First National Bank of Huntington, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$13,361,0002,451
Total interest expense$6,386,0002,355
Net interest income$6,975,0002,486
Provision for loan and lease losses$08,829
Total noninterest income$813,0003,531
Gross Fiduciary activities income$197,000896
Service charges on deposit accounts$307,0003,995
Trading account gains and fees$0239
Additional Noninterest Income$309,0003,852
Total noninterest expense$4,384,0002,892
Salaries and employee benefits$2,256,0002,937
Premises and equipment expense$571,0003,299
Additional noninterest expense$1,557,0002,637
Pre-tax net operating income$3,404,0002,213
Securities gains (losses)$2,0003,292
Applicable income taxes$1,325,0001,908
Income before extraordinary items$2,081,0002,496
Extraordinary gains, net$044
Net income$2,081,0002,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-160,00010,790
Cash dividends$1,499,0001,632
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,079,7202,445
1996-12-31 (YTD Data)Rank
Total interest income$12,922,0002,590
Total interest expense$6,133,0002,502
Net interest income$6,789,0002,592
Provision for loan and lease losses$09,041
Total noninterest income$676,0004,213
Gross Fiduciary activities income$208,000955
Service charges on deposit accounts$292,0004,304
Trading account gains and fees$0262
Additional Noninterest Income$176,0005,526
Total noninterest expense$4,187,0003,211
Salaries and employee benefits$2,261,0002,957
Premises and equipment expense$530,0003,605
Additional noninterest expense$1,396,0003,316
Pre-tax net operating income$3,278,0002,188
Securities gains (losses)$8,0002,673
Applicable income taxes$1,262,0001,919
Income before extraordinary items$2,024,0002,436
Extraordinary gains, net$053
Net income$2,024,0002,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$312,0002,014
Cash dividends$9,443,000444
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,018,8802,392
1995-12-31 (YTD Data)Rank
Total interest income$12,415,0002,690
Total interest expense$5,801,0002,645
Net interest income$6,614,0002,689
Provision for loan and lease losses$08,958
Total noninterest income$662,0004,267
Gross Fiduciary activities income$216,000982
Service charges on deposit accounts$256,0004,859
Trading account gains and fees$0522
Additional Noninterest Income$190,0005,278
Total noninterest expense$4,425,0003,030
Salaries and employee benefits$2,258,0002,948
Premises and equipment expense$589,0003,257
Additional noninterest expense$1,578,0002,971
Pre-tax net operating income$2,851,0002,529
Securities gains (losses)$03,831
Applicable income taxes$1,096,0002,195
Income before extraordinary items$1,755,0002,806
Extraordinary gains, net$065
Net income$1,755,0002,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,556
Cash dividends$954,0002,147
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,755,0002,771
1994-12-31 (YTD Data)Rank
Total interest income$11,160,0002,726
Total interest expense$4,796,0002,559
Net interest income$6,364,0002,848
Provision for loan and lease losses$09,146
Total noninterest income$680,0004,217
Gross Fiduciary activities income$212,0001,003
Service charges on deposit accounts$254,0004,984
Trading account gains and fees$0475
Additional Noninterest Income$214,0005,051
Total noninterest expense$4,510,0003,051
Salaries and employee benefits$2,264,0002,928
Premises and equipment expense$613,0003,209
Additional noninterest expense$1,633,0003,076
Pre-tax net operating income$2,534,0002,790
Securities gains (losses)$-3,0009,178
Applicable income taxes$972,0002,305
Income before extraordinary items$1,559,0003,075
Extraordinary gains, net$0249
Net income$1,559,0003,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,00011,321
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,560,9203,094
1993-12-31 (YTD Data)Rank
Total interest income$11,302,0002,738
Total interest expense$4,754,0002,707
Net interest income$6,548,0002,751
Provision for loan and lease losses$010,371
Total noninterest income$568,0005,141
Gross Fiduciary activities income$163,0001,099
Service charges on deposit accounts$100,0008,366
Trading account gains and fees$0532
Additional Noninterest Income$305,0004,425
Total noninterest expense$4,442,0003,151
Salaries and employee benefits$2,303,0002,864
Premises and equipment expense$650,0003,077
Additional noninterest expense$1,489,0003,527
Pre-tax net operating income$2,674,0002,557
Securities gains (losses)$7,0005,826
Applicable income taxes$1,055,0002,132
Income before extraordinary items$1,626,0003,000
Extraordinary gains, net$69,0001,921
Net income$1,695,0003,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0007,654
Cash dividends$431,0003,477
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,621,5202,851
1992-12-31 (YTD Data)Rank
Total interest income$12,282,0002,858
Total interest expense$5,977,0002,787
Net interest income$6,305,0002,895
Provision for loan and lease losses$011,756
Total noninterest income$514,0005,545
Gross Fiduciary activities income$148,0001,156
Service charges on deposit accounts$108,0008,278
Trading account gains and fees$0504
Additional Noninterest Income$258,0004,866
Total noninterest expense$4,496,0003,159
Salaries and employee benefits$2,361,0002,745
Premises and equipment expense$600,0003,356
Additional noninterest expense$1,535,0003,531
Pre-tax net operating income$2,323,0002,684
Securities gains (losses)$2,0007,695
Applicable income taxes$923,0002,264
Income before extraordinary items$1,402,0003,271
Extraordinary gains, net$01,422
Net income$1,402,0003,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0008,662
Cash dividends$6,000,000322
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,400,7203,039

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.