Home > First National Bank of Ivesdale > Income and Expense
First National Bank of Ivesdale, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $293,000 | 7,381 |
| Total interest expense | $28,000 | 7,376 |
| Net interest income | $265,000 | 7,368 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $88,000 | 6,374 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $62,000 | 5,800 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $26,000 | 6,259 |
| Total noninterest expense | $328,000 | 7,346 |
| Salaries and employee benefits | $145,000 | 7,366 |
| Premises and equipment expense | $43,000 | 7,192 |
| Additional noninterest expense | $140,000 | 7,232 |
| Pre-tax net operating income | $25,000 | 6,058 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $25,000 | 6,173 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $25,000 | 6,174 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $25,000 | 6,174 |
| Net charge-offs | $2,000 | 6,068 |
| Cash dividends | $8,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $25,000 | 6,070 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $193,000 | 7,453 |
| Total interest expense | $20,000 | 7,447 |
| Net interest income | $173,000 | 7,441 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $60,000 | 6,416 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $42,000 | 5,758 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 6,313 |
| Total noninterest expense | $216,000 | 7,429 |
| Salaries and employee benefits | $97,000 | 7,440 |
| Premises and equipment expense | $30,000 | 7,239 |
| Additional noninterest expense | $89,000 | 7,329 |
| Pre-tax net operating income | $17,000 | 6,118 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $17,000 | 6,208 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $17,000 | 6,208 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $17,000 | 6,208 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $8,000 | 3,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $17,000 | 6,137 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $97,000 | 7,514 |
| Total interest expense | $10,000 | 7,512 |
| Net interest income | $87,000 | 7,499 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $28,000 | 6,542 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $18,000 | 5,934 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 6,371 |
| Total noninterest expense | $110,000 | 7,490 |
| Salaries and employee benefits | $48,000 | 7,495 |
| Premises and equipment expense | $16,000 | 7,255 |
| Additional noninterest expense | $46,000 | 7,381 |
| Pre-tax net operating income | $5,000 | 6,268 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $5,000 | 6,321 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,000 | 6,320 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $5,000 | 6,321 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $5,000 | 6,284 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $432,000 | 7,570 |
| Total interest expense | $63,000 | 7,568 |
| Net interest income | $369,000 | 7,552 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $114,000 | 6,577 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $83,000 | 5,722 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $31,000 | 6,406 |
| Total noninterest expense | $441,000 | 7,556 |
| Salaries and employee benefits | $200,000 | 7,573 |
| Premises and equipment expense | $58,000 | 7,399 |
| Additional noninterest expense | $183,000 | 7,449 |
| Pre-tax net operating income | $42,000 | 5,649 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $42,000 | 5,837 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $42,000 | 5,837 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $42,000 | 5,837 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $20,000 | 4,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $42,000 | 5,694 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $330,000 | 7,682 |
| Total interest expense | $49,000 | 7,677 |
| Net interest income | $281,000 | 7,661 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $86,000 | 6,696 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $63,000 | 5,781 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $23,000 | 6,581 |
| Total noninterest expense | $336,000 | 7,649 |
| Salaries and employee benefits | $154,000 | 7,674 |
| Premises and equipment expense | $44,000 | 7,483 |
| Additional noninterest expense | $138,000 | 7,540 |
| Pre-tax net operating income | $31,000 | 5,865 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $31,000 | 6,001 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $31,000 | 6,001 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $31,000 | 6,001 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $31,000 | 5,884 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $223,000 | 7,752 |
| Total interest expense | $34,000 | 7,742 |
| Net interest income | $189,000 | 7,726 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $56,000 | 6,738 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $39,000 | 5,921 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $17,000 | 6,572 |
| Total noninterest expense | $226,000 | 7,717 |
| Salaries and employee benefits | $102,000 | 7,737 |
| Premises and equipment expense | $30,000 | 7,528 |
| Additional noninterest expense | $94,000 | 7,598 |
