Home > First National Bank of Hamilton > Income and Expense
First National Bank of Hamilton, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 7,758 |
| Total interest expense | $236,000 | 8,160 |
| Net interest income | $1,023,000 | 7,513 |
| Provision for loan and lease losses | $34,000 | 5,724 |
| Total noninterest income | $282,000 | 5,896 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $216,000 | 4,292 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $66,000 | 6,601 |
| Total noninterest expense | $939,000 | 7,302 |
| Salaries and employee benefits | $496,000 | 7,385 |
| Premises and equipment expense | $148,000 | 6,747 |
| Additional noninterest expense | $295,000 | 7,129 |
| Pre-tax net operating income | $332,000 | 7,061 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $332,000 | 6,758 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $332,000 | 6,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,534 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $332,000 | 6,713 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $801,000 | 7,812 |
| Total interest expense | $137,000 | 8,240 |
| Net interest income | $664,000 | 7,582 |
| Provision for loan and lease losses | $28,000 | 5,395 |
| Total noninterest income | $200,000 | 5,735 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $141,000 | 4,291 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $59,000 | 6,157 |
| Total noninterest expense | $647,000 | 7,238 |
| Salaries and employee benefits | $341,000 | 7,318 |
| Premises and equipment expense | $102,000 | 6,659 |
| Additional noninterest expense | $204,000 | 7,044 |
| Pre-tax net operating income | $189,000 | 7,281 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $189,000 | 7,009 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $189,000 | 7,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,501 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $189,000 | 6,964 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $386,000 | 7,911 |
| Total interest expense | $61,000 | 8,369 |
| Net interest income | $325,000 | 7,674 |
| Provision for loan and lease losses | $22,000 | 4,548 |
| Total noninterest income | $118,000 | 5,312 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $69,000 | 4,296 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $49,000 | 5,227 |
| Total noninterest expense | $322,000 | 7,305 |
| Salaries and employee benefits | $170,000 | 7,373 |
| Premises and equipment expense | $51,000 | 6,715 |
| Additional noninterest expense | $101,000 | 7,119 |
| Pre-tax net operating income | $99,000 | 7,230 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $99,000 | 6,919 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $99,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 1,757 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $99,000 | 6,890 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 7,910 |
| Total interest expense | $221,000 | 8,393 |
| Net interest income | $1,266,000 | 7,662 |
| Provision for loan and lease losses | $30,000 | 6,416 |
| Total noninterest income | $418,000 | 5,696 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $270,000 | 4,563 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $148,000 | 5,715 |
| Total noninterest expense | $1,266,000 | 7,327 |
| Salaries and employee benefits | $692,000 | 7,316 |
| Premises and equipment expense | $202,000 | 6,741 |
| Additional noninterest expense | $372,000 | 7,276 |
| Pre-tax net operating income | $388,000 | 7,131 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $388,000 | 6,840 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $388,000 | 6,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,009 |
| Cash dividends | $349,000 | 4,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $388,000 | 6,773 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,080,000 | 7,992 |
| Total interest expense | $164,000 | 8,444 |
| Net interest income | $916,000 | 7,750 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $339,000 | 5,550 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $206,000 | 4,566 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $133,000 | 5,374 |
| Total noninterest expense | $954,000 | 7,280 |
| Salaries and employee benefits | $523,000 | 7,241 |
| Premises and equipment expense | $152,000 | 6,692 |
| Additional noninterest expense | $279,000 | 7,254 |
| Pre-tax net operating income | $301,000 | 7,204 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $301,000 | 6,888 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $301,000 | 6,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,094 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $301,000 | 6,814 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $719,000 | 8,036 |
| Total interest expense | $109,000 | 8,507 |
| Net interest income | $610,000 | 7,789 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $248,000 | 5,316 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $128,000 | 4,721 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $120,000 | 4,788 |
| Total noninterest expense | $645,000 | 7,296 |
| Salaries and employee benefits | $357,000 | 7,247 |
| Premises and equipment expense | $101,000 | 6,751 |
| Additional noninterest expense | $187,000 | 7,286 |
| Pre-tax net operating income | $213,000 | 7,091 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $213,000 | 6,773 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $213,000 | 6,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,266 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $213,000 | 6,686 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $354,000 | 8,109 |
| Total interest expense | $56,000 | 8,538 |
| Net interest income | $298,000 | 7,865 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $168,000 | 4,495 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $63,000 | 4,680 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $105,000 | 3,606 |
| Total noninterest expense | $328,000 | 7,286 |
| Salaries and employee benefits | $179,000 | 7,286 |
| Premises and equipment expense | $55,000 | 6,556 |
| Additional noninterest expense | $94,000 | 7,295 |
| Pre-tax net operating income | $138,000 | 6,608 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $138,000 | 6,206 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $138,000 | 6,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $138,000 | 6,099 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,475,000 | 8,100 |
| Total interest expense | $293,000 | 8,481 |
| Net interest income | $1,182,000 | 7,844 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $399,000 | 5,970 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $289,000 | 4,387 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $110,000 | 6,367 |
| Total noninterest expense | $1,241,000 | 7,390 |
| Salaries and employee benefits | $710,000 | 7,269 |
| Premises and equipment expense | $189,000 | 6,917 |
| Additional noninterest expense | $342,000 | 7,501 |
| Pre-tax net operating income | $340,000 | 7,276 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $340,000 | 7,085 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $340,000 | 7,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,883 |
| Cash dividends | $306,000 | 4,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $340,000 | 6,937 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,109,000 | 8,188 |
| Total interest expense | $234,000 | 8,523 |
| Net interest income | $875,000 | 7,927 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $297,000 | 6,033 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $211,000 | 4,472 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $86,000 | 6,352 |
| Total noninterest expense | $929,000 | 7,382 |
| Salaries and employee benefits | $530,000 | 7,238 |
| Premises and equipment expense | $145,000 | 6,860 |
| Additional noninterest expense | $254,000 | 7,521 |
| Pre-tax net operating income | $243,000 | 7,479 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $243,000 | 7,307 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $243,000 | 7,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $243,000 | 7,138 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $737,000 | 8,244 |
| Total interest expense | $165,000 | 8,548 |
| Net interest income | $572,000 | 7,988 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $199,000 | 6,027 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $137,000 | 4,506 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $62,000 | 6,200 |
| Total noninterest expense | $615,000 | 7,426 |
| Salaries and employee benefits | $351,000 | 7,279 |
| Premises and equipment expense | $95,000 | 6,893 |
| Additional noninterest expense | $169,000 | 7,523 |
| Pre-tax net operating income | $156,000 | 7,559 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $156,000 | 7,385 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $156,000 | 7,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $156,000 | 7,202 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $369,000 | 8,295 |
| Total interest expense | $85,000 | 8,615 |
| Net interest income | $284,000 | 8,042 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $103,000 | 5,849 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $69,000 | 4,419 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $34,000 | 5,990 |
| Total noninterest expense | $322,000 | 7,339 |
| Salaries and employee benefits | $179,000 | 7,250 |
| Premises and equipment expense | $48,000 | 6,893 |
| Additional noninterest expense | $95,000 | 7,280 |
| Pre-tax net operating income | $65,000 | 7,750 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $65,000 | 7,583 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $65,000 | 7,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,300 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $65,000 | 7,429 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,593,000 | 8,277 |
| Total interest expense | $468,000 | 8,471 |
| Net interest income | $1,125,000 | 8,072 |
| Provision for loan and lease losses | $24,000 | 7,371 |
| Total noninterest income | $410,000 | 5,720 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $314,000 | 4,129 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $96,000 | 6,527 |
