Home > First National Bank of Georgia > Assets and Liabilities
First National Bank of Georgia, Assets and Liabilities
| 2009-12-31 | Rank | |
| # of Employees: | 200 | 768 |
| Assets and Liabilities | ||
| Total Assets: | $840,633,000 | 827 |
| Cash and due from depository institutions | $110,774,000 | 768 |
| Interest-bearing balances | $98,450,000 | 327 |
| Securities | $92,992,000 | 1,389 |
| Federal funds sold & reverse repurchase agreements | $13,800,000 | 604 |
| Net loans & leases | $539,819,000 | 872 |
| Loan loss allowance | $25,030,000 | 388 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $15,496,000 | 785 |
| Other real estate owned | $41,045,000 | 768 |
| Goodwill and other intangibles | $4,304,000 | 851 |
| All other assets | $22,403,000 | 1,084 |
| Life insurance assets | $3,944,000 | 1,541 |
| Total liabilities and capital | $840,632,000 | 827 |
| Total liabilities | $840,396,000 | 746 |
| Total deposits | $780,196,000 | 701 |
| Interest-bearing deposits | $723,250,000 | 652 |
| Deposits held in domestic offices | $780,196,000 | 698 |
| % insured | 81.79% | 5,993 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $52,000,000 | 888 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $8,200,000 | 700 |
| Total equity capital | $236,000 | 7,995 |
| Total bank equity capital | $236,000 | 7,994 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,000,000 | 1,862 |
| Surplus | $56,592,000 | 624 |
| Undivided profits | $-58,356,000 | 7,923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $108,037,000 | 215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,809,000 | 1,143 |
| Earning assets | $745,061,000 | 849 |
| Long-term assets (5+ years) | $128,073,000 | 1,089 |
| Average Assets, year-to-date | $864,405,400 | 786 |
| Average Assets, quarterly | $836,606,500 | 829 |
| Volatile liabilities | $285,335,000 | 530 |
| Insider loans | $13,996,000 | 461 |
| FHLB advances | $52,000,000 | 820 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $37,845,000 | 1,679 |
| Tier 1 (core) risk-based capital | $-3,250,000 | 8,015 |
| Tier 2 risk-based capital | $0 | 7,922 |
| Total risk weighted assets | $623,525,000 | 793 |
| Total unused commitments | $37,845,000 | 1,680 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 206 | 743 |
| Assets and Liabilities | ||
| Total Assets: | $832,580,000 | 840 |
| Cash and due from depository institutions | $88,079,000 | 743 |
| Interest-bearing balances | $69,560,000 | 404 |
| Securities | $95,810,000 | 1,339 |
| Federal funds sold & reverse repurchase agreements | $2,125,000 | 2,886 |
| Net loans & leases | $568,088,000 | 843 |
| Loan loss allowance | $19,774,000 | 457 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $15,990,000 | 764 |
| Other real estate owned | $42,417,000 | 743 |
| Goodwill and other intangibles | $4,447,000 | 881 |
| All other assets | $15,624,000 | 1,311 |
| Life insurance assets | $3,909,000 | 1,546 |
| Total liabilities and capital | $832,579,000 | 840 |
| Total liabilities | $818,564,000 | 768 |
| Total deposits | $757,949,000 | 722 |
| Interest-bearing deposits | $694,059,000 | 686 |
| Deposits held in domestic offices | $757,949,000 | 719 |
| % insured | 80.82% | 6,359 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $52,000,000 | 943 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $8,615,000 | 727 |
| Total equity capital | $14,015,000 | 4,341 |
| Total bank equity capital | $14,015,000 | 4,341 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,000,000 | 1,885 |
| Surplus | $56,552,000 | 617 |
| Undivided profits | $-44,537,000 | 8,010 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $98,388,000 | 245 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,857,000 | 1,208 |
| Earning assets | $735,583,000 | 877 |
| Long-term assets (5+ years) | $128,461,000 | 1,083 |
| Average Assets, year-to-date | $870,348,500 | 793 |
| Average Assets, quarterly | $840,436,500 | 825 |
| Volatile liabilities | $265,788,000 | 598 |
| Insider loans | $9,812,000 | 744 |
| FHLB advances | $52,000,000 | 868 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $41,918,000 | 1,635 |
| Tier 1 (core) risk-based capital | $9,581,000 | 5,321 |
| Tier 2 risk-based capital | $8,142,000 | 763 |
| Total risk weighted assets | $639,534,000 | 786 |
| Total unused commitments | $41,918,000 | 1,636 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 229 | 676 |
| Assets and Liabilities | ||
| Total Assets: | $848,293,000 | 833 |
| Cash and due from depository institutions | $85,327,000 | 676 |
| Interest-bearing balances | $61,296,000 | 373 |
| Securities | $95,175,000 | 1,321 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $583,373,000 | 848 |
| Loan loss allowance | $21,419,000 | 418 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $16,387,000 | 758 |
| Other real estate owned | $41,988,000 | 676 |
| Goodwill and other intangibles | $4,590,000 | 878 |
| All other assets | $21,453,000 | 1,019 |
| Life insurance assets | $3,874,000 | 1,566 |
| Total liabilities and capital | $848,292,000 | 833 |
| Total liabilities | $826,132,000 | 777 |
| Total deposits | $765,367,000 | 721 |
| Interest-bearing deposits | $698,512,000 | 683 |
| Deposits held in domestic offices | $765,367,000 | 719 |
| % insured | 72.48% | 5,596 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $52,000,000 | 975 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $8,765,000 | 738 |
| Total equity capital | $22,160,000 | 2,973 |
| Total bank equity capital | $22,160,000 | 2,973 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,000,000 | 1,914 |
| Surplus | $56,513,000 | 636 |
| Undivided profits | $-36,353,000 | 8,094 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $101,372,000 | 230 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,941,000 | 1,130 |
| Earning assets | $739,844,000 | 877 |
| Long-term assets (5+ years) | $116,679,000 | 1,168 |
| Average Assets, year-to-date | $882,938,000 | 797 |
| Average Assets, quarterly | $879,932,000 | 809 |
| Volatile liabilities | $260,687,000 | 609 |
| Insider loans | $10,155,000 | 737 |
| FHLB advances | $52,000,000 | 894 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $55,179,000 | 1,347 |
| Tier 1 (core) risk-based capital | $20,581,000 | 3,054 |
| Tier 2 risk-based capital | $8,782,000 | 721 |
| Total risk weighted assets | $689,157,000 | 753 |
| Total unused commitments | $55,179,000 | 1,348 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 231 | 669 |
| Assets and Liabilities | ||
| Total Assets: | $911,571,000 | 777 |
| Cash and due from depository institutions | $107,340,000 | 669 |
| Interest-bearing balances | $74,243,000 | 295 |
| Securities | $100,701,000 | 1,237 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $607,716,000 | 807 |
| Loan loss allowance | $12,086,000 | 643 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $16,703,000 | 749 |
| Other real estate owned | $47,283,000 | 669 |
| Goodwill and other intangibles | $2,307,000 | 1,259 |
| All other assets | $29,521,000 | 755 |
| Life insurance assets | $3,839,000 | 1,575 |
| Total liabilities and capital | $911,571,000 | 777 |
| Total liabilities | $847,698,000 | 754 |
| Total deposits | $788,013,000 | 690 |
| Interest-bearing deposits | $714,143,000 | 661 |
| Deposits held in domestic offices | $788,013,000 | 689 |
| % insured | 69.69% | 6,139 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $52,000,000 | 1,024 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $7,685,000 | 813 |
| Total equity capital | $63,873,000 | 1,072 |
| Total bank equity capital | $63,873,000 | 1,070 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,000,000 | 1,924 |
| Surplus | $56,474,000 | 635 |
| Undivided profits | $5,399,000 | 4,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $78,646,000 | 257 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $3,258,000 | 1,021 |
| Earning assets | $782,660,000 | 824 |
| Long-term assets (5+ years) | $117,616,000 | 1,140 |
| Average Assets, year-to-date | $900,260,500 | 782 |
| Average Assets, quarterly | $900,260,500 | 782 |
| Volatile liabilities | $260,010,000 | 625 |
| Insider loans | $10,370,000 | 724 |
| FHLB advances | $52,000,000 | 932 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $61,124,000 | 1,304 |
| Tier 1 (core) risk-based capital | $58,723,000 | 1,080 |
| Tier 2 risk-based capital | $8,368,000 | 754 |
| Total risk weighted assets | $665,752,000 | 784 |
| Total unused commitments | $61,124,000 | 1,306 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 248 | 623 |
| Assets and Liabilities | ||
| Total Assets: | $888,950,000 | 794 |
| Cash and due from depository institutions | $33,908,000 | 623 |
| Interest-bearing balances | $18,555,000 | 633 |
| Securities | $101,990,000 | 1,199 |
| Federal funds sold & reverse repurchase agreements | $41,443,000 | 201 |
| Net loans & leases | $618,921,000 | 788 |
| Loan loss allowance | $11,240,000 | 659 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $17,016,000 | 738 |
| Other real estate owned | $45,798,000 | 623 |
| Goodwill and other intangibles | $2,421,000 | 1,253 |
| All other assets | $27,453,000 | 807 |
| Life insurance assets | $3,803,000 | 1,584 |
| Total liabilities and capital | $888,950,000 | 794 |
| Total liabilities | $822,593,000 | 773 |
| Total deposits | $762,958,000 | 677 |
| Interest-bearing deposits | $695,397,000 | 643 |
| Deposits held in domestic offices | $762,958,000 | 675 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $52,000,000 | 1,122 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $7,635,000 | 831 |
| Total equity capital | $66,357,000 | 1,006 |
| Total bank equity capital | $66,357,000 | 1,006 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,000,000 | 1,932 |
| Surplus | $56,435,000 | 621 |
| Undivided profits | $7,922,000 | 3,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $76,198,000 | 223 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,573,000 | 984 |
| Earning assets | $780,909,000 | 811 |
| Long-term assets (5+ years) | $115,840,000 | 1,146 |
| Average Assets, year-to-date | $889,345,800 | 758 |
