Home > First National Bank of Forsyth County > Assets and Liabilities
First National Bank of Forsyth County, Assets and Liabilities
| 2007-09-30 | Rank | |
| # of Employees: | 29 | 4,997 |
| Assets and Liabilities | ||
| Total Assets: | $229,525,000 | 2,736 |
| Cash and due from depository institutions | $12,749,000 | 4,997 |
| Interest-bearing balances | $4,858,000 | 1,023 |
| Securities | $16,196,000 | 4,997 |
| Federal funds sold & reverse repurchase agreements | $12,181,000 | 1,191 |
| Net loans & leases | $181,997,000 | 2,405 |
| Loan loss allowance | $2,813,000 | 1,861 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,443,000 | 3,317 |
| Other real estate owned | $0 | 4,997 |
| Goodwill and other intangibles | $4,000 | 3,265 |
| All other assets | $2,955,000 | 4,333 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $229,525,000 | 2,736 |
| Total liabilities | $212,798,000 | 2,645 |
| Total deposits | $211,242,000 | 2,428 |
| Interest-bearing deposits | $198,699,000 | 2,242 |
| Deposits held in domestic offices | $211,242,000 | 2,425 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,556,000 | 3,016 |
| Total equity capital | $16,727,000 | 3,824 |
| Total bank equity capital | $16,727,000 | 3,824 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,000,000 | 952 |
| Surplus | $8,498,000 | 2,860 |
| Undivided profits | $3,229,000 | 5,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,307,000 | 3,363 |
| Earning assets | $215,232,000 | 2,686 |
| Long-term assets (5+ years) | $19,667,000 | 3,578 |
| Average Assets, year-to-date | $209,924,750 | 2,906 |
| Average Assets, quarterly | $223,408,500 | 2,780 |
| Volatile liabilities | $77,604,000 | 1,772 |
| Insider loans | $775,000 | 4,767 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $30,473,000 | 2,596 |
| Tier 1 (core) risk-based capital | $16,831,000 | 3,698 |
| Tier 2 risk-based capital | $2,340,000 | 2,098 |
| Total risk weighted assets | $186,717,000 | 2,466 |
| Total unused commitments | $30,473,000 | 2,596 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 26 | 5,380 |
| Assets and Liabilities | ||
| Total Assets: | $217,292,000 | 2,872 |
| Cash and due from depository institutions | $5,155,000 | 5,380 |
| Interest-bearing balances | $3,068,000 | 1,448 |
| Securities | $16,140,000 | 5,012 |
| Federal funds sold & reverse repurchase agreements | $8,076,000 | 1,881 |
| Net loans & leases | $181,478,000 | 2,423 |
| Loan loss allowance | $2,583,000 | 2,022 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,481,000 | 3,279 |
| Other real estate owned | $0 | 5,380 |
| Goodwill and other intangibles | $4,000 | 3,291 |
| All other assets | $2,958,000 | 4,294 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $217,292,000 | 2,872 |
| Total liabilities | $201,309,000 | 2,782 |
| Total deposits | $199,984,000 | 2,556 |
| Interest-bearing deposits | $185,797,000 | 2,396 |
| Deposits held in domestic offices | $199,984,000 | 2,554 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,325,000 | 3,204 |
| Total equity capital | $15,983,000 | 3,910 |
| Total bank equity capital | $15,983,000 | 3,910 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,000,000 | 940 |
| Surplus | $8,485,000 | 2,858 |
| Undivided profits | $2,498,000 | 5,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,203,000 | 3,387 |
| Earning assets | $208,762,000 | 2,759 |
| Long-term assets (5+ years) | $19,646,000 | 3,518 |
| Average Assets, year-to-date | $203,391,330 | 3,007 |
| Average Assets, quarterly | $210,066,000 | 2,948 |
| Volatile liabilities | $69,561,000 | 1,929 |
| Insider loans | $775,000 | 4,739 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $25,865,000 | 2,903 |
| Tier 1 (core) risk-based capital | $16,276,000 | 3,778 |
| Tier 2 risk-based capital | $2,317,000 | 2,127 |
