First National Bank of Eastern Arkansas, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$14,698,0001,894
Total interest expense$772,0002,565
Net interest income$13,926,0001,835
Provision for loan and lease losses$360,0001,270
Total noninterest income$2,197,0002,119
Gross Fiduciary activities income$19,000836
Service charges on deposit accounts$755,0001,181
Trading account gains and feesNANA
Additional Noninterest Income$1,423,0002,275
Total noninterest expense$11,045,0001,850
Salaries and employee benefits$6,846,0001,740
Premises and equipment expense$2,004,0001,202
Additional noninterest expense$2,195,0002,426
Pre-tax net operating income$4,718,0002,131
Securities gains (losses)$113,000810
Applicable income taxes$03,710
Income before extraordinary items$4,831,0001,930
Extraordinary gains, net$010
Net income$4,831,0001,930
Minority interest net income$074
Net income of bank and minority interests.$4,831,0001,931
Net charge-offs$289,000853
Cash dividends$1,942,0001,583
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,718,0001,934
2021-09-30 (YTD Data)Rank
Total interest income$10,904,0001,949
Total interest expense$586,0002,633
Net interest income$10,318,0001,876
Provision for loan and lease losses$270,0001,230
Total noninterest income$1,608,0002,201
Gross Fiduciary activities income$13,000828
Service charges on deposit accounts$547,0001,206
Trading account gains and feesNANA
Additional Noninterest Income$1,048,0002,332
Total noninterest expense$8,250,0001,857
Salaries and employee benefits$5,012,0001,775
Premises and equipment expense$1,488,0001,241
Additional noninterest expense$1,750,0002,348
Pre-tax net operating income$3,406,0002,270
Securities gains (losses)$85,000865
Applicable income taxes$03,719
Income before extraordinary items$3,491,0002,050
Extraordinary gains, net$08
Net income$3,491,0002,049
Minority interest net income$069
Net income of bank and minority interests.$3,491,0002,050
Net charge-offs$246,000715
Cash dividends$1,942,0001,198
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,406,0002,061
2021-06-30 (YTD Data)Rank
Total interest income$6,944,0002,008
Total interest expense$401,0002,678
Net interest income$6,543,0001,932
Provision for loan and lease losses$180,0001,246
Total noninterest income$1,055,0002,181
Gross Fiduciary activities income$3,000879
Service charges on deposit accounts$335,0001,254
Trading account gains and feesNANA
Additional Noninterest Income$717,0002,278
Total noninterest expense$5,446,0001,854
Salaries and employee benefits$3,326,0001,781
Premises and equipment expense$978,0001,239
Additional noninterest expense$1,142,0002,365
Pre-tax net operating income$1,972,0002,417
Securities gains (losses)$60,000818
Applicable income taxes$03,702
Income before extraordinary items$2,032,0002,207
Extraordinary gains, net$06
Net income$2,032,0002,206
Minority interest net income$067
Net income of bank and minority interests.$2,032,0002,207
Net charge-offs$208,000637
Cash dividends$1,512,0001,041
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,972,0002,212
2021-03-31 (YTD Data)Rank
Total interest income$3,166,0002,128
Total interest expense$216,0002,643
Net interest income$2,950,0002,053
Provision for loan and lease losses$90,0001,312
Total noninterest income$548,0002,139
Gross Fiduciary activities income$3,000848
Service charges on deposit accounts$171,0001,231
Trading account gains and feesNANA
Additional Noninterest Income$374,0002,221
Total noninterest expense$2,677,0001,862
Salaries and employee benefits$1,644,0001,778
Premises and equipment expense$490,0001,242
Additional noninterest expense$543,0002,407
Pre-tax net operating income$731,0002,790
Securities gains (losses)$55,000631
Applicable income taxes$03,613
Income before extraordinary items$786,0002,536
Extraordinary gains, net$03
Net income$786,0002,534
Minority interest net income$055
Net income of bank and minority interests.$786,0002,536
Net charge-offs$7,0001,445
Cash dividends$1,335,000613
Sale, conversion, retirement of capital stock, net$0482
Net operating income$731,0002,610
2020-12-31 (YTD Data)Rank
Total interest income$15,015,0001,889
Total interest expense$1,685,0002,206
Net interest income$13,330,0001,816
Provision for loan and lease losses$380,0002,491
Total noninterest income$2,100,0002,069
Gross Fiduciary activities income$31,000818
Service charges on deposit accounts$738,0001,208
Trading account gains and feesNANA
Additional Noninterest Income$1,331,0002,189
Total noninterest expense$10,402,0001,899
Salaries and employee benefits$6,323,0001,829
Premises and equipment expense$1,923,0001,218
Additional noninterest expense$2,156,0002,418
Pre-tax net operating income$4,648,0001,873
Securities gains (losses)$-16,0004,859
Applicable income taxes$03,697
Income before extraordinary items$4,632,0001,725
Extraordinary gains, net$04
Net income$4,632,0001,725
Minority interest net income$072
Net income of bank and minority interests.$4,632,0001,725
Net charge-offs$789,000744
Cash dividends$2,176,0001,429
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,648,0001,685
2020-09-30 (YTD Data)Rank
Total interest income$11,539,0001,867
Total interest expense$1,374,0002,164
Net interest income$10,165,0001,791
Provision for loan and lease losses$290,0002,459
Total noninterest income$1,600,0002,013
Gross Fiduciary activities income$24,000795
Service charges on deposit accounts$548,0001,208
Trading account gains and feesNANA
Additional Noninterest Income$1,028,0002,120
Total noninterest expense$7,827,0001,872
Salaries and employee benefits$4,687,0001,808
Premises and equipment expense$1,428,0001,230
Additional noninterest expense$1,712,0002,307
Pre-tax net operating income$3,648,0001,795
Securities gains (losses)$-38,0004,902
Applicable income taxes$03,696
Income before extraordinary items$3,610,0001,660
Extraordinary gains, net$04
Net income$3,610,0001,661
Minority interest net income$065
Net income of bank and minority interests.$3,610,0001,661
Net charge-offs$745,000593
Cash dividends$2,176,0001,043
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,648,0001,590
2020-06-30 (YTD Data)Rank
Total interest income$7,748,0001,878
Total interest expense$992,0002,157
Net interest income$6,756,0001,802
Provision for loan and lease losses$200,0002,381
Total noninterest income$1,122,0001,900
Gross Fiduciary activities income$24,000768
Service charges on deposit accounts$376,0001,191
Trading account gains and feesNANA
Additional Noninterest Income$722,0002,005
Total noninterest expense$5,215,0001,877
Salaries and employee benefits$3,163,0001,801
Premises and equipment expense$928,0001,247
Additional noninterest expense$1,124,0002,320
Pre-tax net operating income$2,463,0001,718
Securities gains (losses)$-42,0004,910
Applicable income taxes$03,655
Income before extraordinary items$2,421,0001,575
Extraordinary gains, net$04
Net income$2,421,0001,576
Minority interest net income$065
Net income of bank and minority interests.$2,421,0001,576
Net charge-offs$744,000468
Cash dividends$1,872,000852
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,463,0001,501
2020-03-31 (YTD Data)Rank
Total interest income$3,869,0001,859
Total interest expense$545,0002,167
Net interest income$3,324,0001,769
Provision for loan and lease losses$125,0001,776
Total noninterest income$655,0001,671
Gross Fiduciary activities income$17,000755
Service charges on deposit accounts$233,0001,173
Trading account gains and feesNANA
Additional Noninterest Income$405,0001,718
Total noninterest expense$2,578,0001,908
Salaries and employee benefits$1,600,0001,787
Premises and equipment expense$453,0001,295
Additional noninterest expense$525,0002,454
Pre-tax net operating income$1,276,0001,510
Securities gains (losses)$-55,0004,951
Applicable income taxes$03,513
Income before extraordinary items$1,221,0001,406
Extraordinary gains, net$04
Net income$1,221,0001,404
Minority interest net income$056
Net income of bank and minority interests.$1,221,0001,406
Net charge-offs$735,000294
Cash dividends$1,731,000569
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,276,0001,332
2019-12-31 (YTD Data)Rank
Total interest income$16,234,0001,807
Total interest expense$2,062,0002,288
Net interest income$14,172,0001,684
Provision for loan and lease losses$245,0002,156
Total noninterest income$2,186,0001,883
Gross Fiduciary activities income$27,000846
Service charges on deposit accounts$977,0001,152
Trading account gains and feesNANA
Additional Noninterest Income$1,182,0002,069
Total noninterest expense$10,260,0001,880
Salaries and employee benefits$6,166,0001,807
Premises and equipment expense$1,910,0001,213
Additional noninterest expense$2,184,0002,416
Pre-tax net operating income$5,853,0001,565
Securities gains (losses)$43,0001,298
Applicable income taxes$03,859
Income before extraordinary items$5,896,0001,404
Extraordinary gains, net$011
Net income$5,896,0001,406
Minority interest net income$076
Net income of bank and minority interests.$5,896,0001,406
Net charge-offs$25,0003,025
Cash dividends$2,708,0001,282
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,853,0001,380
2019-09-30 (YTD Data)Rank
Total interest income$12,125,0001,832
Total interest expense$1,468,0002,384
Net interest income$10,657,0001,700
Provision for loan and lease losses$180,0002,065
Total noninterest income$1,631,0001,888
Gross Fiduciary activities income$12,000875
Service charges on deposit accounts$726,0001,165
Trading account gains and feesNANA
Additional Noninterest Income$893,0002,049
Total noninterest expense$7,772,0001,879
Salaries and employee benefits$4,563,0001,829
Premises and equipment expense$1,423,0001,230
Additional noninterest expense$1,786,0002,281
Pre-tax net operating income$4,336,0001,615
Securities gains (losses)$40,0001,152
Applicable income taxes$03,902
Income before extraordinary items$4,376,0001,444
Extraordinary gains, net$011
Net income$4,376,0001,444
Minority interest net income$072
Net income of bank and minority interests.$4,376,0001,446
Net charge-offs$18,0002,752
Cash dividends$2,708,000949
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,336,0001,421
2019-06-30 (YTD Data)Rank
Total interest income$7,803,0001,886
Total interest expense$908,0002,478
Net interest income$6,895,0001,746
Provision for loan and lease losses$120,0002,025
Total noninterest income$1,080,0001,888
Gross Fiduciary activities income$3,000932
Service charges on deposit accounts$468,0001,184
Trading account gains and feesNANA
Additional Noninterest Income$609,0001,989
Total noninterest expense$5,165,0001,889
Salaries and employee benefits$3,049,0001,831
Premises and equipment expense$930,0001,261
