Home > First National Bank of Griffin > Income and Expense

First National Bank of Griffin, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$16,163,0002,175
Total interest expense$1,615,0003,262
Net interest income$14,548,0001,853
Provision for loan and lease losses$220,0001,938
Total noninterest income$2,900,0001,664
Gross Fiduciary activities income$55,000762
Service charges on deposit accounts$829,0001,162
Trading account gains and feesNANA
Additional Noninterest Income$2,016,0001,618
Total noninterest expense$11,276,0001,890
Salaries and employee benefits$5,267,0002,127
Premises and equipment expense$1,336,0001,676
Additional noninterest expense$2,016,0001,618
Pre-tax net operating income$5,952,0001,725
Securities gains (losses)$7,000812
Applicable income taxes$1,308,0001,265
Income before extraordinary items$4,651,0001,811
Extraordinary gains, net$054
Net income$4,651,0001,833
Minority interest net income$088
Net income of bank and minority interests.$4,651,0001,814
Net charge-offs$4,0002,632
Cash dividends$730,0002,463
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,645,4701,839
2023-09-30 (YTD Data)Rank
Total interest income$11,846,0002,166
Total interest expense$1,064,0003,289
Net interest income$10,782,0001,890
Provision for loan and lease losses$70,0002,326
Total noninterest income$2,079,0001,702
Gross Fiduciary activities income$0950
Service charges on deposit accounts$616,0001,161
Trading account gains and feesNANA
Additional Noninterest Income$1,463,0001,633
Total noninterest expense$7,546,0002,032
Salaries and employee benefits$3,930,0002,118
Premises and equipment expense$988,0001,691
Additional noninterest expense$1,463,0001,633
Pre-tax net operating income$5,245,0001,592
Securities gains (losses)$7,000656
Applicable income taxes$1,152,0001,181
Income before extraordinary items$4,100,0001,684
Extraordinary gains, net$052
Net income$4,100,0001,697
Minority interest net income$081
Net income of bank and minority interests.$4,100,0001,684
Net charge-offs$6,0002,278
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,094,4701,710
2023-06-30 (YTD Data)Rank
Total interest income$7,745,0002,170
Total interest expense$578,0003,370
Net interest income$7,167,0001,905
Provision for loan and lease losses$60,0002,092
Total noninterest income$1,397,0001,625
Gross Fiduciary activities income$0931
Service charges on deposit accounts$407,0001,151
Trading account gains and feesNANA
Additional Noninterest Income$990,0001,547
Total noninterest expense$5,024,0002,030
Salaries and employee benefits$2,628,0002,111
Premises and equipment expense$648,0001,710
Additional noninterest expense$990,0001,545
Pre-tax net operating income$3,480,0001,595
Securities gains (losses)$46,000287
Applicable income taxes$784,0001,176
Income before extraordinary items$2,742,0001,673
Extraordinary gains, net$051
Net income$2,742,0001,692
Minority interest net income$081
Net income of bank and minority interests.$2,742,0001,672
Net charge-offs$7,0001,927
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,705,6601,706
2023-03-31 (YTD Data)Rank
Total interest income$3,741,0002,197
Total interest expense$205,0003,533
Net interest income$3,536,0001,939
Provision for loan and lease losses$30,0001,903
Total noninterest income$686,0001,636
Gross Fiduciary activities income$0913
Service charges on deposit accounts$201,0001,180
Trading account gains and feesNANA
Additional Noninterest Income$485,0001,545
Total noninterest expense$2,520,0002,055
Salaries and employee benefits$1,324,0002,140
Premises and equipment expense$326,0001,737
Additional noninterest expense$485,0001,545
Pre-tax net operating income$1,672,0001,663
Securities gains (losses)$0950
Applicable income taxes$360,0001,243
Income before extraordinary items$1,312,0001,747
Extraordinary gains, net$04
Net income$1,312,0001,746
Minority interest net income$048
Net income of bank and minority interests.$1,312,0001,747
Net charge-offs$4,0001,642
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,312,0001,766
2022-12-31 (YTD Data)Rank
Total interest income$10,780,0002,420
Total interest expense$387,0003,518
Net interest income$10,393,0002,317
Provision for loan and lease losses$60,0002,455
Total noninterest income$2,737,0001,729
Gross Fiduciary activities income$72,000772
Service charges on deposit accounts$852,0001,147
Trading account gains and fees$0116
Additional Noninterest Income$1,813,0001,716
Total noninterest expense$9,876,0002,032
Salaries and employee benefits$5,129,0002,143
Premises and equipment expense$1,321,0001,683
Additional noninterest expense$1,813,0001,716
Pre-tax net operating income$3,194,0002,581
Securities gains (losses)$0691
Applicable income taxes$656,0001,845
Income before extraordinary items$2,538,0002,663
Extraordinary gains, net$05
Net income$2,538,0002,660
Minority interest net income$063
Net income of bank and minority interests.$2,538,0002,662
Net charge-offs$14,0002,040
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,538,0002,693
2022-09-30 (YTD Data)Rank
Total interest income$7,257,0002,519
Total interest expense$237,0003,554
Net interest income$7,020,0002,435
Provision for loan and lease losses$45,0002,281
Total noninterest income$2,049,0001,743
Gross Fiduciary activities income$54,000768
Service charges on deposit accounts$634,0001,168
Trading account gains and fees$0111
Additional Noninterest Income$1,361,0001,736
Total noninterest expense$7,345,0002,029
Salaries and employee benefits$3,829,0002,142
Premises and equipment expense$1,001,0001,685
Additional noninterest expense$1,361,0001,736
Pre-tax net operating income$1,679,0002,977
Securities gains (losses)$0740
Applicable income taxes$331,0002,127
Income before extraordinary items$1,348,0003,042
Extraordinary gains, net$04
Net income$1,348,0003,040
Minority interest net income$057
Net income of bank and minority interests.$1,348,0003,041
Net charge-offs$2,0002,177
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,348,0003,069
2022-06-30 (YTD Data)Rank
Total interest income$4,364,0002,625
Total interest expense$145,0003,566
Net interest income$4,219,0002,551
Provision for loan and lease losses$30,0002,075
Total noninterest income$1,371,0001,738
Gross Fiduciary activities income$36,000742
Service charges on deposit accounts$412,0001,172
Trading account gains and fees$0108
Additional Noninterest Income$923,0001,760
Total noninterest expense$4,895,0002,018
Salaries and employee benefits$2,527,0002,158
Premises and equipment expense$666,0001,692
Additional noninterest expense$1,702,0001,817
Pre-tax net operating income$665,0003,445
Securities gains (losses)$0687
Applicable income taxes$126,0002,451
Income before extraordinary items$539,0003,484
Extraordinary gains, net$04
Net income$539,0003,483
Minority interest net income$060
Net income of bank and minority interests.$539,0003,484
Net charge-offs$2,0001,931
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$539,0003,519
2022-03-31 (YTD Data)Rank
Total interest income$2,001,0002,716
Total interest expense$73,0003,560
Net interest income$1,928,0002,635
Provision for loan and lease losses$15,0001,841
Total noninterest income$669,0001,758
Gross Fiduciary activities income$18,000741
Service charges on deposit accounts$204,0001,169
Trading account gains and fees$0103
Additional Noninterest Income$447,0001,791
Total noninterest expense$2,470,0001,999
Salaries and employee benefits$1,282,0002,146
Premises and equipment expense$334,0001,710
Additional noninterest expense$854,0001,787
Pre-tax net operating income$112,0004,087
Securities gains (losses)$0623
Applicable income taxes$11,0003,110
Income before extraordinary items$101,0004,059
Extraordinary gains, net$04
Net income$101,0004,058
Minority interest net income$050
Net income of bank and minority interests.$101,0004,059
Net charge-offs$3,0001,472
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$101,0004,082
2021-12-31 (YTD Data)Rank
Total interest income$8,560,0002,712
Total interest expense$310,0003,725
Net interest income$8,250,0002,601
Provision for loan and lease losses$67,0002,404
Total noninterest income$2,927,0001,826
Gross Fiduciary activities income$168,000683
Service charges on deposit accounts$810,0001,132
Trading account gains and fees$0132
Additional Noninterest Income$1,949,0001,929
Total noninterest expense$9,743,0002,009
Salaries and employee benefits$5,058,0002,156
Premises and equipment expense$1,265,0001,760
Additional noninterest expense$3,420,0001,797
Pre-tax net operating income$1,367,0003,562
Securities gains (losses)$860,000242
Applicable income taxes$498,0002,100
Income before extraordinary items$1,729,0003,199
Extraordinary gains, net$010
Net income$1,729,0003,198
Minority interest net income$074
Net income of bank and minority interests.$1,729,0003,199
Net charge-offs$16,0002,140
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,049,6003,692
2021-09-30 (YTD Data)Rank
Total interest income$6,533,0002,727
Total interest expense$233,0003,816
Net interest income$6,300,0002,615
Provision for loan and lease losses$52,0002,329
Total noninterest income$2,144,0001,897
Gross Fiduciary activities income$68,000726
Service charges on deposit accounts$586,0001,156
Trading account gains and fees$0132
Additional Noninterest Income$1,490,0001,960
Total noninterest expense$7,277,0002,029
Salaries and employee benefits$3,791,0002,168
Premises and equipment expense$954,0001,772
Additional noninterest expense$2,532,0001,809
Pre-tax net operating income$1,115,0003,617
Securities gains (losses)$835,000217
Applicable income taxes$446,0002,056
Income before extraordinary items$1,504,0003,124
Extraordinary gains, net$08
Net income$1,504,0003,124
Minority interest net income$069
Net income of bank and minority interests.$1,504,0003,124
Net charge-offs$16,0001,827
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$844,3503,761
2021-06-30 (YTD Data)Rank
Total interest income$4,485,0002,683
Total interest expense$156,0003,871
Net interest income$4,329,0002,575
Provision for loan and lease losses$28,0002,452
Total noninterest income$1,398,0001,868
Gross Fiduciary activities income$36,000741
Service charges on deposit accounts$375,0001,157
Trading account gains and fees$0133
Additional Noninterest Income$987,0001,924
Total noninterest expense$4,813,0002,031
Salaries and employee benefits$2,525,0002,162
Premises and equipment expense$634,0001,773
Additional noninterest expense$1,654,0001,814
Pre-tax net operating income$886,0003,412
Securities gains (losses)$722,000200
Applicable income taxes$376,0001,878
Income before extraordinary items$1,232,0002,900
Extraordinary gains, net$06
Net income$1,232,0002,899
Minority interest net income$067
Net income of bank and minority interests.$1,232,0002,900
Net charge-offs$-7,0003,675
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$661,6203,597
2021-03-31 (YTD Data)Rank
Total interest income$2,378,0002,587
Total interest expense$80,0003,926
Net interest income$2,298,0002,467
Provision for loan and lease losses$13,0002,444
Total noninterest income$706,0001,871
Gross Fiduciary activities income$18,000745
Service charges on deposit accounts$196,0001,114
Trading account gains and fees$0127
Additional Noninterest Income$492,0001,941
Total noninterest expense$2,378,0002,028
Salaries and employee benefits$1,242,0002,174
Premises and equipment expense$323,0001,741
Additional noninterest expense$813,0001,814
Pre-tax net operating income$613,0003,016
Securities gains (losses)$712,000143
Applicable income taxes$320,0001,463
Income before extraordinary items$1,005,0002,208