| Total risk weighted assets | $185,147,000 | 2,464 |
| Total unused commitments | $25,865,000 | 2,903 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 27 | 5,262 |
| Assets and Liabilities | ||
| Total Assets: | $202,840,000 | 3,053 |
| Cash and due from depository institutions | $5,919,000 | 5,262 |
| Interest-bearing balances | $3,027,000 | 1,593 |
| Securities | $10,846,000 | 5,956 |
| Federal funds sold & reverse repurchase agreements | $9,836,000 | 2,016 |
| Net loans & leases | $169,889,000 | 2,528 |
| Loan loss allowance | $2,150,000 | 2,353 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,538,000 | 3,224 |
| Other real estate owned | $0 | 5,262 |
| Goodwill and other intangibles | $4,000 | 3,280 |
| All other assets | $2,808,000 | 4,334 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $202,840,000 | 3,053 |
| Total liabilities | $187,096,000 | 2,958 |
| Total deposits | $180,506,000 | 2,827 |
| Interest-bearing deposits | $162,934,000 | 2,708 |
| Deposits held in domestic offices | $180,506,000 | 2,824 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $5,000,000 | 3,286 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,590,000 | 2,866 |
| Total equity capital | $15,744,000 | 3,962 |
| Total bank equity capital | $15,744,000 | 3,962 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,000,000 | 922 |
| Surplus | $8,470,000 | 2,815 |
| Undivided profits | $2,274,000 | 6,169 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $963,000 | 3,950 |
| Earning assets | $193,598,000 | 2,944 |
| Long-term assets (5+ years) | $14,013,000 | 4,108 |
| Average Assets, year-to-date | $196,441,000 | 3,107 |
| Average Assets, quarterly | $196,441,000 | 3,107 |
| Volatile liabilities | $56,626,000 | 2,258 |
| Insider loans | $800,000 | 4,693 |
| FHLB advances | $5,000,000 | 3,144 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $27,567,000 | 2,795 |
| Tier 1 (core) risk-based capital | $15,820,000 | 3,838 |
| Tier 2 risk-based capital | $2,150,000 | 2,249 |
| Total risk weighted assets | $172,527,000 | 2,595 |
| Total unused commitments | $27,567,000 | 2,797 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 26 | 5,382 |
| Assets and Liabilities | ||
| Total Assets: | $190,042,000 | 3,188 |
| Cash and due from depository institutions | $3,328,000 | 5,382 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $10,951,000 | 5,988 |
| Federal funds sold & reverse repurchase agreements | $8,729,000 | 1,887 |
| Net loans & leases | $160,805,000 | 2,633 |
| Loan loss allowance | $2,036,000 | 2,427 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,599,000 | 3,135 |
| Other real estate owned | $0 | 5,382 |
| Goodwill and other intangibles | $4,000 | 3,276 |
| All other assets | $2,626,000 | 4,536 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $190,042,000 | 3,188 |
| Total liabilities | $174,875,000 | 3,119 |
| Total deposits | $168,630,000 | 2,977 |
| Interest-bearing deposits | $152,345,000 | 2,822 |
| Deposits held in domestic offices | $168,630,000 | 2,974 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 3,410 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,245,000 | 3,349 |
| Total equity capital | $15,167,000 | 4,012 |
| Total bank equity capital | $15,167,000 | 4,012 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,000,000 | 910 |
| Surplus | $8,456,000 | 2,768 |
| Undivided profits | $1,711,000 | 6,602 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $909,000 | 4,257 |
| Earning assets | $180,485,000 | 3,104 |
| Long-term assets (5+ years) | $14,952,000 | 3,952 |
| Average Assets, year-to-date | $154,852,200 | 3,653 |
| Average Assets, quarterly | $176,206,000 | 3,368 |
| Volatile liabilities | $53,733,000 | 2,508 |
| Insider loans | $835,000 | 4,604 |
