Home > First National Bank of Howard County > Assets and Liabilities
First National Bank of Howard County, Assets and Liabilities
| 2004-12-31 | Rank | |
| # of Employees: | 10 | 7,943 |
| Assets and Liabilities | ||
| Total Assets: | $38,460,000 | 7,570 |
| Cash and due from depository institutions | $580,000 | 7,943 |
| Interest-bearing balances | $7,000 | 6,561 |
| Securities | $19,324,000 | 4,823 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $17,562,000 | 7,818 |
| Loan loss allowance | $357,000 | 6,923 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $106,000 | 8,459 |
| Other real estate owned | $47,000 | 7,943 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $841,000 | 6,896 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $38,460,000 | 7,570 |
| Total liabilities | $31,473,000 | 7,703 |
| Total deposits | $31,381,000 | 7,581 |
| Interest-bearing deposits | $27,525,000 | 7,440 |
| Deposits held in domestic offices | $31,381,000 | 7,579 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,000 | 3,461 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $77,000 | 8,208 |
| Total equity capital | $6,987,000 | 6,247 |
| Total bank equity capital | $6,987,000 | 6,247 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $135,000 | 6,513 |
| Surplus | $1,865,000 | 5,707 |
| Undivided profits | $4,987,000 | 4,623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 5,990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $275,000 | 7,124 |
| Earning assets | $36,893,000 | 7,449 |
| Long-term assets (5+ years) | $875,000 | 7,542 |
| Average Assets, year-to-date | $39,054,000 | 7,432 |
| Average Assets, quarterly | $38,879,000 | 7,508 |
| Volatile liabilities | $10,608,000 | 5,695 |
| Insider loans | $229,000 | 6,544 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $1,102,000 | 7,913 |
| Tier 1 (core) risk-based capital | $7,158,000 | 6,060 |
| Tier 2 risk-based capital | $260,000 | 7,339 |
| Total risk weighted assets | $20,676,000 | 7,771 |
| Total unused commitments | $1,102,000 | 7,915 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 11 | 7,799 |
| Assets and Liabilities | ||
| Total Assets: | $39,298,000 | 7,516 |
| Cash and due from depository institutions | $537,000 | 7,799 |
| Interest-bearing balances | $12,000 | 6,487 |
| Securities | $17,985,000 | 5,010 |
| Federal funds sold & reverse repurchase agreements | $815,000 | 4,754 |
| Net loans & leases | $19,055,000 | 7,724 |
| Loan loss allowance | $324,000 | 7,165 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $112,000 | 8,466 |
| Other real estate owned | $70,000 | 7,799 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $724,000 | 7,270 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $39,298,000 | 7,516 |
| Total liabilities | $32,333,000 | 7,643 |
| Total deposits | $32,268,000 | 7,501 |
| Interest-bearing deposits | $28,470,000 | 7,377 |
| Deposits held in domestic offices | $32,268,000 | 7,499 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $65,000 | 8,526 |
| Total equity capital | $6,965,000 | 6,262 |
| Total bank equity capital | $6,965,000 | 6,262 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $135,000 | 6,553 |
| Surplus | $1,865,000 | 5,678 |
| Undivided profits | $4,965,000 | 4,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 6,428 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $245,000 | 7,514 |
| Earning assets | $37,867,000 | 7,391 |
| Long-term assets (5+ years) | $885,000 | 7,611 |
| Average Assets, year-to-date | $39,202,500 | 7,463 |
| Average Assets, quarterly | $39,322,000 | 7,494 |
| Volatile liabilities | $10,593,000 | 5,686 |
| Insider loans | $346,000 | 6,048 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $303,000 | 8,561 |
| Tier 1 (core) risk-based capital | $7,041,000 | 6,108 |
| Tier 2 risk-based capital | $275,000 | 7,250 |
| Total risk weighted assets | $21,921,000 | 7,662 |
| Total unused commitments | $303,000 | 8,563 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 11 | 7,848 |
| Assets and Liabilities | ||
| Total Assets: | $39,346,000 | 7,537 |
| Cash and due from depository institutions | $830,000 | 7,848 |
| Interest-bearing balances | $4,000 | 6,773 |
| Securities | $17,591,000 | 5,156 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $19,875,000 | 7,649 |
| Loan loss allowance | $278,000 | 7,494 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $117,000 | 8,491 |
| Other real estate owned | $70,000 | 7,848 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $863,000 | 6,862 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $39,346,000 | 7,537 |
