Home > First National Bank of Florida > Income and Expense
First National Bank of Florida, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $206,316,000 | 197 |
| Total interest expense | $53,937,000 | 204 |
| Net interest income | $152,379,000 | 191 |
| Provision for loan and lease losses | $4,475,000 | 277 |
| Total noninterest income | $27,893,000 | 312 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $16,985,000 | 128 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $10,908,000 | 389 |
| Total noninterest expense | $132,580,000 | 189 |
| Salaries and employee benefits | $65,742,000 | 166 |
| Premises and equipment expense | $20,923,000 | 150 |
| Additional noninterest expense | $45,915,000 | 203 |
| Pre-tax net operating income | $43,217,000 | 287 |
| Securities gains (losses) | $763,000 | 341 |
| Applicable income taxes | $22,984,000 | 210 |
| Income before extraordinary items | $20,996,000 | 379 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $20,996,000 | 381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,462,000 | 256 |
| Cash dividends | $16,000,000 | 247 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $20,507,680 | 370 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $140,670,000 | 208 |
| Total interest expense | $35,626,000 | 220 |
| Net interest income | $105,044,000 | 203 |
| Provision for loan and lease losses | $2,675,000 | 341 |
| Total noninterest income | $20,491,000 | 324 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $12,447,000 | 131 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,044,000 | 399 |
| Total noninterest expense | $80,223,000 | 211 |
| Salaries and employee benefits | $44,687,000 | 180 |
| Premises and equipment expense | $7,584,000 | 266 |
| Additional noninterest expense | $27,952,000 | 225 |
| Pre-tax net operating income | $42,637,000 | 243 |
| Securities gains (losses) | $270,000 | 643 |
| Applicable income taxes | $13,848,000 | 249 |
| Income before extraordinary items | $29,059,000 | 245 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $29,059,000 | 246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $886,000 | 625 |
| Cash dividends | $12,000,000 | 239 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $28,875,400 | 240 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $88,945,000 | 212 |
| Total interest expense | $21,653,000 | 226 |
| Net interest income | $67,292,000 | 205 |
| Provision for loan and lease losses | $2,275,000 | 290 |
| Total noninterest income | $13,488,000 | 318 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $8,090,000 | 133 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,398,000 | 396 |
| Total noninterest expense | $49,172,000 | 221 |
| Salaries and employee benefits | $29,044,000 | 183 |
| Premises and equipment expense | $9,717,000 | 161 |
| Additional noninterest expense | $10,411,000 | 317 |
| Pre-tax net operating income | $29,333,000 | 236 |
| Securities gains (losses) | $163,000 | 743 |
| Applicable income taxes | $9,614,000 | 238 |
| Income before extraordinary items | $19,882,000 | 237 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $19,882,000 | 238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $674,000 | 573 |
| Cash dividends | $9,000,000 | 210 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $19,772,790 | 230 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $43,526,000 | 215 |
| Total interest expense | $10,470,000 | 238 |
| Net interest income | $33,056,000 | 204 |
| Provision for loan and lease losses | $1,400,000 | 246 |
| Total noninterest income | $6,865,000 | 314 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $4,026,000 | 130 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,839,000 | 376 |
| Total noninterest expense | $24,652,000 | 225 |
| Salaries and employee benefits | $14,507,000 | 183 |
| Premises and equipment expense | $4,879,000 | 162 |
| Additional noninterest expense | $5,266,000 | 311 |
| Pre-tax net operating income | $13,869,000 | 239 |
| Securities gains (losses) | $163,000 | 592 |
| Applicable income taxes | $4,493,000 | 255 |
| Income before extraordinary items | $9,539,000 | 250 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $9,539,000 | 251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $363,000 | 533 |
| Cash dividends | $5,500,000 | 162 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $9,428,160 | 234 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $166,668,000 | 219 |
| Total interest expense | $42,247,000 | 251 |
| Net interest income | $124,421,000 | 206 |
| Provision for loan and lease losses | $7,184,000 | 254 |
| Total noninterest income | $27,636,000 | 324 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $15,645,000 | 141 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $11,991,000 | 394 |
| Total noninterest expense | $90,549,000 | 237 |
| Salaries and employee benefits | $40,933,000 | 238 |
| Premises and equipment expense | $13,856,000 | 201 |
| Additional noninterest expense | $35,760,000 | 236 |
| Pre-tax net operating income | $54,324,000 | 232 |
| Securities gains (losses) | $-1,595,000 | 9,151 |
