Home > First National Bank of Effingham > Net Loans and Leases
First National Bank of Effingham, Net Loans and Leases
| 2000-12-31 | Rank | |
| Net loans and leases | $48,957,000 | 5,246 |
| Loan loss allowance | $499,000 | 5,737 |
| Total loans and leases | $49,456,000 | 5,251 |
| Unearned income | $0 | 3,634 |
| Loans and leases, gross | $49,456,000 | 5,253 |
| All real estate loans | $35,265,000 | 4,805 |
| Real estate loans in domestic offices | $35,265,000 | 4,805 |
| Construction and development loans | $5,720,000 | 2,587 |
| Commercial RE | $13,961,000 | 3,506 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $479,000 | 4,196 |
| 1-4 family residential loans | $14,718,000 | 5,088 |
| Farmland loans | $387,000 | 5,361 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $879,000 | 4,220 |
| Commercial and industrial loans | $8,841,000 | 3,957 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,419,000 | 5,070 |
| Credit card loans | $0 | 5,753 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,419,000 | 4,854 |
| All other loans & leases | $52,000 | 6,175 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $33,000 | 3,639 |
| Other loans | $19,000 | 5,488 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $23,000 | 1,112 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $45,544,000 | 5,392 |
| Loan loss allowance | $676,000 | 4,666 |
| Total loans and leases | $46,220,000 | 5,380 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $46,220,000 | 5,385 |
| All real estate loans | $27,595,000 | 5,410 |
| Real estate loans in domestic offices | $27,595,000 | 5,409 |
| Construction and development loans | $3,741,000 | 3,164 |
| Commercial RE | $7,908,000 | 4,579 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,108,000 | 2,988 |
| 1-4 family residential loans | $14,792,000 | 4,996 |
| Farmland loans | $46,000 | 6,708 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $503,000 | 4,930 |
| Commercial and industrial loans | $11,969,000 | 3,114 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,323,000 | 4,537 |
| Credit card loans | $0 | 5,906 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,323,000 | 4,341 |
| All other loans & leases | $830,000 | 2,719 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $786,000 | 1,425 |
| Other loans | $44,000 | 4,553 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $58,000 | 1,069 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $43,423,000 | 5,412 |
| Loan loss allowance | $562,000 | 5,197 |
| Total loans and leases | $43,985,000 | 5,413 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $43,985,000 | 5,424 |
| All real estate loans | $25,212,000 | 5,518 |
| Real estate loans in domestic offices | $25,212,000 | 5,518 |
| Construction and development loans | $5,714,000 | 2,206 |
| Commercial RE | $4,853,000 | 5,495 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,434,000 | 2,563 |
| 1-4 family residential loans | $12,808,000 | 5,339 |
| Farmland loans | $403,000 | 5,524 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $802,000 | 4,682 |
| Commercial and industrial loans | $11,475,000 | 2,995 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,773,000 | 4,330 |
| Credit card loans | $0 | 6,028 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,773,000 | 4,106 |
| All other loans & leases | $723,000 | 2,908 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $683,000 | 1,493 |
| Other loans | $40,000 | 4,753 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $44,780,000 | 5,390 |
| Loan loss allowance | $618,000 | 4,946 |
| Total loans and leases | $45,398,000 | 5,387 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $45,398,000 | 5,400 |
| All real estate loans | $28,154,000 | 5,300 |
| Real estate loans in domestic offices | $28,154,000 | 5,299 |
| Construction and development loans | $7,643,000 | 1,751 |
| Commercial RE | $8,337,000 | 4,271 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $757,000 | 3,664 |
| 1-4 family residential loans | $11,119,000 | 5,938 |
| Farmland loans | $298,000 | 6,081 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $746,000 | 4,971 |
| Commercial and industrial loans | $8,938,000 | 3,622 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,001,000 | 3,896 |
| Credit card loans | $0 | 6,279 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,001,000 | 3,685 |
| All other loans & leases | $559,000 | 3,356 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $548,000 | 1,781 |
| Other loans | $11,000 | 6,776 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $39,471,000 | 5,915 |
| Loan loss allowance | $410,000 | 6,695 |
| Total loans and leases | $39,881,000 | 5,930 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $39,881,000 | 5,937 |
| All real estate loans | $22,087,000 | 6,134 |
| Real estate loans in domestic offices | $22,087,000 | 6,134 |
| Construction and development loans | $8,029,000 | 1,744 |