| Total liabilities | $32,743,000 | 7,655 |
| Total deposits | $32,041,000 | 7,558 |
| Interest-bearing deposits | $27,956,000 | 7,463 |
| Deposits held in domestic offices | $32,041,000 | 7,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $630,000 | 3,104 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $72,000 | 8,379 |
| Total equity capital | $6,603,000 | 6,313 |
| Total bank equity capital | $6,603,000 | 6,313 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $135,000 | 6,598 |
| Surplus | $1,865,000 | 5,685 |
| Undivided profits | $4,603,000 | 4,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,000 | 7,013 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $287,000 | 7,025 |
| Earning assets | $37,470,000 | 7,438 |
| Long-term assets (5+ years) | $928,000 | 7,654 |
| Average Assets, year-to-date | $39,170,670 | 7,521 |
| Average Assets, quarterly | $39,133,000 | 7,538 |
| Volatile liabilities | $11,390,000 | 5,463 |
| Insider loans | $213,000 | 6,663 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $441,000 | 8,506 |
| Tier 1 (core) risk-based capital | $6,939,000 | 6,107 |
| Tier 2 risk-based capital | $278,000 | 7,237 |
| Total risk weighted assets | $22,589,000 | 7,625 |
| Total unused commitments | $441,000 | 8,508 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 11 | 7,858 |
| Assets and Liabilities | ||
| Total Assets: | $38,920,000 | 7,592 |
| Cash and due from depository institutions | $464,000 | 7,858 |
| Interest-bearing balances | $4,000 | 6,802 |
| Securities | $17,637,000 | 5,109 |
| Federal funds sold & reverse repurchase agreements | $740,000 | 5,903 |
| Net loans & leases | $19,235,000 | 7,679 |
| Loan loss allowance | $258,000 | 7,625 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $110,000 | 8,551 |
| Other real estate owned | $123,000 | 7,858 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $611,000 | 7,527 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $38,920,000 | 7,592 |
| Total liabilities | $32,032,000 | 7,719 |
| Total deposits | $31,881,000 | 7,611 |
| Interest-bearing deposits | $27,815,000 | 7,527 |
| Deposits held in domestic offices | $31,881,000 | 7,609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $151,000 | 7,550 |
| Total equity capital | $6,888,000 | 6,264 |
| Total bank equity capital | $6,888,000 | 6,264 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $135,000 | 6,616 |
| Surplus | $1,865,000 | 5,677 |
| Undivided profits | $4,888,000 | 4,729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 6,929 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $247,000 | 7,343 |
| Earning assets | $37,616,000 | 7,444 |
| Long-term assets (5+ years) | $1,066,000 | 7,604 |
| Average Assets, year-to-date | $39,083,000 | 7,561 |
| Average Assets, quarterly | $39,083,000 | 7,561 |
| Volatile liabilities | $10,601,000 | 5,552 |
| Insider loans | $192,000 | 6,774 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $1,295,000 | 7,894 |
| Tier 1 (core) risk-based capital | $6,864,000 | 6,098 |
| Tier 2 risk-based capital | $258,000 | 7,383 |
| Total risk weighted assets | $21,609,000 | 7,695 |
| Total unused commitments | $1,295,000 | 7,904 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 11 | 7,899 |
| Assets and Liabilities | ||
| Total Assets: | $39,246,000 | 7,594 |
| Cash and due from depository institutions | $447,000 | 7,899 |
| Interest-bearing balances | $4,000 | 6,821 |
| Securities | $17,941,000 | 5,113 |
| Federal funds sold & reverse repurchase agreements | $95,000 | 6,195 |
| Net loans & leases | $19,872,000 | 7,657 |
| Loan loss allowance | $237,000 | 7,811 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $114,000 | 8,597 |
| Other real estate owned | $125,000 | 7,899 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $652,000 | 7,479 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,246,000 | 7,594 |
| Total liabilities | $32,612,000 | 7,718 |
| Total deposits | $32,531,000 | 7,589 |
| Interest-bearing deposits | $28,566,000 | 7,453 |
| Deposits held in domestic offices | $32,531,000 | 7,588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $81,000 | 8,367 |
| Total equity capital | $6,634,000 | 6,337 |
| Total bank equity capital | $6,634,000 | 6,337 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $135,000 | 6,668 |
| Surplus | $1,865,000 | 5,678 |
| Undivided profits | $4,634,000 | 4,794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 7,321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $242,000 | 7,482 |
| Earning assets | $37,912,000 | 7,439 |
| Long-term assets (5+ years) | $4,804,000 | 6,285 |
| Average Assets, year-to-date | $38,538,000 | 7,577 |
| Average Assets, quarterly | $39,460,500 | 7,554 |
| Volatile liabilities | $10,571,000 | 5,553 |
| Insider loans | $198,000 | 6,760 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $1,167,000 | 7,953 |
| Tier 1 (core) risk-based capital | $6,739,000 | 6,128 |
| Tier 2 risk-based capital | $237,000 | 7,599 |
| Total risk weighted assets | $22,125,000 | 7,693 |
| Total unused commitments | $1,167,000 | 7,955 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 12 | 7,751 |
| Assets and Liabilities | ||
| Total Assets: | $39,675,000 | 7,590 |
| Cash and due from depository institutions | $729,000 | 7,751 |
| Interest-bearing balances | $4,000 | 6,870 |
| Securities | $17,431,000 | 5,125 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $20,413,000 | 7,651 |
| Loan loss allowance | $249,000 | 7,765 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $120,000 | 8,630 |
| Other real estate owned | $279,000 | 7,751 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $703,000 | 7,417 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,675,000 | 7,590 |
| Total liabilities | $33,115,000 | 7,716 |
| Total deposits | $31,956,000 | 7,651 |
| Interest-bearing deposits | $27,817,000 | 7,583 |
| Deposits held in domestic offices | $31,956,000 | 7,650 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,085,000 | 2,523 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $74,000 | 8,703 |
| Total equity capital | $6,560,000 | 6,368 |
| Total bank equity capital | $6,560,000 | 6,368 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $135,000 | 6,710 |
| Surplus | $1,865,000 | 5,678 |
| Undivided profits | $4,560,000 | 4,868 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $137,000 | 6,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $286,000 | 7,243 |
| Earning assets | $37,848,000 | 7,470 |
| Long-term assets (5+ years) | $11,823,000 | 4,705 |
| Average Assets, year-to-date | $38,361,000 | 7,641 |
| Average Assets, quarterly | $38,856,500 | 7,639 |
| Volatile liabilities | $10,957,000 | 5,471 |
| Insider loans | $213,000 | 6,740 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $1,139,000 | 8,028 |
| Tier 1 (core) risk-based capital | $6,672,000 | 6,160 |
| Tier 2 risk-based capital | $249,000 | 7,526 |
| Total risk weighted assets | $22,798,000 | 7,675 |
| Total unused commitments | $1,139,000 | 8,036 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 12 | 7,773 |
| Assets and Liabilities | ||
| Total Assets: | $38,038,000 | 7,733 |
| Cash and due from depository institutions | $718,000 | 7,773 |
| Interest-bearing balances | $4,000 | 6,893 |
| Securities | $15,045,000 | 5,476 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $21,248,000 | 7,602 |
| Loan loss allowance | $253,000 | 7,738 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $127,000 | 8,623 |
| Other real estate owned | $284,000 | 7,773 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $616,000 | 7,630 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,038,000 | 7,733 |
| Total liabilities | $31,490,000 | 7,826 |
| Total deposits | $31,399,000 | 7,711 |
| Interest-bearing deposits | $27,267,000 | 7,664 |
| Deposits held in domestic offices | $31,399,000 | 7,710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,000 | 3,250 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $76,000 | 8,740 |
| Total equity capital | $6,548,000 | 6,370 |
| Total bank equity capital | $6,548,000 | 6,370 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $135,000 | 6,731 |
| Surplus | $1,865,000 | 5,668 |
| Undivided profits | $4,548,000 | 4,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $115,000 | 6,744 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $222,000 | 7,769 |
| Earning assets | $36,297,000 | 7,604 |
| Long-term assets (5+ years) | $16,979,000 | 3,791 |
| Average Assets, year-to-date | $37,923,000 | 7,697 |
| Average Assets, quarterly | $37,741,500 | 7,726 |
| Volatile liabilities | $9,559,000 | 5,841 |
| Insider loans | $205,000 | 6,797 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $1,119,000 | 8,073 |
| Tier 1 (core) risk-based capital | $6,518,000 | 6,166 |
| Tier 2 risk-based capital | $253,000 | 7,494 |
| Total risk weighted assets | $23,048,000 | 7,661 |
| Total unused commitments | $1,119,000 | 8,084 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 12 | 7,782 |
| Assets and Liabilities | ||
| Total Assets: | $37,445,000 | 7,771 |
| Cash and due from depository institutions | $3,077,000 | 7,782 |
| Interest-bearing balances | $4,000 | 6,843 |
| Securities | $11,021,000 | 6,294 |
| Federal funds sold & reverse repurchase agreements | $475,000 | 6,817 |
| Net loans & leases | $21,823,000 | 7,547 |
| Loan loss allowance | $240,000 | 7,843 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $131,000 | 8,634 |
| Other real estate owned | $364,000 | 7,782 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $554,000 | 7,857 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,445,000 | 7,771 |
| Total liabilities | $31,049,000 | 7,887 |
| Total deposits | $30,908,000 | 7,757 |
| Interest-bearing deposits | $26,917,000 | 7,706 |
| Deposits held in domestic offices | $30,908,000 | 7,756 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $141,000 | 8,054 |
| Total equity capital | $6,396,000 | 6,375 |
| Total bank equity capital | $6,396,000 | 6,375 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $135,000 | 6,762 |
| Surplus | $1,865,000 | 5,655 |
| Undivided profits | $4,396,000 | 4,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $84,000 | 7,067 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $193,000 | 8,086 |
| Earning assets | $33,323,000 | 7,818 |
| Long-term assets (5+ years) | $2,617,000 | 6,965 |
| Average Assets, year-to-date | $37,865,500 | 7,725 |
| Average Assets, quarterly | $37,865,500 | 7,725 |
| Volatile liabilities | $9,022,000 | 5,955 |
| Insider loans | $182,000 | 6,948 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $844,000 | 8,298 |
| Tier 1 (core) risk-based capital | $6,382,000 | 6,178 |
| Tier 2 risk-based capital | $240,000 | 7,616 |
| Total risk weighted assets | $23,220,000 | 7,654 |
| Total unused commitments | $844,000 | 8,305 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 12 | 7,803 |
| Assets and Liabilities | ||
| Total Assets: | $38,286,000 | 7,726 |
| Cash and due from depository institutions | $1,486,000 | 7,803 |
| Interest-bearing balances | $3,000 | 6,870 |
| Securities | $10,651,000 | 6,373 |
| Federal funds sold & reverse repurchase agreements | $2,515,000 | 4,347 |
| Net loans & leases | $22,636,000 | 7,522 |
| Loan loss allowance | $307,000 | 7,372 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $138,000 | 8,625 |
| Other real estate owned | $284,000 | 7,803 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $576,000 | 7,872 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,286,000 | 7,726 |
| Total liabilities | $32,005,000 | 7,854 |
| Total deposits | $31,899,000 | 7,699 |
| Interest-bearing deposits | $28,042,000 | 7,605 |
| Deposits held in domestic offices | $31,899,000 | 7,697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $106,000 | 8,521 |
| Total equity capital | $6,281,000 | 6,407 |
| Total bank equity capital | $6,281,000 | 6,407 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $135,000 | 6,787 |
| Surplus | $1,865,000 | 5,636 |
| Undivided profits | $4,281,000 | 4,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $232,000 | 5,653 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $222,000 | 7,919 |
| Earning assets | $35,805,000 | 7,640 |
| Long-term assets (5+ years) | $3,637,000 | 6,554 |
| Average Assets, year-to-date | $38,978,000 | 7,546 |
| Average Assets, quarterly | $39,073,500 | 7,644 |
| Volatile liabilities | $9,339,000 | 5,881 |
| Insider loans | $189,000 | 6,949 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $1,149,000 | 7,959 |
| Tier 1 (core) risk-based capital | $6,267,000 | 6,185 |
| Tier 2 risk-based capital | $296,000 | 7,180 |
| Total risk weighted assets | $23,697,000 | 7,649 |
| Total unused commitments | $1,149,000 | 7,964 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 12 | 7,955 |
| Assets and Liabilities | ||
| Total Assets: | $40,229,000 | 7,600 |
| Cash and due from depository institutions | $1,275,000 | 7,955 |
| Interest-bearing balances | $3,000 | 6,872 |
| Securities | $10,777,000 | 6,321 |
| Federal funds sold & reverse repurchase agreements | $3,060,000 | 3,864 |
| Net loans & leases | $24,280,000 | 7,408 |
| Loan loss allowance | $320,000 | 7,192 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $162,000 | 8,742 |
| Other real estate owned | $13,000 | 7,955 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $662,000 | 7,708 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,229,000 | 7,600 |
| Total liabilities | $34,594,000 | 7,675 |
| Total deposits | $34,471,000 | 7,507 |
| Interest-bearing deposits | $30,178,000 | 7,427 |
| Deposits held in domestic offices | $34,471,000 | 7,505 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $123,000 | 8,703 |
| Total equity capital | $5,635,000 | 6,662 |
| Total bank equity capital | $5,635,000 | 6,662 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $135,000 | 6,958 |
| Surplus | $1,865,000 | 5,652 |
| Undivided profits | $3,635,000 | 5,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $258,000 | 5,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $237,000 | 8,095 |
| Earning assets | $38,120,000 | 7,475 |
| Long-term assets (5+ years) | $4,228,000 | 6,416 |
| Average Assets, year-to-date | $42,126,200 | 7,277 |
| Average Assets, quarterly | $40,908,500 | 7,498 |
| Volatile liabilities | $9,995,000 | 5,637 |
| Insider loans | $201,000 | 6,941 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $512,000 | 8,758 |
| Tier 1 (core) risk-based capital | $5,783,000 | 6,392 |
| Tier 2 risk-based capital | $313,000 | 6,975 |
| Total risk weighted assets | $25,003,000 | 7,569 |
| Total unused commitments | $512,000 | 8,765 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 12 | 8,106 |
| Assets and Liabilities | ||
| Total Assets: | $42,076,000 | 7,427 |
| Cash and due from depository institutions | $968,000 | 8,106 |
| Interest-bearing balances | $3,000 | 6,684 |
| Securities | $13,271,000 | 5,928 |
| Federal funds sold & reverse repurchase agreements | $2,005,000 | 4,216 |
| Net loans & leases | $25,149,000 | 7,299 |
| Loan loss allowance | $304,000 | 7,283 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $189,000 | 8,846 |
| Other real estate owned | $0 | 8,106 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $494,000 | 8,157 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,076,000 | 7,427 |
| Total liabilities | $34,939,000 | 7,628 |
| Total deposits | $34,769,000 | 7,447 |
| Interest-bearing deposits | $30,665,000 | 7,325 |
| Deposits held in domestic offices | $34,769,000 | 7,446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $170,000 | 8,610 |
| Total equity capital | $7,137,000 | 5,719 |
| Total bank equity capital | $7,137,000 | 5,719 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $135,000 | 7,190 |
| Surplus | $1,865,000 | 5,684 |
| Undivided profits | $5,137,000 | 4,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $345,000 | 4,599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $290,000 | 7,024 |
| Earning assets | $40,428,000 | 7,271 |
| Long-term assets (5+ years) | $4,280,000 | 6,295 |
| Average Assets, year-to-date | $43,031,000 | 7,174 |
| Average Assets, quarterly | $41,975,000 | 7,376 |
| Volatile liabilities | $9,781,000 | 5,669 |
| Insider loans | $457,000 | 5,627 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $758,000 | 8,628 |
| Tier 1 (core) risk-based capital | $7,102,000 | 5,617 |
| Tier 2 risk-based capital | $297,490 | 7,084 |
| Total risk weighted assets | $23,792,890 | 7,712 |
| Total unused commitments | $758,000 | 8,633 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 12 | 8,338 |
| Assets and Liabilities | ||
| Total Assets: | $44,503,000 | 7,313 |
| Cash and due from depository institutions | $1,138,000 | 8,338 |
| Interest-bearing balances | $3,000 | 6,685 |
| Securities | $13,935,000 | 6,042 |
| Federal funds sold & reverse repurchase agreements | $2,730,000 | 3,057 |
| Net loans & leases | $25,762,000 | 7,254 |
| Loan loss allowance | $306,000 | 7,323 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $179,000 | 9,188 |
| Other real estate owned | $192,000 | 8,338 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $567,000 | 7,908 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,503,000 | 7,313 |
| Total liabilities | $38,312,000 | 7,424 |
| Total deposits | $38,162,000 | 7,226 |
| Interest-bearing deposits | $33,608,000 | 7,109 |
| Deposits held in domestic offices | $38,162,000 | 7,224 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $150,000 | 8,750 |
| Total equity capital | $6,191,000 | 6,135 |
| Total bank equity capital | $6,191,000 | 6,135 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $135,000 | 7,447 |
| Surplus | $1,865,000 | 5,744 |
| Undivided profits | $4,191,000 | 4,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 6,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $279,000 | 6,735 |
| Earning assets | $42,430,000 | 7,149 |
| Long-term assets (5+ years) | $4,817,000 | 6,381 |
| Average Assets, year-to-date | $43,118,000 | 7,262 |
| Average Assets, quarterly | $43,688,500 | 7,342 |