Additional noninterest expense$1,186,0002,301
Pre-tax net operating income$2,690,0001,678
Securities gains (losses)$19,0001,054
Applicable income taxes$03,901
Income before extraordinary items$2,709,0001,500
Extraordinary gains, net$011
Net income$2,709,0001,500
Minority interest net income$069
Net income of bank and minority interests.$2,709,0001,500
Net charge-offs$18,0002,396
Cash dividends$2,396,000770
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,690,0001,475
2019-03-31 (YTD Data)Rank
Total interest income$3,845,0001,906
Total interest expense$409,0002,609
Net interest income$3,436,0001,757
Provision for loan and lease losses$60,0001,874
Total noninterest income$557,0001,809
Gross Fiduciary activities income$3,000886
Service charges on deposit accounts$230,0001,199
Trading account gains and feesNANA
Additional Noninterest Income$324,0001,887
Total noninterest expense$2,580,0001,892
Salaries and employee benefits$1,535,0001,833
Premises and equipment expense$458,0001,299
Additional noninterest expense$587,0002,311
Pre-tax net operating income$1,353,0001,657
Securities gains (losses)$24,000533
Applicable income taxes$03,800
Income before extraordinary items$1,377,0001,449
Extraordinary gains, net$05
Net income$1,377,0001,448
Minority interest net income$052
Net income of bank and minority interests.$1,377,0001,448
Net charge-offs$15,0001,815
Cash dividends$2,060,000490
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,353,0001,452
2018-12-31 (YTD Data)Rank
Total interest income$14,663,0001,894
Total interest expense$1,096,0002,802
Net interest income$13,567,0001,757
Provision for loan and lease losses$240,0002,183
Total noninterest income$2,194,0001,886
Gross Fiduciary activities income$28,000888
Service charges on deposit accounts$1,029,0001,148
Trading account gains and feesNANA
Additional Noninterest Income$1,137,0002,094
Total noninterest expense$10,063,0001,894
Salaries and employee benefits$5,956,0001,823
Premises and equipment expense$1,825,0001,273
Additional noninterest expense$2,282,0002,377
Pre-tax net operating income$5,458,0001,669
Securities gains (losses)$48,000427
Applicable income taxes$03,978
Income before extraordinary items$5,506,0001,459
Extraordinary gains, net$06
Net income$5,506,0001,458
Minority interest net income$072
Net income of bank and minority interests.$5,506,0001,458
Net charge-offs$20,0003,111
Cash dividends$5,281,000709
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,458,0001,466
2018-09-30 (YTD Data)Rank
Total interest income$10,727,0001,916
Total interest expense$761,0002,833
Net interest income$9,966,0001,781
Provision for loan and lease losses$180,0002,069
Total noninterest income$1,633,0001,920
Gross Fiduciary activities income$11,000904
Service charges on deposit accounts$763,0001,151
Trading account gains and feesNANA
Additional Noninterest Income$859,0002,117
Total noninterest expense$7,537,0001,895
Salaries and employee benefits$4,507,0001,803
Premises and equipment expense$1,352,0001,284
Additional noninterest expense$1,678,0002,406
Pre-tax net operating income$3,882,0001,749
Securities gains (losses)$48,000426
Applicable income taxes$04,032
Income before extraordinary items$3,930,0001,544
Extraordinary gains, net$05
Net income$3,930,0001,543
Minority interest net income$066
Net income of bank and minority interests.$3,930,0001,543
Net charge-offs$12,0002,922
Cash dividends$2,280,000961
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,882,0001,543
2018-06-30 (YTD Data)Rank
Total interest income$6,776,0001,989
Total interest expense$448,0002,957
Net interest income$6,328,0001,854
Provision for loan and lease losses$120,0002,009
Total noninterest income$1,088,0001,913
Gross Fiduciary activities income$3,000959
Service charges on deposit accounts$502,0001,159
Trading account gains and feesNANA
Additional Noninterest Income$583,0002,098
Total noninterest expense$4,971,0001,928
Salaries and employee benefits$2,997,0001,822
Premises and equipment expense$883,0001,315
Additional noninterest expense$1,091,0002,453
Pre-tax net operating income$2,325,0001,875
Securities gains (losses)$48,000344
Applicable income taxes$04,018
Income before extraordinary items$2,373,0001,648
Extraordinary gains, net$06
Net income$2,373,0001,647
Minority interest net income$065
Net income of bank and minority interests.$2,373,0001,647
Net charge-offs$9,0002,627
Cash dividends$2,032,000750
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,325,0001,658
2018-03-31 (YTD Data)Rank
Total interest income$3,287,0002,028
Total interest expense$214,0002,980
Net interest income$3,073,0001,898
Provision for loan and lease losses$60,0001,880
Total noninterest income$581,0001,822
Gross Fiduciary activities income$3,000913
Service charges on deposit accounts$256,0001,153
Trading account gains and feesNANA
Additional Noninterest Income$322,0001,938
Total noninterest expense$2,475,0001,943
Salaries and employee benefits$1,502,0001,843
Premises and equipment expense$438,0001,345
Additional noninterest expense$535,0002,507
Pre-tax net operating income$1,119,0001,885
Securities gains (losses)$48,000235
Applicable income taxes$03,948
Income before extraordinary items$1,167,0001,616
Extraordinary gains, net$07
Net income$1,167,0001,616
Minority interest net income$052
Net income of bank and minority interests.$1,167,0001,616
Net charge-offs$8,0002,040
Cash dividends$1,724,000480
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,119,0001,664
2017-12-31 (YTD Data)Rank
Total interest income$12,175,0002,109
Total interest expense$799,0002,919
Net interest income$11,376,0002,008
Provision for loan and lease losses$240,0002,185
Total noninterest income$2,059,0001,994
Gross Fiduciary activities income$28,000900
Service charges on deposit accounts$1,042,0001,148
Trading account gains and feesNANA
Additional Noninterest Income$989,0002,309
Total noninterest expense$9,223,0002,034
Salaries and employee benefits$5,480,0001,950
Premises and equipment expense$1,762,0001,314
Additional noninterest expense$1,981,0002,667
Pre-tax net operating income$3,972,0002,052
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$3,972,0001,617
Extraordinary gains, net$09
Net income$3,972,0001,617
Minority interest net income$076
Net income of bank and minority interests.$3,972,0001,617
Net charge-offs$04,128
Cash dividends$2,108,0001,356
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,972,0001,599
2017-09-30 (YTD Data)Rank
Total interest income$8,972,0002,144
Total interest expense$599,0002,910
Net interest income$8,373,0002,041
Provision for loan and lease losses$180,0002,116
Total noninterest income$1,535,0002,027
Gross Fiduciary activities income$10,000939
Service charges on deposit accounts$777,0001,164
Trading account gains and feesNANA
Additional Noninterest Income$748,0002,325
Total noninterest expense$6,857,0002,059
Salaries and employee benefits$4,028,0001,990
Premises and equipment expense$1,307,0001,340
Additional noninterest expense$1,522,0002,637
Pre-tax net operating income$2,871,0002,135
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$2,871,0001,787
Extraordinary gains, net$09
Net income$2,871,0001,786
Minority interest net income$071
Net income of bank and minority interests.$2,871,0001,787
Net charge-offs$8,0003,335
Cash dividends$2,107,0001,006
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,871,0001,760
2017-06-30 (YTD Data)Rank
Total interest income$5,687,0002,209
Total interest expense$398,0002,893
Net interest income$5,289,0002,130
Provision for loan and lease losses$120,0002,050
Total noninterest income$1,050,0001,987
Gross Fiduciary activities income$3,0001,001
Service charges on deposit accounts$508,0001,173
Trading account gains and feesNANA
Additional Noninterest Income$539,0002,236
Total noninterest expense$4,537,0002,071
Salaries and employee benefits$2,691,0001,991
Premises and equipment expense$854,0001,356
Additional noninterest expense$992,0002,690
Pre-tax net operating income$1,682,0002,296
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$1,682,0001,972
Extraordinary gains, net$011
Net income$1,682,0001,972
Minority interest net income$071
Net income of bank and minority interests.$1,682,0001,972
Net charge-offs$-3,0004,411
Cash dividends$1,840,000821
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,682,0001,945
2017-03-31 (YTD Data)Rank
Total interest income$2,728,0002,275
Total interest expense$197,0002,875
Net interest income$2,531,0002,201
Provision for loan and lease losses$60,0001,878
Total noninterest income$569,0001,882
Gross Fiduciary activities income$3,000952
Service charges on deposit accounts$250,0001,198
Trading account gains and fees$0142
Additional Noninterest Income$316,0002,031
Total noninterest expense$2,235,0002,116
Salaries and employee benefits$1,359,0002,007
Premises and equipment expense$415,0001,404
Additional noninterest expense$461,0002,818
Pre-tax net operating income$805,0002,274
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$805,0001,965
Extraordinary gains, net$08
Net income$805,0001,965
Minority interest net income$055
Net income of bank and minority interests.$805,0001,965
Net charge-offs$-1,0003,990
Cash dividends$1,582,000495
Sale, conversion, retirement of capital stock, net$0632
Net operating income$805,0001,937
2016-12-31 (YTD Data)Rank
Total interest income$11,191,0002,191
Total interest expense$812,0002,795
Net interest income$10,379,0002,113
Provision for loan and lease losses$240,0002,221
Total noninterest income$2,213,0001,995
Gross Fiduciary activities income$31,000924
Service charges on deposit accounts$1,061,0001,150
Trading account gains and fees$0170
Additional Noninterest Income$1,121,0002,258
Total noninterest expense$8,890,0002,113
Salaries and employee benefits$5,266,0002,015
Premises and equipment expense$1,588,0001,437
Additional noninterest expense$2,036,0002,726
Pre-tax net operating income$3,462,0002,135
Securities gains (losses)$5,0002,878
Applicable income taxes$04,278
Income before extraordinary items$3,467,0001,864
Extraordinary gains, net$05
Net income$3,467,0001,863
Minority interest net income$082
Net income of bank and minority interests.$3,467,0001,863
Net charge-offs$124,0002,414
Cash dividends$1,807,0001,533
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,462,0001,820
2016-09-30 (YTD Data)Rank
Total interest income$8,294,0002,217
Total interest expense$609,0002,791
Net interest income$7,685,0002,139
Provision for loan and lease losses$180,0002,135
Total noninterest income$1,652,0002,002
Gross Fiduciary activities income$13,000953
Service charges on deposit accounts$790,0001,149
Trading account gains and fees$0169
Additional Noninterest Income$849,0002,250
Total noninterest expense$6,669,0002,099
Salaries and employee benefits$3,891,0002,029
Premises and equipment expense$1,174,0001,459
Additional noninterest expense$1,604,0002,639
Pre-tax net operating income$2,488,0002,257
Securities gains (losses)$4,0002,856
Applicable income taxes$04,325
Income before extraordinary items$2,492,0001,955
Extraordinary gains, net$05
Net income$2,492,0001,955
Minority interest net income$071
Net income of bank and minority interests.$2,492,0001,955
Net charge-offs$118,0001,923
Cash dividends$1,807,0001,123
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,488,0001,899
2016-06-30 (YTD Data)Rank
Total interest income$5,241,0002,315
Total interest expense$405,0002,806
Net interest income$4,836,0002,255
Provision for loan and lease losses$120,0002,108
Total noninterest income$1,114,0001,970
Gross Fiduciary activities income$3,0001,028
Service charges on deposit accounts$517,0001,156
Trading account gains and fees$0157
Additional Noninterest Income$594,0002,158
Total noninterest expense$4,426,0002,110
Salaries and employee benefits$2,599,0002,033
Premises and equipment expense$754,0001,512
Additional noninterest expense$1,073,0002,642
Pre-tax net operating income$1,404,0002,515
Securities gains (losses)$3,0002,591
Applicable income taxes$04,338
Income before extraordinary items$1,407,0002,236
Extraordinary gains, net$016
Net income$1,407,0002,235
Minority interest net income$071
Net income of bank and minority interests.$1,407,0002,235
Net charge-offs$113,0001,518
Cash dividends$1,520,000939
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,404,0002,169
2016-03-31 (YTD Data)Rank
Total interest income$2,493,0002,414
Total interest expense$202,0002,822
Net interest income$2,291,0002,358
Provision for loan and lease losses$60,0001,948
Total noninterest income$577,0001,887
Gross Fiduciary activities income$3,000976
Service charges on deposit accounts$254,0001,171
Trading account gains and fees$0142
Additional Noninterest Income$320,0002,018
Total noninterest expense$2,196,0002,136
Salaries and employee benefits$1,290,0002,044
Premises and equipment expense$378,0001,527
Additional noninterest expense$528,0002,663
Pre-tax net operating income$612,0002,705
Securities gains (losses)$3,0001,822
Applicable income taxes$04,259
Income before extraordinary items$615,0002,403
Extraordinary gains, net$012
Net income$615,0002,403
Minority interest net income$062
Net income of bank and minority interests.$615,0002,403
Net charge-offs$97,0001,032
Cash dividends$1,038,000709
Sale, conversion, retirement of capital stock, net$0659
Net operating income$612,0002,362
2015-12-31 (YTD Data)Rank
Total interest income$10,119,0002,345
Total interest expense$809,0002,806
Net interest income$9,310,0002,288
Provision for loan and lease losses$240,0002,131
Total noninterest income$2,078,0002,068
Gross Fiduciary activities income$30,000947
Service charges on deposit accounts$1,086,0001,144
Trading account gains and fees$0159
Additional Noninterest Income$962,0002,420
Total noninterest expense$8,578,0002,164
Salaries and employee benefits$4,934,0002,087
Premises and equipment expense$1,580,0001,463
Additional noninterest expense$2,064,0002,740
Pre-tax net operating income$2,570,0002,576
Securities gains (losses)$33,0001,928
Applicable income taxes$4,0004,225
Income before extraordinary items$2,599,0002,272
Extraordinary gains, net$023
Net income$2,599,0002,272
Minority interest net income$081
Net income of bank and minority interests.$2,599,0002,273
Net charge-offs$-40,0005,506
Cash dividends$1,696,0001,512
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,566,0002,254
2015-09-30 (YTD Data)Rank
Total interest income$7,537,0002,378
Total interest expense$606,0002,841
Net interest income$6,931,0002,316
Provision for loan and lease losses$180,0002,044
Total noninterest income$1,542,0002,095
Gross Fiduciary activities income$9,0001,010
Service charges on deposit accounts$808,0001,155
Trading account gains and fees$0153
Additional Noninterest Income$725,0002,443
Total noninterest expense$6,410,0002,172
Salaries and employee benefits$3,688,0002,093
Premises and equipment expense$1,183,0001,474
Additional noninterest expense$1,539,0002,738
Pre-tax net operating income$1,883,0002,667
Securities gains (losses)$32,0001,747
Applicable income taxes$04,489
Income before extraordinary items$1,915,0002,339
Extraordinary gains, net$021
Net income$1,915,0002,340
Minority interest net income$078
Net income of bank and minority interests.$1,915,0002,340
Net charge-offs$-40,0005,550
Cash dividends$1,696,0001,120
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,883,0002,332
2015-06-30 (YTD Data)Rank
Total interest income$4,775,0002,484
Total interest expense$402,0002,865
Net interest income$4,373,0002,415
Provision for loan and lease losses$120,0002,009
Total noninterest income$1,025,0002,101
Gross Fiduciary activities income$3,0001,066
Service charges on deposit accounts$525,0001,157
Trading account gains and fees$0157
Additional Noninterest Income$497,0002,421
Total noninterest expense$4,230,0002,205
Salaries and employee benefits$2,451,0002,106
Premises and equipment expense$752,0001,555
Additional noninterest expense$1,027,0002,750
Pre-tax net operating income$1,048,0002,977
Securities gains (losses)$31,0001,488
Applicable income taxes$04,497
Income before extraordinary items$1,079,0002,622
Extraordinary gains, net$022
Net income$1,079,0002,624
Minority interest net income$075
Net income of bank and minority interests.$1,079,0002,624
Net charge-offs$-47,0005,734
Cash dividends$1,488,000910
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,048,0002,613
2015-03-31 (YTD Data)Rank
Total interest income$2,293,0002,565
Total interest expense$200,0002,896
Net interest income$2,093,0002,492
Provision for loan and lease losses$60,0001,893
Total noninterest income$547,0001,995
Gross Fiduciary activities income$3,0001,013
Service charges on deposit accounts$253,0001,180
Trading account gains and fees$0152
Additional Noninterest Income$291,0002,167
Total noninterest expense$2,136,0002,201
Salaries and employee benefits$1,231,0002,111
Premises and equipment expense$378,0001,563
Additional noninterest expense$527,0002,680
Pre-tax net operating income$444,0003,215
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$444,0002,941
Extraordinary gains, net$013
Net income$444,0002,944
Minority interest net income$064
Net income of bank and minority interests.$444,0002,944
Net charge-offs$03,288
Cash dividends$1,217,000561
Sale, conversion, retirement of capital stock, net$0697
Net operating income$444,0002,864
2014-12-31 (YTD Data)Rank
Total interest income$10,013,0002,399
Total interest expense$819,0002,983
Net interest income$9,194,0002,309
Provision for loan and lease losses$250,0002,195
Total noninterest income$2,146,0002,005
Gross Fiduciary activities income$36,000959
Service charges on deposit accounts$1,161,0001,140
Trading account gains and fees$0180
Additional Noninterest Income$949,0002,395
Total noninterest expense$8,376,0002,239
Salaries and employee benefits$4,864,0002,099
Premises and equipment expense$1,526,0001,544
Additional noninterest expense$1,986,0002,892
Pre-tax net operating income$2,714,0002,438
Securities gains (losses)$2,0003,069
Applicable income taxes$04,531
Income before extraordinary items$2,716,0002,171
Extraordinary gains, net$017
Net income$2,716,0002,171
Minority interest net income$084
Net income of bank and minority interests.$2,716,0002,170
Net charge-offs$34,0004,035
Cash dividends$1,715,0001,424
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,714,0002,120
2014-09-30 (YTD Data)Rank
Total interest income$7,475,0002,417
Total interest expense$614,0003,040
Net interest income$6,861,0002,324
Provision for loan and lease losses$190,0002,137
Total noninterest income$1,579,0002,036
Gross Fiduciary activities income$9,0001,043
Service charges on deposit accounts$866,0001,153
Trading account gains and fees$0174
Additional Noninterest Income$704,0002,430
Total noninterest expense$6,331,0002,228
Salaries and employee benefits$3,688,0002,087
Premises and equipment expense$1,135,0001,570
Additional noninterest expense$1,508,0002,863
Pre-tax net operating income$1,919,0002,588
Securities gains (losses)$2,0002,770
Applicable income taxes$04,583
Income before extraordinary items$1,921,0002,290
Extraordinary gains, net$015
Net income$1,921,0002,291
Minority interest net income$081
Net income of bank and minority interests.$1,921,0002,290
Net charge-offs$15,0003,973
Cash dividends$1,715,0001,063
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,919,0002,237
2014-06-30 (YTD Data)Rank
Total interest income$4,717,0002,546
Total interest expense$408,0003,082
Net interest income$4,309,0002,472
Provision for loan and lease losses$130,0002,050
Total noninterest income$1,065,0002,007
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$552,0001,178
Trading account gains and fees$0172
Additional Noninterest Income$513,0002,279
Total noninterest expense$4,212,0002,235
Salaries and employee benefits$2,474,0002,087
Premises and equipment expense$735,0001,620
Additional noninterest expense$1,003,0002,880
Pre-tax net operating income$1,032,0002,922
Securities gains (losses)$1,0002,460
Applicable income taxes$04,568
Income before extraordinary items$1,033,0002,587
Extraordinary gains, net$020
Net income$1,033,0002,590
Minority interest net income$080
Net income of bank and minority interests.$1,033,0002,591
Net charge-offs$4,0004,000
Cash dividends$1,497,000848
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,032,0002,538
2014-03-31 (YTD Data)Rank
Total interest income$2,221,0002,686
Total interest expense$203,0003,139
Net interest income$2,018,0002,605
Provision for loan and lease losses$70,0001,937
Total noninterest income$591,0001,824
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$267,0001,200
Trading account gains and fees$0147
Additional Noninterest Income$324,0001,904
Total noninterest expense$2,157,0002,188
Salaries and employee benefits$1,284,0002,020
Premises and equipment expense$363,0001,657
Additional noninterest expense$510,0002,837
Pre-tax net operating income$382,0003,367
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$382,0003,097
Extraordinary gains, net$016
Net income$382,0003,100
Minority interest net income$066
Net income of bank and minority interests.$382,0003,100
Net charge-offs$7,0002,989
Cash dividends$1,289,000488
Sale, conversion, retirement of capital stock, net$0747
Net operating income$382,0003,055
