Home > First National Bank of Georgia > Assets and Liabilities
First National Bank of Georgia, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 84 | 2,096 |
| Assets and Liabilities | ||
| Total Assets: | $211,091,000 | 2,949 |
| Cash and due from depository institutions | $8,196,000 | 2,096 |
| Interest-bearing balances | $2,333,000 | 1,664 |
| Securities | $42,513,000 | 2,619 |
| Federal funds sold & reverse repurchase agreements | $9,241,000 | 1,700 |
| Net loans & leases | $137,641,000 | 3,067 |
| Loan loss allowance | $1,527,000 | 3,122 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,817,000 | 1,830 |
| Other real estate owned | $40,000 | 2,096 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $6,643,000 | 2,483 |
| Life insurance assets | $3,561,000 | 1,563 |
| Total liabilities and capital | $211,091,000 | 2,949 |
| Total liabilities | $192,123,000 | 2,912 |
| Total deposits | $180,777,000 | 2,837 |
| Interest-bearing deposits | $159,484,000 | 2,759 |
| Deposits held in domestic offices | $180,777,000 | 2,835 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $7,500,000 | 2,889 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,846,000 | 1,426 |
| Total equity capital | $18,968,000 | 3,386 |
| Total bank equity capital | $18,968,000 | 3,386 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $200,000 | 5,551 |
| Surplus | $3,113,000 | 4,902 |
| Undivided profits | $15,655,000 | 2,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $206,000 | 5,485 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $667,000 | 5,281 |
| Earning assets | $191,728,000 | 2,955 |
| Long-term assets (5+ years) | $30,251,000 | 2,708 |
| Average Assets, year-to-date | $213,116,000 | 2,889 |
| Average Assets, quarterly | $211,985,500 | 2,923 |
| Volatile liabilities | $43,461,000 | 2,839 |
| Insider loans | $1,225,000 | 3,929 |
| FHLB advances | $7,500,000 | 2,758 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $13,137,000 | 4,257 |
| Tier 1 (core) risk-based capital | $19,009,000 | 3,293 |
| Tier 2 risk-based capital | $1,527,000 | 2,990 |
| Total risk weighted assets | $137,810,000 | 3,196 |
| Total unused commitments | $13,137,000 | 4,258 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 85 | 2,062 |
| Assets and Liabilities | ||
| Total Assets: | $212,880,000 | 2,924 |
| Cash and due from depository institutions | $10,842,000 | 2,062 |
| Interest-bearing balances | $4,396,000 | 1,264 |
| Securities | $45,200,000 | 2,511 |
| Federal funds sold & reverse repurchase agreements | $6,404,000 | 2,818 |
| Net loans & leases | $137,119,000 | 3,047 |
| Loan loss allowance | $1,707,000 | 2,849 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,912,000 | 1,787 |
| Other real estate owned | $0 | 2,062 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $6,403,000 | 2,496 |
| Life insurance assets | $3,529,000 | 1,554 |
| Total liabilities and capital | $212,880,000 | 2,924 |
| Total liabilities | $192,413,000 | 2,892 |
| Total deposits | $181,843,000 | 2,808 |
| Interest-bearing deposits | $161,711,000 | 2,721 |
| Deposits held in domestic offices | $181,843,000 | 2,805 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $7,500,000 | 2,812 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,070,000 | 1,742 |
| Total equity capital | $20,467,000 | 3,168 |
| Total bank equity capital | $20,467,000 | 3,168 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $200,000 | 5,566 |
| Surplus | $3,113,000 | 4,877 |
| Undivided profits | $17,154,000 | 2,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 5,957 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $620,000 | 5,390 |
| Earning assets | $193,119,000 | 2,950 |
| Long-term assets (5+ years) | $31,975,000 | 2,590 |
| Average Assets, year-to-date | $214,128,500 | 2,894 |
| Average Assets, quarterly | $214,128,500 | 2,894 |
| Volatile liabilities | $41,506,000 | 2,879 |
| Insider loans | $1,300,000 | 3,787 |
| FHLB advances | $7,500,000 | 2,699 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $10,270,000 | 4,766 |
| Tier 1 (core) risk-based capital | $20,228,000 | 3,091 |
| Tier 2 risk-based capital | $1,689,000 | 2,741 |
| Total risk weighted assets | $135,128,000 | 3,212 |
| Total unused commitments | $10,270,000 | 4,766 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 89 | 1,952 |
| Assets and Liabilities | ||
| Total Assets: | $215,377,000 | 2,885 |
| Cash and due from depository institutions | $9,621,000 | 1,952 |
| Interest-bearing balances | $4,864,000 | 1,105 |
| Securities | $46,792,000 | 2,470 |
| Federal funds sold & reverse repurchase agreements | $7,056,000 | 2,256 |
| Net loans & leases | $138,218,000 | 2,996 |
| Loan loss allowance | $1,709,000 | 2,819 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,013,000 | 1,727 |
| Other real estate owned | $0 | 1,952 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,677,000 | 2,425 |
| Life insurance assets | $3,497,000 | 1,537 |
| Total liabilities and capital | $215,377,000 | 2,885 |
| Total liabilities | $196,125,000 | 2,848 |
| Total deposits | $183,403,000 | 2,772 |
| Interest-bearing deposits | $163,927,000 | 2,664 |
| Deposits held in domestic offices | $183,403,000 | 2,769 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,503 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,722,000 | 1,880 |
| Total equity capital | $19,252,000 | 3,294 |
| Total bank equity capital | $19,252,000 | 3,294 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $200,000 | 5,588 |
| Surplus | $3,113,000 | 4,855 |
| Undivided profits | $15,939,000 | 2,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $83,000 | 6,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $740,000 | 4,948 |
| Earning assets | $196,930,000 | 2,890 |
| Long-term assets (5+ years) | $33,004,000 | 2,492 |
| Average Assets, year-to-date | $202,425,800 | 2,934 |
| Average Assets, quarterly | $210,190,000 | 2,910 |
| Volatile liabilities | $38,392,000 | 3,204 |
| Insider loans | $1,130,000 | 4,031 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $11,177,000 | 4,518 |
| Tier 1 (core) risk-based capital | $19,051,000 | 3,203 |
| Tier 2 risk-based capital | $1,709,000 | 2,696 |
| Total risk weighted assets | $137,615,000 | 3,147 |
| Total unused commitments | $11,177,000 | 4,518 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 89 | 1,970 |
| Assets and Liabilities | ||
| Total Assets: | $205,003,000 | 2,988 |
| Cash and due from depository institutions | $6,759,000 | 1,970 |
| Interest-bearing balances | $559,000 | 2,971 |
| Securities | $48,752,000 | 2,390 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $136,575,000 | 3,013 |
| Loan loss allowance | $1,764,000 | 2,744 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,449,000 | 1,845 |
| Other real estate owned | $25,000 | 1,970 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $6,443,000 | 2,471 |
| Life insurance assets | $3,465,000 | 1,505 |
| Total liabilities and capital | $205,003,000 | 2,988 |
| Total liabilities | $184,947,000 | 2,958 |
| Total deposits | $169,123,000 | 2,931 |
| Interest-bearing deposits | $148,268,000 | 2,836 |
| Deposits held in domestic offices | $169,123,000 | 2,928 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,132 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $12,500,000 | 2,314 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,824,000 | 1,810 |