| Pre-tax net operating income | $19,000 | 5,977 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $19,000 | 6,081 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $19,000 | 6,083 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $19,000 | 6,082 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $19,000 | 5,992 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $109,000 | 7,858 |
| Total interest expense | $19,000 | 7,841 |
| Net interest income | $90,000 | 7,833 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $28,000 | 6,814 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $18,000 | 6,033 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,608 |
| Total noninterest expense | $112,000 | 7,823 |
| Salaries and employee benefits | $51,000 | 7,839 |
| Premises and equipment expense | $14,000 | 7,650 |
| Additional noninterest expense | $47,000 | 7,696 |
| Pre-tax net operating income | $6,000 | 6,175 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $6,000 | 6,306 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $6,000 | 6,309 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $6,000 | 6,308 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $6,000 | 6,199 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $458,000 | 7,927 |
| Total interest expense | $106,000 | 7,898 |
| Net interest income | $352,000 | 7,900 |
| Provision for loan and lease losses | $1,000 | 7,420 |
| Total noninterest income | $131,000 | 6,724 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $102,000 | 5,725 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $29,000 | 6,757 |
| Total noninterest expense | $434,000 | 7,914 |
| Salaries and employee benefits | $205,000 | 7,929 |
| Premises and equipment expense | $52,000 | 7,769 |
| Additional noninterest expense | $177,000 | 7,820 |
| Pre-tax net operating income | $48,000 | 5,256 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $48,000 | 5,356 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $48,000 | 5,355 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $48,000 | 5,355 |
| Net charge-offs | $7,000 | 6,974 |
| Cash dividends | $20,000 | 4,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $48,000 | 5,296 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $339,000 | 8,007 |
| Total interest expense | $84,000 | 7,983 |
| Net interest income | $255,000 | 7,992 |
| Provision for loan and lease losses | $1,000 | 7,275 |
| Total noninterest income | $97,000 | 6,867 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $75,000 | 5,800 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $22,000 | 6,934 |
| Total noninterest expense | $316,000 | 7,995 |
| Salaries and employee benefits | $152,000 | 8,005 |
| Premises and equipment expense | $35,000 | 7,882 |
| Additional noninterest expense | $129,000 | 7,886 |
| Pre-tax net operating income | $35,000 | 5,547 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $35,000 | 5,636 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $35,000 | 5,636 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $35,000 | 5,636 |
| Net charge-offs | $5,000 | 6,691 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $35,000 | 5,573 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $219,000 | 8,106 |
| Total interest expense | $58,000 | 8,072 |
| Net interest income | $161,000 | 8,081 |
| Provision for loan and lease losses | $1,000 | 7,143 |
| Total noninterest income | $64,000 | 6,926 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $49,000 | 5,826 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $15,000 | 7,005 |
| Total noninterest expense | $206,000 | 8,088 |
| Salaries and employee benefits | $99,000 | 8,100 |
| Premises and equipment expense | $24,000 | 7,957 |
| Additional noninterest expense | $83,000 | 7,978 |
| Pre-tax net operating income | $18,000 | 5,700 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $18,000 | 5,815 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $18,000 | 5,813 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $18,000 | 5,813 |
| Net charge-offs | $4,000 | 6,304 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $18,000 | 5,721 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $109,000 | 8,164 |
| Total interest expense | $28,000 | 8,128 |
| Net interest income | $81,000 | 8,143 |
| Provision for loan and lease losses | $1,000 | 6,705 |
| Total noninterest income | $31,000 | 6,970 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $21,000 | 6,011 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $10,000 | 6,874 |
| Total noninterest expense | $98,000 | 8,150 |
| Salaries and employee benefits | $49,000 | 8,155 |
| Premises and equipment expense | $13,000 | 7,962 |
| Additional noninterest expense | $36,000 | 8,048 |
| Pre-tax net operating income | $13,000 | 6,091 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $13,000 | 6,246 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $13,000 | 6,248 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $13,000 | 6,248 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $13,000 | 6,092 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $527,000 | 8,174 |
| Total interest expense | $195,000 | 8,112 |
| Net interest income | $332,000 | 8,176 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $107,000 | 7,226 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $79,000 | 6,207 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $28,000 | 7,222 |
