Home > First National Bank of Kansas > Net charge- offs to loans

First National Bank of Kansas, Net charge- offs to loans

2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0857%867
Percentage Net Loans Charged-off: Total real estate loans3.9606%301
Percentage Net Loans Charged-off:Construction & development12.5121%372
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.9550%1,228
Percentage Net Loans Charged-off: Home equity loans0.5538%917
All other 1-4 family - Percent of loans charged-off, net1.8360%686
Percentage Net Loans Charged-off: Commercial and industrial3.5351%826
Percentage Net Loans Charged-off: Loans to individuals0.3374%3,420
Percentage Net Loans Charged-off: Credit card loans0.0000%903
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0142%1,504
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8759%542
Percentage Net Loans Charged-off: Total real estate loans4.7631%211
Percentage Net Loans Charged-off:Construction & development14.1762%282
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential1.9641%572
Percentage Net Loans Charged-off: Home equity loans1.1112%524
All other 1-4 family - Percent of loans charged-off, net3.8848%264
Percentage Net Loans Charged-off: Commercial and industrial6.4344%410
Percentage Net Loans Charged-off: Loans to individuals0.3842%2,880
Percentage Net Loans Charged-off: Credit card loans0.0000%753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0132%1,154
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.5406%318
Percentage Net Loans Charged-off: Total real estate loans3.4616%520
Percentage Net Loans Charged-off:Construction & development8.5536%723
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential5.6051%216
Percentage Net Loans Charged-off: 1-4 family residential0.1582%3,507
Percentage Net Loans Charged-off: Home equity loans0.2251%1,576
All other 1-4 family - Percent of loans charged-off, net-0.0064%7,578
Percentage Net Loans Charged-off: Commercial and industrial3.7048%1,081
Percentage Net Loans Charged-off: Loans to individuals8.3955%197
Percentage Net Loans Charged-off: Credit card loans11.8893%121
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0677%1,891
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.4890%284
Percentage Net Loans Charged-off: Total real estate loans3.7849%340
Percentage Net Loans Charged-off:Construction & development9.0237%552
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential6.8997%131
Percentage Net Loans Charged-off: 1-4 family residential0.0582%3,849
Percentage Net Loans Charged-off: Home equity loans0.0861%1,509
All other 1-4 family - Percent of loans charged-off, net-0.0082%7,601
Percentage Net Loans Charged-off: Commercial and industrial4.3682%717
Percentage Net Loans Charged-off: Loans to individuals7.6097%212
Percentage Net Loans Charged-off: Credit card loans11.2038%131
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0696%1,659
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.7105%401
Percentage Net Loans Charged-off: Total real estate loans3.3568%387
Percentage Net Loans Charged-off:Construction & development8.5540%517
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential-0.0036%7,600
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net-0.0119%7,657
Percentage Net Loans Charged-off: Commercial and industrial2.5404%1,084
Percentage Net Loans Charged-off: Loans to individuals7.5212%207
Percentage Net Loans Charged-off: Credit card loans11.6375%114
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0611%1,473
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5463%543
Percentage Net Loans Charged-off: Total real estate loans1.8113%639
Percentage Net Loans Charged-off:Construction & development4.5739%606
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial2.2200%892
Percentage Net Loans Charged-off: Loans to individuals5.9753%289
Percentage Net Loans Charged-off: Credit card loans9.1361%173
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0154%1,217
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4262%820
Percentage Net Loans Charged-off: Total real estate loans0.5199%1,650
Percentage Net Loans Charged-off:Construction & development1.1229%1,493
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.1966%2,191
Percentage Net Loans Charged-off: Home equity loans0.2349%987
All other 1-4 family - Percent of loans charged-off, net0.1017%2,698
Percentage Net Loans Charged-off: Commercial and industrial0.6108%2,454
Percentage Net Loans Charged-off: Loans to individuals4.5273%312
Percentage Net Loans Charged-off: Credit card loans7.4952%135
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0215%1,812
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4071%576
Percentage Net Loans Charged-off: Total real estate loans0.6863%905
Percentage Net Loans Charged-off:Construction & development1.4636%878
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.2286%1,597
Percentage Net Loans Charged-off: Home equity loans0.2648%734