| Commercial RE | $6,804,000 | 4,768 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $647,000 | 4,079 |
| 1-4 family residential loans | $6,104,000 | 7,722 |
| Farmland loans | $503,000 | 5,649 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,088,000 | 4,681 |
| Commercial and industrial loans | $8,288,000 | 3,775 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,859,000 | 3,697 |
| Credit card loans | $0 | 6,619 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,859,000 | 3,456 |
| All other loans & leases | $559,000 | 3,532 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $489,000 | 2,005 |
| Other loans | $70,000 | 4,260 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $33,605,000 | 6,532 |
| Loan loss allowance | $512,000 | 5,951 |
| Total loans and leases | $34,117,000 | 6,534 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $34,117,000 | 6,541 |
| All real estate loans | $20,062,000 | 6,472 |
| Real estate loans in domestic offices | $20,062,000 | 6,472 |
| Construction and development loans | $7,271,000 | 1,763 |
| Commercial RE | $6,408,000 | 4,919 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $337,000 | 5,269 |
| 1-4 family residential loans | $5,567,000 | 8,122 |
| Farmland loans | $479,000 | 5,809 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $319,000 | 6,165 |
| Commercial and industrial loans | $5,718,000 | 4,722 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,121,000 | 4,001 |
| Credit card loans | $0 | 6,778 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,121,000 | 3,762 |
| All other loans & leases | $897,000 | 2,832 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $864,000 | 1,484 |
| Other loans | $33,000 | 5,557 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $254,000 | 1,018 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $26,112,000 | 7,641 |
| Loan loss allowance | $269,000 | 8,815 |
| Total loans and leases | $26,381,000 | 7,663 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $26,381,000 | 7,672 |
| All real estate loans | $14,374,000 | 7,655 |
| Real estate loans in domestic offices | $14,374,000 | 7,655 |
| Construction and development loans | $5,018,000 | 2,184 |
| Commercial RE | $4,160,000 | 6,147 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $563,000 | 4,609 |
| 1-4 family residential loans | $4,127,000 | 9,219 |
| Farmland loans | $506,000 | 5,827 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $379,000 | 6,261 |
| Commercial and industrial loans | $5,275,000 | 4,831 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,263,000 | 4,373 |
| Credit card loans | $0 | 6,913 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,263,000 | 4,115 |
| All other loans & leases | $90,000 | 6,967 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $65,000 | 4,461 |
| Other loans | $25,000 | 6,174 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $20,081,000 | 8,816 |
| Loan loss allowance | $191,000 | 10,434 |
| Total loans and leases | $20,272,000 | 8,845 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $20,272,000 | 8,855 |
| All real estate loans | $8,032,000 | 9,726 |
| Real estate loans in domestic offices | $8,032,000 | 9,726 |
| Construction and development loans | $4,078,000 | 2,389 |
| Commercial RE | $1,726,000 | 8,585 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $28,000 | 8,152 |
| 1-4 family residential loans | $2,197,000 | 10,974 |
| Farmland loans | $3,000 | 8,877 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $166,000 | 7,103 |
| Commercial and industrial loans | $4,612,000 | 5,248 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,457,000 | 3,735 |
| Credit card loans | $0 | 7,066 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,457,000 | 3,512 |
| All other loans & leases | $5,000 | 10,118 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $5,000 | 8,731 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $13,921,000 | 10,494 |
| Loan loss allowance | $183,000 | 10,870 |
| Total loans and leases | $14,104,000 | 10,513 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $14,104,000 | 10,517 |
| All real estate loans | $4,879,000 | 11,299 |
| Real estate loans in domestic offices | $4,879,000 | 11,299 |
| Construction and development loans | $588,000 | 6,313 |
| Commercial RE | $377,000 | 11,720 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $12,000 | 8,548 |
| 1-4 family residential loans | $3,811,000 | 9,959 |
| Farmland loans | $91,000 | 8,197 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $4,378,000 | 5,540 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,798,000 | 5,517 |
| Credit card loans | $0 | 7,169 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,798,000 | 5,270 |
| All other loans & leases | $49,000 | 8,417 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $49,000 | 5,368 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |