Home > First National Bank of Goliad > Income and Expense
First National Bank of Goliad, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,075,000 | 6,989 |
| Total interest expense | $500,000 | 7,589 |
| Net interest income | $1,575,000 | 6,509 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $332,000 | 5,424 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $177,000 | 4,680 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $155,000 | 5,064 |
| Total noninterest expense | $1,324,000 | 6,501 |
| Salaries and employee benefits | $683,000 | 6,624 |
| Premises and equipment expense | $209,000 | 5,949 |
| Additional noninterest expense | $432,000 | 6,183 |
| Pre-tax net operating income | $538,000 | 6,079 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $538,000 | 5,607 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $538,000 | 5,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,294 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $538,000 | 5,602 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,370,000 | 7,017 |
| Total interest expense | $321,000 | 7,614 |
| Net interest income | $1,049,000 | 6,546 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $230,000 | 5,326 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $120,000 | 4,594 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $110,000 | 4,927 |
| Total noninterest expense | $900,000 | 6,472 |
| Salaries and employee benefits | $467,000 | 6,601 |
| Premises and equipment expense | $136,000 | 6,020 |
| Additional noninterest expense | $297,000 | 6,110 |
| Pre-tax net operating income | $349,000 | 6,161 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $349,000 | 5,694 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $349,000 | 5,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,609 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $349,000 | 5,689 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $639,000 | 7,138 |
| Total interest expense | $154,000 | 7,644 |
| Net interest income | $485,000 | 6,762 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $96,000 | 5,679 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $60,000 | 4,537 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,743 |
| Total noninterest expense | $463,000 | 6,389 |
| Salaries and employee benefits | $250,000 | 6,456 |
| Premises and equipment expense | $70,000 | 5,955 |
| Additional noninterest expense | $143,000 | 6,200 |
| Pre-tax net operating income | $103,000 | 7,020 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $103,000 | 6,693 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $103,000 | 6,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,900 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $103,000 | 6,688 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 7,129 |
| Total interest expense | $493,000 | 7,637 |
| Net interest income | $1,859,000 | 6,813 |
| Provision for loan and lease losses | $75,000 | 5,186 |
| Total noninterest income | $345,000 | 6,045 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $244,000 | 4,618 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $101,000 | 6,387 |
| Total noninterest expense | $1,887,000 | 6,294 |
| Salaries and employee benefits | $1,047,000 | 6,220 |
| Premises and equipment expense | $306,000 | 5,684 |
| Additional noninterest expense | $534,000 | 6,388 |
| Pre-tax net operating income | $242,000 | 7,575 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $242,000 | 7,408 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $242,000 | 7,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 1,592 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $242,000 | 7,382 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,723,000 | 7,190 |
| Total interest expense | $349,000 | 7,682 |
| Net interest income | $1,374,000 | 6,882 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $255,000 | 6,107 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $178,000 | 4,710 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $77,000 | 6,377 |
| Total noninterest expense | $1,397,000 | 6,302 |
| Salaries and employee benefits | $784,000 | 6,195 |
| Premises and equipment expense | $224,000 | 5,756 |
| Additional noninterest expense | $389,000 | 6,438 |
| Pre-tax net operating income | $187,000 | 7,689 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $187,000 | 7,520 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $187,000 | 7,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 1,529 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $187,000 | 7,491 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,131,000 | 7,198 |
| Total interest expense | $221,000 | 7,696 |
| Net interest income | $910,000 | 6,907 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $186,000 | 5,893 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $114,000 | 4,756 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $72,000 | 5,829 |
| Total noninterest expense | $970,000 | 6,181 |
| Salaries and employee benefits | $529,000 | 6,173 |
| Premises and equipment expense | $144,000 | 5,822 |
| Additional noninterest expense | $297,000 | 6,030 |
| Pre-tax net operating income | $126,000 | 7,695 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $126,000 | 7,536 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $126,000 | 7,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 1,139 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $126,000 | 7,494 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $550,000 | 7,295 |
| Total interest expense | $106,000 | 7,755 |
| Net interest income | $444,000 | 7,013 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $88,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $58,000 | 4,666 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,174 |
| Total noninterest expense | $492,000 | 6,164 |
| Salaries and employee benefits | $265,000 | 6,196 |
| Premises and equipment expense | $71,000 | 5,908 |
| Additional noninterest expense | $156,000 | 5,872 |