| Total equity capital | $20,056,000 | 3,147 |
| Total bank equity capital | $20,056,000 | 3,147 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $200,000 | 5,635 |
| Surplus | $3,113,000 | 4,842 |
| Undivided profits | $16,743,000 | 2,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,000 | 6,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $612,000 | 5,606 |
| Earning assets | $185,886,000 | 3,000 |
| Long-term assets (5+ years) | $33,517,000 | 2,437 |
| Average Assets, year-to-date | $199,188,000 | 2,976 |
| Average Assets, quarterly | $203,516,500 | 2,979 |
| Volatile liabilities | $38,515,000 | 3,177 |
| Insider loans | $1,131,000 | 4,002 |
| FHLB advances | $12,500,000 | 2,203 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $11,936,000 | 4,402 |
| Tier 1 (core) risk-based capital | $20,010,000 | 3,050 |
| Tier 2 risk-based capital | $1,676,000 | 2,741 |
| Total risk weighted assets | $133,991,000 | 3,188 |
| Total unused commitments | $11,936,000 | 4,402 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 89 | 1,976 |
| Assets and Liabilities | ||
| Total Assets: | $202,030,000 | 2,998 |
| Cash and due from depository institutions | $9,143,000 | 1,976 |
| Interest-bearing balances | $78,000 | 5,184 |
| Securities | $48,935,000 | 2,385 |
| Federal funds sold & reverse repurchase agreements | $1,089,000 | 4,403 |
| Net loans & leases | $131,284,000 | 3,091 |
| Loan loss allowance | $1,778,000 | 2,712 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,158,000 | 2,268 |
| Other real estate owned | $103,000 | 1,976 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $6,318,000 | 2,483 |
| Life insurance assets | $3,435,000 | 1,482 |
| Total liabilities and capital | $202,030,000 | 2,998 |
| Total liabilities | $182,792,000 | 2,968 |
| Total deposits | $175,736,000 | 2,826 |
| Interest-bearing deposits | $154,226,000 | 2,735 |
| Deposits held in domestic offices | $175,736,000 | 2,822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,438 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $2,500,000 | 4,490 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,556,000 | 1,807 |
| Total equity capital | $19,238,000 | 3,152 |
| Total bank equity capital | $19,238,000 | 3,152 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $200,000 | 5,643 |
| Surplus | $3,113,000 | 4,831 |
| Undivided profits | $15,925,000 | 2,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $562,000 | 5,537 |
| Earning assets | $181,386,000 | 3,040 |
| Long-term assets (5+ years) | $33,030,000 | 2,435 |
| Average Assets, year-to-date | $197,249,670 | 3,007 |
| Average Assets, quarterly | $198,738,000 | 3,011 |
| Volatile liabilities | $34,969,000 | 3,337 |
| Insider loans | $1,132,000 | 4,001 |
| FHLB advances | $2,500,000 | 4,298 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $11,196,000 | 4,534 |
| Tier 1 (core) risk-based capital | $19,461,000 | 3,071 |
| Tier 2 risk-based capital | $1,619,000 | 2,792 |
| Total risk weighted assets | $129,334,000 | 3,245 |
| Total unused commitments | $11,196,000 | 4,534 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 88 | 1,983 |
| Assets and Liabilities | ||
| Total Assets: | $195,446,000 | 3,050 |
| Cash and due from depository institutions | $5,574,000 | 1,983 |
| Interest-bearing balances | $329,000 | 3,638 |
| Securities | $48,753,000 | 2,413 |
| Federal funds sold & reverse repurchase agreements | $4,260,000 | 2,954 |
| Net loans & leases | $126,580,000 | 3,128 |
| Loan loss allowance | $1,764,000 | 2,704 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,162,000 | 2,676 |
| Other real estate owned | $168,000 | 1,983 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $5,949,000 | 2,535 |
| Life insurance assets | $3,405,000 | 1,448 |
| Total liabilities and capital | $195,446,000 | 3,050 |
| Total liabilities | $176,509,000 | 3,025 |
| Total deposits | $171,394,000 | 2,874 |
| Interest-bearing deposits | $148,993,000 | 2,795 |
| Deposits held in domestic offices | $171,394,000 | 2,870 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,500,000 | 4,369 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,615,000 | 1,775 |
| Total equity capital | $18,937,000 | 3,181 |
| Total bank equity capital | $18,937,000 | 3,181 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $200,000 | 5,648 |
| Surplus | $3,113,000 | 4,772 |
| Undivided profits | $15,624,000 | 2,089 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $107,000 | 6,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $508,000 | 5,646 |
| Earning assets | $179,922,000 | 3,043 |
| Long-term assets (5+ years) | $31,884,000 | 2,475 |
| Average Assets, year-to-date | $194,859,500 | 3,031 |
| Average Assets, quarterly | $194,859,500 | 3,031 |
| Volatile liabilities | $31,063,000 | 3,455 |
| Insider loans | $494,000 | 5,464 |
| FHLB advances | $2,500,000 | 4,218 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $9,568,000 | 4,862 |
| Tier 1 (core) risk-based capital | $18,904,000 | 3,112 |
| Tier 2 risk-based capital | $1,551,000 | 2,848 |
| Total risk weighted assets | $123,839,000 | 3,325 |
| Total unused commitments | $9,568,000 | 4,864 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 86 | 2,018 |
| Assets and Liabilities | ||
| Total Assets: | $194,273,000 | 3,033 |
| Cash and due from depository institutions | $9,488,000 | 2,018 |
| Interest-bearing balances | $5,294,000 | 1,044 |
| Securities | $46,739,000 | 2,507 |
| Federal funds sold & reverse repurchase agreements | $7,454,000 | 1,783 |
| Net loans & leases | $120,762,000 | 3,209 |
| Loan loss allowance | $1,694,000 | 2,733 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,749,000 | 2,906 |
| Other real estate owned | $178,000 | 2,018 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,903,000 | 2,535 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $194,273,000 | 3,033 |
| Total liabilities | $175,764,000 | 3,014 |
| Total deposits | $170,868,000 | 2,863 |
| Interest-bearing deposits | $151,370,000 | 2,732 |
| Deposits held in domestic offices | $170,868,000 | 2,858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,500,000 | 4,445 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,396,000 | 1,855 |
| Total equity capital | $18,509,000 | 3,200 |
| Total bank equity capital | $18,509,000 | 3,200 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $200,000 | 5,671 |
| Surplus | $3,113,000 | 4,738 |
| Undivided profits | $15,196,000 | 2,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $48,000 | 6,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $584,000 | 5,252 |
| Earning assets | $180,249,000 | 3,006 |
| Long-term assets (5+ years) | $29,380,000 | 2,588 |
| Average Assets, year-to-date | $192,739,000 | 2,942 |
| Average Assets, quarterly | $193,400,000 | 3,024 |
| Volatile liabilities | $28,631,000 | 3,577 |
| Insider loans | $1,008,000 | 4,175 |
| FHLB advances | $2,500,000 | 4,273 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $8,298,000 | 5,100 |
| Tier 1 (core) risk-based capital | $18,334,000 | 3,146 |
| Tier 2 risk-based capital | $1,509,000 | 2,870 |
| Total risk weighted assets | $120,509,000 | 3,348 |
| Total unused commitments | $8,298,000 | 5,101 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 89 | 1,947 |
| Assets and Liabilities | ||
