First National Bank of Evergreen Park, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$127,943,000327
Total interest expense$68,496,000304
Net interest income$59,447,000355
Provision for loan and lease losses$1,300,000806
Total noninterest income$7,456,000698
Gross Fiduciary activities income$2,809,000275
Service charges on deposit accounts$3,306,000400
Trading account gains and fees$0239
Additional Noninterest Income$1,341,0001,433
Total noninterest expense$42,418,000385
Salaries and employee benefits$23,903,000303
Premises and equipment expense$6,778,000340
Additional noninterest expense$11,737,000510
Pre-tax net operating income$23,185,000409
Securities gains (losses)$489,000431
Applicable income taxes$5,511,000571
Income before extraordinary items$18,163,000363
Extraordinary gains, net$044
Net income$18,163,000364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$827,000900
Cash dividends$7,518,000457
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$17,786,470357
1996-12-31 (YTD Data)Rank
Total interest income$125,232,000365
Total interest expense$65,542,000349
Net interest income$59,690,000383
Provision for loan and lease losses$400,0002,077
Total noninterest income$6,668,000774
Gross Fiduciary activities income$1,946,000361
Service charges on deposit accounts$3,403,000431
Trading account gains and fees$0262
Additional Noninterest Income$1,319,0001,496
Total noninterest expense$39,220,000466
Salaries and employee benefits$22,692,000348
Premises and equipment expense$6,205,000395
Additional noninterest expense$10,323,000659
Pre-tax net operating income$26,738,000373
Securities gains (losses)$1,194,000226
Applicable income taxes$7,086,000455
Income before extraordinary items$20,846,000332
Extraordinary gains, net$053
Net income$20,846,000332
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,154,000824
Cash dividends$6,981,000546
Sale, conversion, retirement of capital stock, net$0953
Net operating income$19,950,500332
1995-12-31 (YTD Data)Rank
Total interest income$123,441,000379
Total interest expense$63,744,000370
Net interest income$59,697,000393
Provision for loan and lease losses$08,958
Total noninterest income$5,953,000848
Gross Fiduciary activities income$1,726,000410
Service charges on deposit accounts$2,977,000493
Trading account gains and fees$0522
Additional Noninterest Income$1,250,0001,555
Total noninterest expense$40,548,000463
Salaries and employee benefits$22,441,000359
Premises and equipment expense$5,778,000437
Additional noninterest expense$12,329,000586
Pre-tax net operating income$25,102,000403
Securities gains (losses)$1,969,000138
Applicable income taxes$6,663,000508
Income before extraordinary items$20,408,000349
Extraordinary gains, net$065
Net income$20,408,000348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,931
Cash dividends$5,907,000563
Sale, conversion, retirement of capital stock, net$0809
Net operating income$18,931,250363
1994-12-31 (YTD Data)Rank
Total interest income$117,071,000360
Total interest expense$54,192,000349
Net interest income$62,879,000359
Provision for loan and lease losses$09,146
Total noninterest income$5,795,000833
Gross Fiduciary activities income$1,651,000413
Service charges on deposit accounts$2,952,000484
Trading account gains and fees$0475
Additional Noninterest Income$1,192,0001,633
Total noninterest expense$39,407,000471
Salaries and employee benefits$20,269,000387
Premises and equipment expense$5,118,000477
Additional noninterest expense$14,020,000549
Pre-tax net operating income$29,267,000338
Securities gains (losses)$-1,373,00012,445
Applicable income taxes$7,482,000420
Income before extraordinary items$20,412,000317
Extraordinary gains, net$101,000112
Net income$20,513,000317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-88,00012,175
Cash dividends$8,592,000384
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$21,414,290312
1993-12-31 (YTD Data)Rank
Total interest income$120,417,000344
Total interest expense$59,829,000311
Net interest income$60,588,000371
Provision for loan and lease losses$010,371
Total noninterest income$5,845,000878
Gross Fiduciary activities income$1,539,000439
Service charges on deposit accounts$3,049,000468
Trading account gains and fees$0532
Additional Noninterest Income$1,257,0001,762
Total noninterest expense$36,539,000519
Salaries and employee benefits$18,014,000426
Premises and equipment expense$4,756,000520
Additional noninterest expense$13,769,000612
Pre-tax net operating income$29,894,000295
Securities gains (losses)$413,0001,022
Applicable income taxes$8,251,000358
Income before extraordinary items$22,056,000296
Extraordinary gains, net$100,0001,558
Net income$22,156,000306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0003,798
Cash dividends$6,086,000402
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$21,754,510289
1992-12-31 (YTD Data)Rank
Total interest income$120,392,000382
Total interest expense$67,934,000341
Net interest income$52,458,000435
Provision for loan and lease losses$231,0004,835
Total noninterest income$5,416,000924
Gross Fiduciary activities income$1,450,000450
Service charges on deposit accounts$2,919,000485
Trading account gains and fees$0504
Additional Noninterest Income$1,047,0001,934
Total noninterest expense$32,468,000569
Salaries and employee benefits$15,733,000474
Premises and equipment expense$4,288,000591
Additional noninterest expense$12,447,000650
Pre-tax net operating income$25,175,000286
Securities gains (losses)$432,0001,209
Applicable income taxes$6,298,000397
Income before extraordinary items$19,309,000287
Extraordinary gains, net$01,422
Net income$19,309,000285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$513,0002,426
Cash dividends$27,089,000100
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$18,985,000257

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.