| Pre-tax net operating income | $40,000 | 8,020 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $40,000 | 7,932 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $40,000 | 7,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,179 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $40,000 | 7,904 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,901,000 | 7,481 |
| Total interest expense | $388,000 | 7,737 |
| Net interest income | $1,513,000 | 7,292 |
| Provision for loan and lease losses | $185,000 | 3,829 |
| Total noninterest income | $311,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $287,000 | 4,415 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $24,000 | 8,103 |
| Total noninterest expense | $1,916,000 | 6,139 |
| Salaries and employee benefits | $933,000 | 6,494 |
| Premises and equipment expense | $280,000 | 5,877 |
| Additional noninterest expense | $703,000 | 5,514 |
| Pre-tax net operating income | $-277,000 | 8,570 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-277,000 | 8,619 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-277,000 | 8,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $761,000 | 943 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-277,000 | 8,588 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,378,000 | 7,582 |
| Total interest expense | $282,000 | 7,809 |
| Net interest income | $1,096,000 | 7,383 |
| Provision for loan and lease losses | $100,000 | 4,260 |
| Total noninterest income | $201,000 | 6,665 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $209,000 | 4,523 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-8,000 | 8,986 |
| Total noninterest expense | $1,374,000 | 6,268 |
| Salaries and employee benefits | $667,000 | 6,610 |
| Premises and equipment expense | $213,000 | 5,794 |
| Additional noninterest expense | $494,000 | 5,676 |
| Pre-tax net operating income | $-177,000 | 8,633 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-177,000 | 8,661 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-177,000 | 8,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $523,000 | 908 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-177,000 | 8,634 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $863,000 | 7,745 |
| Total interest expense | $180,000 | 7,938 |
| Net interest income | $683,000 | 7,552 |
| Provision for loan and lease losses | $100,000 | 3,453 |
| Total noninterest income | $88,000 | 7,448 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $125,000 | 4,771 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-37,000 | 9,068 |
| Total noninterest expense | $862,000 | 6,503 |
| Salaries and employee benefits | $417,000 | 6,837 |
| Premises and equipment expense | $134,000 | 6,006 |
| Additional noninterest expense | $311,000 | 5,873 |
| Pre-tax net operating income | $-191,000 | 8,764 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-191,000 | 8,790 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-191,000 | 8,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 938 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-191,000 | 8,764 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $357,000 | 8,093 |
| Total interest expense | $74,000 | 8,293 |
| Net interest income | $283,000 | 7,954 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $73,000 | 6,491 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $14,000 | 7,243 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $59,000 | 4,776 |
| Total noninterest expense | $429,000 | 6,557 |
| Salaries and employee benefits | $171,000 | 7,405 |
| Premises and equipment expense | $51,000 | 6,740 |
| Additional noninterest expense | $207,000 | 4,938 |
| Pre-tax net operating income | $-73,000 | 8,758 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-73,000 | 8,791 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-73,000 | 8,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 1,764 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-73,000 | 8,760 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 6,965 |
| Total interest expense | $598,000 | 7,394 |
| Net interest income | $1,976,000 | 6,623 |
| Provision for loan and lease losses | $3,230,000 | 446 |
| Total noninterest income | $354,000 | 6,237 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $63,000 | 7,221 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $291,000 | 4,576 |
| Total noninterest expense | $2,442,000 | 5,301 |
| Salaries and employee benefits | $1,097,000 | 5,942 |
| Premises and equipment expense | $350,000 | 5,168 |
| Additional noninterest expense | $995,000 | 4,293 |
| Pre-tax net operating income | $-3,342,000 | 9,121 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-163,000 | 8,992 |
| Income before extraordinary items | $-3,179,000 | 9,144 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-3,179,000 | 9,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,263,000 | 505 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-3,179,000 | 9,117 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,950,000 | 7,015 |
| Total interest expense | $472,000 | 7,443 |
| Net interest income | $1,478,000 | 6,680 |
| Provision for loan and lease losses | $3,220,000 | 380 |
| Total noninterest income | $194,000 | 6,934 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $46,000 | 7,311 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $148,000 | 5,363 |
| Total noninterest expense | $1,735,000 | 5,474 |
| Salaries and employee benefits | $840,000 | 5,848 |
| Premises and equipment expense | $239,000 | 5,473 |
| Additional noninterest expense | $656,000 | 4,699 |
| Pre-tax net operating income | $-3,283,000 | 9,191 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-163,000 | 9,101 |
| Income before extraordinary items | $-3,120,000 | 9,212 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-3,120,000 | 9,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,218,000 | 407 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-3,120,000 | 9,183 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,345,000 | 6,975 |
| Total interest expense | $326,000 | 7,484 |
| Net interest income | $1,019,000 | 6,590 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $262,000 | 5,327 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $31,000 | 7,289 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $231,000 | 3,762 |