| Average Assets, quarterly | $889,126,500 | 782 |
| Volatile liabilities | $260,044,000 | 610 |
| Insider loans | $9,852,000 | 763 |
| FHLB advances | $52,000,000 | 1,031 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $68,060,000 | 1,222 |
| Tier 1 (core) risk-based capital | $62,144,000 | 1,011 |
| Tier 2 risk-based capital | $8,468,000 | 731 |
| Total risk weighted assets | $677,413,000 | 765 |
| Total unused commitments | $68,060,000 | 1,223 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 266 | 581 |
| Assets and Liabilities | ||
| Total Assets: | $889,303,000 | 768 |
| Cash and due from depository institutions | $23,389,000 | 581 |
| Interest-bearing balances | $1,033,000 | 2,986 |
| Securities | $103,770,000 | 1,145 |
| Federal funds sold & reverse repurchase agreements | $27,705,000 | 410 |
| Net loans & leases | $628,975,000 | 776 |
| Loan loss allowance | $16,192,000 | 441 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $17,610,000 | 695 |
| Other real estate owned | $35,908,000 | 581 |
| Goodwill and other intangibles | $29,149,000 | 339 |
| All other assets | $22,797,000 | 923 |
| Life insurance assets | $3,763,000 | 1,582 |
| Total liabilities and capital | $889,303,000 | 768 |
| Total liabilities | $796,664,000 | 773 |
| Total deposits | $737,188,000 | 693 |
| Interest-bearing deposits | $665,819,000 | 665 |
| Deposits held in domestic offices | $737,188,000 | 690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $52,000,000 | 1,146 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,476,000 | 821 |
| Total equity capital | $92,639,000 | 730 |
| Total bank equity capital | $92,639,000 | 730 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,000,000 | 1,945 |
| Surplus | $55,277,000 | 620 |
| Undivided profits | $35,362,000 | 981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,772,000 | 217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $4,166,000 | 858 |
| Earning assets | $761,483,000 | 827 |
| Long-term assets (5+ years) | $115,838,000 | 1,113 |
| Average Assets, year-to-date | $889,444,750 | 754 |
| Average Assets, quarterly | $897,749,500 | 755 |
| Volatile liabilities | $239,001,000 | 648 |
| Insider loans | $7,461,000 | 1,061 |
| FHLB advances | $52,000,000 | 1,067 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $82,498,000 | 1,121 |
| Tier 1 (core) risk-based capital | $64,574,000 | 982 |
| Tier 2 risk-based capital | $8,475,000 | 696 |
| Total risk weighted assets | $670,290,000 | 772 |
| Total unused commitments | $82,498,000 | 1,123 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 270 | 577 |
| Assets and Liabilities | ||
| Total Assets: | $906,196,000 | 753 |
| Cash and due from depository institutions | $21,519,000 | 577 |
| Interest-bearing balances | $400,000 | 3,750 |
| Securities | $127,409,000 | 953 |
| Federal funds sold & reverse repurchase agreements | $22,296,000 | 504 |
| Net loans & leases | $634,162,000 | 766 |
| Loan loss allowance | $17,367,000 | 394 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $17,959,000 | 658 |
| Other real estate owned | $29,451,000 | 577 |
| Goodwill and other intangibles | $29,174,000 | 344 |
| All other assets | $24,226,000 | 850 |
| Life insurance assets | $3,722,000 | 1,593 |
| Total liabilities and capital | $906,196,000 | 753 |
| Total liabilities | $821,703,000 | 744 |
| Total deposits | $741,933,000 | 679 |
| Interest-bearing deposits | $665,687,000 | 657 |
| Deposits held in domestic offices | $741,933,000 | 676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,000,000 | 915 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $52,000,000 | 1,115 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $7,770,000 | 799 |
| Total equity capital | $84,493,000 | 807 |
| Total bank equity capital | $84,493,000 | 807 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,000,000 | 1,953 |
| Surplus | $45,910,000 | 724 |
| Undivided profits | $36,583,000 | 962 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $58,830,000 | 216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $4,670,000 | 743 |
| Earning assets | $784,267,000 | 794 |
| Long-term assets (5+ years) | $138,945,000 | 941 |
| Average Assets, year-to-date | $889,492,000 | 754 |
| Average Assets, quarterly | $894,594,500 | 760 |
| Volatile liabilities | $269,242,000 | 589 |
| Insider loans | $5,780,000 | 1,390 |
| FHLB advances | $52,000,000 | 1,039 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $85,763,000 | 1,117 |
| Tier 1 (core) risk-based capital | $55,880,000 | 1,132 |
| Tier 2 risk-based capital | $8,594,000 | 680 |
| Total risk weighted assets | $678,778,000 | 757 |
| Total unused commitments | $85,763,000 | 1,117 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 273 | 565 |
| Assets and Liabilities | ||
| Total Assets: | $882,993,000 | 776 |
| Cash and due from depository institutions | $16,576,000 | 565 |
| Interest-bearing balances | $400,000 | 3,838 |
| Securities | $126,088,000 | 962 |
| Federal funds sold & reverse repurchase agreements | $6,296,000 | 2,691 |
| Net loans & leases | $650,276,000 | 728 |
| Loan loss allowance | $13,142,000 | 456 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $18,110,000 | 652 |
| Other real estate owned | $14,720,000 | 565 |
| Goodwill and other intangibles | $29,318,000 | 350 |
| All other assets | $21,609,000 | 920 |
| Life insurance assets | $3,680,000 | 1,590 |
| Total liabilities and capital | $882,992,000 | 776 |
| Total liabilities | $792,133,000 | 767 |
| Total deposits | $704,510,000 | 723 |
| Interest-bearing deposits | $627,793,000 | 707 |
| Deposits held in domestic offices | $704,510,000 | 719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,412,000 | 711 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $52,000,000 | 1,058 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $7,211,000 | 897 |
| Total equity capital | $90,859,000 | 775 |
| Total bank equity capital | $90,859,000 | 775 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,000,000 | 1,951 |
| Surplus | $45,863,000 | 722 |
| Undivided profits | $42,996,000 | 865 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,811,000 | 228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $5,672,000 | 620 |
| Earning assets | $783,060,000 | 799 |
| Long-term assets (5+ years) | $136,188,000 | 921 |
| Average Assets, year-to-date | $881,140,000 | 767 |
| Average Assets, quarterly | $881,140,000 | 767 |
| Volatile liabilities | $244,377,000 | 632 |
| Insider loans | $6,040,000 | 1,298 |
| FHLB advances | $52,000,000 | 985 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $94,403,000 | 1,069 |
| Tier 1 (core) risk-based capital | $60,663,000 | 1,037 |
| Tier 2 risk-based capital | $8,473,000 | 670 |
| Total risk weighted assets | $673,231,000 | 759 |
| Total unused commitments | $94,403,000 | 1,070 |
| Derivatives | $37,100,000 | 300 |
| 2007-12-31 | Rank | |
| # of Employees: | 268 | 574 |
| Assets and Liabilities | ||
| Total Assets: | $879,287,000 | 767 |
| Cash and due from depository institutions | $6,005,000 | 574 |
| Interest-bearing balances | $401,000 | 3,375 |
| Securities | $128,599,000 | 928 |
| Federal funds sold & reverse repurchase agreements | $19,841,000 | 638 |
| Net loans & leases | $645,739,000 | 725 |
| Loan loss allowance | $12,422,000 | 454 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $18,357,000 | 639 |
| Other real estate owned | $10,314,000 | 574 |
| Goodwill and other intangibles | $29,434,000 | 347 |
| All other assets | $20,998,000 | 928 |
| Life insurance assets | $3,640,000 | 1,587 |
| Total liabilities and capital | $879,286,000 | 767 |
| Total liabilities | $791,475,000 | 763 |
| Total deposits | $708,112,000 | 708 |
| Interest-bearing deposits | $638,295,000 | 692 |
| Deposits held in domestic offices | $708,112,000 | 705 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,000,000 | 883 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $54,500,000 | 952 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $8,863,000 | 760 |
| Total equity capital | $87,811,000 | 786 |
| Total bank equity capital | $87,811,000 | 786 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,000,000 | 1,942 |
| Surplus | $43,785,000 | 734 |
| Undivided profits | $42,026,000 | 878 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,421,000 | 167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $5,877,000 | 657 |
| Earning assets | $794,580,000 | 779 |
| Long-term assets (5+ years) | $132,099,000 | 902 |
| Average Assets, year-to-date | $706,867,400 | 931 |
| Average Assets, quarterly | $867,960,000 | 776 |
| Volatile liabilities | $251,717,000 | 624 |
| Insider loans | $6,004,000 | 1,281 |
| FHLB advances | $54,500,000 | 880 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $99,882,000 | 1,019 |
| Tier 1 (core) risk-based capital | $57,765,000 | 1,092 |
| Tier 2 risk-based capital | $8,583,000 | 654 |
| Total risk weighted assets | $682,876,000 | 741 |
| Total unused commitments | $99,882,000 | 1,020 |
| Derivatives | $41,157,000 | 272 |
| 2007-09-30 | Rank | |
| # of Employees: | 262 | 584 |
| Assets and Liabilities | ||
| Total Assets: | $856,633,000 | 777 |
| Cash and due from depository institutions | $29,576,000 | 584 |
| Interest-bearing balances | $866,000 | 2,550 |
| Securities | $100,457,000 | 1,207 |
| Federal funds sold & reverse repurchase agreements | $3,810,000 | 3,065 |
| Net loans & leases | $651,014,000 | 713 |
| Loan loss allowance | $7,699,000 | 708 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $17,361,000 | 663 |
| Other real estate owned | $5,913,000 | 584 |
| Goodwill and other intangibles | $29,660,000 | 333 |
| All other assets | $18,842,000 | 1,006 |
| Life insurance assets | $3,602,000 | 1,557 |
| Total liabilities and capital | $856,634,000 | 777 |
| Total liabilities | $764,566,000 | 773 |
| Total deposits | $697,377,000 | 727 |
| Interest-bearing deposits | $622,355,000 | 707 |
| Deposits held in domestic offices | $697,377,000 | 725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,276,000 | 2,008 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $54,500,000 | 862 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $9,413,000 | 711 |
