Home > First National Bank of Gilmer County > Income and Expense
First National Bank of Gilmer County, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,261,000 | 6,737 |
| Total interest expense | $2,154,000 | 6,165 |
| Net interest income | $2,107,000 | 7,064 |
| Provision for loan and lease losses | $186,000 | 3,166 |
| Total noninterest income | $414,000 | 5,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $222,000 | 5,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,250 |
| Total noninterest expense | $2,787,000 | 4,545 |
| Salaries and employee benefits | $958,000 | 6,256 |
| Premises and equipment expense | $206,000 | 7,074 |
| Additional noninterest expense | $1,623,000 | 2,870 |
| Pre-tax net operating income | $-452,000 | 11,778 |
| Securities gains (losses) | $-15,000 | 10,368 |
| Applicable income taxes | $-233,000 | 11,804 |
| Income before extraordinary items | $-234,000 | 11,702 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-234,000 | 11,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,392 |
| Cash dividends | $80,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-224,400 | 11,680 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,652,000 | 7,130 |
| Total interest expense | $1,480,000 | 6,953 |
| Net interest income | $2,172,000 | 7,143 |
| Provision for loan and lease losses | $-30,000 | 11,902 |
| Total noninterest income | $286,000 | 7,439 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,071 |
| Total noninterest expense | $1,965,000 | 6,295 |
| Salaries and employee benefits | $955,000 | 6,337 |
| Premises and equipment expense | $195,000 | 7,536 |
| Additional noninterest expense | $815,000 | 5,613 |
| Pre-tax net operating income | $523,000 | 8,497 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $105,000 | 9,245 |
| Income before extraordinary items | $426,000 | 7,932 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $426,000 | 7,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,047 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $419,600 | 8,045 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,388,000 | 7,694 |
| Total interest expense | $1,439,000 | 7,407 |
| Net interest income | $1,949,000 | 7,837 |
| Provision for loan and lease losses | $-10,000 | 12,495 |
| Total noninterest income | $631,000 | 4,792 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $456,000 | 3,456 |
| Total noninterest expense | $2,384,000 | 5,494 |
| Salaries and employee benefits | $1,115,000 | 5,574 |
| Premises and equipment expense | $183,000 | 8,063 |
| Additional noninterest expense | $1,086,000 | 4,592 |
| Pre-tax net operating income | $206,000 | 10,979 |
| Securities gains (losses) | $51,000 | 3,368 |
| Applicable income taxes | $27,000 | 11,459 |
| Income before extraordinary items | $230,000 | 10,269 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $230,000 | 10,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 4,259 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $184,610 | 10,605 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,814,000 | 7,752 |
| Total interest expense | $1,915,000 | 7,313 |
| Net interest income | $1,899,000 | 8,043 |
| Provision for loan and lease losses | $99,000 | 7,328 |
| Total noninterest income | $356,000 | 7,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 6,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 6,481 |
| Total noninterest expense | $1,742,000 | 7,144 |
| Salaries and employee benefits | $782,000 | 7,381 |
| Premises and equipment expense | $148,000 | 9,172 |
| Additional noninterest expense | $812,000 | 5,995 |
| Pre-tax net operating income | $414,000 | 9,116 |
| Securities gains (losses) | $38,000 | 4,584 |
| Applicable income taxes | $83,000 | 10,366 |
| Income before extraordinary items | $369,000 | 8,517 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $369,000 | 8,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 5,062 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $337,840 | 8,485 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.