Home > First National Bank of Kansas > Income and Expense
First National Bank of Kansas, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $15,508,000 | 1,017 |
| Total interest expense | $2,987,000 | 1,503 |
| Net interest income | $12,521,000 | 885 |
| Provision for loan and lease losses | $3,184,000 | 908 |
| Total noninterest income | $3,023,000 | 894 |
| Gross Fiduciary activities income | $314,000 | 505 |
| Service charges on deposit accounts | $1,614,000 | 468 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,095,000 | 1,216 |
| Total noninterest expense | $12,648,000 | 778 |
| Salaries and employee benefits | $5,912,000 | 822 |
| Premises and equipment expense | $1,544,000 | 843 |
| Additional noninterest expense | $5,192,000 | 700 |
| Pre-tax net operating income | $-288,000 | 6,558 |
| Securities gains (losses) | $626,000 | 392 |
| Applicable income taxes | $116,000 | 2,653 |
| Income before extraordinary items | $222,000 | 4,746 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $222,000 | 4,746 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $222,000 | 4,746 |
| Net charge-offs | $6,115,000 | 492 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-191,160 | 6,498 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,945,000 | 1,011 |
| Total interest expense | $1,625,000 | 1,451 |
| Net interest income | $6,320,000 | 880 |
| Provision for loan and lease losses | $-1,324,000 | 7,923 |
| Total noninterest income | $1,466,000 | 900 |
| Gross Fiduciary activities income | $163,000 | 507 |
| Service charges on deposit accounts | $792,000 | 477 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $511,000 | 1,273 |
| Total noninterest expense | $6,634,000 | 751 |
| Salaries and employee benefits | $2,938,000 | 840 |
| Premises and equipment expense | $817,000 | 825 |
| Additional noninterest expense | $2,879,000 | 640 |
| Pre-tax net operating income | $2,476,000 | 546 |
| Securities gains (losses) | $626,000 | 205 |
| Applicable income taxes | $1,168,000 | 341 |
| Income before extraordinary items | $1,934,000 | 576 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,934,000 | 580 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,934,000 | 580 |
| Net charge-offs | $4,290,000 | 384 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,533,360 | 696 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $61,432,000 | 535 |
| Total interest expense | $10,582,000 | 1,119 |
| Net interest income | $50,850,000 | 422 |
| Provision for loan and lease losses | $46,301,000 | 261 |
| Total noninterest income | $7,461,000 | 800 |
| Gross Fiduciary activities income | $812,000 | 437 |
| Service charges on deposit accounts | $3,664,000 | 450 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,985,000 | 1,047 |
| Total noninterest expense | $28,376,000 | 747 |
| Salaries and employee benefits | $13,019,000 | 753 |
| Premises and equipment expense | $3,492,000 | 775 |
| Additional noninterest expense | $11,865,000 | 684 |
| Pre-tax net operating income | $-16,366,000 | 7,656 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-6,205,000 | 7,810 |
| Income before extraordinary items | $-10,161,000 | 7,561 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-10,161,000 | 7,560 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-10,161,000 | 7,560 |
| Net charge-offs | $32,999,000 | 269 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-10,161,000 | 7,566 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $46,950,000 | 547 |
| Total interest expense | $8,636,000 | 1,081 |
| Net interest income | $38,314,000 | 432 |
| Provision for loan and lease losses | $35,147,000 | 260 |
| Total noninterest income | $5,731,000 | 787 |
| Gross Fiduciary activities income | $629,000 | 428 |
| Service charges on deposit accounts | $2,792,000 | 443 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,310,000 | 1,043 |
| Total noninterest expense | $21,755,000 | 723 |
| Salaries and employee benefits | $10,247,000 | 716 |
| Premises and equipment expense | $2,599,000 | 798 |
| Additional noninterest expense | $8,909,000 | 648 |
| Pre-tax net operating income | $-12,857,000 | 7,802 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-4,868,000 | 7,896 |
| Income before extraordinary items | $-7,989,000 | 7,727 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-7,989,000 | 7,726 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-7,989,000 | 7,726 |
| Net charge-offs | $25,828,000 | 246 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-7,989,000 | 7,732 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $30,691,000 | 571 |
| Total interest expense | $6,200,000 | 1,073 |
| Net interest income | $24,491,000 | 449 |
| Provision for loan and lease losses | $20,425,000 | 287 |
| Total noninterest income | $3,898,000 | 788 |
| Gross Fiduciary activities income | $425,000 | 423 |
| Service charges on deposit accounts | $1,875,000 | 439 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,598,000 | 1,044 |
| Total noninterest expense | $14,438,000 | 734 |
| Salaries and employee benefits | $7,154,000 | 695 |
| Premises and equipment expense | $1,690,000 | 831 |
| Additional noninterest expense | $5,594,000 | 695 |
| Pre-tax net operating income | $-6,474,000 | 7,814 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-2,405,000 | 7,931 |
