Home > First National Bank of Holmes County > Assets and Liabilities
First National Bank of Holmes County, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 43 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $121,562,000 | 3,716 |
| Cash and due from depository institutions | $3,302,000 | 3,927 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $49,623,000 | 2,288 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $64,659,000 | 4,247 |
| Loan loss allowance | $836,000 | 3,954 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $548,000 | 7,513 |
| Other real estate owned | $143,000 | 3,927 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,287,000 | 2,609 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,562,000 | 3,716 |
| Total liabilities | $107,857,000 | 3,765 |
| Total deposits | $99,998,000 | 3,735 |
| Interest-bearing deposits | $85,644,000 | 3,739 |
| Deposits held in domestic offices | $99,998,000 | 3,732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,050,000 | 2,461 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,000,000 | 3,465 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,809,000 | 1,444 |
| Total equity capital | $13,705,000 | 3,205 |
| Total bank equity capital | $13,705,000 | 3,205 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $391,000 | 5,417 |
| Surplus | $12,000,000 | 1,384 |
| Undivided profits | $1,314,000 | 7,293 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $557,000 | 3,415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $173,000 | 646 |
| Income earned, not collected on loans | $1,710,000 | 1,243 |
| Earning assets | $114,282,000 | 3,637 |
| Long-term assets (5+ years) | $28,421,000 | 2,650 |
| Average Assets, year-to-date | $125,114,200 | 3,515 |
| Average Assets, quarterly | $125,459,000 | 3,602 |
| Volatile liabilities | $28,441,000 | 2,652 |
| Insider loans | $1,693,000 | 2,562 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,490,000 | 5,216 |
| Tier 1 (core) risk-based capital | $14,689,000 | 2,978 |
| Tier 2 risk-based capital | $836,000 | 3,662 |
| Total risk weighted assets | $73,817,600 | 3,880 |
| Total unused commitments | $5,490,000 | 5,218 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 42 | 4,067 |
| Assets and Liabilities | ||
| Total Assets: | $122,150,000 | 3,652 |
| Cash and due from depository institutions | $3,342,000 | 4,067 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $47,300,000 | 2,445 |
| Federal funds sold & reverse repurchase agreements | $10,700,000 | 1,602 |
| Net loans & leases | $57,453,000 | 4,461 |
| Loan loss allowance | $833,000 | 3,871 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $689,000 | 6,993 |
| Other real estate owned | $225,000 | 4,067 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,441,000 | 2,998 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,150,000 | 3,652 |
| Total liabilities | $107,631,000 | 3,705 |
| Total deposits | $104,868,000 | 3,559 |
| Interest-bearing deposits | $85,045,000 | 3,739 |
| Deposits held in domestic offices | $104,868,000 | 3,553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,763,000 | 1,512 |
| Total equity capital | $14,519,000 | 3,090 |
| Total bank equity capital | $14,519,000 | 3,090 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $391,000 | 5,482 |
| Surplus | $12,000,000 | 1,311 |
| Undivided profits | $2,128,000 | 6,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $424,000 | 4,378 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $100,000 | 907 |
| Income earned, not collected on loans | $1,709,000 | 1,222 |
| Earning assets | $115,453,000 | 3,573 |
| Long-term assets (5+ years) | $24,175,000 | 2,781 |
| Average Assets, year-to-date | $110,704,400 | 3,791 |
| Average Assets, quarterly | $119,815,000 | 3,654 |
| Volatile liabilities | $30,280,000 | 2,132 |
| Insider loans | $3,312,000 | 1,302 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,554,000 | 6,176 |
| Tier 1 (core) risk-based capital | $14,184,000 | 3,010 |
| Tier 2 risk-based capital | $833,000 | 3,545 |
| Total risk weighted assets | $69,095,200 | 3,894 |
| Total unused commitments | $3,554,000 | 6,180 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 42 | 4,197 |
| Assets and Liabilities | ||
| Total Assets: | $100,606,000 | 4,304 |
| Cash and due from depository institutions | $7,501,000 | 4,197 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $34,340,000 | 3,243 |
| Federal funds sold & reverse repurchase agreements | $2,150,000 | 4,788 |
| Net loans & leases | $53,312,000 | 4,722 |
| Loan loss allowance | $792,000 | 4,093 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $778,000 | 6,697 |
| Other real estate owned | $213,000 | 4,197 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,312,000 | 3,070 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,606,000 | 4,304 |
| Total liabilities | $86,620,000 | 4,434 |
| Total deposits | $82,977,000 | 4,375 |
| Interest-bearing deposits | $70,941,000 | 4,397 |
| Deposits held in domestic offices | $82,977,000 | 4,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,648 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,643,000 | 1,611 |
| Total equity capital | $13,986,000 | 3,176 |
| Total bank equity capital | $13,986,000 | 3,176 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $391,000 | 5,719 |
