Home > First National Bank of Gonzales > Income and Expense
First National Bank of Gonzales, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 9,343 |
| Total interest expense | $365,000 | 9,467 |
| Net interest income | $709,000 | 9,093 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $141,000 | 8,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 6,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 8,667 |
| Total noninterest expense | $616,000 | 9,049 |
| Salaries and employee benefits | $256,000 | 9,446 |
| Premises and equipment expense | $90,000 | 8,615 |
| Additional noninterest expense | $270,000 | 8,189 |
| Pre-tax net operating income | $234,000 | 8,216 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $97,000 | 6,545 |
| Income before extraordinary items | $137,000 | 8,494 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $137,000 | 8,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,135 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $137,000 | 8,489 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,715,000 | 4,565 |
| Total interest expense | $2,310,000 | 5,479 |
| Net interest income | $4,405,000 | 3,857 |
| Provision for loan and lease losses | $297,000 | 2,712 |
| Total noninterest income | $975,000 | 3,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $659,000 | 2,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $316,000 | 3,900 |
| Total noninterest expense | $3,745,000 | 3,515 |
| Salaries and employee benefits | $1,818,000 | 3,709 |
| Premises and equipment expense | $604,000 | 3,234 |
| Additional noninterest expense | $1,323,000 | 3,173 |
| Pre-tax net operating income | $1,338,000 | 4,434 |
| Securities gains (losses) | $-6,000 | 9,143 |
| Applicable income taxes | $550,000 | 3,424 |
| Income before extraordinary items | $782,000 | 5,156 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $782,000 | 5,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 1,962 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $785,840 | 5,111 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,274,000 | 4,836 |
| Total interest expense | $2,112,000 | 5,989 |
| Net interest income | $4,162,000 | 3,997 |
| Provision for loan and lease losses | $40,000 | 6,927 |
| Total noninterest income | $1,050,000 | 2,973 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $603,000 | 2,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $447,000 | 3,208 |
| Total noninterest expense | $3,744,000 | 3,416 |
| Salaries and employee benefits | $1,837,000 | 3,610 |
| Premises and equipment expense | $778,000 | 2,514 |
| Additional noninterest expense | $1,129,000 | 3,548 |
| Pre-tax net operating income | $1,428,000 | 4,345 |
| Securities gains (losses) | $8,000 | 3,124 |
| Applicable income taxes | $507,000 | 3,799 |
| Income before extraordinary items | $929,000 | 4,730 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $929,000 | 4,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 9,938 |
| Cash dividends | $302,000 | 4,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $923,800 | 4,663 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,600,000 | 5,333 |
| Total interest expense | $1,894,000 | 6,485 |
| Net interest income | $3,706,000 | 4,522 |
| Provision for loan and lease losses | $77,000 | 5,729 |
| Total noninterest income | $1,010,000 | 3,019 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $648,000 | 2,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $362,000 | 3,509 |
| Total noninterest expense | $3,607,000 | 3,508 |
| Salaries and employee benefits | $1,764,000 | 3,712 |
| Premises and equipment expense | $909,000 | 2,158 |
| Additional noninterest expense | $934,000 | 4,165 |
| Pre-tax net operating income | $1,032,000 | 5,741 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $361,000 | 5,202 |
| Income before extraordinary items | $671,000 | 6,023 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $671,000 | 6,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,011 |
| Cash dividends | $131,000 | 6,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $671,000 | 5,976 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,997,000 | 5,932 |
| Total interest expense | $1,547,000 | 7,447 |
| Net interest income | $3,450,000 | 4,878 |
| Provision for loan and lease losses | $51,000 | 6,537 |
| Total noninterest income | $810,000 | 3,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $577,000 | 2,354 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 4,738 |
| Total noninterest expense | $3,346,000 | 3,950 |