| Income before extraordinary items | $-4,069,000 | 7,734 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,069,000 | 7,733 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-4,069,000 | 7,733 |
| Net charge-offs | $15,114,000 | 285 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-4,069,000 | 7,743 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $14,913,000 | 589 |
| Total interest expense | $3,300,000 | 1,049 |
| Net interest income | $11,613,000 | 464 |
| Provision for loan and lease losses | $8,553,000 | 286 |
| Total noninterest income | $1,934,000 | 763 |
| Gross Fiduciary activities income | $207,000 | 435 |
| Service charges on deposit accounts | $949,000 | 428 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $778,000 | 1,035 |
| Total noninterest expense | $6,927,000 | 719 |
| Salaries and employee benefits | $3,504,000 | 717 |
| Premises and equipment expense | $855,000 | 831 |
| Additional noninterest expense | $2,568,000 | 662 |
| Pre-tax net operating income | $-1,933,000 | 7,821 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-734,000 | 7,945 |
| Income before extraordinary items | $-1,199,000 | 7,756 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,199,000 | 7,759 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,199,000 | 7,758 |
| Net charge-offs | $5,570,000 | 296 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,199,000 | 7,754 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $64,569,000 | 580 |
| Total interest expense | $23,420,000 | 678 |
| Net interest income | $41,149,000 | 536 |
| Provision for loan and lease losses | $23,168,000 | 333 |
| Total noninterest income | $7,755,000 | 732 |
| Gross Fiduciary activities income | $1,104,000 | 391 |
| Service charges on deposit accounts | $3,751,000 | 456 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,900,000 | 997 |
| Total noninterest expense | $28,387,000 | 701 |
| Salaries and employee benefits | $13,436,000 | 738 |
| Premises and equipment expense | $3,374,000 | 818 |
| Additional noninterest expense | $11,577,000 | 606 |
| Pre-tax net operating income | $-2,651,000 | 7,520 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-991,000 | 7,705 |
| Income before extraordinary items | $-1,660,000 | 7,260 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,660,000 | 7,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,835,000 | 339 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,660,000 | 7,366 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $48,960,000 | 596 |
| Total interest expense | $18,954,000 | 662 |
| Net interest income | $30,006,000 | 565 |
| Provision for loan and lease losses | $15,244,000 | 294 |
| Total noninterest income | $5,929,000 | 759 |
| Gross Fiduciary activities income | $856,000 | 386 |
| Service charges on deposit accounts | $2,792,000 | 466 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,281,000 | 1,002 |
| Total noninterest expense | $20,999,000 | 709 |
| Salaries and employee benefits | $10,548,000 | 712 |
| Premises and equipment expense | $2,610,000 | 801 |
| Additional noninterest expense | $7,841,000 | 617 |
| Pre-tax net operating income | $-308,000 | 7,121 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-110,000 | 7,551 |
| Income before extraordinary items | $-198,000 | 6,900 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-198,000 | 6,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,534,000 | 289 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-198,000 | 7,074 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $32,660,000 | 604 |
| Total interest expense | $13,742,000 | 628 |
| Net interest income | $18,918,000 | 587 |
| Provision for loan and lease losses | $9,755,000 | 277 |
| Total noninterest income | $3,989,000 | 765 |
| Gross Fiduciary activities income | $612,000 | 376 |
| Service charges on deposit accounts | $1,811,000 | 467 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,566,000 | 1,014 |
| Total noninterest expense | $13,766,000 | 712 |
| Salaries and employee benefits | $7,110,000 | 713 |
| Premises and equipment expense | $1,739,000 | 796 |
| Additional noninterest expense | $4,917,000 | 636 |
| Pre-tax net operating income | $-614,000 | 7,692 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-227,000 | 8,004 |
| Income before extraordinary items | $-387,000 | 7,614 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-387,000 | 7,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,100,000 | 260 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-387,000 | 7,595 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $16,500,000 | 618 |
| Total interest expense | $7,786,000 | 598 |
| Net interest income | $8,714,000 | 629 |
| Provision for loan and lease losses | $5,032,000 | 213 |
| Total noninterest income | $1,976,000 | 759 |
| Gross Fiduciary activities income | $361,000 | 338 |
| Service charges on deposit accounts | $864,000 | 480 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $751,000 | 1,049 |
| Total noninterest expense | $6,847,000 | 703 |
| Salaries and employee benefits | $3,521,000 | 725 |
| Premises and equipment expense | $865,000 | 807 |
| Additional noninterest expense | $2,461,000 | 597 |
| Pre-tax net operating income | $-1,189,000 | 8,300 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-450,000 | 8,351 |
