, net	$0	34
Net income	$912,000	2,923
Minority interest net income	$0	115
Net income of bank and minority interests.	$912,000	2,925
Net charge-offs	$3,000	7,105
Cash dividends	$313,000	3,158
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$912,000	2,866
2009-09-30 (YTD Data)		Rank
Total interest income	$3,126,000	5,675
Total interest expense	$840,000	5,941
Net interest income	$2,286,000	5,366
Provision for loan and lease losses	$100,000	5,952
Total noninterest income	$689,000	3,562
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$553,000	2,170
Trading account gains and fees	$0	212
Additional Noninterest Income	$136,000	4,938
Total noninterest expense	$1,770,000	5,855
Salaries and employee benefits	$845,000	6,007
Premises and equipment expense	$160,000	6,427
Additional noninterest expense	$765,000	5,181
Pre-tax net operating income	$1,105,000	2,566
Securities gains (losses)	$0	3,497
Applicable income taxes	$344,000	1,784
Income before extraordinary items	$761,000	2,961
Extraordinary gains, net	$0	27
Net income	$761,000	2,959
Minority interest net income	$0	118
Net income of bank and minority interests.	$761,000	2,962
Net charge-offs	$0	6,987
Cash dividends	$138,000	3,394
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$761,000	2,889
2009-06-30 (YTD Data)		Rank
Total interest income	$2,089,000	5,724
Total interest expense	$548,000	6,098
Net interest income	$1,541,000	5,348
Provision for loan and lease losses	$100,000	5,300
Total noninterest income	$451,000	3,619
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$360,000	2,199
Trading account gains and fees	$0	193
Additional Noninterest Income	$91,000	4,967
Total noninterest expense	$1,184,000	5,891
Salaries and employee benefits	$543,000	6,164
Premises and equipment expense	$113,000	6,353
Additional noninterest expense	$528,000	5,092
Pre-tax net operating income	$708,000	2,740
Securities gains (losses)	$0	3,136
Applicable income taxes	$218,000	1,881
Income before extraordinary items	$490,000	3,129
Extraordinary gains, net	$0	21
Net income	$490,000	3,127
Minority interest net income	$0	112
Net income of bank and minority interests.	$490,000	3,128
Net charge-offs	$2,000	6,442
Cash dividends	$139,000	3,034
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$490,000	3,028
2009-03-31 (YTD Data)		Rank
Total interest income	$1,035,000	5,783
Total interest expense	$272,000	6,207
Net interest income	$763,000	5,360
Provision for loan and lease losses	$50,000	4,881
Total noninterest income	$204,000	3,768
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$158,000	2,355
Trading account gains and fees	$0	171
Additional Noninterest Income	$46,000	4,978
Total noninterest expense	$568,000	5,943
Salaries and employee benefits	$268,000	6,237
Premises and equipment expense	$52,000	6,557
Additional noninterest expense	$248,000	4,973
Pre-tax net operating income	$349,000	3,076
Securities gains (losses)	$0	2,434
Applicable income taxes	$112,000	2,060
Income before extraordinary items	$237,000	3,554
Extraordinary gains, net	$0	15
Net income	$237,000	3,554
Minority interest net income	$0	102
Net income of bank and minority interests.	$237,000	3,555
Net charge-offs	$9,000	4,815
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$237,000	3,408
2008-12-31 (YTD Data)		Rank
Total interest income	$4,130,000	5,930
Total interest expense	$1,405,000	6,108
Net interest income	$2,725,000	5,681
Provision for loan and lease losses	$90,000	6,145
Total noninterest income	$931,000	3,565
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$752,000	2,223
Trading account gains and fees	$0	154
Additional Noninterest Income	$179,000	5,025
Total noninterest expense	$2,335,000	5,822
Salaries and employee benefits	$1,064,000	6,286
Premises and equipment expense	$224,000	6,461
Additional noninterest expense	$1,047,000	4,686
Pre-tax net operating income	$1,231,000	3,372
Securities gains (losses)	$22,000	2,114
Applicable income taxes	$395,000	2,090
Income before extraordinary items	$858,000	3,574
Extraordinary gains, net	$0	39
Net income	$858,000	3,575
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	5,414
Cash dividends	$259,000	4,256
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$843,040	3,742
2008-09-30 (YTD Data)		Rank
Total interest income	$3,088,000	6,008
Total interest expense	$1,110,000	6,119
Net interest income	$1,978,000	5,819
Provision for loan and lease losses	$55,000	5,792
Total noninterest income	$700,000	3,639
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$562,000	2,247
Trading account gains and fees	$0	148
