Home > First National Bank of Habersham > Assets and Liabilities
First National Bank of Habersham, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 52 | 3,715 |
| Assets and Liabilities | ||
| Total Assets: | $110,699,000 | 4,026 |
| Cash and due from depository institutions | $1,632,000 | 3,715 |
| Interest-bearing balances | $893,000 | 2,694 |
| Securities | $46,559,000 | 2,715 |
| Federal funds sold & reverse repurchase agreements | $425,000 | 8,482 |
| Net loans & leases | $58,638,000 | 4,363 |
| Loan loss allowance | $1,336,000 | 2,723 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,906,000 | 3,874 |
| Other real estate owned | $193,000 | 3,715 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,347,000 | 5,108 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,699,000 | 4,026 |
| Total liabilities | $97,035,000 | 4,126 |
| Total deposits | $90,396,000 | 4,192 |
| Interest-bearing deposits | $77,895,000 | 4,200 |
| Deposits held in domestic offices | $90,396,000 | 4,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,818,000 | 1,429 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $369,000 | 3,658 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $453,000 | 6,620 |
| Total equity capital | $13,664,000 | 3,228 |
| Total bank equity capital | $13,664,000 | 3,228 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $600,000 | 4,909 |
| Surplus | $1,800,000 | 5,939 |
| Undivided profits | $11,264,000 | 2,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $392,000 | 4,913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $456,000 | 5,182 |
| Earning assets | $106,515,000 | 3,862 |
| Long-term assets (5+ years) | $16,954,000 | 2,834 |
| Average Assets, year-to-date | $112,799,400 | 3,811 |
| Average Assets, quarterly | $112,162,000 | 3,923 |
| Volatile liabilities | $15,741,000 | 3,201 |
| Insider loans | $3,602,000 | 1,227 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,241,000 | 3,702 |
| Tier 1 (core) risk-based capital | $13,486,000 | 3,178 |
| Tier 2 risk-based capital | $764,900 | 3,724 |
| Total risk weighted assets | $60,620,700 | 4,277 |
| Total unused commitments | $8,241,000 | 3,715 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 52 | 3,845 |
| Assets and Liabilities | ||
| Total Assets: | $110,661,000 | 3,995 |
| Cash and due from depository institutions | $3,628,000 | 3,845 |
| Interest-bearing balances | $2,478,000 | 1,346 |
| Securities | $47,075,000 | 2,770 |
| Federal funds sold & reverse repurchase agreements | $855,000 | 5,832 |
| Net loans & leases | $55,656,000 | 4,482 |
| Loan loss allowance | $748,000 | 4,592 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,954,000 | 3,726 |
| Other real estate owned | $215,000 | 3,845 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,278,000 | 5,613 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,661,000 | 3,995 |
| Total liabilities | $98,417,000 | 4,054 |
| Total deposits | $91,677,000 | 4,092 |
| Interest-bearing deposits | $79,522,000 | 4,083 |
| Deposits held in domestic offices | $91,677,000 | 4,083 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,600,000 | 1,691 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $663,000 | 3,530 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $477,000 | 5,386 |
| Total equity capital | $12,245,000 | 3,307 |
| Total bank equity capital | $12,245,000 | 3,307 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $600,000 | 5,160 |
| Surplus | $1,800,000 | 5,958 |
| Undivided profits | $9,844,000 | 2,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $539,000 | 4,081 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $421,000 | 4,965 |
| Earning assets | $106,064,000 | 3,815 |
| Long-term assets (5+ years) | $12,197,000 | 3,641 |
| Average Assets, year-to-date | $111,811,600 | 3,871 |
| Average Assets, quarterly | $111,701,500 | 3,929 |
| Volatile liabilities | $15,314,000 | 3,135 |
| Insider loans | $2,278,000 | 1,835 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,070,000 | 3,347 |
| Tier 1 (core) risk-based capital | $13,072,000 | 3,164 |
| Tier 2 risk-based capital | $737,130 | 3,832 |
| Total risk weighted assets | $58,959,630 | 4,291 |