| Total noninterest expense | $1,093,000 | 5,676 |
| Salaries and employee benefits | $565,000 | 5,814 |
| Premises and equipment expense | $160,000 | 5,447 |
| Additional noninterest expense | $368,000 | 5,299 |
| Pre-tax net operating income | $128,000 | 7,783 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $40,000 | 6,096 |
| Income before extraordinary items | $88,000 | 8,075 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $88,000 | 8,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 2,166 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $88,000 | 7,911 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $675,000 | 6,996 |
| Total interest expense | $169,000 | 7,506 |
| Net interest income | $506,000 | 6,614 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $133,000 | 5,184 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $118,000 | 3,632 |
| Total noninterest expense | $556,000 | 5,596 |
| Salaries and employee benefits | $282,000 | 5,818 |
| Premises and equipment expense | $85,000 | 5,226 |
| Additional noninterest expense | $189,000 | 5,173 |
| Pre-tax net operating income | $53,000 | 7,954 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $16,000 | 6,250 |
| Income before extraordinary items | $37,000 | 8,150 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $37,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,512 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $37,000 | 8,009 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,796,000 | 7,051 |
| Total interest expense | $742,000 | 7,685 |
| Net interest income | $2,054,000 | 6,539 |
| Provision for loan and lease losses | $195,000 | 4,416 |
| Total noninterest income | $529,000 | 5,058 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $64,000 | 7,261 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $465,000 | 3,419 |
| Total noninterest expense | $2,095,000 | 5,720 |
| Salaries and employee benefits | $1,000,000 | 6,150 |
| Premises and equipment expense | $315,000 | 5,412 |
| Additional noninterest expense | $780,000 | 5,023 |
| Pre-tax net operating income | $293,000 | 7,571 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $91,000 | 6,049 |
| Income before extraordinary items | $202,000 | 7,836 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $202,000 | 7,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,839 |
| Cash dividends | $26,000 | 6,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $202,000 | 7,732 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,794,000 | 7,459 |
| Total interest expense | $998,000 | 8,029 |
| Net interest income | $1,796,000 | 6,789 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $544,000 | 4,830 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $69,000 | 7,188 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $475,000 | 3,220 |
| Total noninterest expense | $1,910,000 | 5,909 |
| Salaries and employee benefits | $897,000 | 6,384 |
| Premises and equipment expense | $292,000 | 5,608 |
| Additional noninterest expense | $721,000 | 5,175 |
| Pre-tax net operating income | $310,000 | 7,365 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $83,000 | 6,223 |
| Income before extraordinary items | $227,000 | 7,553 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $227,000 | 7,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,900 |
| Cash dividends | $27,000 | 6,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $227,000 | 7,433 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,046,000 | 7,357 |
| Total interest expense | $1,296,000 | 7,589 |
| Net interest income | $1,750,000 | 7,012 |
| Provision for loan and lease losses | $185,000 | 3,897 |
| Total noninterest income | $528,000 | 4,760 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $355,000 | 3,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 5,141 |
| Total noninterest expense | $1,886,000 | 5,889 |
| Salaries and employee benefits | $812,000 | 6,673 |
| Premises and equipment expense | $290,000 | 5,532 |
| Additional noninterest expense | $784,000 | 4,804 |
| Pre-tax net operating income | $207,000 | 8,342 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-41,000 | 9,456 |
| Income before extraordinary items | $248,000 | 7,789 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $248,000 | 7,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,531 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $248,000 | 7,796 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,565,000 | 7,840 |
| Total interest expense | $1,018,000 | 8,132 |
| Net interest income | $1,547,000 | 7,494 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $599,000 | 4,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $312,000 | 3,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 4,113 |
| Total noninterest expense | $1,873,000 | 5,927 |
| Salaries and employee benefits | $867,000 | 6,464 |
| Premises and equipment expense | $288,000 | 5,591 |
| Additional noninterest expense | $718,000 | 5,158 |
| Pre-tax net operating income | $213,000 | 8,514 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $68,000 | 7,364 |
| Income before extraordinary items | $145,000 | 8,676 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $145,000 | 8,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,166 |
| Cash dividends | $7,000 | 7,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $145,000 | 8,631 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,450,000 | 8,152 |
| Total interest expense | $912,000 | 8,658 |
| Net interest income | $1,538,000 | 7,600 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $389,000 | 5,718 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 4,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 5,890 |
| Total noninterest expense | $1,793,000 | 6,009 |
| Salaries and employee benefits | $860,000 | 6,412 |
| Premises and equipment expense | $253,000 | 5,923 |
| Additional noninterest expense | $680,000 | 5,279 |
| Pre-tax net operating income | $74,000 | 9,527 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $10,000 | 9,075 |