| Income before extraordinary items | $-739,000 | 8,256 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-739,000 | 8,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,840,000 | 311 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-739,000 | 8,245 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $75,265,000 | 561 |
| Total interest expense | $38,008,000 | 531 |
| Net interest income | $37,257,000 | 601 |
| Provision for loan and lease losses | $2,621,000 | 679 |
| Total noninterest income | $5,272,000 | 1,060 |
| Gross Fiduciary activities income | $953,000 | 433 |
| Service charges on deposit accounts | $5,391,000 | 332 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-1,072,000 | 8,533 |
| Total noninterest expense | $29,023,000 | 645 |
| Salaries and employee benefits | $14,109,000 | 685 |
| Premises and equipment expense | $3,632,000 | 731 |
| Additional noninterest expense | $11,282,000 | 528 |
| Pre-tax net operating income | $10,885,000 | 777 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,146,000 | 618 |
| Income before extraordinary items | $6,739,000 | 972 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,739,000 | 970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,647,000 | 508 |
| Cash dividends | $7,000,000 | 553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $6,739,000 | 959 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $57,229,000 | 556 |
| Total interest expense | $28,555,000 | 535 |
| Net interest income | $28,674,000 | 588 |
| Provision for loan and lease losses | $1,764,000 | 576 |
| Total noninterest income | $5,150,000 | 842 |
| Gross Fiduciary activities income | $688,000 | 436 |
| Service charges on deposit accounts | $4,241,000 | 314 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $221,000 | 4,304 |
| Total noninterest expense | $20,939,000 | 664 |
| Salaries and employee benefits | $10,299,000 | 705 |
| Premises and equipment expense | $2,687,000 | 744 |
| Additional noninterest expense | $7,953,000 | 538 |
| Pre-tax net operating income | $11,121,000 | 641 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $4,220,000 | 537 |
| Income before extraordinary items | $6,901,000 | 761 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,901,000 | 759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,075,000 | 395 |
| Cash dividends | $7,000,000 | 430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $6,901,000 | 751 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $38,098,000 | 573 |
| Total interest expense | $18,831,000 | 545 |
| Net interest income | $19,267,000 | 604 |
| Provision for loan and lease losses | $775,000 | 718 |
| Total noninterest income | $3,450,000 | 864 |
| Gross Fiduciary activities income | $439,000 | 456 |
| Service charges on deposit accounts | $2,740,000 | 331 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $271,000 | 3,183 |
| Total noninterest expense | $13,846,000 | 679 |
| Salaries and employee benefits | $6,935,000 | 713 |
| Premises and equipment expense | $1,823,000 | 752 |
| Additional noninterest expense | $5,088,000 | 570 |
| Pre-tax net operating income | $8,096,000 | 620 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $3,072,000 | 526 |
| Income before extraordinary items | $5,024,000 | 729 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,024,000 | 728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,172,000 | 402 |
| Cash dividends | $2,000,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $5,024,000 | 721 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $19,061,000 | 567 |
| Total interest expense | $9,335,000 | 537 |
| Net interest income | $9,726,000 | 594 |
| Provision for loan and lease losses | $290,000 | 855 |
| Total noninterest income | $1,702,000 | 855 |
| Gross Fiduciary activities income | $202,000 | 479 |
| Service charges on deposit accounts | $1,285,000 | 341 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $215,000 | 2,431 |
| Total noninterest expense | $6,845,000 | 688 |
| Salaries and employee benefits | $3,575,000 | 702 |
| Premises and equipment expense | $946,000 | 716 |
| Additional noninterest expense | $2,324,000 | 601 |
| Pre-tax net operating income | $4,293,000 | 592 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,629,000 | 510 |
| Income before extraordinary items | $2,664,000 | 680 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,664,000 | 679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $679,000 | 328 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,664,000 | 670 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $72,717,000 | 558 |
| Total interest expense | $33,053,000 | 528 |
| Net interest income | $39,664,000 | 583 |
| Provision for loan and lease losses | $4,052,000 | 297 |
| Total noninterest income | $12,398,000 | 529 |
| Gross Fiduciary activities income | $692,000 | 506 |
| Service charges on deposit accounts | $4,548,000 | 374 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,158,000 | 522 |
| Total noninterest expense | $27,183,000 | 653 |
| Salaries and employee benefits | $13,084,000 | 714 |
| Premises and equipment expense | $3,706,000 | 694 |
| Additional noninterest expense | $10,393,000 | 543 |
| Pre-tax net operating income | $20,827,000 | 525 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $7,902,000 | 461 |
| Income before extraordinary items | $12,925,000 | 582 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $12,925,000 | 581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,775,000 | 234 |
| Cash dividends | $12,500,000 | 331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $12,925,000 | 576 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $53,602,000 | 575 |
| Total interest expense | $23,747,000 | 541 |
| Net interest income | $29,855,000 | 594 |
| Provision for loan and lease losses | $2,630,000 | 311 |
| Total noninterest income | $9,715,000 | 522 |
| Gross Fiduciary activities income | $490,000 | 522 |
| Service charges on deposit accounts | $3,343,000 | 386 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,882,000 | 504 |
| Total noninterest expense | $20,183,000 | 672 |
| Salaries and employee benefits | $9,809,000 | 731 |
| Premises and equipment expense | $2,808,000 | 700 |
| Additional noninterest expense | $7,566,000 | 561 |
| Pre-tax net operating income | $16,757,000 | 515 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $6,364,000 | 467 |
| Income before extraordinary items | $10,393,000 | 576 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $10,393,000 | 576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,863,000 | 216 |
| Cash dividends | $4,500,000 | 572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $10,393,000 | 565 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $35,284,000 | 575 |
| Total interest expense | $15,233,000 | 535 |
| Net interest income | $20,051,000 | 587 |
| Provision for loan and lease losses | $963,000 | 533 |
| Total noninterest income | $8,512,000 | 440 |
| Gross Fiduciary activities income | $320,000 | 528 |
| Service charges on deposit accounts | $2,125,000 | 402 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,067,000 | 381 |
| Total noninterest expense | $13,231,000 | 684 |
| Salaries and employee benefits | $6,543,000 | 734 |
| Premises and equipment expense | $1,864,000 | 713 |
| Additional noninterest expense | $4,824,000 | 593 |
| Pre-tax net operating income | $14,369,000 | 445 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $5,434,000 | 393 |
| Income before extraordinary items | $8,935,000 | 483 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,935,000 | 482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,131,000 | 202 |
| Cash dividends | $4,500,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $8,935,000 | 471 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $17,875,000 | 549 |
| Total interest expense | $7,576,000 | 509 |
| Net interest income | $10,299,000 | 564 |
| Provision for loan and lease losses | $-268,000 | 8,725 |
| Total noninterest income | $4,653,000 | 409 |
| Gross Fiduciary activities income | $157,000 | 547 |
| Service charges on deposit accounts | $1,028,000 | 402 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,468,000 | 349 |
| Total noninterest expense | $6,563,000 | 684 |
| Salaries and employee benefits | $3,298,000 | 720 |
| Premises and equipment expense | $912,000 | 713 |
| Additional noninterest expense | $2,353,000 | 588 |
| Pre-tax net operating income | $8,657,000 | 373 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,272,000 | 345 |
| Income before extraordinary items | $5,385,000 | 404 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,385,000 | 403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,468,000 | 167 |
| Cash dividends | $4,500,000 | 232 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $5,385,000 | 399 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $72,547,000 | 481 |
| Total interest expense | $24,693,000 | 486 |
| Net interest income | $47,854,000 | 470 |
| Provision for loan and lease losses | $4,556,000 | 260 |
| Total noninterest income | $-368,000 | 8,827 |
| Gross Fiduciary activities income | $540,000 | 567 |
| Service charges on deposit accounts | $4,208,000 | 403 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-5,116,000 | 8,844 |
| Total noninterest expense | $26,196,000 | 660 |
| Salaries and employee benefits | $12,470,000 | 716 |
| Premises and equipment expense | $3,555,000 | 698 |
| Additional noninterest expense | $10,171,000 | 552 |
| Pre-tax net operating income | $16,734,000 | 615 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $6,313,000 | 541 |
| Income before extraordinary items | $10,421,000 | 696 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $10,421,000 | 697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,696,000 | 117 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $10,421,000 | 683 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $52,425,000 | 483 |
| Total interest expense | $17,632,000 | 478 |
| Net interest income | $34,793,000 | 472 |
| Provision for loan and lease losses | $4,824,000 | 193 |
| Total noninterest income | $5,899,000 | 747 |
| Gross Fiduciary activities income | $387,000 | 566 |
| Service charges on deposit accounts | $3,142,000 | 403 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,370,000 | 980 |
| Total noninterest expense | $19,358,000 | 661 |
| Salaries and employee benefits | $9,235,000 | 725 |
| Premises and equipment expense | $2,744,000 | 669 |
| Additional noninterest expense | $7,379,000 | 562 |
| Pre-tax net operating income | $16,510,000 | 500 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $6,246,000 | 450 |
