Home > First National Bank of Holcomb > Income and Expense
First National Bank of Holcomb, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $860,000 | 5,941 |
| Total interest expense | $51,000 | 6,177 |
| Net interest income | $809,000 | 5,859 |
| Provision for loan and lease losses | $30,000 | 3,313 |
| Total noninterest income | $71,000 | 5,820 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $29,000 | 5,661 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $42,000 | 5,484 |
| Total noninterest expense | $669,000 | 5,912 |
| Salaries and employee benefits | $345,000 | 5,955 |
| Premises and equipment expense | $45,000 | 6,218 |
| Additional noninterest expense | $279,000 | 5,571 |
| Pre-tax net operating income | $181,000 | 5,411 |
| Securities gains (losses) | $9,000 | 1,986 |
| Applicable income taxes | $-51,000 | 6,474 |
| Income before extraordinary items | $241,000 | 5,017 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $241,000 | 5,019 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $241,000 | 5,020 |
| Net charge-offs | $6,000 | 3,908 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $232,000 | 5,019 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $462,000 | 5,911 |
| Total interest expense | $27,000 | 6,223 |
| Net interest income | $435,000 | 5,825 |
| Provision for loan and lease losses | $23,000 | 2,899 |
| Total noninterest income | $21,000 | 6,234 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $14,000 | 5,710 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $7,000 | 6,110 |
| Total noninterest expense | $341,000 | 5,951 |
| Salaries and employee benefits | $182,000 | 5,967 |
| Premises and equipment expense | $21,000 | 6,317 |
| Additional noninterest expense | $138,000 | 5,650 |
| Pre-tax net operating income | $92,000 | 5,339 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-67,000 | 6,597 |
| Income before extraordinary items | $159,000 | 4,602 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $159,000 | 4,605 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $159,000 | 4,605 |
| Net charge-offs | $6,000 | 3,056 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $159,000 | 4,552 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,979,000 | 5,894 |
| Total interest expense | $174,000 | 6,052 |
| Net interest income | $1,805,000 | 5,828 |
| Provision for loan and lease losses | $90,000 | 3,788 |
| Total noninterest income | $158,000 | 5,860 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $69,000 | 5,686 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $89,000 | 5,473 |
| Total noninterest expense | $1,455,000 | 5,956 |
| Salaries and employee benefits | $813,000 | 5,885 |
| Premises and equipment expense | $91,000 | 6,353 |
| Additional noninterest expense | $551,000 | 5,715 |
| Pre-tax net operating income | $418,000 | 5,177 |
| Securities gains (losses) | $2,000 | 2,972 |
| Applicable income taxes | $65,000 | 3,645 |
| Income before extraordinary items | $355,000 | 5,271 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $355,000 | 5,275 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $355,000 | 5,275 |
| Net charge-offs | $3,000 | 5,320 |
| Cash dividends | $32,000 | 4,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $353,300 | 5,215 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 5,912 |
| Total interest expense | $137,000 | 6,093 |
| Net interest income | $1,394,000 | 5,843 |
| Provision for loan and lease losses | $67,000 | 3,752 |
| Total noninterest income | $120,000 | 5,916 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $53,000 | 5,716 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $67,000 | 5,546 |
| Total noninterest expense | $1,105,000 | 5,963 |
| Salaries and employee benefits | $629,000 | 5,862 |
| Premises and equipment expense | $67,000 | 6,413 |
| Additional noninterest expense | $409,000 | 5,755 |
| Pre-tax net operating income | $342,000 | 5,191 |
| Securities gains (losses) | $2,000 | 2,831 |
| Applicable income taxes | $50,000 | 3,723 |
| Income before extraordinary items | $294,000 | 5,293 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $294,000 | 5,294 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $294,000 | 5,295 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $32,000 | 3,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $292,300 | 5,205 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,007,000 | 5,965 |
| Total interest expense | $99,000 | 6,075 |
| Net interest income | $908,000 | 5,896 |
| Provision for loan and lease losses | $45,000 | 3,696 |
| Total noninterest income | $71,000 | 6,038 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $33,000 | 5,799 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $38,000 | 5,710 |
| Total noninterest expense | $741,000 | 5,986 |
| Salaries and employee benefits | $439,000 | 5,829 |
| Premises and equipment expense | $41,000 | 6,515 |
| Additional noninterest expense | $261,000 | 5,827 |
| Pre-tax net operating income | $193,000 | 5,357 |
| Securities gains (losses) | $6,000 | 2,420 |
| Applicable income taxes | $39,000 | 3,624 |
| Income before extraordinary items | $160,000 | 5,503 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $160,000 | 5,506 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $160,000 | 5,506 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $32,000 | 3,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $155,200 | 5,415 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $521,000 | 5,966 |
| Total interest expense | $52,000 | 6,098 |
| Net interest income | $469,000 | 5,878 |
| Provision for loan and lease losses | $23,000 | 3,509 |
| Total noninterest income | $39,000 | 5,958 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $16,000 | 5,831 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $23,000 | 5,562 |
| Total noninterest expense | $407,000 | 5,882 |
| Salaries and employee benefits | $240,000 | 5,712 |
| Premises and equipment expense | $22,000 | 6,513 |
| Additional noninterest expense | $145,000 | 5,729 |
| Pre-tax net operating income | $78,000 | 5,536 |
| Securities gains (losses) | $6,000 | 1,600 |
| Applicable income taxes | $4,000 | 4,268 |
| Income before extraordinary items | $80,000 | 5,477 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $80,000 | 5,478 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $80,000 | 5,478 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $32,000 | 2,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $74,300 | 5,454 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $193,000 | 7,056 |
| Total interest expense | $19,000 | 7,042 |
| Net interest income | $174,000 | 7,055 |
| Provision for loan and lease losses | $8,000 | 5,774 |
| Total noninterest income | $11,000 | 6,781 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $7,000 | 6,823 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $4,000 | 6,480 |
| Total noninterest expense | $110,000 | 7,072 |
| Salaries and employee benefits | $69,000 | 7,060 |
| Premises and equipment expense | $7,000 | 7,049 |
| Additional noninterest expense | $34,000 | 7,077 |
| Pre-tax net operating income | $67,000 | 5,994 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $18,000 | 4,251 |
| Income before extraordinary items | $49,000 | 6,191 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $49,000 | 6,185 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $49,000 | 6,187 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $49,000 | 6,035 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,831,000 | 5,942 |
| Total interest expense | $193,000 | 6,275 |
| Net interest income | $1,638,000 | 5,808 |
| Provision for loan and lease losses | $-58,000 | 6,992 |
| Total noninterest income | $108,000 | 6,091 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $66,000 | 5,680 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $42,000 | 5,885 |
| Total noninterest expense | $1,200,000 | 6,050 |
| Salaries and employee benefits | $703,000 | 5,855 |
| Premises and equipment expense | $75,000 | 6,601 |
| Additional noninterest expense | $422,000 | 5,971 |
| Pre-tax net operating income | $604,000 | 4,447 |
| Securities gains (losses) | $84,000 | 2,102 |
| Applicable income taxes | $157,000 | 3,032 |
| Income before extraordinary items | $531,000 | 4,571 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $531,000 | 4,570 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $531,000 | 4,569 |
| Net charge-offs | $-76,000 | 6,988 |
| Cash dividends | $328,000 | 2,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $466,320 | 4,563 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,214,000 | 5,996 |
| Total interest expense | $133,000 | 6,327 |
| Net interest income | $1,081,000 | 5,874 |
| Provision for loan and lease losses | $-58,000 | 7,080 |
| Total noninterest income | $80,000 | 6,022 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $45,000 | 5,675 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 5,755 |
| Total noninterest expense | $800,000 | 6,108 |
| Salaries and employee benefits | $465,000 | 5,913 |
| Premises and equipment expense | $47,000 | 6,704 |
| Additional noninterest expense | $288,000 | 5,983 |
| Pre-tax net operating income | $419,000 | 4,384 |
| Securities gains (losses) | $50,000 | 2,051 |
| Applicable income taxes | $110,000 | 2,987 |
| Income before extraordinary items | $359,000 | 4,539 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $359,000 | 4,543 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $359,000 | 4,543 |
| Net charge-offs | $-92,000 | 7,080 |
| Cash dividends | $328,000 | 2,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $320,500 | 4,523 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $609,000 | 6,051 |
| Total interest expense | $67,000 | 6,412 |
| Net interest income | $542,000 | 5,903 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $41,000 | 6,064 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $22,000 | 5,685 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 5,771 |
| Total noninterest expense | $420,000 | 6,067 |
| Salaries and employee benefits | $244,000 | 5,884 |
| Premises and equipment expense | $22,000 | 6,787 |
| Additional noninterest expense | $154,000 | 5,887 |
| Pre-tax net operating income | $163,000 | 4,812 |
| Securities gains (losses) | $29,000 | 1,450 |
| Applicable income taxes | $40,000 | 3,237 |
| Income before extraordinary items | $152,000 | 4,826 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $152,000 | 4,829 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $152,000 | 4,830 |
| Net charge-offs | $5,000 | 4,286 |
| Cash dividends | $328,000 | 1,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $129,090 | 4,903 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,611,000 | 6,017 |
| Total interest expense | $334,000 | 6,448 |
| Net interest income | $2,277,000 | 5,846 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $162,000 | 5,973 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $95,000 | 5,599 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $67,000 | 5,687 |
| Total noninterest expense | $1,540,000 | 6,276 |
| Salaries and employee benefits | $919,000 | 6,019 |
| Premises and equipment expense | $106,000 | 6,781 |
| Additional noninterest expense | $515,000 | 6,237 |
| Pre-tax net operating income | $899,000 | 3,913 |
| Securities gains (losses) | $165,000 | 1,622 |
| Applicable income taxes | $270,000 | 2,628 |
| Income before extraordinary items | $794,000 | 3,957 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $794,000 | 3,962 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $794,000 | 3,961 |
| Net charge-offs | $-3,000 | 6,894 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $670,250 | 4,099 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,978,000 | 6,057 |
| Total interest expense | $258,000 | 6,508 |
| Net interest income | $1,720,000 | 5,873 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $115,000 | 6,141 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $72,000 | 5,594 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $43,000 | 5,927 |
| Total noninterest expense | $1,130,000 | 6,343 |
| Salaries and employee benefits | $672,000 | 6,084 |
| Premises and equipment expense | $77,000 | 6,841 |
| Additional noninterest expense | $381,000 | 6,300 |
| Pre-tax net operating income | $705,000 | 3,966 |
| Securities gains (losses) | $109,000 | 1,707 |
| Applicable income taxes | $209,000 | 2,623 |
| Income before extraordinary items | $605,000 | 4,015 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $605,000 | 4,018 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $605,000 | 4,018 |
| Net charge-offs | $1,000 | 6,123 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $524,340 | 4,104 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,289,000 | 6,148 |
| Total interest expense | $177,000 | 6,570 |
| Net interest income | $1,112,000 | 5,967 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $72,000 | 6,250 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $47,000 | 5,624 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 6,088 |
| Total noninterest expense | $751,000 | 6,416 |
| Salaries and employee benefits | $442,000 | 6,152 |
| Premises and equipment expense | $50,000 | 6,919 |
| Additional noninterest expense | $259,000 | 6,336 |
| Pre-tax net operating income | $433,000 | 4,074 |
| Securities gains (losses) | $18,000 | 2,133 |
| Applicable income taxes | $105,000 | 2,832 |
| Income before extraordinary items | $346,000 | 4,233 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $346,000 | 4,233 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $346,000 | 4,235 |
| Net charge-offs | $3,000 | 5,649 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $332,140 | 4,203 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $627,000 | 6,236 |
| Total interest expense | $93,000 | 6,600 |
| Net interest income | $534,000 | 6,058 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $34,000 | 6,366 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $19,000 | 5,858 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $15,000 | 6,083 |
| Total noninterest expense | $381,000 | 6,442 |
| Salaries and employee benefits | $221,000 | 6,205 |
| Premises and equipment expense | $25,000 | 6,959 |
| Additional noninterest expense | $135,000 | 6,330 |
| Pre-tax net operating income | $187,000 | 4,349 |
| Securities gains (losses) | $5,000 | 1,451 |
| Applicable income taxes | $40,000 | 3,000 |
| Income before extraordinary items | $152,000 | 4,424 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $152,000 | 4,423 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $152,000 | 4,424 |
| Net charge-offs | $6,000 | 4,589 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $148,050 | 4,419 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,651,000 | 6,274 |
| Total interest expense | $491,000 | 6,546 |
| Net interest income | $2,160,000 | 6,080 |
| Provision for loan and lease losses | $184,000 | 5,443 |
| Total noninterest income | $167,000 | 6,185 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $95,000 | 5,546 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $72,000 | 5,789 |
| Total noninterest expense | $1,475,000 | 6,550 |
| Salaries and employee benefits | $853,000 | 6,327 |
| Premises and equipment expense | $103,000 | 7,029 |
| Additional noninterest expense | $519,000 | 6,446 |
| Pre-tax net operating income | $668,000 | 3,987 |
| Securities gains (losses) | $41,000 | 2,778 |
| Applicable income taxes | $166,000 | 2,854 |
| Income before extraordinary items | $543,000 | 4,197 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $543,000 | 4,198 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $543,000 | 4,199 |
| Net charge-offs | $30,000 | 6,199 |
| Cash dividends | $119,000 | 3,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $511,430 | 4,133 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,034,000 | 6,342 |
| Total interest expense | $384,000 | 6,626 |
| Net interest income | $1,650,000 | 6,141 |
| Provision for loan and lease losses | $149,000 | 5,279 |
| Total noninterest income | $119,000 | 6,339 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $73,000 | 5,610 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $46,000 | 6,074 |
| Total noninterest expense | $1,099,000 | 6,613 |
| Salaries and employee benefits | $639,000 | 6,374 |
| Premises and equipment expense | $76,000 | 7,126 |
| Additional noninterest expense | $384,000 | 6,528 |
| Pre-tax net operating income | $521,000 | 4,146 |
| Securities gains (losses) | $41,000 | 2,543 |
| Applicable income taxes | $139,000 | 2,857 |
| Income before extraordinary items | $423,000 | 4,395 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $423,000 | 4,396 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $423,000 | 4,396 |
| Net charge-offs | $29,000 | 5,846 |
| Cash dividends | $120,000 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $392,250 | 4,319 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,377,000 | 6,347 |
| Total interest expense | $267,000 | 6,660 |
| Net interest income | $1,110,000 | 6,157 |
| Provision for loan and lease losses | $89,000 | 5,315 |
| Total noninterest income | $78,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $48,000 | 5,647 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $30,000 | 6,144 |
| Total noninterest expense | $735,000 | 6,651 |
| Salaries and employee benefits | $422,000 | 6,440 |
| Premises and equipment expense | $51,000 | 7,179 |
| Additional noninterest expense | $262,000 | 6,517 |
| Pre-tax net operating income | $364,000 | 4,118 |
| Securities gains (losses) | $26,000 | 2,244 |
| Applicable income taxes | $99,000 | 2,795 |
| Income before extraordinary items | $291,000 | 4,364 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $291,000 | 4,363 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $291,000 | 4,363 |
| Net charge-offs | $16,000 | 5,608 |
| Cash dividends | $120,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $271,500 | 4,323 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $702,000 | 6,398 |
| Total interest expense | $137,000 | 6,751 |
| Net interest income | $565,000 | 6,145 |
| Provision for loan and lease losses | $37,000 | 5,175 |
| Total noninterest income | $27,000 | 6,857 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $23,000 | 5,727 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,000 | 7,081 |
| Total noninterest expense | $379,000 | 6,685 |
| Salaries and employee benefits | $213,000 | 6,490 |
| Premises and equipment expense | $26,000 | 7,239 |
| Additional noninterest expense | $140,000 | 6,466 |
| Pre-tax net operating income | $176,000 | 4,298 |
| Securities gains (losses) | $26,000 | 1,415 |
| Applicable income taxes | $52,000 | 2,757 |
| Income before extraordinary items | $150,000 | 4,385 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $150,000 | 4,386 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $150,000 | 4,384 |
| Net charge-offs | $8,000 | 4,945 |
| Cash dividends | $119,000 | 1,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $130,760 | 4,506 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,868,000 | 6,426 |
| Total interest expense | $705,000 | 6,678 |
| Net interest income | $2,163,000 | 6,195 |
| Provision for loan and lease losses | $33,000 | 7,024 |
| Total noninterest income | $155,000 | 6,548 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $103,000 | 5,714 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $52,000 | 6,324 |
| Total noninterest expense | $1,457,000 | 6,852 |
| Salaries and employee benefits | $875,000 | 6,522 |
| Premises and equipment expense | $62,000 | 7,708 |
| Additional noninterest expense | $520,000 | 6,733 |
| Pre-tax net operating income | $828,000 | 3,288 |
| Securities gains (losses) | $97,000 | 2,167 |
| Applicable income taxes | $331,000 | 1,939 |
| Income before extraordinary items | $594,000 | 3,603 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $594,000 | 3,602 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $594,000 | 3,602 |
| Net charge-offs | $28,000 | 6,536 |
| Cash dividends | $132,000 | 3,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $531,920 | 3,719 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,183,000 | 6,463 |
| Total interest expense | $548,000 | 6,753 |
| Net interest income | $1,635,000 | 6,189 |
| Provision for loan and lease losses | $24,000 | 6,894 |
| Total noninterest income | $121,000 | 6,612 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $77,000 | 5,761 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $44,000 | 6,345 |
| Total noninterest expense | $1,107,000 | 6,864 |
| Salaries and employee benefits | $653,000 | 6,569 |
| Premises and equipment expense | $78,000 | 7,395 |
| Additional noninterest expense | $376,000 | 6,801 |
| Pre-tax net operating income | $625,000 | 3,518 |
| Securities gains (losses) | $80,000 | 1,979 |
| Applicable income taxes | $251,000 | 2,095 |
| Income before extraordinary items | $454,000 | 3,845 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $454,000 | 3,841 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $454,000 | 3,843 |
| Net charge-offs | $29,000 | 6,056 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $402,800 | 3,947 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 6,523 |
| Total interest expense | $375,000 | 6,825 |
| Net interest income | $1,079,000 | 6,221 |
| Provision for loan and lease losses | $15,000 | 6,783 |
| Total noninterest income | $80,000 | 6,682 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $49,000 | 5,826 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $31,000 | 6,373 |