Extraordinary gains, net$03
Net income$1,005,0002,208
Minority interest net income$055
Net income of bank and minority interests.$1,005,0002,208
Net charge-offs$-7,0003,920
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$442,5203,229
2020-12-31 (YTD Data)Rank
Total interest income$10,030,0002,510
Total interest expense$490,0003,861
Net interest income$9,540,0002,334
Provision for loan and lease losses$56,0003,844
Total noninterest income$2,874,0001,764
Gross Fiduciary activities income$91,000730
Service charges on deposit accounts$841,0001,095
Trading account gains and fees$0133
Additional Noninterest Income$1,942,0001,818
Total noninterest expense$9,949,0001,967
Salaries and employee benefits$5,290,0002,067
Premises and equipment expense$1,320,0001,673
Additional noninterest expense$3,339,0001,768
Pre-tax net operating income$2,409,0002,718
Securities gains (losses)$342,000762
Applicable income taxes$640,0001,765
Income before extraordinary items$2,111,0002,759
Extraordinary gains, net$04
Net income$2,111,0002,757
Minority interest net income$072
Net income of bank and minority interests.$2,111,0002,759
Net charge-offs$19,0002,819
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,840,8202,877
2020-09-30 (YTD Data)Rank
Total interest income$7,857,0002,461
Total interest expense$396,0003,864
Net interest income$7,461,0002,265
Provision for loan and lease losses$19,0004,037
Total noninterest income$2,094,0001,762
Gross Fiduciary activities income$54,000740
Service charges on deposit accounts$623,0001,095
Trading account gains and fees$0125
Additional Noninterest Income$1,417,0001,799
Total noninterest expense$7,486,0001,935
Salaries and employee benefits$3,978,0002,048
Premises and equipment expense$1,017,0001,639
Additional noninterest expense$2,491,0001,744
Pre-tax net operating income$2,050,0002,548
Securities gains (losses)$297,000720
Applicable income taxes$552,0001,662
Income before extraordinary items$1,795,0002,600
Extraordinary gains, net$04
Net income$1,795,0002,600
Minority interest net income$065
Net income of bank and minority interests.$1,795,0002,600
Net charge-offs$18,0002,545
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,560,3702,729
2020-06-30 (YTD Data)Rank
Total interest income$5,565,0002,401
Total interest expense$288,0003,852
Net interest income$5,277,0002,173
Provision for loan and lease losses$4,0004,083
Total noninterest income$1,359,0001,717
Gross Fiduciary activities income$36,000744
Service charges on deposit accounts$431,0001,082
Trading account gains and fees$0123
Additional Noninterest Income$892,0001,781
Total noninterest expense$5,024,0001,923
Salaries and employee benefits$2,656,0002,057
Premises and equipment expense$691,0001,607
Additional noninterest expense$1,677,0001,733
Pre-tax net operating income$1,608,0002,301
Securities gains (losses)$148,000829
Applicable income taxes$415,0001,497
Income before extraordinary items$1,341,0002,398
Extraordinary gains, net$04
Net income$1,341,0002,397
Minority interest net income$065
Net income of bank and minority interests.$1,341,0002,398
Net charge-offs$12,0002,384
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,224,0802,484
2020-03-31 (YTD Data)Rank
Total interest income$2,407,0002,612
Total interest expense$159,0003,870
Net interest income$2,248,0002,401
Provision for loan and lease losses$1,0003,685
Total noninterest income$670,0001,649
Gross Fiduciary activities income$18,000752
Service charges on deposit accounts$260,0001,088
Trading account gains and fees$0106
Additional Noninterest Income$392,0001,759
Total noninterest expense$2,512,0001,939
Salaries and employee benefits$1,327,0002,061
Premises and equipment expense$347,0001,626
Additional noninterest expense$838,0001,766
Pre-tax net operating income$405,0003,046
Securities gains (losses)$69,000735
Applicable income taxes$112,0001,843
Income before extraordinary items$362,0003,059
Extraordinary gains, net$04
Net income$362,0003,059
Minority interest net income$056
Net income of bank and minority interests.$362,0003,060
Net charge-offs$7,0001,991
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$307,4903,230
2019-12-31 (YTD Data)Rank
Total interest income$10,305,0002,546
Total interest expense$671,0003,849
Net interest income$9,634,0002,300
Provision for loan and lease losses$164,0002,536
Total noninterest income$2,569,0001,720
Gross Fiduciary activities income$54,000787
Service charges on deposit accounts$1,073,0001,087
Trading account gains and fees$0135
Additional Noninterest Income$1,442,0001,832
Total noninterest expense$9,648,0001,978
Salaries and employee benefits$5,001,0002,104
Premises and equipment expense$1,392,0001,598
Additional noninterest expense$3,255,0001,782
Pre-tax net operating income$2,391,0002,801
Securities gains (losses)$80,0001,047
Applicable income taxes$552,0001,906
Income before extraordinary items$1,919,0002,959
Extraordinary gains, net$011
Net income$1,919,0002,959
Minority interest net income$076
Net income of bank and minority interests.$1,919,0002,960
Net charge-offs$103,0002,192
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,855,8002,963
2019-09-30 (YTD Data)Rank
Total interest income$7,778,0002,561
Total interest expense$495,0003,913
Net interest income$7,283,0002,321
Provision for loan and lease losses$123,0002,447
Total noninterest income$1,905,0001,722
Gross Fiduciary activities income$41,000784
Service charges on deposit accounts$792,0001,104
Trading account gains and fees$0129
Additional Noninterest Income$1,072,0001,839
Total noninterest expense$7,247,0001,977
Salaries and employee benefits$3,720,0002,129
Premises and equipment expense$1,044,0001,614
Additional noninterest expense$2,483,0001,771
Pre-tax net operating income$1,818,0002,869
Securities gains (losses)$43,0001,114
Applicable income taxes$401,0001,996
Income before extraordinary items$1,460,0002,995
Extraordinary gains, net$011
Net income$1,460,0002,996
Minority interest net income$072
Net income of bank and minority interests.$1,460,0002,996
Net charge-offs$47,0002,251
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,426,0302,992
2019-06-30 (YTD Data)Rank
Total interest income$5,135,0002,574
Total interest expense$319,0003,953
Net interest income$4,816,0002,346
Provision for loan and lease losses$79,0002,412
Total noninterest income$1,221,0001,738
Gross Fiduciary activities income$27,000783
Service charges on deposit accounts$515,0001,109
Trading account gains and fees$0131
Additional Noninterest Income$679,0001,876
Total noninterest expense$4,776,0002,011
Salaries and employee benefits$2,452,0002,144
Premises and equipment expense$673,0001,671
Additional noninterest expense$1,651,0001,783
Pre-tax net operating income$1,182,0002,871
Securities gains (losses)$50,000750
Applicable income taxes$270,0001,948
Income before extraordinary items$962,0002,999
Extraordinary gains, net$011
Net income$962,0002,998
Minority interest net income$069
Net income of bank and minority interests.$962,0002,998
Net charge-offs$33,0002,112
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$922,5003,032
2019-03-31 (YTD Data)Rank
Total interest income$2,520,0002,615
Total interest expense$153,0003,989
Net interest income$2,367,0002,381
Provision for loan and lease losses$38,0002,301
Total noninterest income$625,0001,681
Gross Fiduciary activities income$14,000788
Service charges on deposit accounts$260,0001,094
Trading account gains and fees$0126
Additional Noninterest Income$351,0001,800
Total noninterest expense$2,378,0002,012
Salaries and employee benefits$1,235,0002,154
Premises and equipment expense$336,0001,693
Additional noninterest expense$807,0001,803
Pre-tax net operating income$576,0002,874
Securities gains (losses)$-1,0004,848
Applicable income taxes$131,0001,943
Income before extraordinary items$444,0003,064
Extraordinary gains, net$05
Net income$444,0003,061
Minority interest net income$052
Net income of bank and minority interests.$444,0003,063
Net charge-offs$3,0002,375
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$444,7903,051
2018-12-31 (YTD Data)Rank
Total interest income$9,630,0002,597
Total interest expense$473,0003,986
Net interest income$9,157,0002,418
Provision for loan and lease losses$148,0002,668
Total noninterest income$2,566,0001,721
Gross Fiduciary activities income$54,000814
Service charges on deposit accounts$1,117,0001,065
Trading account gains and fees$0126
Additional Noninterest Income$1,395,0001,880
Total noninterest expense$9,653,0001,958
Salaries and employee benefits$4,953,0002,106
Premises and equipment expense$1,294,0001,700
Additional noninterest expense$3,406,0001,718
Pre-tax net operating income$1,922,0003,193
Securities gains (losses)$-38,0004,788
Applicable income taxes$480,0002,018
Income before extraordinary items$1,404,0003,448
Extraordinary gains, net$06
Net income$1,404,0003,446
Minority interest net income$072
Net income of bank and minority interests.$1,404,0003,447
Net charge-offs$141,0001,901
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,434,0203,434
2018-09-30 (YTD Data)Rank
Total interest income$7,083,0002,625
Total interest expense$330,0004,039
Net interest income$6,753,0002,454
Provision for loan and lease losses$99,0002,623
Total noninterest income$1,878,0001,754
Gross Fiduciary activities income$41,000804
Service charges on deposit accounts$823,0001,085
Trading account gains and fees$0138
Additional Noninterest Income$1,014,0001,921
Total noninterest expense$7,238,0001,960
Salaries and employee benefits$3,729,0002,097
Premises and equipment expense$970,0001,723
Additional noninterest expense$2,539,0001,724
Pre-tax net operating income$1,294,0003,395
Securities gains (losses)$-28,0005,003
Applicable income taxes$317,0002,185
Income before extraordinary items$949,0003,658
Extraordinary gains, net$05
Net income$949,0003,657
Minority interest net income$066
Net income of bank and minority interests.$949,0003,657
Net charge-offs$118,0001,608
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$971,1203,621
2018-06-30 (YTD Data)Rank
Total interest income$4,642,0002,654
Total interest expense$197,0004,151
Net interest income$4,445,0002,473
Provision for loan and lease losses$54,0002,774
Total noninterest income$1,249,0001,755
Gross Fiduciary activities income$27,000807
Service charges on deposit accounts$545,0001,085
Trading account gains and fees$0130
Additional Noninterest Income$677,0001,918
Total noninterest expense$4,824,0001,970
Salaries and employee benefits$2,478,0002,119
Premises and equipment expense$644,0001,738
Additional noninterest expense$1,702,0001,724
Pre-tax net operating income$816,0003,448
Securities gains (losses)$-28,0005,171
Applicable income taxes$193,0002,249
Income before extraordinary items$595,0003,745
Extraordinary gains, net$06
Net income$595,0003,743
Minority interest net income$065
Net income of bank and minority interests.$595,0003,744
Net charge-offs$27,0002,088
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$617,1203,689
2018-03-31 (YTD Data)Rank
Total interest income$2,280,0002,680
Total interest expense$78,0004,405
Net interest income$2,202,0002,487
Provision for loan and lease losses$20,0002,793
Total noninterest income$634,0001,740
Gross Fiduciary activities income$14,000818
Service charges on deposit accounts$275,0001,087
Trading account gains and fees$0123
Additional Noninterest Income$345,0001,859
Total noninterest expense$2,454,0001,958
Salaries and employee benefits$1,248,0002,130
Premises and equipment expense$316,0001,793
Additional noninterest expense$890,0001,654
