First National Bank of Florida at Bonita Springs, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$18,232,0001,813
Total interest expense$8,248,0001,868
Net interest income$9,984,0001,748
Provision for loan and lease losses$1,195,000862
Total noninterest income$2,141,0001,675
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,168,0001,077
Trading account gains and fees$0239
Additional Noninterest Income$973,0001,770
Total noninterest expense$9,494,0001,387
Salaries and employee benefits$4,556,0001,434
Premises and equipment expense$1,938,0001,024
Additional noninterest expense$3,000,0001,442
Pre-tax net operating income$1,436,0004,649
Securities gains (losses)$293,000573
Applicable income taxes$330,0005,468
Income before extraordinary items$1,399,0003,575
Extraordinary gains, net$044
Net income$1,399,0003,576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$677,0001,057
Cash dividends$742,0002,691
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,161,6704,106
1996-12-31 (YTD Data)Rank
Total interest income$16,535,0002,046
Total interest expense$7,092,0002,189
Net interest income$9,443,0001,890
Provision for loan and lease losses$569,0001,586
Total noninterest income$1,543,0002,252
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$882,0001,522
Trading account gains and fees$0262
Additional Noninterest Income$661,0002,403
Total noninterest expense$7,484,0001,889
Salaries and employee benefits$3,403,0001,932
Premises and equipment expense$1,582,0001,294
Additional noninterest expense$2,499,0002,007
Pre-tax net operating income$2,933,0002,419
Securities gains (losses)$49,0001,339
Applicable income taxes$866,0002,656
Income before extraordinary items$2,116,0002,321
Extraordinary gains, net$053
Net income$2,116,0002,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$290,0002,130
Cash dividends$543,0003,235
Sale, conversion, retirement of capital stock, net$1,000,000374
Net operating income$2,081,2102,322
1995-12-31 (YTD Data)Rank
Total interest income$14,203,0002,365
Total interest expense$6,356,0002,427
Net interest income$7,847,0002,294
Provision for loan and lease losses$504,0001,554
Total noninterest income$1,176,0002,763
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$611,0002,224
Trading account gains and fees$0522
Additional Noninterest Income$565,0002,647
Total noninterest expense$7,092,0001,949
Salaries and employee benefits$3,255,0002,033
Premises and equipment expense$1,456,0001,418
Additional noninterest expense$2,381,0002,086
Pre-tax net operating income$1,427,0004,630
Securities gains (losses)$-15,00010,368
Applicable income taxes$254,0006,590
Income before extraordinary items$1,158,0004,072
Extraordinary gains, net$065
Net income$1,158,0004,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0002,807
Cash dividends$448,0003,623
Sale, conversion, retirement of capital stock, net$1,000,000293
Net operating income$1,170,3004,028
1994-12-31 (YTD Data)Rank
Total interest income$11,330,0002,682
Total interest expense$4,312,0002,842
Net interest income$7,018,0002,568
Provision for loan and lease losses$199,0003,048
Total noninterest income$1,011,0003,096
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$504,0002,719
Trading account gains and fees$-11,0004,816
Additional Noninterest Income$518,0002,891
Total noninterest expense$5,369,0002,598
Salaries and employee benefits$2,561,0002,598
Premises and equipment expense$959,0002,109
Additional noninterest expense$1,849,0002,757
Pre-tax net operating income$2,461,0002,875
Securities gains (losses)$-8,0009,681
Applicable income taxes$707,0003,065
Income before extraordinary items$1,746,0002,772
Extraordinary gains, net$0249
Net income$1,746,0002,773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0003,796
Cash dividends$399,0003,794
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,751,6802,780
1993-12-31 (YTD Data)Rank
Total interest income$10,217,0003,023
Total interest expense$3,973,0003,192
Net interest income$6,244,0002,916
Provision for loan and lease losses$110,0005,504
Total noninterest income$1,074,0003,157
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$488,0002,862
Trading account gains and fees$0532
Additional Noninterest Income$586,0002,933
Total noninterest expense$5,528,0002,591
Salaries and employee benefits$2,843,0002,344
Premises and equipment expense$932,0002,201
Additional noninterest expense$1,753,0003,045
Pre-tax net operating income$1,680,0003,918
Securities gains (losses)$325,0001,231
Applicable income taxes$472,0004,388
Income before extraordinary items$1,533,0003,178
Extraordinary gains, net$70,0001,909
Net income$1,603,0003,137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0004,689
Cash dividends$312,0004,283
Sale, conversion, retirement of capital stock, net$850,000507
Net operating income$1,286,0003,562
1992-12-31 (YTD Data)Rank
Total interest income$10,830,0003,236
Total interest expense$4,887,0003,380
Net interest income$5,943,0003,078
Provision for loan and lease losses$90,0007,540
Total noninterest income$965,0003,414
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$456,0003,061
Trading account gains and fees$0504
Additional Noninterest Income$509,0003,148
Total noninterest expense$5,827,0002,488
Salaries and employee benefits$2,608,0002,476
Premises and equipment expense$887,0002,335
Additional noninterest expense$2,332,0002,457
Pre-tax net operating income$991,0005,661
Securities gains (losses)$495,0001,091
Applicable income taxes$271,0006,345
Income before extraordinary items$1,215,0003,761
Extraordinary gains, net$35,0001,095
Net income$1,250,0003,714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0004,631
Cash dividends$45,0007,841
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$809,1005,014

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.