| FHLB advances | $5,000,000 | 3,275 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $28,363,000 | 2,697 |
| Tier 1 (core) risk-based capital | $15,227,000 | 3,918 |
| Tier 2 risk-based capital | $2,036,000 | 2,328 |
| Total risk weighted assets | $164,211,000 | 2,702 |
| Total unused commitments | $28,363,000 | 2,697 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 27 | 5,291 |
| Assets and Liabilities | ||
| Total Assets: | $162,370,000 | 3,610 |
| Cash and due from depository institutions | $816,000 | 5,291 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $11,264,000 | 5,966 |
| Federal funds sold & reverse repurchase agreements | $5,918,000 | 2,183 |
| Net loans & leases | $138,743,000 | 2,965 |
| Loan loss allowance | $1,756,000 | 2,763 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,576,000 | 3,119 |
| Other real estate owned | $0 | 5,291 |
| Goodwill and other intangibles | $4,000 | 3,291 |
| All other assets | $2,049,000 | 5,169 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $162,370,000 | 3,610 |
| Total liabilities | $147,791,000 | 3,555 |
| Total deposits | $146,769,000 | 3,303 |
| Interest-bearing deposits | $131,088,000 | 3,147 |
| Deposits held in domestic offices | $146,769,000 | 3,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,022,000 | 3,789 |
| Total equity capital | $14,579,000 | 4,105 |
| Total bank equity capital | $14,579,000 | 4,105 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 896 |
| Surplus | $8,442,000 | 2,745 |
| Undivided profits | $1,137,000 | 7,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $806,000 | 4,700 |
| Earning assets | $155,925,000 | 3,465 |
| Long-term assets (5+ years) | $13,174,000 | 4,134 |
| Average Assets, year-to-date | $146,054,750 | 3,825 |
| Average Assets, quarterly | $159,511,000 | 3,634 |
| Volatile liabilities | $38,896,000 | 3,154 |
| Insider loans | $805,000 | 4,637 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $30,786,000 | 2,568 |
| Tier 1 (core) risk-based capital | $14,624,000 | 4,021 |
| Tier 2 risk-based capital | $1,756,000 | 2,636 |
| Total risk weighted assets | $140,306,000 | 3,062 |
| Total unused commitments | $30,786,000 | 2,568 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 26 | 5,434 |
| Assets and Liabilities | ||
| Total Assets: | $156,652,000 | 3,677 |
| Cash and due from depository institutions | $2,810,000 | 5,434 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $8,085,000 | 6,651 |
| Federal funds sold & reverse repurchase agreements | $7,187,000 | 1,703 |
| Net loans & leases | $132,914,000 | 3,050 |
| Loan loss allowance | $1,685,000 | 2,824 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,615,000 | 3,069 |
| Other real estate owned | $0 | 5,434 |
| Goodwill and other intangibles | $4,000 | 3,294 |
| All other assets | $2,037,000 | 5,105 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $156,652,000 | 3,677 |
| Total liabilities | $142,804,000 | 3,619 |
| Total deposits | $141,957,000 | 3,357 |
| Interest-bearing deposits | $128,279,000 | 3,171 |
| Deposits held in domestic offices | $141,957,000 | 3,354 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $847,000 | 3,945 |
| Total equity capital | $13,848,000 | 4,151 |
| Total bank equity capital | $13,848,000 | 4,151 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,000,000 | 872 |
| Surplus | $8,428,000 | 2,684 |
| Undivided profits | $420,000 | 7,505 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 7,394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $693,000 | 4,816 |
| Earning assets | $148,186,000 | 3,566 |
| Long-term assets (5+ years) | $9,508,000 | 4,682 |
| Average Assets, year-to-date | $140,616,330 | 3,945 |
| Average Assets, quarterly | $147,346,000 | 3,824 |
| Volatile liabilities | $71,794,000 | 1,943 |
| Insider loans | $805,000 | 4,631 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $24,230,000 | 3,028 |
| Tier 1 (core) risk-based capital | $14,018,000 | 4,095 |
| Tier 2 risk-based capital | $1,665,000 | 2,725 |
| Total risk weighted assets | $133,152,000 | 3,171 |
| Total unused commitments | $24,230,000 | 3,029 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 26 | 5,414 |
| Assets and Liabilities | ||
| Total Assets: | $138,040,000 | 4,020 |
| Cash and due from depository institutions | $2,353,000 | 5,414 |
| Interest-bearing balances | $58,000 | 5,473 |
| Securities | $8,569,000 | 6,606 |
| Federal funds sold & reverse repurchase agreements | $6,844,000 | 2,093 |
| Net loans & leases | $114,972,000 | 3,367 |
| Loan loss allowance | $1,496,000 | 3,076 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,588,000 | 3,034 |
| Other real estate owned | $0 | 5,414 |
| Goodwill and other intangibles | $4,000 | 3,277 |
| All other assets | $1,710,000 | 5,438 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $138,040,000 | 4,020 |
| Total liabilities | $124,558,000 | 3,986 |
| Total deposits | $123,733,000 | 3,740 |
| Interest-bearing deposits | $113,382,000 | 3,489 |
| Deposits held in domestic offices | $123,733,000 | 3,736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $825,000 | 3,993 |
| Total equity capital | $13,482,000 | 4,194 |
| Total bank equity capital | $13,482,000 | 4,194 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 858 |
| Surplus | $8,414,000 | 2,619 |
| Undivided profits | $68,000 | 7,885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $597,000 | 5,130 |
| Earning assets | $130,443,000 | 3,925 |
| Long-term assets (5+ years) | $9,988,000 | 4,597 |
| Average Assets, year-to-date | $132,598,500 | 4,105 |
| Average Assets, quarterly | $132,598,500 | 4,105 |
| Volatile liabilities | $26,368,000 | 3,835 |
| Insider loans | $305,000 | 6,148 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $23,019,000 | 3,074 |
| Tier 1 (core) risk-based capital | $13,582,000 | 4,141 |
| Tier 2 risk-based capital | $1,434,000 | 3,016 |
| Total risk weighted assets | $114,698,000 | 3,500 |
| Total unused commitments | $23,019,000 | 3,074 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 25 | 5,541 |
| Assets and Liabilities | ||
| Total Assets: | $127,157,000 | 4,242 |
| Cash and due from depository institutions | $2,165,000 | 5,541 |
| Interest-bearing balances | $58,000 | 5,538 |
| Securities | $3,911,000 | 7,712 |
| Federal funds sold & reverse repurchase agreements | $10,500,000 | 1,309 |
| Net loans & leases | $105,418,000 | 3,557 |
| Loan loss allowance | $1,375,000 | 3,264 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,637,000 | 2,975 |
| Other real estate owned | $0 | 5,541 |
| Goodwill and other intangibles | $4,000 | 3,265 |
| All other assets | $1,522,000 | 5,751 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $127,157,000 | 4,242 |
| Total liabilities | $114,001,000 | 4,234 |
| Total deposits | $113,345,000 | 3,984 |
| Interest-bearing deposits | $104,756,000 | 3,667 |
| Deposits held in domestic offices | $113,345,000 | 3,981 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $656,000 | 4,447 |
| Total equity capital | $13,156,000 | 4,235 |
| Total bank equity capital | $13,156,000 | 4,235 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,000,000 | 839 |
| Surplus | $8,400,000 | 2,590 |
| Undivided profits | $-244,000 | 8,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $549,000 | 5,465 |
| Earning assets | $119,887,000 | 4,151 |
| Long-term assets (5+ years) | $5,881,000 | 5,529 |
| Average Assets, year-to-date | $97,749,800 | 4,896 |
| Average Assets, quarterly | $118,329,000 | 4,423 |
| Volatile liabilities | $54,196,000 | 2,305 |
| Insider loans | $1,745,000 | 3,086 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $19,308,000 | 3,381 |
| Tier 1 (core) risk-based capital | $13,193,000 | 4,175 |
| Tier 2 risk-based capital | $1,375,000 | 3,081 |
| Total risk weighted assets | $115,182,000 | 3,453 |
| Total unused commitments | $19,308,000 | 3,381 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 25 | 5,543 |
| Assets and Liabilities | ||
| Total Assets: | $109,501,000 | 4,647 |
| Cash and due from depository institutions | $3,026,000 | 5,543 |
| Interest-bearing balances | $655,000 | 3,130 |
| Securities | $4,023,000 | 7,716 |
| Federal funds sold & reverse repurchase agreements | $9,356,000 | 1,375 |
| Net loans & leases | $88,495,000 | 4,002 |
| Loan loss allowance | $1,120,000 | 3,768 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,668,000 | 2,919 |
| Other real estate owned | $0 | 5,543 |
| Goodwill and other intangibles | $4,000 | 3,254 |
| All other assets | $929,000 | 6,847 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $109,501,000 | 4,647 |
| Total liabilities | $96,853,000 | 4,671 |
| Total deposits | $96,323,000 | 4,392 |
| Interest-bearing deposits | $89,172,000 | 4,083 |
| Deposits held in domestic offices | $96,323,000 | 4,387 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $530,000 | 5,009 |
| Total equity capital | $12,648,000 | 4,333 |
| Total bank equity capital | $12,648,000 | 4,333 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 810 |
| Surplus | $8,400,000 | 2,527 |
| Undivided profits | $-752,000 | 8,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $391,000 | 6,491 |
| Earning assets | $102,529,000 | 4,588 |
| Long-term assets (5+ years) | $4,593,000 | 5,969 |
| Average Assets, year-to-date | $90,398,000 | 5,133 |
| Average Assets, quarterly | $105,254,500 | 4,734 |
| Volatile liabilities | $36,326,000 | 2,985 |
| Insider loans | $1,745,000 | 3,065 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $16,340,000 | 3,660 |
| Tier 1 (core) risk-based capital | $12,673,000 | 4,256 |
| Tier 2 risk-based capital | $1,120,000 | 3,571 |
| Total risk weighted assets | $97,341,000 | 3,887 |
| Total unused commitments | $16,340,000 | 3,662 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 24 | 5,674 |
| Assets and Liabilities | ||
| Total Assets: | $101,008,000 | 4,862 |
| Cash and due from depository institutions | $15,575,000 | 5,674 |
| Interest-bearing balances | $12,106,000 | 448 |
| Securities | $2,080,000 | 8,217 |
| Federal funds sold & reverse repurchase agreements | $4,066,000 | 2,439 |
| Net loans & leases | $74,778,000 | 4,398 |
| Loan loss allowance | $947,000 | 4,216 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,690,000 | 2,845 |
| Other real estate owned | $0 | 5,674 |
| Goodwill and other intangibles | $4,000 | 3,246 |
| All other assets | $815,000 | 6,961 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $101,008,000 | 4,862 |
| Total liabilities | $88,553,000 | 4,897 |
| Total deposits | $88,158,000 | 4,637 |
| Interest-bearing deposits | $82,412,000 | 4,268 |
| Deposits held in domestic offices | $88,158,000 | 4,634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $395,000 | 5,480 |
| Total equity capital | $12,455,000 | 4,325 |
| Total bank equity capital | $12,455,000 | 4,325 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 790 |
| Surplus | $8,400,000 | 2,479 |
| Undivided profits | $-945,000 | 8,451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $328,000 | 6,702 |
| Earning assets | $93,030,000 | 4,846 |
| Long-term assets (5+ years) | $2,380,000 | 6,778 |
| Average Assets, year-to-date | $84,030,330 | 5,374 |
| Average Assets, quarterly | $93,213,000 | 5,068 |
| Volatile liabilities | $34,122,000 | 3,003 |
| Insider loans | $570,000 | 5,163 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $10,048,000 | 4,632 |