2013-12-31 (YTD Data)Rank
Total interest income$9,925,0002,447
Total interest expense$825,0003,379
Net interest income$9,100,0002,312
Provision for loan and lease losses$300,0002,425
Total noninterest income$2,290,0001,960
Gross Fiduciary activities income$84,000886
Service charges on deposit accounts$1,250,0001,106
Trading account gains and fees$0184
Additional Noninterest Income$956,0002,443
Total noninterest expense$8,492,0002,222
Salaries and employee benefits$4,982,0002,050
Premises and equipment expense$1,440,0001,637
Additional noninterest expense$2,070,0002,889
Pre-tax net operating income$2,598,0002,410
Securities gains (losses)$72,0001,548
Applicable income taxes$04,631
Income before extraordinary items$2,670,0002,086
Extraordinary gains, net$029
Net income$2,670,0002,091
Minority interest net income$090
Net income of bank and minority interests.$2,670,0002,091
Net charge-offs$17,0004,903
Cash dividends$1,813,0001,297
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,598,0002,083
2013-09-30 (YTD Data)Rank
Total interest income$7,510,0002,438
Total interest expense$624,0003,444
Net interest income$6,886,0002,279
Provision for loan and lease losses$225,0002,403
Total noninterest income$1,707,0002,022
Gross Fiduciary activities income$26,000968
Service charges on deposit accounts$935,0001,115
Trading account gains and fees$0180
Additional Noninterest Income$746,0002,427
Total noninterest expense$6,419,0002,209
Salaries and employee benefits$3,786,0002,033
Premises and equipment expense$1,067,0001,670
Additional noninterest expense$1,566,0002,877
Pre-tax net operating income$1,949,0002,475
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$1,949,0002,179
Extraordinary gains, net$025
Net income$1,949,0002,185
Minority interest net income$084
Net income of bank and minority interests.$1,949,0002,185
Net charge-offs$8,0004,771
Cash dividends$1,813,000948
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,949,0002,117
2013-06-30 (YTD Data)Rank
Total interest income$4,799,0002,531
Total interest expense$424,0003,457
Net interest income$4,375,0002,399
Provision for loan and lease losses$150,0002,434
Total noninterest income$1,173,0002,004
Gross Fiduciary activities income$16,000989
Service charges on deposit accounts$610,0001,110
Trading account gains and fees$0157
Additional Noninterest Income$547,0002,356
Total noninterest expense$4,268,0002,215
Salaries and employee benefits$2,524,0002,037
Premises and equipment expense$688,0001,718
Additional noninterest expense$1,056,0002,849
Pre-tax net operating income$1,130,0002,681
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,130,0002,398
Extraordinary gains, net$022
Net income$1,130,0002,407
Minority interest net income$082
Net income of bank and minority interests.$1,130,0002,405
Net charge-offs$10,0004,322
Cash dividends$1,507,000780
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,130,0002,314
2013-03-31 (YTD Data)Rank
Total interest income$2,315,0002,630
Total interest expense$215,0003,513
Net interest income$2,100,0002,502
Provision for loan and lease losses$75,0002,354
Total noninterest income$638,0001,874
Gross Fiduciary activities income$15,000926
Service charges on deposit accounts$293,0001,141
Trading account gains and fees$0148
Additional Noninterest Income$330,0002,099
Total noninterest expense$2,135,0002,223
Salaries and employee benefits$1,263,0002,058
Premises and equipment expense$338,0001,766
Additional noninterest expense$534,0002,829
Pre-tax net operating income$528,0002,772
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$528,0002,484
Extraordinary gains, net$010
Net income$528,0002,486
Minority interest net income$076
Net income of bank and minority interests.$528,0002,486
Net charge-offs$16,0003,214
Cash dividends$1,339,000425
Sale, conversion, retirement of capital stock, net$0789
Net operating income$528,0002,396
2012-12-31 (YTD Data)Rank
Total interest income$10,489,0002,457
Total interest expense$1,082,0003,437
Net interest income$9,407,0002,276
Provision for loan and lease losses$300,0003,343
Total noninterest income$2,293,0001,992
Gross Fiduciary activities income$34,0001,010
Service charges on deposit accounts$1,333,0001,072
Trading account gains and fees$0166
Additional Noninterest Income$926,0002,478
Total noninterest expense$8,255,0002,289
Salaries and employee benefits$4,882,0002,045
Premises and equipment expense$1,376,0001,711
Additional noninterest expense$1,997,0003,092
Pre-tax net operating income$3,145,0002,009
Securities gains (losses)$4,0003,557
Applicable income taxes$04,751
Income before extraordinary items$3,149,0001,779
Extraordinary gains, net$029
Net income$3,149,0001,778
Minority interest net income$093
Net income of bank and minority interests.$3,149,0001,779
Net charge-offs$137,0004,145
Cash dividends$4,207,000663
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,145,0001,678
2012-09-30 (YTD Data)Rank
Total interest income$7,968,0002,471
Total interest expense$844,0003,456
Net interest income$7,124,0002,295
Provision for loan and lease losses$225,0003,327
Total noninterest income$1,726,0001,981
Gross Fiduciary activities income$23,0001,008
Service charges on deposit accounts$989,0001,086
Trading account gains and fees$0157
Additional Noninterest Income$714,0002,435
Total noninterest expense$6,198,0002,299
Salaries and employee benefits$3,697,0002,033
Premises and equipment expense$1,021,0001,740
Additional noninterest expense$1,480,0003,150
Pre-tax net operating income$2,427,0002,033
Securities gains (losses)$4,0003,304
Applicable income taxes$04,802
Income before extraordinary items$2,431,0001,795
Extraordinary gains, net$020
Net income$2,431,0001,794
Minority interest net income$086
Net income of bank and minority interests.$2,431,0001,796
Net charge-offs$151,0003,587
Cash dividends$1,957,000807
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,427,0001,697
2012-06-30 (YTD Data)Rank
Total interest income$5,054,0002,606
Total interest expense$582,0003,472
Net interest income$4,472,0002,436
Provision for loan and lease losses$150,0003,329
Total noninterest income$1,187,0001,928
Gross Fiduciary activities income$14,0001,020
Service charges on deposit accounts$646,0001,098
Trading account gains and fees$0153
Additional Noninterest Income$527,0002,260
Total noninterest expense$4,106,0002,315
Salaries and employee benefits$2,448,0002,048
Premises and equipment expense$666,0001,778
Additional noninterest expense$992,0003,138
Pre-tax net operating income$1,403,0002,253
Securities gains (losses)$3,0002,959
Applicable income taxes$04,770
Income before extraordinary items$1,406,0001,999
Extraordinary gains, net$019
Net income$1,406,0001,997
Minority interest net income$084
Net income of bank and minority interests.$1,406,0001,999
Net charge-offs$40,0004,215
Cash dividends$1,704,000615
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,403,0001,896
2012-03-31 (YTD Data)Rank
Total interest income$2,432,0002,720
Total interest expense$301,0003,505
Net interest income$2,131,0002,567
Provision for loan and lease losses$75,0003,178
Total noninterest income$650,0001,805
Gross Fiduciary activities income$14,000956
Service charges on deposit accounts$316,0001,104
Trading account gains and fees$0148
Additional Noninterest Income$320,0002,033
Total noninterest expense$2,035,0002,331
Salaries and employee benefits$1,230,0002,040
Premises and equipment expense$318,0001,872
Additional noninterest expense$487,0003,157
Pre-tax net operating income$671,0002,337
Securities gains (losses)$3,0001,983
Applicable income taxes$04,704
Income before extraordinary items$674,0002,063
Extraordinary gains, net$019
Net income$674,0002,064
Minority interest net income$078
Net income of bank and minority interests.$674,0002,065
Net charge-offs$18,0003,743
Cash dividends$1,515,000339
Sale, conversion, retirement of capital stock, net$0861
Net operating income$671,0001,971
2011-12-31 (YTD Data)Rank
Total interest income$11,140,0002,508
Total interest expense$1,637,0003,218
Net interest income$9,503,0002,295
Provision for loan and lease losses$300,0004,096
Total noninterest income$2,499,0001,715
Gross Fiduciary activities income$37,000954
Service charges on deposit accounts$1,458,0001,015
Trading account gains and fees$0146
Additional Noninterest Income$1,004,0002,130
Total noninterest expense$8,479,0002,244
Salaries and employee benefits$4,892,0001,974
Premises and equipment expense$1,444,0001,717
Additional noninterest expense$2,143,0002,941
Pre-tax net operating income$3,223,0001,718
Securities gains (losses)$8,0003,400
Applicable income taxes$04,719
Income before extraordinary items$3,231,0001,510
Extraordinary gains, net$029
Net income$3,231,0001,510
Minority interest net income$096
Net income of bank and minority interests.$3,231,0001,510
Net charge-offs$166,0004,513
Cash dividends$1,589,0001,177
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,223,0001,447
2011-09-30 (YTD Data)Rank
Total interest income$8,382,0002,523
Total interest expense$1,304,0003,192
Net interest income$7,078,0002,319
Provision for loan and lease losses$225,0003,970
Total noninterest income$1,896,0001,672
Gross Fiduciary activities income$27,000935
Service charges on deposit accounts$1,082,0001,024
Trading account gains and fees$0145
Additional Noninterest Income$787,0002,062
Total noninterest expense$6,399,0002,237
Salaries and employee benefits$3,694,0001,965
Premises and equipment expense$1,084,0001,742
Additional noninterest expense$1,621,0002,939
Pre-tax net operating income$2,350,0001,833
Securities gains (losses)$2,0003,369
Applicable income taxes$04,740
Income before extraordinary items$2,352,0001,619
Extraordinary gains, net$021
Net income$2,352,0001,619
Minority interest net income$087
Net income of bank and minority interests.$2,352,0001,619
Net charge-offs$139,0004,096
Cash dividends$1,589,000794
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,350,0001,542
2011-06-30 (YTD Data)Rank
Total interest income$5,313,0002,667
Total interest expense$921,0003,155
Net interest income$4,392,0002,517
Provision for loan and lease losses$150,0003,873
Total noninterest income$1,237,0001,697
Gross Fiduciary activities income$21,000938
Service charges on deposit accounts$698,0001,053
Trading account gains and fees$0153
Additional Noninterest Income$518,0002,043
Total noninterest expense$4,296,0002,239
Salaries and employee benefits$2,448,0001,996
Premises and equipment expense$698,0001,815
Additional noninterest expense$1,150,0002,833
Pre-tax net operating income$1,183,0002,262
Securities gains (losses)$1,0002,791
Applicable income taxes$04,697