| Salaries and employee benefits | $1,714,000 | 3,833 |
| Premises and equipment expense | $658,000 | 2,946 |
| Additional noninterest expense | $974,000 | 4,499 |
| Pre-tax net operating income | $863,000 | 6,233 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $302,000 | 5,805 |
| Income before extraordinary items | $561,000 | 6,502 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $561,000 | 6,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,733 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $561,000 | 6,430 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,386,000 | 6,582 |
| Total interest expense | $1,268,000 | 8,380 |
| Net interest income | $3,118,000 | 5,336 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $730,000 | 3,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $545,000 | 2,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,343 |
| Total noninterest expense | $2,694,000 | 4,683 |
| Salaries and employee benefits | $1,424,000 | 4,494 |
| Premises and equipment expense | $526,000 | 3,601 |
| Additional noninterest expense | $744,000 | 5,566 |
| Pre-tax net operating income | $1,154,000 | 5,401 |
| Securities gains (losses) | $-98,000 | 11,475 |
| Applicable income taxes | $359,000 | 5,337 |
| Income before extraordinary items | $697,000 | 6,015 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $697,000 | 6,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $761,680 | 5,630 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,673,000 | 7,106 |
| Total interest expense | $1,057,000 | 8,452 |
| Net interest income | $2,616,000 | 6,238 |
| Provision for loan and lease losses | $-700,000 | 12,501 |
| Total noninterest income | $1,441,000 | 2,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $503,000 | 2,726 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $938,000 | 1,916 |
| Total noninterest expense | $3,129,000 | 4,253 |
| Salaries and employee benefits | $1,485,000 | 4,310 |
| Premises and equipment expense | $582,000 | 3,361 |
| Additional noninterest expense | $1,062,000 | 4,480 |
| Pre-tax net operating income | $1,628,000 | 4,109 |
| Securities gains (losses) | $-144,000 | 11,770 |
| Applicable income taxes | $461,000 | 4,305 |
| Income before extraordinary items | $1,023,000 | 4,460 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,023,000 | 4,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-750,000 | 12,566 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,122,360 | 4,139 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,654,000 | 7,330 |
| Total interest expense | $1,097,000 | 8,699 |
| Net interest income | $2,557,000 | 6,430 |
| Provision for loan and lease losses | $-51,000 | 12,763 |
| Total noninterest income | $744,000 | 4,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $517,000 | 2,693 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 5,286 |
| Total noninterest expense | $2,660,000 | 4,998 |
| Salaries and employee benefits | $1,170,000 | 5,346 |
| Premises and equipment expense | $542,000 | 3,620 |
| Additional noninterest expense | $948,000 | 5,157 |
| Pre-tax net operating income | $692,000 | 7,413 |
| Securities gains (losses) | $20,000 | 4,664 |
| Applicable income taxes | $237,000 | 6,990 |
| Income before extraordinary items | $475,000 | 7,742 |
| Extraordinary gains, net | $569,000 | 392 |
| Net income | $1,044,000 | 4,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,866 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $461,600 | 7,617 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,054,000 | 7,433 |
| Total interest expense | $1,468,000 | 8,609 |
| Net interest income | $2,586,000 | 6,425 |
| Provision for loan and lease losses | $-69,000 | 13,657 |
| Total noninterest income | $758,000 | 4,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $528,000 | 2,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $230,000 | 5,242 |
| Total noninterest expense | $2,937,000 | 4,630 |
| Salaries and employee benefits | $1,110,000 | 5,546 |
| Premises and equipment expense | $460,000 | 4,271 |
| Additional noninterest expense | $1,367,000 | 3,881 |
| Pre-tax net operating income | $476,000 | 8,587 |
| Securities gains (losses) | $250,000 | 1,724 |
| Applicable income taxes | $240,000 | 6,828 |
| Income before extraordinary items | $486,000 | 7,453 |
| Extraordinary gains, net | $11,000 | 1,325 |
| Net income | $497,000 | 7,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 13,212 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $318,500 | 8,700 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.