| Total noninterest expense | $401,000 | 8,196 |
| Salaries and employee benefits | $201,000 | 8,199 |
| Premises and equipment expense | $50,000 | 8,046 |
| Additional noninterest expense | $150,000 | 8,078 |
| Pre-tax net operating income | $38,000 | 6,198 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-4,000 | 6,751 |
| Income before extraordinary items | $42,000 | 6,063 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $42,000 | 6,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,772 |
| Cash dividends | $10,000 | 5,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $42,000 | 6,200 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $404,000 | 8,267 |
| Total interest expense | $159,000 | 8,183 |
| Net interest income | $245,000 | 8,276 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $82,000 | 7,318 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $60,000 | 6,226 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $22,000 | 7,355 |
| Total noninterest expense | $306,000 | 8,253 |
| Salaries and employee benefits | $156,000 | 8,267 |
| Premises and equipment expense | $39,000 | 8,094 |
| Additional noninterest expense | $111,000 | 8,132 |
| Pre-tax net operating income | $21,000 | 6,676 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $21,000 | 6,529 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $21,000 | 6,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $21,000 | 6,695 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $276,000 | 8,340 |
| Total interest expense | $111,000 | 8,240 |
| Net interest income | $165,000 | 8,342 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $54,000 | 7,399 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $38,000 | 6,308 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $16,000 | 7,379 |
| Total noninterest expense | $206,000 | 8,322 |
| Salaries and employee benefits | $104,000 | 8,339 |
| Premises and equipment expense | $26,000 | 8,152 |
| Additional noninterest expense | $76,000 | 8,168 |
| Pre-tax net operating income | $13,000 | 6,865 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $13,000 | 6,928 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $13,000 | 6,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $13,000 | 6,879 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $145,000 | 8,386 |
| Total interest expense | $56,000 | 8,297 |
| Net interest income | $89,000 | 8,383 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $24,000 | 7,550 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $17,000 | 6,420 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $103,000 | 8,360 |
| Salaries and employee benefits | $52,000 | 8,381 |
| Premises and equipment expense | $14,000 | 8,144 |
| Additional noninterest expense | $37,000 | 8,220 |
| Pre-tax net operating income | $10,000 | 7,055 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $10,000 | 7,142 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $10,000 | 7,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $10,000 | 7,056 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $604,000 | 8,358 |
| Total interest expense | $196,000 | 8,304 |
| Net interest income | $408,000 | 8,346 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $95,000 | 7,614 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $70,000 | 6,442 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $25,000 | 7,674 |
| Total noninterest expense | $403,000 | 8,418 |
| Salaries and employee benefits | $203,000 | 8,422 |
| Premises and equipment expense | $51,000 | 8,239 |
| Additional noninterest expense | $149,000 | 8,261 |
| Pre-tax net operating income | $100,000 | 7,149 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $22,000 | 5,376 |
| Income before extraordinary items | $78,000 | 7,226 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $78,000 | 7,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,483 |
| Cash dividends | $10,000 | 5,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $78,000 | 7,202 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $448,000 | 8,410 |
| Total interest expense | $142,000 | 8,350 |
| Net interest income | $306,000 | 8,387 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $68,000 | 7,707 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $54,000 | 6,449 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $14,000 | 7,875 |
| Total noninterest expense | $299,000 | 8,420 |
| Salaries and employee benefits | $153,000 | 8,428 |
| Premises and equipment expense | $38,000 | 8,235 |
| Additional noninterest expense | $108,000 | 8,286 |
| Pre-tax net operating income | $75,000 | 7,404 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $15,000 | 5,595 |
| Income before extraordinary items | $60,000 | 7,448 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $60,000 | 7,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $5,000 | 5,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $60,000 | 7,433 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $300,000 | 8,479 |
| Total interest expense | $91,000 | 8,424 |
| Net interest income | $209,000 | 8,451 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $44,000 | 7,788 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $33,000 | 6,573 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $11,000 | 7,835 |