| Total unused commitments | $9,070,000 | 3,355 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 52 | 3,986 |
| Assets and Liabilities | ||
| Total Assets: | $111,620,000 | 4,037 |
| Cash and due from depository institutions | $10,832,000 | 3,986 |
| Interest-bearing balances | $8,609,000 | 714 |
| Securities | $39,236,000 | 3,531 |
| Federal funds sold & reverse repurchase agreements | $5,435,000 | 2,568 |
| Net loans & leases | $52,713,000 | 4,572 |
| Loan loss allowance | $779,000 | 4,577 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,079,000 | 3,506 |
| Other real estate owned | $139,000 | 3,986 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,187,000 | 5,371 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,620,000 | 4,037 |
| Total liabilities | $99,403,000 | 4,093 |
| Total deposits | $96,515,000 | 4,016 |
| Interest-bearing deposits | $83,932,000 | 4,021 |
| Deposits held in domestic offices | $96,515,000 | 4,008 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,757 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,400,000 | 2,439 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $488,000 | 5,437 |
| Total equity capital | $12,217,000 | 3,329 |
| Total bank equity capital | $12,217,000 | 3,329 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $600,000 | 5,380 |
| Surplus | $2,045,000 | 5,419 |
| Undivided profits | $9,572,000 | 2,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $334,000 | 6,059 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $398,000 | 4,684 |
| Earning assets | $105,993,000 | 3,910 |
| Long-term assets (5+ years) | $14,840,000 | 3,331 |
| Average Assets, year-to-date | $110,152,000 | 3,962 |
| Average Assets, quarterly | $111,413,000 | 3,998 |
| Volatile liabilities | $12,056,000 | 3,579 |
| Insider loans | $2,167,000 | 1,894 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,649,000 | 3,419 |
| Tier 1 (core) risk-based capital | $11,972,000 | 3,333 |
| Tier 2 risk-based capital | $723,620 | 3,848 |
| Total risk weighted assets | $57,833,920 | 4,321 |
| Total unused commitments | $8,649,000 | 3,437 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 55 | 3,849 |
| Assets and Liabilities | ||
| Total Assets: | $108,207,000 | 4,213 |
| Cash and due from depository institutions | $11,651,000 | 3,849 |
| Interest-bearing balances | $9,445,000 | 796 |
| Securities | $37,493,000 | 3,665 |
| Federal funds sold & reverse repurchase agreements | $2,373,000 | 5,876 |
| Net loans & leases | $53,436,000 | 4,575 |
| Loan loss allowance | $820,000 | 4,402 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,762,000 | 4,048 |
| Other real estate owned | $83,000 | 3,849 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,409,000 | 4,835 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,207,000 | 4,213 |
| Total liabilities | $97,268,000 | 4,280 |
| Total deposits | $94,695,000 | 4,221 |
| Interest-bearing deposits | $83,541,000 | 4,198 |
| Deposits held in domestic offices | $94,695,000 | 4,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,252 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $835,000 | 2,710 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $238,000 | 9,255 |
| Total equity capital | $10,939,000 | 3,527 |
| Total bank equity capital | $10,939,000 | 3,527 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $600,000 | 5,656 |
| Surplus | $1,800,000 | 5,876 |
| Undivided profits | $8,539,000 | 2,583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $328,000 | 6,965 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $466,000 | 4,372 |
| Earning assets | $102,747,000 | 4,072 |
| Long-term assets (5+ years) | $7,359,000 | 5,256 |
| Average Assets, year-to-date | $108,846,200 | 4,101 |
| Average Assets, quarterly | $108,485,000 | 4,178 |
| Volatile liabilities | $11,387,000 | 3,741 |
| Insider loans | $2,608,000 | 237 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,297,000 | 5,809 |
| Tier 1 (core) risk-based capital | $10,939,000 | 3,471 |
| Tier 2 risk-based capital | $737,920 | 3,796 |
| Total risk weighted assets | $58,951,820 | 4,289 |
| Total unused commitments | $3,297,000 | 5,837 |
| Derivatives | $0 | 651 |