| Volatile liabilities | $11,109,000 | 5,141 |
| Insider loans | $337,000 | 6,261 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $802,000 | 8,803 |
| Tier 1 (core) risk-based capital | $6,275,000 | 6,101 |
| Tier 2 risk-based capital | $305,330 | 6,981 |
| Total risk weighted assets | $24,425,530 | 7,626 |
| Total unused commitments | $802,000 | 8,812 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 12 | 8,518 |
| Assets and Liabilities | ||
| Total Assets: | $42,719,000 | 7,546 |
| Cash and due from depository institutions | $1,120,000 | 8,518 |
| Interest-bearing balances | $101,000 | 4,821 |
| Securities | $13,082,000 | 6,258 |
| Federal funds sold & reverse repurchase agreements | $2,820,000 | 4,983 |
| Net loans & leases | $25,092,000 | 7,284 |
| Loan loss allowance | $143,000 | 9,191 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $143,000 | 9,556 |
| Other real estate owned | $0 | 8,518 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $462,000 | 8,383 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,719,000 | 7,546 |
| Total liabilities | $36,992,000 | 7,634 |
| Total deposits | $36,827,000 | 7,471 |
| Interest-bearing deposits | $33,248,000 | 7,251 |
| Deposits held in domestic offices | $36,827,000 | 7,470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $165,000 | 9,020 |
| Total equity capital | $5,727,000 | 6,559 |
| Total bank equity capital | $5,727,000 | 6,559 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $135,000 | 7,604 |
| Surplus | $1,865,000 | 5,672 |
| Undivided profits | $3,727,000 | 5,305 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $859,000 | 2,671 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $304,000 | 6,519 |
| Earning assets | $41,095,000 | 7,366 |
| Long-term assets (5+ years) | $5,571,000 | 6,001 |
| Average Assets, year-to-date | $41,643,000 | 7,430 |
| Average Assets, quarterly | $42,109,000 | 7,525 |
| Volatile liabilities | $10,946,000 | 4,735 |
| Insider loans | $301,000 | 6,425 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $323,000 | 9,606 |
| Tier 1 (core) risk-based capital | $5,731,000 | 6,391 |
| Tier 2 risk-based capital | $143,000 | 8,979 |
| Total risk weighted assets | $22,639,000 | 7,840 |
| Total unused commitments | $323,000 | 9,608 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 13 | 8,601 |
| Assets and Liabilities | ||
| Total Assets: | $41,108,000 | 7,799 |
| Cash and due from depository institutions | $2,129,000 | 8,601 |
| Interest-bearing balances | $1,096,000 | 2,355 |
| Securities | $10,643,000 | 7,210 |
| Federal funds sold & reverse repurchase agreements | $2,445,000 | 4,502 |
| Net loans & leases | $25,339,000 | 7,449 |
| Loan loss allowance | $143,000 | 9,543 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $146,000 | 9,862 |
| Other real estate owned | $0 | 8,601 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $406,000 | 9,077 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,108,000 | 7,799 |
| Total liabilities | $36,097,000 | 7,861 |
| Total deposits | $35,412,000 | 7,752 |
| Interest-bearing deposits | $32,026,000 | 7,522 |
| Deposits held in domestic offices | $35,412,000 | 7,749 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $685,000 | 4,747 |
| Total equity capital | $5,011,000 | 7,152 |
| Total bank equity capital | $5,011,000 | 7,152 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $135,000 | 7,947 |
| Surplus | $1,865,000 | 5,684 |
| Undivided profits | $3,011,000 | 6,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $134,000 | 7,172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $217,000 | 7,995 |
| Earning assets | $39,523,000 | 7,621 |
| Long-term assets (5+ years) | $5,466,000 | 5,766 |
| Average Assets, year-to-date | $39,471,600 | 7,775 |
| Average Assets, quarterly | $40,484,000 | 7,808 |
| Volatile liabilities | $10,464,000 | 4,859 |
| Insider loans | $241,000 | 7,102 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $360,000 | 9,836 |
| Tier 1 (core) risk-based capital | $5,016,000 | 6,976 |
| Tier 2 risk-based capital | $143,000 | 9,247 |
| Total risk weighted assets | $23,731,200 | 7,843 |
| Total unused commitments | $360,000 | 9,841 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 13 | 9,013 |
| Assets and Liabilities | ||
| Total Assets: | $38,442,000 | 8,319 |
| Cash and due from depository institutions | $1,233,000 | 9,013 |
| Interest-bearing balances | $301,000 | 3,518 |
| Securities | $10,132,000 | 7,899 |
| Federal funds sold & reverse repurchase agreements | $2,335,000 | 4,472 |
| Net loans & leases | $24,188,000 | 7,770 |