| Total Assets: | $192,527,000 | 3,015 |
| Cash and due from depository institutions | $9,615,000 | 1,947 |
| Interest-bearing balances | $3,121,000 | 1,527 |
| Securities | $46,224,000 | 2,516 |
| Federal funds sold & reverse repurchase agreements | $4,418,000 | 2,494 |
| Net loans & leases | $122,842,000 | 3,127 |
| Loan loss allowance | $1,711,000 | 2,697 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,375,000 | 3,100 |
| Other real estate owned | $153,000 | 1,947 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,900,000 | 2,481 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $192,527,000 | 3,015 |
| Total liabilities | $172,882,000 | 3,006 |
| Total deposits | $164,883,000 | 2,887 |
| Interest-bearing deposits | $140,268,000 | 2,845 |
| Deposits held in domestic offices | $164,883,000 | 2,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $5,500,000 | 3,548 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,499,000 | 1,744 |
| Total equity capital | $19,645,000 | 3,021 |
| Total bank equity capital | $19,645,000 | 3,021 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $200,000 | 5,691 |
| Surplus | $3,113,000 | 4,691 |
| Undivided profits | $16,332,000 | 2,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,000 | 6,943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $482,000 | 5,867 |
| Earning assets | $176,605,000 | 2,995 |
| Long-term assets (5+ years) | $31,963,000 | 2,471 |
| Average Assets, year-to-date | $192,355,500 | 2,938 |
| Average Assets, quarterly | $192,103,000 | 2,981 |
| Volatile liabilities | $32,487,000 | 3,221 |
| Insider loans | $1,022,000 | 4,128 |
| FHLB advances | $5,500,000 | 3,393 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $12,818,000 | 4,130 |
| Tier 1 (core) risk-based capital | $19,268,000 | 2,968 |
| Tier 2 risk-based capital | $1,520,000 | 2,809 |
| Total risk weighted assets | $121,383,000 | 3,278 |
| Total unused commitments | $12,818,000 | 4,132 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 90 | 1,919 |
| Assets and Liabilities | ||
| Total Assets: | $191,679,000 | 2,971 |
| Cash and due from depository institutions | $6,550,000 | 1,919 |
| Interest-bearing balances | $80,000 | 5,342 |
| Securities | $49,341,000 | 2,397 |
| Federal funds sold & reverse repurchase agreements | $4,463,000 | 2,290 |
| Net loans & leases | $122,213,000 | 3,057 |
| Loan loss allowance | $1,663,000 | 2,720 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,063,000 | 3,274 |
| Other real estate owned | $204,000 | 1,919 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,845,000 | 2,421 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $191,679,000 | 2,971 |
| Total liabilities | $172,570,000 | 2,962 |
| Total deposits | $162,221,000 | 2,876 |
| Interest-bearing deposits | $139,900,000 | 2,813 |
| Deposits held in domestic offices | $162,221,000 | 2,873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,000,000 | 2,969 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,349,000 | 1,738 |
| Total equity capital | $19,109,000 | 3,045 |
| Total bank equity capital | $19,109,000 | 3,045 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $200,000 | 5,688 |
| Surplus | $3,113,000 | 4,659 |
| Undivided profits | $15,796,000 | 2,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 6,955 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $492,000 | 5,519 |
| Earning assets | $176,097,000 | 2,968 |
| Long-term assets (5+ years) | $35,075,000 | 2,313 |
| Average Assets, year-to-date | $192,298,330 | 2,923 |
| Average Assets, quarterly | $193,602,000 | 2,934 |
| Volatile liabilities | $30,230,000 | 3,273 |
| Insider loans | $1,023,000 | 4,097 |
| FHLB advances | $8,000,000 | 2,831 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $12,028,000 | 4,235 |
| Tier 1 (core) risk-based capital | $18,710,000 | 2,989 |
| Tier 2 risk-based capital | $1,506,000 | 2,800 |
| Total risk weighted assets | $120,284,000 | 3,233 |
| Total unused commitments | $12,028,000 | 4,235 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 86 | 1,998 |
| Assets and Liabilities | ||
| Total Assets: | $195,525,000 | 2,934 |
| Cash and due from depository institutions | $12,296,000 | 1,998 |
| Interest-bearing balances | $6,084,000 | 916 |
| Securities | $46,124,000 | 2,551 |
| Federal funds sold & reverse repurchase agreements | $10,467,000 | 1,195 |
| Net loans & leases | $117,575,000 | 3,117 |
| Loan loss allowance | $1,536,000 | 2,903 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,983,000 | 3,320 |
| Other real estate owned | $204,000 | 1,998 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,876,000 | 2,390 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $195,525,000 | 2,934 |
| Total liabilities | $177,046,000 | 2,907 |
| Total deposits | $166,672,000 | 2,799 |
| Interest-bearing deposits | $143,982,000 | 2,758 |
| Deposits held in domestic offices | $166,672,000 | 2,794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,000,000 | 2,889 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,374,000 | 1,691 |
| Total equity capital | $18,479,000 | 3,056 |
| Total bank equity capital | $18,479,000 | 3,056 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $200,000 | 5,735 |
| Surplus | $3,113,000 | 4,658 |
| Undivided profits | $15,166,000 | 2,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 6,986 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $400,000 | 6,055 |
| Earning assets | $180,250,000 | 2,920 |
| Long-term assets (5+ years) | $33,064,000 | 2,470 |
| Average Assets, year-to-date | $192,608,000 | 2,941 |
| Average Assets, quarterly | $192,608,000 | 2,941 |
| Volatile liabilities | $31,830,000 | 3,073 |
| Insider loans | $1,053,000 | 4,037 |
| FHLB advances | $8,000,000 | 2,768 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $10,364,000 | 4,526 |
| Tier 1 (core) risk-based capital | $18,188,000 | 3,008 |
| Tier 2 risk-based capital | $1,463,000 | 2,818 |
| Total risk weighted assets | $116,992,000 | 3,261 |
| Total unused commitments | $10,364,000 | 4,528 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 85 | 2,015 |
| Assets and Liabilities | ||
| Total Assets: | $189,691,000 | 2,994 |
| Cash and due from depository institutions | $12,157,000 | 2,015 |
| Interest-bearing balances | $8,128,000 | 697 |
| Securities | $39,816,000 | 2,907 |
| Federal funds sold & reverse repurchase agreements | $11,274,000 | 1,044 |
| Net loans & leases | $117,498,000 | 3,098 |
| Loan loss allowance | $1,527,000 | 2,889 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,024,000 | 3,280 |
| Other real estate owned | $155,000 | 2,015 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,767,000 | 2,386 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $189,691,000 | 2,994 |
| Total liabilities | $171,438,000 | 2,967 |
| Total deposits | $161,245,000 | 2,862 |
| Interest-bearing deposits | $140,268,000 | 2,805 |
| Deposits held in domestic offices | $161,245,000 | 2,857 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $8,000,000 | 2,903 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,193,000 | 1,794 |
| Total equity capital | $18,253,000 | 3,084 |
| Total bank equity capital | $18,253,000 | 3,084 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $200,000 | 5,755 |
| Surplus | $3,113,000 | 4,632 |