| Total equity capital | $92,068,000 | 749 |
| Total bank equity capital | $92,068,000 | 749 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,000,000 | 1,924 |
| Surplus | $43,737,000 | 725 |
| Undivided profits | $46,331,000 | 807 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,555,000 | 211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $6,006,000 | 677 |
| Earning assets | $756,147,000 | 803 |
| Long-term assets (5+ years) | $104,759,000 | 1,089 |
| Average Assets, year-to-date | $663,762,500 | 980 |
| Average Assets, quarterly | $738,360,500 | 900 |
| Volatile liabilities | $238,151,000 | 627 |
| Insider loans | $5,541,000 | 1,346 |
| FHLB advances | $54,500,000 | 785 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $111,097,000 | 966 |
| Tier 1 (core) risk-based capital | $62,162,000 | 1,009 |
| Tier 2 risk-based capital | $7,699,000 | 719 |
| Total risk weighted assets | $670,191,000 | 738 |
| Total unused commitments | $111,097,000 | 966 |
| Derivatives | $41,157,000 | 284 |
| 2007-06-30 | Rank | |
| # of Employees: | 188 | 897 |
| Assets and Liabilities | ||
| Total Assets: | $620,088,000 | 1,073 |
| Cash and due from depository institutions | $16,973,000 | 897 |
| Interest-bearing balances | $401,000 | 3,270 |
| Securities | $56,711,000 | 2,020 |
| Federal funds sold & reverse repurchase agreements | $12,509,000 | 1,266 |
| Net loans & leases | $508,788,000 | 915 |
| Loan loss allowance | $6,373,000 | 834 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $9,507,000 | 1,310 |
| Other real estate owned | $2,935,000 | 897 |
| Goodwill and other intangibles | $276,000 | 2,457 |
| All other assets | $12,389,000 | 1,480 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $620,088,000 | 1,073 |
| Total liabilities | $570,818,000 | 1,045 |
| Total deposits | $514,031,000 | 1,005 |
| Interest-bearing deposits | $454,856,000 | 991 |
| Deposits held in domestic offices | $514,031,000 | 1,003 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $52,000,000 | 850 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,787,000 | 1,196 |
| Total equity capital | $49,270,000 | 1,378 |
| Total bank equity capital | $49,270,000 | 1,378 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,000,000 | 1,920 |
| Surplus | $2,488,000 | 5,306 |
| Undivided profits | $44,782,000 | 828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,861,000 | 1,026 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,745,000 | 1,069 |
| Earning assets | $578,409,000 | 1,051 |
| Long-term assets (5+ years) | $71,831,000 | 1,456 |
| Average Assets, year-to-date | $599,472,330 | 1,099 |
| Average Assets, quarterly | $612,803,000 | 1,076 |
| Volatile liabilities | $184,374,000 | 792 |
| Insider loans | $2,816,000 | 2,404 |
| FHLB advances | $52,000,000 | 778 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $96,029,000 | 1,090 |
| Tier 1 (core) risk-based capital | $49,310,000 | 1,296 |
| Tier 2 risk-based capital | $6,373,000 | 860 |
| Total risk weighted assets | $541,696,000 | 912 |
| Total unused commitments | $96,029,000 | 1,090 |
| Derivatives | $41,157,000 | 305 |
| 2007-03-31 | Rank | |
| # of Employees: | 184 | 910 |
| Assets and Liabilities | ||
| Total Assets: | $605,518,000 | 1,098 |
| Cash and due from depository institutions | $18,588,000 | 910 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $68,723,000 | 1,711 |
| Federal funds sold & reverse repurchase agreements | $3,294,000 | 4,187 |
| Net loans & leases | $491,277,000 | 933 |
| Loan loss allowance | $6,009,000 | 865 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,465,000 | 1,287 |
| Other real estate owned | $2,090,000 | 910 |
| Goodwill and other intangibles | $160,000 | 2,714 |
| All other assets | $11,921,000 | 1,476 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $605,519,000 | 1,098 |
| Total liabilities | $556,819,000 | 1,064 |
| Total deposits | $499,867,000 | 1,030 |
| Interest-bearing deposits | $441,834,000 | 1,015 |
| Deposits held in domestic offices | $499,867,000 | 1,028 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $52,000,000 | 814 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,952,000 | 1,162 |
| Total equity capital | $48,700,000 | 1,394 |
| Total bank equity capital | $48,700,000 | 1,394 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $2,443,000 | 5,319 |
| Undivided profits | $44,257,000 | 849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,202,000 | 846 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,793,000 | 1,016 |
| Earning assets | $563,294,000 | 1,077 |
| Long-term assets (5+ years) | $64,168,000 | 1,560 |
| Average Assets, year-to-date | $589,164,500 | 1,111 |
| Average Assets, quarterly | $589,164,500 | 1,111 |
| Volatile liabilities | $175,115,000 | 807 |
| Insider loans | $2,997,000 | 2,264 |
| FHLB advances | $52,000,000 | 749 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $105,854,000 | 992 |
| Tier 1 (core) risk-based capital | $48,409,000 | 1,298 |
| Tier 2 risk-based capital | $6,009,000 | 894 |
| Total risk weighted assets | $522,204,000 | 918 |
| Total unused commitments | $105,854,000 | 992 |
| Derivatives | $71,157,000 | 237 |
| 2006-12-31 | Rank | |
| # of Employees: | 182 | 918 |
| Assets and Liabilities | ||
| Total Assets: | $572,811,000 | 1,140 |
| Cash and due from depository institutions | $12,579,000 | 918 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $69,813,000 | 1,700 |
| Federal funds sold & reverse repurchase agreements | $654,000 | 5,618 |
| Net loans & leases | $467,753,000 | 957 |
| Loan loss allowance | $5,748,000 | 889 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $8,990,000 | 1,341 |
| Other real estate owned | $1,318,000 | 918 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $11,704,000 | 1,512 |
| Life insurance assets | $295,000 | 3,632 |
| Total liabilities and capital | $572,811,000 | 1,140 |
| Total liabilities | $525,186,000 | 1,124 |
| Total deposits | $466,189,000 | 1,092 |
| Interest-bearing deposits | $409,937,000 | 1,070 |
| Deposits held in domestic offices | $466,189,000 | 1,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,475,000 | 2,106 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $52,000,000 | 857 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,522,000 | 1,235 |
| Total equity capital | $47,625,000 | 1,389 |
| Total bank equity capital | $47,625,000 | 1,389 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,000,000 | 1,899 |
| Surplus | $2,403,000 | 5,321 |
| Undivided profits | $43,222,000 | 846 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,667,000 | 1,184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,731,000 | 1,057 |
| Earning assets | $538,220,000 | 1,113 |
| Long-term assets (5+ years) | $65,087,000 | 1,538 |
| Average Assets, year-to-date | $548,848,000 | 1,142 |
| Average Assets, quarterly | $564,880,500 | 1,145 |
| Volatile liabilities | $147,571,000 | 1,055 |
| Insider loans | $2,752,000 | 2,382 |
| FHLB advances | $52,000,000 | 783 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $97,195,000 | 1,051 |
| Tier 1 (core) risk-based capital | $47,555,000 | 1,301 |
| Tier 2 risk-based capital | $5,748,000 | 912 |
| Total risk weighted assets | $494,562,000 | 954 |
| Total unused commitments | $97,195,000 | 1,051 |
| Derivatives | $71,132,000 | 230 |
| 2006-09-30 | Rank | |
| # of Employees: | 170 | 1,016 |
| Assets and Liabilities | ||
| Total Assets: | $556,950,000 | 1,172 |
| Cash and due from depository institutions | $14,329,000 | 1,016 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $59,475,000 | 2,013 |
| Federal funds sold & reverse repurchase agreements | $20,562,000 | 660 |
| Net loans & leases | $442,164,000 | 1,002 |
| Loan loss allowance | $5,406,000 | 947 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,119,000 | 1,298 |
| Other real estate owned | $106,000 | 1,016 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $11,195,000 | 1,569 |
| Life insurance assets | $293,000 | 3,612 |
| Total liabilities and capital | $556,949,000 | 1,172 |
| Total liabilities | $510,698,000 | 1,148 |
| Total deposits | $453,773,000 | 1,107 |
| Interest-bearing deposits | $394,325,000 | 1,099 |
| Deposits held in domestic offices | $453,773,000 | 1,105 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $52,000,000 | 900 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,925,000 | 1,127 |
| Total equity capital | $46,251,000 | 1,415 |
| Total bank equity capital | $46,251,000 | 1,415 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,000,000 | 1,898 |
| Surplus | $2,371,000 | 5,363 |
| Undivided profits | $41,880,000 | 871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,551,000 | 873 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,395,000 | 1,159 |
| Earning assets | $522,201,000 | 1,148 |
| Long-term assets (5+ years) | $67,881,000 | 1,471 |
| Average Assets, year-to-date | $542,857,250 | 1,161 |
| Average Assets, quarterly | $553,286,500 | 1,166 |
| Volatile liabilities | $145,801,000 | 1,071 |
| Insider loans | $3,131,000 | 2,134 |
| FHLB advances | $52,000,000 | 822 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $93,396,000 | 1,103 |
| Tier 1 (core) risk-based capital | $46,086,000 | 1,339 |
| Tier 2 risk-based capital | $5,406,000 | 954 |
| Total risk weighted assets | $470,727,000 | 988 |
| Total unused commitments | $93,396,000 | 1,104 |
| Derivatives | $71,156,000 | 233 |
| 2006-06-30 | Rank | |
| # of Employees: | 164 | 1,041 |
| Assets and Liabilities | ||
| Total Assets: | $549,623,000 | 1,175 |
| Cash and due from depository institutions | $22,161,000 | 1,041 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $60,267,000 | 1,990 |
| Federal funds sold & reverse repurchase agreements | $544,000 | 5,024 |
| Net loans & leases | $445,868,000 | 983 |
| Loan loss allowance | $5,091,000 | 996 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $9,247,000 | 1,250 |
| Other real estate owned | $239,000 | 1,041 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $11,297,000 | 1,565 |