| Income before extraordinary items | $10,264,000 | 553 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $10,264,000 | 553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,798,000 | 118 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $10,264,000 | 539 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $34,415,000 | 477 |
| Total interest expense | $11,295,000 | 465 |
| Net interest income | $23,120,000 | 469 |
| Provision for loan and lease losses | $2,199,000 | 251 |
| Total noninterest income | $5,718,000 | 569 |
| Gross Fiduciary activities income | $242,000 | 591 |
| Service charges on deposit accounts | $2,028,000 | 410 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,448,000 | 541 |
| Total noninterest expense | $12,302,000 | 685 |
| Salaries and employee benefits | $6,214,000 | 714 |
| Premises and equipment expense | $1,803,000 | 673 |
| Additional noninterest expense | $4,285,000 | 628 |
| Pre-tax net operating income | $14,337,000 | 408 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $5,421,000 | 375 |
| Income before extraordinary items | $8,916,000 | 452 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $8,916,000 | 452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,501,000 | 101 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $8,916,000 | 438 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $16,671,000 | 477 |
| Total interest expense | $5,521,000 | 457 |
| Net interest income | $11,150,000 | 477 |
| Provision for loan and lease losses | $68,000 | 2,703 |
| Total noninterest income | $2,763,000 | 561 |
| Gross Fiduciary activities income | $103,000 | 634 |
| Service charges on deposit accounts | $978,000 | 412 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,682,000 | 533 |
| Total noninterest expense | $6,235,000 | 674 |
| Salaries and employee benefits | $3,143,000 | 700 |
| Premises and equipment expense | $918,000 | 659 |
| Additional noninterest expense | $2,174,000 | 620 |
| Pre-tax net operating income | $7,610,000 | 393 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,877,000 | 360 |
| Income before extraordinary items | $4,733,000 | 423 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $4,733,000 | 423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,005,000 | 94 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $4,733,000 | 413 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $74,284,000 | 404 |
| Total interest expense | $19,216,000 | 445 |
| Net interest income | $55,068,000 | 394 |
| Provision for loan and lease losses | $11,159,000 | 137 |
| Total noninterest income | $-4,627,000 | 8,975 |
| Gross Fiduciary activities income | $521,000 | 561 |
| Service charges on deposit accounts | $3,693,000 | 486 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-8,841,000 | 8,987 |
| Total noninterest expense | $25,740,000 | 640 |
| Salaries and employee benefits | $12,037,000 | 707 |
| Premises and equipment expense | $3,854,000 | 602 |
| Additional noninterest expense | $9,849,000 | 553 |
| Pre-tax net operating income | $13,542,000 | 673 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $5,122,000 | 591 |
| Income before extraordinary items | $8,420,000 | 788 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,420,000 | 788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,905,000 | 114 |
| Cash dividends | $8,000,000 | 417 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $8,420,000 | 761 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $58,289,000 | 384 |
| Total interest expense | $14,199,000 | 441 |
| Net interest income | $44,090,000 | 379 |
| Provision for loan and lease losses | $17,959,000 | 101 |
| Total noninterest income | $5,124,000 | 830 |
| Gross Fiduciary activities income | $370,000 | 579 |
| Service charges on deposit accounts | $2,680,000 | 508 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,074,000 | 1,054 |
| Total noninterest expense | $19,319,000 | 639 |
| Salaries and employee benefits | $8,849,000 | 712 |
| Premises and equipment expense | $2,920,000 | 586 |
| Additional noninterest expense | $7,550,000 | 541 |
| Pre-tax net operating income | $11,936,000 | 589 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $4,509,000 | 524 |
| Income before extraordinary items | $7,427,000 | 686 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $7,427,000 | 687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,546,000 | 97 |
| Cash dividends | $5,000,000 | 454 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $7,427,000 | 657 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $39,714,000 | 376 |
| Total interest expense | $9,494,000 | 434 |
| Net interest income | $30,220,000 | 364 |
| Provision for loan and lease losses | $12,549,000 | 101 |
| Total noninterest income | $2,791,000 | 987 |
| Gross Fiduciary activities income | $237,000 | 590 |
| Service charges on deposit accounts | $1,696,000 | 522 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $858,000 | 1,475 |
| Total noninterest expense | $12,840,000 | 645 |
| Salaries and employee benefits | $5,867,000 | 719 |
| Premises and equipment expense | $1,950,000 | 587 |
| Additional noninterest expense | $5,023,000 | 538 |
| Pre-tax net operating income | $7,622,000 | 603 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,880,000 | 539 |
