Home > First National Bank of Houma > Assets and Liabilities
First National Bank of Houma, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 110 | 1,691 |
| Assets and Liabilities | ||
| Total Assets: | $235,259,000 | 1,997 |
| Cash and due from depository institutions | $24,436,000 | 1,691 |
| Interest-bearing balances | $12,793,000 | 296 |
| Securities | $74,009,000 | 1,632 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $124,410,000 | 2,269 |
| Loan loss allowance | $1,964,000 | 1,932 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,159,000 | 1,533 |
| Other real estate owned | $890,000 | 1,691 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $6,355,000 | 1,314 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $235,259,000 | 1,997 |
| Total liabilities | $216,989,000 | 1,965 |
| Total deposits | $209,688,000 | 1,843 |
| Interest-bearing deposits | $176,674,000 | 1,895 |
| Deposits held in domestic offices | $209,688,000 | 1,833 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,360,000 | 1,420 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $941,000 | 3,696 |
| Total equity capital | $18,270,000 | 2,455 |
| Total bank equity capital | $18,270,000 | 2,455 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,407,000 | 2,705 |
| Surplus | $10,969,000 | 1,480 |
| Undivided profits | $5,894,000 | 3,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,928,000 | 1,563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $280,000 | 474 |
| Income earned, not collected on loans | $1,265,000 | 1,743 |
| Earning assets | $211,212,000 | 2,037 |
| Long-term assets (5+ years) | $50,592,000 | 1,275 |
| Average Assets, year-to-date | $220,101,800 | 2,056 |
| Average Assets, quarterly | $226,948,000 | 2,044 |
| Volatile liabilities | $33,532,000 | 1,895 |
| Insider loans | $2,088,000 | 2,041 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $14,486,000 | 2,610 |
| Tier 1 (core) risk-based capital | $18,261,000 | 2,370 |
| Tier 2 risk-based capital | $1,800,170 | 1,740 |
| Total risk weighted assets | $143,849,870 | 1,951 |
| Total unused commitments | $14,486,000 | 2,622 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 112 | 1,706 |
| Assets and Liabilities | ||
| Total Assets: | $220,489,000 | 2,151 |
| Cash and due from depository institutions | $21,539,000 | 1,706 |
| Interest-bearing balances | $11,055,000 | 413 |
| Securities | $77,266,000 | 1,632 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $107,834,000 | 2,527 |
| Loan loss allowance | $2,142,000 | 1,823 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,340,000 | 1,455 |
| Other real estate owned | $905,000 | 1,706 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $7,605,000 | 1,172 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $220,489,000 | 2,151 |
| Total liabilities | $203,629,000 | 2,094 |
| Total deposits | $200,905,000 | 1,956 |
| Interest-bearing deposits | $168,722,000 | 2,019 |
| Deposits held in domestic offices | $200,905,000 | 1,947 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,497,000 | 2,416 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,227,000 | 3,080 |
| Total equity capital | $16,860,000 | 2,650 |
| Total bank equity capital | $16,860,000 | 2,650 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,407,000 | 2,794 |
| Surplus | $10,968,000 | 1,479 |
| Undivided profits | $4,485,000 | 4,884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,214,000 | 1,087 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,323,000 | 105 |
| Income earned, not collected on loans | $933,000 | 2,481 |
| Earning assets | $196,155,000 | 2,205 |
| Long-term assets (5+ years) | $40,374,000 | 1,420 |
| Average Assets, year-to-date | $206,031,400 | 2,208 |
| Average Assets, quarterly | $214,099,000 | 2,180 |
| Volatile liabilities | $27,936,000 | 1,983 |
| Insider loans | $2,314,000 | 1,860 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $2,650,000 | 508 |
| Unused loan commitments | $14,259,000 | 2,531 |
| Tier 1 (core) risk-based capital | $14,996,000 | 2,867 |
| Tier 2 risk-based capital | $1,624,350 | 1,899 |
| Total risk weighted assets | $129,430,250 | 2,143 |
| Total unused commitments | $14,259,000 | 2,542 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 130 | 1,520 |
| Assets and Liabilities | ||
| Total Assets: | $197,003,000 | 2,352 |
| Cash and due from depository institutions | $22,955,000 | 1,520 |
| Interest-bearing balances | $16,004,000 | 241 |
| Securities | $67,939,000 | 1,930 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $90,808,000 | 2,868 |
| Loan loss allowance | $2,855,000 | 1,453 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,732,000 | 1,289 |
| Other real estate owned | $389,000 | 1,520 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $9,180,000 | 1,043 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,003,000 | 2,352 |
| Total liabilities | $183,104,000 | 2,296 |
| Total deposits | $178,223,000 | 2,172 |
| Interest-bearing deposits | $150,913,000 | 2,207 |
| Deposits held in domestic offices | $178,223,000 | 2,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,934,000 | 2,023 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $947,000 | 3,189 |