Income before extraordinary items$1,184,0001,976
Extraordinary gains, net$015
Net income$1,184,0001,976
Minority interest net income$089
Net income of bank and minority interests.$1,184,0001,976
Net charge-offs$111,0003,738
Cash dividends$1,332,000631
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,183,0001,912
2011-03-31 (YTD Data)Rank
Total interest income$2,551,0002,779
Total interest expense$487,0003,110
Net interest income$2,064,0002,654
Provision for loan and lease losses$75,0003,668
Total noninterest income$680,0001,606
Gross Fiduciary activities income$20,000878
Service charges on deposit accounts$340,0001,062
Trading account gains and fees$0158
Additional Noninterest Income$320,0001,830
Total noninterest expense$2,154,0002,236
Salaries and employee benefits$1,231,0001,990
Premises and equipment expense$345,0001,869
Additional noninterest expense$578,0002,800
Pre-tax net operating income$515,0002,506
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$515,0002,202
Extraordinary gains, net$09
Net income$515,0002,201
Minority interest net income$086
Net income of bank and minority interests.$515,0002,202
Net charge-offs$105,0002,686
Cash dividends$1,132,000342
Sale, conversion, retirement of capital stock, net$0925
Net operating income$515,0002,158
2010-12-31 (YTD Data)Rank
Total interest income$11,158,0002,688
Total interest expense$2,446,0003,043
Net interest income$8,712,0002,527
Provision for loan and lease losses$300,0004,839
Total noninterest income$2,525,0001,754
Gross Fiduciary activities income$41,000981
Service charges on deposit accounts$1,579,000957
Trading account gains and fees$0175
Additional Noninterest Income$905,0002,309
Total noninterest expense$8,306,0002,328
Salaries and employee benefits$4,580,0002,117
Premises and equipment expense$1,348,0001,897
Additional noninterest expense$2,378,0002,790
Pre-tax net operating income$2,631,0001,821
Securities gains (losses)$7,0003,401
Applicable income taxes$04,655
Income before extraordinary items$2,638,0001,558
Extraordinary gains, net$029
Net income$2,638,0001,558
Minority interest net income$0111
Net income of bank and minority interests.$2,638,0001,560
Net charge-offs$137,0005,143
Cash dividends$1,447,0001,118
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,631,0001,515
2010-09-30 (YTD Data)Rank
Total interest income$8,358,0002,750
Total interest expense$1,879,0003,104
Net interest income$6,479,0002,574
Provision for loan and lease losses$225,0004,711
Total noninterest income$1,882,0001,774
Gross Fiduciary activities income$32,000970
Service charges on deposit accounts$1,170,0001,000
Trading account gains and fees$0165
Additional Noninterest Income$680,0002,308
Total noninterest expense$6,220,0002,336
Salaries and employee benefits$3,452,0002,098
Premises and equipment expense$999,0001,948
Additional noninterest expense$1,769,0002,758
Pre-tax net operating income$1,916,0001,963
Securities gains (losses)$4,0003,332
Applicable income taxes$04,726
Income before extraordinary items$1,920,0001,716
Extraordinary gains, net$023
Net income$1,920,0001,720
Minority interest net income$0110
Net income of bank and minority interests.$1,920,0001,720
Net charge-offs$125,0004,686
Cash dividends$1,447,000772
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,916,0001,633
2010-06-30 (YTD Data)Rank
Total interest income$5,261,0002,915
Total interest expense$1,264,0003,181
Net interest income$3,997,0002,759
Provision for loan and lease losses$150,0004,587
Total noninterest income$1,273,0001,696
Gross Fiduciary activities income$25,000960
Service charges on deposit accounts$757,0001,042
Trading account gains and fees$0152
Additional Noninterest Income$491,0002,120
Total noninterest expense$4,147,0002,335
Salaries and employee benefits$2,295,0002,124
Premises and equipment expense$669,0001,942
Additional noninterest expense$1,183,0002,753
Pre-tax net operating income$973,0002,426
Securities gains (losses)$4,0002,840
Applicable income taxes$04,691
Income before extraordinary items$977,0002,161
Extraordinary gains, net$019
Net income$977,0002,159
Minority interest net income$0105
Net income of bank and minority interests.$977,0002,163
Net charge-offs$89,0004,367
Cash dividends$1,178,000603
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$973,0002,092
2010-03-31 (YTD Data)Rank
Total interest income$2,538,0003,071
Total interest expense$646,0003,250
Net interest income$1,892,0002,935
Provision for loan and lease losses$75,0004,293
Total noninterest income$678,0001,635
Gross Fiduciary activities income$13,000957
Service charges on deposit accounts$362,0001,080
Trading account gains and fees$0175
Additional Noninterest Income$303,0001,833
Total noninterest expense$2,085,0002,338
Salaries and employee benefits$1,159,0002,129
Premises and equipment expense$340,0001,975
Additional noninterest expense$586,0002,760
Pre-tax net operating income$410,0002,794
Securities gains (losses)$2,0002,064
Applicable income taxes$04,611
Income before extraordinary items$412,0002,504
Extraordinary gains, net$016
Net income$412,0002,502
Minority interest net income$091
Net income of bank and minority interests.$412,0002,504
Net charge-offs$59,0003,587
Cash dividends$404,000824
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$410,0002,414
2009-12-31 (YTD Data)Rank
Total interest income$11,201,0002,920
Total interest expense$2,930,0003,467
Net interest income$8,271,0002,640
Provision for loan and lease losses$300,0005,244
Total noninterest income$2,541,0001,809
Gross Fiduciary activities income$31,0001,030
Service charges on deposit accounts$1,695,0001,025
Trading account gains and fees$0211
Additional Noninterest Income$815,0002,429
Total noninterest expense$8,344,0002,373
Salaries and employee benefits$4,555,0002,161
Premises and equipment expense$1,387,0001,940
Additional noninterest expense$2,402,0002,838
Pre-tax net operating income$2,168,0001,797
Securities gains (losses)$31,0002,860
Applicable income taxes$39,0003,380
Income before extraordinary items$2,160,0001,546
Extraordinary gains, net$034
Net income$2,160,0001,543
Minority interest net income$0115
Net income of bank and minority interests.$2,160,0001,545
Net charge-offs$231,0004,818
Cash dividends$1,567,0001,153
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,129,6201,523
2009-09-30 (YTD Data)Rank
Total interest income$8,471,0002,950
Total interest expense$2,212,0003,585
Net interest income$6,259,0002,621
Provision for loan and lease losses$225,0004,987
Total noninterest income$1,913,0001,839
Gross Fiduciary activities income$21,0001,018
Service charges on deposit accounts$1,279,0001,018
Trading account gains and fees$0212
Additional Noninterest Income$613,0002,487
Total noninterest expense$6,330,0002,335
Salaries and employee benefits$3,442,0002,160
Premises and equipment expense$1,035,0001,963
Additional noninterest expense$1,853,0002,731
Pre-tax net operating income$1,617,0001,922
Securities gains (losses)$31,0002,538
Applicable income taxes$29,0003,621
Income before extraordinary items$1,619,0001,654
Extraordinary gains, net$027
Net income$1,619,0001,652
Minority interest net income$0118
Net income of bank and minority interests.$1,619,0001,654
Net charge-offs$173,0004,430
Cash dividends$1,567,000812
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,588,6201,642
2009-06-30 (YTD Data)Rank
Total interest income$5,580,0003,014
Total interest expense$1,455,0003,750
Net interest income$4,125,0002,632
Provision for loan and lease losses$150,0004,729
Total noninterest income$1,269,0001,844
Gross Fiduciary activities income$21,000974
Service charges on deposit accounts$825,0001,039
Trading account gains and fees$0193
Additional Noninterest Income$423,0002,462
Total noninterest expense$4,184,0002,395
Salaries and employee benefits$2,304,0002,185
Premises and equipment expense$672,0002,036
Additional noninterest expense$1,208,0002,813
Pre-tax net operating income$1,060,0002,014
Securities gains (losses)$31,0002,151
Applicable income taxes$20,0003,701
Income before extraordinary items$1,071,0001,743
Extraordinary gains, net$021
Net income$1,071,0001,740
Minority interest net income$0112
Net income of bank and minority interests.$1,071,0001,742
Net charge-offs$66,0004,659
Cash dividends$1,334,000694
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,040,6201,737
2009-03-31 (YTD Data)Rank
Total interest income$2,784,0003,050
Total interest expense$721,0003,860
Net interest income$2,063,0002,629
Provision for loan and lease losses$75,0004,299
Total noninterest income$654,0001,776
Gross Fiduciary activities income$21,000900
Service charges on deposit accounts$393,0001,056
Trading account gains and fees$0171
Additional Noninterest Income$240,0002,252
Total noninterest expense$2,041,0002,381
Salaries and employee benefits$1,151,0002,214
Premises and equipment expense$336,0002,075
Additional noninterest expense$554,0002,750
Pre-tax net operating income$601,0002,048
Securities gains (losses)$17,0001,747
Applicable income taxes$9,0004,029
Income before extraordinary items$609,0001,768
Extraordinary gains, net$015
Net income$609,0001,769
Minority interest net income$0102
Net income of bank and minority interests.$609,0001,770
Net charge-offs$37,0003,818
Cash dividends$497,000906
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$592,1701,718
2008-12-31 (YTD Data)Rank
Total interest income$13,328,0002,768
Total interest expense$3,802,0003,641
Net interest income$9,526,0002,308
Provision for loan and lease losses$300,0004,610
Total noninterest income$2,412,0001,856
Gross Fiduciary activities income$25,0001,081
Service charges on deposit accounts$1,804,000993
Trading account gains and fees$0154
Additional Noninterest Income$583,0002,934
Total noninterest expense$8,154,0002,343
Salaries and employee benefits$4,718,0002,149
Premises and equipment expense$1,379,0001,976
Additional noninterest expense$2,057,0002,799
Pre-tax net operating income$3,484,0001,561
Securities gains (losses)$203,000712
Applicable income taxes$39,0003,983
Income before extraordinary items$3,648,0001,133
Extraordinary gains, net$039
Net income$3,648,0001,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0004,155
Cash dividends$5,796,000500
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,447,0301,288
2008-09-30 (YTD Data)Rank
Total interest income$10,237,0002,763
Total interest expense$3,005,0003,618
Net interest income$7,232,0002,303
Provision for loan and lease losses$225,0004,003
Total noninterest income$1,841,0001,884
Gross Fiduciary activities income$19,0001,065
Service charges on deposit accounts$1,355,0001,001
Trading account gains and fees$0148
Additional Noninterest Income$467,0002,923
Total noninterest expense$6,151,0002,325
Salaries and employee benefits$3,580,0002,155
Premises and equipment expense$1,048,0001,948
Additional noninterest expense$1,523,0002,743
Pre-tax net operating income$2,697,0001,809
Securities gains (losses)$199,000626
Applicable income taxes$29,0004,432
Income before extraordinary items$2,867,0001,295
Extraordinary gains, net$031
Net income$2,867,0001,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0003,264
Cash dividends$2,046,000992
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,669,9901,456
2008-06-30 (YTD Data)Rank
Total interest income$6,819,0002,793
Total interest expense$2,147,0003,566
Net interest income$4,672,0002,346
Provision for loan and lease losses$150,0003,592
Total noninterest income$1,261,0001,864
Gross Fiduciary activities income$15,0001,057
Service charges on deposit accounts$887,000998
Trading account gains and fees$0149
Additional Noninterest Income$359,0002,741
Total noninterest expense$4,101,0002,326
Salaries and employee benefits$2,393,0002,170
Premises and equipment expense$685,0001,978
Additional noninterest expense$1,023,0002,688
Pre-tax net operating income$1,682,0001,974
Securities gains (losses)$194,000630
Applicable income taxes$19,0004,702
Income before extraordinary items$1,857,0001,478
Extraordinary gains, net$021
Net income$1,857,0001,479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0003,504
Cash dividends$1,521,000974
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,664,9401,600
2008-03-31 (YTD Data)Rank
Total interest income$3,445,0002,830
Total interest expense$1,164,0003,529
Net interest income$2,281,0002,400
Provision for loan and lease losses$75,0003,123
Total noninterest income$649,0001,842
Gross Fiduciary activities income$3,0001,170
Service charges on deposit accounts$425,0001,020
Trading account gains and fees$0158
Additional Noninterest Income$221,0002,427
Total noninterest expense$2,030,0002,337
Salaries and employee benefits$1,188,0002,214
Premises and equipment expense$333,0002,034
Additional noninterest expense$509,0002,684
Pre-tax net operating income$825,0002,084
Securities gains (losses)$134,000587
Applicable income taxes$10,0004,802
Income before extraordinary items$949,0001,576
Extraordinary gains, net$015
Net income$949,0001,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0002,501
Cash dividends$622,0001,142
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$816,3401,717
2007-12-31 (YTD Data)Rank
Total interest income$14,779,0002,719
Total interest expense$5,381,0003,284
Net interest income$9,398,0002,369
Provision for loan and lease losses$300,0003,174
Total noninterest income$2,549,0001,862
Gross Fiduciary activities income$21,0001,144
Service charges on deposit accounts$1,965,000906
Trading account gains and fees$0178
Additional Noninterest Income$563,0003,117
Total noninterest expense$7,683,0002,375
Salaries and employee benefits$4,441,0002,263
Premises and equipment expense$1,338,0001,949
Additional noninterest expense$1,904,0002,778
Pre-tax net operating income$3,964,0002,001
Securities gains (losses)$12,0001,280
Applicable income taxes$39,0005,068
Income before extraordinary items$3,937,0001,622
Extraordinary gains, net$039
Net income$3,937,0001,621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0003,062
Cash dividends$2,046,0001,571
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,925,1201,613
2007-09-30 (YTD Data)Rank
Total interest income$11,132,0002,701
Total interest expense$4,086,0003,235
Net interest income$7,046,0002,383
Provision for loan and lease losses$225,0002,782
Total noninterest income$1,902,0001,858
Gross Fiduciary activities income$14,0001,135
Service charges on deposit accounts$1,471,000894
Trading account gains and fees$0184
Additional Noninterest Income$417,0003,132
Total noninterest expense$5,766,0002,353
Salaries and employee benefits$3,325,0002,264
Premises and equipment expense$984,0001,965
Additional noninterest expense$1,457,0002,682
Pre-tax net operating income$2,957,0002,137
Securities gains (losses)$4,0001,247
Applicable income taxes$29,0005,278
Income before extraordinary items$2,932,0001,722
Extraordinary gains, net$033
Net income$2,932,0001,721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0002,638
Cash dividends$2,046,0001,190
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,928,0401,711
2007-06-30 (YTD Data)Rank
Total interest income$7,282,0002,764
Total interest expense$2,721,0003,239
Net interest income$4,561,0002,477
Provision for loan and lease losses$150,0002,579
Total noninterest income$1,314,0001,829
Gross Fiduciary activities income$13,0001,102
Service charges on deposit accounts$973,000915
Trading account gains and fees$0168
Additional Noninterest Income$328,0002,880
Total noninterest expense$3,787,0002,417
Salaries and employee benefits$2,216,0002,298
Premises and equipment expense$621,0002,085
Additional noninterest expense$950,0002,747
Pre-tax net operating income$1,938,0002,227
Securities gains (losses)$4,0001,079
Applicable income taxes$20,0005,345
Income before extraordinary items$1,922,0001,798
Extraordinary gains, net$029
Net income$1,922,0001,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0002,673
Cash dividends$1,507,0001,103
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,918,0401,788
2007-03-31 (YTD Data)Rank
Total interest income$3,598,0002,793
Total interest expense$1,347,0003,244
Net interest income$2,251,0002,501
Provision for loan and lease losses$75,0002,404
Total noninterest income$659,0001,812
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$466,000931
Trading account gains and fees$0195
Additional Noninterest Income$193,0002,596
Total noninterest expense$1,932,0002,362
Salaries and employee benefits$1,119,0002,298
Premises and equipment expense$314,0002,072
Additional noninterest expense$499,0002,625
Pre-tax net operating income$903,0002,337
Securities gains (losses)$01,187
Applicable income taxes$10,0005,322
Income before extraordinary items$893,0001,884
Extraordinary gains, net$022
Net income$893,0001,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0001,982
Cash dividends$589,0001,257
Sale, conversion, retirement of capital stock, net$0885
Net operating income$893,0001,875
2006-12-31 (YTD Data)Rank
Total interest income$14,020,0002,683
Total interest expense$4,806,0003,132
Net interest income$9,214,0002,463
Provision for loan and lease losses$300,0002,748
Total noninterest income$2,513,0001,878
Gross Fiduciary activities income$38,0001,063
Service charges on deposit accounts$1,960,000905
Trading account gains and fees$0130
Additional Noninterest Income$515,0003,286
Total noninterest expense$7,755,0002,275
Salaries and employee benefits$4,408,0002,214
Premises and equipment expense$1,367,0001,839
Additional noninterest expense$1,980,0002,592
Pre-tax net operating income$3,672,0002,394
Securities gains (losses)$-4,0007,017
Applicable income taxes$344,0003,616
Income before extraordinary items$3,324,0002,099
Extraordinary gains, net$051
Net income$3,324,0002,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0003,223
Cash dividends$1,381,0002,063
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,327,6402,083
2006-09-30 (YTD Data)Rank
Total interest income$10,421,0002,698
Total interest expense$3,500,0003,109
Net interest income$6,921,0002,478
Provision for loan and lease losses$225,0002,598
Total noninterest income$1,872,0001,896
Gross Fiduciary activities income$4,0001,314
Service charges on deposit accounts$1,474,000903
Trading account gains and fees$0126
Additional Noninterest Income$394,0003,245
Total noninterest expense$5,830,0002,268
Salaries and employee benefits$3,308,0002,222
Premises and equipment expense$1,040,0001,824
Additional noninterest expense$1,482,0002,597
Pre-tax net operating income$2,738,0002,483
Securities gains (losses)$-5,0007,392
Applicable income taxes$334,0003,443
Income before extraordinary items$2,399,0002,219
Extraordinary gains, net$045
Net income$2,399,0002,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0002,824
Cash dividends$1,381,0001,553
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,403,4002,207
2006-06-30 (YTD Data)Rank
Total interest income$6,731,0002,738
Total interest expense$2,220,0003,127
Net interest income$4,511,0002,535
Provision for loan and lease losses$150,0002,563
Total noninterest income$1,238,0001,905
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$959,000914
Trading account gains and fees$0126
Additional Noninterest Income$279,0003,148
Total noninterest expense$3,874,0002,284
Salaries and employee benefits$2,196,0002,234
Premises and equipment expense$679,0001,857
Additional noninterest expense$999,0002,569
Pre-tax net operating income$1,725,0002,588
Securities gains (losses)$01,185
Applicable income taxes$324,0002,936
Income before extraordinary items$1,401,0002,472
Extraordinary gains, net$039
Net income$1,401,0002,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,960
Cash dividends$861,0001,630
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,401,0002,458
2006-03-31 (YTD Data)Rank
Total interest income$3,270,0002,753
Total interest expense$1,046,0003,144
Net interest income$2,224,0002,546
Provision for loan and lease losses$75,0002,394
Total noninterest income$637,0001,830
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$448,000951
Trading account gains and fees$0115
Additional Noninterest Income$189,0002,587
Total noninterest expense$1,913,0002,327
Salaries and employee benefits$1,094,0002,250
Premises and equipment expense$333,0001,899
Additional noninterest expense$486,0002,604
Pre-tax net operating income$873,0002,525
Securities gains (losses)$0955
Applicable income taxes$315,0001,954
Income before extraordinary items$558,0002,900
Extraordinary gains, net$021
Net income$558,0002,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0001,308
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$558,0002,885
2005-12-31 (YTD Data)Rank
Total interest income$11,322,0002,842
Total interest expense$2,867,0003,469
Net interest income$8,455,0002,568
Provision for loan and lease losses$300,0002,799
Total noninterest income$2,514,0001,855
Gross Fiduciary activities income$14,0001,245
Service charges on deposit accounts$2,019,000860
Trading account gains and fees$0138
Additional Noninterest Income$481,0003,439
Total noninterest expense$7,377,0002,271
Salaries and employee benefits$4,172,0002,199
Premises and equipment expense$1,370,0001,770
Additional noninterest expense$1,835,0002,715
Pre-tax net operating income$3,292,0002,569