| Undivided profits | $14,940,000 | 2,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $255,000 | 5,028 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $473,000 | 5,515 |
| Earning assets | $176,716,000 | 2,960 |
| Long-term assets (5+ years) | $32,351,000 | 2,563 |
| Average Assets, year-to-date | $188,536,800 | 2,903 |
| Average Assets, quarterly | $186,059,000 | 3,008 |
| Volatile liabilities | $31,600,000 | 3,030 |
| Insider loans | $971,000 | 4,191 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $6,364,000 | 5,394 |
| Tier 1 (core) risk-based capital | $17,657,000 | 3,048 |
| Tier 2 risk-based capital | $1,448,000 | 2,836 |
| Total risk weighted assets | $115,726,000 | 3,279 |
| Total unused commitments | $6,364,000 | 5,397 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 83 | 2,053 |
| Assets and Liabilities | ||
| Total Assets: | $182,427,000 | 3,048 |
| Cash and due from depository institutions | $6,144,000 | 2,053 |
| Interest-bearing balances | $75,000 | 5,535 |
| Securities | $42,825,000 | 2,740 |
| Federal funds sold & reverse repurchase agreements | $6,450,000 | 1,712 |
| Net loans & leases | $118,179,000 | 3,034 |
| Loan loss allowance | $1,496,000 | 2,945 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,014,000 | 3,227 |
| Other real estate owned | $110,000 | 2,053 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,705,000 | 2,367 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $182,427,000 | 3,048 |
| Total liabilities | $163,122,000 | 3,058 |
| Total deposits | $152,979,000 | 2,950 |
| Interest-bearing deposits | $134,688,000 | 2,860 |
| Deposits held in domestic offices | $152,979,000 | 2,944 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $8,000,000 | 2,905 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,143,000 | 1,814 |
| Total equity capital | $19,305,000 | 2,916 |
| Total bank equity capital | $19,305,000 | 2,916 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $200,000 | 5,784 |
| Surplus | $3,113,000 | 4,612 |
| Undivided profits | $15,992,000 | 2,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $168,000 | 5,896 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $520,000 | 5,363 |
| Earning assets | $167,529,000 | 3,039 |
| Long-term assets (5+ years) | $34,041,000 | 2,503 |
| Average Assets, year-to-date | $188,248,250 | 2,897 |
| Average Assets, quarterly | $185,103,000 | 2,985 |
| Volatile liabilities | $29,536,000 | 3,146 |
| Insider loans | $1,012,000 | 4,071 |
| FHLB advances | $8,000,000 | 2,769 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $6,211,000 | 5,420 |
| Tier 1 (core) risk-based capital | $18,647,000 | 2,870 |
| Tier 2 risk-based capital | $1,439,000 | 2,817 |
| Total risk weighted assets | $115,043,000 | 3,245 |
| Total unused commitments | $6,211,000 | 5,425 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 84 | 2,040 |
| Assets and Liabilities | ||
| Total Assets: | $187,779,000 | 2,953 |
| Cash and due from depository institutions | $7,467,000 | 2,040 |
| Interest-bearing balances | $2,222,000 | 2,000 |
| Securities | $44,938,000 | 2,666 |
| Federal funds sold & reverse repurchase agreements | $8,811,000 | 1,233 |
| Net loans & leases | $117,568,000 | 3,003 |
| Loan loss allowance | $1,482,000 | 2,966 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,010,000 | 3,198 |
| Other real estate owned | $68,000 | 2,040 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,917,000 | 2,289 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $187,779,000 | 2,953 |
| Total liabilities | $169,537,000 | 2,938 |
| Total deposits | $157,525,000 | 2,872 |
| Interest-bearing deposits | $138,355,000 | 2,796 |
| Deposits held in domestic offices | $157,525,000 | 2,867 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,000,000 | 2,546 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,012,000 | 1,764 |
| Total equity capital | $18,242,000 | 2,952 |
| Total bank equity capital | $18,242,000 | 2,952 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $200,000 | 5,823 |
| Surplus | $3,113,000 | 4,586 |
| Undivided profits | $14,929,000 | 2,063 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $178,000 | 5,808 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $464,000 | 5,531 |
| Earning assets | $173,539,000 | 2,948 |
| Long-term assets (5+ years) | $37,071,000 | 2,415 |
| Average Assets, year-to-date | $190,188,670 | 2,878 |
| Average Assets, quarterly | $189,059,000 | 2,914 |
| Volatile liabilities | $30,638,000 | 2,989 |
| Insider loans | $1,010,000 | 4,045 |
| FHLB advances | $10,000,000 | 2,408 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $6,290,000 | 5,395 |
| Tier 1 (core) risk-based capital | $18,168,000 | 2,893 |
| Tier 2 risk-based capital | $1,459,000 | 2,773 |
| Total risk weighted assets | $116,697,000 | 3,159 |
| Total unused commitments | $6,290,000 | 5,398 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 81 | 2,115 |
| Assets and Liabilities | ||
| Total Assets: | $190,339,000 | 2,896 |
| Cash and due from depository institutions | $8,686,000 | 2,115 |
| Interest-bearing balances | $2,328,000 | 2,152 |
| Securities | $47,977,000 | 2,543 |
| Federal funds sold & reverse repurchase agreements | $12,923,000 | 1,130 |
| Net loans & leases | $112,527,000 | 3,048 |
| Loan loss allowance | $1,409,000 | 3,063 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,774,000 | 3,368 |
| Other real estate owned | $135,000 | 2,115 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,317,000 | 2,372 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $190,339,000 | 2,896 |
| Total liabilities | $171,634,000 | 2,885 |
| Total deposits | $159,447,000 | 2,815 |
| Interest-bearing deposits | $137,156,000 | 2,795 |
| Deposits held in domestic offices | $159,447,000 | 2,811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $10,000,000 | 2,415 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,187,000 | 1,863 |
| Total equity capital | $18,705,000 | 2,951 |
| Total bank equity capital | $18,705,000 | 2,951 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $200,000 | 5,837 |
| Surplus | $3,113,000 | 4,559 |
| Undivided profits | $15,392,000 | 2,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $203,000 | 5,761 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $479,000 | 5,354 |
| Earning assets | $175,755,000 | 2,888 |
| Long-term assets (5+ years) | $40,465,000 | 2,223 |
| Average Assets, year-to-date | $191,393,500 | 2,869 |
| Average Assets, quarterly | $191,393,500 | 2,869 |
| Volatile liabilities | $28,595,000 | 3,035 |
| Insider loans | $1,108,000 | 3,826 |
| FHLB advances | $10,000,000 | 2,279 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $6,609,000 | 5,297 |
| Tier 1 (core) risk-based capital | $17,674,000 | 2,932 |
| Tier 2 risk-based capital | $1,400,000 | 2,839 |
| Total risk weighted assets | $111,989,000 | 3,219 |
| Total unused commitments | $6,609,000 | 5,307 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 78 | 2,199 |
| Assets and Liabilities | ||
| Total Assets: | $192,448,000 | 2,867 |
| Cash and due from depository institutions | $8,406,000 | 2,199 |
| Interest-bearing balances | $2,368,000 | 2,010 |
| Securities | $51,244,000 | 2,450 |
| Federal funds sold & reverse repurchase agreements | $10,972,000 | 1,078 |
| Net loans & leases | $113,617,000 | 3,015 |