| Income before extraordinary items | $4,742,000 | 704 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,742,000 | 704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,962,000 | 97 |
| Cash dividends | $5,000,000 | 326 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,742,000 | 673 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $21,113,000 | 362 |
| Total interest expense | $4,874,000 | 432 |
| Net interest income | $16,239,000 | 346 |
| Provision for loan and lease losses | $6,700,000 | 97 |
| Total noninterest income | $1,344,000 | 998 |
| Gross Fiduciary activities income | $117,000 | 604 |
| Service charges on deposit accounts | $807,000 | 532 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $420,000 | 1,481 |
| Total noninterest expense | $6,903,000 | 621 |
| Salaries and employee benefits | $2,985,000 | 721 |
| Premises and equipment expense | $976,000 | 597 |
| Additional noninterest expense | $2,942,000 | 465 |
| Pre-tax net operating income | $3,980,000 | 577 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,507,000 | 532 |
| Income before extraordinary items | $2,473,000 | 675 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,473,000 | 675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,737,000 | 89 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,473,000 | 628 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $92,791,000 | 337 |
| Total interest expense | $22,533,000 | 412 |
| Net interest income | $70,258,000 | 319 |
| Provision for loan and lease losses | $26,972,000 | 118 |
| Total noninterest income | $-178,000 | 9,172 |
| Gross Fiduciary activities income | $561,000 | 525 |
| Service charges on deposit accounts | $2,811,000 | 606 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $-3,550,000 | 9,189 |
| Total noninterest expense | $27,790,000 | 615 |
| Salaries and employee benefits | $11,197,000 | 762 |
| Premises and equipment expense | $4,351,000 | 534 |
| Additional noninterest expense | $12,242,000 | 471 |
| Pre-tax net operating income | $15,318,000 | 588 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $5,753,000 | 559 |
| Income before extraordinary items | $9,565,000 | 683 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $9,565,000 | 685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,621,000 | 121 |
| Cash dividends | $20,500,000 | 235 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $9,565,000 | 639 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $70,126,000 | 346 |
| Total interest expense | $17,322,000 | 421 |
| Net interest income | $52,804,000 | 326 |
| Provision for loan and lease losses | $23,549,000 | 115 |
| Total noninterest income | $3,631,000 | 1,177 |
| Gross Fiduciary activities income | $460,000 | 500 |
| Service charges on deposit accounts | $1,985,000 | 655 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,186,000 | 1,827 |
| Total noninterest expense | $20,655,000 | 628 |
| Salaries and employee benefits | $8,463,000 | 772 |
| Premises and equipment expense | $3,305,000 | 536 |
| Additional noninterest expense | $8,887,000 | 492 |
| Pre-tax net operating income | $12,231,000 | 573 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $4,609,000 | 543 |
| Income before extraordinary items | $7,622,000 | 671 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $7,622,000 | 672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,998,000 | 113 |
| Cash dividends | $14,000,000 | 249 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $7,622,000 | 628 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $46,998,000 | 347 |
| Total interest expense | $11,933,000 | 426 |
| Net interest income | $35,065,000 | 327 |
| Provision for loan and lease losses | $17,017,000 | 111 |
| Total noninterest income | $2,364,000 | 1,200 |
| Gross Fiduciary activities income | $318,000 | 492 |
| Service charges on deposit accounts | $1,223,000 | 697 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $823,000 | 1,744 |
| Total noninterest expense | $14,082,000 | 610 |
| Salaries and employee benefits | $5,748,000 | 756 |
| Premises and equipment expense | $2,188,000 | 545 |
| Additional noninterest expense | $6,146,000 | 481 |
| Pre-tax net operating income | $6,330,000 | 716 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,383,000 | 678 |
| Income before extraordinary items | $3,947,000 | 854 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,947,000 | 855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,733,000 | 114 |
| Cash dividends | $14,000,000 | 171 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,947,000 | 786 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $22,848,000 | 359 |
| Total interest expense | $6,125,000 | 429 |
| Net interest income | $16,723,000 | 341 |
| Provision for loan and lease losses | $7,754,000 | 115 |
| Total noninterest income | $1,081,000 | 1,273 |
| Gross Fiduciary activities income | $169,000 | 485 |
| Service charges on deposit accounts | $525,000 | 783 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $387,000 | 1,779 |
| Total noninterest expense | $7,224,000 | 594 |
| Salaries and employee benefits | $2,868,000 | 758 |
| Premises and equipment expense | $1,080,000 | 554 |
| Additional noninterest expense | $3,276,000 | 456 |
| Pre-tax net operating income | $2,826,000 | 795 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,063,000 | 755 |