Pre-tax net operating income$362,0003,578
Securities gains (losses)$-6,0005,156
Applicable income taxes$86,0002,286
Income before extraordinary items$270,0003,817
Extraordinary gains, net$07
Net income$270,0003,817
Minority interest net income$052
Net income of bank and minority interests.$270,0003,817
Net charge-offs$6,0002,135
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$274,7403,808
2017-12-31 (YTD Data)Rank
Total interest income$8,695,0002,710
Total interest expense$330,0004,282
Net interest income$8,365,0002,557
Provision for loan and lease losses$84,0003,225
Total noninterest income$2,577,0001,743
Gross Fiduciary activities income$91,000793
Service charges on deposit accounts$1,128,0001,073
Trading account gains and fees$0151
Additional Noninterest Income$1,358,0001,928
Total noninterest expense$9,463,0002,004
Salaries and employee benefits$4,823,0002,136
Premises and equipment expense$1,371,0001,643
Additional noninterest expense$3,269,0001,817
Pre-tax net operating income$1,395,0003,623
Securities gains (losses)$47,000928
Applicable income taxes$-4,122,0005,646
Income before extraordinary items$5,564,0001,243
Extraordinary gains, net$09
Net income$5,564,0001,243
Minority interest net income$076
Net income of bank and minority interests.$5,564,0001,243
Net charge-offs$173,0001,950
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,517,0001,235
2017-09-30 (YTD Data)Rank
Total interest income$6,500,0002,728
Total interest expense$248,0004,299
Net interest income$6,252,0002,574
Provision for loan and lease losses$69,0003,024
Total noninterest income$1,899,0001,780
Gross Fiduciary activities income$50,000821
Service charges on deposit accounts$821,0001,103
Trading account gains and fees$0145
Additional Noninterest Income$1,028,0001,945
Total noninterest expense$7,142,0001,990
Salaries and employee benefits$3,650,0002,134
Premises and equipment expense$1,007,0001,684
Additional noninterest expense$2,485,0001,788
Pre-tax net operating income$940,0003,857
Securities gains (losses)$44,000933
Applicable income taxes$10,0003,874
Income before extraordinary items$974,0003,593
Extraordinary gains, net$09
Net income$974,0003,593
Minority interest net income$071
Net income of bank and minority interests.$974,0003,593
Net charge-offs$58,0002,352
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$930,4403,630
2017-06-30 (YTD Data)Rank
Total interest income$4,267,0002,746
Total interest expense$165,0004,299
Net interest income$4,102,0002,597
Provision for loan and lease losses$52,0002,811
Total noninterest income$1,203,0001,825
Gross Fiduciary activities income$27,000840
Service charges on deposit accounts$510,0001,167
Trading account gains and fees$0139
Additional Noninterest Income$666,0001,985
Total noninterest expense$4,736,0001,996
Salaries and employee benefits$2,417,0002,157
Premises and equipment expense$670,0001,696
Additional noninterest expense$1,649,0001,784
Pre-tax net operating income$517,0004,088
Securities gains (losses)$14,0001,120
Applicable income taxes$3,0004,027
Income before extraordinary items$528,0003,832
Extraordinary gains, net$011
Net income$528,0003,830
Minority interest net income$071
Net income of bank and minority interests.$528,0003,832
Net charge-offs$40,0002,153
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$514,1403,848
2017-03-31 (YTD Data)Rank
Total interest income$2,095,0002,776
Total interest expense$83,0004,291
Net interest income$2,012,0002,635
Provision for loan and lease losses$32,0002,382
Total noninterest income$602,0001,817
Gross Fiduciary activities income$14,000842
Service charges on deposit accounts$253,0001,183
Trading account gains and fees$0142
Additional Noninterest Income$335,0001,954
Total noninterest expense$2,383,0002,009
Salaries and employee benefits$1,221,0002,173
Premises and equipment expense$340,0001,690
Additional noninterest expense$822,0001,792
Pre-tax net operating income$199,0004,351
Securities gains (losses)$14,000587
Applicable income taxes$04,086
Income before extraordinary items$213,0004,049
Extraordinary gains, net$08
Net income$213,0004,048
Minority interest net income$055
Net income of bank and minority interests.$213,0004,049
Net charge-offs$45,0001,400
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$199,0004,121
2016-12-31 (YTD Data)Rank
Total interest income$8,042,0002,836
Total interest expense$353,0004,234
Net interest income$7,689,0002,702
Provision for loan and lease losses$69,0003,443
Total noninterest income$2,547,0001,827
Gross Fiduciary activities income$54,000866
Service charges on deposit accounts$1,105,0001,105
Trading account gains and fees$0170
Additional Noninterest Income$1,388,0001,981
Total noninterest expense$9,622,0001,972
Salaries and employee benefits$4,808,0002,153
Premises and equipment expense$1,404,0001,614
Additional noninterest expense$3,410,0001,753
Pre-tax net operating income$545,0004,744
Securities gains (losses)$306,000652
Applicable income taxes$04,278
Income before extraordinary items$851,0004,119
Extraordinary gains, net$05
Net income$851,0004,117
Minority interest net income$082
Net income of bank and minority interests.$851,0004,118
Net charge-offs$149,0002,228
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$545,0004,593
2016-09-30 (YTD Data)Rank
Total interest income$5,977,0002,863
Total interest expense$266,0004,262
Net interest income$5,711,0002,723
Provision for loan and lease losses$53,0003,287
Total noninterest income$1,923,0001,821
Gross Fiduciary activities income$41,000856
Service charges on deposit accounts$835,0001,099
Trading account gains and fees$0169
Additional Noninterest Income$1,047,0001,983
Total noninterest expense$7,217,0001,978
Salaries and employee benefits$3,599,0002,150
Premises and equipment expense$1,055,0001,609
Additional noninterest expense$2,563,0001,753
Pre-tax net operating income$364,0004,923
Securities gains (losses)$273,000639
Applicable income taxes$04,325
Income before extraordinary items$637,0004,166
Extraordinary gains, net$05
Net income$637,0004,165
Minority interest net income$071
Net income of bank and minority interests.$637,0004,166
Net charge-offs$121,0001,896
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$364,0004,785
2016-06-30 (YTD Data)Rank
Total interest income$3,908,0002,911
Total interest expense$179,0004,277
Net interest income$3,729,0002,768
Provision for loan and lease losses$25,0003,413
Total noninterest income$1,236,0001,855
Gross Fiduciary activities income$27,000871
Service charges on deposit accounts$539,0001,113
Trading account gains and fees$0157
Additional Noninterest Income$670,0002,007
Total noninterest expense$4,800,0001,993
Salaries and employee benefits$2,384,0002,178
Premises and equipment expense$697,0001,624
Additional noninterest expense$1,719,0001,760
Pre-tax net operating income$140,0005,315
Securities gains (losses)$193,000616
Applicable income taxes$04,338
Income before extraordinary items$333,0004,516
Extraordinary gains, net$016
Net income$333,0004,512
Minority interest net income$071
Net income of bank and minority interests.$333,0004,514
Net charge-offs$54,0002,091
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$140,0005,213
2016-03-31 (YTD Data)Rank
Total interest income$1,910,0002,956
Total interest expense$91,0004,271
Net interest income$1,819,0002,818
Provision for loan and lease losses$5,0003,471
Total noninterest income$552,0001,937
Gross Fiduciary activities income$14,000866
Service charges on deposit accounts$276,0001,093
Trading account gains and fees$0142
Additional Noninterest Income$262,0002,269
Total noninterest expense$2,340,0002,038
Salaries and employee benefits$1,162,0002,232
Premises and equipment expense$352,0001,617
Additional noninterest expense$826,0001,796
Pre-tax net operating income$26,0005,642
Securities gains (losses)$159,000358
Applicable income taxes$04,259
Income before extraordinary items$185,0004,351
Extraordinary gains, net$012
Net income$185,0004,348
Minority interest net income$062
Net income of bank and minority interests.$185,0004,350
Net charge-offs$3,0002,735
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$26,0005,615
2015-12-31 (YTD Data)Rank
Total interest income$7,651,0002,929
Total interest expense$417,0004,061
Net interest income$7,234,0002,799
Provision for loan and lease losses$-433,0005,929
Total noninterest income$2,846,0001,669
Gross Fiduciary activities income$54,000887
Service charges on deposit accounts$1,200,0001,048
Trading account gains and fees$0159
Additional Noninterest Income$1,592,0001,785
Total noninterest expense$9,634,0001,964
Salaries and employee benefits$4,782,0002,130
Premises and equipment expense$1,469,0001,562
Additional noninterest expense$3,383,0001,792
Pre-tax net operating income$879,0004,263
Securities gains (losses)$38,0001,841
Applicable income taxes$04,402
Income before extraordinary items$917,0004,054
Extraordinary gains, net$023
Net income$917,0004,054
Minority interest net income$081
Net income of bank and minority interests.$917,0004,055
Net charge-offs$288,0001,644
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$879,0004,057
2015-09-30 (YTD Data)Rank
Total interest income$5,664,0002,975
Total interest expense$319,0004,089
Net interest income$5,345,0002,850
Provision for loan and lease losses$-459,0006,070
Total noninterest income$2,185,0001,648
Gross Fiduciary activities income$40,000887
Service charges on deposit accounts$894,0001,050
Trading account gains and fees$0153
Additional Noninterest Income$1,251,0001,741
Total noninterest expense$7,212,0001,973
Salaries and employee benefits$3,590,0002,136
Premises and equipment expense$1,116,0001,555
Additional noninterest expense$2,506,0001,808
Pre-tax net operating income$777,0004,135
Securities gains (losses)$38,0001,651
Applicable income taxes$04,489
Income before extraordinary items$815,0003,848
Extraordinary gains, net$021
Net income$815,0003,847
Minority interest net income$078
Net income of bank and minority interests.$815,0003,848
Net charge-offs$182,0001,637
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$777,0003,876
2015-06-30 (YTD Data)Rank
Total interest income$3,749,0002,987
Total interest expense$218,0004,074
Net interest income$3,531,0002,858
Provision for loan and lease losses$-477,0006,194
Total noninterest income$1,464,0001,641
Gross Fiduciary activities income$27,000898
Service charges on deposit accounts$582,0001,056
Trading account gains and fees$0157
Additional Noninterest Income$855,0001,732
Total noninterest expense$4,765,0002,002
Salaries and employee benefits$2,402,0002,147
Premises and equipment expense$746,0001,565
Additional noninterest expense$1,617,0001,871
Pre-tax net operating income$707,0003,638
Securities gains (losses)$18,0001,765
Applicable income taxes$04,497
Income before extraordinary items$725,0003,345
Extraordinary gains, net$022
Net income$725,0003,345
Minority interest net income$075
Net income of bank and minority interests.$725,0003,346
Net charge-offs$54,0002,250
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$707,0003,331
2015-03-31 (YTD Data)Rank
Total interest income$1,887,0002,967
Total interest expense$111,0004,080
Net interest income$1,776,0002,851
Provision for loan and lease losses$13,0003,153
Total noninterest income$711,0001,637
Gross Fiduciary activities income$14,000897
Service charges on deposit accounts$292,0001,028
Trading account gains and fees$0152
Additional Noninterest Income$405,0001,759
Total noninterest expense$2,364,0002,003
Salaries and employee benefits$1,188,0002,173
Premises and equipment expense$370,0001,597
Additional noninterest expense$806,0001,870
Pre-tax net operating income$110,0005,129
Securities gains (losses)$18,0001,268
Applicable income taxes$04,400
Income before extraordinary items$128,0004,867
Extraordinary gains, net$013
Net income$128,0004,869
Minority interest net income$064
Net income of bank and minority interests.$128,0004,871
Net charge-offs$2,0002,999
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$110,0004,962
2014-12-31 (YTD Data)Rank
Total interest income$7,670,0002,964
Total interest expense$529,0003,899
Net interest income$7,141,0002,844
Provision for loan and lease losses$-942,0006,346
Total noninterest income$2,730,0001,674
Gross Fiduciary activities income$50,000930
Service charges on deposit accounts$1,362,000972
Trading account gains and fees$0180
Additional Noninterest Income$1,318,0001,940
Total noninterest expense$9,399,0002,009
Salaries and employee benefits$4,681,0002,174
Premises and equipment expense$1,464,0001,602
Additional noninterest expense$3,254,0001,894
Pre-tax net operating income$1,414,0003,586
Securities gains (losses)$-10,0006,040
Applicable income taxes$04,531
Income before extraordinary items$1,404,0003,358
Extraordinary gains, net$017
Net income$1,404,0003,360
Minority interest net income$084
Net income of bank and minority interests.$1,404,0003,360
Net charge-offs$471,0001,529
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,414,0003,295
2014-09-30 (YTD Data)Rank
Total interest income$5,732,0002,993
Total interest expense$406,0003,909
Net interest income$5,326,0002,884
Provision for loan and lease losses$-962,0006,457
Total noninterest income$2,081,0001,668
Gross Fiduciary activities income$45,000906
Service charges on deposit accounts$1,024,000977
Trading account gains and fees$0174
Additional Noninterest Income$1,012,0001,910
Total noninterest expense$7,124,0001,995
Salaries and employee benefits$3,492,0002,193
Premises and equipment expense$1,111,0001,596
Additional noninterest expense$2,521,0001,830
Pre-tax net operating income$1,245,0003,364
Securities gains (losses)$-10,0006,157
Applicable income taxes$04,583
Income before extraordinary items$1,235,0003,081
Extraordinary gains, net$015
Net income$1,235,0003,081
Minority interest net income$081
Net income of bank and minority interests.$1,235,0003,082
Net charge-offs$315,0001,555
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,245,0003,025
2014-06-30 (YTD Data)Rank
Total interest income$3,785,0003,019
Total interest expense$278,0003,902
Net interest income$3,507,0002,913
Provision for loan and lease losses$-977,0006,559
Total noninterest income$1,408,0001,619
Gross Fiduciary activities income$30,000913
Service charges on deposit accounts$677,000971
Trading account gains and fees$0172
Additional Noninterest Income$701,0001,851
Total noninterest expense$4,763,0001,991
Salaries and employee benefits$2,345,0002,183
Premises and equipment expense$740,0001,605
Additional noninterest expense$1,678,0001,828
Pre-tax net operating income$1,129,0002,758
Securities gains (losses)$11,0001,900
Applicable income taxes$04,568
Income before extraordinary items$1,140,0002,421
Extraordinary gains, net$020
Net income$1,140,0002,425
Minority interest net income$080
Net income of bank and minority interests.$1,140,0002,425
Net charge-offs$178,0001,701
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,129,0002,394
2014-03-31 (YTD Data)Rank
Total interest income$1,881,0003,051
Total interest expense$144,0003,878
Net interest income$1,737,0002,943
Provision for loan and lease losses$19,0003,021
Total noninterest income$712,0001,572
Gross Fiduciary activities income$15,000905
Service charges on deposit accounts$338,000956
Trading account gains and fees$0147
Additional Noninterest Income$359,0001,793
Total noninterest expense$2,402,0001,977
Salaries and employee benefits$1,183,0002,174
Premises and equipment expense$373,0001,617
Additional noninterest expense$846,0001,797
Pre-tax net operating income$28,0005,961
Securities gains (losses)$3,0001,458
Applicable income taxes$04,445
Income before extraordinary items$31,0005,929
Extraordinary gains, net$016
Net income$31,0005,930
Minority interest net income$066
Net income of bank and minority interests.$31,0005,931
Net charge-offs$130,0001,204
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$28,0005,918
2013-12-31 (YTD Data)Rank
Total interest income$7,590,0003,051
Total interest expense$782,0003,497
Net interest income$6,808,0002,965
Provision for loan and lease losses$49,0004,312
Total noninterest income$2,390,0001,912
Gross Fiduciary activities income$48,000947
Service charges on deposit accounts$1,448,000955
Trading account gains and fees$0184
Additional Noninterest Income$894,0002,517
Total noninterest expense$9,842,0001,924
Salaries and employee benefits$4,838,0002,109
Premises and equipment expense$1,444,0001,633
Additional noninterest expense$3,560,0001,783
Pre-tax net operating income$-693,0006,517
Securities gains (losses)$148,0001,073
Applicable income taxes$-162,0006,531
Income before extraordinary items$-383,0006,460
Extraordinary gains, net$029
Net income$-383,0006,460
Minority interest net income$090
Net income of bank and minority interests.$-383,0006,461
Net charge-offs$384,0002,303
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$685,000254
Net operating income$-486,6006,478
2013-09-30 (YTD Data)Rank
Total interest income$5,705,0003,083
Total interest expense$613,0003,485
Net interest income$5,092,0002,997
Provision for loan and lease losses$24,0004,429
Total noninterest income$1,771,0001,962
Gross Fiduciary activities income$36,000937
Service charges on deposit accounts$1,063,000976
Trading account gains and fees$0180
Additional Noninterest Income$672,0002,569
Total noninterest expense$7,378,0001,926
Salaries and employee benefits$3,627,0002,113
Premises and equipment expense$1,080,0001,641
Additional noninterest expense$2,671,0001,774
Pre-tax net operating income$-539,0006,627
Securities gains (losses)$148,000980
Applicable income taxes$-162,0006,730
Income before extraordinary items$-229,0006,538
Extraordinary gains, net$025
Net income$-229,0006,539
Minority interest net income$084
Net income of bank and minority interests.$-229,0006,538
Net charge-offs$331,0002,022
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$685,000194
Net operating income$-323,7206,564
2013-06-30 (YTD Data)Rank
Total interest income$3,783,0003,102
Total interest expense$429,0003,435
Net interest income$3,354,0003,018
Provision for loan and lease losses$12,0004,449
Total noninterest income$1,141,0002,039
Gross Fiduciary activities income$24,000946
Service charges on deposit accounts$683,000988
Trading account gains and fees$0157
Additional Noninterest Income$434,0002,681
Total noninterest expense$4,896,0001,939
Salaries and employee benefits$2,416,0002,128
Premises and equipment expense$704,0001,680
Additional noninterest expense$1,776,0001,781
Pre-tax net operating income$-413,0006,653
Securities gains (losses)$109,0001,062
Applicable income taxes$-162,0006,798
Income before extraordinary items$-142,0006,556
Extraordinary gains, net$022
Net income$-142,0006,558
Minority interest net income$082
Net income of bank and minority interests.$-142,0006,558
Net charge-offs$117,0002,602
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$685,000140
Net operating income$-211,7606,581
2013-03-31 (YTD Data)Rank
Total interest income$1,883,0003,129
Total interest expense$227,0003,387
Net interest income$1,656,0003,065
Provision for loan and lease losses$9,0004,036
Total noninterest income$786,0001,589
Gross Fiduciary activities income$12,000948
Service charges on deposit accounts$341,000977
Trading account gains and fees$0148
Additional Noninterest Income$433,0001,749
Total noninterest expense$2,420,0001,976
Salaries and employee benefits$1,202,0002,147
Premises and equipment expense$352,0001,711
Additional noninterest expense$866,0001,825
Pre-tax net operating income$13,0006,224
Securities gains (losses)$4,0001,680
Applicable income taxes$-162,0006,945
Income before extraordinary items$179,0004,456
Extraordinary gains, net$010
Net income$179,0004,458
Minority interest net income$076
Net income of bank and minority interests.$179,0004,458
Net charge-offs$76,0002,104
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$175,0004,401
2012-12-31 (YTD Data)Rank
Total interest income$8,663,0002,911
Total interest expense$1,219,0003,163
Net interest income$7,444,0002,833
Provision for loan and lease losses$53,0005,164
Total noninterest income$998,0003,259
Gross Fiduciary activities income$127,000849
Service charges on deposit accounts$1,586,000895
Trading account gains and fees$0166
Additional Noninterest Income$-715,0006,971
Total noninterest expense$10,392,0001,854
Salaries and employee benefits$4,874,0002,048
Premises and equipment expense$1,701,0001,400
Additional noninterest expense$3,817,0001,735
Pre-tax net operating income$-2,003,0006,805
Securities gains (losses)$1,344,000395
Applicable income taxes$60,0003,803
Income before extraordinary items$-719,0006,653
Extraordinary gains, net$029
Net income$-719,0006,647
Minority interest net income$093
Net income of bank and minority interests.$-719,0006,649
Net charge-offs$327,0003,199
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$3,108,000127
Net operating income$-2,063,0006,820
2012-09-30 (YTD Data)Rank
Total interest income$6,651,0002,918
Total interest expense$960,0003,168
Net interest income$5,691,0002,819
Provision for loan and lease losses$33,0005,190
Total noninterest income$759,0003,263
Gross Fiduciary activities income$112,000828
Service charges on deposit accounts$1,172,000915
Trading account gains and fees$0157
Additional Noninterest Income$-525,0007,082
Total noninterest expense$7,791,0001,845
Salaries and employee benefits$3,680,0002,041
Premises and equipment expense$1,272,0001,417
Additional noninterest expense$2,839,0001,754
Pre-tax net operating income$-1,374,0006,902
Securities gains (losses)$633,000631
Applicable income taxes$45,0003,836
Income before extraordinary items$-786,0006,833
Extraordinary gains, net$020
Net income$-786,0006,831
Minority interest net income$086
Net income of bank and minority interests.$-786,0006,832
Net charge-offs$-53,0006,938
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$3,115,00087
Net operating income$-1,419,0006,917
2012-06-30 (YTD Data)Rank
Total interest income$4,483,0002,912
Total interest expense$670,0003,149
Net interest income$3,813,0002,812
Provision for loan and lease losses$23,0005,069
Total noninterest income$198,0004,880
Gross Fiduciary activities income$97,000793
Service charges on deposit accounts$763,000929
Trading account gains and fees$0153
Additional Noninterest Income$-662,0007,182
Total noninterest expense$5,146,0001,862
Salaries and employee benefits$2,471,0002,028
Premises and equipment expense$818,0001,450
Additional noninterest expense$1,857,0001,794
Pre-tax net operating income$-1,158,0006,995
Securities gains (losses)$341,000772
Applicable income taxes$30,0003,829
Income before extraordinary items$-847,0006,962
Extraordinary gains, net$019
Net income$-847,0006,961
Minority interest net income$084
Net income of bank and minority interests.$-847,0006,962
Net charge-offs$-162,0007,146
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$3,126,00063
Net operating income$-1,188,0007,011
2012-03-31 (YTD Data)Rank
Total interest income$2,290,0002,901
Total interest expense$356,0003,104
Net interest income$1,934,0002,802
Provision for loan and lease losses$21,0004,455
Total noninterest income$743,0001,611
Gross Fiduciary activities income$82,000702
Service charges on deposit accounts$376,000932
Trading account gains and fees$0148
Additional Noninterest Income$285,0002,172
Total noninterest expense$2,527,0001,896
Salaries and employee benefits$1,235,0002,034
Premises and equipment expense$424,0001,408
Additional noninterest expense$868,0001,908
Pre-tax net operating income$129,0005,120
Securities gains (losses)$182,000643
Applicable income taxes$10,0003,991
Income before extraordinary items$301,0003,652
Extraordinary gains, net$019
Net income$301,0003,655
Minority interest net income$078
Net income of bank and minority interests.$301,0003,655
Net charge-offs$116,0002,324
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$1,790,00046
Net operating income$124,4604,963
2011-12-31 (YTD Data)Rank
Total interest income$10,001,0002,757
Total interest expense$1,845,0002,937
Net interest income$8,156,0002,683
Provision for loan and lease losses$4,768,000815
Total noninterest income$-5,386,0007,335
Gross Fiduciary activities income$75,000875
Service charges on deposit accounts$1,766,000835
Trading account gains and fees$0146
Additional Noninterest Income$-7,227,0007,345
Total noninterest expense$11,600,0001,670
Salaries and employee benefits$4,913,0001,966
Premises and equipment expense$1,810,0001,375
Additional noninterest expense$4,877,0001,412
Pre-tax net operating income$-13,598,0007,260
Securities gains (losses)$105,0002,027
Applicable income taxes$2,216,000723
Income before extraordinary items$-15,709,0007,274
Extraordinary gains, net$029
Net income$-15,709,0007,274
Minority interest net income$096
Net income of bank and minority interests.$-15,709,0007,274
Net charge-offs$4,342,000900
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-15,814,0007,267
2011-09-30 (YTD Data)Rank
Total interest income$7,614,0002,749
Total interest expense$1,450,0002,933
Net interest income$6,164,0002,673
Provision for loan and lease losses$4,405,000693
Total noninterest income$-1,439,0007,378
Gross Fiduciary activities income$60,000859
Service charges on deposit accounts$1,339,000830
Trading account gains and fees$0145
Additional Noninterest Income$-2,838,0007,402
Total noninterest expense$8,695,0001,669
Salaries and employee benefits$3,687,0001,967
Premises and equipment expense$1,359,0001,386
Additional noninterest expense$3,649,0001,419
Pre-tax net operating income$-8,375,0007,315
Securities gains (losses)$60,0002,204
Applicable income taxes$-3,223,0007,391
Income before extraordinary items$-5,092,0007,247
Extraordinary gains, net$021
Net income$-5,092,0007,245
Minority interest net income$087
Net income of bank and minority interests.$-5,092,0007,246
Net charge-offs$3,794,000781
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-5,130,4007,245
2011-06-30 (YTD Data)Rank
Total interest income$5,097,0002,763
Total interest expense$1,012,0002,929
Net interest income$4,085,0002,693
Provision for loan and lease losses$4,036,000533
Total noninterest income$-1,494,0007,472
Gross Fiduciary activities income$47,000857
Service charges on deposit accounts$899,000814
Trading account gains and fees$0153
Additional Noninterest Income$-2,440,0007,481
Total noninterest expense$5,787,0001,691
Salaries and employee benefits$2,467,0001,976
Premises and equipment expense$907,0001,399
Additional noninterest expense$2,413,0001,456
Pre-tax net operating income$-7,232,0007,413
Securities gains (losses)$57,0001,512
Applicable income taxes$-2,767,0007,473
Income before extraordinary items$-4,408,0007,353
Extraordinary gains, net$015
Net income$-4,408,0007,353
Minority interest net income$089
Net income of bank and minority interests.$-4,408,0007,353
Net charge-offs$3,446,000613
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-4,444,4807,353
2011-03-31 (YTD Data)Rank
Total interest income$2,571,0002,761
Total interest expense$530,0002,903
Net interest income$2,041,0002,680
Provision for loan and lease losses$325,0001,844
Total noninterest income$689,0001,590
Gross Fiduciary activities income$30,000836
Service charges on deposit accounts$455,000789
Trading account gains and fees$0158
Additional Noninterest Income$204,0002,443
Total noninterest expense$2,770,0001,777
Salaries and employee benefits$1,241,0001,971
Premises and equipment expense$463,0001,398
Additional noninterest expense$1,066,0001,624
Pre-tax net operating income$-365,0007,003
Securities gains (losses)$23,0001,043
Applicable income taxes$-151,0007,346
Income before extraordinary items$-191,0006,872
Extraordinary gains, net$09
Net income$-191,0006,872
Minority interest net income$086
Net income of bank and minority interests.$-191,0006,872
Net charge-offs$193,0002,145
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-205,7206,877
2010-12-31 (YTD Data)Rank
Total interest income$12,078,0002,478
Total interest expense$2,689,0002,826
Net interest income$9,389,0002,323
Provision for loan and lease losses$3,481,0001,461
Total noninterest income$3,038,0001,538
Gross Fiduciary activities income$120,000845
Service charges on deposit accounts$1,995,000755
Trading account gains and fees$0175
Additional Noninterest Income$923,0002,278
Total noninterest expense$11,094,0001,774
Salaries and employee benefits$4,872,0001,986
Premises and equipment expense$1,903,0001,352
Additional noninterest expense$4,319,0001,666
Pre-tax net operating income$-2,148,0006,798
Securities gains (losses)$1,083,000454
Applicable income taxes$-312,0007,066
Income before extraordinary items$-753,0006,485
Extraordinary gains, net$029
Net income$-753,0006,486
Minority interest net income$0111
Net income of bank and minority interests.$-753,0006,486
Net charge-offs$4,044,0001,201
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-1,521,9306,725
2010-09-30 (YTD Data)Rank
Total interest income$9,271,0002,486
Total interest expense$2,080,0002,868
Net interest income$7,191,0002,324
Provision for loan and lease losses$1,670,0001,851
Total noninterest income$2,708,0001,346
Gross Fiduciary activities income$90,000826
Service charges on deposit accounts$1,464,000792
Trading account gains and fees$0165
Additional Noninterest Income$1,154,0001,637
Total noninterest expense$8,284,0001,776
Salaries and employee benefits$3,672,0001,979
Premises and equipment expense$1,439,0001,356
Additional noninterest expense$3,173,0001,676
Pre-tax net operating income$-55,0006,088
Securities gains (losses)$640,000600
Applicable income taxes$67,0003,388
Income before extraordinary items$518,0004,047
Extraordinary gains, net$023
Net income$518,0004,050
Minority interest net income$0110
Net income of bank and minority interests.$518,0004,050
Net charge-offs$2,540,0001,295
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-51,6006,117
2010-06-30 (YTD Data)Rank
Total interest income$6,297,0002,467
Total interest expense$1,447,0002,870
Net interest income$4,850,0002,301
Provision for loan and lease losses$944,0002,000
Total noninterest income$1,876,0001,291
Gross Fiduciary activities income$60,000841
Service charges on deposit accounts$928,000840
Trading account gains and fees$0152
Additional Noninterest Income$888,0001,412
Total noninterest expense$5,505,0001,790
Salaries and employee benefits$2,444,0001,990
Premises and equipment expense$973,0001,361
Additional noninterest expense$2,088,0001,694
Pre-tax net operating income$277,0004,520
Securities gains (losses)$227,000870
Applicable income taxes$83,0002,935
Income before extraordinary items$421,0003,696
Extraordinary gains, net$019
Net income$421,0003,694
Minority interest net income$0105
Net income of bank and minority interests.$421,0003,695
Net charge-offs$1,632,0001,309
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$230,3204,552
2010-03-31 (YTD Data)Rank
Total interest income$3,210,0002,481
Total interest expense$784,0002,798
Net interest income$2,426,0002,321
Provision for loan and lease losses$376,0002,131
Total noninterest income$1,086,0001,140
Gross Fiduciary activities income$30,000854
Service charges on deposit accounts$454,000861
Trading account gains and fees$0175
Additional Noninterest Income$602,0001,123
Total noninterest expense$2,646,0001,883
Salaries and employee benefits$1,232,0001,998
Premises and equipment expense$488,0001,396
Additional noninterest expense$926,0001,855
Pre-tax net operating income$490,0002,446
Securities gains (losses)$1,0002,151
Applicable income taxes$148,0001,746
Income before extraordinary items$343,0002,865
Extraordinary gains, net$016
Net income$343,0002,862
Minority interest net income$091
Net income of bank and minority interests.$343,0002,865
Net charge-offs$1,064,000998
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$342,3002,758
2009-12-31 (YTD Data)Rank
Total interest income$14,018,0002,377
Total interest expense$4,685,0002,400
Net interest income$9,333,0002,337
Provision for loan and lease losses$9,543,000906
Total noninterest income$1,904,0002,191
Gross Fiduciary activities income$90,000883
Service charges on deposit accounts$2,256,000748
Trading account gains and fees$0211
Additional Noninterest Income$-442,0007,793
Total noninterest expense$13,289,0001,559
Salaries and employee benefits$5,967,0001,660
Premises and equipment expense$2,061,0001,313
Additional noninterest expense$5,261,0001,412
Pre-tax net operating income$-11,595,0007,546
Securities gains (losses)$158,0001,750
Applicable income taxes$-4,407,0007,732
Income before extraordinary items$-7,030,0007,431
Extraordinary gains, net$034
Net income$-7,030,0007,430
Minority interest net income$0115
Net income of bank and minority interests.$-7,030,0007,430
Net charge-offs$9,283,000729
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-7,131,1207,452
2009-09-30 (YTD Data)Rank
Total interest income$10,668,0002,387
Total interest expense$3,717,0002,375
Net interest income$6,951,0002,344
Provision for loan and lease losses$7,257,000798
Total noninterest income$2,451,0001,536
Gross Fiduciary activities income$90,000832
Service charges on deposit accounts$1,705,000734
Trading account gains and fees$0212
Additional Noninterest Income$656,0002,382
Total noninterest expense$9,805,0001,568
Salaries and employee benefits$4,693,0001,603
Premises and equipment expense$1,535,0001,337
Additional noninterest expense$3,577,0001,503
Pre-tax net operating income$-7,660,0007,660
Securities gains (losses)$149,0001,515
Applicable income taxes$-3,056,0007,819
Income before extraordinary items$-4,455,0007,533
Extraordinary gains, net$027
Net income$-4,455,0007,533
Minority interest net income$0118
Net income of bank and minority interests.$-4,455,0007,533
Net charge-offs$6,960,000649
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-4,550,3607,548
2009-06-30 (YTD Data)Rank
Total interest income$7,214,0002,380
Total interest expense$2,570,0002,387
Net interest income$4,644,0002,348
Provision for loan and lease losses$4,078,000878
Total noninterest income$1,686,0001,523
Gross Fiduciary activities income$60,000838
Service charges on deposit accounts$1,132,000726
Trading account gains and fees$0193
Additional Noninterest Income$494,0002,246
Total noninterest expense$6,554,0001,590
Salaries and employee benefits$3,200,0001,603
Premises and equipment expense$1,038,0001,340
Additional noninterest expense$2,316,0001,582
Pre-tax net operating income$-4,302,0007,690
Securities gains (losses)$130,0001,294
Applicable income taxes$-1,719,0007,866
Income before extraordinary items$-2,453,0007,566
Extraordinary gains, net$021
Net income$-2,453,0007,565
Minority interest net income$0112
Net income of bank and minority interests.$-2,453,0007,565
Net charge-offs$3,893,000692
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-2,536,2007,590
2009-03-31 (YTD Data)Rank
Total interest income$3,653,0002,382
Total interest expense$1,312,0002,424
Net interest income$2,341,0002,327
Provision for loan and lease losses$1,199,0001,062
Total noninterest income$939,0001,355
Gross Fiduciary activities income$30,000855
Service charges on deposit accounts$568,000706
Trading account gains and fees$0171
Additional Noninterest Income$341,0001,791
Total noninterest expense$3,165,0001,594
Salaries and employee benefits$1,647,0001,581
Premises and equipment expense$494,0001,434
Additional noninterest expense$1,024,0001,580
Pre-tax net operating income$-1,084,0007,655
Securities gains (losses)$57,0001,250
Applicable income taxes$-461,0007,883
Income before extraordinary items$-566,0007,499
Extraordinary gains, net$015
Net income$-566,0007,500
Minority interest net income$0102
Net income of bank and minority interests.$-566,0007,500
Net charge-offs$1,359,000788
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-602,4807,510
2008-12-31 (YTD Data)Rank
Total interest income$17,331,0002,190
Total interest expense$6,956,0002,211
Net interest income$10,375,0002,140
Provision for loan and lease losses$7,595,000741
Total noninterest income$4,106,0001,252
Gross Fiduciary activities income$120,000861
Service charges on deposit accounts$2,738,000635
Trading account gains and fees$0154
Additional Noninterest Income$1,248,0001,827
Total noninterest expense$17,226,0001,144
Salaries and employee benefits$6,594,0001,570
Premises and equipment expense$2,029,0001,351
Additional noninterest expense$8,603,000765
Pre-tax net operating income$-10,340,0007,994
Securities gains (losses)$142,000901
Applicable income taxes$-2,598,0007,987
Income before extraordinary items$-7,600,0007,936
Extraordinary gains, net$039
Net income$-7,600,0007,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,722,000544
Cash dividends$752,0002,738
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-7,706,5007,972
2008-09-30 (YTD Data)Rank
Total interest income$13,465,0002,169
Total interest expense$5,441,0002,223
Net interest income$8,024,0002,089
Provision for loan and lease losses$2,137,0001,134
Total noninterest income$3,137,0001,265
Gross Fiduciary activities income$90,000866
Service charges on deposit accounts$2,046,000648
Trading account gains and fees$0148
Additional Noninterest Income$1,001,0001,814
Total noninterest expense$9,424,0001,550
Salaries and employee benefits$4,992,0001,574
Premises and equipment expense$1,183,0001,742
Additional noninterest expense$3,249,0001,378
Pre-tax net operating income$-400,0007,190
Securities gains (losses)$98,000981
Applicable income taxes$-412,0007,834
Income before extraordinary items$110,0006,124
Extraordinary gains, net$031
Net income$110,0006,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,523,000575
Cash dividends$752,0002,173
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$47,2806,584
2008-06-30 (YTD Data)Rank
Total interest income$9,375,0002,106
Total interest expense$3,847,0002,188
Net interest income$5,528,0002,020
Provision for loan and lease losses$1,692,000876
Total noninterest income$2,039,0001,312
Gross Fiduciary activities income$60,000879
Service charges on deposit accounts$1,363,000633
Trading account gains and fees$0149
Additional Noninterest Income$616,0001,968
Total noninterest expense$6,208,0001,562
Salaries and employee benefits$3,313,0001,590
Premises and equipment expense$900,0001,549
Additional noninterest expense$1,995,0001,467
Pre-tax net operating income$-333,0007,469
Securities gains (losses)$60,0001,307
Applicable income taxes$-327,0008,087
Income before extraordinary items$54,0006,673
Extraordinary gains, net$021
Net income$54,0006,672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,466,000671
Cash dividends$752,0001,769
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$15,6006,866
2008-03-31 (YTD Data)Rank
Total interest income$5,058,0002,013
Total interest expense$2,059,0002,190
Net interest income$2,999,0001,864
Provision for loan and lease losses$1,066,000602
Total noninterest income$958,0001,378
Gross Fiduciary activities income$30,000897
Service charges on deposit accounts$669,000636
Trading account gains and fees$0158
Additional Noninterest Income$259,0002,166
Total noninterest expense$3,050,0001,584
Salaries and employee benefits$1,651,0001,601
Premises and equipment expense$448,0001,558
Additional noninterest expense$951,0001,513
Pre-tax net operating income$-159,0007,678
Securities gains (losses)$29,0001,385
Applicable income taxes$-145,0008,208
Income before extraordinary items$15,0007,082
Extraordinary gains, net$015
Net income$15,0007,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$844,000513
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-3,5607,218
2007-12-31 (YTD Data)Rank
Total interest income$24,668,0001,736
Total interest expense$9,099,0002,097
Net interest income$15,569,0001,437
Provision for loan and lease losses$1,773,000931
Total noninterest income$2,981,0001,648
Gross Fiduciary activities income$120,000892
Service charges on deposit accounts$2,523,000702
Trading account gains and fees$0178
Additional Noninterest Income$338,0004,031
Total noninterest expense$12,277,0001,504
Salaries and employee benefits$6,693,0001,514
Premises and equipment expense$1,699,0001,564
Additional noninterest expense$3,885,0001,427
Pre-tax net operating income$4,500,0001,802
Securities gains (losses)$-70,0008,079
Applicable income taxes$1,303,0001,561
Income before extraordinary items$3,127,0001,974
Extraordinary gains, net$039
Net income$3,127,0001,973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,236,000867
Cash dividends$1,504,0001,985
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,176,7001,932
2007-09-30 (YTD Data)Rank
Total interest income$18,918,0001,709
Total interest expense$6,842,0002,087
Net interest income$12,076,0001,399
Provision for loan and lease losses$210,0002,918
Total noninterest income$2,737,0001,406
Gross Fiduciary activities income$90,000890
Service charges on deposit accounts$1,798,000734
Trading account gains and fees$0184
Additional Noninterest Income$849,0002,044
Total noninterest expense$9,358,0001,457
Salaries and employee benefits$5,240,0001,454
Premises and equipment expense$1,613,0001,222
Additional noninterest expense$2,505,0001,630
Pre-tax net operating income$5,245,0001,304
Securities gains (losses)$-70,0008,235
Applicable income taxes$1,702,0001,102
Income before extraordinary items$3,473,0001,469
Extraordinary gains, net$033
Net income$3,473,0001,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$307,0001,511
Cash dividends$752,0002,373
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,519,9001,439
2007-06-30 (YTD Data)Rank
Total interest income$12,627,0001,723
Total interest expense$4,471,0002,130
Net interest income$8,156,0001,401
Provision for loan and lease losses$43,0004,574
Total noninterest income$1,684,0001,534
Gross Fiduciary activities income$60,000899
Service charges on deposit accounts$1,130,000788
Trading account gains and fees$0168
Additional Noninterest Income$494,0002,259
Total noninterest expense$6,225,0001,476
Salaries and employee benefits$3,498,0001,470
Premises and equipment expense$1,056,0001,264
Additional noninterest expense$1,671,0001,621
Pre-tax net operating income$3,572,0001,321
Securities gains (losses)$13,000798
Applicable income taxes$1,188,0001,119
Income before extraordinary items$2,397,0001,462
Extraordinary gains, net$029
Net income$2,397,0001,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$264,0001,109
Cash dividends$752,0001,878
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,388,2901,453
2007-03-31 (YTD Data)Rank
Total interest income$6,232,0001,736
Total interest expense$2,211,0002,136
Net interest income$4,021,0001,422
Provision for loan and lease losses$19,0004,447
Total noninterest income$812,0001,563
Gross Fiduciary activities income$30,000910
Service charges on deposit accounts$536,000798
Trading account gains and fees$0195
Additional Noninterest Income$246,0002,237
Total noninterest expense$3,011,0001,524
Salaries and employee benefits$1,729,0001,503
Premises and equipment expense$501,0001,336
Additional noninterest expense$781,0001,719
Pre-tax net operating income$1,803,0001,297
Securities gains (losses)$5,000805
Applicable income taxes$594,0001,132
Income before extraordinary items$1,214,0001,436
Extraordinary gains, net$022
Net income$1,214,0001,436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0001,024
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,210,6501,426
2006-12-31 (YTD Data)Rank
Total interest income$23,960,0001,684
Total interest expense$7,659,0002,121
Net interest income$16,301,0001,396
Provision for loan and lease losses$34,0005,951
Total noninterest income$3,624,0001,390
Gross Fiduciary activities income$120,000900
Service charges on deposit accounts$2,519,000701
Trading account gains and fees$0130
Additional Noninterest Income$985,0002,250
Total noninterest expense$11,634,0001,538
Salaries and employee benefits$6,601,0001,502
Premises and equipment expense$2,040,0001,261
Additional noninterest expense$2,993,0001,764
Pre-tax net operating income$8,257,0001,196
Securities gains (losses)$-3,0006,969
Applicable income taxes$2,806,000996
Income before extraordinary items$5,448,0001,340
Extraordinary gains, net$051
Net income$5,448,0001,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$233,0001,988
Cash dividends$1,435,0001,998
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,449,9801,329
2006-09-30 (YTD Data)Rank
Total interest income$17,691,0001,697
Total interest expense$5,408,0002,178
Net interest income$12,283,0001,408
Provision for loan and lease losses$22,0005,933
Total noninterest income$2,723,0001,407
Gross Fiduciary activities income$90,000895
Service charges on deposit accounts$1,913,000695
Trading account gains and fees$0126
Additional Noninterest Income$720,0002,286
Total noninterest expense$8,689,0001,547
Salaries and employee benefits$4,961,0001,505
Premises and equipment expense$1,563,0001,240
Additional noninterest expense$2,165,0001,791
Pre-tax net operating income$6,295,0001,226
Securities gains (losses)$2,0001,183
Applicable income taxes$2,169,0001,032
Income before extraordinary items$4,128,0001,376
Extraordinary gains, net$045
Net income$4,128,0001,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0001,997
Cash dividends$683,0002,475
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,126,6801,360
2006-06-30 (YTD Data)Rank
Total interest income$11,546,0001,694
Total interest expense$3,391,0002,195
Net interest income$8,155,0001,417
Provision for loan and lease losses$13,0005,851
Total noninterest income$1,806,0001,412
Gross Fiduciary activities income$118,000769
Service charges on deposit accounts$1,265,000688
Trading account gains and fees$0126
Additional Noninterest Income$423,0002,476
Total noninterest expense$5,758,0001,558
Salaries and employee benefits$3,315,0001,499
Premises and equipment expense$1,038,0001,246
Additional noninterest expense$1,405,0001,858
Pre-tax net operating income$4,190,0001,202
Securities gains (losses)$2,000970
Applicable income taxes$1,435,0001,043
Income before extraordinary items$2,757,0001,362
Extraordinary gains, net$039
Net income$2,757,0001,363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0001,922
Cash dividends$683,0001,929