| Loan loss allowance | $1,355,000 | 3,154 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,787,000 | 3,340 |
| Other real estate owned | $0 | 2,199 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,422,000 | 2,345 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,448,000 | 2,867 |
| Total liabilities | $174,432,000 | 2,847 |
| Total deposits | $162,742,000 | 2,753 |
| Interest-bearing deposits | $142,734,000 | 2,675 |
| Deposits held in domestic offices | $162,742,000 | 2,750 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,410 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,690,000 | 2,101 |
| Total equity capital | $18,016,000 | 2,981 |
| Total bank equity capital | $18,016,000 | 2,981 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $200,000 | 5,878 |
| Surplus | $3,113,000 | 4,535 |
| Undivided profits | $14,703,000 | 2,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $395,000 | 4,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $494,000 | 5,411 |
| Earning assets | $178,201,000 | 2,837 |
| Long-term assets (5+ years) | $41,099,000 | 2,225 |
| Average Assets, year-to-date | $186,462,000 | 2,842 |
| Average Assets, quarterly | $191,441,000 | 2,851 |
| Volatile liabilities | $28,646,000 | 3,025 |
| Insider loans | $1,029,000 | 3,956 |
| FHLB advances | $10,000,000 | 2,267 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $6,325,000 | 5,294 |
| Tier 1 (core) risk-based capital | $17,338,000 | 2,936 |
| Tier 2 risk-based capital | $1,355,000 | 2,913 |
| Total risk weighted assets | $113,643,000 | 3,164 |
| Total unused commitments | $6,325,000 | 5,299 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 77 | 2,245 |
| Assets and Liabilities | ||
| Total Assets: | $190,434,000 | 2,878 |
| Cash and due from depository institutions | $7,117,000 | 2,245 |
| Interest-bearing balances | $2,502,000 | 2,102 |
| Securities | $62,249,000 | 2,043 |
| Federal funds sold & reverse repurchase agreements | $5,894,000 | 2,301 |
| Net loans & leases | $107,124,000 | 3,149 |
| Loan loss allowance | $1,213,000 | 3,412 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,708,000 | 3,390 |
| Other real estate owned | $0 | 2,245 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,342,000 | 2,371 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,434,000 | 2,878 |
| Total liabilities | $172,158,000 | 2,872 |
| Total deposits | $160,452,000 | 2,788 |
| Interest-bearing deposits | $140,842,000 | 2,713 |
| Deposits held in domestic offices | $160,452,000 | 2,785 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,372 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,706,000 | 2,195 |
| Total equity capital | $18,276,000 | 2,935 |
| Total bank equity capital | $18,276,000 | 2,935 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $200,000 | 5,918 |
| Surplus | $3,113,000 | 4,489 |
| Undivided profits | $14,963,000 | 2,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $216,000 | 5,920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $479,000 | 5,685 |
| Earning assets | $177,769,000 | 2,822 |
| Long-term assets (5+ years) | $46,877,000 | 1,986 |
| Average Assets, year-to-date | $184,965,500 | 2,875 |
| Average Assets, quarterly | $189,744,000 | 2,864 |
| Volatile liabilities | $24,426,000 | 3,360 |
| Insider loans | $1,037,000 | 3,952 |
| FHLB advances | $10,000,000 | 2,220 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $7,380,000 | 4,934 |
| Tier 1 (core) risk-based capital | $17,540,000 | 2,906 |
| Tier 2 risk-based capital | $1,217,000 | 3,141 |
| Total risk weighted assets | $108,359,000 | 3,277 |
| Total unused commitments | $7,380,000 | 4,937 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 79 | 2,203 |
| Assets and Liabilities | ||
| Total Assets: | $189,054,000 | 2,871 |
| Cash and due from depository institutions | $11,243,000 | 2,203 |
| Interest-bearing balances | $2,649,000 | 2,180 |
| Securities | $59,661,000 | 2,060 |
| Federal funds sold & reverse repurchase agreements | $10,494,000 | 1,508 |
| Net loans & leases | $99,747,000 | 3,308 |
| Loan loss allowance | $1,477,000 | 2,899 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,650,000 | 3,409 |
| Other real estate owned | $0 | 2,203 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,259,000 | 2,307 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,054,000 | 2,871 |
| Total liabilities | $169,931,000 | 2,879 |
| Total deposits | $158,164,000 | 2,802 |
| Interest-bearing deposits | $137,314,000 | 2,762 |
| Deposits held in domestic offices | $158,164,000 | 2,799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,000,000 | 2,335 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,767,000 | 2,200 |
| Total equity capital | $19,123,000 | 2,817 |
| Total bank equity capital | $19,123,000 | 2,817 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $200,000 | 5,935 |
| Surplus | $3,113,000 | 4,457 |
| Undivided profits | $15,810,000 | 2,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $462,000 | 4,546 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $444,000 | 5,801 |
| Earning assets | $172,551,000 | 2,873 |
| Long-term assets (5+ years) | $44,675,000 | 1,958 |
| Average Assets, year-to-date | $183,142,670 | 2,897 |
| Average Assets, quarterly | $185,639,500 | 2,887 |
| Volatile liabilities | $24,783,000 | 3,293 |
| Insider loans | $930,000 | 4,154 |
| FHLB advances | $10,000,000 | 2,177 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $5,892,000 | 5,404 |
| Tier 1 (core) risk-based capital | $17,643,000 | 2,842 |
| Tier 2 risk-based capital | $1,319,000 | 2,909 |
| Total risk weighted assets | $104,826,000 | 3,315 |
| Total unused commitments | $5,892,000 | 5,418 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 79 | 2,183 |
| Assets and Liabilities | ||
| Total Assets: | $182,225,000 | 2,933 |
| Cash and due from depository institutions | $8,968,000 | 2,183 |
| Interest-bearing balances | $2,793,000 | 2,146 |
| Securities | $62,116,000 | 1,962 |
| Federal funds sold & reverse repurchase agreements | $6,925,000 | 2,455 |
| Net loans & leases | $96,373,000 | 3,365 |
| Loan loss allowance | $1,447,000 | 2,908 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,618,000 | 3,411 |
| Other real estate owned | $0 | 2,183 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,225,000 | 2,269 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,225,000 | 2,933 |
| Total liabilities | $163,928,000 | 2,947 |
| Total deposits | $150,232,000 | 2,915 |
| Interest-bearing deposits | $132,370,000 | 2,844 |
| Deposits held in domestic offices | $150,232,000 | 2,910 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $12,000,000 | 2,052 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,696,000 | 2,322 |
| Total equity capital | $18,297,000 | 2,871 |
| Total bank equity capital | $18,297,000 | 2,871 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $200,000 | 5,960 |
| Surplus | $3,113,000 | 4,424 |
| Undivided profits | $14,984,000 | 2,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $206,000 | 5,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $460,000 | 5,676 |
| Earning assets | $168,207,000 | 2,896 |
| Long-term assets (5+ years) | $43,896,000 | 1,940 |
| Average Assets, year-to-date | $180,187,000 | 2,931 |
| Average Assets, quarterly | $180,187,000 | 2,931 |