| Life insurance assets | $293,000 | 3,590 |
| Total liabilities and capital | $549,624,000 | 1,175 |
| Total liabilities | $505,037,000 | 1,145 |
| Total deposits | $445,165,000 | 1,114 |
| Interest-bearing deposits | $387,650,000 | 1,098 |
| Deposits held in domestic offices | $445,165,000 | 1,112 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,425,000 | 2,012 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $52,000,000 | 907 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,447,000 | 1,141 |
| Total equity capital | $44,587,000 | 1,407 |
| Total bank equity capital | $44,587,000 | 1,407 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,000,000 | 1,890 |
| Surplus | $2,339,000 | 5,371 |
| Undivided profits | $40,248,000 | 867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,235,000 | 1,240 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,078,000 | 1,143 |
| Earning assets | $506,679,000 | 1,162 |
| Long-term assets (5+ years) | $68,630,000 | 1,445 |
| Average Assets, year-to-date | $538,159,670 | 1,170 |
| Average Assets, quarterly | $547,016,500 | 1,161 |
| Volatile liabilities | $142,706,000 | 1,067 |
| Insider loans | $3,103,000 | 2,107 |
| FHLB advances | $52,000,000 | 827 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $90,896,000 | 1,128 |
| Tier 1 (core) risk-based capital | $44,926,000 | 1,336 |
| Tier 2 risk-based capital | $5,116,000 | 992 |
| Total risk weighted assets | $473,951,000 | 975 |
| Total unused commitments | $90,896,000 | 1,129 |
| Derivatives | $30,000,000 | 332 |
| 2006-03-31 | Rank | |
| # of Employees: | 161 | 1,043 |
| Assets and Liabilities | ||
| Total Assets: | $544,410,000 | 1,159 |
| Cash and due from depository institutions | $18,438,000 | 1,043 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $64,248,000 | 1,886 |
| Federal funds sold & reverse repurchase agreements | $18,231,000 | 807 |
| Net loans & leases | $423,898,000 | 1,003 |
| Loan loss allowance | $5,606,000 | 889 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,197,000 | 1,228 |
| Other real estate owned | $239,000 | 1,043 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $10,159,000 | 1,654 |
| Life insurance assets | $293,000 | 3,552 |
| Total liabilities and capital | $544,411,000 | 1,159 |
| Total liabilities | $500,448,000 | 1,135 |
| Total deposits | $443,776,000 | 1,098 |
| Interest-bearing deposits | $389,032,000 | 1,065 |
| Deposits held in domestic offices | $443,776,000 | 1,096 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $52,000,000 | 863 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,672,000 | 1,092 |
| Total equity capital | $43,963,000 | 1,395 |
| Total bank equity capital | $43,963,000 | 1,395 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,000,000 | 1,883 |
| Surplus | $2,307,000 | 5,326 |
| Undivided profits | $39,656,000 | 878 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,274,000 | 803 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,987,000 | 1,126 |
| Earning assets | $506,377,000 | 1,136 |
| Long-term assets (5+ years) | $64,730,000 | 1,502 |
| Average Assets, year-to-date | $532,428,000 | 1,175 |
| Average Assets, quarterly | $532,428,000 | 1,175 |
| Volatile liabilities | $123,903,000 | 1,149 |
| Insider loans | $2,801,000 | 2,259 |
| FHLB advances | $52,000,000 | 796 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $77,635,000 | 1,258 |
| Tier 1 (core) risk-based capital | $43,845,000 | 1,331 |
| Tier 2 risk-based capital | $5,631,000 | 894 |
| Total risk weighted assets | $457,077,000 | 980 |
| Total unused commitments | $77,635,000 | 1,258 |
| Derivatives | $30,000,000 | 318 |
| 2005-12-31 | Rank | |
| # of Employees: | 154 | 1,089 |
| Assets and Liabilities | ||
| Total Assets: | $520,446,000 | 1,200 |
| Cash and due from depository institutions | $10,674,000 | 1,089 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $68,023,000 | 1,782 |
| Federal funds sold & reverse repurchase agreements | $5,548,000 | 2,307 |
| Net loans & leases | $417,577,000 | 991 |
| Loan loss allowance | $5,302,000 | 929 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,134,000 | 1,218 |
| Other real estate owned | $567,000 | 1,089 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,923,000 | 1,837 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $520,445,000 | 1,200 |
| Total liabilities | $477,420,000 | 1,182 |
| Total deposits | $431,622,000 | 1,118 |
| Interest-bearing deposits | $380,702,000 | 1,070 |
| Deposits held in domestic offices | $431,622,000 | 1,117 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $42,000,000 | 1,035 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,798,000 | 1,277 |
| Total equity capital | $43,025,000 | 1,409 |
| Total bank equity capital | $43,025,000 | 1,409 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,000,000 | 1,869 |
| Surplus | $2,275,000 | 5,339 |
| Undivided profits | $38,750,000 | 891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,055,000 | 854 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,806,000 | 1,181 |
| Earning assets | $491,148,000 | 1,157 |
| Long-term assets (5+ years) | $65,687,000 | 1,444 |
| Average Assets, year-to-date | $491,084,800 | 1,209 |
| Average Assets, quarterly | $517,677,500 | 1,190 |
| Volatile liabilities | $120,508,000 | 1,157 |
| Insider loans | $3,443,000 | 1,883 |
| FHLB advances | $42,000,000 | 955 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $79,443,000 | 1,201 |
| Tier 1 (core) risk-based capital | $42,899,000 | 1,335 |
| Tier 2 risk-based capital | $5,327,000 | 916 |
| Total risk weighted assets | $447,045,000 | 979 |
| Total unused commitments | $79,443,000 | 1,202 |
| Derivatives | $30,000,000 | 300 |
| 2005-09-30 | Rank | |
| # of Employees: | 147 | 1,141 |
| Assets and Liabilities | ||
| Total Assets: | $514,909,000 | 1,182 |
| Cash and due from depository institutions | $19,868,000 | 1,141 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $60,003,000 | 2,001 |
| Federal funds sold & reverse repurchase agreements | $11,988,000 | 1,095 |
| Net loans & leases | $406,448,000 | 999 |
| Loan loss allowance | $4,860,000 | 1,001 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,970,000 | 1,369 |
| Other real estate owned | $517,000 | 1,141 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $8,115,000 | 1,944 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $514,909,000 | 1,182 |
| Total liabilities | $472,446,000 | 1,162 |
| Total deposits | $416,707,000 | 1,118 |
| Interest-bearing deposits | $366,172,000 | 1,077 |
| Deposits held in domestic offices | $416,707,000 | 1,115 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $52,000,000 | 886 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,739,000 | 1,261 |
| Total equity capital | $42,463,000 | 1,401 |
| Total bank equity capital | $42,463,000 | 1,401 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,000,000 | 1,838 |
| Surplus | $2,275,000 | 5,301 |
| Undivided profits | $38,188,000 | 901 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,372,000 | 795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,473,000 | 1,296 |
| Earning assets | $478,439,000 | 1,166 |
| Long-term assets (5+ years) | $61,022,000 | 1,527 |
| Average Assets, year-to-date | $483,744,500 | 1,218 |
| Average Assets, quarterly | $511,411,000 | 1,178 |
| Volatile liabilities | $129,263,000 | 1,060 |
| Insider loans | $3,358,000 | 1,911 |
| FHLB advances | $52,000,000 | 812 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $88,690,000 | 1,095 |
| Tier 1 (core) risk-based capital | $41,842,000 | 1,347 |
| Tier 2 risk-based capital | $5,060,000 | 937 |
| Total risk weighted assets | $436,198,000 | 979 |
| Total unused commitments | $88,690,000 | 1,096 |
| Derivatives | $30,000,000 | 301 |
| 2005-06-30 | Rank | |
| # of Employees: | 146 | 1,144 |
| Assets and Liabilities | ||
| Total Assets: | $507,913,000 | 1,170 |
| Cash and due from depository institutions | $25,435,000 | 1,144 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $62,709,000 | 1,921 |
| Federal funds sold & reverse repurchase agreements | $1,883,000 | 3,604 |
| Net loans & leases | $401,101,000 | 992 |
| Loan loss allowance | $4,651,000 | 1,021 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,160,000 | 1,301 |
| Other real estate owned | $460,000 | 1,144 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $8,165,000 | 1,877 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $507,913,000 | 1,170 |
| Total liabilities | $466,106,000 | 1,151 |
| Total deposits | $401,203,000 | 1,137 |
| Interest-bearing deposits | $348,852,000 | 1,109 |
| Deposits held in domestic offices | $401,203,000 | 1,134 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,479,000 | 1,183 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $52,000,000 | 892 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,424,000 | 1,281 |
| Total equity capital | $41,807,000 | 1,401 |
| Total bank equity capital | $41,807,000 | 1,401 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,000,000 | 1,819 |
| Surplus | $2,275,000 | 5,281 |
| Undivided profits | $37,532,000 | 905 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,547,000 | 726 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,302,000 | 1,274 |
| Earning assets | $465,693,000 | 1,172 |
| Long-term assets (5+ years) | $61,913,000 | 1,512 |
| Average Assets, year-to-date | $473,356,330 | 1,233 |
| Average Assets, quarterly | $490,665,000 | 1,196 |
| Volatile liabilities | $117,368,000 | 1,119 |
| Insider loans | $4,318,000 | 1,480 |
| FHLB advances | $52,000,000 | 816 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $82,548,000 | 1,116 |
| Tier 1 (core) risk-based capital | $40,839,000 | 1,344 |
| Tier 2 risk-based capital | $4,851,000 | 961 |
| Total risk weighted assets | $429,215,000 | 964 |
| Total unused commitments | $82,548,000 | 1,116 |
| Derivatives | $30,000,000 | 293 |
| 2005-03-31 | Rank | |
| # of Employees: | 144 | 1,141 |
| Assets and Liabilities | ||
| Total Assets: | $473,417,000 | 1,251 |
| Cash and due from depository institutions | $16,255,000 | 1,141 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $63,470,000 | 1,946 |
| Federal funds sold & reverse repurchase agreements | $3,069,000 | 3,273 |
| Net loans & leases | $373,366,000 | 1,045 |
| Loan loss allowance | $4,348,000 | 1,078 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,508,000 | 1,216 |
| Other real estate owned | $671,000 | 1,141 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $8,078,000 | 1,867 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $473,417,000 | 1,251 |
| Total liabilities | $432,720,000 | 1,224 |
| Total deposits | $377,514,000 | 1,217 |
| Interest-bearing deposits | $324,191,000 | 1,204 |
| Deposits held in domestic offices | $377,514,000 | 1,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $52,000,000 | 849 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,206,000 | 1,353 |
| Total equity capital | $40,697,000 | 1,401 |
| Total bank equity capital | $40,697,000 | 1,401 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,000,000 | 1,823 |
| Surplus | $2,275,000 | 5,293 |
| Undivided profits | $36,422,000 | 903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $889,000 | 2,577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,228,000 | 1,277 |
| Earning assets | $439,905,000 | 1,222 |
| Long-term assets (5+ years) | $61,883,000 | 1,554 |
| Average Assets, year-to-date | $456,078,000 | 1,274 |
| Average Assets, quarterly | $456,078,000 | 1,274 |
| Volatile liabilities | $101,138,000 | 1,213 |
| Insider loans | $4,118,000 | 1,504 |
| FHLB advances | $52,000,000 | 777 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $79,827,000 | 1,130 |
| Tier 1 (core) risk-based capital | $40,015,000 | 1,348 |
| Tier 2 risk-based capital | $4,348,000 | 1,049 |
| Total risk weighted assets | $394,975,000 | 1,040 |
| Total unused commitments | $79,827,000 | 1,130 |
| Derivatives | $30,000,000 | 270 |
| 2004-12-31 | Rank | |
| # of Employees: | 143 | 1,166 |
| Assets and Liabilities | ||
| Total Assets: | $438,739,000 | 1,336 |
| Cash and due from depository institutions | $7,289,000 | 1,166 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $62,732,000 | 1,989 |
| Federal funds sold & reverse repurchase agreements | $767,000 | 5,143 |
| Net loans & leases | $352,248,000 | 1,105 |
| Loan loss allowance | $4,080,000 | 1,145 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,645,000 | 1,345 |
| Other real estate owned | $686,000 | 1,166 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $7,372,000 | 1,976 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $438,739,000 | 1,336 |
| Total liabilities | $398,447,000 | 1,323 |
| Total deposits | $340,805,000 | 1,358 |
| Interest-bearing deposits | $293,321,000 | 1,344 |
| Deposits held in domestic offices | $340,805,000 | 1,354 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $55,000,000 | 837 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,642,000 | 1,528 |
| Total equity capital | $40,292,000 | 1,420 |
| Total bank equity capital | $40,292,000 | 1,420 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,000,000 | 1,805 |
| Surplus | $2,275,000 | 5,278 |
| Undivided profits | $36,017,000 | 929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,103,000 | 2,237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,040,000 | 1,384 |
| Earning assets | $415,747,000 | 1,294 |
| Long-term assets (5+ years) | $62,295,000 | 1,586 |
| Average Assets, year-to-date | $422,203,000 | 1,318 |
| Average Assets, quarterly | $440,389,000 | 1,306 |
| Volatile liabilities | $84,644,000 | 1,387 |
| Insider loans | $3,923,000 | 1,555 |
| FHLB advances | $55,000,000 | 754 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $68,014,000 | 1,262 |
| Tier 1 (core) risk-based capital | $39,179,000 | 1,367 |
| Tier 2 risk-based capital | $4,080,000 | 1,114 |
| Total risk weighted assets | $368,330,000 | 1,115 |
| Total unused commitments | $68,014,000 | 1,263 |
| Derivatives | $30,000,000 | 268 |
| 2004-09-30 | Rank | |
| # of Employees: | 144 | 1,172 |
| Assets and Liabilities | ||
| Total Assets: | $442,039,000 | 1,298 |
| Cash and due from depository institutions | $18,546,000 | 1,172 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $58,452,000 | 2,100 |
| Federal funds sold & reverse repurchase agreements | $8,118,000 | 1,391 |
| Net loans & leases | $342,303,000 | 1,110 |
| Loan loss allowance | $4,043,000 | 1,160 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,118,000 | 1,409 |
| Other real estate owned | $737,000 | 1,172 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $6,765,000 | 2,064 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $442,039,000 | 1,298 |
| Total liabilities | $402,523,000 | 1,281 |
| Total deposits | $344,698,000 | 1,305 |
| Interest-bearing deposits | $292,434,000 | 1,321 |
| Deposits held in domestic offices | $344,698,000 | 1,301 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $55,000,000 | 839 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,825,000 | 1,460 |
| Total equity capital | $39,516,000 | 1,428 |
| Total bank equity capital | $39,516,000 | 1,428 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,000,000 | 1,797 |
| Surplus | $2,275,000 | 5,259 |
| Undivided profits | $35,241,000 | 948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,386,000 | 1,960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,957,000 | 1,511 |
| Earning assets | $408,873,000 | 1,287 |
| Long-term assets (5+ years) | $64,616,000 | 1,546 |
| Average Assets, year-to-date | $418,069,000 | 1,332 |
| Average Assets, quarterly | $432,026,000 | 1,313 |
| Volatile liabilities | $83,579,000 | 1,353 |
| Insider loans | $4,096,000 | 1,428 |
| FHLB advances | $55,000,000 | 755 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $57,512,000 | 1,402 |
| Tier 1 (core) risk-based capital | $38,171,000 | 1,384 |
| Tier 2 risk-based capital | $4,043,000 | 1,108 |
| Total risk weighted assets | $353,960,000 | 1,136 |
| Total unused commitments | $57,512,000 | 1,404 |
| Derivatives | $30,000,000 | 283 |
| 2004-06-30 | Rank | |
| # of Employees: | 149 | 1,123 |
| Assets and Liabilities | ||
| Total Assets: | $422,013,000 | 1,342 |
| Cash and due from depository institutions | $17,762,000 | 1,123 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $57,931,000 | 2,138 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 4,097 |
| Net loans & leases | $329,975,000 | 1,114 |
| Loan loss allowance | $3,801,000 | 1,217 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,747,000 | 1,463 |
| Other real estate owned | $986,000 | 1,123 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $7,312,000 | 1,945 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $422,013,000 | 1,342 |
| Total liabilities | $384,171,000 | 1,327 |
| Total deposits | $320,174,000 | 1,408 |
| Interest-bearing deposits | $272,026,000 | 1,413 |
| Deposits held in domestic offices | $320,174,000 | 1,403 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,835,000 | 1,414 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $55,000,000 | 843 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,162,000 | 1,660 |
| Total equity capital | $37,842,000 | 1,435 |
| Total bank equity capital | $37,842,000 | 1,435 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,000,000 | 1,803 |
| Surplus | $2,275,000 | 5,262 |
| Undivided profits | $33,567,000 | 944 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,810,000 | 1,560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,959,000 | 1,377 |
| Earning assets | $389,206,000 | 1,333 |
| Long-term assets (5+ years) | $60,068,000 | 1,671 |
| Average Assets, year-to-date | $410,079,000 | 1,358 |
| Average Assets, quarterly | $419,382,000 | 1,335 |
| Volatile liabilities | $67,537,000 | 1,587 |
| Insider loans | $4,538,000 | 1,261 |
| FHLB advances | $55,000,000 | 758 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $54,052,000 | 1,465 |
| Tier 1 (core) risk-based capital | $37,303,000 | 1,389 |
| Tier 2 risk-based capital | $3,801,000 | 1,175 |
| Total risk weighted assets | $343,079,000 | 1,143 |
| Total unused commitments | $54,052,000 | 1,469 |
| Derivatives | $30,000,000 | 281 |
| 2004-03-31 | Rank | |
| # of Employees: | 153 | 1,073 |
| Assets and Liabilities | ||
| Total Assets: | $416,751,000 | 1,350 |
| Cash and due from depository institutions | $14,340,000 | 1,073 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $58,148,000 | 2,129 |
| Federal funds sold & reverse repurchase agreements | $14,166,000 | 1,028 |
| Net loans & leases | $315,694,000 | 1,147 |
| Loan loss allowance | $3,623,000 | 1,275 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,611,000 | 1,481 |
| Other real estate owned | $1,033,000 | 1,073 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $6,759,000 | 1,955 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $416,751,000 | 1,350 |
| Total liabilities | $378,459,000 | 1,336 |
| Total deposits | $320,517,000 | 1,390 |
| Interest-bearing deposits | $275,082,000 | 1,393 |
| Deposits held in domestic offices | $320,517,000 | 1,387 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $55,000,000 | 779 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,942,000 | 1,464 |
| Total equity capital | $38,292,000 | 1,453 |
| Total bank equity capital | $38,292,000 | 1,453 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,000,000 | 1,796 |
| Surplus | $2,275,000 | 5,253 |
| Undivided profits | $34,017,000 | 975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,303,000 | 2,151 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,927,000 | 1,394 |
| Earning assets | $388,008,000 | 1,325 |
| Long-term assets (5+ years) | $69,995,000 | 1,460 |
| Average Assets, year-to-date | $404,112,000 | 1,374 |
| Average Assets, quarterly | $404,112,000 | 1,374 |
| Volatile liabilities | $46,471,000 | 2,087 |
| Insider loans | $4,446,000 | 1,276 |
| FHLB advances | $55,000,000 | 699 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $56,072,000 | 1,380 |
| Tier 1 (core) risk-based capital | $36,501,000 | 1,404 |
| Tier 2 risk-based capital | $3,623,000 | 1,236 |
| Total risk weighted assets | $329,517,000 | 1,168 |