| Income before extraordinary items | $1,763,000 | 954 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,763,000 | 953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,133,000 | 116 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,763,000 | 879 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $90,066,000 | 379 |
| Total interest expense | $29,255,000 | 417 |
| Net interest income | $60,811,000 | 374 |
| Provision for loan and lease losses | $24,671,000 | 144 |
| Total noninterest income | $-4,144,000 | 9,349 |
| Gross Fiduciary activities income | $555,000 | 543 |
| Service charges on deposit accounts | $1,780,000 | 907 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-6,479,000 | 9,367 |
| Total noninterest expense | $24,291,000 | 673 |
| Salaries and employee benefits | $10,855,000 | 746 |
| Premises and equipment expense | $4,533,000 | 510 |
| Additional noninterest expense | $8,903,000 | 608 |
| Pre-tax net operating income | $7,705,000 | 1,093 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $3,007,000 | 922 |
| Income before extraordinary items | $4,698,000 | 1,335 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,698,000 | 1,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,734,000 | 132 |
| Cash dividends | $19,500,000 | 235 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,698,000 | 1,284 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $115,367,000 | 355 |
| Total interest expense | $47,470,000 | 393 |
| Net interest income | $67,897,000 | 321 |
| Provision for loan and lease losses | $35,083,000 | 123 |
| Total noninterest income | $3,370,000 | 1,349 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,276,000 | 1,163 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,094,000 | 1,205 |
| Total noninterest expense | $23,657,000 | 671 |
| Salaries and employee benefits | $9,895,000 | 749 |
| Premises and equipment expense | $4,822,000 | 475 |
| Additional noninterest expense | $8,940,000 | 625 |
| Pre-tax net operating income | $12,527,000 | 623 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $4,826,000 | 557 |
| Income before extraordinary items | $7,701,000 | 730 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,701,000 | 731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,882,000 | 110 |
| Cash dividends | $10,000,000 | 367 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $7,701,000 | 701 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $121,546,000 | 358 |
| Total interest expense | $49,570,000 | 429 |
| Net interest income | $71,976,000 | 311 |
| Provision for loan and lease losses | $29,244,000 | 128 |
| Total noninterest income | $2,872,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $964,000 | 1,413 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,908,000 | 1,173 |
| Total noninterest expense | $23,521,000 | 669 |
| Salaries and employee benefits | $8,519,000 | 824 |
| Premises and equipment expense | $4,144,000 | 539 |
| Additional noninterest expense | $10,858,000 | 549 |
| Pre-tax net operating income | $22,083,000 | 416 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $8,281,000 | 382 |
| Income before extraordinary items | $13,802,000 | 442 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $13,802,000 | 444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,156,000 | 108 |
| Cash dividends | $6,250,000 | 532 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $13,802,000 | 442 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $114,755,000 | 365 |
| Total interest expense | $39,248,000 | 454 |
| Net interest income | $75,507,000 | 297 |
| Provision for loan and lease losses | $37,497,000 | 91 |
| Total noninterest income | $2,466,000 | 1,584 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $897,000 | 1,441 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,569,000 | 1,359 |
| Total noninterest expense | $18,394,000 | 807 |
| Salaries and employee benefits | $6,875,000 | 1,004 |
| Premises and equipment expense | $2,701,000 | 756 |
| Additional noninterest expense | $8,818,000 | 660 |
| Pre-tax net operating income | $22,082,000 | 446 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $8,296,000 | 415 |
| Income before extraordinary items | $13,786,000 | 480 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $13,786,000 | 480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,825,000 | 84 |
| Cash dividends | $11,500,000 | 356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $13,786,000 | 474 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $112,985,000 | 355 |
| Total interest expense | $40,554,000 | 458 |
| Net interest income | $72,431,000 | 287 |
| Provision for loan and lease losses | $40,906,000 | 86 |
| Total noninterest income | $1,697,000 | 2,062 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $750,000 | 1,698 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $947,000 | 1,935 |
| Total noninterest expense | $16,072,000 | 879 |
| Salaries and employee benefits | $5,515,000 | 1,191 |
| Premises and equipment expense | $2,570,000 | 775 |
| Additional noninterest expense | $7,987,000 | 691 |
| Pre-tax net operating income | $17,150,000 | 495 |
| Securities gains (losses) | $102,000 | 1,260 |
| Applicable income taxes | $6,491,000 | 471 |
| Income before extraordinary items | $10,761,000 | 551 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $10,761,000 | 550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,045,000 | 86 |