| Applicable income taxes | $16,752,000 | 264 |
| Income before extraordinary items | $35,977,000 | 250 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $35,977,000 | 252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,007,000 | 404 |
| Cash dividends | $52,170,000 | 127 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $37,061,600 | 226 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $111,935,000 | 241 |
| Total interest expense | $28,206,000 | 288 |
| Net interest income | $83,729,000 | 224 |
| Provision for loan and lease losses | $4,512,000 | 297 |
| Total noninterest income | $19,660,000 | 350 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $10,365,000 | 155 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,295,000 | 400 |
| Total noninterest expense | $60,237,000 | 264 |
| Salaries and employee benefits | $27,618,000 | 266 |
| Premises and equipment expense | $8,763,000 | 236 |
| Additional noninterest expense | $23,856,000 | 258 |
| Pre-tax net operating income | $38,640,000 | 249 |
| Securities gains (losses) | $-1,611,000 | 9,210 |
| Applicable income taxes | $11,754,000 | 281 |
| Income before extraordinary items | $25,275,000 | 269 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $25,275,000 | 269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,445,000 | 376 |
| Cash dividends | $13,685,000 | 253 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $26,370,480 | 236 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $75,883,000 | 240 |
| Total interest expense | $19,815,000 | 284 |
| Net interest income | $56,068,000 | 226 |
| Provision for loan and lease losses | $3,470,000 | 264 |
| Total noninterest income | $14,474,000 | 328 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $6,895,000 | 155 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,579,000 | 357 |
| Total noninterest expense | $39,582,000 | 262 |
| Salaries and employee benefits | $18,868,000 | 263 |
| Premises and equipment expense | $5,826,000 | 240 |
| Additional noninterest expense | $14,888,000 | 265 |
| Pre-tax net operating income | $27,490,000 | 235 |
| Securities gains (losses) | $-1,625,000 | 9,254 |
| Applicable income taxes | $8,405,000 | 275 |
| Income before extraordinary items | $17,460,000 | 269 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $17,460,000 | 270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,748,000 | 368 |
| Cash dividends | $9,685,000 | 216 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $18,565,000 | 235 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $38,028,000 | 244 |
| Total interest expense | $9,949,000 | 295 |
| Net interest income | $28,079,000 | 230 |
| Provision for loan and lease losses | $1,732,000 | 264 |
| Total noninterest income | $6,824,000 | 346 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,410,000 | 159 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,414,000 | 385 |
| Total noninterest expense | $19,520,000 | 264 |
| Salaries and employee benefits | $9,304,000 | 269 |
| Premises and equipment expense | $2,829,000 | 252 |
| Additional noninterest expense | $7,387,000 | 254 |
| Pre-tax net operating income | $13,651,000 | 241 |
| Securities gains (losses) | $-1,727,000 | 9,307 |
| Applicable income taxes | $3,827,000 | 295 |
| Income before extraordinary items | $8,097,000 | 284 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,097,000 | 284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,086,000 | 315 |
| Cash dividends | $5,185,000 | 179 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $9,271,360 | 238 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $150,777,000 | 259 |
| Total interest expense | $47,244,000 | 291 |
| Net interest income | $103,533,000 | 246 |
| Provision for loan and lease losses | $5,470,000 | 361 |
| Total noninterest income | $23,766,000 | 357 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $13,846,000 | 159 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,920,000 | 442 |
| Total noninterest expense | $80,723,000 | 254 |
| Salaries and employee benefits | $32,873,000 | 271 |
| Premises and equipment expense | $10,475,000 | 259 |
| Additional noninterest expense | $37,375,000 | 238 |
| Pre-tax net operating income | $41,106,000 | 279 |
| Securities gains (losses) | $-28,000 | 9,027 |
| Applicable income taxes | $13,525,000 | 296 |
| Income before extraordinary items | $27,553,000 | 293 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $27,553,000 | 293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,152,000 | 361 |
| Cash dividends | $23,515,000 | 217 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $27,571,760 | 277 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $148,588,000 | 298 |
| Total interest expense | $65,152,000 | 308 |
| Net interest income | $83,436,000 | 285 |
| Provision for loan and lease losses | $4,468,000 | 383 |
| Total noninterest income | $22,727,000 | 356 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $11,005,000 | 172 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $11,722,000 | 384 |
| Total noninterest expense | $71,586,000 | 272 |
| Salaries and employee benefits | $29,018,000 | 283 |
| Premises and equipment expense | $8,997,000 | 282 |
| Additional noninterest expense | $33,571,000 | 260 |
| Pre-tax net operating income | $30,109,000 | 314 |
| Securities gains (losses) | $5,000 | 3,927 |
| Applicable income taxes | $10,676,000 | 322 |
| Income before extraordinary items | $19,438,000 | 334 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $19,438,000 | 332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,075,000 | 421 |
| Cash dividends | $19,768,000 | 237 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $19,434,750 | 317 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $58,805,000 | 628 |
| Total interest expense | $29,867,000 | 626 |
| Net interest income | $28,938,000 | 623 |
| Provision for loan and lease losses | $2,675,000 | 500 |
| Total noninterest income | $7,155,000 | 716 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $4,380,000 | 325 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,775,000 | 902 |
| Total noninterest expense | $22,436,000 | 693 |
| Salaries and employee benefits | $8,385,000 | 834 |
| Premises and equipment expense | $3,483,000 | 615 |
| Additional noninterest expense | $10,568,000 | 558 |
| Pre-tax net operating income | $10,982,000 | 719 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $4,020,000 | 645 |
| Income before extraordinary items | $6,962,000 | 780 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $6,962,000 | 780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,471,000 | 572 |
| Cash dividends | $2,468,000 | 1,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $6,962,000 | 774 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $49,834,000 | 701 |
| Total interest expense | $22,501,000 | 724 |
| Net interest income | $27,333,000 | 683 |
| Provision for loan and lease losses | $1,933,000 | 582 |
| Total noninterest income | $6,143,000 | 809 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,570,000 | 391 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,573,000 | 980 |
| Total noninterest expense | $21,077,000 | 732 |
| Salaries and employee benefits | $8,741,000 | 800 |
| Premises and equipment expense | $3,294,000 | 651 |
| Additional noninterest expense | $9,042,000 | 650 |
| Pre-tax net operating income | $10,466,000 | 787 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $3,952,000 | 717 |
| Income before extraordinary items | $6,521,000 | 868 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,521,000 | 868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,431,000 | 556 |
| Cash dividends | $1,477,000 | 1,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,516,520 | 856 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $45,929,000 | 732 |
| Total interest expense | $21,432,000 | 763 |
| Net interest income | $24,497,000 | 720 |
| Provision for loan and lease losses | $1,059,000 | 926 |
| Total noninterest income | $5,377,000 | 886 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $2,433,000 | 527 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,944,000 | 908 |
| Total noninterest expense | $17,885,000 | 810 |
| Salaries and employee benefits | $7,411,000 | 888 |
| Premises and equipment expense | $3,261,000 | 653 |
| Additional noninterest expense | $7,213,000 | 746 |
| Pre-tax net operating income | $10,930,000 | 724 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $4,218,000 | 655 |
| Income before extraordinary items | $6,712,000 | 820 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,712,000 | 819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,204,000 | 660 |
| Cash dividends | $7,810,000 | 472 |
| Sale, conversion, retirement of capital stock, net | $3,600,000 | 298 |
| Net operating income | $6,712,000 | 789 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $34,046,000 | 1,006 |
| Total interest expense | $15,202,000 | 1,079 |
| Net interest income | $18,844,000 | 950 |
| Provision for loan and lease losses | $1,070,000 | 938 |
| Total noninterest income | $3,772,000 | 1,119 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,176,000 | 600 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,596,000 | 1,278 |
| Total noninterest expense | $14,496,000 | 959 |
| Salaries and employee benefits | $6,413,000 | 1,031 |
| Premises and equipment expense | $2,974,000 | 697 |
| Additional noninterest expense | $5,109,000 | 948 |
| Pre-tax net operating income | $7,050,000 | 1,133 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,529,000 | 1,088 |
| Income before extraordinary items | $4,521,000 | 1,213 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,521,000 | 1,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $487,000 | 1,367 |
| Cash dividends | $1,634,000 | 1,513 |
| Sale, conversion, retirement of capital stock, net | $15,328,000 | 52 |
| Net operating income | $4,521,000 | 1,186 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $25,818,000 | 1,320 |
| Total interest expense | $10,934,000 | 1,474 |
| Net interest income | $14,884,000 | 1,203 |
| Provision for loan and lease losses | $2,210,000 | 565 |
