Home > First National Bank of Houma > Income and Expense

First National Bank of Houma, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$15,343,0002,196
Total interest expense$6,596,0002,339
Net interest income$8,747,0002,050
Provision for loan and lease losses$175,0003,759
Total noninterest income$2,097,0001,767
Gross Fiduciary activities income$431,000746
Service charges on deposit accounts$1,118,0001,192
Trading account gains and fees$0262
Additional Noninterest Income$548,0002,738
Total noninterest expense$6,929,0002,023
Salaries and employee benefits$3,135,0002,125
Premises and equipment expense$1,298,0001,566
Additional noninterest expense$2,496,0002,009
Pre-tax net operating income$3,740,0001,939
Securities gains (losses)$6,0002,865
Applicable income taxes$1,268,0001,909
Income before extraordinary items$2,478,0001,997
Extraordinary gains, net$053
Net income$2,478,0001,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$353,0001,840
Cash dividends$974,0002,208
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,474,0401,961
1995-12-31 (YTD Data)Rank
Total interest income$15,327,0002,201
Total interest expense$6,117,0002,504
Net interest income$9,210,0001,946
Provision for loan and lease losses$08,958
Total noninterest income$1,991,0001,834
Gross Fiduciary activities income$393,000809
Service charges on deposit accounts$1,003,0001,350
Trading account gains and fees$0522
Additional Noninterest Income$595,0002,546
Total noninterest expense$7,455,0001,876
Salaries and employee benefits$3,473,0001,909
Premises and equipment expense$1,281,0001,584
Additional noninterest expense$2,701,0001,848
Pre-tax net operating income$3,746,0001,968
Securities gains (losses)$-3,0009,402
Applicable income taxes$1,213,0002,011
Income before extraordinary items$2,530,0001,988
Extraordinary gains, net$065
Net income$2,530,0001,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$713,0001,101
Cash dividends$490,0003,418
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,532,0401,963
1994-12-31 (YTD Data)Rank
Total interest income$13,258,0002,304
Total interest expense$4,777,0002,568
Net interest income$8,481,0002,125
Provision for loan and lease losses$-500,00012,457
Total noninterest income$1,751,0002,026
Gross Fiduciary activities income$317,000886
Service charges on deposit accounts$1,000,0001,341
Trading account gains and fees$0475
Additional Noninterest Income$434,0003,240
Total noninterest expense$7,737,0001,874
Salaries and employee benefits$3,604,0001,858
Premises and equipment expense$1,272,0001,625
Additional noninterest expense$2,861,0001,887
Pre-tax net operating income$2,995,0002,384
Securities gains (losses)$-978,00012,397
Applicable income taxes$-3,979,00012,579
Income before extraordinary items$5,996,000870
Extraordinary gains, net$0249
Net income$5,996,000870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-520,00012,539
Cash dividends$302,0004,411
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$6,974,000772
1993-12-31 (YTD Data)Rank
Total interest income$12,322,0002,505
Total interest expense$4,788,0002,690
Net interest income$7,534,0002,377
Provision for loan and lease losses$51,0007,396
Total noninterest income$1,973,0002,004
Gross Fiduciary activities income$329,000911
Service charges on deposit accounts$963,0001,388
Trading account gains and fees$0532
Additional Noninterest Income$681,0002,643
Total noninterest expense$7,821,0001,894
Salaries and employee benefits$3,362,0001,975
Premises and equipment expense$1,226,0001,710
Additional noninterest expense$3,233,0001,799
Pre-tax net operating income$1,635,0004,009
Securities gains (losses)$-73,00013,143
Applicable income taxes$-240,00013,059
Income before extraordinary items$1,802,0002,760
Extraordinary gains, net$340,000635
Net income$2,142,0002,425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-350,00013,195
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,875,0002,522
1992-12-31 (YTD Data)Rank
Total interest income$13,032,0002,701
Total interest expense$6,170,0002,705
Net interest income$6,862,0002,647
Provision for loan and lease losses$125,0006,594
Total noninterest income$1,796,0002,084
Gross Fiduciary activities income$326,000914
Service charges on deposit accounts$895,0001,511
Trading account gains and fees$0504
Additional Noninterest Income$575,0002,911
Total noninterest expense$7,483,0001,976
Salaries and employee benefits$3,374,0001,942
Premises and equipment expense$1,262,0001,686
Additional noninterest expense$2,847,0002,085
Pre-tax net operating income$1,050,0005,439
Securities gains (losses)$82,0003,330
Applicable income taxes$20,00012,109
Income before extraordinary items$1,112,0004,083
Extraordinary gains, net$20,0001,231
Net income$1,132,0004,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0004,433
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,031,6404,057

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.