Home > First National Bank of Grapevine > Income and Expense
First National Bank of Grapevine, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $12,745,000 | 2,622 |
Total interest expense | $4,359,000 | 3,421 |
Net interest income | $8,386,000 | 2,134 |
Provision for loan and lease losses | $120,000 | 4,568 |
Total noninterest income | $3,117,000 | 1,323 |
Gross Fiduciary activities income | $0 | 1,526 |
Service charges on deposit accounts | $2,373,000 | 578 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $744,000 | 2,200 |
Total noninterest expense | $7,450,000 | 1,897 |
Salaries and employee benefits | $3,058,000 | 2,187 |
Premises and equipment expense | $941,000 | 2,119 |
Additional noninterest expense | $3,451,000 | 1,533 |
Pre-tax net operating income | $3,933,000 | 1,827 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $1,123,000 | 2,121 |
Income before extraordinary items | $2,810,000 | 1,760 |
Extraordinary gains, net | $0 | 53 |
Net income | $2,810,000 | 1,761 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $118,000 | 3,617 |
Cash dividends | $2,890,000 | 996 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $2,810,000 | 1,724 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $13,223,000 | 2,529 |
Total interest expense | $4,543,000 | 3,286 |
Net interest income | $8,680,000 | 2,074 |
Provision for loan and lease losses | $200,000 | 2,992 |
Total noninterest income | $3,330,000 | 1,276 |
Gross Fiduciary activities income | $0 | 1,590 |
Service charges on deposit accounts | $2,500,000 | 559 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $830,000 | 2,047 |
Total noninterest expense | $8,333,000 | 1,687 |
Salaries and employee benefits | $3,610,000 | 1,843 |
Premises and equipment expense | $1,099,000 | 1,841 |
Additional noninterest expense | $3,624,000 | 1,449 |
Pre-tax net operating income | $3,477,000 | 2,115 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $858,000 | 2,710 |
Income before extraordinary items | $2,619,000 | 1,908 |
Extraordinary gains, net | $0 | 65 |
Net income | $2,619,000 | 1,905 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $251,000 | 2,180 |
Cash dividends | $2,800,000 | 971 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $2,619,000 | 1,895 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $10,351,000 | 2,937 |
Total interest expense | $3,223,000 | 3,711 |
Net interest income | $7,128,000 | 2,534 |
Provision for loan and lease losses | $311,000 | 2,190 |
Total noninterest income | $2,650,000 | 1,491 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $2,043,000 | 671 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $607,000 | 2,564 |
Total noninterest expense | $7,291,000 | 1,962 |
Salaries and employee benefits | $3,132,000 | 2,108 |
Premises and equipment expense | $942,000 | 2,143 |
Additional noninterest expense | $3,217,000 | 1,702 |
Pre-tax net operating income | $2,176,000 | 3,211 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $312,000 | 5,729 |
Income before extraordinary items | $1,864,000 | 2,604 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,864,000 | 2,604 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $69,000 | 4,456 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,864,000 | 2,628 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $669,000 | 12,859 |
Total interest expense | $236,000 | 12,880 |
Net interest income | $433,000 | 12,732 |
Provision for loan and lease losses | $-6,000 | 12,466 |
Total noninterest income | $194,000 | 9,338 |
Gross Fiduciary activities income | $0 | 1,630 |
Service charges on deposit accounts | $134,000 | 7,484 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $60,000 | 9,542 |
Total noninterest expense | $508,000 | 12,130 |
Salaries and employee benefits | $169,000 | 12,862 |
Premises and equipment expense | $95,000 | 10,609 |
Additional noninterest expense | $244,000 | 11,157 |
Pre-tax net operating income | $125,000 | 11,678 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $25,000 | 11,496 |
Income before extraordinary items | $100,000 | 11,800 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $100,000 | 11,848 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 10,864 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $100,000 | 11,612 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $9,838,000 | 3,549 |
Total interest expense | $3,941,000 | 4,130 |
Net interest income | $5,897,000 | 3,109 |
Provision for loan and lease losses | $542,000 | 2,823 |
Total noninterest income | $1,881,000 | 2,026 |
Gross Fiduciary activities income | $0 | 1,658 |
Service charges on deposit accounts | $1,354,000 | 961 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $527,000 | 3,079 |
Total noninterest expense | $5,449,000 | 2,652 |
Salaries and employee benefits | $2,439,000 | 2,658 |
Premises and equipment expense | $543,000 | 3,691 |
Additional noninterest expense | $2,467,000 | 2,350 |
Pre-tax net operating income | $1,787,000 | 3,458 |
Securities gains (losses) | $561,000 | 996 |
Applicable income taxes | $647,000 | 3,220 |
Income before extraordinary items | $1,701,000 | 2,704 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,701,000 | 2,743 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,143,000 | 1,434 |
Cash dividends | $250,000 | 4,445 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,297,080 | 3,278 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.