| Total equity capital | $13,899,000 | 2,923 |
| Total bank equity capital | $13,899,000 | 2,923 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,407,000 | 2,896 |
| Surplus | $11,258,000 | 1,383 |
| Undivided profits | $1,234,000 | 8,527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,101,000 | 1,484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $92,000 | 864 |
| Income earned, not collected on loans | $1,121,000 | 1,755 |
| Earning assets | $174,751,000 | 2,414 |
| Long-term assets (5+ years) | $46,163,000 | 1,257 |
| Average Assets, year-to-date | $194,411,200 | 2,301 |
| Average Assets, quarterly | $198,388,500 | 2,310 |
| Volatile liabilities | $23,490,000 | 2,235 |
| Insider loans | $1,791,000 | 2,296 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $2,789,000 | 381 |
| Unused loan commitments | $11,824,000 | 2,791 |
| Tier 1 (core) risk-based capital | $15,902,000 | 2,607 |
| Tier 2 risk-based capital | $1,487,120 | 2,053 |
| Total risk weighted assets | $117,601,620 | 2,281 |
| Total unused commitments | $11,824,000 | 2,802 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 127 | 1,644 |
| Assets and Liabilities | ||
| Total Assets: | $197,731,000 | 2,350 |
| Cash and due from depository institutions | $7,262,000 | 1,644 |
| Interest-bearing balances | $1,000 | 7,618 |
| Securities | $86,942,000 | 1,577 |
| Federal funds sold & reverse repurchase agreements | $7,100,000 | 1,956 |
| Net loans & leases | $79,783,000 | 3,172 |
| Loan loss allowance | $2,835,000 | 1,541 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,884,000 | 1,238 |
| Other real estate owned | $1,825,000 | 1,644 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $8,935,000 | 1,025 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,731,000 | 2,350 |
| Total liabilities | $187,523,000 | 2,270 |
| Total deposits | $184,219,000 | 2,166 |
| Interest-bearing deposits | $159,053,000 | 2,171 |
| Deposits held in domestic offices | $184,219,000 | 2,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,310,000 | 2,094 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $994,000 | 3,125 |
| Total equity capital | $10,208,000 | 4,002 |
| Total bank equity capital | $10,208,000 | 4,002 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,407,000 | 2,973 |
| Surplus | $13,700,000 | 1,111 |
| Undivided profits | $-4,899,000 | 13,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,634,000 | 1,553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $297,000 | 434 |
| Income earned, not collected on loans | $704,000 | 2,552 |
| Earning assets | $173,826,000 | 2,451 |
| Long-term assets (5+ years) | $42,953,000 | 1,386 |
| Average Assets, year-to-date | $189,541,400 | 2,376 |
| Average Assets, quarterly | $190,567,500 | 2,420 |
| Volatile liabilities | $20,460,000 | 2,349 |
| Insider loans | $1,539,000 | 2,618 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,045,000 | 3,094 |
| Tier 1 (core) risk-based capital | $10,208,000 | 3,914 |
| Tier 2 risk-based capital | $1,388,100 | 2,156 |
| Total risk weighted assets | $109,601,100 | 2,405 |
| Total unused commitments | $10,045,000 | 3,115 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 126 | 1,721 |
| Assets and Liabilities | ||
| Total Assets: | $196,006,000 | 2,412 |
| Cash and due from depository institutions | $7,700,000 | 1,721 |
| Interest-bearing balances | $31,000 | 7,742 |
| Securities | $90,103,000 | 1,504 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 3,574 |
| Net loans & leases | $80,932,000 | 3,224 |
| Loan loss allowance | $2,434,000 | 1,798 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,102,000 | 1,182 |
| Other real estate owned | $4,034,000 | 1,721 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,635,000 | 2,848 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,006,000 | 2,412 |
| Total liabilities | $187,940,000 | 2,319 |
| Total deposits | $185,348,000 | 2,224 |
| Interest-bearing deposits | $153,759,000 | 2,346 |
| Deposits held in domestic offices | $185,348,000 | 2,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,702,000 | 2,166 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $890,000 | 3,610 |
| Total equity capital | $8,066,000 | 4,748 |
| Total bank equity capital | $8,066,000 | 4,748 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,407,000 | 3,081 |
| Surplus | $13,700,000 | 1,075 |
| Undivided profits | $-7,041,000 | 13,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,759,000 | 2,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $518,000 | 3,926 |
| Earning assets | $175,566,000 | 2,458 |
| Long-term assets (5+ years) | $46,129,000 | 1,259 |
| Average Assets, year-to-date | $191,568,000 | 2,403 |
| Average Assets, quarterly | $190,489,500 | 2,460 |
| Volatile liabilities | $19,032,000 | 2,448 |
| Insider loans | $18,000 | 8,451 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $11,447,000 | 2,688 |
| Tier 1 (core) risk-based capital | $8,066,000 | 4,680 |
| Tier 2 risk-based capital | $1,125,250 | 2,621 |
| Total risk weighted assets | $88,711,250 | 2,993 |
| Total unused commitments | $11,447,000 | 2,703 |
| Derivatives | $0 | 651 |