| Income before extraordinary items | $64,000 | 9,544 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $64,000 | 9,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,129 |
| Cash dividends | $4,000 | 7,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $64,000 | 9,480 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,334,000 | 8,597 |
| Total interest expense | $874,000 | 9,041 |
| Net interest income | $1,460,000 | 8,072 |
| Provision for loan and lease losses | $67,000 | 5,992 |
| Total noninterest income | $408,000 | 5,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 4,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 5,664 |
| Total noninterest expense | $1,695,000 | 6,312 |
| Salaries and employee benefits | $818,000 | 6,685 |
| Premises and equipment expense | $223,000 | 6,453 |
| Additional noninterest expense | $654,000 | 5,478 |
| Pre-tax net operating income | $107,000 | 10,042 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $35,000 | 9,485 |
| Income before extraordinary items | $72,000 | 10,127 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $72,000 | 10,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,716 |
| Cash dividends | $4,000 | 7,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $72,000 | 10,083 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,376,000 | 8,864 |
| Total interest expense | $879,000 | 9,386 |
| Net interest income | $1,497,000 | 8,272 |
| Provision for loan and lease losses | $222,000 | 3,185 |
| Total noninterest income | $414,000 | 5,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 6,013 |
| Total noninterest expense | $2,153,000 | 5,627 |
| Salaries and employee benefits | $905,000 | 6,438 |
| Premises and equipment expense | $234,000 | 6,482 |
| Additional noninterest expense | $1,014,000 | 4,361 |
| Pre-tax net operating income | $-464,000 | 11,223 |
| Securities gains (losses) | $-11,000 | 10,330 |
| Applicable income taxes | $-174,000 | 11,250 |
| Income before extraordinary items | $-301,000 | 11,183 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-301,000 | 11,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,528 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-293,960 | 11,145 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,362,000 | 9,166 |
| Total interest expense | $934,000 | 9,486 |
| Net interest income | $1,428,000 | 8,722 |
| Provision for loan and lease losses | $83,000 | 5,026 |
| Total noninterest income | $357,000 | 6,395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $229,000 | 5,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,461 |
| Total noninterest expense | $1,518,000 | 7,208 |
| Salaries and employee benefits | $738,000 | 7,473 |
| Premises and equipment expense | $181,000 | 7,579 |
| Additional noninterest expense | $599,000 | 6,547 |
| Pre-tax net operating income | $184,000 | 10,561 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $44,000 | 10,292 |
| Income before extraordinary items | $142,000 | 10,538 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $142,000 | 10,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,506 |
| Cash dividends | $30,000 | 8,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $140,480 | 10,522 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,020,000 | 9,768 |
| Total interest expense | $764,000 | 9,783 |
| Net interest income | $1,256,000 | 9,602 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $340,000 | 6,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,726 |
| Total noninterest expense | $1,479,000 | 7,662 |
| Salaries and employee benefits | $638,000 | 8,353 |
| Premises and equipment expense | $176,000 | 7,948 |
| Additional noninterest expense | $665,000 | 6,572 |
| Pre-tax net operating income | $93,000 | 11,672 |
| Securities gains (losses) | $-108,000 | 11,573 |
| Applicable income taxes | $-6,000 | 12,062 |
| Income before extraordinary items | $-9,000 | 12,054 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-9,000 | 12,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,203 |
| Cash dividends | $60,000 | 7,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $60,120 | 11,778 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 10,020 |
| Total interest expense | $738,000 | 10,371 |
| Net interest income | $1,343,000 | 9,595 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $240,000 | 8,531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 6,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,213 |
| Total noninterest expense | $1,424,000 | 8,094 |
| Salaries and employee benefits | $643,000 | 8,453 |
| Premises and equipment expense | $169,000 | 8,403 |
| Additional noninterest expense | $612,000 | 7,227 |
| Pre-tax net operating income | $159,000 | 11,411 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $59,000 | 10,725 |
| Income before extraordinary items | $100,000 | 11,800 |
| Extraordinary gains, net | $12,000 | 2,892 |
| Net income | $112,000 | 11,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 7,224 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $100,000 | 11,612 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,153,000 | 10,584 |
| Total interest expense | $780,000 | 11,421 |
| Net interest income | $1,373,000 | 9,724 |
| Provision for loan and lease losses | $88,000 | 7,660 |
| Total noninterest income | $232,000 | 8,817 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 6,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 10,037 |
| Total noninterest expense | $1,524,000 | 7,828 |
| Salaries and employee benefits | $604,000 | 8,768 |
| Premises and equipment expense | $163,000 | 8,762 |
| Additional noninterest expense | $757,000 | 6,372 |
| Pre-tax net operating income | $-7,000 | 12,757 |
| Securities gains (losses) | $196,000 | 2,038 |
| Applicable income taxes | $71,000 | 10,691 |
| Income before extraordinary items | $118,000 | 11,701 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $118,000 | 11,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 3,122 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-7,440 | 12,704 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.