| Total unused commitments | $56,072,000 | 1,385 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 145 | 1,162 |
| Assets and Liabilities | ||
| Total Assets: | $391,473,000 | 1,444 |
| Cash and due from depository institutions | $15,564,000 | 1,162 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $58,114,000 | 2,192 |
| Federal funds sold & reverse repurchase agreements | $11,671,000 | 1,016 |
| Net loans & leases | $292,565,000 | 1,212 |
| Loan loss allowance | $3,479,000 | 1,328 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,763,000 | 1,435 |
| Other real estate owned | $1,063,000 | 1,162 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,733,000 | 2,245 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $391,473,000 | 1,444 |
| Total liabilities | $354,309,000 | 1,446 |
| Total deposits | $307,420,000 | 1,448 |
| Interest-bearing deposits | $262,672,000 | 1,454 |
| Deposits held in domestic offices | $307,420,000 | 1,445 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $45,000,000 | 926 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,889,000 | 1,947 |
| Total equity capital | $37,164,000 | 1,466 |
| Total bank equity capital | $37,164,000 | 1,466 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,000,000 | 1,811 |
| Surplus | $2,275,000 | 5,241 |
| Undivided profits | $32,889,000 | 983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,245,000 | 2,279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,901,000 | 1,463 |
| Earning assets | $362,350,000 | 1,427 |
| Long-term assets (5+ years) | $63,551,000 | 1,594 |
| Average Assets, year-to-date | $385,138,600 | 1,410 |
| Average Assets, quarterly | $384,632,500 | 1,460 |
| Volatile liabilities | $41,503,000 | 2,283 |
| Insider loans | $4,248,000 | 1,294 |
| FHLB advances | $45,000,000 | 831 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $51,588,000 | 1,419 |
| Tier 1 (core) risk-based capital | $35,801,000 | 1,430 |
| Tier 2 risk-based capital | $3,479,000 | 1,276 |
| Total risk weighted assets | $307,658,000 | 1,233 |
| Total unused commitments | $51,588,000 | 1,420 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 146 | 1,163 |
| Assets and Liabilities | ||
| Total Assets: | $377,792,000 | 1,502 |
| Cash and due from depository institutions | $15,984,000 | 1,163 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $54,388,000 | 2,284 |
| Federal funds sold & reverse repurchase agreements | $4,957,000 | 2,645 |
| Net loans & leases | $288,774,000 | 1,235 |
| Loan loss allowance | $3,589,000 | 1,300 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,870,000 | 1,385 |
| Other real estate owned | $892,000 | 1,163 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,927,000 | 2,184 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $377,792,000 | 1,502 |
| Total liabilities | $341,645,000 | 1,499 |
| Total deposits | $293,078,000 | 1,532 |
| Interest-bearing deposits | $249,798,000 | 1,530 |
| Deposits held in domestic offices | $293,078,000 | 1,529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $45,000,000 | 909 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,567,000 | 1,247 |
| Total equity capital | $36,147,000 | 1,520 |
| Total bank equity capital | $36,147,000 | 1,520 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,000,000 | 1,814 |
| Surplus | $2,275,000 | 5,219 |
| Undivided profits | $31,872,000 | 1,020 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,386,000 | 2,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,954,000 | 1,527 |
| Earning assets | $348,119,000 | 1,486 |
| Long-term assets (5+ years) | $59,652,000 | 1,667 |
| Average Assets, year-to-date | $383,555,000 | 1,430 |
| Average Assets, quarterly | $381,170,000 | 1,477 |
| Volatile liabilities | $42,226,000 | 2,206 |
| Insider loans | $4,833,000 | 1,116 |
| FHLB advances | $45,000,000 | 818 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $58,368,000 | 1,314 |
| Tier 1 (core) risk-based capital | $34,909,000 | 1,475 |
| Tier 2 risk-based capital | $3,589,000 | 1,221 |
| Total risk weighted assets | $298,099,000 | 1,276 |
| Total unused commitments | $58,368,000 | 1,317 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 142 | 1,195 |
| Assets and Liabilities | ||
| Total Assets: | $384,548,000 | 1,450 |
| Cash and due from depository institutions | $14,240,000 | 1,195 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $57,126,000 | 2,127 |
| Federal funds sold & reverse repurchase agreements | $17,639,000 | 875 |
| Net loans & leases | $282,747,000 | 1,249 |
| Loan loss allowance | $3,571,000 | 1,279 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,817,000 | 1,377 |
| Other real estate owned | $339,000 | 1,195 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,640,000 | 2,187 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $384,548,000 | 1,450 |
| Total liabilities | $348,865,000 | 1,444 |
| Total deposits | $301,249,000 | 1,463 |
| Interest-bearing deposits | $257,201,000 | 1,477 |
| Deposits held in domestic offices | $301,249,000 | 1,460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $45,000,000 | 898 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,616,000 | 1,652 |
| Total equity capital | $35,683,000 | 1,532 |
| Total bank equity capital | $35,683,000 | 1,532 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,000,000 | 1,815 |
| Surplus | $2,000,000 | 5,445 |
| Undivided profits | $31,683,000 | 1,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,195,000 | 1,492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,132,000 | 1,298 |
| Earning assets | $357,512,000 | 1,425 |
| Long-term assets (5+ years) | $58,098,000 | 1,619 |
| Average Assets, year-to-date | $385,476,000 | 1,409 |
| Average Assets, quarterly | $386,040,000 | 1,421 |
| Volatile liabilities | $46,265,000 | 2,017 |
| Insider loans | $5,058,000 | 1,049 |
| FHLB advances | $45,000,000 | 804 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $48,080,000 | 1,475 |
| Tier 1 (core) risk-based capital | $33,726,000 | 1,492 |
| Tier 2 risk-based capital | $3,571,000 | 1,179 |
| Total risk weighted assets | $293,350,000 | 1,274 |
| Total unused commitments | $48,080,000 | 1,484 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 142 | 1,182 |
| Assets and Liabilities | ||
| Total Assets: | $387,532,000 | 1,407 |
| Cash and due from depository institutions | $7,971,000 | 1,182 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $56,573,000 | 2,125 |
| Federal funds sold & reverse repurchase agreements | $28,976,000 | 558 |
| Net loans & leases | $281,300,000 | 1,238 |
| Loan loss allowance | $3,483,000 | 1,291 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,406,000 | 1,446 |
| Other real estate owned | $339,000 | 1,182 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,967,000 | 2,035 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $387,532,000 | 1,407 |
| Total liabilities | $353,323,000 | 1,387 |
| Total deposits | $305,419,000 | 1,419 |
| Interest-bearing deposits | $260,752,000 | 1,443 |
| Deposits held in domestic offices | $305,419,000 | 1,416 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $45,000,000 | 870 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,904,000 | 1,551 |
| Total equity capital | $34,209,000 | 1,565 |
| Total bank equity capital | $34,209,000 | 1,565 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,000,000 | 1,826 |
| Surplus | $2,000,000 | 5,424 |
| Undivided profits | $30,209,000 | 1,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,522,000 | 2,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,078,000 | 1,388 |
| Earning assets | $366,849,000 | 1,365 |
| Long-term assets (5+ years) | $61,307,000 | 1,527 |
| Average Assets, year-to-date | $385,940,000 | 1,404 |
| Average Assets, quarterly | $385,940,000 | 1,404 |
| Volatile liabilities | $45,453,000 | 1,993 |
| Insider loans | $5,755,000 | 902 |
| FHLB advances | $45,000,000 | 787 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $47,460,000 | 1,456 |
| Tier 1 (core) risk-based capital | $32,792,000 | 1,512 |
| Tier 2 risk-based capital | $3,483,000 | 1,194 |
| Total risk weighted assets | $291,542,000 | 1,263 |
| Total unused commitments | $47,460,000 | 1,469 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 143 | 1,163 |
| Assets and Liabilities | ||
| Total Assets: | $384,348,000 | 1,392 |
| Cash and due from depository institutions | $16,958,000 | 1,163 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $54,960,000 | 2,149 |
| Federal funds sold & reverse repurchase agreements | $30,703,000 | 465 |
| Net loans & leases | $269,212,000 | 1,276 |
| Loan loss allowance | $3,772,000 | 1,178 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,960,000 | 1,556 |
| Other real estate owned | $339,000 | 1,163 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $6,216,000 | 1,932 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $384,348,000 | 1,392 |
| Total liabilities | $351,110,000 | 1,372 |
| Total deposits | $303,773,000 | 1,394 |
| Interest-bearing deposits | $260,686,000 | 1,412 |
| Deposits held in domestic offices | $303,773,000 | 1,392 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $45,000,000 | 866 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,337,000 | 1,811 |
| Total equity capital | $33,238,000 | 1,579 |
| Total bank equity capital | $33,238,000 | 1,579 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,000,000 | 1,819 |
| Surplus | $2,000,000 | 5,394 |
| Undivided profits | $29,238,000 | 1,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,335,000 | 2,209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,005,000 | 1,516 |
| Earning assets | $354,875,000 | 1,384 |
| Long-term assets (5+ years) | $51,866,000 | 1,666 |
| Average Assets, year-to-date | $357,054,400 | 1,435 |
| Average Assets, quarterly | $371,975,000 | 1,442 |
| Volatile liabilities | $46,606,000 | 1,943 |
| Insider loans | $5,919,000 | 847 |
| FHLB advances | $45,000,000 | 768 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $40,842,000 | 1,555 |
| Tier 1 (core) risk-based capital | $31,949,000 | 1,521 |
| Tier 2 risk-based capital | $3,568,000 | 1,155 |