All other 1-4 family - Percent of loans charged-off, net0.1391%1,925
Percentage Net Loans Charged-off: Commercial and industrial0.4349%2,179
Percentage Net Loans Charged-off: Loans to individuals4.3202%282
Percentage Net Loans Charged-off: Credit card loans7.2064%127
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0190%1,553
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3441%488
Percentage Net Loans Charged-off: Total real estate loans0.8948%568
Percentage Net Loans Charged-off:Construction & development1.9747%510
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1340%1,734
Percentage Net Loans Charged-off: Home equity loans0.0984%779
All other 1-4 family - Percent of loans charged-off, net0.2185%1,287
Percentage Net Loans Charged-off: Commercial and industrial0.3727%1,873
Percentage Net Loans Charged-off: Loans to individuals3.9229%313
Percentage Net Loans Charged-off: Credit card loans6.5987%152
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0191%1,358
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8188%647
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.1609%1,702
Percentage Net Loans Charged-off: Loans to individuals3.4681%375
Percentage Net Loans Charged-off: Credit card loans6.1446%167
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0244%1,013
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3206%1,721
Percentage Net Loans Charged-off: Total real estate loans-0.0333%8,174
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential-0.2390%8,266
Percentage Net Loans Charged-off: Home equity loans0.0330%863
All other 1-4 family - Percent of loans charged-off, net-1.0270%8,306
Percentage Net Loans Charged-off: Commercial and industrial0.1328%3,060
Percentage Net Loans Charged-off: Loans to individuals1.6075%892
Percentage Net Loans Charged-off: Credit card loans3.5666%332
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0207%1,652
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3374%1,182
Percentage Net Loans Charged-off: Total real estate loans-0.0637%8,148
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.4575%8,315
Percentage Net Loans Charged-off: Home equity loans0.0436%641
All other 1-4 family - Percent of loans charged-off, net-1.9585%8,333
Percentage Net Loans Charged-off: Commercial and industrial0.1363%2,454
Percentage Net Loans Charged-off: Loans to individuals1.7556%675
Percentage Net Loans Charged-off: Credit card loans3.9429%266
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0219%1,442
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2895%1,244
Percentage Net Loans Charged-off: Total real estate loans-0.0966%8,232
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.6893%8,376
Percentage Net Loans Charged-off: Home equity loans0.0656%449
All other 1-4 family - Percent of loans charged-off, net-2.9657%8,386
Percentage Net Loans Charged-off: Commercial and industrial0.1532%1,990
Percentage Net Loans Charged-off: Loans to individuals1.5522%754
Percentage Net Loans Charged-off: Credit card loans3.6078%289
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0216%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3354%908
Percentage Net Loans Charged-off: Total real estate loans0.0138%1,642
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0980%907
Percentage Net Loans Charged-off: Home equity loans0.1277%287
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.1965%1,297
Percentage Net Loans Charged-off: Loans to individuals1.5422%782
Percentage Net Loans Charged-off: Credit card loans3.6161%305
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0166%944
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4517%837
Percentage Net Loans Charged-off: Total real estate loans0.0333%2,324
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.1982%833
Percentage Net Loans Charged-off: Home equity loans0.2952%248
All other 1-4 family - Percent of loans charged-off, net-0.0973%8,280
Percentage Net Loans Charged-off: Commercial and industrial0.3275%2,048
Percentage Net Loans Charged-off: Loans to individuals1.7830%665
Percentage Net Loans Charged-off: Credit card loans4.7366%196
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4593%660
Percentage Net Loans Charged-off: Total real estate loans0.0005%2,888
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0026%2,399
Percentage Net Loans Charged-off: Home equity loans0.0387%466
All other 1-4 family - Percent of loans charged-off, net-0.1052%8,307
Percentage Net Loans Charged-off: Commercial and industrial0.3477%1,570
Percentage Net Loans Charged-off: Loans to individuals1.7803%585
Percentage Net Loans Charged-off: Credit card loans4.6717%194
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5157%586
Percentage Net Loans Charged-off: Total real estate loans0.0029%2,354
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0158%1,772
Percentage Net Loans Charged-off: Home equity loans0.0577%338
All other 1-4 family - Percent of loans charged-off, net-0.1118%8,331
Percentage Net Loans Charged-off: Commercial and industrial0.3564%1,358