| Volatile liabilities | $25,801,000 | 3,156 |
| Insider loans | $802,000 | 4,424 |
| FHLB advances | $12,000,000 | 1,926 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $6,231,000 | 5,204 |
| Tier 1 (core) risk-based capital | $17,079,000 | 2,883 |
| Tier 2 risk-based capital | $1,282,000 | 2,935 |
| Total risk weighted assets | $101,745,000 | 3,350 |
| Total unused commitments | $6,231,000 | 5,219 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 79 | 2,181 |
| Assets and Liabilities | ||
| Total Assets: | $178,149,000 | 2,938 |
| Cash and due from depository institutions | $5,837,000 | 2,181 |
| Interest-bearing balances | $2,954,000 | 1,987 |
| Securities | $58,964,000 | 2,030 |
| Federal funds sold & reverse repurchase agreements | $7,548,000 | 1,938 |
| Net loans & leases | $98,004,000 | 3,290 |
| Loan loss allowance | $1,421,000 | 2,881 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,573,000 | 3,431 |
| Other real estate owned | $0 | 2,181 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,223,000 | 2,226 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $178,149,000 | 2,938 |
| Total liabilities | $160,709,000 | 2,938 |
| Total deposits | $147,337,000 | 2,915 |
| Interest-bearing deposits | $130,421,000 | 2,826 |
| Deposits held in domestic offices | $147,337,000 | 2,912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $12,000,000 | 2,075 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,372,000 | 2,701 |
| Total equity capital | $17,440,000 | 2,968 |
| Total bank equity capital | $17,440,000 | 2,968 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $200,000 | 5,982 |
| Surplus | $3,113,000 | 4,366 |
| Undivided profits | $14,127,000 | 2,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $168,000 | 6,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $499,000 | 5,615 |
| Earning assets | $167,470,000 | 2,856 |
| Long-term assets (5+ years) | $41,145,000 | 1,997 |
| Average Assets, year-to-date | $169,178,800 | 2,950 |
| Average Assets, quarterly | $175,516,000 | 2,956 |
| Volatile liabilities | $24,596,000 | 3,252 |
| Insider loans | $815,000 | 4,416 |
| FHLB advances | $12,000,000 | 1,932 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $6,703,000 | 4,944 |
| Tier 1 (core) risk-based capital | $16,433,000 | 2,932 |
| Tier 2 risk-based capital | $1,279,000 | 2,883 |
| Total risk weighted assets | $101,627,000 | 3,306 |
| Total unused commitments | $6,703,000 | 4,950 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 72 | 2,358 |
| Assets and Liabilities | ||
| Total Assets: | $163,649,000 | 3,035 |
| Cash and due from depository institutions | $5,057,000 | 2,358 |
| Interest-bearing balances | $145,000 | 4,768 |
| Securities | $52,415,000 | 2,110 |
| Federal funds sold & reverse repurchase agreements | $3,534,000 | 3,543 |
| Net loans & leases | $94,922,000 | 3,266 |
| Loan loss allowance | $1,320,000 | 2,882 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,526,000 | 3,421 |
| Other real estate owned | $53,000 | 2,358 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $5,142,000 | 2,144 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,649,000 | 3,036 |
| Total liabilities | $147,638,000 | 3,028 |
| Total deposits | $139,571,000 | 2,911 |
| Interest-bearing deposits | $122,748,000 | 2,848 |
| Deposits held in domestic offices | $139,571,000 | 2,905 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,000,000 | 2,583 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,067,000 | 3,310 |
| Total equity capital | $16,011,000 | 2,998 |
| Total bank equity capital | $16,011,000 | 2,998 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $200,000 | 6,119 |
| Surplus | $3,113,000 | 4,290 |
| Undivided profits | $12,698,000 | 2,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $113,000 | 6,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $512,000 | 5,862 |
| Earning assets | $151,016,000 | 3,010 |
| Long-term assets (5+ years) | $32,033,000 | 2,384 |
| Average Assets, year-to-date | $154,958,400 | 3,045 |
| Average Assets, quarterly | $159,665,000 | 3,072 |
| Volatile liabilities | $20,531,000 | 3,607 |
| Insider loans | $833,000 | 4,312 |
| FHLB advances | $7,000,000 | 2,412 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $4,944,000 | 5,535 |
| Tier 1 (core) risk-based capital | $15,586,000 | 2,942 |
| Tier 2 risk-based capital | $1,204,000 | 2,888 |
| Total risk weighted assets | $95,963,000 | 3,331 |
| Total unused commitments | $4,944,000 | 5,540 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 71 | 2,416 |
| Assets and Liabilities | ||
| Total Assets: | $149,178,000 | 3,171 |
| Cash and due from depository institutions | $5,536,000 | 2,416 |
| Interest-bearing balances | $71,000 | 5,126 |
| Securities | $42,176,000 | 2,564 |
| Federal funds sold & reverse repurchase agreements | $8,410,000 | 1,446 |
| Net loans & leases | $86,426,000 | 3,454 |
| Loan loss allowance | $1,316,000 | 2,737 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,462,000 | 3,447 |
| Other real estate owned | $0 | 2,416 |
| Goodwill and other intangibles | $10,000 | 3,046 |
| All other assets | $4,158,000 | 2,135 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,178,000 | 3,171 |
| Total liabilities | $134,622,000 | 3,174 |
| Total deposits | $126,435,000 | 3,072 |
| Interest-bearing deposits | $109,222,000 | 3,062 |
| Deposits held in domestic offices | $126,435,000 | 3,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,000,000 | 2,448 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,187,000 | 3,133 |
| Total equity capital | $14,556,000 | 3,171 |
| Total bank equity capital | $14,556,000 | 3,171 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $200,000 | 6,309 |
| Surplus | $3,113,000 | 4,247 |
| Undivided profits | $11,243,000 | 2,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 7,171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $564,000 | 4,688 |
| Earning assets | $137,083,000 | 3,186 |
| Long-term assets (5+ years) | $25,410,000 | 2,700 |
| Average Assets, year-to-date | $139,104,200 | 3,230 |
| Average Assets, quarterly | $145,443,000 | 3,209 |
| Volatile liabilities | $19,328,000 | 3,722 |
| Insider loans | $803,000 | 4,405 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $5,946,000 | 4,991 |
| Tier 1 (core) risk-based capital | $14,667,000 | 3,046 |
| Tier 2 risk-based capital | $1,064,270 | 3,094 |
| Total risk weighted assets | $84,889,570 | 3,577 |
| Total unused commitments | $5,946,000 | 4,994 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 63 | 2,831 |
| Assets and Liabilities | ||
| Total Assets: | $134,666,000 | 3,408 |
| Cash and due from depository institutions | $8,897,000 | 2,831 |
| Interest-bearing balances | $61,000 | 5,275 |
| Securities | $41,863,000 | 2,687 |
| Federal funds sold & reverse repurchase agreements | $3,610,000 | 2,507 |
| Net loans & leases | $74,340,000 | 3,789 |
| Loan loss allowance | $1,190,000 | 2,942 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,710,000 | 4,455 |
| Other real estate owned | $0 | 2,831 |
| Goodwill and other intangibles | $27,000 | 2,999 |
| All other assets | $4,219,000 | 2,100 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,666,000 | 3,408 |
| Total liabilities | $121,935,000 | 3,402 |
| Total deposits | $119,053,000 | 3,182 |
| Interest-bearing deposits | $101,791,000 | 3,206 |