Securities gains (losses)$7,0001,594
Applicable income taxes$643,0002,962
Income before extraordinary items$2,656,0002,481
Extraordinary gains, net$046
Net income$2,656,0002,482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$361,0001,524
Cash dividends$900,0002,650
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,650,3302,450
2005-09-30 (YTD Data)Rank
Total interest income$8,304,0002,843
Total interest expense$2,022,0003,481
Net interest income$6,282,0002,567
Provision for loan and lease losses$225,0002,711
Total noninterest income$1,908,0001,853
Gross Fiduciary activities income$5,0001,304
Service charges on deposit accounts$1,517,000859
Trading account gains and fees$0126
Additional Noninterest Income$386,0003,342
Total noninterest expense$5,525,0002,251
Salaries and employee benefits$3,131,0002,174
Premises and equipment expense$1,012,0001,781
Additional noninterest expense$1,382,0002,663
Pre-tax net operating income$2,440,0002,618
Securities gains (losses)$7,0001,597
Applicable income taxes$476,0003,032
Income before extraordinary items$1,971,0002,515
Extraordinary gains, net$035
Net income$1,971,0002,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$312,0001,222
Cash dividends$450,0002,957
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,965,3302,488
2005-06-30 (YTD Data)Rank
Total interest income$5,415,0002,834
Total interest expense$1,299,0003,423
Net interest income$4,116,0002,586
Provision for loan and lease losses$150,0002,598
Total noninterest income$1,284,0001,826
Gross Fiduciary activities income$3,0001,310
Service charges on deposit accounts$965,000888
Trading account gains and fees$0116
Additional Noninterest Income$316,0002,970
Total noninterest expense$3,662,0002,243
Salaries and employee benefits$2,091,0002,162
Premises and equipment expense$660,0001,808
Additional noninterest expense$911,0002,669
Pre-tax net operating income$1,588,0002,634
Securities gains (losses)$02,146
Applicable income taxes$302,0003,095
Income before extraordinary items$1,286,0002,507
Extraordinary gains, net$030
Net income$1,286,0002,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$269,000969
Cash dividends$450,0002,360
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,286,0002,467
2005-03-31 (YTD Data)Rank
Total interest income$2,609,0002,888
Total interest expense$609,0003,474
Net interest income$2,000,0002,637
Provision for loan and lease losses$75,0002,455
Total noninterest income$671,0001,710
Gross Fiduciary activities income$1,0001,320
Service charges on deposit accounts$441,000930
Trading account gains and fees$0115
Additional Noninterest Income$229,0002,276
Total noninterest expense$1,842,0002,251
Salaries and employee benefits$1,050,0002,166
Premises and equipment expense$333,0001,804
Additional noninterest expense$459,0002,637
Pre-tax net operating income$754,0002,692
Securities gains (losses)$01,685
Applicable income taxes$136,0003,256
Income before extraordinary items$618,0002,551
Extraordinary gains, net$024
Net income$618,0002,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,000634
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$618,0002,512
2004-12-31 (YTD Data)Rank
Total interest income$10,259,0002,765
Total interest expense$2,122,0003,469
Net interest income$8,137,0002,506
Provision for loan and lease losses$300,0002,900
Total noninterest income$2,298,0001,990
Gross Fiduciary activities income$15,0001,252
Service charges on deposit accounts$1,878,000930
Trading account gains and fees$0138
Additional Noninterest Income$405,0003,692
Total noninterest expense$7,198,0002,210
Salaries and employee benefits$4,025,0002,153
Premises and equipment expense$1,226,0001,872
Additional noninterest expense$1,947,0002,483
Pre-tax net operating income$2,937,0002,639
Securities gains (losses)$21,0002,362
Applicable income taxes$514,0003,301
Income before extraordinary items$2,444,0002,472
Extraordinary gains, net$034
Net income$2,444,0002,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0002,914
Cash dividends$900,0002,509
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,426,5702,446
2004-09-30 (YTD Data)Rank
Total interest income$7,672,0002,741
Total interest expense$1,539,0003,534
Net interest income$6,133,0002,465
Provision for loan and lease losses$225,0002,754
Total noninterest income$1,740,0001,989
Gross Fiduciary activities income$4,0001,368
Service charges on deposit accounts$1,413,000930
Trading account gains and fees$0134
Additional Noninterest Income$323,0003,600
Total noninterest expense$5,377,0002,206
Salaries and employee benefits$3,027,0002,153
Premises and equipment expense$888,0001,949
Additional noninterest expense$1,462,0002,446
Pre-tax net operating income$2,271,0002,588
Securities gains (losses)$21,0002,274
Applicable income taxes$409,0003,260
Income before extraordinary items$1,883,0002,450
Extraordinary gains, net$026
Net income$1,883,0002,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0002,381
Cash dividends$450,0002,852
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,865,7802,408
2004-06-30 (YTD Data)Rank
Total interest income$5,074,0002,751
Total interest expense$1,034,0003,513
Net interest income$4,040,0002,471
Provision for loan and lease losses$150,0002,691
Total noninterest income$1,144,0001,992
Gross Fiduciary activities income$2,0001,383
Service charges on deposit accounts$909,000956
Trading account gains and fees$0130
Additional Noninterest Income$233,0003,446
Total noninterest expense$3,554,0002,220
Salaries and employee benefits$2,007,0002,168
Premises and equipment expense$567,0002,032
Additional noninterest expense$980,0002,432
Pre-tax net operating income$1,480,0002,616
Securities gains (losses)$9,0002,475
Applicable income taxes$255,0003,359
Income before extraordinary items$1,234,0002,464
Extraordinary gains, net$021
Net income$1,234,0002,465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0002,290
Cash dividends$450,0002,291
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,226,5302,412
2004-03-31 (YTD Data)Rank
Total interest income$2,540,0002,751
Total interest expense$529,0003,468
Net interest income$2,011,0002,481
Provision for loan and lease losses$75,0002,550
Total noninterest income$577,0001,946
Gross Fiduciary activities income$2,0001,290
Service charges on deposit accounts$427,000995
Trading account gains and fees$0121
Additional Noninterest Income$148,0002,972
Total noninterest expense$1,772,0002,246
Salaries and employee benefits$1,007,0002,181
Premises and equipment expense$269,0002,153
Additional noninterest expense$496,0002,379
Pre-tax net operating income$741,0002,589
Securities gains (losses)$2,0002,612
Applicable income taxes$122,0003,464
Income before extraordinary items$621,0002,419
Extraordinary gains, net$016
Net income$621,0002,420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0001,934
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$619,3202,338
2003-12-31 (YTD Data)Rank
Total interest income$10,776,0002,625
Total interest expense$2,430,0003,412
Net interest income$8,346,0002,331
Provision for loan and lease losses$300,0003,140
Total noninterest income$2,374,0002,036
Gross Fiduciary activities income$54,0001,072
Service charges on deposit accounts$1,841,000932
Trading account gains and fees$0160
Additional Noninterest Income$479,0003,658
Total noninterest expense$7,079,0002,222
Salaries and employee benefits$4,005,0002,123
Premises and equipment expense$1,185,0001,929
Additional noninterest expense$1,889,0002,531
Pre-tax net operating income$3,341,0002,299
Securities gains (losses)$41,0002,688
Applicable income taxes$590,0003,094
Income before extraordinary items$2,792,0002,179
Extraordinary gains, net$054
Net income$2,792,0002,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$347,0002,051
Cash dividends$5,400,000585
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,757,9702,100
2003-09-30 (YTD Data)Rank
Total interest income$8,138,0002,654
Total interest expense$1,878,0003,452
Net interest income$6,260,0002,331
Provision for loan and lease losses$225,0003,052
Total noninterest income$1,788,0002,076
Gross Fiduciary activities income$35,0001,075
Service charges on deposit accounts$1,372,000948
Trading account gains and fees$0153
Additional Noninterest Income$381,0003,620
Total noninterest expense$5,328,0002,210
Salaries and employee benefits$3,026,0002,114
Premises and equipment expense$899,0001,909
Additional noninterest expense$1,403,0002,546
Pre-tax net operating income$2,495,0002,392
Securities gains (losses)$3,0003,777
Applicable income taxes$420,0003,330
Income before extraordinary items$2,078,0002,260
Extraordinary gains, net$040
Net income$2,078,0002,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$283,0001,774
Cash dividends$450,0002,830
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,075,5102,147
2003-06-30 (YTD Data)Rank
Total interest income$5,432,0002,677
Total interest expense$1,307,0003,430
Net interest income$4,125,0002,348
Provision for loan and lease losses$150,0003,000
Total noninterest income$1,221,0002,031
Gross Fiduciary activities income$23,0001,090
Service charges on deposit accounts$905,000944
Trading account gains and fees$0150
Additional Noninterest Income$293,0003,334
Total noninterest expense$3,544,0002,214
Salaries and employee benefits$2,031,0002,089
Premises and equipment expense$594,0001,921
Additional noninterest expense$919,0002,561
Pre-tax net operating income$1,652,0002,393
Securities gains (losses)$-1,0008,850
Applicable income taxes$258,0003,496
Income before extraordinary items$1,393,0002,249
Extraordinary gains, net$030
Net income$1,393,0002,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,0001,633
Cash dividends$450,0002,287
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,393,8402,125
2003-03-31 (YTD Data)Rank
Total interest income$2,705,0002,697
Total interest expense$661,0003,472
Net interest income$2,044,0002,376
Provision for loan and lease losses$75,0002,805
Total noninterest income$607,0001,983
Gross Fiduciary activities income$12,0001,101
Service charges on deposit accounts$423,000978
Trading account gains and fees$0134
Additional Noninterest Income$172,0002,971
Total noninterest expense$1,763,0002,210
Salaries and employee benefits$1,015,0002,078
Premises and equipment expense$285,0002,004
Additional noninterest expense$463,0002,502
Pre-tax net operating income$813,0002,436
Securities gains (losses)$02,891
Applicable income taxes$141,0003,336
Income before extraordinary items$672,0002,280
Extraordinary gains, net$021
Net income$672,0002,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0002,620
