Home > First National Bank of Elmhurst > Income and Expense
First National Bank of Elmhurst, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,114,000 | 3,109 |
| Total interest expense | $5,036,000 | 3,296 |
| Net interest income | $6,078,000 | 2,899 |
| Provision for loan and lease losses | $410,000 | 2,238 |
| Total noninterest income | $985,000 | 3,166 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $704,000 | 1,959 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $281,000 | 4,061 |
| Total noninterest expense | $4,073,000 | 3,284 |
| Salaries and employee benefits | $1,478,000 | 4,411 |
| Premises and equipment expense | $556,000 | 3,478 |
| Additional noninterest expense | $2,039,000 | 2,115 |
| Pre-tax net operating income | $2,580,000 | 2,694 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $495,000 | 3,506 |
| Income before extraordinary items | $2,085,000 | 2,462 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,085,000 | 2,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,343 |
| Cash dividends | $1,900,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,085,000 | 2,464 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,494,000 | 3,080 |
| Total interest expense | $4,429,000 | 3,284 |
| Net interest income | $6,065,000 | 2,902 |
| Provision for loan and lease losses | $102,000 | 5,170 |
| Total noninterest income | $1,001,000 | 3,089 |
| Gross Fiduciary activities income | $2,000 | 1,341 |
| Service charges on deposit accounts | $766,000 | 1,733 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $233,000 | 4,596 |
| Total noninterest expense | $3,890,000 | 3,398 |
| Salaries and employee benefits | $1,369,000 | 4,673 |
| Premises and equipment expense | $626,000 | 3,136 |
| Additional noninterest expense | $1,895,000 | 2,310 |
| Pre-tax net operating income | $3,074,000 | 2,360 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $896,000 | 2,402 |
| Income before extraordinary items | $2,181,000 | 2,391 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,181,000 | 2,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,975 |
| Cash dividends | $1,850,000 | 1,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,178,870 | 2,365 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,033,000 | 3,222 |
| Total interest expense | $4,463,000 | 3,328 |
| Net interest income | $5,570,000 | 3,085 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $883,000 | 3,358 |
| Gross Fiduciary activities income | $8,000 | 1,304 |
| Service charges on deposit accounts | $537,000 | 2,392 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $338,000 | 3,765 |
| Total noninterest expense | $3,553,000 | 3,562 |
| Salaries and employee benefits | $1,486,000 | 4,278 |
| Premises and equipment expense | $503,000 | 3,678 |
| Additional noninterest expense | $1,564,000 | 2,666 |
| Pre-tax net operating income | $2,900,000 | 2,461 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $788,000 | 2,777 |
| Income before extraordinary items | $2,112,000 | 2,437 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,112,000 | 2,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,064 |
| Cash dividends | $1,300,000 | 1,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,112,000 | 2,356 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,050,000 | 3,219 |
| Total interest expense | $4,585,000 | 3,239 |
| Net interest income | $5,465,000 | 3,195 |
| Provision for loan and lease losses | $25,000 | 7,608 |
| Total noninterest income | $737,000 | 3,811 |
| Gross Fiduciary activities income | $10,000 | 1,342 |
| Service charges on deposit accounts | $476,000 | 2,745 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $251,000 | 4,352 |
| Total noninterest expense | $3,461,000 | 3,646 |
| Salaries and employee benefits | $1,683,000 | 3,868 |
| Premises and equipment expense | $532,000 | 3,508 |
| Additional noninterest expense | $1,246,000 | 3,244 |
| Pre-tax net operating income | $2,716,000 | 2,717 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $734,000 | 3,123 |
| Income before extraordinary items | $1,980,000 | 2,611 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,980,000 | 2,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,193 |
| Cash dividends | $1,200,000 | 1,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,981,460 | 2,561 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,166,000 | 3,554 |
| Total interest expense | $4,047,000 | 3,669 |
| Net interest income | $5,119,000 | 3,464 |
| Provision for loan and lease losses | $102,000 | 5,039 |
| Total noninterest income | $630,000 | 4,416 |
| Gross Fiduciary activities income | $9,000 | 1,411 |
| Service charges on deposit accounts | $447,000 | 3,028 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $174,000 | 5,546 |
| Total noninterest expense | $3,200,000 | 4,095 |
| Salaries and employee benefits | $1,611,000 | 4,037 |
| Premises and equipment expense | $533,000 | 3,588 |
| Additional noninterest expense | $1,056,000 | 4,211 |
| Pre-tax net operating income | $2,447,000 | 2,827 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $622,000 | 3,482 |
| Income before extraordinary items | $1,825,000 | 2,668 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,825,000 | 2,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,131 |
| Cash dividends | $1,050,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,825,000 | 2,624 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,661,000 | 3,747 |
| Total interest expense | $3,753,000 | 3,898 |
| Net interest income | $4,908,000 | 3,603 |
| Provision for loan and lease losses | $64,000 | 5,599 |
| Total noninterest income | $610,000 | 4,509 |
| Gross Fiduciary activities income | $10,000 | 1,474 |
| Service charges on deposit accounts | $437,000 | 3,082 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $163,000 | 5,743 |
| Total noninterest expense | $3,016,000 | 4,272 |
| Salaries and employee benefits | $1,500,000 | 4,281 |
| Premises and equipment expense | $397,000 | 4,575 |
| Additional noninterest expense | $1,119,000 | 3,972 |
| Pre-tax net operating income | $2,438,000 | 2,917 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $626,000 | 3,564 |
| Income before extraordinary items | $1,813,000 | 2,721 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,813,000 | 2,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,894 |
| Cash dividends | $1,200,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,812,260 | 2,692 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,629,000 | 3,906 |
| Total interest expense | $2,763,000 | 4,261 |
| Net interest income | $4,866,000 | 3,653 |
| Provision for loan and lease losses | $68,000 | 5,388 |
| Total noninterest income | $527,000 | 5,100 |
| Gross Fiduciary activities income | $10,000 | 1,473 |
| Service charges on deposit accounts | $388,000 | 3,473 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $129,000 | 6,698 |
| Total noninterest expense | $3,091,000 | 4,303 |
| Salaries and employee benefits | $1,506,000 | 4,269 |
| Premises and equipment expense | $387,000 | 4,716 |
| Additional noninterest expense | $1,198,000 | 4,060 |
| Pre-tax net operating income | $2,234,000 | 3,129 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $570,000 | 3,659 |
| Income before extraordinary items | $1,664,000 | 2,899 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,664,000 | 2,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,575 |
| Cash dividends | $1,100,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,664,000 | 2,927 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,307,000 | 4,150 |
| Total interest expense | $2,718,000 | 4,487 |
| Net interest income | $4,589,000 | 3,860 |
| Provision for loan and lease losses | $204,000 | 3,872 |
| Total noninterest income | $533,000 | 5,362 |
| Gross Fiduciary activities income | $7,000 | 1,531 |
| Service charges on deposit accounts | $445,000 | 3,123 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $81,000 | 8,582 |
| Total noninterest expense | $2,926,000 | 4,619 |
| Salaries and employee benefits | $1,453,000 | 4,396 |
| Premises and equipment expense | $378,000 | 4,937 |
| Additional noninterest expense | $1,095,000 | 4,551 |
| Pre-tax net operating income | $1,992,000 | 3,326 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $488,000 | 4,275 |
| Income before extraordinary items | $1,505,000 | 3,241 |
| Extraordinary gains, net | $29,000 | 2,505 |
| Net income | $1,534,000 | 3,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 4,007 |
| Cash dividends | $1,100,000 | 1,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,504,240 | 3,070 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,004,000 | 4,288 |
| Total interest expense | $3,540,000 | 4,506 |
| Net interest income | $4,464,000 | 4,029 |
| Provision for loan and lease losses | $269,000 | 4,423 |
| Total noninterest income | $508,000 | 5,579 |
| Gross Fiduciary activities income | $6,000 | 1,580 |
| Service charges on deposit accounts | $390,000 | 3,572 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $112,000 | 7,695 |
| Total noninterest expense | $2,716,000 | 4,942 |
| Salaries and employee benefits | $1,376,000 | 4,571 |
| Premises and equipment expense | $317,000 | 5,744 |
| Additional noninterest expense | $1,023,000 | 4,970 |
| Pre-tax net operating income | $1,987,000 | 3,120 |
| Securities gains (losses) | $18,000 | 5,726 |
| Applicable income taxes | $478,000 | 4,139 |
| Income before extraordinary items | $1,527,000 | 3,027 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,527,000 | 3,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 5,871 |
| Cash dividends | $1,000,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,513,320 | 2,823 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.