| Total noninterest expense | $1,269,000 | 7,323 |
| Salaries and employee benefits | $689,000 | 7,319 |
| Premises and equipment expense | $226,000 | 6,443 |
| Additional noninterest expense | $354,000 | 7,448 |
| Pre-tax net operating income | $242,000 | 7,777 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $242,000 | 7,609 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $242,000 | 7,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,821 |
| Cash dividends | $217,000 | 4,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $242,000 | 7,520 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,031,000 | 8,175 |
| Total interest expense | $870,000 | 8,284 |
| Net interest income | $1,161,000 | 7,963 |
| Provision for loan and lease losses | $48,000 | 6,745 |
| Total noninterest income | $396,000 | 5,704 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $302,000 | 4,149 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $94,000 | 6,569 |
| Total noninterest expense | $1,256,000 | 7,314 |
| Salaries and employee benefits | $709,000 | 7,168 |
| Premises and equipment expense | $240,000 | 6,209 |
| Additional noninterest expense | $307,000 | 7,799 |
| Pre-tax net operating income | $253,000 | 7,620 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $253,000 | 7,421 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $253,000 | 7,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,793 |
| Cash dividends | $194,000 | 5,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $253,000 | 7,310 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,080,000 | 8,321 |
| Total interest expense | $800,000 | 8,645 |
| Net interest income | $1,280,000 | 7,907 |
| Provision for loan and lease losses | $48,000 | 6,621 |
| Total noninterest income | $371,000 | 5,748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,350 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,336 |
| Total noninterest expense | $1,302,000 | 7,240 |
| Salaries and employee benefits | $708,000 | 7,166 |
| Premises and equipment expense | $220,000 | 6,456 |
| Additional noninterest expense | $374,000 | 7,374 |
| Pre-tax net operating income | $301,000 | 7,888 |
| Securities gains (losses) | $-111,000 | 9,450 |
| Applicable income taxes | $18,000 | 7,887 |
| Income before extraordinary items | $172,000 | 8,262 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $172,000 | 8,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,827 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $273,010 | 7,643 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,804,000 | 8,709 |
| Total interest expense | $757,000 | 8,798 |
| Net interest income | $1,047,000 | 8,522 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $347,000 | 6,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $240,000 | 4,634 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,470 |
| Total noninterest expense | $1,198,000 | 7,573 |
| Salaries and employee benefits | $589,000 | 7,819 |
| Premises and equipment expense | $217,000 | 6,545 |
| Additional noninterest expense | $392,000 | 7,343 |
| Pre-tax net operating income | $196,000 | 8,603 |
| Securities gains (losses) | $8,000 | 1,870 |
| Applicable income taxes | $26,000 | 8,103 |
| Income before extraordinary items | $178,000 | 8,447 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $178,000 | 8,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,102 |
| Cash dividends | $150,000 | 5,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $171,040 | 8,464 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 9,083 |
| Total interest expense | $773,000 | 9,002 |
| Net interest income | $898,000 | 9,021 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $282,000 | 6,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 4,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 8,339 |
| Total noninterest expense | $1,098,000 | 7,830 |
| Salaries and employee benefits | $531,000 | 8,165 |
| Premises and equipment expense | $204,000 | 6,645 |
| Additional noninterest expense | $363,000 | 7,534 |
| Pre-tax net operating income | $82,000 | 9,487 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $20,000 | 8,879 |
| Income before extraordinary items | $62,000 | 9,554 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $62,000 | 9,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 9,830 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $62,000 | 9,494 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,698,000 | 9,430 |
| Total interest expense | $744,000 | 9,426 |
| Net interest income | $954,000 | 9,296 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $276,000 | 6,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 4,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,379 |
| Total noninterest expense | $915,000 | 8,629 |
| Salaries and employee benefits | $460,000 | 8,884 |
| Premises and equipment expense | $120,000 | 8,493 |
| Additional noninterest expense | $336,000 | 7,946 |
| Pre-tax net operating income | $314,000 | 8,920 |