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$672,0002,159
2002-12-31 (YTD Data)Rank
Total interest income$11,806,0002,600
Total interest expense$3,298,0003,265
Net interest income$8,508,0002,277
Provision for loan and lease losses$300,0003,409
Total noninterest income$2,209,0001,967
Gross Fiduciary activities income$53,0001,103
Service charges on deposit accounts$1,723,000930
Trading account gains and fees$0153
Additional Noninterest Income$433,0003,544
Total noninterest expense$6,994,0002,151
Salaries and employee benefits$3,930,0002,034
Premises and equipment expense$1,196,0001,861
Additional noninterest expense$1,868,0002,472
Pre-tax net operating income$3,423,0002,252
Securities gains (losses)$19,0003,191
Applicable income taxes$660,0002,953
Income before extraordinary items$2,782,0002,149
Extraordinary gains, net$070
Net income$2,782,0002,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$277,0002,482
Cash dividends$900,0002,427
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,766,6102,085
2001-12-31 (YTD Data)Rank
Total interest income$13,097,0002,603
Total interest expense$5,392,0002,945
Net interest income$7,705,0002,325
Provision for loan and lease losses$300,0003,194
Total noninterest income$1,951,0002,054
Gross Fiduciary activities income$53,0001,123
Service charges on deposit accounts$1,465,0001,014
Trading account gains and fees$0177
Additional Noninterest Income$433,0003,388
Total noninterest expense$6,442,0002,226
Salaries and employee benefits$3,637,0002,073
Premises and equipment expense$1,147,0001,868
Additional noninterest expense$1,658,0002,637
Pre-tax net operating income$2,914,0002,319
Securities gains (losses)$162,0001,352
Applicable income taxes$539,0003,193
Income before extraordinary items$2,537,0002,056
Extraordinary gains, net$0105
Net income$2,537,0002,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$335,0002,068
Cash dividends$750,0002,727
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,404,1602,096
2000-12-31 (YTD Data)Rank
Total interest income$14,022,0002,471
Total interest expense$6,357,0002,622
Net interest income$7,665,0002,322
Provision for loan and lease losses$300,0002,819
Total noninterest income$1,798,0002,033
Gross Fiduciary activities income$43,0001,069
Service charges on deposit accounts$1,362,000987
Trading account gains and fees$0180
Additional Noninterest Income$393,0003,389
Total noninterest expense$6,044,0002,264
Salaries and employee benefits$3,505,0002,030
Premises and equipment expense$1,002,0002,055
Additional noninterest expense$1,537,0002,749
Pre-tax net operating income$3,119,0002,316
Securities gains (losses)$4,0001,432
Applicable income taxes$613,0003,054
Income before extraordinary items$2,510,0002,075
Extraordinary gains, net$038
Net income$2,510,0002,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$231,0002,184
Cash dividends$600,0003,185
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,506,8002,074
1999-12-31 (YTD Data)Rank
Total interest income$13,046,0002,509
Total interest expense$5,324,0002,748
Net interest income$7,722,0002,282
Provision for loan and lease losses$300,0002,624
Total noninterest income$1,700,0002,100
Gross Fiduciary activities income$10,0001,265
Service charges on deposit accounts$1,266,0001,051
Trading account gains and fees$0173
Additional Noninterest Income$424,0003,284
Total noninterest expense$5,702,0002,377
Salaries and employee benefits$3,198,0002,193
Premises and equipment expense$1,000,0002,047
Additional noninterest expense$1,504,0002,858
Pre-tax net operating income$3,420,0002,154
Securities gains (losses)$6,0002,044
Applicable income taxes$801,0002,639
Income before extraordinary items$2,625,0002,016
Extraordinary gains, net$035
Net income$2,625,0002,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0002,792
Cash dividends$600,0003,129
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,620,3801,986
1998-12-31 (YTD Data)Rank
Total interest income$13,321,0002,442
Total interest expense$5,669,0002,674
Net interest income$7,652,0002,234
Provision for loan and lease losses$300,0002,562
Total noninterest income$1,550,0002,216
Gross Fiduciary activities income$8,0001,304
Service charges on deposit accounts$1,176,0001,069
Trading account gains and fees$0224
Additional Noninterest Income$366,0003,612
Total noninterest expense$5,409,0002,409
Salaries and employee benefits$3,001,0002,247
Premises and equipment expense$881,0002,210
Additional noninterest expense$1,527,0002,724
Pre-tax net operating income$3,493,0002,070
Securities gains (losses)$18,0002,506
Applicable income taxes$823,0002,678
Income before extraordinary items$2,688,0001,946
Extraordinary gains, net$032
Net income$2,688,0001,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0002,772
Cash dividends$4,014,000763
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,674,1401,887
1997-12-31 (YTD Data)Rank
Total interest income$13,293,0002,467
Total interest expense$5,551,0002,687
Net interest income$7,742,0002,274
Provision for loan and lease losses$300,0002,568
Total noninterest income$1,108,0002,809
Gross Fiduciary activities income$7,0001,364
Service charges on deposit accounts$811,0001,603
Trading account gains and fees$0239
Additional Noninterest Income$290,0004,011
Total noninterest expense$5,274,0002,443
Salaries and employee benefits$2,814,0002,361
Premises and equipment expense$893,0002,199
Additional noninterest expense$1,567,0002,616
Pre-tax net operating income$3,276,0002,299
Securities gains (losses)$3,0003,097
Applicable income taxes$788,0002,963
Income before extraordinary items$2,491,0002,117
Extraordinary gains, net$044
Net income$2,491,0002,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$434,0001,499
Cash dividends$525,0003,359
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,488,7202,067
1996-12-31 (YTD Data)Rank
Total interest income$12,590,0002,655
Total interest expense$5,317,0002,852
Net interest income$7,273,0002,461
Provision for loan and lease losses$300,0002,555
Total noninterest income$1,236,0002,625
Gross Fiduciary activities income$8,0001,417
Service charges on deposit accounts$754,0001,788
Trading account gains and fees$0262
Additional Noninterest Income$474,0003,041
Total noninterest expense$5,067,0002,695
Salaries and employee benefits$2,636,0002,530
Premises and equipment expense$829,0002,370
Additional noninterest expense$1,602,0002,958
Pre-tax net operating income$3,142,0002,272
Securities gains (losses)$2,0003,501
Applicable income taxes$718,0003,121
Income before extraordinary items$2,426,0002,046
Extraordinary gains, net$053
Net income$2,426,0002,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,0002,382
Cash dividends$500,0003,368
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,424,4602,002
1995-12-31 (YTD Data)Rank
Total interest income$12,116,0002,758
Total interest expense$5,678,0002,710
Net interest income$6,438,0002,774
Provision for loan and lease losses$300,0002,267
Total noninterest income$1,059,0002,972
Gross Fiduciary activities income$8,0001,484
Service charges on deposit accounts$708,0001,911
Trading account gains and fees$0522
Additional Noninterest Income$343,0003,665
Total noninterest expense$4,855,0002,788
Salaries and employee benefits$2,548,0002,629
Premises and equipment expense$786,0002,518
Additional noninterest expense$1,521,0003,061
Pre-tax net operating income$2,342,0003,037
Securities gains (losses)$6,0002,714
Applicable income taxes$441,0004,588
Income before extraordinary items$1,907,0002,618
Extraordinary gains, net$065
Net income$1,907,0002,617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,0002,365
Cash dividends$450,0003,566
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,902,1402,591
1994-12-31 (YTD Data)Rank
Total interest income$11,455,0002,647
Total interest expense$4,717,0002,600
Net interest income$6,738,0002,688
Provision for loan and lease losses$300,0002,237
Total noninterest income$827,0003,614
Gross Fiduciary activities income$9,0001,479
Service charges on deposit accounts$555,0002,451
Trading account gains and fees$0475
Additional Noninterest Income$263,0004,452
Total noninterest expense$4,894,0002,831
Salaries and employee benefits$2,499,0002,664
Premises and equipment expense$732,0002,729
Additional noninterest expense$1,663,0003,026
Pre-tax net operating income$2,371,0002,974
Securities gains (losses)$27,0001,545
Applicable income taxes$485,0004,151
Income before extraordinary items$1,913,0002,536
Extraordinary gains, net$0249
Net income$1,913,0002,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,0002,319
Cash dividends$400,0003,689
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,891,4002,588
1993-12-31 (YTD Data)Rank
Total interest income$9,854,0003,130
Total interest expense$3,541,0003,547
Net interest income$6,313,0002,876
Provision for loan and lease losses$300,0002,975
Total noninterest income$758,0004,176
Gross Fiduciary activities income$17,0001,459
Service charges on deposit accounts$505,0002,768
Trading account gains and fees$0532
Additional Noninterest Income$236,0005,167
Total noninterest expense$4,203,0003,332
Salaries and employee benefits$2,125,0003,087
Premises and equipment expense$671,0002,998
Additional noninterest expense$1,407,0003,688
Pre-tax net operating income$2,568,0002,649
Securities gains (losses)$68,0003,011
Applicable income taxes$577,0003,716
Income before extraordinary items$2,059,0002,438
Extraordinary gains, net$03,149
Net income$2,059,0002,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,0003,107
Cash dividends$400,0003,627
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,005,9602,357
1992-12-31 (YTD Data)Rank
Total interest income$10,487,0003,329
Total interest expense$4,460,0003,678
Net interest income$6,027,0003,034
Provision for loan and lease losses$300,0004,111
Total noninterest income$707,0004,384
Gross Fiduciary activities income$14,0001,509
Service charges on deposit accounts$499,0002,789
Trading account gains and fees$0504
Additional Noninterest Income$194,0005,772
Total noninterest expense$4,046,0003,458
Salaries and employee benefits$2,070,0003,122
Premises and equipment expense$563,0003,573
Additional noninterest expense$1,413,0003,771
Pre-tax net operating income$2,388,0002,609
Securities gains (losses)$26,0005,197
Applicable income taxes$521,0003,860
Income before extraordinary items$1,893,0002,418
Extraordinary gains, net$01,422
Net income$1,893,0002,462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,0003,967
Cash dividends$350,0003,631
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,872,7202,274

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.