| Loan loss allowance | $145,000 | 9,940 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $157,000 | 10,200 |
| Other real estate owned | $0 | 9,013 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $397,000 | 9,551 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,442,000 | 8,319 |
| Total liabilities | $33,614,000 | 8,386 |
| Total deposits | $32,842,000 | 8,309 |
| Interest-bearing deposits | $29,877,000 | 8,063 |
| Deposits held in domestic offices | $32,842,000 | 8,305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $772,000 | 4,310 |
| Total equity capital | $4,828,000 | 7,383 |
| Total bank equity capital | $4,828,000 | 7,383 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $135,000 | 8,365 |
| Surplus | $1,865,000 | 5,797 |
| Undivided profits | $2,828,000 | 6,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $238,000 | 7,842 |
| Earning assets | $36,956,000 | 8,115 |
| Long-term assets (5+ years) | $3,764,000 | 6,555 |
| Average Assets, year-to-date | $37,710,000 | 8,245 |
| Average Assets, quarterly | $38,590,000 | 8,252 |
| Volatile liabilities | $8,775,000 | 5,284 |
| Insider loans | $162,000 | 8,098 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $499,000 | 9,773 |
| Tier 1 (core) risk-based capital | $4,804,000 | 7,305 |
| Tier 2 risk-based capital | $145,000 | 9,563 |
| Total risk weighted assets | $22,518,600 | 8,200 |
| Total unused commitments | $499,000 | 9,781 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 13 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $36,995,000 | 8,725 |
| Cash and due from depository institutions | $1,619,000 | 9,438 |
| Interest-bearing balances | $597,000 | 3,084 |
| Securities | $8,734,000 | 8,724 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 4,666 |
| Net loans & leases | $23,369,000 | 7,990 |
| Loan loss allowance | $136,000 | 10,461 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $168,000 | 10,510 |
| Other real estate owned | $0 | 9,438 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $405,000 | 9,851 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,995,000 | 8,725 |
| Total liabilities | $32,139,000 | 8,838 |
| Total deposits | $31,942,000 | 8,691 |
| Interest-bearing deposits | $27,456,000 | 8,671 |
| Deposits held in domestic offices | $31,942,000 | 8,686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $197,000 | 9,739 |
| Total equity capital | $4,856,000 | 7,488 |
| Total bank equity capital | $4,856,000 | 7,488 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $135,000 | 8,778 |
| Surplus | $1,865,000 | 5,860 |
| Undivided profits | $2,856,000 | 6,352 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $287,000 | 5,720 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $252,000 | 7,880 |
| Earning assets | $35,400,000 | 8,506 |
| Long-term assets (5+ years) | $2,144,000 | 7,757 |
| Average Assets, year-to-date | $36,675,800 | 8,573 |
| Average Assets, quarterly | $37,028,000 | 8,664 |
| Volatile liabilities | $7,672,000 | 5,441 |
| Insider loans | $217,000 | 7,821 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $593,000 | 9,817 |
| Tier 1 (core) risk-based capital | $4,762,000 | 7,454 |
| Tier 2 risk-based capital | $136,000 | 10,025 |
| Total risk weighted assets | $22,547,900 | 8,326 |
| Total unused commitments | $593,000 | 9,826 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 15 | 9,330 |
| Assets and Liabilities | ||
| Total Assets: | $35,805,000 | 9,052 |
| Cash and due from depository institutions | $1,948,000 | 9,330 |
| Interest-bearing balances | $878,000 | 2,611 |
| Securities | $13,174,000 | 7,643 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $19,886,000 | 8,758 |
| Loan loss allowance | $133,000 | 10,998 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $144,000 | 11,198 |
| Other real estate owned | $91,000 | 9,330 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $562,000 | 9,133 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,805,000 | 9,052 |
| Total liabilities | $31,315,000 | 9,176 |
| Total deposits | $31,034,000 | 9,032 |
| Interest-bearing deposits | $27,269,000 | 8,882 |
| Deposits held in domestic offices | $31,034,000 | 9,027 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $195,000 | 4,498 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $86,000 | 11,411 |
| Total equity capital | $4,490,000 | 7,660 |
| Total bank equity capital | $4,490,000 | 7,660 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $135,000 | 9,265 |
| Surplus | $1,865,000 | 5,880 |
