Home > First National Bank of Denham Springs > Income and Expense
First National Bank of Denham Springs, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,389,000 | 3,479 |
| Total interest expense | $2,252,000 | 5,971 |
| Net interest income | $7,137,000 | 2,512 |
| Provision for loan and lease losses | $487,000 | 1,607 |
| Total noninterest income | $2,711,000 | 1,451 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $2,220,000 | 617 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $491,000 | 2,914 |
| Total noninterest expense | $6,671,000 | 2,068 |
| Salaries and employee benefits | $2,803,000 | 2,366 |
| Premises and equipment expense | $818,000 | 2,435 |
| Additional noninterest expense | $3,050,000 | 1,676 |
| Pre-tax net operating income | $2,690,000 | 2,669 |
| Securities gains (losses) | $-21,000 | 10,587 |
| Applicable income taxes | $1,295,000 | 1,876 |
| Income before extraordinary items | $1,374,000 | 3,521 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,374,000 | 3,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 1,782 |
| Cash dividends | $194,000 | 5,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,387,440 | 3,467 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,471,000 | 3,195 |
| Total interest expense | $1,932,000 | 5,762 |
| Net interest income | $7,539,000 | 2,399 |
| Provision for loan and lease losses | $213,000 | 2,907 |
| Total noninterest income | $2,615,000 | 1,510 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,148,000 | 640 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $467,000 | 3,085 |
| Total noninterest expense | $6,097,000 | 2,306 |
| Salaries and employee benefits | $2,786,000 | 2,406 |
| Premises and equipment expense | $950,000 | 2,130 |
| Additional noninterest expense | $2,361,000 | 2,237 |
| Pre-tax net operating income | $3,844,000 | 1,846 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,307,000 | 1,756 |
| Income before extraordinary items | $2,537,000 | 1,919 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,537,000 | 1,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,010 |
| Cash dividends | $3,624,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,537,000 | 1,918 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,967,000 | 3,431 |
| Total interest expense | $1,916,000 | 6,054 |
| Net interest income | $7,051,000 | 2,547 |
| Provision for loan and lease losses | $302,000 | 2,963 |
| Total noninterest income | $2,716,000 | 1,577 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,120,000 | 650 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $596,000 | 2,909 |
| Total noninterest expense | $5,839,000 | 2,447 |
| Salaries and employee benefits | $2,638,000 | 2,519 |
| Premises and equipment expense | $931,000 | 2,203 |
| Additional noninterest expense | $2,270,000 | 2,447 |
| Pre-tax net operating income | $3,626,000 | 1,881 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,228,000 | 1,881 |
| Income before extraordinary items | $2,398,000 | 2,084 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,398,000 | 2,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,777 |
| Cash dividends | $1,818,000 | 1,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,398,000 | 1,955 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,554,000 | 4,039 |
| Total interest expense | $2,291,000 | 6,423 |
| Net interest income | $6,263,000 | 2,909 |
| Provision for loan and lease losses | $520,000 | 2,905 |
| Total noninterest income | $2,421,000 | 1,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000,000 | 674 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $421,000 | 3,581 |
| Total noninterest expense | $5,596,000 | 2,586 |
| Salaries and employee benefits | $2,480,000 | 2,627 |
| Premises and equipment expense | $871,000 | 2,368 |
| Additional noninterest expense | $2,245,000 | 2,545 |
| Pre-tax net operating income | $2,568,000 | 2,413 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $876,000 | 2,383 |
| Income before extraordinary items | $1,700,000 | 2,707 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,700,000 | 2,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 2,918 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,694,720 | 2,520 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.