| Securities gains (losses) | $-12,000 | 10,127 |
| Applicable income taxes | $99,000 | 8,414 |
| Income before extraordinary items | $203,000 | 9,127 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $203,000 | 9,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,879 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $211,040 | 9,018 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,667,000 | 9,856 |
| Total interest expense | $746,000 | 9,826 |
| Net interest income | $921,000 | 9,779 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $249,000 | 7,592 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,839 |
| Total noninterest expense | $915,000 | 9,017 |
| Salaries and employee benefits | $422,000 | 9,455 |
| Premises and equipment expense | $114,000 | 8,934 |
| Additional noninterest expense | $379,000 | 8,059 |
| Pre-tax net operating income | $255,000 | 9,448 |
| Securities gains (losses) | $-34,000 | 10,892 |
| Applicable income taxes | $53,000 | 9,640 |
| Income before extraordinary items | $168,000 | 9,625 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $168,000 | 9,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,424 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $193,840 | 9,300 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,732,000 | 10,116 |
| Total interest expense | $737,000 | 10,170 |
| Net interest income | $995,000 | 9,958 |
| Provision for loan and lease losses | $-100,000 | 11,704 |
| Total noninterest income | $225,000 | 8,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 10,706 |
| Total noninterest expense | $885,000 | 9,408 |
| Salaries and employee benefits | $401,000 | 9,941 |
| Premises and equipment expense | $92,000 | 9,856 |
| Additional noninterest expense | $392,000 | 8,268 |
| Pre-tax net operating income | $435,000 | 8,841 |
| Securities gains (losses) | $-88,000 | 11,436 |
| Applicable income taxes | $113,000 | 8,910 |
| Income before extraordinary items | $234,000 | 9,560 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $234,000 | 9,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 11,259 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $292,960 | 8,986 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,500,000 | 10,731 |
| Total interest expense | $614,000 | 10,536 |
| Net interest income | $886,000 | 10,763 |
| Provision for loan and lease losses | $-150,000 | 12,259 |
| Total noninterest income | $199,000 | 8,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 6,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,301 |
| Total noninterest expense | $832,000 | 10,084 |
| Salaries and employee benefits | $374,000 | 10,510 |
| Premises and equipment expense | $91,000 | 10,316 |
| Additional noninterest expense | $367,000 | 9,154 |
| Pre-tax net operating income | $403,000 | 9,343 |
| Securities gains (losses) | $-15,000 | 10,127 |
| Applicable income taxes | $112,000 | 9,094 |
| Income before extraordinary items | $276,000 | 9,414 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $276,000 | 9,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 11,960 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $286,650 | 9,351 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,188,000 | 11,917 |
| Total interest expense | $461,000 | 11,882 |
| Net interest income | $727,000 | 11,762 |
| Provision for loan and lease losses | $-240,000 | 13,072 |
| Total noninterest income | $197,000 | 9,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,679 |
| Total noninterest expense | $808,000 | 10,628 |
| Salaries and employee benefits | $347,000 | 11,179 |
| Premises and equipment expense | $94,000 | 10,650 |
| Additional noninterest expense | $367,000 | 9,644 |
| Pre-tax net operating income | $356,000 | 9,769 |
| Securities gains (losses) | $49,000 | 3,427 |
| Applicable income taxes | $10,000 | 11,823 |
| Income before extraordinary items | $395,000 | 8,480 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $395,000 | 8,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 12,611 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $346,980 | 8,711 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,270,000 | 12,462 |
| Total interest expense | $525,000 | 12,651 |
| Net interest income | $745,000 | 12,134 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $168,000 | 10,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 7,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 12,093 |
| Total noninterest expense | $752,000 | 11,246 |
| Salaries and employee benefits | $309,000 | 11,906 |
| Premises and equipment expense | $94,000 | 10,953 |
| Additional noninterest expense | $349,000 | 10,204 |
| Pre-tax net operating income | $161,000 | 11,414 |
| Securities gains (losses) | $39,000 | 4,543 |
| Applicable income taxes | $35,000 | 11,656 |
| Income before extraordinary items | $165,000 | 11,060 |
| Extraordinary gains, net | $26,000 | 1,170 |
| Net income | $191,000 | 10,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 13,463 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $133,020 | 11,179 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.