First National Bank of Fort Myers, Income and Expense

2000-12-31 (YTD Data)Rank
Total interest income$7,896,0004,177
Total interest expense$4,080,0003,910
Net interest income$3,816,0004,335
Provision for loan and lease losses$189,0003,875
Total noninterest income$1,248,0002,681
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$557,0002,444
Trading account gains and fees$0180
Additional Noninterest Income$691,0002,385
Total noninterest expense$3,673,0003,564
Salaries and employee benefits$1,550,0004,246
Premises and equipment expense$956,0002,156
Additional noninterest expense$1,167,0003,519
Pre-tax net operating income$1,202,0004,714
Securities gains (losses)$-1,0007,406
Applicable income taxes$418,0003,894
Income before extraordinary items$783,0005,102
Extraordinary gains, net$038
Net income$783,0005,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0005,584
Cash dividends$183,0005,261
Sale, conversion, retirement of capital stock, net$0969
Net operating income$783,6505,102
1999-12-31 (YTD Data)Rank
Total interest income$6,626,0004,600
Total interest expense$3,217,0004,336
Net interest income$3,409,0004,734
Provision for loan and lease losses$115,0004,942
Total noninterest income$661,0004,149
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$42,0008,025
Trading account gains and fees$0173
Additional Noninterest Income$619,0002,584
Total noninterest expense$3,384,0003,802
Salaries and employee benefits$1,524,0004,283
Premises and equipment expense$477,0003,928
Additional noninterest expense$1,383,0003,066
Pre-tax net operating income$571,0006,827
Securities gains (losses)$03,155
Applicable income taxes$109,0006,807
Income before extraordinary items$462,0006,623
Extraordinary gains, net$035
Net income$462,0006,622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,179
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$462,0006,608
1998-12-31 (YTD Data)Rank
Total interest income$6,176,0004,895
Total interest expense$3,349,0004,312
Net interest income$2,827,0005,366
Provision for loan and lease losses$250,0002,981
Total noninterest income$530,0004,776
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$346,0003,530
Trading account gains and fees$0224
Additional Noninterest Income$184,0005,183
Total noninterest expense$2,740,0004,460
Salaries and employee benefits$1,246,0004,924
Premises and equipment expense$449,0004,018
Additional noninterest expense$1,045,0003,811
Pre-tax net operating income$367,0008,048
Securities gains (losses)$04,449
Applicable income taxes$132,0007,080
Income before extraordinary items$235,0008,352
Extraordinary gains, net$032
Net income$235,0008,351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,584
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$235,0008,278
1997-12-31 (YTD Data)Rank
Total interest income$8,147,0003,909
Total interest expense$4,052,0003,633
Net interest income$4,095,0004,159
Provision for loan and lease losses$2,157,000549
Total noninterest income$656,0004,167
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$428,0003,051
Trading account gains and fees$0239
Additional Noninterest Income$228,0004,638
Total noninterest expense$4,354,0002,916
Salaries and employee benefits$1,780,0003,681
Premises and equipment expense$819,0002,365
Additional noninterest expense$1,755,0002,360
Pre-tax net operating income$-1,760,00010,890
Securities gains (losses)$03,944
Applicable income taxes$-706,00010,874
Income before extraordinary items$-1,054,00010,859
Extraordinary gains, net$044
Net income$-1,054,00010,859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$538,0001,270
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$2,500,000345
Net operating income$-1,054,00010,848
1996-12-31 (YTD Data)Rank
Total interest income$12,369,0002,693
Total interest expense$5,284,0002,867
Net interest income$7,085,0002,506
Provision for loan and lease losses$877,0001,127
Total noninterest income$1,597,0002,188
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$502,0002,716
Trading account gains and fees$0262
Additional Noninterest Income$1,095,0001,701
Total noninterest expense$6,368,0002,158
Salaries and employee benefits$2,720,0002,449
Premises and equipment expense$1,334,0001,519
Additional noninterest expense$2,314,0002,167
Pre-tax net operating income$1,437,0004,495
Securities gains (losses)$04,148
Applicable income taxes$409,0004,824
Income before extraordinary items$1,028,0004,384
Extraordinary gains, net$053
Net income$1,028,0004,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$576,0001,275
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,028,0004,335
1995-12-31 (YTD Data)Rank
Total interest income$11,498,0002,894
Total interest expense$4,949,0003,053
Net interest income$6,549,0002,713
Provision for loan and lease losses$426,0001,780
Total noninterest income$1,488,0002,294
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$387,0003,461
Trading account gains and fees$0522
Additional Noninterest Income$1,101,0001,688
Total noninterest expense$5,440,0002,503
Salaries and employee benefits$2,485,0002,686
Premises and equipment expense$1,169,0001,731
Additional noninterest expense$1,786,0002,646
Pre-tax net operating income$2,171,0003,247
Securities gains (losses)$03,831
Applicable income taxes$825,0002,808
Income before extraordinary items$1,346,0003,562
Extraordinary gains, net$065
Net income$1,346,0003,560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,415
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,346,0003,545
1994-12-31 (YTD Data)Rank
Total interest income$8,610,0003,478
Total interest expense$3,361,0003,570
Net interest income$5,249,0003,410
Provision for loan and lease losses$122,0004,017
Total noninterest income$1,374,0002,467
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$362,0003,718
Trading account gains and feesNANA
Additional Noninterest Income$1,012,0001,823
Total noninterest expense$5,100,0002,725
Salaries and employee benefits$2,230,0002,970
Premises and equipment expense$1,127,0001,822
Additional noninterest expense$1,743,0002,902
Pre-tax net operating income$1,401,0004,675
Securities gains (losses)$20,0001,779
Applicable income taxes$528,0003,898
Income before extraordinary items$893,0004,949
Extraordinary gains, net$0249
Net income$893,0004,954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0003,040
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$880,2005,048
1993-12-31 (YTD Data)Rank
Total interest income$7,260,0004,177
Total interest expense$2,861,0004,288
Net interest income$4,399,0004,034
Provision for loan and lease losses$125,0005,103
Total noninterest income$1,130,0003,053
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$303,0004,381
Trading account gains and feesNANA
Additional Noninterest Income$827,0002,340
Total noninterest expense$4,418,0003,175
Salaries and employee benefits$2,066,0003,182
Premises and equipment expense$1,096,0001,894
Additional noninterest expense$1,256,0004,031
Pre-tax net operating income$986,0005,939
Securities gains (losses)$183,0001,791
Applicable income taxes$463,0004,471
Income before extraordinary items$706,0006,074
Extraordinary gains, net$03,149
Net income$706,0006,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0003,427
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$588,8806,621
1992-12-31 (YTD Data)Rank
Total interest income$6,924,0004,869
Total interest expense$3,068,0005,061
Net interest income$3,856,0004,603
Provision for loan and lease losses$280,0004,302
Total noninterest income$731,0004,265
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$254,0005,066
Trading account gains and feesNANA
Additional Noninterest Income$477,0003,280
Total noninterest expense$3,483,0003,946
Salaries and employee benefits$1,620,0003,953
Premises and equipment expense$811,0002,556
Additional noninterest expense$1,052,0004,852
Pre-tax net operating income$824,0006,455
Securities gains (losses)$80,0003,372
Applicable income taxes$294,0006,016
Income before extraordinary items$610,0006,503
Extraordinary gains, net$256,000350
Net income$866,0005,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0003,718
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$556,4006,517

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.