| Total noninterest expense | $714,000 | 6,972 |
| Salaries and employee benefits | $428,000 | 6,676 |
| Premises and equipment expense | $49,000 | 7,522 |
| Additional noninterest expense | $237,000 | 6,941 |
| Pre-tax net operating income | $430,000 | 3,562 |
| Securities gains (losses) | $10,000 | 2,574 |
| Applicable income taxes | $154,000 | 2,234 |
| Income before extraordinary items | $286,000 | 4,033 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $286,000 | 4,033 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $286,000 | 4,033 |
| Net charge-offs | $25,000 | 5,459 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $279,500 | 3,958 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $761,000 | 6,483 |
| Total interest expense | $191,000 | 6,884 |
| Net interest income | $570,000 | 6,094 |
| Provision for loan and lease losses | $6,000 | 6,481 |
| Total noninterest income | $62,000 | 6,059 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $22,000 | 5,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $40,000 | 5,204 |
| Total noninterest expense | $365,000 | 6,904 |
| Salaries and employee benefits | $218,000 | 6,676 |
| Premises and equipment expense | $28,000 | 7,445 |
| Additional noninterest expense | $119,000 | 6,792 |
| Pre-tax net operating income | $261,000 | 3,562 |
| Securities gains (losses) | $10,000 | 1,902 |
| Applicable income taxes | $72,000 | 2,518 |
| Income before extraordinary items | $199,000 | 3,876 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $199,000 | 3,877 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $199,000 | 3,877 |
| Net charge-offs | $13,000 | 4,614 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $191,700 | 3,782 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,191,000 | 6,499 |
| Total interest expense | $1,096,000 | 6,619 |
| Net interest income | $2,095,000 | 6,327 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $155,000 | 6,848 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $89,000 | 6,055 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $66,000 | 6,461 |
| Total noninterest expense | $1,371,000 | 7,046 |
| Salaries and employee benefits | $796,000 | 6,914 |
| Premises and equipment expense | $108,000 | 7,538 |
| Additional noninterest expense | $467,000 | 6,767 |
| Pre-tax net operating income | $879,000 | 4,001 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $240,000 | 2,644 |
| Income before extraordinary items | $640,000 | 4,070 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $640,000 | 4,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 4,189 |
| Cash dividends | $35,000 | 5,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $639,270 | 4,221 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,421,000 | 6,539 |
| Total interest expense | $869,000 | 6,626 |
| Net interest income | $1,552,000 | 6,395 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $103,000 | 7,089 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $66,000 | 6,104 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $37,000 | 6,915 |
| Total noninterest expense | $1,026,000 | 7,055 |
| Salaries and employee benefits | $597,000 | 6,919 |
| Premises and equipment expense | $82,000 | 7,562 |
| Additional noninterest expense | $347,000 | 6,784 |
| Pre-tax net operating income | $629,000 | 4,561 |
| Securities gains (losses) | $16,000 | 2,140 |
| Applicable income taxes | $175,000 | 3,056 |
| Income before extraordinary items | $470,000 | 4,544 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $470,000 | 4,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,694 |
| Cash dividends | $5,000 | 4,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $458,320 | 4,736 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,615,000 | 6,615 |
| Total interest expense | $605,000 | 6,666 |
| Net interest income | $1,010,000 | 6,462 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $72,000 | 7,101 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $42,000 | 6,170 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $30,000 | 6,778 |
| Total noninterest expense | $670,000 | 7,153 |
| Salaries and employee benefits | $388,000 | 7,033 |
| Premises and equipment expense | $55,000 | 7,604 |
| Additional noninterest expense | $227,000 | 6,827 |
| Pre-tax net operating income | $412,000 | 4,741 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $110,000 | 3,355 |
| Income before extraordinary items | $304,000 | 4,971 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $304,000 | 4,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,182 |
| Cash dividends | $5,000 | 4,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $302,540 | 4,927 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $808,000 | 6,688 |
| Total interest expense | $328,000 | 6,655 |
| Net interest income | $480,000 | 6,594 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $36,000 | 7,103 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $20,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $16,000 | 6,737 |
| Total noninterest expense | $335,000 | 7,178 |
| Salaries and employee benefits | $195,000 | 7,065 |
| Premises and equipment expense | $27,000 | 7,657 |
| Additional noninterest expense | $113,000 | 6,841 |
| Pre-tax net operating income | $181,000 | 5,132 |
| Securities gains (losses) | $-2,000 | 8,216 |
| Applicable income taxes | $46,000 | 3,650 |
| Income before extraordinary items | $133,000 | 5,410 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $133,000 | 5,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,162 |
| Cash dividends | $5,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $134,480 | 5,302 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,273,000 | 6,667 |
| Total interest expense | $1,455,000 | 6,494 |
| Net interest income | $1,818,000 | 6,733 |
| Provision for loan and lease losses | $6,000 | 6,695 |
| Total noninterest income | $204,000 | 6,713 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $110,000 | 5,894 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $94,000 | 6,303 |
| Total noninterest expense | $1,313,000 | 7,192 |
| Salaries and employee benefits | $765,000 | 7,069 |
| Premises and equipment expense | $109,000 | 7,650 |
| Additional noninterest expense | $439,000 | 6,875 |
| Pre-tax net operating income | $703,000 | 5,439 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $191,000 | 3,887 |
| Income before extraordinary items | $512,000 | 5,634 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $512,000 | 5,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,668 |
| Cash dividends | $23,000 | 5,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $512,000 | 5,620 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,410,000 | 6,739 |
| Total interest expense | $1,101,000 | 6,504 |
| Net interest income | $1,309,000 | 6,867 |
| Provision for loan and lease losses | $6,000 | 6,329 |
| Total noninterest income | $126,000 | 7,020 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $85,000 | 5,883 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $41,000 | 7,030 |
| Total noninterest expense | $972,000 | 7,197 |
| Salaries and employee benefits | $572,000 | 7,055 |
| Premises and equipment expense | $81,000 | 7,644 |