| Tier 1 (core) risk-based capital | $12,462,000 | 4,225 |
| Tier 2 risk-based capital | $947,000 | 3,978 |
| Total risk weighted assets | $84,313,000 | 4,211 |
| Total unused commitments | $10,048,000 | 4,633 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 23 | 5,847 |
| Assets and Liabilities | ||
| Total Assets: | $85,418,000 | 5,390 |
| Cash and due from depository institutions | $11,010,000 | 5,847 |
| Interest-bearing balances | $8,081,000 | 698 |
| Securities | $3,054,000 | 8,066 |
| Federal funds sold & reverse repurchase agreements | $3,145,000 | 3,225 |
| Net loans & leases | $63,842,000 | 4,811 |
| Loan loss allowance | $808,000 | 4,669 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,586,000 | 2,882 |
| Other real estate owned | $0 | 5,847 |
| Goodwill and other intangibles | $4,000 | 3,246 |
| All other assets | $777,000 | 7,074 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $85,418,000 | 5,390 |
| Total liabilities | $76,439,000 | 5,380 |
| Total deposits | $76,208,000 | 5,112 |
| Interest-bearing deposits | $64,091,000 | 5,135 |
| Deposits held in domestic offices | $76,208,000 | 5,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $231,000 | 6,611 |
| Total equity capital | $8,979,000 | 5,364 |
| Total bank equity capital | $8,979,000 | 5,364 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 776 |
| Surplus | $5,000,000 | 3,559 |
| Undivided profits | $-1,021,000 | 8,514 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $272,000 | 7,138 |
| Earning assets | $78,122,000 | 5,401 |
| Long-term assets (5+ years) | $2,354,000 | 6,873 |
| Average Assets, year-to-date | $75,541,500 | 5,735 |
| Average Assets, quarterly | $75,541,500 | 5,735 |
| Volatile liabilities | $29,049,000 | 3,264 |
| Insider loans | $585,000 | 5,131 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $11,739,000 | 4,246 |
| Tier 1 (core) risk-based capital | $9,000,000 | 5,280 |
| Tier 2 risk-based capital | $808,000 | 4,381 |
| Total risk weighted assets | $71,438,000 | 4,633 |
| Total unused commitments | $11,739,000 | 4,247 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 19 | 6,410 |
| Assets and Liabilities | ||
| Total Assets: | $65,665,000 | 6,211 |
| Cash and due from depository institutions | $1,540,000 | 6,410 |
| Interest-bearing balances | $57,000 | 5,633 |
| Securities | $3,008,000 | 8,135 |
| Federal funds sold & reverse repurchase agreements | $5,122,000 | 2,176 |
| Net loans & leases | $51,769,000 | 5,394 |
| Loan loss allowance | $655,000 | 5,279 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,556,000 | 2,885 |
| Other real estate owned | $0 | 6,410 |
| Goodwill and other intangibles | $4,000 | 3,235 |
| All other assets | $666,000 | 7,360 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $65,665,000 | 6,211 |
| Total liabilities | $56,642,000 | 6,292 |
| Total deposits | $56,504,000 | 6,072 |
| Interest-bearing deposits | $49,288,000 | 5,944 |
| Deposits held in domestic offices | $56,504,000 | 6,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $138,000 | 7,479 |
| Total equity capital | $9,023,000 | 5,350 |
| Total bank equity capital | $9,023,000 | 5,350 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 762 |
| Surplus | $5,000,000 | 3,517 |
| Undivided profits | $-977,000 | 8,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $244,000 | 7,403 |
| Earning assets | $59,956,000 | 6,223 |
| Long-term assets (5+ years) | $2,524,000 | 6,896 |
| Average Assets, year-to-date | $48,999,330 | 6,920 |
| Average Assets, quarterly | $56,680,500 | 6,610 |
| Volatile liabilities | $23,331,000 | 3,717 |
| Insider loans | $15,000 | 7,897 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $8,362,000 | 4,829 |
| Tier 1 (core) risk-based capital | $9,026,000 | 5,221 |
| Tier 2 risk-based capital | $655,000 | 4,992 |