Additional Noninterest Income	$138,000	5,091
Total noninterest expense	$1,690,000	5,900
Salaries and employee benefits	$796,000	6,300
Premises and equipment expense	$152,000	6,689
Additional noninterest expense	$742,000	4,773
Pre-tax net operating income	$933,000	3,817
Securities gains (losses)	$22,000	1,949
Applicable income taxes	$288,000	2,502
Income before extraordinary items	$667,000	3,913
Extraordinary gains, net	$0	31
Net income	$667,000	3,911
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,890
Cash dividends	$121,000	4,286
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$651,600	4,116
2008-06-30 (YTD Data)		Rank
Total interest income	$2,068,000	6,074
Total interest expense	$774,000	6,166
Net interest income	$1,294,000	5,879
Provision for loan and lease losses	$30,000	5,577
Total noninterest income	$449,000	3,755
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$356,000	2,320
Trading account gains and fees	$0	149
Additional Noninterest Income	$93,000	5,175
Total noninterest expense	$1,120,000	5,969
Salaries and employee benefits	$524,000	6,378
Premises and equipment expense	$100,000	6,746
Additional noninterest expense	$496,000	4,745
Pre-tax net operating income	$593,000	4,048
Securities gains (losses)	$0	3,233
Applicable income taxes	$177,000	2,829
Income before extraordinary items	$416,000	4,386
Extraordinary gains, net	$0	21
Net income	$416,000	4,387
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	5,124
Cash dividends	$121,000	3,939
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$416,000	4,333
2008-03-31 (YTD Data)		Rank
Total interest income	$1,046,000	6,117
Total interest expense	$407,000	6,216
Net interest income	$639,000	5,934
Provision for loan and lease losses	$30,000	4,346
Total noninterest income	$213,000	3,868
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$170,000	2,369
Trading account gains and fees	$0	158
Additional Noninterest Income	$43,000	5,319
Total noninterest expense	$561,000	5,995
Salaries and employee benefits	$258,000	6,444
Premises and equipment expense	$52,000	6,695
Additional noninterest expense	$251,000	4,675
Pre-tax net operating income	$261,000	4,449
Securities gains (losses)	$0	2,688
Applicable income taxes	$58,000	3,403
Income before extraordinary items	$203,000	4,625
Extraordinary gains, net	$0	15
Net income	$203,000	4,628
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$203,000	4,535
2007-12-31 (YTD Data)		Rank
Total interest income	$4,137,000	6,169
Total interest expense	$1,547,000	6,367
Net interest income	$2,590,000	5,883
Provision for loan and lease losses	$0	6,851
Total noninterest income	$937,000	3,669
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$776,000	2,196
Trading account gains and fees	$0	178
Additional Noninterest Income	$161,000	5,455
Total noninterest expense	$2,251,000	5,891
Salaries and employee benefits	$1,060,000	6,305
Premises and equipment expense	$209,000	6,637
Additional noninterest expense	$982,000	4,719
Pre-tax net operating income	$1,276,000	4,232
Securities gains (losses)	$-1,000	7,069
Applicable income taxes	$392,000	3,050
Income before extraordinary items	$883,000	4,583
Extraordinary gains, net	$0	39
Net income	$883,000	4,584
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	8,000
Cash dividends	$449,000	3,896
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$883,690	4,577
2007-09-30 (YTD Data)		Rank
Total interest income	$3,068,000	6,225
Total interest expense	$1,133,000	6,446
Net interest income	$1,935,000	5,919
Provision for loan and lease losses	$0	6,528
Total noninterest income	$687,000	3,722
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$568,000	2,212
Trading account gains and fees	$0	184
Additional Noninterest Income	$119,000	5,491
Total noninterest expense	$1,649,000	5,930
Salaries and employee benefits	$780,000	6,344
Premises and equipment expense	$135,000	6,930
Additional noninterest expense	$734,000	4,665
Pre-tax net operating income	$973,000	4,418
Securities gains (losses)	$-1,000	7,322
Applicable income taxes	$302,000	3,194
Income before extraordinary items	$670,000	4,784
Extraordinary gains, net	$0	33
Net income	$670,000	4,783
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	7,944
Cash dividends	$294,000	3,690
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$670,690	4,769
2007-06-30 (YTD Data)		Rank
Total interest income	$2,034,000	6,273
Total interest expense	$740,000	6,515
Net interest income	$1,294,000	5,960
Provision for loan and lease losses	$0	6,209
Total noninterest income	$446,000	3,796
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$368,000	2,263