| Cash dividends | $1,000,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $10,695,720 | 530 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $81,076,000 | 474 |
| Total interest expense | $32,891,000 | 540 |
| Net interest income | $48,185,000 | 417 |
| Provision for loan and lease losses | $32,174,000 | 103 |
| Total noninterest income | $1,050,000 | 2,934 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $549,000 | 2,403 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $501,000 | 2,821 |
| Total noninterest expense | $11,471,000 | 1,161 |
| Salaries and employee benefits | $4,218,000 | 1,544 |
| Premises and equipment expense | $1,968,000 | 1,002 |
| Additional noninterest expense | $5,285,000 | 926 |
| Pre-tax net operating income | $5,590,000 | 1,391 |
| Securities gains (losses) | $281,000 | 584 |
| Applicable income taxes | $2,329,000 | 1,163 |
| Income before extraordinary items | $3,542,000 | 1,516 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,542,000 | 1,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,228,000 | 101 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,362,160 | 1,570 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $54,338,000 | 684 |
| Total interest expense | $24,959,000 | 703 |
| Net interest income | $29,379,000 | 669 |
| Provision for loan and lease losses | $18,896,000 | 146 |
| Total noninterest income | $788,000 | 3,756 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $421,000 | 3,199 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $367,000 | 3,581 |
| Total noninterest expense | $9,210,000 | 1,543 |
| Salaries and employee benefits | $3,333,000 | 1,988 |
| Premises and equipment expense | $1,184,000 | 1,715 |
| Additional noninterest expense | $4,693,000 | 1,193 |
| Pre-tax net operating income | $2,061,000 | 3,343 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $620,000 | 3,492 |
| Income before extraordinary items | $1,441,000 | 3,326 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,441,000 | 3,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,039,000 | 141 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,441,000 | 3,284 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $42,747,000 | 858 |
| Total interest expense | $21,496,000 | 829 |
| Net interest income | $21,251,000 | 885 |
| Provision for loan and lease losses | $10,987,000 | 173 |
| Total noninterest income | $545,000 | 4,879 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $332,000 | 3,941 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $213,000 | 4,944 |
| Total noninterest expense | $7,674,000 | 1,834 |
| Salaries and employee benefits | $2,678,000 | 2,494 |
| Premises and equipment expense | $779,000 | 2,554 |
| Additional noninterest expense | $4,217,000 | 1,283 |
| Pre-tax net operating income | $3,135,000 | 2,345 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,275,000 | 1,918 |
| Income before extraordinary items | $1,860,000 | 2,664 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,860,000 | 2,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,306,000 | 190 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,860,000 | 2,635 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $20,032,000 | 1,544 |
| Total interest expense | $8,819,000 | 1,468 |
| Net interest income | $11,213,000 | 1,614 |
| Provision for loan and lease losses | $3,502,000 | 379 |
| Total noninterest income | $476,000 | 5,476 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $277,000 | 4,658 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $199,000 | 5,282 |
| Total noninterest expense | $5,984,000 | 2,349 |
| Salaries and employee benefits | $1,929,000 | 3,402 |
| Premises and equipment expense | $350,000 | 5,081 |
| Additional noninterest expense | $3,705,000 | 1,510 |
| Pre-tax net operating income | $2,203,000 | 3,176 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-237,000 | 12,407 |
| Income before extraordinary items | $2,440,000 | 2,003 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,440,000 | 2,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,402,000 | 324 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 422 |
| Net operating income | $2,440,000 | 2,019 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,153,000 | 5,622 |
| Total interest expense | $2,407,000 | 4,993 |
| Net interest income | $2,746,000 | 6,073 |
| Provision for loan and lease losses | $1,020,000 | 1,278 |
| Total noninterest income | $387,000 | 6,639 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 5,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 6,451 |
| Total noninterest expense | $3,386,000 | 4,038 |
| Salaries and employee benefits | $1,036,000 | 5,945 |
| Premises and equipment expense | $5,000 | 13,241 |
| Additional noninterest expense | $2,345,000 | 2,384 |
| Pre-tax net operating income | $-1,273,000 | 13,014 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-519,000 | 13,139 |
| Income before extraordinary items | $-754,000 | 12,960 |
| Extraordinary gains, net | $413,000 | 544 |
| Net income | $-341,000 | 12,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,106,000 | 1,083 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $12,950,000 | 102 |
| Net operating income | $-754,000 | 12,912 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.