| Total noninterest expense | $201,000 | 8,472 |
| Salaries and employee benefits | $101,000 | 8,489 |
| Premises and equipment expense | $27,000 | 8,257 |
| Additional noninterest expense | $73,000 | 8,315 |
| Pre-tax net operating income | $52,000 | 7,515 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $11,000 | 5,629 |
| Income before extraordinary items | $41,000 | 7,551 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $41,000 | 7,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $5,000 | 4,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $41,000 | 7,532 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $151,000 | 8,529 |
| Total interest expense | $44,000 | 8,477 |
| Net interest income | $107,000 | 8,498 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $22,000 | 7,786 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $16,000 | 6,601 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $6,000 | 7,790 |
| Total noninterest expense | $99,000 | 8,512 |
| Salaries and employee benefits | $50,000 | 8,533 |
| Premises and equipment expense | $15,000 | 8,211 |
| Additional noninterest expense | $34,000 | 8,389 |
| Pre-tax net operating income | $30,000 | 7,540 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $6,000 | 5,609 |
| Income before extraordinary items | $24,000 | 7,562 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $24,000 | 7,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $24,000 | 7,543 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $537,000 | 8,524 |
| Total interest expense | $140,000 | 8,494 |
| Net interest income | $397,000 | 8,496 |
| Provision for loan and lease losses | $11,000 | 6,554 |
| Total noninterest income | $113,000 | 7,615 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $75,000 | 6,508 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $38,000 | 7,516 |
| Total noninterest expense | $387,000 | 8,547 |
| Salaries and employee benefits | $195,000 | 8,555 |
| Premises and equipment expense | $56,000 | 8,301 |
| Additional noninterest expense | $136,000 | 8,424 |
| Pre-tax net operating income | $112,000 | 7,672 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $25,000 | 5,836 |
| Income before extraordinary items | $87,000 | 7,718 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $87,000 | 7,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,843 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $87,000 | 7,709 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $395,000 | 8,588 |
| Total interest expense | $103,000 | 8,550 |
| Net interest income | $292,000 | 8,567 |
| Provision for loan and lease losses | $11,000 | 6,314 |
| Total noninterest income | $85,000 | 7,689 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $56,000 | 6,588 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $29,000 | 7,555 |
| Total noninterest expense | $287,000 | 8,597 |
| Salaries and employee benefits | $146,000 | 8,610 |
| Premises and equipment expense | $39,000 | 8,389 |
| Additional noninterest expense | $102,000 | 8,468 |
| Pre-tax net operating income | $79,000 | 7,882 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $19,000 | 5,985 |
| Income before extraordinary items | $60,000 | 7,917 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $60,000 | 7,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $60,000 | 7,910 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $262,000 | 8,640 |
| Total interest expense | $66,000 | 8,601 |
| Net interest income | $196,000 | 8,625 |
| Provision for loan and lease losses | $1,000 | 6,387 |
| Total noninterest income | $48,000 | 7,902 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $37,000 | 6,640 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,021 |
| Total noninterest expense | $191,000 | 8,638 |
| Salaries and employee benefits | $97,000 | 8,658 |
| Premises and equipment expense | $25,000 | 8,440 |
| Additional noninterest expense | $69,000 | 8,484 |
| Pre-tax net operating income | $52,000 | 7,945 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $12,000 | 6,049 |
| Income before extraordinary items | $40,000 | 7,974 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $40,000 | 7,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $40,000 | 7,977 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $131,000 | 8,670 |
| Total interest expense | $33,000 | 8,613 |
| Net interest income | $98,000 | 8,649 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $26,000 | 7,808 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $19,000 | 6,578 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 7,855 |
| Total noninterest expense | $95,000 | 8,659 |
| Salaries and employee benefits | $48,000 | 8,671 |
| Premises and equipment expense | $13,000 | 8,407 |
| Additional noninterest expense | $34,000 | 8,506 |
| Pre-tax net operating income | $29,000 | 7,937 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $7,000 | 5,939 |
| Income before extraordinary items | $22,000 | 7,958 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $22,000 | 7,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $22,000 | 7,954 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $480,000 | 8,647 |
| Total interest expense | $102,000 | 8,615 |
| Net interest income | $378,000 | 8,616 |
| Provision for loan and lease losses | $3,000 | 7,042 |
| Total noninterest income | $90,000 | 8,036 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $67,000 | 6,794 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $23,000 | 8,051 |
| Total noninterest expense | $394,000 | 8,677 |
| Salaries and employee benefits | $190,000 | 8,701 |
| Premises and equipment expense | $54,000 | 8,416 |
| Additional noninterest expense | $150,000 | 8,490 |
| Pre-tax net operating income | $71,000 | 8,067 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $16,000 | 6,396 |
| Income before extraordinary items | $55,000 | 8,123 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $55,000 | 8,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,815 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $55,000 | 8,096 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $358,000 | 8,703 |
| Total interest expense | $72,000 | 8,674 |
| Net interest income | $286,000 | 8,669 |
| Provision for loan and lease losses | $2,000 | 6,852 |
| Total noninterest income | $64,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $50,000 | 6,852 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 8,207 |
| Total noninterest expense | $293,000 | 8,685 |
| Salaries and employee benefits | $142,000 | 8,712 |
| Premises and equipment expense | $40,000 | 8,431 |
| Additional noninterest expense | $111,000 | 8,504 |
| Pre-tax net operating income | $55,000 | 8,171 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $12,000 | 6,473 |
| Income before extraordinary items | $43,000 | 8,211 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $43,000 | 8,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $43,000 | 8,179 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $235,000 | 8,710 |
| Total interest expense | $45,000 | 8,692 |
| Net interest income | $190,000 | 8,681 |
| Provision for loan and lease losses | $2,000 | 6,551 |
| Total noninterest income | $44,000 | 8,099 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $34,000 | 6,810 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $10,000 | 8,146 |
| Total noninterest expense | $195,000 | 8,691 |
| Salaries and employee benefits | $94,000 | 8,731 |
| Premises and equipment expense | $26,000 | 8,447 |
| Additional noninterest expense | $75,000 | 8,486 |
| Pre-tax net operating income | $37,000 | 8,195 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $7,000 | 6,523 |
| Income before extraordinary items | $30,000 | 8,233 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $30,000 | 8,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $30,000 | 8,201 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $119,000 | 8,788 |
| Total interest expense | $22,000 | 8,759 |
| Net interest income | $97,000 | 8,752 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $22,000 | 8,118 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $16,000 | 6,882 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $97,000 | 8,763 |
| Salaries and employee benefits | $46,000 | 8,804 |
| Premises and equipment expense | $14,000 | 8,464 |
| Additional noninterest expense | $37,000 | 8,553 |
| Pre-tax net operating income | $20,000 | 8,258 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $5,000 | 6,381 |
| Income before extraordinary items | $15,000 | 8,293 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $15,000 | 8,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $15,000 | 8,265 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $463,000 | 8,783 |
| Total interest expense | $94,000 | 8,753 |
| Net interest income | $369,000 | 8,762 |
| Provision for loan and lease losses | $12,000 | 6,941 |
| Total noninterest income | $91,000 | 8,183 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $69,000 | 6,971 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $22,000 | 8,162 |
| Total noninterest expense | $380,000 | 8,813 |
| Salaries and employee benefits | $183,000 | 8,835 |
| Premises and equipment expense | $47,000 | 8,627 |
| Additional noninterest expense | $150,000 | 8,593 |
| Pre-tax net operating income | $68,000 | 8,197 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $14,000 | 6,668 |
| Income before extraordinary items | $54,000 | 8,266 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $54,000 | 8,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,809 |
| Cash dividends | $5,000 | 6,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $54,000 | 8,223 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $344,000 | 8,838 |
| Total interest expense | $72,000 | 8,803 |
| Net interest income | $272,000 | 8,816 |
| Provision for loan and lease losses | $12,000 | 6,640 |
| Total noninterest income | $70,000 | 8,209 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $54,000 | 6,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 8,210 |
| Total noninterest expense | $281,000 | 8,848 |
| Salaries and employee benefits | $136,000 | 8,879 |
| Premises and equipment expense | $32,000 | 8,709 |
| Additional noninterest expense | $113,000 | 8,602 |
| Pre-tax net operating income | $49,000 | 8,304 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $12,000 | 6,731 |
| Income before extraordinary items | $37,000 | 8,365 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $37,000 | 8,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,003 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $37,000 | 8,321 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $228,000 | 8,899 |
| Total interest expense | $50,000 | 8,857 |
| Net interest income | $178,000 | 8,882 |
| Provision for loan and lease losses | $12,000 | 6,242 |
| Total noninterest income | $49,000 | 8,203 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $38,000 | 6,913 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $189,000 | 8,901 |
| Salaries and employee benefits | $87,000 | 8,948 |
| Premises and equipment expense | $24,000 | 8,676 |
| Additional noninterest expense | $78,000 | 8,608 |
| Pre-tax net operating income | $26,000 | 8,381 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $9,000 | 6,693 |
| Income before extraordinary items | $17,000 | 8,476 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $17,000 | 8,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,933 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $17,000 | 8,419 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $113,000 | 8,960 |
| Total interest expense | $26,000 | 8,898 |
| Net interest income | $87,000 | 8,935 |
| Provision for loan and lease losses | $1,000 | 6,438 |
| Total noninterest income | $25,000 | 8,175 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $19,000 | 6,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,000 | 8,203 |
| Total noninterest expense | $96,000 | 8,933 |
| Salaries and employee benefits | $43,000 | 8,995 |
| Premises and equipment expense | $13,000 | 8,652 |
| Additional noninterest expense | $40,000 | 8,633 |
| Pre-tax net operating income | $15,000 | 8,377 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $13,000 | 8,421 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $13,000 | 8,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,014 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $13,000 | 8,355 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $512,000 | 8,937 |
| Total interest expense | $128,000 | 8,895 |
| Net interest income | $384,000 | 8,916 |
| Provision for loan and lease losses | $38,000 | 6,576 |
| Total noninterest income | $96,000 | 8,342 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $65,000 | 7,186 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $31,000 | 8,089 |
| Total noninterest expense | $366,000 | 9,015 |
| Salaries and employee benefits | $173,000 | 9,037 |
| Premises and equipment expense | $45,000 | 8,843 |
| Additional noninterest expense | $148,000 | 8,766 |
| Pre-tax net operating income | $76,000 | 8,291 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $20,000 | 6,788 |
| Income before extraordinary items | $56,000 | 8,435 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $56,000 | 8,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,704 |
| Cash dividends | $10,000 | 6,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $56,000 | 8,332 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $392,000 | 9,015 |
| Total interest expense | $99,000 | 8,986 |
| Net interest income | $293,000 | 8,992 |
| Provision for loan and lease losses | $31,000 | 6,364 |
| Total noninterest income | $57,000 | 8,619 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $39,000 | 7,458 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 8,330 |
| Total noninterest expense | $270,000 | 9,065 |
| Salaries and employee benefits | $131,000 | 9,092 |
| Premises and equipment expense | $35,000 | 8,854 |
| Additional noninterest expense | $104,000 | 8,863 |
| Pre-tax net operating income | $49,000 | 8,459 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $17,000 | 6,871 |
| Income before extraordinary items | $32,000 | 8,611 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $32,000 | 8,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,323 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $32,000 | 8,503 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $265,000 | 9,056 |
| Total interest expense | $69,000 | 9,027 |
| Net interest income | $196,000 | 9,026 |
| Provision for loan and lease losses | $9,000 | 6,877 |
| Total noninterest income | $36,000 | 8,676 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $23,000 | 7,567 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $13,000 | 8,275 |
| Total noninterest expense | $175,000 | 9,107 |
| Salaries and employee benefits | $87,000 | 9,125 |
| Premises and equipment expense | $22,000 | 8,899 |
| Additional noninterest expense | $66,000 | 8,902 |
| Pre-tax net operating income | $48,000 | 8,384 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $13,000 | 6,844 |
| Income before extraordinary items | $35,000 | 8,540 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $35,000 | 8,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $35,000 | 8,415 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $136,000 | 9,104 |
| Total interest expense | $36,000 | 9,077 |
| Net interest income | $100,000 | 9,067 |
| Provision for loan and lease losses | $4,000 | 6,606 |
| Total noninterest income | $18,000 | 8,694 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $10,000 | 7,640 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,105 |
| Total noninterest expense | $88,000 | 9,138 |
| Salaries and employee benefits | $43,000 | 9,175 |
| Premises and equipment expense | $12,000 | 8,854 |
| Additional noninterest expense | $33,000 | 8,956 |
| Pre-tax net operating income | $26,000 | 8,369 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $7,000 | 6,747 |