| Total noninterest income | $3,290,000 | 1,266 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,924,000 | 691 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,366,000 | 1,465 |
| Total noninterest expense | $12,897,000 | 1,137 |
| Salaries and employee benefits | $5,352,000 | 1,254 |
| Premises and equipment expense | $2,527,000 | 865 |
| Additional noninterest expense | $5,018,000 | 1,131 |
| Pre-tax net operating income | $3,067,000 | 2,323 |
| Securities gains (losses) | $-21,000 | 10,654 |
| Applicable income taxes | $1,041,000 | 2,268 |
| Income before extraordinary items | $2,005,000 | 2,460 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,005,000 | 2,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $415,000 | 1,640 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $6,250,000 | 106 |
| Net operating income | $2,018,860 | 2,393 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $22,583,000 | 1,512 |
| Total interest expense | $10,385,000 | 1,548 |
| Net interest income | $12,198,000 | 1,478 |
| Provision for loan and lease losses | $710,000 | 1,207 |
| Total noninterest income | $2,463,000 | 1,565 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,519,000 | 876 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $944,000 | 1,872 |
| Total noninterest expense | $11,393,000 | 1,262 |
| Salaries and employee benefits | $4,466,000 | 1,486 |
| Premises and equipment expense | $2,183,000 | 982 |
| Additional noninterest expense | $4,744,000 | 1,172 |
| Pre-tax net operating income | $2,558,000 | 2,780 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $854,000 | 2,729 |
| Income before extraordinary items | $1,704,000 | 2,883 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,704,000 | 2,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $430,000 | 1,522 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $1,900,000 | 225 |
| Net operating income | $1,704,000 | 2,850 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,356,000 | 2,021 |
| Total interest expense | $6,551,000 | 1,903 |
| Net interest income | $8,805,000 | 2,049 |
| Provision for loan and lease losses | $575,000 | 1,387 |
| Total noninterest income | $1,495,000 | 2,301 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $939,000 | 1,441 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $556,000 | 2,744 |
| Total noninterest expense | $8,360,000 | 1,748 |
| Salaries and employee benefits | $3,707,000 | 1,817 |
| Premises and equipment expense | $1,399,000 | 1,482 |
| Additional noninterest expense | $3,254,000 | 1,690 |
| Pre-tax net operating income | $1,365,000 | 4,750 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $421,000 | 4,580 |
| Income before extraordinary items | $946,000 | 4,716 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $946,000 | 4,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,825 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $6,000,000 | 149 |
| Net operating income | $944,620 | 4,766 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,186,000 | 2,773 |
| Total interest expense | $4,680,000 | 2,753 |
| Net interest income | $6,506,000 | 2,777 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $1,062,000 | 3,183 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $536,000 | 2,591 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $526,000 | 3,162 |
| Total noninterest expense | $5,885,000 | 2,432 |
| Salaries and employee benefits | $2,868,000 | 2,330 |
| Premises and equipment expense | $967,000 | 2,123 |
| Additional noninterest expense | $2,050,000 | 2,674 |
| Pre-tax net operating income | $1,443,000 | 4,469 |
| Securities gains (losses) | $234,000 | 1,510 |
| Applicable income taxes | $627,000 | 3,460 |
| Income before extraordinary items | $1,050,000 | 4,512 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,050,000 | 4,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 3,231 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 400 |
| Net operating income | $900,240 | 4,874 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,032,000 | 3,846 |
| Total interest expense | $4,226,000 | 3,871 |
| Net interest income | $4,806,000 | 3,784 |
| Provision for loan and lease losses | $336,000 | 3,872 |
| Total noninterest income | $661,000 | 4,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $312,000 | 4,305 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $349,000 | 4,042 |
| Total noninterest expense | $4,390,000 | 3,231 |
| Salaries and employee benefits | $2,212,000 | 2,917 |
| Premises and equipment expense | $645,000 | 3,140 |
| Additional noninterest expense | $1,533,000 | 3,533 |
| Pre-tax net operating income | $741,000 | 6,876 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $293,000 | 6,029 |
| Income before extraordinary items | $448,000 | 7,758 |
| Extraordinary gains, net | $162,000 | 522 |
| Net income | $610,000 | 6,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 4,520 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 219 |
| Net operating income | $448,000 | 7,395 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.