| Deposits held in domestic offices | $119,053,000 | 3,178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,000,000 | 3,878 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $882,000 | 3,574 |
| Total equity capital | $12,731,000 | 3,471 |
| Total bank equity capital | $12,731,000 | 3,471 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $200,000 | 6,528 |
| Surplus | $3,113,000 | 4,223 |
| Undivided profits | $9,418,000 | 2,585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $36,000 | 7,931 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $500,000 | 4,569 |
| Earning assets | $119,874,000 | 3,493 |
| Long-term assets (5+ years) | $24,369,000 | 2,916 |
| Average Assets, year-to-date | $128,343,000 | 3,428 |
| Average Assets, quarterly | $131,638,500 | 3,449 |
| Volatile liabilities | $17,624,000 | 3,789 |
| Insider loans | $979,000 | 3,786 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,572,000 | 5,675 |
| Tier 1 (core) risk-based capital | $13,375,000 | 3,276 |
| Tier 2 risk-based capital | $923,500 | 3,372 |
| Total risk weighted assets | $73,613,500 | 3,892 |
| Total unused commitments | $4,572,000 | 5,680 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 66 | 2,692 |
| Assets and Liabilities | ||
| Total Assets: | $125,327,000 | 3,568 |
| Cash and due from depository institutions | $8,560,000 | 2,692 |
| Interest-bearing balances | $4,252,000 | 1,382 |
| Securities | $36,584,000 | 3,051 |
| Federal funds sold & reverse repurchase agreements | $6,220,000 | 2,788 |
| Net loans & leases | $70,527,000 | 3,755 |
| Loan loss allowance | $1,134,000 | 2,992 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,876,000 | 4,119 |
| Other real estate owned | $0 | 2,692 |
| Goodwill and other intangibles | $45,000 | 2,940 |
| All other assets | $1,515,000 | 4,420 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,327,000 | 3,568 |
| Total liabilities | $113,202,000 | 3,545 |
| Total deposits | $112,373,000 | 3,346 |
| Interest-bearing deposits | $102,863,000 | 3,126 |
| Deposits held in domestic offices | $112,373,000 | 3,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $829,000 | 4,062 |
| Total equity capital | $12,125,000 | 3,674 |
| Total bank equity capital | $12,125,000 | 3,674 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $200,000 | 6,646 |
| Surplus | $3,113,000 | 4,093 |
| Undivided profits | $8,812,000 | 2,873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $140,000 | 6,796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $485,000 | 4,709 |
| Earning assets | $117,583,000 | 3,519 |
| Long-term assets (5+ years) | $15,934,000 | 3,624 |
| Average Assets, year-to-date | $121,325,800 | 3,501 |
| Average Assets, quarterly | $123,958,000 | 3,552 |
| Volatile liabilities | $16,591,000 | 3,518 |
| Insider loans | $1,098,000 | 3,329 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,467,000 | 5,107 |
| Tier 1 (core) risk-based capital | $11,925,000 | 3,563 |
| Tier 2 risk-based capital | $882,180 | 3,376 |
| Total risk weighted assets | $70,322,380 | 3,837 |
| Total unused commitments | $5,467,000 | 5,114 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 65 | 2,783 |
| Assets and Liabilities | ||
| Total Assets: | $115,443,000 | 3,795 |
| Cash and due from depository institutions | $6,889,000 | 2,783 |
| Interest-bearing balances | $3,650,000 | 1,183 |
| Securities | $30,179,000 | 3,610 |
| Federal funds sold & reverse repurchase agreements | $4,490,000 | 2,982 |
| Net loans & leases | $70,189,000 | 3,826 |
| Loan loss allowance | $1,152,000 | 2,968 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,064,000 | 3,749 |
| Other real estate owned | $0 | 2,783 |
| Goodwill and other intangibles | $62,000 | 2,830 |
| All other assets | $1,570,000 | 4,297 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,443,000 | 3,795 |
| Total liabilities | $103,462,000 | 3,796 |
| Total deposits | $102,730,000 | 3,601 |
| Interest-bearing deposits | $96,640,000 | 3,291 |
| Deposits held in domestic offices | $102,730,000 | 3,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $732,000 | 4,548 |
| Total equity capital | $11,981,000 | 3,661 |
| Total bank equity capital | $11,981,000 | 3,661 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $200,000 | 6,929 |
| Surplus | $3,113,000 | 4,052 |
| Undivided profits | $8,668,000 | 2,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $394,000 | 4,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $499,000 | 4,736 |
| Earning assets | $108,508,000 | 3,740 |
| Long-term assets (5+ years) | $11,365,000 | 4,014 |
| Average Assets, year-to-date | $115,187,800 | 3,643 |
| Average Assets, quarterly | $115,701,000 | 3,745 |
| Volatile liabilities | $13,051,000 | 4,162 |
| Insider loans | $1,024,000 | 3,501 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,306,000 | 5,573 |
| Tier 1 (core) risk-based capital | $11,895,000 | 3,546 |
| Tier 2 risk-based capital | $850,690 | 3,397 |
| Total risk weighted assets | $67,753,490 | 3,934 |
| Total unused commitments | $4,306,000 | 5,579 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 73 | 2,579 |
| Assets and Liabilities | ||
| Total Assets: | $114,081,000 | 3,912 |
| Cash and due from depository institutions | $4,356,000 | 2,579 |
| Interest-bearing balances | $909,000 | 2,470 |
| Securities | $37,255,000 | 3,261 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 7,418 |
| Net loans & leases | $68,019,000 | 3,944 |
| Loan loss allowance | $1,059,000 | 3,350 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,049,000 | 3,714 |
| Other real estate owned | $0 | 2,579 |
| Goodwill and other intangibles | $78,000 | 2,622 |
| All other assets | $1,824,000 | 3,920 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,081,000 | 3,912 |
| Total liabilities | $102,413,000 | 3,930 |
| Total deposits | $101,718,000 | 3,716 |
| Interest-bearing deposits | $89,225,000 | 3,650 |
| Deposits held in domestic offices | $101,718,000 | 3,703 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $695,000 | 4,699 |
| Total equity capital | $11,668,000 | 3,769 |
| Total bank equity capital | $11,668,000 | 3,769 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $200,000 | 7,308 |
| Surplus | $3,113,000 | 4,107 |
| Undivided profits | $8,355,000 | 2,944 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 9,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $483,000 | 4,805 |
| Earning assets | $106,683,000 | 3,853 |
| Long-term assets (5+ years) | $15,452,000 | 3,201 |
| Average Assets, year-to-date | $116,485,400 | 3,697 |
| Average Assets, quarterly | $114,139,000 | 3,860 |
| Volatile liabilities | $12,780,000 | 4,086 |
| Insider loans | $1,091,000 | 3,407 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $0 | 10,924 |
| Tier 1 (core) risk-based capital | $11,670,000 | 3,673 |
| Tier 2 risk-based capital | $839,870 | 3,506 |
| Total risk weighted assets | $66,970,370 | 4,000 |
| Total unused commitments | $0 | 10,925 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 70 | 2,789 |
| Assets and Liabilities | ||
| Total Assets: | $118,644,000 | 3,779 |
| Cash and due from depository institutions | $6,294,000 | 2,789 |
| Interest-bearing balances | $5,041,000 | 938 |
| Securities | $36,950,000 | 3,425 |
| Federal funds sold & reverse repurchase agreements | $9,809,000 | 1,484 |