Trading account gains and fees	$0	168
Additional Noninterest Income	$78,000	5,568
Total noninterest expense	$1,078,000	6,029
Salaries and employee benefits	$524,000	6,379
Premises and equipment expense	$80,000	7,161
Additional noninterest expense	$474,000	4,744
Pre-tax net operating income	$662,000	4,446
Securities gains (losses)	$0	1,444
Applicable income taxes	$200,000	3,271
Income before extraordinary items	$462,000	4,739
Extraordinary gains, net	$0	29
Net income	$462,000	4,739
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	7,810
Cash dividends	$294,000	3,181
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$462,000	4,733
2007-03-31 (YTD Data)		Rank
Total interest income	$1,001,000	6,322
Total interest expense	$356,000	6,599
Net interest income	$645,000	5,970
Provision for loan and lease losses	$0	5,779
Total noninterest income	$213,000	3,877
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$175,000	2,297
Trading account gains and fees	$0	195
Additional Noninterest Income	$38,000	5,593
Total noninterest expense	$561,000	5,962
Salaries and employee benefits	$257,000	6,465
Premises and equipment expense	$42,000	7,103
Additional noninterest expense	$262,000	4,385
Pre-tax net operating income	$297,000	4,673
Securities gains (losses)	$0	1,187
Applicable income taxes	$90,000	3,414
Income before extraordinary items	$207,000	4,975
Extraordinary gains, net	$0	22
Net income	$207,000	4,975
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,735
Cash dividends	$185,000	2,546
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$207,000	4,961
2006-12-31 (YTD Data)		Rank
Total interest income	$3,606,000	6,357
Total interest expense	$1,124,000	6,708
Net interest income	$2,482,000	6,050
Provision for loan and lease losses	$120,000	4,374
Total noninterest income	$842,000	3,931
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$704,000	2,361
Trading account gains and fees	$0	130
Additional Noninterest Income	$138,000	5,778
Total noninterest expense	$2,108,000	6,006
Salaries and employee benefits	$990,000	6,426
Premises and equipment expense	$187,000	6,851
Additional noninterest expense	$931,000	4,750
Pre-tax net operating income	$1,096,000	4,990
Securities gains (losses)	$-2,000	6,862
Applicable income taxes	$334,000	3,653
Income before extraordinary items	$760,000	5,326
Extraordinary gains, net	$0	51
Net income	$760,000	5,328
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	4,537
Cash dividends	$617,000	3,404
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$761,380	5,315
2006-09-30 (YTD Data)		Rank
Total interest income	$2,657,000	6,414
Total interest expense	$806,000	6,775
Net interest income	$1,851,000	6,122
Provision for loan and lease losses	$100,000	4,067
Total noninterest income	$599,000	4,058
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$500,000	2,480
Trading account gains and fees	$0	126
Additional Noninterest Income	$99,000	5,863
Total noninterest expense	$1,534,000	6,089
Salaries and employee benefits	$737,000	6,447
Premises and equipment expense	$129,000	7,031
Additional noninterest expense	$668,000	4,867
Pre-tax net operating income	$816,000	5,190
Securities gains (losses)	$-2,000	7,192
Applicable income taxes	$244,000	3,879
Income before extraordinary items	$570,000	5,481
Extraordinary gains, net	$0	45
Net income	$570,000	5,483
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	3,673
Cash dividends	$415,000	3,196
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$571,400	5,478
2006-06-30 (YTD Data)		Rank
Total interest income	$1,750,000	6,449
Total interest expense	$523,000	6,764
Net interest income	$1,227,000	6,167
Provision for loan and lease losses	$40,000	4,712
Total noninterest income	$394,000	4,077
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$328,000	2,482
Trading account gains and fees	$0	126
Additional Noninterest Income	$66,000	5,904
Total noninterest expense	$1,033,000	6,077
Salaries and employee benefits	$487,000	6,500
Premises and equipment expense	$86,000	7,054
Additional noninterest expense	$460,000	4,753
Pre-tax net operating income	$548,000	5,214
Securities gains (losses)	$-2,000	7,528
Applicable income taxes	$165,000	3,875
Income before extraordinary items	$381,000	5,491
Extraordinary gains, net	$0	39
Net income	$381,000	5,493
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	3,967
Cash dividends	$84,000	4,519
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$382,400	5,478
2006-03-31 (YTD Data)		Rank
Total interest income	$849,000	6,498
Total interest expense	$255,000	6,752