Percentage Net Loans Charged-off: Loans to individuals1.8714%553
Percentage Net Loans Charged-off: Credit card loans5.0328%185
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7063%397
Percentage Net Loans Charged-off: Total real estate loans-0.0090%7,856
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0470%8,243
Percentage Net Loans Charged-off: Home equity loans-0.0419%5,987
All other 1-4 family - Percent of loans charged-off, net-0.0621%8,263
Percentage Net Loans Charged-off: Commercial and industrial0.4341%899
Percentage Net Loans Charged-off: Loans to individuals2.3267%477
Percentage Net Loans Charged-off: Credit card loans6.7024%147
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3694%199
Percentage Net Loans Charged-off: Total real estate loans-0.0072%7,838
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0365%8,280
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net-0.1384%8,472
Percentage Net Loans Charged-off: Commercial and industrial1.3346%888
Percentage Net Loans Charged-off: Loans to individuals3.5755%230
Percentage Net Loans Charged-off: Credit card loans6.5798%176
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5126%162
Percentage Net Loans Charged-off: Total real estate loans-0.0064%7,745
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0322%8,221
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.1170%8,434
Percentage Net Loans Charged-off: Commercial and industrial1.4697%709
Percentage Net Loans Charged-off: Loans to individuals3.9059%193
Percentage Net Loans Charged-off: Credit card loans6.8367%154
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7156%152
Percentage Net Loans Charged-off: Total real estate loans-0.0065%7,723
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0328%8,187
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.1199%8,430
Percentage Net Loans Charged-off: Commercial and industrial1.5581%653
Percentage Net Loans Charged-off: Loans to individuals4.4913%157
Percentage Net Loans Charged-off: Credit card loans7.6950%142
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2496%118
Percentage Net Loans Charged-off: Total real estate loans-0.0085%7,897
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0437%8,319
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.1887%8,561
Percentage Net Loans Charged-off: Commercial and industrial1.9763%458
Percentage Net Loans Charged-off: Loans to individuals5.5421%133
Percentage Net Loans Charged-off: Credit card loans9.6106%112
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7791%192
Percentage Net Loans Charged-off: Total real estate loans-0.0066%7,996
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0369%8,395
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net-0.1605%8,639
Percentage Net Loans Charged-off: Commercial and industrial1.6202%903
Percentage Net Loans Charged-off: Loans to individuals3.8669%240
Percentage Net Loans Charged-off: Credit card loans5.3057%312
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8678%97
Percentage Net Loans Charged-off: Total real estate loans-0.0058%7,927
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0331%8,367
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net-0.1415%8,636
Percentage Net Loans Charged-off: Commercial and industrial1.5089%795
Percentage Net Loans Charged-off: Loans to individuals6.4687%89
Percentage Net Loans Charged-off: Credit card loans8.7359%135
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.1290%93
Percentage Net Loans Charged-off: Total real estate loans-0.0049%7,885
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0288%8,340
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net-0.1216%8,642
Percentage Net Loans Charged-off: Commercial and industrial1.4387%769
Percentage Net Loans Charged-off: Loans to individuals7.0229%83
Percentage Net Loans Charged-off: Credit card loans9.2626%117
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.6911%84
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.0394%7,190
Percentage Net Loans Charged-off: Loans to individuals8.1276%97
Percentage Net Loans Charged-off: Credit card loans10.7685%113
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5323%146
Percentage Net Loans Charged-off: Total real estate loans-0.0076%8,175
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential-0.0442%8,613
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net-0.1868%8,843
Percentage Net Loans Charged-off: Commercial and industrial0.0016%4,745
Percentage Net Loans Charged-off: Loans to individuals4.8524%191
Percentage Net Loans Charged-off: Credit card loans5.8681%308
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8590%116
Percentage Net Loans Charged-off: Total real estate loans-0.0088%8,208
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0511%8,646
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net-0.2154%8,892
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,156
Percentage Net Loans Charged-off: Loans to individuals5.5212%153
