Home > First National Bank of Holmes County > Income and Expense
First National Bank of Holmes County, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,217,000 | 3,461 |
| Total interest expense | $3,991,000 | 3,590 |
| Net interest income | $5,226,000 | 3,323 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $1,077,000 | 2,930 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $966,000 | 1,357 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $111,000 | 6,379 |
| Total noninterest expense | $2,842,000 | 4,411 |
| Salaries and employee benefits | $1,659,000 | 4,007 |
| Premises and equipment expense | $365,000 | 4,829 |
| Additional noninterest expense | $818,000 | 4,706 |
| Pre-tax net operating income | $3,341,000 | 2,192 |
| Securities gains (losses) | $-77,000 | 9,903 |
| Applicable income taxes | $884,000 | 2,424 |
| Income before extraordinary items | $2,380,000 | 2,204 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,380,000 | 2,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,295 |
| Cash dividends | $1,875,000 | 1,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,436,210 | 2,115 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,548,000 | 3,692 |
| Total interest expense | $3,599,000 | 4,019 |
| Net interest income | $4,949,000 | 3,426 |
| Provision for loan and lease losses | $118,000 | 4,801 |
| Total noninterest income | $1,022,000 | 3,018 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $894,000 | 1,401 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,053 |
| Total noninterest expense | $2,858,000 | 4,306 |
| Salaries and employee benefits | $1,502,000 | 4,232 |
| Premises and equipment expense | $469,000 | 3,881 |
| Additional noninterest expense | $887,000 | 4,341 |
| Pre-tax net operating income | $2,995,000 | 2,382 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $804,000 | 2,731 |
| Income before extraordinary items | $2,196,000 | 2,355 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,196,000 | 2,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,126 |
| Cash dividends | $1,797,000 | 1,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,192,350 | 2,277 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,134,000 | 3,914 |
| Total interest expense | $3,246,000 | 4,402 |
| Net interest income | $4,888,000 | 3,566 |
| Provision for loan and lease losses | $144,000 | 4,243 |
| Total noninterest income | $1,006,000 | 3,026 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $866,000 | 1,490 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 5,875 |
| Total noninterest expense | $2,690,000 | 4,497 |
| Salaries and employee benefits | $1,500,000 | 4,255 |
| Premises and equipment expense | $436,000 | 4,147 |
| Additional noninterest expense | $754,000 | 4,954 |
| Pre-tax net operating income | $3,060,000 | 2,444 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $804,000 | 2,915 |
| Income before extraordinary items | $2,254,000 | 2,329 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,254,000 | 2,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,443 |
| Cash dividends | $1,797,000 | 1,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,255,480 | 2,271 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,986,000 | 4,046 |
| Total interest expense | $3,050,000 | 4,719 |
| Net interest income | $4,936,000 | 3,574 |
| Provision for loan and lease losses | $150,000 | 4,046 |
| Total noninterest income | $918,000 | 3,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $796,000 | 1,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,546 |
| Total noninterest expense | $2,676,000 | 4,744 |
| Salaries and employee benefits | $1,480,000 | 4,363 |
| Premises and equipment expense | $429,000 | 4,292 |
| Additional noninterest expense | $767,000 | 5,368 |
| Pre-tax net operating income | $3,028,000 | 2,356 |
| Securities gains (losses) | $-36,000 | 10,916 |
| Applicable income taxes | $836,000 | 2,737 |
| Income before extraordinary items | $2,156,000 | 2,283 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,156,000 | 2,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,846 |
| Cash dividends | $1,758,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,181,920 | 2,212 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,999,000 | 4,016 |
| Total interest expense | $3,024,000 | 4,718 |
| Net interest income | $4,975,000 | 3,560 |
| Provision for loan and lease losses | $255,000 | 2,517 |
| Total noninterest income | $877,000 | 3,427 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $755,000 | 1,804 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,598 |
| Total noninterest expense | $2,618,000 | 4,802 |
| Salaries and employee benefits | $1,469,000 | 4,365 |
| Premises and equipment expense | $339,000 | 5,146 |
| Additional noninterest expense | $810,000 | 5,205 |
| Pre-tax net operating income | $2,979,000 | 2,450 |
| Securities gains (losses) | $-40,000 | 11,046 |
| Applicable income taxes | $777,000 | 2,946 |
| Income before extraordinary items | $2,162,000 | 2,339 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,162,000 | 2,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,758 |
| Cash dividends | $1,641,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,191,600 | 2,278 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,281,000 | 4,085 |
| Total interest expense | $2,367,000 | 4,866 |
| Net interest income | $4,914,000 | 3,622 |
| Provision for loan and lease losses | $237,000 | 2,735 |
| Total noninterest income | $859,000 | 3,490 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $754,000 | 1,795 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,360 |
| Total noninterest expense | $2,663,000 | 4,876 |
| Salaries and employee benefits | $1,485,000 | 4,310 |
| Premises and equipment expense | $333,000 | 5,261 |
| Additional noninterest expense | $845,000 | 5,448 |
| Pre-tax net operating income | $2,873,000 | 2,473 |
| Securities gains (losses) | $-104,000 | 11,552 |
| Applicable income taxes | $700,000 | 3,090 |
| Income before extraordinary items | $2,069,000 | 2,351 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,069,000 | 2,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,802 |
| Cash dividends | $1,563,000 | 1,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,147,000 | 2,289 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,821,000 | 4,419 |
| Total interest expense | $2,187,000 | 5,407 |
| Net interest income | $4,634,000 | 3,823 |
| Provision for loan and lease losses | $179,000 | 4,230 |
| Total noninterest income | $783,000 | 4,056 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $683,000 | 2,000 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,857 |
| Total noninterest expense | $2,592,000 | 5,112 |
| Salaries and employee benefits | $1,415,000 | 4,507 |
| Premises and equipment expense | $324,000 | 5,535 |
| Additional noninterest expense | $853,000 | 5,606 |
| Pre-tax net operating income | $2,646,000 | 2,575 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $667,000 | 3,261 |
| Income before extraordinary items | $1,979,000 | 2,547 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,979,000 | 2,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 4,285 |
| Cash dividends | $1,367,000 | 1,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,979,000 | 2,397 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,610,000 | 4,484 |
| Total interest expense | $2,922,000 | 5,269 |
| Net interest income | $4,688,000 | 3,856 |
| Provision for loan and lease losses | $277,000 | 4,328 |
| Total noninterest income | $772,000 | 4,071 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $639,000 | 2,124 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 7,087 |
| Total noninterest expense | $2,626,000 | 5,080 |
| Salaries and employee benefits | $1,477,000 | 4,294 |
| Premises and equipment expense | $300,000 | 5,973 |
| Additional noninterest expense | $849,000 | 5,805 |
| Pre-tax net operating income | $2,557,000 | 2,425 |
| Securities gains (losses) | $18,000 | 5,726 |
| Applicable income taxes | $629,000 | 3,296 |
| Income before extraordinary items | $1,946,000 | 2,348 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,946,000 | 2,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 4,468 |
| Cash dividends | $1,172,000 | 1,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,932,320 | 2,198 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.