Net interest income	$594,000	6,264
Provision for loan and lease losses	$0	6,013
Total noninterest income	$188,000	4,110
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$156,000	2,521
Trading account gains and fees	$0	115
Additional Noninterest Income	$32,000	5,945
Total noninterest expense	$504,000	6,161
Salaries and employee benefits	$243,000	6,530
Premises and equipment expense	$43,000	7,055
Additional noninterest expense	$218,000	4,907
Pre-tax net operating income	$278,000	5,128
Securities gains (losses)	$-2,000	7,972
Applicable income taxes	$102,000	3,569
Income before extraordinary items	$174,000	5,630
Extraordinary gains, net	$0	21
Net income	$174,000	5,631
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	3,102
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$175,280	5,611
2005-12-31 (YTD Data)		Rank
Total interest income	$3,362,000	6,302
Total interest expense	$922,000	6,483
Net interest income	$2,440,000	6,111
Provision for loan and lease losses	$60,000	5,443
Total noninterest income	$561,000	4,966
Gross Fiduciary activities income	$2,000	1,452
Service charges on deposit accounts	$430,000	3,390
Trading account gains and fees	$0	138
Additional Noninterest Income	$129,000	5,992
Total noninterest expense	$1,901,000	6,271
Salaries and employee benefits	$902,000	6,637
Premises and equipment expense	$183,000	6,914
Additional noninterest expense	$816,000	5,098
Pre-tax net operating income	$1,040,000	5,254
Securities gains (losses)	$-1,000	6,938
Applicable income taxes	$308,000	4,096
Income before extraordinary items	$731,000	5,569
Extraordinary gains, net	$0	46
Net income	$731,000	5,573
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	4,046
Cash dividends	$163,000	5,103
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$731,700	5,535
2005-09-30 (YTD Data)		Rank
Total interest income	$2,470,000	6,353
Total interest expense	$673,000	6,462
Net interest income	$1,797,000	6,193
Provision for loan and lease losses	$60,000	4,948
Total noninterest income	$380,000	5,228
Gross Fiduciary activities income	$2,000	1,379
Service charges on deposit accounts	$279,000	3,733
Trading account gains and fees	$0	126
Additional Noninterest Income	$99,000	5,963
Total noninterest expense	$1,352,000	6,397
Salaries and employee benefits	$670,000	6,659
Premises and equipment expense	$122,000	7,131
Additional noninterest expense	$560,000	5,342
Pre-tax net operating income	$765,000	5,440
Securities gains (losses)	$-1,000	7,299
Applicable income taxes	$222,000	4,265
Income before extraordinary items	$542,000	5,710
Extraordinary gains, net	$0	35
Net income	$542,000	5,714
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	3,660
Cash dividends	$79,000	4,833
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$542,710	5,669
2005-06-30 (YTD Data)		Rank
Total interest income	$1,638,000	6,317
Total interest expense	$437,000	6,391
Net interest income	$1,201,000	6,178
Provision for loan and lease losses	$60,000	4,115
Total noninterest income	$234,000	5,383
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$167,000	3,899
Trading account gains and fees	$0	116
Additional Noninterest Income	$67,000	5,953
Total noninterest expense	$907,000	6,376
Salaries and employee benefits	$436,000	6,718
Premises and equipment expense	$82,000	7,100
Additional noninterest expense	$389,000	5,185
Pre-tax net operating income	$468,000	5,614
Securities gains (losses)	$0	2,146
Applicable income taxes	$138,000	4,376
Income before extraordinary items	$330,000	5,918
Extraordinary gains, net	$0	30
Net income	$330,000	5,922
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	3,501
Cash dividends	$75,000	4,508
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$330,000	5,868
2005-03-31 (YTD Data)		Rank
Total interest income	$814,000	6,335
Total interest expense	$216,000	6,342
Net interest income	$598,000	6,235
Provision for loan and lease losses	$60,000	2,830
Total noninterest income	$108,000	5,518
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$78,000	3,986
Trading account gains and fees	$0	115
Additional Noninterest Income	$30,000	6,174
Total noninterest expense	$451,000	6,420
Salaries and employee benefits	$216,000	6,794
Premises and equipment expense	$43,000	7,087
Additional noninterest expense	$192,000	5,230
Pre-tax net operating income	$195,000	6,017
Securities gains (losses)	$0	1,685
Applicable income taxes	$54,000	4,665
Income before extraordinary items	$141,000	6,234
Extraordinary gains, net	$0	24
Net income	$141,000	6,236
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,060
