First National Bank of East Chicago, Indiana, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$15,764,000	2,238
Total interest expense	$6,085,000	2,740
Net interest income	$9,679,000	1,894
Provision for loan and lease losses	$449,000	3,230
Total noninterest income	$1,607,000	2,273
Gross Fiduciary activities income	$112,000	1,225
Service charges on deposit accounts	$939,000	1,429
Trading account gains and fees	$0	504
Additional Noninterest Income	$556,000	2,979
Total noninterest expense	$7,492,000	1,974
Salaries and employee benefits	$4,075,000	1,623
Premises and equipment expense	$905,000	2,295
Additional noninterest expense	$2,512,000	2,308
Pre-tax net operating income	$3,345,000	1,851
Securities gains (losses)	$157,000	2,365
Applicable income taxes	$862,000	2,416
Income before extraordinary items	$2,640,000	1,731
Extraordinary gains, net	$157,000	543
Net income	$2,797,000	1,661
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$449,000	2,644
Cash dividends	$2,000,000	832
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$2,522,250	1,663

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.