Home > First National Bank of Glenwood > Income and Expense
First National Bank of Glenwood, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,732,000 | 9,380 |
| Total interest expense | $717,000 | 9,502 |
| Net interest income | $1,015,000 | 9,144 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $288,000 | 6,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 7,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 4,977 |
| Total noninterest expense | $1,116,000 | 7,955 |
| Salaries and employee benefits | $564,000 | 8,158 |
| Premises and equipment expense | $232,000 | 6,317 |
| Additional noninterest expense | $320,000 | 8,120 |
| Pre-tax net operating income | $187,000 | 9,641 |
| Securities gains (losses) | $29,000 | 1,652 |
| Applicable income taxes | $17,000 | 9,778 |
| Income before extraordinary items | $199,000 | 9,161 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $199,000 | 9,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,126 |
| Cash dividends | $446,000 | 3,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $172,320 | 9,342 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 10,068 |
| Total interest expense | $603,000 | 10,262 |
| Net interest income | $921,000 | 9,779 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $169,000 | 8,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 8,218 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,219 |
| Total noninterest expense | $997,000 | 8,676 |
| Salaries and employee benefits | $508,000 | 8,819 |
| Premises and equipment expense | $195,000 | 7,111 |
| Additional noninterest expense | $294,000 | 8,948 |
| Pre-tax net operating income | $93,000 | 10,405 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $93,000 | 10,280 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $93,000 | 10,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,783 |
| Cash dividends | $63,000 | 7,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $93,000 | 10,232 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,508,000 | 10,510 |
| Total interest expense | $574,000 | 10,767 |
| Net interest income | $934,000 | 10,141 |
| Provision for loan and lease losses | $-73,000 | 11,651 |
| Total noninterest income | $181,000 | 8,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 8,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,205 |
| Total noninterest expense | $990,000 | 8,991 |
| Salaries and employee benefits | $477,000 | 9,309 |
| Premises and equipment expense | $184,000 | 7,520 |
| Additional noninterest expense | $329,000 | 8,926 |
| Pre-tax net operating income | $198,000 | 10,473 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $198,000 | 9,951 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $198,000 | 9,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,018 |
| Cash dividends | $79,000 | 7,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $198,000 | 9,921 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,230,000 | 11,282 |
| Total interest expense | $459,000 | 11,279 |
| Net interest income | $771,000 | 11,149 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $219,000 | 8,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 8,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 6,471 |
| Total noninterest expense | $992,000 | 9,383 |
| Salaries and employee benefits | $477,000 | 9,599 |
| Premises and equipment expense | $163,000 | 8,231 |
| Additional noninterest expense | $352,000 | 9,319 |
| Pre-tax net operating income | $-14,000 | 12,124 |
| Securities gains (losses) | $-10,000 | 9,836 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-24,000 | 12,076 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-24,000 | 12,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 11,617 |
| Cash dividends | $30,000 | 8,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-14,000 | 12,087 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,333,000 | 11,606 |
| Total interest expense | $505,000 | 11,655 |
| Net interest income | $828,000 | 11,415 |
| Provision for loan and lease losses | $51,000 | 7,396 |
| Total noninterest income | $218,000 | 8,884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 8,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 6,905 |
| Total noninterest expense | $928,000 | 10,066 |
| Salaries and employee benefits | $448,000 | 10,169 |
| Premises and equipment expense | $134,000 | 9,351 |
| Additional noninterest expense | $346,000 | 9,890 |
| Pre-tax net operating income | $67,000 | 12,072 |
| Securities gains (losses) | $-8,000 | 12,705 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $59,000 | 12,186 |
| Extraordinary gains, net | $31,000 | 2,476 |
| Net income | $90,000 | 11,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,803 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $67,000 | 11,967 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,527,000 | 11,897 |
| Total interest expense | $680,000 | 11,924 |
| Net interest income | $847,000 | 11,720 |
| Provision for loan and lease losses | $188,000 | 5,392 |
| Total noninterest income | $243,000 | 8,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 9,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 6,436 |
| Total noninterest expense | $924,000 | 10,342 |
| Salaries and employee benefits | $458,000 | 10,222 |
| Premises and equipment expense | $172,000 | 8,516 |
| Additional noninterest expense | $294,000 | 10,909 |
| Pre-tax net operating income | $-22,000 | 12,801 |
| Securities gains (losses) | $-7,000 | 13,179 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-29,000 | 12,958 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-29,000 | 12,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 5,774 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-22,000 | 12,748 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.