| Undivided profits | $2,490,000 | 6,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 11,209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $203,000 | 8,416 |
| Earning assets | $33,938,000 | 8,887 |
| Long-term assets (5+ years) | $1,003,000 | 9,459 |
| Average Assets, year-to-date | $34,868,200 | 9,073 |
| Average Assets, quarterly | $36,581,500 | 8,933 |
| Volatile liabilities | $6,672,000 | 5,731 |
| Insider loans | $187,000 | 8,323 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $679,000 | 9,865 |
| Tier 1 (core) risk-based capital | $4,736,000 | 7,499 |
| Tier 2 risk-based capital | $133,000 | 10,481 |
| Total risk weighted assets | $20,370,200 | 8,887 |
| Total unused commitments | $679,000 | 9,871 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 14 | 9,983 |
| Assets and Liabilities | ||
| Total Assets: | $33,206,000 | 9,732 |
| Cash and due from depository institutions | $3,148,000 | 9,983 |
| Interest-bearing balances | $1,668,000 | 2,675 |
| Securities | $11,254,000 | 8,615 |
| Federal funds sold & reverse repurchase agreements | $125,000 | 10,091 |
| Net loans & leases | $18,214,000 | 9,235 |
| Loan loss allowance | $93,000 | 12,222 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $122,000 | 11,958 |
| Other real estate owned | $0 | 9,983 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $343,000 | 10,847 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,206,000 | 9,732 |
| Total liabilities | $28,586,000 | 9,925 |
| Total deposits | $28,479,000 | 9,793 |
| Interest-bearing deposits | $24,774,000 | 9,687 |
| Deposits held in domestic offices | $28,479,000 | 9,787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $107,000 | 11,377 |
| Total equity capital | $4,620,000 | 7,672 |
| Total bank equity capital | $4,620,000 | 7,672 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $135,000 | 9,731 |
| Surplus | $1,865,000 | 5,872 |
| Undivided profits | $2,620,000 | 6,626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $258,000 | 6,814 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $150,000 | 9,479 |
| Earning assets | $31,261,000 | 9,573 |
| Long-term assets (5+ years) | $1,445,000 | 9,373 |
| Average Assets, year-to-date | $32,712,000 | 9,653 |
| Average Assets, quarterly | $33,536,000 | 9,623 |
| Volatile liabilities | $7,105,000 | 5,243 |
| Insider loans | $275,000 | 7,491 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,022,000 | 9,191 |
| Tier 1 (core) risk-based capital | $4,620,000 | 7,604 |
| Tier 2 risk-based capital | $93,000 | 11,779 |
| Total risk weighted assets | $18,494,900 | 9,520 |
| Total unused commitments | $1,022,000 | 9,216 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 12 | 11,041 |
| Assets and Liabilities | ||
| Total Assets: | $31,385,000 | 10,225 |
| Cash and due from depository institutions | $3,376,000 | 11,041 |
| Interest-bearing balances | $2,177,000 | 2,578 |
| Securities | $11,229,000 | 8,665 |
| Federal funds sold & reverse repurchase agreements | $775,000 | 9,378 |
| Net loans & leases | $15,450,000 | 10,060 |
| Loan loss allowance | $94,000 | 12,672 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $132,000 | 12,326 |
| Other real estate owned | $0 | 11,041 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $423,000 | 10,443 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,385,000 | 10,225 |
| Total liabilities | $26,828,000 | 10,476 |
| Total deposits | $26,705,000 | 10,353 |
| Interest-bearing deposits | $23,001,000 | 10,318 |
| Deposits held in domestic offices | $26,705,000 | 10,349 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $123,000 | 11,795 |
| Total equity capital | $4,557,000 | 7,571 |
| Total bank equity capital | $4,557,000 | 7,571 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $135,000 | 10,186 |
| Surplus | $1,865,000 | 5,791 |
| Undivided profits | $2,557,000 | 6,547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 11,440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $142,000 | 10,259 |
| Earning assets | $29,631,000 | 10,003 |
| Long-term assets (5+ years) | $3,021,000 | 7,974 |
| Average Assets, year-to-date | $32,068,200 | 9,964 |
| Average Assets, quarterly | $31,694,500 | 10,110 |
| Volatile liabilities | $5,660,000 | 6,086 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $467,000 | 10,682 |
| Tier 1 (core) risk-based capital | $4,557,000 | 7,515 |
| Tier 2 risk-based capital | $94,000 | 12,114 |
| Total risk weighted assets | $15,405,400 | 10,517 |
| Total unused commitments | $467,000 | 10,707 |
| Derivatives | $0 | 651 |