| Additional noninterest expense | $319,000 | 6,916 |
| Pre-tax net operating income | $457,000 | 5,938 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $118,000 | 4,282 |
| Income before extraordinary items | $339,000 | 6,108 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $339,000 | 6,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,621 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $339,000 | 6,097 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,598,000 | 6,786 |
| Total interest expense | $728,000 | 6,539 |
| Net interest income | $870,000 | 6,903 |
| Provision for loan and lease losses | $6,000 | 5,907 |
| Total noninterest income | $86,000 | 7,025 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $60,000 | 5,817 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $26,000 | 7,121 |
| Total noninterest expense | $656,000 | 7,214 |
| Salaries and employee benefits | $389,000 | 7,061 |
| Premises and equipment expense | $53,000 | 7,706 |
| Additional noninterest expense | $214,000 | 6,940 |
| Pre-tax net operating income | $294,000 | 6,076 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $75,000 | 4,410 |
| Income before extraordinary items | $219,000 | 6,231 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $219,000 | 6,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,011 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $219,000 | 6,221 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $804,000 | 6,803 |
| Total interest expense | $366,000 | 6,546 |
| Net interest income | $438,000 | 6,909 |
| Provision for loan and lease losses | $6,000 | 5,291 |
| Total noninterest income | $45,000 | 6,978 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $30,000 | 5,797 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $15,000 | 6,985 |
| Total noninterest expense | $325,000 | 7,273 |
| Salaries and employee benefits | $191,000 | 7,152 |
| Premises and equipment expense | $27,000 | 7,716 |
| Additional noninterest expense | $107,000 | 6,972 |
| Pre-tax net operating income | $152,000 | 6,035 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $40,000 | 4,358 |
| Income before extraordinary items | $112,000 | 6,210 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $112,000 | 6,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,637 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $112,000 | 6,192 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,102,000 | 6,699 |
| Total interest expense | $1,281,000 | 6,458 |
| Net interest income | $1,821,000 | 6,775 |
| Provision for loan and lease losses | $25,000 | 6,138 |
| Total noninterest income | $196,000 | 6,950 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $134,000 | 5,719 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $62,000 | 7,020 |
| Total noninterest expense | $1,335,000 | 7,167 |
| Salaries and employee benefits | $800,000 | 6,956 |
| Premises and equipment expense | $113,000 | 7,654 |
| Additional noninterest expense | $422,000 | 6,959 |
| Pre-tax net operating income | $657,000 | 6,030 |
| Securities gains (losses) | $-4,000 | 7,017 |
| Applicable income taxes | $170,000 | 4,478 |
| Income before extraordinary items | $483,000 | 6,214 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $483,000 | 6,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,703 |
| Cash dividends | $352,000 | 4,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $485,960 | 6,209 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,316,000 | 6,743 |
| Total interest expense | $940,000 | 6,460 |
| Net interest income | $1,376,000 | 6,838 |
| Provision for loan and lease losses | $19,000 | 6,039 |
| Total noninterest income | $144,000 | 7,036 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $99,000 | 5,813 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $45,000 | 7,069 |
| Total noninterest expense | $1,005,000 | 7,157 |
| Salaries and employee benefits | $600,000 | 6,943 |
| Premises and equipment expense | $87,000 | 7,642 |
| Additional noninterest expense | $318,000 | 6,975 |
| Pre-tax net operating income | $496,000 | 6,235 |
| Securities gains (losses) | $-4,000 | 7,334 |
| Applicable income taxes | $137,000 | 4,562 |
| Income before extraordinary items | $355,000 | 6,444 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $355,000 | 6,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,490 |
| Cash dividends | $322,000 | 3,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $357,880 | 6,436 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,532,000 | 6,756 |
| Total interest expense | $610,000 | 6,420 |
| Net interest income | $922,000 | 6,858 |
| Provision for loan and lease losses | $13,000 | 5,851 |
| Total noninterest income | $97,000 | 7,041 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $66,000 | 5,810 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,060 |
| Total noninterest expense | $674,000 | 7,182 |
| Salaries and employee benefits | $401,000 | 6,968 |
| Premises and equipment expense | $59,000 | 7,640 |
| Additional noninterest expense | $214,000 | 6,959 |
| Pre-tax net operating income | $332,000 | 6,255 |
| Securities gains (losses) | $-4,000 | 7,633 |
| Applicable income taxes | $92,000 | 4,613 |
| Income before extraordinary items | $236,000 | 6,474 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $236,000 | 6,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,097 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $238,880 | 6,458 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $732,000 | 6,846 |
| Total interest expense | $296,000 | 6,405 |
| Net interest income | $436,000 | 7,018 |
| Provision for loan and lease losses | $7,000 | 5,519 |
| Total noninterest income | $53,000 | 6,846 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $33,000 | 5,757 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,714 |
| Total noninterest expense | $338,000 | 7,190 |
| Salaries and employee benefits | $200,000 | 6,990 |
| Premises and equipment expense | $30,000 | 7,633 |
| Additional noninterest expense | $108,000 | 6,919 |
| Pre-tax net operating income | $144,000 | 6,498 |
| Securities gains (losses) | $-4,000 | 8,056 |
| Applicable income taxes | $38,000 | 4,781 |
| Income before extraordinary items | $102,000 | 6,706 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $102,000 | 6,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,493 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $104,920 | 6,668 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,732,000 | 6,811 |
| Total interest expense | $885,000 | 6,568 |
| Net interest income | $1,847,000 | 6,836 |
| Provision for loan and lease losses | $36,000 | 6,047 |
| Total noninterest income | $244,000 | 6,717 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $154,000 | 5,574 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $90,000 | 6,565 |
| Total noninterest expense | $1,321,000 | 7,185 |
| Salaries and employee benefits | $787,000 | 6,977 |
| Premises and equipment expense | $108,000 | 7,776 |
| Additional noninterest expense | $426,000 | 6,956 |
| Pre-tax net operating income | $734,000 | 6,065 |
| Securities gains (losses) | $-22,000 | 7,864 |
| Applicable income taxes | $205,000 | 4,642 |