| Net loans & leases | $61,618,000 | 4,176 |
| Loan loss allowance | $1,170,000 | 3,079 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,307,000 | 3,257 |
| Other real estate owned | $18,000 | 2,789 |
| Goodwill and other intangibles | $94,000 | 2,392 |
| All other assets | $1,554,000 | 4,523 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,644,000 | 3,779 |
| Total liabilities | $106,908,000 | 3,764 |
| Total deposits | $106,126,000 | 3,604 |
| Interest-bearing deposits | $94,643,000 | 3,471 |
| Deposits held in domestic offices | $106,126,000 | 3,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $782,000 | 4,460 |
| Total equity capital | $11,736,000 | 3,743 |
| Total bank equity capital | $11,736,000 | 3,743 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $200,000 | 7,680 |
| Surplus | $3,113,000 | 4,080 |
| Undivided profits | $8,423,000 | 2,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $437,000 | 5,376 |
| Earning assets | $113,418,000 | 3,618 |
| Long-term assets (5+ years) | $12,593,000 | 3,482 |
| Average Assets, year-to-date | $114,953,600 | 3,741 |
| Average Assets, quarterly | $116,236,000 | 3,807 |
| Volatile liabilities | $15,212,000 | 3,295 |
| Insider loans | $1,191,000 | 3,301 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $232,000 | 10,658 |
| Tier 1 (core) risk-based capital | $11,538,000 | 3,683 |
| Tier 2 risk-based capital | $817,850 | 3,510 |
| Total risk weighted assets | $65,076,150 | 4,025 |
| Total unused commitments | $232,000 | 10,663 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 72 | 2,785 |
| Assets and Liabilities | ||
| Total Assets: | $111,493,000 | 3,963 |
| Cash and due from depository institutions | $5,134,000 | 2,785 |
| Interest-bearing balances | $297,000 | 4,015 |
| Securities | $41,551,000 | 3,157 |
| Federal funds sold & reverse repurchase agreements | $4,436,000 | 2,033 |
| Net loans & leases | $56,272,000 | 4,436 |
| Loan loss allowance | $1,112,000 | 3,257 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,197,000 | 3,352 |
| Other real estate owned | $49,000 | 2,785 |
| Goodwill and other intangibles | $104,000 | 2,242 |
| All other assets | $1,750,000 | 4,333 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,493,000 | 3,963 |
| Total liabilities | $100,601,000 | 3,978 |
| Total deposits | $100,046,000 | 3,782 |
| Interest-bearing deposits | $89,274,000 | 3,631 |
| Deposits held in domestic offices | $100,046,000 | 3,774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $555,000 | 4,885 |
| Total equity capital | $10,892,000 | 3,738 |
| Total bank equity capital | $10,892,000 | 3,738 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $200,000 | 8,122 |
| Surplus | $3,113,000 | 4,009 |
| Undivided profits | $7,579,000 | 3,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $81,000 | 8,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $440,000 | 4,769 |
| Earning assets | $102,556,000 | 3,945 |
| Long-term assets (5+ years) | $16,067,000 | 3,006 |
| Average Assets, year-to-date | $106,219,200 | 4,047 |
| Average Assets, quarterly | $109,516,500 | 3,988 |
| Volatile liabilities | $11,947,000 | 3,820 |
| Insider loans | $1,390,000 | 2,861 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $556,000 | 10,183 |
| Tier 1 (core) risk-based capital | $10,886,000 | 3,786 |
| Tier 2 risk-based capital | $756,110 | 3,736 |
| Total risk weighted assets | $60,133,010 | 4,226 |
| Total unused commitments | $556,000 | 10,189 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 74 | 2,832 |
| Assets and Liabilities | ||
| Total Assets: | $99,950,000 | 4,437 |
| Cash and due from depository institutions | $6,696,000 | 2,832 |
| Interest-bearing balances | $2,170,000 | 2,278 |
| Securities | $30,950,000 | 4,369 |
| Federal funds sold & reverse repurchase agreements | $2,725,000 | 4,712 |
| Net loans & leases | $56,339,000 | 4,328 |
| Loan loss allowance | $1,134,000 | 3,299 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,716,000 | 4,168 |
| Other real estate owned | $154,000 | 2,832 |
| Goodwill and other intangibles | $144,000 | 2,010 |
| All other assets | $1,226,000 | 5,245 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,950,000 | 4,437 |
| Total liabilities | $89,799,000 | 4,490 |
| Total deposits | $89,267,000 | 4,327 |
| Interest-bearing deposits | $79,049,000 | 4,246 |
| Deposits held in domestic offices | $89,267,000 | 4,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $532,000 | 5,118 |
| Total equity capital | $10,151,000 | 4,028 |
| Total bank equity capital | $10,151,000 | 4,028 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $200,000 | 8,542 |
| Surplus | $3,113,000 | 3,973 |
| Undivided profits | $6,838,000 | 3,392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $482,000 | 5,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $482,000 | 3,862 |
| Earning assets | $92,184,000 | 4,443 |
| Long-term assets (5+ years) | $17,613,000 | 2,929 |
| Average Assets, year-to-date | $100,842,800 | 4,309 |
| Average Assets, quarterly | $99,746,000 | 4,409 |
| Volatile liabilities | $11,167,000 | 3,791 |
| Insider loans | $1,364,000 | 2,890 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,317,000 | 8,615 |
| Tier 1 (core) risk-based capital | $10,007,000 | 4,003 |
| Tier 2 risk-based capital | $742,290 | 3,770 |
| Total risk weighted assets | $58,991,590 | 4,242 |
| Total unused commitments | $1,317,000 | 8,641 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 74 | 2,908 |
| Assets and Liabilities | ||
| Total Assets: | $101,163,000 | 4,483 |
| Cash and due from depository institutions | $4,593,000 | 2,908 |
| Interest-bearing balances | $397,000 | 5,267 |
| Securities | $28,839,000 | 4,616 |
| Federal funds sold & reverse repurchase agreements | $6,339,000 | 2,617 |
| Net loans & leases | $57,568,000 | 4,315 |
| Loan loss allowance | $1,106,000 | 3,419 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,901,000 | 3,780 |
| Other real estate owned | $381,000 | 2,908 |
| Goodwill and other intangibles | $260,000 | 1,690 |
| All other assets | $1,282,000 | 5,216 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,163,000 | 4,483 |
| Total liabilities | $92,025,000 | 4,505 |
| Total deposits | $91,456,000 | 4,363 |
| Interest-bearing deposits | $82,668,000 | 4,240 |
| Deposits held in domestic offices | $91,456,000 | 4,356 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $569,000 | 5,238 |
| Total equity capital | $9,138,000 | 4,231 |
| Total bank equity capital | $9,138,000 | 4,231 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $3,153,000 | 3,834 |
| Undivided profits | $5,785,000 | 3,728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $415,000 | 6,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $564,000 | 3,602 |
| Earning assets | $93,143,000 | 4,453 |
| Long-term assets (5+ years) | $20,053,000 | 2,602 |
| Average Assets, year-to-date | $86,849,800 | 5,015 |
| Average Assets, quarterly | $98,827,000 | 4,545 |
| Volatile liabilities | $10,940,000 | 3,853 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,137,000 | 8,835 |
| Tier 1 (core) risk-based capital | $8,878,000 | 4,290 |
| Tier 2 risk-based capital | $755,910 | 3,720 |
| Total risk weighted assets | $60,122,410 | 4,216 |
| Total unused commitments | $1,137,000 | 8,863 |
| Derivatives | $0 | 651 |