| Income before extraordinary items | $19,000 | 8,497 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $19,000 | 8,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $19,000 | 8,383 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $596,000 | 9,114 |
| Total interest expense | $178,000 | 9,098 |
| Net interest income | $418,000 | 9,077 |
| Provision for loan and lease losses | $5,000 | 7,962 |
| Total noninterest income | $70,000 | 8,746 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $38,000 | 7,719 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 8,125 |
| Total noninterest expense | $341,000 | 9,203 |
| Salaries and employee benefits | $155,000 | 9,223 |
| Premises and equipment expense | $44,000 | 8,995 |
| Additional noninterest expense | $142,000 | 8,939 |
| Pre-tax net operating income | $142,000 | 8,147 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $58,000 | 6,427 |
| Income before extraordinary items | $84,000 | 8,407 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $84,000 | 8,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,916 |
| Cash dividends | $15,000 | 6,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $84,000 | 8,314 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $674,000 | 9,336 |
| Total interest expense | $279,000 | 9,314 |
| Net interest income | $395,000 | 9,312 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $48,000 | 9,174 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $30,000 | 7,982 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $18,000 | 8,807 |
| Total noninterest expense | $339,000 | 9,449 |
| Salaries and employee benefits | $174,000 | 9,451 |
| Premises and equipment expense | $41,000 | 9,280 |
| Additional noninterest expense | $124,000 | 9,232 |
| Pre-tax net operating income | $104,000 | 8,312 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $29,000 | 7,102 |
| Income before extraordinary items | $75,000 | 8,469 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $75,000 | 8,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,166 |
| Cash dividends | $15,000 | 6,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $75,000 | 8,369 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $674,000 | 9,605 |
| Total interest expense | $307,000 | 9,535 |
| Net interest income | $367,000 | 9,628 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $56,000 | 9,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 7,855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,131 |
| Total noninterest expense | $298,000 | 9,758 |
| Salaries and employee benefits | $134,000 | 9,784 |
| Premises and equipment expense | $56,000 | 9,254 |
| Additional noninterest expense | $108,000 | 9,574 |
| Pre-tax net operating income | $125,000 | 8,711 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $23,000 | 7,775 |
| Income before extraordinary items | $102,000 | 8,691 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $102,000 | 8,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,819 |
| Cash dividends | $35,000 | 6,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $102,000 | 8,681 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $659,000 | 9,875 |
| Total interest expense | $320,000 | 9,773 |
| Net interest income | $339,000 | 9,909 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $45,000 | 9,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 8,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,255 |
| Total noninterest expense | $282,000 | 10,077 |
| Salaries and employee benefits | $131,000 | 10,087 |
| Premises and equipment expense | $58,000 | 9,477 |
| Additional noninterest expense | $93,000 | 9,965 |
| Pre-tax net operating income | $102,000 | 9,066 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $16,000 | 8,309 |
| Income before extraordinary items | $86,000 | 9,059 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $86,000 | 9,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $15,000 | 6,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $86,000 | 9,028 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $674,000 | 10,110 |
| Total interest expense | $329,000 | 10,009 |
| Net interest income | $345,000 | 10,151 |
| Provision for loan and lease losses | $3,000 | 8,549 |
| Total noninterest income | $29,000 | 10,108 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 8,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,614 |
| Total noninterest expense | $279,000 | 10,300 |
| Salaries and employee benefits | $134,000 | 10,301 |
| Premises and equipment expense | $50,000 | 9,822 |
| Additional noninterest expense | $95,000 | 10,165 |
| Pre-tax net operating income | $92,000 | 9,446 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $16,000 | 8,961 |
| Income before extraordinary items | $76,000 | 9,485 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $76,000 | 9,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,505 |
| Cash dividends | $25,000 | 7,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $76,000 | 9,419 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $660,000 | 10,608 |
| Total interest expense | $318,000 | 10,481 |
| Net interest income | $342,000 | 10,637 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $25,000 | 10,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 9,265 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 10,198 |