| Income before extraordinary items | $507,000 | 6,340 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $507,000 | 6,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,766 |
| Cash dividends | $110,000 | 5,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $522,620 | 6,249 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,028,000 | 6,835 |
| Total interest expense | $616,000 | 6,652 |
| Net interest income | $1,412,000 | 6,822 |
| Provision for loan and lease losses | $27,000 | 5,913 |
| Total noninterest income | $176,000 | 6,831 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $115,000 | 5,606 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $61,000 | 6,739 |
| Total noninterest expense | $975,000 | 7,211 |
| Salaries and employee benefits | $586,000 | 6,988 |
| Premises and equipment expense | $83,000 | 7,752 |
| Additional noninterest expense | $306,000 | 7,060 |
| Pre-tax net operating income | $586,000 | 6,068 |
| Securities gains (losses) | $-22,000 | 8,215 |
| Applicable income taxes | $165,000 | 4,699 |
| Income before extraordinary items | $399,000 | 6,386 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $399,000 | 6,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,845 |
| Cash dividends | $75,000 | 4,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $414,620 | 6,249 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 6,903 |
| Total interest expense | $388,000 | 6,674 |
| Net interest income | $908,000 | 6,915 |
| Provision for loan and lease losses | $18,000 | 5,733 |
| Total noninterest income | $100,000 | 7,058 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $71,000 | 5,702 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $29,000 | 7,234 |
| Total noninterest expense | $656,000 | 7,207 |
| Salaries and employee benefits | $387,000 | 7,013 |
| Premises and equipment expense | $53,000 | 7,794 |
| Additional noninterest expense | $216,000 | 6,911 |
| Pre-tax net operating income | $334,000 | 6,374 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $94,000 | 4,889 |
| Income before extraordinary items | $240,000 | 6,596 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $240,000 | 6,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,310 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $240,000 | 6,547 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $643,000 | 6,944 |
| Total interest expense | $181,000 | 6,779 |
| Net interest income | $462,000 | 6,909 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $46,000 | 7,202 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $32,000 | 5,874 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,363 |
| Total noninterest expense | $337,000 | 7,192 |
| Salaries and employee benefits | $203,000 | 6,938 |
| Premises and equipment expense | $26,000 | 7,883 |
| Additional noninterest expense | $108,000 | 6,948 |
| Pre-tax net operating income | $162,000 | 6,405 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $46,000 | 4,870 |
| Income before extraordinary items | $117,000 | 6,619 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $117,000 | 6,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,934 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $116,280 | 6,603 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,587,000 | 6,815 |
| Total interest expense | $625,000 | 6,863 |
| Net interest income | $1,962,000 | 6,682 |
| Provision for loan and lease losses | $71,000 | 5,490 |
| Total noninterest income | $209,000 | 7,079 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $142,000 | 5,899 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $67,000 | 7,035 |
| Total noninterest expense | $1,377,000 | 7,123 |
| Salaries and employee benefits | $788,000 | 6,977 |
| Premises and equipment expense | $108,000 | 7,867 |
| Additional noninterest expense | $481,000 | 6,660 |
| Pre-tax net operating income | $723,000 | 6,038 |
| Securities gains (losses) | $39,000 | 1,925 |
| Applicable income taxes | $226,000 | 4,593 |
| Income before extraordinary items | $536,000 | 6,224 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $536,000 | 6,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,458 |
| Cash dividends | $115,000 | 5,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $508,700 | 6,254 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 6,839 |
| Total interest expense | $455,000 | 6,934 |
| Net interest income | $1,480,000 | 6,662 |
| Provision for loan and lease losses | $53,000 | 5,328 |
| Total noninterest income | $151,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $105,000 | 5,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $46,000 | 7,182 |
| Total noninterest expense | $1,051,000 | 7,035 |
| Salaries and employee benefits | $592,000 | 6,933 |
| Premises and equipment expense | $85,000 | 7,791 |
| Additional noninterest expense | $374,000 | 6,516 |
| Pre-tax net operating income | $527,000 | 6,202 |
| Securities gains (losses) | $39,000 | 1,845 |
| Applicable income taxes | $168,000 | 4,702 |
| Income before extraordinary items | $398,000 | 6,340 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $398,000 | 6,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,128 |
| Cash dividends | $75,000 | 4,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $370,700 | 6,421 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 6,873 |
| Total interest expense | $304,000 | 6,956 |
| Net interest income | $984,000 | 6,700 |
| Provision for loan and lease losses | $35,000 | 5,187 |
| Total noninterest income | $98,000 | 7,281 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $69,000 | 5,999 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,273 |
| Total noninterest expense | $703,000 | 7,077 |
| Salaries and employee benefits | $394,000 | 6,986 |
| Premises and equipment expense | $57,000 | 7,822 |
| Additional noninterest expense | $252,000 | 6,500 |
| Pre-tax net operating income | $344,000 | 6,228 |
| Securities gains (losses) | $17,000 | 2,130 |
| Applicable income taxes | $107,000 | 4,754 |
| Income before extraordinary items | $254,000 | 6,406 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $254,000 | 6,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,843 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $242,100 | 6,431 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $634,000 | 6,939 |
| Total interest expense | $156,000 | 6,953 |
| Net interest income | $478,000 | 6,817 |
| Provision for loan and lease losses | $17,000 | 4,995 |
| Total noninterest income | $44,000 | 7,434 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $34,000 | 5,974 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $10,000 | 7,740 |
| Total noninterest expense | $355,000 | 7,085 |
| Salaries and employee benefits | $197,000 | 7,026 |
| Premises and equipment expense | $38,000 | 7,364 |
| Additional noninterest expense | $120,000 | 6,670 |
| Pre-tax net operating income | $150,000 | 6,440 |
| Securities gains (losses) | $17,000 | 1,792 |
| Applicable income taxes | $50,000 | 4,842 |
| Income before extraordinary items | $117,000 | 6,569 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $117,000 | 6,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,391 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $105,100 | 6,683 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,587,000 | 6,952 |