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$141,000	6,188
2004-12-31 (YTD Data)		Rank
Total interest income	$3,203,000	6,242
Total interest expense	$888,000	5,983
Net interest income	$2,315,000	6,223
Provision for loan and lease losses	$100,000	4,964
Total noninterest income	$389,000	5,860
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$268,000	4,578
Trading account gains and fees	$0	138
Additional Noninterest Income	$121,000	6,090
Total noninterest expense	$1,799,000	6,363
Salaries and employee benefits	$844,000	6,799
Premises and equipment expense	$180,000	6,974
Additional noninterest expense	$775,000	5,201
Pre-tax net operating income	$805,000	5,783
Securities gains (losses)	$0	3,819
Applicable income taxes	$234,000	4,540
Income before extraordinary items	$571,000	6,066
Extraordinary gains, net	$0	34
Net income	$571,000	6,070
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	3,290
Cash dividends	$183,000	4,971
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$571,000	6,001
2004-09-30 (YTD Data)		Rank
Total interest income	$2,392,000	6,257
Total interest expense	$670,000	5,942
Net interest income	$1,722,000	6,255
Provision for loan and lease losses	$80,000	4,713
Total noninterest income	$288,000	5,918
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$201,000	4,621
Trading account gains and fees	$0	134
Additional Noninterest Income	$87,000	6,182
Total noninterest expense	$1,333,000	6,367
Salaries and employee benefits	$634,000	6,762
Premises and equipment expense	$116,000	7,243
Additional noninterest expense	$583,000	5,134
Pre-tax net operating income	$597,000	5,916
Securities gains (losses)	$0	3,710
Applicable income taxes	$173,000	4,659
Income before extraordinary items	$424,000	6,176
Extraordinary gains, net	$0	26
Net income	$424,000	6,176
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	3,193
Cash dividends	$108,000	4,564
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$424,000	6,110
2004-06-30 (YTD Data)		Rank
Total interest income	$1,585,000	6,289
Total interest expense	$452,000	5,939
Net interest income	$1,133,000	6,325
Provision for loan and lease losses	$50,000	4,677
Total noninterest income	$192,000	5,910
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$134,000	4,616
Trading account gains and fees	$0	130
Additional Noninterest Income	$58,000	6,187
Total noninterest expense	$878,000	6,438
Salaries and employee benefits	$413,000	6,864
Premises and equipment expense	$78,000	7,274
Additional noninterest expense	$387,000	5,174
Pre-tax net operating income	$397,000	5,876
Securities gains (losses)	$0	3,413
Applicable income taxes	$113,000	4,689
Income before extraordinary items	$284,000	6,155
Extraordinary gains, net	$0	21
Net income	$284,000	6,156
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	2,968
Cash dividends	$95,000	4,270
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$284,000	6,080
2004-03-31 (YTD Data)		Rank
Total interest income	$789,000	6,314
Total interest expense	$230,000	5,935
Net interest income	$559,000	6,379
Provision for loan and lease losses	$0	6,501
Total noninterest income	$94,000	5,919
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$66,000	4,552
Trading account gains and fees	$0	121
Additional Noninterest Income	$28,000	6,237
Total noninterest expense	$439,000	6,490
Salaries and employee benefits	$206,000	6,899
Premises and equipment expense	$38,000	7,364
Additional noninterest expense	$195,000	5,165
Pre-tax net operating income	$214,000	5,668
Securities gains (losses)	$0	2,934
Applicable income taxes	$59,000	4,619
Income before extraordinary items	$155,000	5,932
Extraordinary gains, net	$0	16
Net income	$155,000	5,932
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	2,469
Cash dividends	$13,000	3,762
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$155,000	5,808
2003-12-31 (YTD Data)		Rank
Total interest income	$3,356,000	6,166
Total interest expense	$1,000,000	6,127
Net interest income	$2,356,000	6,091
Provision for loan and lease losses	$10,000	7,370
Total noninterest income	$419,000	5,877
Gross Fiduciary activities income	$4,000	1,466
Service charges on deposit accounts	$300,000	4,299
Trading account gains and fees	$0	160
Additional Noninterest Income	$115,000	6,296
Total noninterest expense	$1,621,000	6,663
Salaries and employee benefits	$785,000	6,966
Premises and equipment expense	$174,000	7,097
Additional noninterest expense	$662,000	5,672
Pre-tax net operating income	$1,144,000	4,793
Securities gains (losses)	$1,000	4,307
Applicable income taxes	$352,000	4,027
Income before extraordinary items	$793,000	5,263