| Total risk weighted assets | $285,246,000 | 1,260 |
| Total unused commitments | $40,842,000 | 1,560 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 133 | 1,228 |
| Assets and Liabilities | ||
| Total Assets: | $348,661,000 | 1,459 |
| Cash and due from depository institutions | $11,315,000 | 1,228 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $56,934,000 | 1,960 |
| Federal funds sold & reverse repurchase agreements | $19,684,000 | 708 |
| Net loans & leases | $248,020,000 | 1,333 |
| Loan loss allowance | $3,700,000 | 1,132 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,291,000 | 1,409 |
| Other real estate owned | $358,000 | 1,228 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $6,059,000 | 1,871 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $348,661,000 | 1,459 |
| Total liabilities | $319,935,000 | 1,424 |
| Total deposits | $281,256,000 | 1,415 |
| Interest-bearing deposits | $247,558,000 | 1,412 |
| Deposits held in domestic offices | $281,256,000 | 1,413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $35,000,000 | 939 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,679,000 | 1,232 |
| Total equity capital | $28,726,000 | 1,701 |
| Total bank equity capital | $28,726,000 | 1,701 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,000,000 | 1,837 |
| Surplus | $2,000,000 | 5,389 |
| Undivided profits | $24,726,000 | 1,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,884,000 | 1,599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,921,000 | 1,724 |
| Earning assets | $324,638,000 | 1,425 |
| Long-term assets (5+ years) | $64,891,000 | 1,421 |
| Average Assets, year-to-date | $325,199,000 | 1,475 |
| Average Assets, quarterly | $346,686,000 | 1,452 |
| Volatile liabilities | $47,555,000 | 1,850 |
| Insider loans | $5,367,000 | 898 |
| FHLB advances | $35,000,000 | 838 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $39,183,000 | 1,523 |
| Tier 1 (core) risk-based capital | $28,338,000 | 1,628 |
| Tier 2 risk-based capital | $3,231,000 | 1,201 |
| Total risk weighted assets | $258,060,000 | 1,333 |
| Total unused commitments | $39,183,000 | 1,528 |
| Derivatives | $20,000,000 | 277 |
| 2000-12-31 | Rank | |
| # of Employees: | 122 | 1,355 |
| Assets and Liabilities | ||
| Total Assets: | $287,617,000 | 1,668 |
| Cash and due from depository institutions | $11,828,000 | 1,355 |
| Interest-bearing balances | $313,000 | 3,413 |
| Securities | $42,650,000 | 2,536 |
| Federal funds sold & reverse repurchase agreements | $110,000 | 6,791 |
| Net loans & leases | $223,497,000 | 1,435 |
| Loan loss allowance | $2,900,000 | 1,339 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,666,000 | 1,528 |
| Other real estate owned | $702,000 | 1,355 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,164,000 | 2,734 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $287,617,000 | 1,668 |
| Total liabilities | $262,225,000 | 1,657 |
| Total deposits | $234,479,000 | 1,636 |
| Interest-bearing deposits | $202,943,000 | 1,649 |
| Deposits held in domestic offices | $234,479,000 | 1,631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 3,079 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $25,000,000 | 1,163 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,146,000 | 1,950 |
| Total equity capital | $25,392,000 | 1,808 |
| Total bank equity capital | $25,392,000 | 1,808 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,000,000 | 1,856 |
| Surplus | $2,000,000 | 5,403 |
| Undivided profits | $21,392,000 | 1,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $710,000 | 2,987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,522,000 | 1,715 |
| Earning assets | $266,570,000 | 1,661 |
| Long-term assets (5+ years) | $41,909,000 | 1,865 |
| Average Assets, year-to-date | $275,183,200 | 1,658 |
| Average Assets, quarterly | $286,080,000 | 1,649 |
| Volatile liabilities | $36,042,000 | 2,288 |
| Insider loans | $4,211,000 | 1,157 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $39,434,000 | 1,406 |
| Tier 1 (core) risk-based capital | $25,452,000 | 1,725 |
| Tier 2 risk-based capital | $2,907,000 | 1,270 |
| Total risk weighted assets | $238,645,300 | 1,373 |
| Total unused commitments | $39,434,000 | 1,407 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 107 | 1,591 |
| Assets and Liabilities | ||
| Total Assets: | $253,442,000 | 1,848 |
| Cash and due from depository institutions | $14,847,000 | 1,591 |
| Interest-bearing balances | $4,958,000 | 835 |
| Securities | $43,325,000 | 2,603 |
| Federal funds sold & reverse repurchase agreements | $5,220,000 | 1,823 |
| Net loans & leases | $181,394,000 | 1,678 |
| Loan loss allowance | $2,262,000 | 1,644 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,511,000 | 1,544 |
| Other real estate owned | $0 | 1,591 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,145,000 | 2,711 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $253,442,000 | 1,848 |
| Total liabilities | $231,891,000 | 1,831 |
| Total deposits | $215,321,000 | 1,748 |
| Interest-bearing deposits | $184,370,000 | 1,783 |
| Deposits held in domestic offices | $215,321,000 | 1,744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,000,000 | 1,564 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,570,000 | 2,290 |
| Total equity capital | $21,551,000 | 2,062 |
| Total bank equity capital | $21,551,000 | 2,062 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,000,000 | 1,872 |
| Surplus | $2,000,000 | 5,449 |
| Undivided profits | $17,551,000 | 1,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 6,860 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,198,000 | 1,860 |
| Earning assets | $234,897,000 | 1,837 |
| Long-term assets (5+ years) | $38,733,000 | 2,106 |
| Average Assets, year-to-date | $237,345,400 | 1,900 |
| Average Assets, quarterly | $249,390,500 | 1,865 |
| Volatile liabilities | $34,579,000 | 2,275 |
| Insider loans | $4,903,000 | 942 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $26,604,000 | 1,902 |
| Tier 1 (core) risk-based capital | $22,596,000 | 1,943 |
| Tier 2 risk-based capital | $2,262,000 | 1,506 |
| Total risk weighted assets | $194,780,700 | 1,603 |
| Total unused commitments | $26,604,000 | 1,906 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 102 | 1,670 |
| Assets and Liabilities | ||
| Total Assets: | $223,337,000 | 2,068 |
| Cash and due from depository institutions | $10,491,000 | 1,670 |
| Interest-bearing balances | $103,000 | 4,797 |
| Securities | $42,283,000 | 2,705 |
| Federal funds sold & reverse repurchase agreements | $5,072,000 | 3,364 |
| Net loans & leases | $158,564,000 | 1,770 |
| Loan loss allowance | $1,992,000 | 1,776 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,752,000 | 1,684 |
| Other real estate owned | $96,000 | 1,670 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,079,000 | 3,438 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $223,337,000 | 2,068 |
| Total liabilities | $201,875,000 | 2,060 |
| Total deposits | $193,469,000 | 1,957 |
| Interest-bearing deposits | $165,307,000 | 1,961 |
| Deposits held in domestic offices | $193,469,000 | 1,952 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,000,000 | 1,889 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,406,000 | 2,668 |
| Total equity capital | $21,462,000 | 2,095 |
| Total bank equity capital | $21,462,000 | 2,095 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,000,000 | 1,820 |
| Surplus | $2,000,000 | 5,361 |
| Undivided profits | $17,462,000 | 1,514 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $597,000 | 3,535 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,086,000 | 2,032 |
| Earning assets | $206,022,000 | 2,062 |
| Long-term assets (5+ years) | $23,642,000 | 2,820 |
| Average Assets, year-to-date | $214,823,800 | 2,031 |
| Average Assets, quarterly | $223,314,000 | 2,028 |
| Volatile liabilities | $29,953,000 | 2,149 |
| Insider loans | $4,821,000 | 875 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $22,562,000 | 2,070 |
| Tier 1 (core) risk-based capital | $21,125,000 | 2,011 |
| Tier 2 risk-based capital | $1,992,000 | 1,624 |
| Total risk weighted assets | $166,252,700 | 1,731 |
| Total unused commitments | $22,562,000 | 2,074 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 96 | 1,847 |
| Assets and Liabilities | ||
| Total Assets: | $198,162,000 | 2,288 |
| Cash and due from depository institutions | $6,826,000 | 1,847 |
| Interest-bearing balances | $133,000 | 4,294 |
| Securities | $32,893,000 | 3,360 |
| Federal funds sold & reverse repurchase agreements | $4,070,000 | 3,180 |
| Net loans & leases | $147,110,000 | 1,911 |
| Loan loss allowance | $1,524,000 | 2,305 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,813,000 | 1,652 |
| Other real estate owned | $43,000 | 1,847 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,407,000 | 2,964 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $198,162,000 | 2,288 |
| Total liabilities | $178,523,000 | 2,289 |
| Total deposits | $175,060,000 | 2,133 |
| Interest-bearing deposits | $150,213,000 | 2,151 |
| Deposits held in domestic offices | $175,060,000 | 2,127 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,100,000 | 2,813 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,363,000 | 2,753 |
| Total equity capital | $19,639,000 | 2,269 |
| Total bank equity capital | $19,639,000 | 2,269 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,000,000 | 1,809 |
| Surplus | $2,000,000 | 5,367 |
| Undivided profits | $15,639,000 | 1,670 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $431,000 | 4,434 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,193,000 | 1,886 |
| Earning assets | $184,206,000 | 2,279 |
| Long-term assets (5+ years) | $11,328,000 | 4,022 |
| Average Assets, year-to-date | $190,102,000 | 2,259 |
| Average Assets, quarterly | $196,106,500 | 2,277 |
| Volatile liabilities | $27,418,000 | 2,303 |
| Insider loans | $5,242,000 | 789 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $16,205,000 | 2,478 |
| Tier 1 (core) risk-based capital | $19,492,000 | 2,188 |