| Total interest expense | $762,000 | 6,836 |
| Net interest income | $1,825,000 | 6,861 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $240,000 | 7,016 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $128,000 | 6,168 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $112,000 | 6,340 |
| Total noninterest expense | $1,420,000 | 7,033 |
| Salaries and employee benefits | $779,000 | 6,990 |
| Premises and equipment expense | $151,000 | 7,380 |
| Additional noninterest expense | $490,000 | 6,603 |
| Pre-tax net operating income | $585,000 | 6,393 |
| Securities gains (losses) | $30,000 | 2,926 |
| Applicable income taxes | $188,000 | 5,007 |
| Income before extraordinary items | $427,000 | 6,678 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $427,000 | 6,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,141 |
| Cash dividends | $105,000 | 5,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $406,300 | 6,624 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,961,000 | 7,000 |
| Total interest expense | $595,000 | 6,872 |
| Net interest income | $1,366,000 | 6,906 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $196,000 | 6,912 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $98,000 | 6,163 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $98,000 | 6,119 |
| Total noninterest expense | $1,053,000 | 7,067 |
| Salaries and employee benefits | $582,000 | 6,999 |
| Premises and equipment expense | $113,000 | 7,400 |
| Additional noninterest expense | $358,000 | 6,655 |
| Pre-tax net operating income | $464,000 | 6,438 |
| Securities gains (losses) | $30,000 | 2,693 |
| Applicable income taxes | $154,000 | 5,053 |
| Income before extraordinary items | $340,000 | 6,711 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $340,000 | 6,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,102 |
| Cash dividends | $65,000 | 4,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $319,300 | 6,659 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,313,000 | 7,031 |
| Total interest expense | $405,000 | 6,948 |
| Net interest income | $908,000 | 6,921 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $133,000 | 6,869 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $64,000 | 6,188 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $69,000 | 6,016 |
| Total noninterest expense | $696,000 | 7,112 |
| Salaries and employee benefits | $390,000 | 7,006 |
| Premises and equipment expense | $74,000 | 7,447 |
| Additional noninterest expense | $232,000 | 6,752 |
| Pre-tax net operating income | $315,000 | 6,410 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $98,000 | 5,169 |
| Income before extraordinary items | $217,000 | 6,813 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $217,000 | 6,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,788 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $217,000 | 6,611 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $658,000 | 7,075 |
| Total interest expense | $202,000 | 7,045 |
| Net interest income | $456,000 | 6,921 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $66,000 | 6,832 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $32,000 | 6,144 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $34,000 | 5,990 |
| Total noninterest expense | $356,000 | 7,074 |
| Salaries and employee benefits | $200,000 | 6,979 |
| Premises and equipment expense | $36,000 | 7,540 |
| Additional noninterest expense | $120,000 | 6,651 |
| Pre-tax net operating income | $151,000 | 6,450 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $46,000 | 5,224 |
| Income before extraordinary items | $105,000 | 6,805 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $105,000 | 6,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $105,000 | 6,636 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,866,000 | 6,986 |
| Total interest expense | $972,000 | 7,004 |
| Net interest income | $1,894,000 | 6,799 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $272,000 | 6,681 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $144,000 | 5,906 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $128,000 | 5,935 |
| Total noninterest expense | $1,474,000 | 6,894 |
| Salaries and employee benefits | $844,000 | 6,720 |
| Premises and equipment expense | $173,000 | 7,122 |
| Additional noninterest expense | $457,000 | 6,765 |
| Pre-tax net operating income | $692,000 | 6,118 |
| Securities gains (losses) | $7,000 | 3,799 |
| Applicable income taxes | $223,000 | 4,961 |
| Income before extraordinary items | $476,000 | 6,510 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $476,000 | 6,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,634 |
| Cash dividends | $80,000 | 5,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $471,240 | 6,388 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,895,000 | 7,368 |
| Total interest expense | $1,328,000 | 7,345 |
| Net interest income | $1,567,000 | 7,219 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $252,000 | 6,846 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $136,000 | 5,999 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $116,000 | 6,082 |
| Total noninterest expense | $1,421,000 | 6,974 |
| Salaries and employee benefits | $788,000 | 6,836 |
| Premises and equipment expense | $163,000 | 7,315 |
| Additional noninterest expense | $470,000 | 6,654 |
| Pre-tax net operating income | $398,000 | 6,998 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $64,000 | 6,472 |
| Income before extraordinary items | $334,000 | 6,931 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $334,000 | 6,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 9,258 |
| Cash dividends | $100,000 | 5,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $334,000 | 6,814 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,931,000 | 7,483 |
| Total interest expense | $1,326,000 | 7,520 |
| Net interest income | $1,605,000 | 7,290 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $199,000 | 7,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 6,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 7,129 |
| Total noninterest expense | $1,405,000 | 6,992 |
| Salaries and employee benefits | $712,000 | 7,146 |
| Premises and equipment expense | $145,000 | 7,669 |
| Additional noninterest expense | $548,000 | 6,083 |
| Pre-tax net operating income | $399,000 | 7,477 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $121,000 | 6,270 |
| Income before extraordinary items | $278,000 | 7,603 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $278,000 | 7,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 9,562 |
| Cash dividends | $5,000 | 6,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $278,000 | 7,612 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,654,000 | 7,742 |
| Total interest expense | $1,125,000 | 7,844 |
| Net interest income | $1,529,000 | 7,531 |
| Provision for loan and lease losses | $-100,000 | 10,099 |
| Total noninterest income | $251,000 | 6,938 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 6,047 |
| Total noninterest expense | $1,414,000 | 7,009 |