Extraordinary gains, net	$0	54
Net income	$793,000	5,262
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	4,709
Cash dividends	$220,000	4,808
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$792,310	5,104
2003-09-30 (YTD Data)		Rank
Total interest income	$2,533,000	6,218
Total interest expense	$760,000	6,219
Net interest income	$1,773,000	6,101
Provision for loan and lease losses	$10,000	7,100
Total noninterest income	$312,000	5,938
Gross Fiduciary activities income	$3,000	1,448
Service charges on deposit accounts	$224,000	4,333
Trading account gains and fees	$0	153
Additional Noninterest Income	$85,000	6,364
Total noninterest expense	$1,211,000	6,670
Salaries and employee benefits	$589,000	6,968
Premises and equipment expense	$120,000	7,273
Additional noninterest expense	$502,000	5,626
Pre-tax net operating income	$864,000	4,936
Securities gains (losses)	$1,000	4,000
Applicable income taxes	$263,000	4,177
Income before extraordinary items	$602,000	5,382
Extraordinary gains, net	$0	40
Net income	$602,000	5,382
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	4,467
Cash dividends	$136,000	4,475
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$601,300	5,208
2003-06-30 (YTD Data)		Rank
Total interest income	$1,700,000	6,241
Total interest expense	$516,000	6,301
Net interest income	$1,184,000	6,107
Provision for loan and lease losses	$10,000	6,790
Total noninterest income	$206,000	5,926
Gross Fiduciary activities income	$3,000	1,400
Service charges on deposit accounts	$149,000	4,309
Trading account gains and fees	$0	150
Additional Noninterest Income	$54,000	6,441
Total noninterest expense	$796,000	6,725
Salaries and employee benefits	$386,000	7,029
Premises and equipment expense	$83,000	7,215
Additional noninterest expense	$327,000	5,693
Pre-tax net operating income	$584,000	4,907
Securities gains (losses)	$1,000	3,586
Applicable income taxes	$172,000	4,260
Income before extraordinary items	$413,000	5,310
Extraordinary gains, net	$0	30
Net income	$413,000	5,310
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	3,755
Cash dividends	$114,000	4,135
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$412,290	5,115
2003-03-31 (YTD Data)		Rank
Total interest income	$860,000	6,242
Total interest expense	$260,000	6,376
Net interest income	$600,000	6,064
Provision for loan and lease losses	$0	6,934
Total noninterest income	$102,000	5,877
Gross Fiduciary activities income	$3,000	1,293
Service charges on deposit accounts	$73,000	4,284
Trading account gains and fees	$0	134
Additional Noninterest Income	$26,000	6,499
Total noninterest expense	$405,000	6,675
Salaries and employee benefits	$191,000	7,087
Premises and equipment expense	$45,000	7,066
Additional noninterest expense	$169,000	5,559
Pre-tax net operating income	$297,000	4,819
Securities gains (losses)	$0	2,891
Applicable income taxes	$91,000	4,120
Income before extraordinary items	$206,000	5,253
Extraordinary gains, net	$0	21
Net income	$206,000	5,252
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	3,694
Cash dividends	$18,000	3,764
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$206,000	5,063
2002-12-31 (YTD Data)		Rank
Total interest income	$3,458,000	6,374
Total interest expense	$1,149,000	6,543
Net interest income	$2,309,000	6,164
Provision for loan and lease losses	$170,000	4,692
Total noninterest income	$404,000	5,761
Gross Fiduciary activities income	$33,000	1,196
Service charges on deposit accounts	$276,000	4,436
Trading account gains and fees	$0	153
Additional Noninterest Income	$95,000	6,547
Total noninterest expense	$1,552,000	6,743
Salaries and employee benefits	$731,000	7,153
Premises and equipment expense	$180,000	7,029
Additional noninterest expense	$641,000	5,702
Pre-tax net operating income	$991,000	5,230
Securities gains (losses)	$0	4,537
Applicable income taxes	$304,000	4,423
Income before extraordinary items	$687,000	5,611
Extraordinary gains, net	$0	70
Net income	$687,000	5,610
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$131,000	3,741
Cash dividends	$144,000	5,259
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$687,000	5,469
2001-12-31 (YTD Data)		Rank
Total interest income	$3,428,000	6,822
Total interest expense	$1,372,000	7,247
Net interest income	$2,056,000	6,354
Provision for loan and lease losses	$70,000	6,194
Total noninterest income	$382,000	5,806
Gross Fiduciary activities income	$21,000	1,296
Service charges on deposit accounts	$276,000	4,380
Trading account gains and fees	$0	177
Additional Noninterest Income	$85,000	6,770
Total noninterest expense	$1,573,000	6,633
Salaries and employee benefits	$756,000	6,958
Premises and equipment expense	$185,000	7,000
Additional noninterest expense	$632,000	5,649
Pre-tax net operating income	$795,000	5,497
Securities gains (losses)	$0	4,612
Applicable income taxes	$243,000	4,657
Income before extraordinary items	$552,000	5,838
Extraordinary gains, net	$0	105
Net income	$552,000	5,841
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	5,674
Cash dividends	$147,000	5,372
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$552,000	5,719
2000-12-31 (YTD Data)		Rank
Total interest income	$3,242,000	7,175
Total interest expense	$1,241,000	7,719
Net interest income	$2,001,000	6,556
Provision for loan and lease losses	$125,000	4,758
Total noninterest income	$352,000	5,876
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$307,000	3,987
Trading account gains and fees	NA	NA
Additional Noninterest Income	$45,000	7,994
Total noninterest expense	$1,441,000	6,896
Salaries and employee benefits	$709,000	7,162
Premises and equipment expense	$202,000	6,737
Additional noninterest expense	$530,000	6,202
Pre-tax net operating income	$787,000	5,911
Securities gains (losses)	$0	1,956
Applicable income taxes	$242,000	5,047
Income before extraordinary items	$545,000	6,100
Extraordinary gains, net	$0	38
Net income	$545,000	6,098
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$105,000	3,499
Cash dividends	$294,000	4,567
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$545,000	6,108
1999-12-31 (YTD Data)		Rank
Total interest income	$2,972,000	7,410
Total interest expense	$1,113,000	7,875
Net interest income	$1,859,000	6,892
Provision for loan and lease losses	$55,000	6,383
Total noninterest income	$352,000	5,993
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$293,000	4,060
Trading account gains and fees	NA	NA
Additional Noninterest Income	$59,000	7,752
Total noninterest expense	$1,344,000	7,188
Salaries and employee benefits	$652,000	7,480
Premises and equipment expense	$190,000	6,970
Additional noninterest expense	$502,000	6,511
Pre-tax net operating income	$812,000	5,881
Securities gains (losses)	$0	3,155
Applicable income taxes	$249,000	5,220
Income before extraordinary items	$563,000	6,087
Extraordinary gains, net	$0	35
Net income	$563,000	6,084
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	5,199
Cash dividends	$225,000	5,033
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$563,000	6,060
1998-12-31 (YTD Data)		Rank
Total interest income	$2,721,000	7,849
Total interest expense	$969,000	8,501
Net interest income	$1,752,000	7,155
Provision for loan and lease losses	$95,000	5,236
Total noninterest income	$351,000	6,006
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$263,000	4,332
Trading account gains and fees	NA	NA
Additional Noninterest Income	$88,000	6,932
Total noninterest expense	$1,223,000	7,478
Salaries and employee benefits	$607,000	7,719
Premises and equipment expense	$166,000	7,324
Additional noninterest expense	$450,000	6,802
Pre-tax net operating income	$785,000	6,149
Securities gains (losses)	$0	4,449
Applicable income taxes	$238,000	5,762
Income before extraordinary items	$547,000	6,341
Extraordinary gains, net	$0	32
Net income	$547,000	6,341
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	6,193
Cash dividends	$130,000	5,965
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$547,000	6,232
1997-12-31 (YTD Data)		Rank
Total interest income	$2,475,000	8,409
Total interest expense	$847,000	9,120
Net interest income	$1,628,000	7,713
Provision for loan and lease losses	$60,000	6,153
Total noninterest income	$255,000	7,161
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$190,000	5,493
Trading account gains and fees	NA	NA
Additional Noninterest Income	$65,000	7,858
Total noninterest expense	$1,054,000	8,156
Salaries and employee benefits	$531,000	8,391
Premises and equipment expense	$147,000	7,862
Additional noninterest expense	$376,000	7,565
Pre-tax net operating income	$769,000	6,688
Securities gains (losses)	$0	3,944
Applicable income taxes	$227,000	6,538
Income before extraordinary items	$542,000	6,724
Extraordinary gains, net	$0	44
Net income	$542,000	6,726
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,380
Cash dividends	$130,000	6,116
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$542,000	6,668
1996-12-31 (YTD Data)		Rank
Total interest income	$2,310,000	8,967
Total interest expense	$776,000	9,721
Net interest income	$1,534,000	8,184
Provision for loan and lease losses	$57,000	6,361
Total noninterest income	$197,000	8,278