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,755,6801,352
2006-03-31 (YTD Data)Rank
Total interest income$5,595,0001,702
Total interest expense$1,568,0002,244
Net interest income$4,027,0001,428
Provision for loan and lease losses$9,0005,345
Total noninterest income$830,0001,470
Gross Fiduciary activities income$30,000919
Service charges on deposit accounts$604,000696
Trading account gains and fees$0115
Additional Noninterest Income$196,0002,526
Total noninterest expense$2,863,0001,568
Salaries and employee benefits$1,662,0001,494
Premises and equipment expense$526,0001,234
Additional noninterest expense$675,0001,935
Pre-tax net operating income$1,985,0001,247
Securities gains (losses)$0955
Applicable income taxes$678,0001,077
Income before extraordinary items$1,307,0001,403
Extraordinary gains, net$021
Net income$1,307,0001,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0001,440
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,307,0001,377
2005-12-31 (YTD Data)Rank
Total interest income$20,239,0001,664
Total interest expense$4,958,0002,209
Net interest income$15,281,0001,424
Provision for loan and lease losses$-420,0008,740
Total noninterest income$2,925,0001,650
Gross Fiduciary activities income$180,000826
Service charges on deposit accounts$2,333,000743
Trading account gains and fees$0138
Additional Noninterest Income$412,0003,733
Total noninterest expense$11,140,0001,540
Salaries and employee benefits$6,364,0001,473
Premises and equipment expense$2,105,0001,160
Additional noninterest expense$2,671,0001,901
Pre-tax net operating income$7,486,0001,276
Securities gains (losses)$-15,0007,693
Applicable income taxes$2,647,0001,076
Income before extraordinary items$4,824,0001,465
Extraordinary gains, net$046
Net income$4,824,0001,465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0002,889
Cash dividends$1,196,0002,172
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,833,7501,442
2005-09-30 (YTD Data)Rank
Total interest income$14,910,0001,661
Total interest expense$3,539,0002,192
Net interest income$11,371,0001,415
Provision for loan and lease losses$58,0005,018
Total noninterest income$2,401,0001,523
Gross Fiduciary activities income$120,000838
Service charges on deposit accounts$1,670,000775
Trading account gains and fees$0126
Additional Noninterest Income$611,0002,528
Total noninterest expense$8,286,0001,540
Salaries and employee benefits$4,780,0001,452
Premises and equipment expense$1,572,0001,157
Additional noninterest expense$1,934,0001,926
Pre-tax net operating income$5,428,0001,323
Securities gains (losses)$-5,0007,675
Applicable income taxes$1,816,0001,174
Income before extraordinary items$3,607,0001,478
Extraordinary gains, net$035
Net income$3,607,0001,479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0002,622
Cash dividends$581,0002,575
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,610,3501,450
2005-06-30 (YTD Data)Rank
Total interest income$9,663,0001,659
Total interest expense$2,233,0002,202
Net interest income$7,430,0001,423
Provision for loan and lease losses$47,0004,683
Total noninterest income$1,506,0001,592
Gross Fiduciary activities income$90,000821
Service charges on deposit accounts$1,001,000853
Trading account gains and fees$0116
Additional Noninterest Income$415,0002,481
Total noninterest expense$5,483,0001,544
Salaries and employee benefits$3,166,0001,461
Premises and equipment expense$1,061,0001,128
Additional noninterest expense$1,256,0001,948
Pre-tax net operating income$3,406,0001,377
Securities gains (losses)$02,146
Applicable income taxes$1,119,0001,240
Income before extraordinary items$2,287,0001,512
Extraordinary gains, net$030
Net income$2,287,0001,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0001,968
Cash dividends$581,0002,000
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,287,0001,483
2005-03-31 (YTD Data)Rank
Total interest income$4,695,0001,671
Total interest expense$1,087,0002,159
Net interest income$3,608,0001,467
Provision for loan and lease losses$18,0004,743
Total noninterest income$676,0001,699
Gross Fiduciary activities income$60,000766
Service charges on deposit accounts$424,000974
Trading account gains and fees$0115
Additional Noninterest Income$192,0002,543
Total noninterest expense$2,714,0001,562
Salaries and employee benefits$1,580,0001,469
Premises and equipment expense$523,0001,156
Additional noninterest expense$611,0002,005
Pre-tax net operating income$1,552,0001,469
Securities gains (losses)$01,685
Applicable income taxes$507,0001,344
Income before extraordinary items$1,045,0001,597
Extraordinary gains, net$024
Net income$1,045,0001,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0001,959
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,045,0001,579
2004-12-31 (YTD Data)Rank
Total interest income$18,456,0001,558
Total interest expense$3,810,0002,134
Net interest income$14,646,0001,376
Provision for loan and lease losses$286,0003,024
Total noninterest income$3,037,0001,581
Gross Fiduciary activities income$195,000796
Service charges on deposit accounts$2,028,000858
Trading account gains and fees$0138
Additional Noninterest Income$814,0002,470
Total noninterest expense$11,221,0001,448
Salaries and employee benefits$6,359,0001,394
Premises and equipment expense$2,188,0001,056
Additional noninterest expense$2,674,0001,823
Pre-tax net operating income$6,176,0001,393
Securities gains (losses)$52,0001,708
Applicable income taxes$2,033,0001,253
Income before extraordinary items$4,195,0001,536
Extraordinary gains, net$034
Net income$4,195,0001,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$364,0001,714
Cash dividends$3,163,000932
Sale, conversion, retirement of capital stock, net$-6,329,0008,966
Net operating income$4,160,1601,507
2004-09-30 (YTD Data)Rank
Total interest income$13,428,0001,591
Total interest expense$2,840,0002,111
Net interest income$10,588,0001,415
Provision for loan and lease losses$243,0002,624
Total noninterest income$2,327,0001,565
Gross Fiduciary activities income$120,000833
Service charges on deposit accounts$1,566,000834
Trading account gains and fees$0134
Additional Noninterest Income$641,0002,405
Total noninterest expense$8,441,0001,442
Salaries and employee benefits$4,796,0001,378
Premises and equipment expense$1,636,0001,055
Additional noninterest expense$2,009,0001,787
Pre-tax net operating income$4,231,0001,522
Securities gains (losses)$48,0001,694
Applicable income taxes$1,378,0001,384
Income before extraordinary items$2,901,0001,671
Extraordinary gains, net$026
Net income$2,901,0001,672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$328,0001,354
Cash dividends$1,322,0001,397
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,868,3601,646
2004-06-30 (YTD Data)Rank
Total interest income$8,857,0001,595
Total interest expense$1,895,0002,084
Net interest income$6,962,0001,422
Provision for loan and lease losses$205,0002,159
Total noninterest income$1,505,0001,585
Gross Fiduciary activities income$60,000909
Service charges on deposit accounts$1,026,000844
Trading account gains and fees$0130
Additional Noninterest Income$419,0002,438
Total noninterest expense$5,645,0001,430
Salaries and employee benefits$3,224,0001,360
Premises and equipment expense$1,082,0001,074
Additional noninterest expense$1,339,0001,786
Pre-tax net operating income$2,617,0001,608
Securities gains (losses)$48,0001,489
Applicable income taxes$850,0001,457
Income before extraordinary items$1,815,0001,747
Extraordinary gains, net$021
Net income$1,815,0001,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0001,783
Cash dividends$1,072,0001,188
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,782,3601,723
2004-03-31 (YTD Data)Rank
Total interest income$4,428,0001,594
Total interest expense$951,0002,102
Net interest income$3,477,0001,422
Provision for loan and lease losses$128,0001,725
Total noninterest income$724,0001,622
Gross Fiduciary activities income$30,000921
Service charges on deposit accounts$511,000827
Trading account gains and fees$0121
Additional Noninterest Income$183,0002,624
Total noninterest expense$2,766,0001,476
Salaries and employee benefits$1,596,0001,392
Premises and equipment expense$549,0001,083
Additional noninterest expense$621,0001,904
Pre-tax net operating income$1,307,0001,582
Securities gains (losses)$9,0002,096
Applicable income taxes$418,0001,495
Income before extraordinary items$898,0001,746
Extraordinary gains, net$016
Net income$898,0001,746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0002,238
Cash dividends$250,0001,912
Sale, conversion, retirement of capital stock, net$0464
Net operating income$891,8801,677
2003-12-31 (YTD Data)Rank
Total interest income$18,737,0001,534
Total interest expense$3,926,0002,246
Net interest income$14,811,0001,321
Provision for loan and lease losses$636,0001,766
Total noninterest income$3,344,0001,542
Gross Fiduciary activities income$204,000797
Service charges on deposit accounts$2,186,000790
Trading account gains and fees$0160
Additional Noninterest Income$954,0002,461
Total noninterest expense$11,566,0001,387
Salaries and employee benefits$6,588,0001,300
Premises and equipment expense$2,027,0001,127
Additional noninterest expense$2,951,0001,656
Pre-tax net operating income$5,953,0001,387
Securities gains (losses)$86,0002,025
Applicable income taxes$1,922,0001,328
Income before extraordinary items$4,117,0001,525
Extraordinary gains, net$054
Net income$4,117,0001,526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$411,0001,849
Cash dividends$3,205,000938
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,058,5201,474
2003-09-30 (YTD Data)Rank
Total interest income$14,236,0001,540
Total interest expense$2,957,0002,328
Net interest income$11,279,0001,303
Provision for loan and lease losses$463,0001,771
Total noninterest income$2,502,0001,583
Gross Fiduciary activities income$138,000825
Service charges on deposit accounts$1,594,000816
Trading account gains and fees$0153
Additional Noninterest Income$770,0002,423
Total noninterest expense$8,699,0001,395
Salaries and employee benefits$5,041,0001,292
Premises and equipment expense$1,528,0001,126
Additional noninterest expense$2,130,0001,700
Pre-tax net operating income$4,619,0001,401
Securities gains (losses)$7,0003,479
Applicable income taxes$1,579,0001,290
Income before extraordinary items$3,047,0001,589
Extraordinary gains, net$040
Net income$3,047,0001,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$340,0001,573
Cash dividends$1,533,0001,245
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,042,3801,519
2003-06-30 (YTD Data)Rank
Total interest income$9,544,0001,549
Total interest expense$1,890,0002,507
Net interest income$7,654,0001,283
Provision for loan and lease losses$303,0001,761
Total noninterest income$1,582,0001,651
Gross Fiduciary activities income$72,000898
Service charges on deposit accounts$1,023,000830
Trading account gains and fees$0150
Additional Noninterest Income$487,0002,476
Total noninterest expense$5,825,0001,389
Salaries and employee benefits$3,365,0001,284
Premises and equipment expense$1,026,0001,119
Additional noninterest expense$1,434,0001,680
Pre-tax net operating income$3,108,0001,378
Securities gains (losses)$2,0003,460
Applicable income taxes$1,068,0001,301
Income before extraordinary items$2,042,0001,589
Extraordinary gains, net$030
Net income$2,042,0001,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0001,599
Cash dividends$1,083,0001,220
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,040,6801,489
2003-03-31 (YTD Data)Rank