| Salaries and employee benefits | $696,000 | 7,259 |
| Premises and equipment expense | $167,000 | 7,366 |
| Additional noninterest expense | $551,000 | 6,146 |
| Pre-tax net operating income | $466,000 | 7,293 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $152,000 | 6,257 |
| Income before extraordinary items | $314,000 | 7,507 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $314,000 | 7,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 9,654 |
| Cash dividends | $32,000 | 6,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $314,000 | 7,479 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,566,000 | 8,028 |
| Total interest expense | $1,179,000 | 7,961 |
| Net interest income | $1,387,000 | 7,933 |
| Provision for loan and lease losses | $-165,000 | 10,363 |
| Total noninterest income | $232,000 | 7,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 6,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 6,828 |
| Total noninterest expense | $1,389,000 | 6,997 |
| Salaries and employee benefits | $717,000 | 7,093 |
| Premises and equipment expense | $180,000 | 7,052 |
| Additional noninterest expense | $492,000 | 6,497 |
| Pre-tax net operating income | $395,000 | 7,910 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-16,000 | 10,043 |
| Income before extraordinary items | $411,000 | 7,143 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $411,000 | 7,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,245 |
| Cash dividends | $17,000 | 7,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $411,000 | 7,052 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,809,000 | 7,989 |
| Total interest expense | $1,338,000 | 7,752 |
| Net interest income | $1,471,000 | 8,047 |
| Provision for loan and lease losses | $960,000 | 1,015 |
| Total noninterest income | $311,000 | 6,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 5,707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 5,994 |
| Total noninterest expense | $1,378,000 | 7,099 |
| Salaries and employee benefits | $700,000 | 7,318 |
| Premises and equipment expense | $159,000 | 7,611 |
| Additional noninterest expense | $519,000 | 6,352 |
| Pre-tax net operating income | $-556,000 | 10,759 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-556,000 | 10,770 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-556,000 | 10,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $737,000 | 981 |
| Cash dividends | $6,000 | 7,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-556,000 | 10,754 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,561,000 | 8,622 |
| Total interest expense | $1,270,000 | 8,190 |
| Net interest income | $1,291,000 | 8,791 |
| Provision for loan and lease losses | $287,000 | 2,679 |
| Total noninterest income | $410,000 | 5,863 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 5,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 4,738 |
| Total noninterest expense | $1,112,000 | 8,289 |
| Salaries and employee benefits | $566,000 | 8,359 |
| Premises and equipment expense | $151,000 | 8,033 |
| Additional noninterest expense | $395,000 | 7,917 |
| Pre-tax net operating income | $302,000 | 9,117 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $110,000 | 8,579 |
| Income before extraordinary items | $195,000 | 9,346 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $195,000 | 9,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,887 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $193,080 | 9,307 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,864,000 | 9,944 |
| Total interest expense | $900,000 | 9,615 |
| Net interest income | $964,000 | 10,037 |
| Provision for loan and lease losses | $23,000 | 7,541 |
| Total noninterest income | $329,000 | 6,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 6,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,433 |
| Total noninterest expense | $860,000 | 9,506 |
| Salaries and employee benefits | $430,000 | 9,691 |
| Premises and equipment expense | $107,000 | 9,413 |
| Additional noninterest expense | $323,000 | 8,998 |
| Pre-tax net operating income | $410,000 | 9,004 |
| Securities gains (losses) | $-13,000 | 10,273 |
| Applicable income taxes | $58,000 | 10,021 |
| Income before extraordinary items | $339,000 | 8,576 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $339,000 | 8,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $350,050 | 8,459 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 11,639 |
| Total interest expense | $447,000 | 11,354 |
| Net interest income | $595,000 | 11,722 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $303,000 | 7,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 6,969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 6,096 |
| Total noninterest expense | $687,000 | 10,753 |
| Salaries and employee benefits | $321,000 | 11,005 |
| Premises and equipment expense | $120,000 | 9,390 |
| Additional noninterest expense | $246,000 | 10,570 |
| Pre-tax net operating income | $211,000 | 10,808 |
| Securities gains (losses) | $-11,000 | 9,904 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $200,000 | 10,275 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $200,000 | 10,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 806 |
| Net operating income | $211,000 | 10,199 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $228,000 | 13,212 |
| Total interest expense | $94,000 | 13,179 |
| Net interest income | $134,000 | 13,184 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $71,000 | 12,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 10,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,437 |
| Total noninterest expense | $188,000 | 13,191 |
| Salaries and employee benefits | $90,000 | 13,193 |
| Premises and equipment expense | $34,000 | 12,727 |
| Additional noninterest expense | $64,000 | 13,162 |
| Pre-tax net operating income | $17,000 | 12,318 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $4,000 | 11,985 |
| Income before extraordinary items | $13,000 | 12,456 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $13,000 | 12,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 11,928 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $168,000 | 813 |
| Net operating income | $13,000 | 12,324 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $815,000 | 13,333 |
| Total interest expense | $431,000 | 13,061 |
| Net interest income | $384,000 | 13,427 |
| Provision for loan and lease losses | $175,000 | 5,648 |
| Total noninterest income | $186,000 | 9,691 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 8,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 9,195 |
| Total noninterest expense | $597,000 | 12,082 |
| Salaries and employee benefits | $247,000 | 12,643 |
| Premises and equipment expense | $104,000 | 10,590 |
| Additional noninterest expense | $246,000 | 11,589 |
| Pre-tax net operating income | $-202,000 | 13,090 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-202,000 | 13,183 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-202,000 | 13,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 3,869 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-202,000 | 13,063 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.