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$169,000	6,138
Trading account gains and fees	NA	NA
Additional Noninterest Income	$28,000	9,949
Total noninterest expense	$1,000,000	8,664
Salaries and employee benefits	$528,000	8,662
Premises and equipment expense	$156,000	7,919
Additional noninterest expense	$316,000	8,715
Pre-tax net operating income	$674,000	7,049
Securities gains (losses)	$0	4,148
Applicable income taxes	$199,000	7,154
Income before extraordinary items	$475,000	7,077
Extraordinary gains, net	$0	53
Net income	$475,000	7,080
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	6,098
Cash dividends	$125,000	6,318
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$475,000	7,015
1995-12-31 (YTD Data)		Rank
Total interest income	$2,239,000	9,357
Total interest expense	$799,000	9,946
Net interest income	$1,440,000	8,697
Provision for loan and lease losses	$35,000	6,883
Total noninterest income	$197,000	8,478
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$158,000	6,485
Trading account gains and fees	NA	NA
Additional Noninterest Income	$39,000	9,762
Total noninterest expense	$976,000	9,052
Salaries and employee benefits	$484,000	9,252
Premises and equipment expense	$196,000	7,269
Additional noninterest expense	$296,000	9,276
Pre-tax net operating income	$626,000	7,730
Securities gains (losses)	$0	3,831
Applicable income taxes	$180,000	7,774
Income before extraordinary items	$446,000	7,671
Extraordinary gains, net	$0	65
Net income	$446,000	7,672
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	6,571
Cash dividends	$125,000	6,392
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$446,000	7,649
1994-12-31 (YTD Data)		Rank
Total interest income	$1,914,000	9,958
Total interest expense	$633,000	10,439
Net interest income	$1,281,000	9,518
Provision for loan and lease losses	$10,000	8,460
Total noninterest income	$171,000	9,287
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$139,000	7,144
Trading account gains and fees	NA	NA
Additional Noninterest Income	$32,000	10,653
Total noninterest expense	$956,000	9,522
Salaries and employee benefits	$474,000	9,626
Premises and equipment expense	$160,000	8,293
Additional noninterest expense	$322,000	9,691
Pre-tax net operating income	$486,000	8,754
Securities gains (losses)	$0	3,600
Applicable income taxes	$125,000	8,819
Income before extraordinary items	$361,000	8,541
Extraordinary gains, net	$0	249
Net income	$361,000	8,546
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,944
Cash dividends	$120,000	6,524
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$361,000	8,590
1993-12-31 (YTD Data)		Rank
Total interest income	$1,939,000	10,300
Total interest expense	$627,000	10,985
Net interest income	$1,312,000	9,693
Provision for loan and lease losses	$0	10,371
Total noninterest income	$163,000	9,957
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$129,000	7,602
Trading account gains and fees	NA	NA
Additional Noninterest Income	$34,000	11,040
Total noninterest expense	$888,000	10,257
Salaries and employee benefits	$454,000	10,108
Premises and equipment expense	$89,000	10,821
Additional noninterest expense	$345,000	9,902
Pre-tax net operating income	$587,000	8,028
Securities gains (losses)	$0	7,477
Applicable income taxes	$162,000	8,381
Income before extraordinary items	$425,000	8,184
Extraordinary gains, net	$0	3,149
Net income	$425,000	8,347
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	9,724
Cash dividends	$120,000	6,522
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$425,000	7,912
1992-12-31 (YTD Data)		Rank
Total interest income	$2,050,000	10,806
Total interest expense	$806,000	11,305
Net interest income	$1,244,000	10,162
Provision for loan and lease losses	$0	11,756
Total noninterest income	$113,000	11,376
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$75,000	9,378
Trading account gains and fees	NA	NA
Additional Noninterest Income	$38,000	11,181
Total noninterest expense	$819,000	10,913
Salaries and employee benefits	$431,000	10,506
Premises and equipment expense	$71,000	11,832
Additional noninterest expense	$317,000	10,589
Pre-tax net operating income	$538,000	8,154
Securities gains (losses)	$0	8,369
Applicable income taxes	$141,000	8,864
Income before extraordinary items	$397,000	8,253
Extraordinary gains, net	$0	1,422
Net income	$397,000	8,380
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	10,157
Cash dividends	$120,000	6,190
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$397,000	7,893

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.