| Total risk weighted assets | $58,270,000 | 5,228 |
| Total unused commitments | $8,362,000 | 4,831 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 18 | 6,572 |
| Assets and Liabilities | ||
| Total Assets: | $47,696,000 | 7,078 |
| Cash and due from depository institutions | $4,179,000 | 6,572 |
| Interest-bearing balances | $3,026,000 | 1,643 |
| Securities | $3,025,000 | 8,162 |
| Federal funds sold & reverse repurchase agreements | $2,026,000 | 3,585 |
| Net loans & leases | $35,372,000 | 6,414 |
| Loan loss allowance | $455,000 | 6,339 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,593,000 | 3,596 |
| Other real estate owned | $0 | 6,572 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $501,000 | 7,941 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $47,696,000 | 7,078 |
| Total liabilities | $38,504,000 | 7,258 |
| Total deposits | $38,438,000 | 7,093 |
| Interest-bearing deposits | $30,998,000 | 7,201 |
| Deposits held in domestic offices | $38,438,000 | 7,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $66,000 | 8,516 |
| Total equity capital | $9,192,000 | 5,286 |
| Total bank equity capital | $9,192,000 | 5,286 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,000,000 | 748 |
| Surplus | $5,000,000 | 3,472 |
| Undivided profits | $-808,000 | 8,606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $132,000 | 8,412 |
| Earning assets | $43,449,000 | 7,082 |
| Long-term assets (5+ years) | $2,351,000 | 7,021 |
| Average Assets, year-to-date | $40,666,500 | 7,378 |
| Average Assets, quarterly | $40,666,500 | 7,407 |
| Volatile liabilities | $12,301,000 | 5,305 |
| Insider loans | $461,000 | 5,591 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $6,224,000 | 5,415 |
| Tier 1 (core) risk-based capital | $9,198,000 | 5,137 |
| Tier 2 risk-based capital | $455,000 | 6,026 |
| Total risk weighted assets | $40,456,000 | 6,267 |
| Total unused commitments | $6,224,000 | 5,420 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 18 | 6,617 |
| Assets and Liabilities | ||
| Total Assets: | $33,637,000 | 7,860 |
| Cash and due from depository institutions | $6,367,000 | 6,617 |
| Interest-bearing balances | $6,023,000 | 999 |
| Securities | $3,038,000 | 8,234 |
| Federal funds sold & reverse repurchase agreements | $2,543,000 | 3,100 |
| Net loans & leases | $19,770,000 | 7,659 |
| Loan loss allowance | $262,000 | 7,593 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,468,000 | 5,019 |
| Other real estate owned | $0 | 6,617 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $451,000 | 8,099 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $33,637,000 | 7,860 |
| Total liabilities | $24,142,000 | 8,171 |
| Total deposits | $24,089,000 | 8,081 |
| Interest-bearing deposits | $18,529,000 | 8,194 |
| Deposits held in domestic offices | $24,089,000 | 8,080 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $53,000 | 8,609 |
| Total equity capital | $9,495,000 | 5,033 |
| Total bank equity capital | $9,495,000 | 5,033 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,000,000 | 732 |
| Surplus | $5,000,000 | 3,426 |
| Undivided profits | $-505,000 | 8,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $100,000 | 8,618 |
| Earning assets | $31,374,000 | 7,809 |
| Long-term assets (5+ years) | $2,041,000 | 7,218 |
| Average Assets, year-to-date | $33,637,000 | 7,834 |
| Average Assets, quarterly | $33,637,000 | 7,849 |
| Volatile liabilities | $4,392,000 | 7,445 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $5,261,000 | 5,791 |
| Tier 1 (core) risk-based capital | $9,506,000 | 4,963 |
| Tier 2 risk-based capital | $262,000 | 7,369 |
| Total risk weighted assets | $24,014,000 | 7,495 |
| Total unused commitments | $5,261,000 | 5,794 |
| Derivatives | $0 | 740 |