| Surplus | $11,000,000 | 1,420 |
| Undivided profits | $2,595,000 | 6,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $207,000 | 6,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $135,000 | 801 |
| Income earned, not collected on loans | $1,640,000 | 1,322 |
| Earning assets | $89,802,000 | 4,420 |
| Long-term assets (5+ years) | $18,449,000 | 2,933 |
| Average Assets, year-to-date | $100,403,600 | 4,140 |
| Average Assets, quarterly | $102,354,000 | 4,181 |
| Volatile liabilities | $18,558,000 | 3,184 |
| Insider loans | $1,356,000 | 2,833 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,483,000 | 6,124 |
| Tier 1 (core) risk-based capital | $13,786,000 | 3,090 |
| Tier 2 risk-based capital | $765,950 | 3,693 |
| Total risk weighted assets | $61,249,850 | 4,281 |
| Total unused commitments | $3,483,000 | 6,133 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 43 | 4,297 |
| Assets and Liabilities | ||
| Total Assets: | $100,918,000 | 4,401 |
| Cash and due from depository institutions | $2,385,000 | 4,297 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $28,740,000 | 4,040 |
| Federal funds sold & reverse repurchase agreements | $13,600,000 | 950 |
| Net loans & leases | $53,119,000 | 4,812 |
| Loan loss allowance | $768,000 | 4,371 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $759,000 | 6,877 |
| Other real estate owned | $213,000 | 4,297 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,102,000 | 3,451 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,918,000 | 4,401 |
| Total liabilities | $87,424,000 | 4,520 |
| Total deposits | $84,790,000 | 4,418 |
| Interest-bearing deposits | $72,756,000 | 4,435 |
| Deposits held in domestic offices | $84,790,000 | 4,409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,634,000 | 1,616 |
| Total equity capital | $13,494,000 | 3,287 |
| Total bank equity capital | $13,494,000 | 3,287 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $391,000 | 6,063 |
| Surplus | $10,000,000 | 1,587 |
| Undivided profits | $3,103,000 | 5,978 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $829,000 | 3,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $242,000 | 539 |
| Income earned, not collected on loans | $1,536,000 | 1,403 |
| Earning assets | $95,459,000 | 4,279 |
| Long-term assets (5+ years) | $15,427,000 | 3,205 |
| Average Assets, year-to-date | $96,149,600 | 4,413 |
| Average Assets, quarterly | $99,281,000 | 4,401 |
| Volatile liabilities | $18,493,000 | 3,087 |
| Insider loans | $1,903,000 | 2,220 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,518,000 | 6,890 |
| Tier 1 (core) risk-based capital | $13,325,000 | 3,225 |
| Tier 2 risk-based capital | $768,000 | 3,777 |
| Total risk weighted assets | $61,443,900 | 4,297 |
| Total unused commitments | $2,518,000 | 6,905 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 42 | 4,498 |
| Assets and Liabilities | ||
| Total Assets: | $94,476,000 | 4,656 |
| Cash and due from depository institutions | $3,678,000 | 4,498 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $32,454,000 | 3,829 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $55,281,000 | 4,601 |
| Loan loss allowance | $722,000 | 4,621 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $573,000 | 7,908 |
| Other real estate owned | $116,000 | 4,498 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,374,000 | 3,126 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,476,000 | 4,656 |
| Total liabilities | $81,351,000 | 4,833 |
| Total deposits | $77,060,000 | 4,853 |
| Interest-bearing deposits | $65,488,000 | 4,916 |
| Deposits held in domestic offices | $77,060,000 | 4,844 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,050,000 | 2,165 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,241,000 | 1,921 |
| Total equity capital | $13,125,000 | 3,344 |
| Total bank equity capital | $13,125,000 | 3,344 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $391,000 | 6,398 |
| Surplus | $10,000,000 | 1,580 |
| Undivided profits | $2,734,000 | 6,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $606,000 | 3,764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,815,000 | 1,236 |
| Earning assets | $87,735,000 | 4,604 |
| Long-term assets (5+ years) | $12,834,000 | 3,438 |
| Average Assets, year-to-date | $94,828,400 | 4,462 |
| Average Assets, quarterly | $98,296,500 | 4,431 |
| Volatile liabilities | $14,746,000 | 3,389 |
| Insider loans | $1,771,000 | 2,404 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,619,000 | 7,942 |
| Tier 1 (core) risk-based capital | $12,927,000 | 3,293 |
| Tier 2 risk-based capital | $722,000 | 3,933 |
| Total risk weighted assets | $62,633,300 | 4,162 |
| Total unused commitments | $1,619,000 | 7,954 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 43 | 4,565 |
| Assets and Liabilities | ||
| Total Assets: | $92,513,000 | 4,678 |
| Cash and due from depository institutions | $3,084,000 | 4,565 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $35,364,000 | 3,681 |
| Federal funds sold & reverse repurchase agreements | $3,700,000 | 2,355 |
| Net loans & leases | $47,791,000 | 5,078 |
| Loan loss allowance | $639,000 | 5,156 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $364,000 | 9,398 |
| Other real estate owned | $121,000 | 4,565 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,089,000 | 3,698 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,513,000 | 4,678 |
| Total liabilities | $80,538,000 | 4,840 |
| Total deposits | $78,536,000 | 4,722 |
| Interest-bearing deposits | $65,918,000 | 4,836 |
| Deposits held in domestic offices | $78,536,000 | 4,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,002,000 | 1,792 |
| Total equity capital | $11,975,000 | 3,382 |
| Total bank equity capital | $11,975,000 | 3,382 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $391,000 | 6,767 |
| Surplus | $10,000,000 | 1,518 |
| Undivided profits | $1,584,000 | 7,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $222,000 | 6,483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,237,000 | 1,579 |
| Earning assets | $86,855,000 | 4,575 |
| Long-term assets (5+ years) | $14,244,000 | 3,269 |
| Average Assets, year-to-date | $94,296,600 | 4,513 |
| Average Assets, quarterly | $95,505,500 | 4,526 |
| Volatile liabilities | $14,585,000 | 3,276 |
| Insider loans | $1,407,000 | 2,832 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,240,000 | 6,124 |
| Tier 1 (core) risk-based capital | $12,406,000 | 3,332 |
| Tier 2 risk-based capital | $639,000 | 4,304 |
| Total risk weighted assets | $55,828,200 | 4,507 |
| Total unused commitments | $3,240,000 | 6,134 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 40 | 5,064 |
| Assets and Liabilities | ||
| Total Assets: | $90,070,000 | 4,902 |
| Cash and due from depository institutions | $2,104,000 | 5,064 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $36,646,000 | 3,745 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 5,118 |
| Net loans & leases | $46,756,000 | 5,073 |
| Loan loss allowance | $569,000 | 5,805 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $414,000 | 9,317 |
| Other real estate owned | $65,000 | 5,064 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,685,000 | 4,009 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,070,000 | 4,902 |
| Total liabilities | $78,170,000 | 5,070 |
| Total deposits | $74,954,000 | 5,053 |
| Interest-bearing deposits | $64,084,000 | 5,149 |
| Deposits held in domestic offices | $74,954,000 | 5,046 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,454 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,716,000 | 2,056 |
| Total equity capital | $11,900,000 | 3,436 |
| Total bank equity capital | $11,900,000 | 3,436 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $391,000 | 7,100 |
| Surplus | $10,000,000 | 1,446 |
| Undivided profits | $1,509,000 | 8,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $143,000 | 8,404 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,056,000 | 1,642 |
| Earning assets | $85,802,000 | 4,750 |
| Long-term assets (5+ years) | $16,741,000 | 3,042 |
| Average Assets, year-to-date | $89,734,600 | 4,811 |
| Average Assets, quarterly | $89,982,000 | 4,866 |
| Volatile liabilities | $14,980,000 | 3,005 |
| Insider loans | $1,761,000 | 2,325 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,446,000 | 8,376 |
| Tier 1 (core) risk-based capital | $11,900,000 | 3,354 |
| Tier 2 risk-based capital | $569,000 | 4,715 |
| Total risk weighted assets | $54,450,600 | 4,544 |
| Total unused commitments | $1,446,000 | 8,401 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 39 | 5,307 |
| Assets and Liabilities | ||
| Total Assets: | $88,592,000 | 5,045 |
| Cash and due from depository institutions | $2,734,000 | 5,307 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $39,658,000 | 3,470 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 9,812 |
| Net loans & leases | $43,366,000 | 5,399 |
| Loan loss allowance | $503,000 | 6,429 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $420,000 | 9,508 |
| Other real estate owned | $74,000 | 5,307 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,740,000 | 4,062 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,592,000 | 5,045 |
| Total liabilities | $77,304,000 | 5,233 |
| Total deposits | $75,677,000 | 5,134 |
| Interest-bearing deposits | $66,219,000 | 5,120 |
| Deposits held in domestic offices | $75,677,000 | 5,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,627,000 | 2,210 |
| Total equity capital | $11,288,000 | 3,404 |
| Total bank equity capital | $11,288,000 | 3,404 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $391,000 | 7,471 |
| Surplus | $9,500,000 | 1,472 |
| Undivided profits | $1,397,000 | 8,612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $518,000 | 5,517 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,004,000 | 1,949 |
| Earning assets | $83,724,000 | 4,905 |
| Long-term assets (5+ years) | $18,354,000 | 2,786 |
| Average Assets, year-to-date | $91,682,200 | 4,775 |
| Average Assets, quarterly | $92,852,500 | 4,796 |
| Volatile liabilities | $15,146,000 | 2,941 |
| Insider loans | $107,000 | 5,547 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $921,000 | 9,346 |
| Tier 1 (core) risk-based capital | $11,288,000 | 3,350 |
| Tier 2 risk-based capital | $503,000 | 5,175 |
| Total risk weighted assets | $51,105,200 | 4,842 |
| Total unused commitments | $921,000 | 9,373 |
| Derivatives | $0 | 651 |