Home > First National Bank of Jefferson County > Income and Expense
First National Bank of Jefferson County, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,521,000 | 10,703 |
| Total interest expense | $534,000 | 10,940 |
| Net interest income | $987,000 | 10,435 |
| Provision for loan and lease losses | $22,000 | 7,672 |
| Total noninterest income | $237,000 | 8,129 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,940 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,081 |
| Total noninterest expense | $810,000 | 10,202 |
| Salaries and employee benefits | $382,000 | 10,451 |
| Premises and equipment expense | $80,000 | 10,655 |
| Additional noninterest expense | $348,000 | 9,369 |
| Pre-tax net operating income | $392,000 | 9,425 |
| Securities gains (losses) | $-14,000 | 10,078 |
| Applicable income taxes | $96,000 | 9,458 |
| Income before extraordinary items | $282,000 | 9,346 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $282,000 | 9,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $292,500 | 9,295 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,447,000 | 11,349 |
| Total interest expense | $514,000 | 11,619 |
| Net interest income | $933,000 | 11,021 |
| Provision for loan and lease losses | $34,000 | 8,267 |
| Total noninterest income | $234,000 | 8,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,374 |
| Total noninterest expense | $792,000 | 10,704 |
| Salaries and employee benefits | $351,000 | 11,140 |
| Premises and equipment expense | $76,000 | 11,310 |
| Additional noninterest expense | $365,000 | 9,662 |
| Pre-tax net operating income | $341,000 | 9,888 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $86,000 | 10,077 |
| Income before extraordinary items | $261,000 | 9,914 |
| Extraordinary gains, net | $2,000 | 3,122 |
| Net income | $259,000 | 10,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $256,500 | 9,714 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,618,000 | 11,682 |
| Total interest expense | $694,000 | 11,847 |
| Net interest income | $924,000 | 11,412 |
| Provision for loan and lease losses | $81,000 | 7,858 |
| Total noninterest income | $235,000 | 8,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 12,017 |
| Total noninterest expense | $797,000 | 11,017 |
| Salaries and employee benefits | $329,000 | 11,678 |
| Premises and equipment expense | $99,000 | 10,778 |
| Additional noninterest expense | $369,000 | 9,960 |
| Pre-tax net operating income | $281,000 | 10,325 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $65,000 | 10,856 |
| Income before extraordinary items | $218,000 | 10,351 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $218,000 | 10,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 7,310 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $216,460 | 10,019 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.