Total interest income$4,757,0001,557
Total interest expense$915,0002,618
Net interest income$3,842,0001,270
Provision for loan and lease losses$147,0001,834
Total noninterest income$743,0001,689
Gross Fiduciary activities income$30,000949
Service charges on deposit accounts$495,000833
Trading account gains and fees$0134
Additional Noninterest Income$218,0002,578
Total noninterest expense$2,905,0001,380
Salaries and employee benefits$1,664,0001,305
Premises and equipment expense$512,0001,131
Additional noninterest expense$729,0001,619
Pre-tax net operating income$1,533,0001,402
Securities gains (losses)$2,0002,590
Applicable income taxes$526,0001,310
Income before extraordinary items$1,009,0001,595
Extraordinary gains, net$021
Net income$1,009,0001,594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,624
Cash dividends$470,0001,291
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,007,6801,498
2002-12-31 (YTD Data)Rank
Total interest income$18,841,0001,629
Total interest expense$4,646,0002,390
Net interest income$14,195,0001,364
Provision for loan and lease losses$1,071,0001,270
Total noninterest income$2,888,0001,609
Gross Fiduciary activities income$190,000847
Service charges on deposit accounts$2,056,000783
Trading account gains and fees$0153
Additional Noninterest Income$642,0002,854
Total noninterest expense$10,761,0001,429
Salaries and employee benefits$6,345,0001,281
Premises and equipment expense$2,029,0001,085
Additional noninterest expense$2,387,0001,941
Pre-tax net operating income$5,251,0001,560
Securities gains (losses)$125,0001,551
Applicable income taxes$1,829,0001,392
Income before extraordinary items$3,547,0001,687
Extraordinary gains, net$070
Net income$3,547,0001,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0003,062
Cash dividends$1,059,0002,144
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,464,5001,675
2001-12-31 (YTD Data)Rank
Total interest income$18,980,0001,797
Total interest expense$7,387,0002,172
Net interest income$11,593,0001,535
Provision for loan and lease losses$672,0001,732
Total noninterest income$2,677,0001,612
Gross Fiduciary activities income$170,000881
Service charges on deposit accounts$1,872,000783
Trading account gains and fees$0177
Additional Noninterest Income$635,0002,735
Total noninterest expense$9,521,0001,539
Salaries and employee benefits$5,748,0001,293
Premises and equipment expense$1,676,0001,274
Additional noninterest expense$2,097,0002,141
Pre-tax net operating income$4,077,0001,748
Securities gains (losses)$54,0002,273
Applicable income taxes$1,324,0001,670
Income before extraordinary items$2,807,0001,876
Extraordinary gains, net$0105
Net income$2,807,0001,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$932,000990
Cash dividends$1,042,0002,169
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,770,2801,819
2000-12-31 (YTD Data)Rank
Total interest income$19,721,0001,759
Total interest expense$7,413,0002,288
Net interest income$12,308,0001,429
Provision for loan and lease losses$734,0001,364
Total noninterest income$2,631,0001,516
Gross Fiduciary activities income$243,000763
Service charges on deposit accounts$1,804,000753
Trading account gains and fees$0180
Additional Noninterest Income$584,0002,672
Total noninterest expense$9,400,0001,478
Salaries and employee benefits$5,299,0001,341
Premises and equipment expense$1,675,0001,213
Additional noninterest expense$2,426,0001,823
Pre-tax net operating income$4,805,0001,535
Securities gains (losses)$-3,0007,730
Applicable income taxes$1,602,0001,418
Income before extraordinary items$3,200,0001,638
Extraordinary gains, net$038
Net income$3,200,0001,638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,185,000665
Cash dividends$799,0002,686
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,202,0101,632
1999-12-31 (YTD Data)Rank
Total interest income$17,800,0001,825
Total interest expense$6,492,0002,272
Net interest income$11,308,0001,544
Provision for loan and lease losses$1,460,000716
Total noninterest income$2,304,0001,679
Gross Fiduciary activities income$120,000963
Service charges on deposit accounts$1,530,000866
Trading account gains and fees$0173
Additional Noninterest Income$654,0002,482
Total noninterest expense$9,059,0001,535
Salaries and employee benefits$5,185,0001,336
Premises and equipment expense$1,634,0001,240
Additional noninterest expense$2,240,0001,950
Pre-tax net operating income$3,093,0002,344
Securities gains (losses)$-3,0008,917
Applicable income taxes$951,0002,299
Income before extraordinary items$2,139,0002,439
Extraordinary gains, net$035
Net income$2,139,0002,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$579,0001,084
Cash dividends$1,865,0001,447
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,141,0702,397
1998-12-31 (YTD Data)Rank
Total interest income$17,702,0001,833
Total interest expense$6,395,0002,348
Net interest income$11,307,0001,500
Provision for loan and lease losses$530,0001,644
Total noninterest income$2,326,0001,642
Gross Fiduciary activities income$195,000875
Service charges on deposit accounts$1,459,000846
Trading account gains and fees$0224
Additional Noninterest Income$672,0002,468
Total noninterest expense$8,691,0001,530
Salaries and employee benefits$4,899,0001,338
Premises and equipment expense$1,536,0001,252
Additional noninterest expense$2,256,0001,869
Pre-tax net operating income$4,412,0001,671
Securities gains (losses)$12,0002,822
Applicable income taxes$1,480,0001,658
Income before extraordinary items$2,944,0001,791
Extraordinary gains, net$032
Net income$2,944,0001,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$835,000865
Cash dividends$1,008,0002,185
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,935,9601,720
1997-12-31 (YTD Data)Rank
Total interest income$16,525,0001,982
Total interest expense$5,869,0002,542
Net interest income$10,656,0001,624
Provision for loan and lease losses$718,0001,309
Total noninterest income$2,264,0001,596
Gross Fiduciary activities income$180,000920
Service charges on deposit accounts$1,533,000837
Trading account gains and fees$0239
Additional Noninterest Income$551,0002,651
Total noninterest expense$7,927,0001,650
Salaries and employee benefits$4,552,0001,436
Premises and equipment expense$1,275,0001,521
Additional noninterest expense$2,100,0002,006
Pre-tax net operating income$4,275,0001,787
Securities gains (losses)$-14,00010,204
Applicable income taxes$1,446,0001,759
Income before extraordinary items$2,815,0001,870
Extraordinary gains, net$044
Net income$2,815,0001,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0003,318
Cash dividends$889,0002,414
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,824,2401,816
1996-12-31 (YTD Data)Rank
Total interest income$14,352,0002,330
Total interest expense$4,956,0003,027
Net interest income$9,396,0001,900
Provision for loan and lease losses$365,0002,228
Total noninterest income$2,226,0001,684
Gross Fiduciary activities income$180,000996
Service charges on deposit accounts$1,508,000880
Trading account gains and fees$0262
Additional Noninterest Income$538,0002,778
Total noninterest expense$7,313,0001,929
Salaries and employee benefits$4,136,0001,616
Premises and equipment expense$1,095,0001,828
Additional noninterest expense$2,082,0002,368
Pre-tax net operating income$3,944,0001,820
Securities gains (losses)$-3,0009,684
Applicable income taxes$1,264,0001,916
Income before extraordinary items$2,677,0001,846
Extraordinary gains, net$053
Net income$2,677,0001,847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,0002,562
Cash dividends$808,0002,469
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,679,0401,811
1995-12-31 (YTD Data)Rank
Total interest income$12,765,0002,622
Total interest expense$4,374,0003,402
Net interest income$8,391,0002,139
Provision for loan and lease losses$31,0007,042
Total noninterest income$2,212,0001,688
Gross Fiduciary activities income$180,0001,030
Service charges on deposit accounts$1,576,000836
Trading account gains and fees$0522
Additional Noninterest Income$456,0003,045
Total noninterest expense$6,947,0001,986
Salaries and employee benefits$3,883,0001,713
Premises and equipment expense$954,0002,100
Additional noninterest expense$2,110,0002,304
Pre-tax net operating income$3,625,0002,030
Securities gains (losses)$-22,00010,616
Applicable income taxes$1,080,0002,225
Income before extraordinary items$2,523,0001,999
Extraordinary gains, net$065
Net income$2,523,0001,996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,320
Cash dividends$886,0002,263
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,538,4001,959
1994-12-31 (YTD Data)Rank
Total interest income$11,336,0002,681
Total interest expense$3,698,0003,302
Net interest income$7,638,0002,364
Provision for loan and lease losses$85,0004,903
Total noninterest income$1,913,0001,891
Gross Fiduciary activities income$185,0001,035
Service charges on deposit accounts$1,436,000908
Trading account gains and fees$0475
Additional Noninterest Income$292,0004,158
Total noninterest expense$6,932,0002,062
Salaries and employee benefits$3,974,0001,687
Premises and equipment expense$875,0002,306
Additional noninterest expense$2,083,0002,489
Pre-tax net operating income$2,534,0002,790
Securities gains (losses)$3,0002,889
Applicable income taxes$711,0003,053
Income before extraordinary items$1,826,0002,658
Extraordinary gains, net$0249
Net income$1,826,0002,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0002,004
Cash dividends$407,0003,653
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,823,8402,676
1993-12-31 (YTD Data)Rank
Total interest income$11,161,0002,781
Total interest expense$4,028,0003,156
Net interest income$7,133,0002,513
Provision for loan and lease losses$525,0002,025
Total noninterest income$1,944,0002,019
Gross Fiduciary activities income$105,0001,197
Service charges on deposit accounts$1,392,000951
Trading account gains and fees$0532
Additional Noninterest Income$447,0003,505
Total noninterest expense$6,569,0002,215
Salaries and employee benefits$3,752,0001,784
Premises and equipment expense$954,0002,154
Additional noninterest expense$1,863,0002,899
Pre-tax net operating income$1,983,0003,344
Securities gains (losses)$-105,00013,184
Applicable income taxes$446,0004,614
Income before extraordinary items$1,432,0003,386
Extraordinary gains, net$170,0001,129
Net income$1,602,0003,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$839,0001,288
Cash dividends$565,0002,790
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,511,8003,053
1992-12-31 (YTD Data)Rank
Total interest income$12,378,0002,827
Total interest expense$4,953,0003,338
Net interest income$7,425,0002,438
Provision for loan and lease losses$637,0002,529
Total noninterest income$1,775,0002,108
Gross Fiduciary activities income$105,0001,238
Service charges on deposit accounts$1,280,0001,014
Trading account gains and fees$0504
Additional Noninterest Income$390,0003,768
Total noninterest expense$6,412,0002,280
Salaries and employee benefits$3,289,0001,999
Premises and equipment expense$927,0002,239
Additional noninterest expense$2,196,0002,600
Pre-tax net operating income$2,151,0002,893
Securities gains (losses)$-79,00013,752
Applicable income taxes$467,0004,225
Income before extraordinary items$1,605,0002,867
Extraordinary gains, net$01,422
Net income$1,605,0002,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$743,0001,910
Cash dividends$668,0002,220
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,665,8302,557

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.