Percentage Net Loans Charged-off: Credit card loans6.6091%260
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.9501%108
Percentage Net Loans Charged-off: Total real estate loans-0.0091%8,262
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0517%8,684
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.2265%8,932
Percentage Net Loans Charged-off: Commercial and industrial0.0069%3,516
Percentage Net Loans Charged-off: Loans to individuals5.7755%134
Percentage Net Loans Charged-off: Credit card loans6.8603%247
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.6728%147
Percentage Net Loans Charged-off: Total real estate loans-0.0119%8,391
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0704%8,803
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.4152%9,018
Percentage Net Loans Charged-off: Commercial and industrial0.1052%2,120
Percentage Net Loans Charged-off: Loans to individuals5.2408%198
Percentage Net Loans Charged-off: Credit card loans6.1517%352
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.6761%159
Percentage Net Loans Charged-off: Total real estate loans-0.0069%8,317
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential-0.0372%8,765
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net-0.2340%9,062
Percentage Net Loans Charged-off: Commercial and industrial-0.0256%7,867
Percentage Net Loans Charged-off: Loans to individuals4.7259%205
Percentage Net Loans Charged-off: Credit card loans5.4504%431
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.7671%101
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial-0.2402%8,660
Percentage Net Loans Charged-off: Loans to individuals5.3866%158
Percentage Net Loans Charged-off: Credit card loans5.9901%334
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.8494%75
Percentage Net Loans Charged-off: Total real estate loans0.0000%977
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%922
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial-0.1534%1,423
Percentage Net Loans Charged-off: Loans to individuals4.7290%57
Percentage Net Loans Charged-off: Credit card loans5.1311%132
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.3179%48
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,015
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0000%995
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0000%944
Percentage Net Loans Charged-off: Commercial and industrial1.1161%186
Percentage Net Loans Charged-off: Loans to individuals5.8464%35
Percentage Net Loans Charged-off: Credit card loans6.1431%97
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.9158%57
Percentage Net Loans Charged-off: Total real estate loans-0.0108%1,285
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0379%1,402
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net-0.1195%1,443
Percentage Net Loans Charged-off: Commercial and industrial-0.2752%1,350
Percentage Net Loans Charged-off: Loans to individuals6.5563%27
Percentage Net Loans Charged-off: Credit card loans6.6961%85
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans6.0680%36
Percentage Net Loans Charged-off: Total real estate loans-0.0402%1,357
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.1564%1,451
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net-0.3675%1,463
Percentage Net Loans Charged-off: Commercial and industrial3.9412%29
Percentage Net Loans Charged-off: Loans to individuals6.6044%33
Percentage Net Loans Charged-off: Credit card loans6.6675%106
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.6349%56
Percentage Net Loans Charged-off: Total real estate loans-0.0230%1,360
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential-0.0849%1,491
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net-0.1766%1,502
Percentage Net Loans Charged-off: Commercial and industrial0.3146%454
Percentage Net Loans Charged-off: Loans to individuals5.1807%45
Percentage Net Loans Charged-off: Credit card loans5.2252%169
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3838%96
Percentage Net Loans Charged-off: Total real estate loans0.2701%253
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.6894%48
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net1.2568%25
Percentage Net Loans Charged-off: Commercial and industrial0.0344%739
Percentage Net Loans Charged-off: Loans to individuals3.6916%56
Percentage Net Loans Charged-off: Credit card loans3.7218%199
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.7678%136
Percentage Net Loans Charged-off: Total real estate loans0.3045%299
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.8306%57
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net1.1889%38
Percentage Net Loans Charged-off: Commercial and industrial0.0000%761
Percentage Net Loans Charged-off: Loans to individuals3.0337%64
Percentage Net Loans Charged-off: Credit card loans3.0844%210
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0687%442
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA