Home > First National Bank of Johns Creek > Income and Expense
First National Bank of Johns Creek, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,702,000 | 5,829 |
| Total interest expense | $2,510,000 | 5,383 |
| Net interest income | $2,192,000 | 6,141 |
| Provision for loan and lease losses | $410,000 | 2,573 |
| Total noninterest income | $345,000 | 6,056 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $32,000 | 7,942 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $313,000 | 4,024 |
| Total noninterest expense | $2,001,000 | 5,724 |
| Salaries and employee benefits | $1,203,000 | 5,315 |
| Premises and equipment expense | $277,000 | 5,776 |
| Additional noninterest expense | $521,000 | 6,307 |
| Pre-tax net operating income | $126,000 | 8,205 |
| Securities gains (losses) | $98,000 | 1,760 |
| Applicable income taxes | $-255,000 | 9,404 |
| Income before extraordinary items | $479,000 | 6,182 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $479,000 | 6,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $381,000 | 6,544 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,899,000 | 7,517 |
| Total interest expense | $1,458,000 | 7,247 |
| Net interest income | $1,441,000 | 7,568 |
| Provision for loan and lease losses | $276,000 | 3,030 |
| Total noninterest income | $101,000 | 8,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 8,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 6,688 |
| Total noninterest expense | $1,438,000 | 6,914 |
| Salaries and employee benefits | $819,000 | 6,637 |
| Premises and equipment expense | $216,000 | 6,525 |
| Additional noninterest expense | $403,000 | 7,122 |
| Pre-tax net operating income | $-172,000 | 9,315 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-172,000 | 9,348 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-172,000 | 9,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-172,000 | 9,345 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $433,000 | 10,010 |
| Total interest expense | $132,000 | 10,023 |
| Net interest income | $301,000 | 9,961 |
| Provision for loan and lease losses | $100,000 | 5,206 |
| Total noninterest income | $8,000 | 10,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 8,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 9,868 |
| Total noninterest expense | $747,000 | 8,895 |
| Salaries and employee benefits | $447,000 | 8,638 |
| Premises and equipment expense | $68,000 | 9,271 |
| Additional noninterest expense | $232,000 | 8,729 |
| Pre-tax net operating income | $-538,000 | 9,878 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-538,000 | 9,925 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-538,000 | 9,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $9,515,000 | 85 |
| Net operating income | $-538,000 | 9,904 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.