| Total noninterest expense | $252,000 | 10,776 |
| Salaries and employee benefits | $129,000 | 10,765 |
| Premises and equipment expense | $46,000 | 10,292 |
| Additional noninterest expense | $77,000 | 10,716 |
| Pre-tax net operating income | $115,000 | 10,005 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $26,000 | 9,624 |
| Income before extraordinary items | $89,000 | 10,026 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $89,000 | 10,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,540 |
| Cash dividends | $10,000 | 7,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $89,000 | 9,987 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $700,000 | 11,113 |
| Total interest expense | $337,000 | 11,009 |
| Net interest income | $363,000 | 11,156 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $21,000 | 11,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 9,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 10,919 |
| Total noninterest expense | $276,000 | 11,273 |
| Salaries and employee benefits | $160,000 | 11,196 |
| Premises and equipment expense | $42,000 | 10,856 |
| Additional noninterest expense | $74,000 | 11,283 |
| Pre-tax net operating income | $98,000 | 10,374 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $20,000 | 10,197 |
| Income before extraordinary items | $78,000 | 10,401 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $78,000 | 10,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,149 |
| Cash dividends | $10,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $78,000 | 10,358 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $661,000 | 11,662 |
| Total interest expense | $306,000 | 11,564 |
| Net interest income | $355,000 | 11,688 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $28,000 | 11,682 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 10,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 11,150 |
| Total noninterest expense | $280,000 | 11,756 |
| Salaries and employee benefits | $166,000 | 11,667 |
| Premises and equipment expense | $40,000 | 11,383 |
| Additional noninterest expense | $74,000 | 11,797 |
| Pre-tax net operating income | $103,000 | 11,066 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $27,000 | 10,638 |
| Income before extraordinary items | $76,000 | 11,130 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $76,000 | 11,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $15,000 | 8,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $76,000 | 11,108 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $633,000 | 12,277 |
| Total interest expense | $253,000 | 12,200 |
| Net interest income | $380,000 | 12,266 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $23,000 | 12,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 10,704 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 11,965 |
| Total noninterest expense | $275,000 | 12,401 |
| Salaries and employee benefits | $157,000 | 12,320 |
| Premises and equipment expense | $36,000 | 12,088 |
| Additional noninterest expense | $82,000 | 12,417 |
| Pre-tax net operating income | $128,000 | 11,427 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $33,000 | 10,861 |
| Income before extraordinary items | $95,000 | 11,429 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $95,000 | 11,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $20,000 | 8,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $95,000 | 11,472 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $691,000 | 12,822 |
| Total interest expense | $288,000 | 12,722 |
| Net interest income | $403,000 | 12,807 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $30,000 | 12,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 11,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 12,177 |
| Total noninterest expense | $305,000 | 12,971 |
| Salaries and employee benefits | $166,000 | 12,877 |
| Premises and equipment expense | $25,000 | 12,982 |
| Additional noninterest expense | $114,000 | 12,822 |
| Pre-tax net operating income | $128,000 | 11,649 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $37,000 | 11,224 |
| Income before extraordinary items | $91,000 | 11,888 |
| Extraordinary gains, net | $6,000 | 3,038 |
| Net income | $97,000 | 11,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $17,000 | 8,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $91,000 | 11,698 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $703,000 | 13,478 |
| Total interest expense | $349,000 | 13,361 |
| Net interest income | $354,000 | 13,498 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $23,000 | 13,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 11,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 13,290 |
| Total noninterest expense | $275,000 | 13,639 |
| Salaries and employee benefits | $161,000 | 13,477 |
| Premises and equipment expense | $27,000 | 13,499 |
| Additional noninterest expense | $87,000 | 13,631 |
| Pre-tax net operating income | $102,000 | 12,006 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $34,000 | 11,696 |
| Income before extraordinary items | $68,000 | 12,372 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $68,000 | 12,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $68,000 | 12,089 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.