| Tier 2 risk-based capital | $1,524,000 | 1,964 |
| Total risk weighted assets | $152,437,000 | 1,835 |
| Total unused commitments | $16,205,000 | 2,485 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 94 | 1,985 |
| Assets and Liabilities | ||
| Total Assets: | $176,337,000 | 2,625 |
| Cash and due from depository institutions | $7,245,000 | 1,985 |
| Interest-bearing balances | $90,000 | 5,079 |
| Securities | $30,247,000 | 3,887 |
| Federal funds sold & reverse repurchase agreements | $3,464,000 | 3,479 |
| Net loans & leases | $128,237,000 | 2,216 |
| Loan loss allowance | $1,102,000 | 3,228 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,917,000 | 1,616 |
| Other real estate owned | $42,000 | 1,985 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,185,000 | 3,330 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,337,000 | 2,625 |
| Total liabilities | $158,912,000 | 2,622 |
| Total deposits | $155,711,000 | 2,478 |
| Interest-bearing deposits | $132,286,000 | 2,513 |
| Deposits held in domestic offices | $155,711,000 | 2,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,700,000 | 2,888 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,501,000 | 2,585 |
| Total equity capital | $17,425,000 | 2,573 |
| Total bank equity capital | $17,425,000 | 2,573 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $2,000,000 | 5,450 |
| Undivided profits | $13,425,000 | 1,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $344,000 | 5,253 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,102,000 | 2,034 |
| Earning assets | $162,038,000 | 2,618 |
| Long-term assets (5+ years) | $10,153,000 | 4,182 |
| Average Assets, year-to-date | $164,620,000 | 2,696 |
| Average Assets, quarterly | $172,684,000 | 2,649 |
| Volatile liabilities | $23,123,000 | 2,599 |
| Insider loans | $4,783,000 | 905 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $12,419,000 | 2,906 |
| Tier 1 (core) risk-based capital | $17,399,000 | 2,500 |
| Tier 2 risk-based capital | $1,102,000 | 2,709 |
| Total risk weighted assets | $134,391,500 | 2,095 |
| Total unused commitments | $12,419,000 | 2,921 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 90 | 2,162 |
| Assets and Liabilities | ||
| Total Assets: | $158,247,000 | 2,914 |
| Cash and due from depository institutions | $4,469,000 | 2,162 |
| Interest-bearing balances | $88,000 | 5,487 |
| Securities | $32,343,000 | 3,845 |
| Federal funds sold & reverse repurchase agreements | $12,506,000 | 1,138 |
| Net loans & leases | $101,766,000 | 2,654 |
| Loan loss allowance | $1,156,000 | 3,112 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,859,000 | 1,583 |
| Other real estate owned | $220,000 | 2,162 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,084,000 | 3,510 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,247,000 | 2,914 |
| Total liabilities | $142,911,000 | 2,916 |
| Total deposits | $140,205,000 | 2,781 |
| Interest-bearing deposits | $118,849,000 | 2,819 |
| Deposits held in domestic offices | $140,205,000 | 2,771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $400,000 | 3,592 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,306,000 | 1,874 |
| Total equity capital | $15,336,000 | 2,913 |
| Total bank equity capital | $15,336,000 | 2,913 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,000,000 | 1,954 |
| Surplus | $2,000,000 | 5,494 |
| Undivided profits | $11,336,000 | 2,312 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $632,000 | 3,676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,026,000 | 2,255 |
| Earning assets | $146,703,000 | 2,885 |
| Long-term assets (5+ years) | $7,301,000 | 4,835 |
| Average Assets, year-to-date | $152,144,600 | 2,890 |
| Average Assets, quarterly | $158,176,000 | 2,874 |
| Volatile liabilities | $17,503,000 | 2,950 |
| Insider loans | $4,847,000 | 921 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,849,000 | 2,582 |
| Tier 1 (core) risk-based capital | $15,167,000 | 2,833 |
| Tier 2 risk-based capital | $1,156,000 | 2,569 |
| Total risk weighted assets | $112,967,300 | 2,409 |
| Total unused commitments | $13,849,000 | 2,593 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 88 | 2,286 |
| Assets and Liabilities | ||
| Total Assets: | $142,943,000 | 3,147 |
| Cash and due from depository institutions | $6,374,000 | 2,286 |
| Interest-bearing balances | $51,000 | 6,094 |
| Securities | $31,189,000 | 4,135 |
| Federal funds sold & reverse repurchase agreements | $3,777,000 | 2,331 |
| Net loans & leases | $94,129,000 | 2,786 |
| Loan loss allowance | $1,479,000 | 2,566 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,759,000 | 1,556 |
| Other real estate owned | $498,000 | 2,286 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,217,000 | 3,507 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,943,000 | 3,147 |
| Total liabilities | $129,386,000 | 3,148 |
| Total deposits | $127,288,000 | 2,981 |
| Interest-bearing deposits | $108,549,000 | 3,016 |
| Deposits held in domestic offices | $127,288,000 | 2,968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $400,000 | 3,928 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,698,000 | 2,041 |
| Total equity capital | $13,557,000 | 3,007 |
| Total bank equity capital | $13,557,000 | 3,007 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,000,000 | 2,014 |
| Surplus | $2,000,000 | 5,488 |
| Undivided profits | $9,557,000 | 2,441 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,165,000 | 2,372 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $874,000 | 2,294 |
| Earning assets | $129,146,000 | 3,174 |
| Long-term assets (5+ years) | $10,830,000 | 3,918 |
| Average Assets, year-to-date | $142,588,400 | 3,090 |
| Average Assets, quarterly | $141,412,500 | 3,151 |
| Volatile liabilities | $13,616,000 | 3,458 |
| Insider loans | $4,549,000 | 920 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $636,000 | 747 |
| Unused loan commitments | $9,295,000 | 3,299 |
| Tier 1 (core) risk-based capital | $13,865,000 | 2,980 |
| Tier 2 risk-based capital | $1,287,430 | 2,312 |
| Total risk weighted assets | $102,802,430 | 2,578 |
| Total unused commitments | $9,295,000 | 3,310 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 90 | 2,333 |
| Assets and Liabilities | ||
| Total Assets: | $140,531,000 | 3,253 |
| Cash and due from depository institutions | $7,803,000 | 2,333 |
| Interest-bearing balances | $23,000 | 7,270 |
| Securities | $34,239,000 | 4,002 |
| Federal funds sold & reverse repurchase agreements | $7,625,000 | 1,821 |
| Net loans & leases | $83,289,000 | 3,047 |
| Loan loss allowance | $1,422,000 | 2,752 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,117,000 | 1,427 |
| Other real estate owned | $423,000 | 2,333 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,035,000 | 3,434 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,531,000 | 3,253 |
| Total liabilities | $127,951,000 | 3,242 |
| Total deposits | $126,016,000 | 3,118 |
| Interest-bearing deposits | $106,985,000 | 3,178 |
| Deposits held in domestic offices | $126,016,000 | 3,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $400,000 | 3,542 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,535,000 | 2,255 |
| Total equity capital | $12,580,000 | 3,232 |
| Total bank equity capital | $12,580,000 | 3,232 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,000,000 | 2,040 |
| Surplus | $2,000,000 | 5,469 |
| Undivided profits | $8,580,000 | 2,755 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $947,000 | 3,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $828,000 | 2,128 |
| Earning assets | $125,176,000 | 3,349 |
| Long-term assets (5+ years) | $14,858,000 | 3,328 |
| Average Assets, year-to-date | $136,939,800 | 3,246 |
| Average Assets, quarterly | $141,204,000 | 3,217 |
| Volatile liabilities | $13,411,000 | 3,271 |
| Insider loans | $3,289,000 | 1,257 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,031,000 | 4,377 |
| Tier 1 (core) risk-based capital | $12,580,000 | 3,156 |
| Tier 2 risk-based capital | $1,169,020 | 2,484 |
| Total risk weighted assets | $93,268,820 | 2,779 |
| Total unused commitments | $6,031,000 | 4,402 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 82 | 2,639 |
| Assets and Liabilities | ||
| Total Assets: | $127,866,000 | 3,623 |
| Cash and due from depository institutions | $8,988,000 | 2,639 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $35,387,000 | 3,848 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 6,106 |
| Net loans & leases | $73,801,000 | 3,474 |
| Loan loss allowance | $1,597,000 | 2,563 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,225,000 | 1,386 |
| Other real estate owned | $203,000 | 2,639 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,062,000 | 3,490 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,866,000 | 3,623 |
| Total liabilities | $116,508,000 | 3,644 |
| Total deposits | $114,586,000 | 3,547 |
| Interest-bearing deposits | $97,550,000 | 3,612 |
| Deposits held in domestic offices | $114,586,000 | 3,539 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,922,000 | 1,940 |
| Total equity capital | $11,358,000 | 3,386 |
| Total bank equity capital | $11,358,000 | 3,386 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,000,000 | 2,114 |
| Surplus | $2,000,000 | 5,384 |
| Undivided profits | $7,358,000 | 2,993 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $975,000 | 3,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $905,000 | 2,200 |
| Earning assets | $111,388,000 | 3,790 |
| Long-term assets (5+ years) | $16,423,000 | 3,023 |
| Average Assets, year-to-date | $128,017,200 | 3,545 |
| Average Assets, quarterly | $129,397,500 | 3,554 |
| Volatile liabilities | $13,716,000 | 3,209 |
| Insider loans | $461,000 | 1,995 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,886,000 | 4,683 |
| Tier 1 (core) risk-based capital | $11,358,000 | 3,332 |
| Tier 2 risk-based capital | $1,010,830 | 2,882 |
| Total risk weighted assets | $80,280,330 | 3,254 |
| Total unused commitments | $4,886,000 | 4,710 |
| Derivatives | $0 | 651 |