Home > First National Bank of Crystal Falls > Income and Expense
First National Bank of Crystal Falls, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $476,000 | 5,239 |
| Total interest expense | $42,000 | 5,092 |
| Net interest income | $434,000 | 5,204 |
| Provision for loan and lease losses | $3,000 | 3,441 |
| Total noninterest income | $34,000 | 5,237 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $11,000 | 5,151 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $23,000 | 4,953 |
| Total noninterest expense | $509,000 | 4,833 |
| Salaries and employee benefits | $253,000 | 4,935 |
| Premises and equipment expense | $56,000 | 4,682 |
| Additional noninterest expense | $200,000 | 4,474 |
| Pre-tax net operating income | $-44,000 | 5,691 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $-44,000 | 5,694 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-44,000 | 5,694 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-44,000 | 5,694 |
| Net charge-offs | $7,000 | 2,334 |
| Cash dividends | $2,540,000 | 328 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-44,000 | 5,690 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,939,000 | 5,265 |
| Total interest expense | $176,000 | 5,109 |
| Net interest income | $1,763,000 | 5,246 |
| Provision for loan and lease losses | $165,000 | 2,658 |
| Total noninterest income | $241,000 | 4,891 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $50,000 | 5,175 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $191,000 | 4,400 |
| Total noninterest expense | $1,856,000 | 4,989 |
| Salaries and employee benefits | $931,000 | 5,094 |
| Premises and equipment expense | $215,000 | 4,807 |
| Additional noninterest expense | $710,000 | 4,756 |
| Pre-tax net operating income | $-17,000 | 5,660 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $-17,000 | 5,677 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-17,000 | 5,676 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-17,000 | 5,676 |
| Net charge-offs | $149,000 | 2,228 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-17,000 | 5,661 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,452,000 | 5,320 |
| Total interest expense | $133,000 | 5,147 |
| Net interest income | $1,319,000 | 5,305 |
| Provision for loan and lease losses | $157,000 | 2,309 |
| Total noninterest income | $206,000 | 4,805 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $39,000 | 5,192 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $167,000 | 4,303 |
| Total noninterest expense | $1,374,000 | 5,036 |
| Salaries and employee benefits | $694,000 | 5,115 |
| Premises and equipment expense | $163,000 | 4,815 |
| Additional noninterest expense | $517,000 | 4,826 |
| Pre-tax net operating income | $-6,000 | 5,727 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $-6,000 | 5,746 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-6,000 | 5,746 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-6,000 | 5,746 |
| Net charge-offs | $149,000 | 1,698 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-6,000 | 5,727 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $966,000 | 5,381 |
| Total interest expense | $89,000 | 5,187 |
| Net interest income | $877,000 | 5,362 |
| Provision for loan and lease losses | $145,000 | 1,986 |
| Total noninterest income | $151,000 | 4,739 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $27,000 | 5,202 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $124,000 | 4,207 |
| Total noninterest expense | $894,000 | 5,116 |
| Salaries and employee benefits | $450,000 | 5,207 |
| Premises and equipment expense | $113,000 | 4,807 |
| Additional noninterest expense | $331,000 | 4,955 |
| Pre-tax net operating income | $-11,000 | 5,789 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-11,000 | 5,811 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-11,000 | 5,809 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-11,000 | 5,809 |
| Net charge-offs | $149,000 | 1,331 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-11,000 | 5,782 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $485,000 | 5,418 |
| Total interest expense | $45,000 | 5,214 |
| Net interest income | $440,000 | 5,400 |
| Provision for loan and lease losses | $133,000 | 1,300 |
| Total noninterest income | $88,000 | 4,544 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $12,000 | 5,315 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $76,000 | 3,926 |
| Total noninterest expense | $433,000 | 5,210 |
| Salaries and employee benefits | $213,000 | 5,315 |
| Premises and equipment expense | $53,000 | 4,929 |
| Additional noninterest expense | $167,000 | 4,971 |
| Pre-tax net operating income | $-38,000 | 5,893 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-38,000 | 5,909 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-38,000 | 5,909 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-38,000 | 5,909 |
| Net charge-offs | $179,000 | 720 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-38,000 | 5,888 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,948,000 | 5,432 |
| Total interest expense | $205,000 | 5,137 |
| Net interest income | $1,743,000 | 5,427 |
| Provision for loan and lease losses | $197,000 | 2,357 |
| Total noninterest income | $233,000 | 5,074 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $58,000 | 5,275 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $175,000 | 4,599 |
| Total noninterest expense | $1,797,000 | 5,203 |
| Salaries and employee benefits | $921,000 | 5,286 |
| Premises and equipment expense | $211,000 | 5,017 |
| Additional noninterest expense | $665,000 | 5,014 |
| Pre-tax net operating income | $-18,000 | 5,883 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $-18,000 | 5,907 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-18,000 | 5,910 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-18,000 | 5,910 |
| Net charge-offs | $128,000 | 2,426 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-18,000 | 5,887 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,451,000 | 5,515 |
| Total interest expense | $156,000 | 5,198 |
| Net interest income | $1,295,000 | 5,510 |
| Provision for loan and lease losses | $13,000 | 3,971 |
| Total noninterest income | $179,000 | 5,110 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $44,000 | 5,333 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $135,000 | 4,606 |
| Total noninterest expense | $1,366,000 | 5,224 |
| Salaries and employee benefits | $696,000 | 5,300 |
| Premises and equipment expense | $162,000 | 5,038 |
| Additional noninterest expense | $508,000 | 5,022 |
| Pre-tax net operating income | $95,000 | 5,737 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $95,000 | 5,737 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $95,000 | 5,740 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $95,000 | 5,740 |
| Net charge-offs | $119,000 | 1,998 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $95,000 | 5,702 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $956,000 | 5,575 |
| Total interest expense | $105,000 | 5,231 |
| Net interest income | $851,000 | 5,570 |
| Provision for loan and lease losses | $9,000 | 3,821 |
| Total noninterest income | $118,000 | 5,135 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $30,000 | 5,328 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $88,000 | 4,648 |
| Total noninterest expense | $909,000 | 5,273 |
| Salaries and employee benefits | $463,000 | 5,354 |
| Premises and equipment expense | $107,000 | 5,093 |
| Additional noninterest expense | $339,000 | 5,053 |
| Pre-tax net operating income | $51,000 | 5,818 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $51,000 | 5,844 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $51,000 | 5,845 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $51,000 | 5,846 |
| Net charge-offs | $63,000 | 2,134 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $51,000 | 5,800 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $482,000 | 5,604 |
| Total interest expense | $53,000 | 5,270 |
| Net interest income | $429,000 | 5,603 |
| Provision for loan and lease losses | $4,000 | 3,525 |
| Total noninterest income | $61,000 | 5,110 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $14,000 | 5,415 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $47,000 | 4,587 |
| Total noninterest expense | $436,000 | 5,375 |
| Salaries and employee benefits | $220,000 | 5,467 |
| Premises and equipment expense | $56,000 | 5,069 |
| Additional noninterest expense | $160,000 | 5,175 |
| Pre-tax net operating income | $50,000 | 5,614 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $50,000 | 5,608 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $50,000 | 5,608 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $50,000 | 5,609 |
| Net charge-offs | $61,000 | 1,419 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $50,000 | 5,554 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,986,000 | 5,655 |
| Total interest expense | $232,000 | 5,322 |
| Net interest income | $1,754,000 | 5,658 |
| Provision for loan and lease losses | $18,000 | 4,286 |
| Total noninterest income | $196,000 | 5,440 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $73,000 | 5,348 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $123,000 | 5,063 |
| Total noninterest expense | $1,899,000 | 5,348 |
| Salaries and employee benefits | $992,000 | 5,355 |
| Premises and equipment expense | $232,000 | 5,133 |
| Additional noninterest expense | $675,000 | 5,211 |
| Pre-tax net operating income | $33,000 | 6,008 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $33,000 | 6,046 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $33,000 | 6,046 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $33,000 | 6,047 |
| Net charge-offs | $98,000 | 3,191 |
| Cash dividends | $512,000 | 2,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $33,000 | 6,018 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,496,000 | 5,711 |
| Total interest expense | $177,000 | 5,375 |
| Net interest income | $1,319,000 | 5,721 |
| Provision for loan and lease losses | $13,000 | 4,085 |
| Total noninterest income | $140,000 | 5,552 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $55,000 | 5,420 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $85,000 | 5,185 |
| Total noninterest expense | $1,457,000 | 5,354 |
| Salaries and employee benefits | $754,000 | 5,355 |
| Premises and equipment expense | $179,000 | 5,131 |
| Additional noninterest expense | $524,000 | 5,189 |
| Pre-tax net operating income | $-11,000 | 6,163 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-11,000 | 6,176 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-11,000 | 6,175 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-11,000 | 6,176 |
| Net charge-offs | $98,000 | 2,707 |
| Cash dividends | $512,000 | 2,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-11,000 | 6,163 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $954,000 | 5,814 |
| Total interest expense | $120,000 | 5,412 |
| Net interest income | $834,000 | 5,816 |
| Provision for loan and lease losses | $9,000 | 3,952 |
| Total noninterest income | $79,000 | 5,734 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $38,000 | 5,397 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $41,000 | 5,508 |
| Total noninterest expense | $961,000 | 5,406 |
| Salaries and employee benefits | $499,000 | 5,428 |
| Premises and equipment expense | $127,000 | 5,067 |
| Additional noninterest expense | $335,000 | 5,287 |
| Pre-tax net operating income | $-57,000 | 6,289 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-57,000 | 6,310 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-57,000 | 6,312 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-57,000 | 6,312 |
| Net charge-offs | $81,000 | 2,385 |
| Cash dividends | $511,000 | 1,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-57,000 | 6,296 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $489,000 | 5,830 |
| Total interest expense | $62,000 | 5,430 |
| Net interest income | $427,000 | 5,841 |
| Provision for loan and lease losses | $4,000 | 3,658 |
| Total noninterest income | $63,000 | 5,235 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $19,000 | 5,404 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $44,000 | 4,711 |
| Total noninterest expense | $484,000 | 5,456 |
| Salaries and employee benefits | $247,000 | 5,510 |
| Premises and equipment expense | $64,000 | 5,110 |
| Additional noninterest expense | $173,000 | 5,288 |
| Pre-tax net operating income | $2,000 | 6,184 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $2,000 | 6,214 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,000 | 6,213 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,000 | 6,215 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $6,000 | 2,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $2,000 | 6,194 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,102,000 | 5,811 |
| Total interest expense | $295,000 | 5,414 |
| Net interest income | $1,807,000 | 5,826 |
| Provision for loan and lease losses | $18,000 | 4,768 |
| Total noninterest income | $245,000 | 5,387 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $84,000 | 5,457 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $161,000 | 4,884 |
| Total noninterest expense | $2,128,000 | 5,352 |
| Salaries and employee benefits | $1,059,000 | 5,442 |
| Premises and equipment expense | $258,000 | 5,129 |
| Additional noninterest expense | $811,000 | 5,048 |
| Pre-tax net operating income | $-94,000 | 6,290 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-94,000 | 6,333 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-94,000 | 6,334 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-94,000 | 6,335 |
| Net charge-offs | $55,000 | 4,279 |
| Cash dividends | $35,000 | 4,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-94,000 | 6,308 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,596,000 | 5,857 |
| Total interest expense | $225,000 | 5,491 |
| Net interest income | $1,371,000 | 5,864 |
| Provision for loan and lease losses | $14,000 | 4,644 |
| Total noninterest income | $185,000 | 5,461 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $63,000 | 5,524 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $122,000 | 4,953 |
| Total noninterest expense | $1,467,000 | 5,535 |
| Salaries and employee benefits | $792,000 | 5,480 |
| Premises and equipment expense | $195,000 | 5,145 |
| Additional noninterest expense | $480,000 | 5,501 |
| Pre-tax net operating income | $75,000 | 6,071 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $75,000 | 6,112 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $75,000 | 6,114 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $75,000 | 6,113 |
| Net charge-offs | $30,000 | 4,187 |
| Cash dividends | $35,000 | 3,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $75,000 | 6,054 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,063,000 | 5,893 |
| Total interest expense | $154,000 | 5,509 |
| Net interest income | $909,000 | 5,893 |
| Provision for loan and lease losses | $9,000 | 4,543 |
| Total noninterest income | $112,000 | 5,610 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $41,000 | 5,564 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $71,000 | 5,136 |
| Total noninterest expense | $947,000 | 5,606 |
| Salaries and employee benefits | $530,000 | 5,501 |
| Premises and equipment expense | $128,000 | 5,186 |
| Additional noninterest expense | $289,000 | 5,679 |
| Pre-tax net operating income | $65,000 | 6,003 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $65,000 | 6,050 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $65,000 | 6,051 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $65,000 | 6,052 |
| Net charge-offs | $30,000 | 3,750 |
| Cash dividends | $23,000 | 3,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $65,000 | 5,966 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $534,000 | 5,930 |
| Total interest expense | $79,000 | 5,549 |
| Net interest income | $455,000 | 5,927 |
| Provision for loan and lease losses | $4,000 | 4,247 |
| Total noninterest income | $70,000 | 5,332 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $20,000 | 5,591 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $50,000 | 4,707 |
| Total noninterest expense | $469,000 | 5,674 |
| Salaries and employee benefits | $266,000 | 5,528 |
| Premises and equipment expense | $63,000 | 5,237 |
| Additional noninterest expense | $140,000 | 5,779 |
| Pre-tax net operating income | $52,000 | 5,818 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $52,000 | 5,822 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $52,000 | 5,824 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $52,000 | 5,824 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $12,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $52,000 | 5,733 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,378,000 | 5,896 |
| Total interest expense | $369,000 | 5,674 |
| Net interest income | $2,009,000 | 5,855 |
| Provision for loan and lease losses | $30,000 | 5,437 |
| Total noninterest income | $194,000 | 5,722 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $90,000 | 5,580 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $104,000 | 5,305 |
| Total noninterest expense | $1,876,000 | 5,760 |
| Salaries and employee benefits | $1,048,000 | 5,616 |
| Premises and equipment expense | $270,000 | 5,179 |
| Additional noninterest expense | $558,000 | 5,918 |
| Pre-tax net operating income | $297,000 | 5,430 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $297,000 | 5,480 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $297,000 | 5,477 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $297,000 | 5,478 |
| Net charge-offs | $-37,000 | 6,803 |
| Cash dividends | $106,000 | 3,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $297,000 | 5,284 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,797,000 | 5,969 |
| Total interest expense | $283,000 | 5,777 |
| Net interest income | $1,514,000 | 5,945 |
| Provision for loan and lease losses | $22,000 | 5,359 |
| Total noninterest income | $142,000 | 5,831 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $67,000 | 5,670 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $75,000 | 5,423 |
| Total noninterest expense | $1,418,000 | 5,797 |
| Salaries and employee benefits | $780,000 | 5,668 |
| Premises and equipment expense | $201,000 | 5,249 |
| Additional noninterest expense | $437,000 | 5,921 |
| Pre-tax net operating income | $216,000 | 5,626 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $216,000 | 5,656 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $216,000 | 5,655 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $216,000 | 5,655 |
| Net charge-offs | $1,000 | 5,692 |
| Cash dividends | $18,000 | 3,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $216,000 | 5,476 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,204,000 | 6,013 |
| Total interest expense | $191,000 | 5,855 |
| Net interest income | $1,013,000 | 5,979 |
| Provision for loan and lease losses | $15,000 | 5,227 |
| Total noninterest income | $106,000 | 5,731 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $43,000 | 5,727 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $63,000 | 5,220 |
| Total noninterest expense | $929,000 | 5,866 |
| Salaries and employee benefits | $516,000 | 5,724 |
| Premises and equipment expense | $134,000 | 5,263 |
| Additional noninterest expense | $279,000 | 6,026 |
| Pre-tax net operating income | $175,000 | 5,451 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $175,000 | 5,489 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $175,000 | 5,488 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $175,000 | 5,488 |
| Net charge-offs | $1,000 | 5,406 |
| Cash dividends | $12,000 | 3,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $175,000 | 5,295 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $597,000 | 6,083 |
| Total interest expense | $100,000 | 5,871 |
| Net interest income | $497,000 | 6,051 |
| Provision for loan and lease losses | $7,000 | 4,969 |
| Total noninterest income | $56,000 | 5,716 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $19,000 | 5,880 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $37,000 | 5,121 |
| Total noninterest expense | $459,000 | 5,931 |
| Salaries and employee benefits | $249,000 | 5,837 |
| Premises and equipment expense | $68,000 | 5,284 |
| Additional noninterest expense | $142,000 | 6,019 |
| Pre-tax net operating income | $87,000 | 5,552 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $87,000 | 5,535 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $87,000 | 5,535 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $87,000 | 5,535 |
| Net charge-offs | $1,000 | 4,615 |
| Cash dividends | $6,000 | 2,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $87,000 | 5,375 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,516,000 | 6,083 |
| Total interest expense | $493,000 | 5,874 |
| Net interest income | $2,023,000 | 6,060 |
| Provision for loan and lease losses | $30,000 | 6,060 |
| Total noninterest income | $175,000 | 5,879 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $82,000 | 5,779 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $93,000 | 5,381 |
| Total noninterest expense | $1,878,000 | 5,933 |
| Salaries and employee benefits | $1,009,000 | 5,852 |
| Premises and equipment expense | $289,000 | 5,318 |
| Additional noninterest expense | $580,000 | 6,048 |
| Pre-tax net operating income | $290,000 | 5,272 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $290,000 | 5,283 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $290,000 | 5,285 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $290,000 | 5,285 |
| Net charge-offs | $37,000 | 5,641 |
| Cash dividends | $230,000 | 3,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $290,000 | 5,172 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,918,000 | 6,108 |
| Total interest expense | $386,000 | 5,905 |
| Net interest income | $1,532,000 | 6,083 |
| Provision for loan and lease losses | $22,000 | 5,978 |
| Total noninterest income | $112,000 | 6,168 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $59,000 | 5,864 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $53,000 | 5,740 |
| Total noninterest expense | $1,449,000 | 5,909 |
| Salaries and employee benefits | $787,000 | 5,801 |
| Premises and equipment expense | $218,000 | 5,350 |
| Additional noninterest expense | $444,000 | 6,053 |
| Pre-tax net operating income | $173,000 | 5,573 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $173,000 | 5,611 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $173,000 | 5,612 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $173,000 | 5,612 |
| Net charge-offs | $37,000 | 5,183 |
| Cash dividends | $43,000 | 3,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $173,000 | 5,476 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 6,163 |
| Total interest expense | $269,000 | 5,946 |
| Net interest income | $1,013,000 | 6,136 |
| Provision for loan and lease losses | $15,000 | 5,808 |
| Total noninterest income | $95,000 | 5,916 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $37,000 | 5,936 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $58,000 | 5,303 |
| Total noninterest expense | $979,000 | 5,950 |
| Salaries and employee benefits | $536,000 | 5,810 |
| Premises and equipment expense | $145,000 | 5,391 |
| Additional noninterest expense | $298,000 | 6,113 |
| Pre-tax net operating income | $114,000 | 5,618 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $114,000 | 5,597 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $114,000 | 5,596 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $114,000 | 5,597 |
| Net charge-offs | $42,000 | 4,587 |
| Cash dividends | $37,000 | 3,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $114,000 | 5,509 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $652,000 | 6,166 |
| Total interest expense | $149,000 | 5,850 |
| Net interest income | $503,000 | 6,169 |
| Provision for loan and lease losses | $7,000 | 5,526 |
| Total noninterest income | $58,000 | 5,767 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $18,000 | 5,934 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $40,000 | 4,994 |
| Total noninterest expense | $481,000 | 6,022 |
| Salaries and employee benefits | $255,000 | 5,934 |
| Premises and equipment expense | $73,000 | 5,426 |
| Additional noninterest expense | $153,000 | 6,101 |
| Pre-tax net operating income | $73,000 | 5,456 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $73,000 | 5,379 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $73,000 | 5,378 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $73,000 | 5,379 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $24,000 | 2,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $73,000 | 5,325 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,837,000 | 6,146 |
| Total interest expense | $755,000 | 5,828 |
| Net interest income | $2,082,000 | 6,171 |
| Provision for loan and lease losses | $15,000 | 6,867 |
| Total noninterest income | $95,000 | 6,711 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $81,000 | 5,752 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $14,000 | 6,725 |
| Total noninterest expense | $1,986,000 | 6,018 |
| Salaries and employee benefits | $1,116,000 | 5,820 |
| Premises and equipment expense | $293,000 | 5,462 |
| Additional noninterest expense | $577,000 | 6,270 |
| Pre-tax net operating income | $176,000 | 5,257 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $176,000 | 5,365 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $176,000 | 5,365 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $176,000 | 5,367 |
| Net charge-offs | $95,000 | 5,454 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $176,000 | 5,228 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,142,000 | 6,241 |
| Total interest expense | $583,000 | 5,912 |
| Net interest income | $1,559,000 | 6,263 |
| Provision for loan and lease losses | $15,000 | 6,753 |
| Total noninterest income | $44,000 | 7,138 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $61,000 | 5,835 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-17,000 | 7,252 |
| Total noninterest expense | $1,484,000 | 6,080 |
| Salaries and employee benefits | $820,000 | 5,907 |
| Premises and equipment expense | $217,000 | 5,549 |
| Additional noninterest expense | $447,000 | 6,275 |
| Pre-tax net operating income | $104,000 | 5,605 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $104,000 | 5,705 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $104,000 | 5,707 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $104,000 | 5,707 |
| Net charge-offs | $62,000 | 5,353 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $104,000 | 5,556 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 6,254 |
| Total interest expense | $396,000 | 5,990 |
| Net interest income | $1,058,000 | 6,255 |
| Provision for loan and lease losses | $15,000 | 6,492 |
| Total noninterest income | $90,000 | 6,232 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $40,000 | 5,874 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $50,000 | 5,587 |
| Total noninterest expense | $1,042,000 | 5,995 |
| Salaries and employee benefits | $564,000 | 5,880 |
| Premises and equipment expense | $142,000 | 5,631 |
| Additional noninterest expense | $336,000 | 6,060 |
| Pre-tax net operating income | $91,000 | 5,556 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $91,000 | 5,599 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $91,000 | 5,602 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $91,000 | 5,601 |
| Net charge-offs | $60,000 | 4,721 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $91,000 | 5,478 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $741,000 | 6,295 |
| Total interest expense | $201,000 | 6,074 |
| Net interest income | $540,000 | 6,254 |
| Provision for loan and lease losses | $9,000 | 6,179 |
| Total noninterest income | $50,000 | 6,127 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $20,000 | 5,909 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $30,000 | 5,438 |
| Total noninterest expense | $513,000 | 6,108 |
| Salaries and employee benefits | $269,000 | 6,054 |
| Premises and equipment expense | $72,000 | 5,682 |
| Additional noninterest expense | $172,000 | 6,032 |
| Pre-tax net operating income | $68,000 | 5,441 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $68,000 | 5,424 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $68,000 | 5,426 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $68,000 | 5,425 |
| Net charge-offs | $60,000 | 3,577 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $68,000 | 5,317 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,257,000 | 6,177 |
| Total interest expense | $933,000 | 6,166 |
| Net interest income | $2,324,000 | 6,013 |
| Provision for loan and lease losses | $64,000 | 6,726 |
| Total noninterest income | $188,000 | 6,311 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $109,000 | 5,636 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $79,000 | 5,931 |
| Total noninterest expense | $2,138,000 | 6,074 |
| Salaries and employee benefits | $1,151,000 | 5,946 |
| Premises and equipment expense | $296,000 | 5,681 |
| Additional noninterest expense | $691,000 | 6,157 |
| Pre-tax net operating income | $310,000 | 4,470 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $310,000 | 4,432 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $310,000 | 4,433 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $310,000 | 4,434 |
| Net charge-offs | $28,000 | 6,536 |
| Cash dividends | $611,000 | 2,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $310,000 | 4,362 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,503,000 | 6,190 |
| Total interest expense | $724,000 | 6,235 |
| Net interest income | $1,779,000 | 5,981 |
| Provision for loan and lease losses | $55,000 | 6,464 |
| Total noninterest income | $139,000 | 6,441 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $83,000 | 5,651 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $56,000 | 6,110 |
| Total noninterest expense | $1,598,000 | 6,087 |
| Salaries and employee benefits | $855,000 | 5,984 |
| Premises and equipment expense | $222,000 | 5,729 |
| Additional noninterest expense | $521,000 | 6,150 |
| Pre-tax net operating income | $265,000 | 4,662 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $265,000 | 4,568 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $265,000 | 4,567 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $265,000 | 4,569 |
| Net charge-offs | $28,000 | 6,077 |
| Cash dividends | $459,000 | 2,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $265,000 | 4,494 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,706,000 | 6,208 |
| Total interest expense | $505,000 | 6,252 |
| Net interest income | $1,201,000 | 5,963 |
| Provision for loan and lease losses | $46,000 | 6,152 |
| Total noninterest income | $68,000 | 6,856 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $53,000 | 5,721 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $15,000 | 7,005 |
| Total noninterest expense | $1,073,000 | 6,127 |
| Salaries and employee benefits | $587,000 | 5,979 |
| Premises and equipment expense | $147,000 | 5,794 |
| Additional noninterest expense | $339,000 | 6,232 |
| Pre-tax net operating income | $150,000 | 4,935 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $150,000 | 4,870 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $150,000 | 4,866 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $150,000 | 4,867 |
| Net charge-offs | $21,000 | 5,585 |
| Cash dividends | $305,000 | 2,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $150,000 | 4,779 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $878,000 | 6,178 |
| Total interest expense | $267,000 | 6,243 |
| Net interest income | $611,000 | 5,948 |
| Provision for loan and lease losses | $29,000 | 5,632 |
| Total noninterest income | $75,000 | 5,695 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $26,000 | 5,712 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $49,000 | 4,878 |
| Total noninterest expense | $529,000 | 6,127 |
| Salaries and employee benefits | $279,000 | 6,145 |
| Premises and equipment expense | $75,000 | 5,786 |
| Additional noninterest expense | $175,000 | 5,929 |
| Pre-tax net operating income | $128,000 | 4,725 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $128,000 | 4,600 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $128,000 | 4,603 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $128,000 | 4,603 |
| Net charge-offs | $21,000 | 4,278 |
| Cash dividends | $153,000 | 1,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $128,000 | 4,431 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,671,000 | 6,217 |
| Total interest expense | $1,269,000 | 6,322 |
| Net interest income | $2,402,000 | 5,991 |
| Provision for loan and lease losses | $165,000 | 5,446 |
| Total noninterest income | $409,000 | 5,231 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $117,000 | 5,687 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $292,000 | 4,153 |
| Total noninterest expense | $2,037,000 | 6,191 |
| Salaries and employee benefits | $1,123,000 | 6,149 |
| Premises and equipment expense | $325,000 | 5,600 |
| Additional noninterest expense | $589,000 | 6,259 |
| Pre-tax net operating income | $609,000 | 4,594 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-21,000 | 6,851 |
| Income before extraordinary items | $630,000 | 4,097 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $630,000 | 4,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,843 |
| Cash dividends | $611,000 | 3,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $630,000 | 4,246 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,786,000 | 6,253 |
| Total interest expense | $973,000 | 6,400 |
| Net interest income | $1,813,000 | 6,027 |
| Provision for loan and lease losses | $135,000 | 4,747 |
| Total noninterest income | $361,000 | 5,025 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $92,000 | 5,656 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $269,000 | 3,883 |
| Total noninterest expense | $1,498,000 | 6,228 |
| Salaries and employee benefits | $833,000 | 6,183 |
| Premises and equipment expense | $239,000 | 5,671 |
| Additional noninterest expense | $426,000 | 6,326 |
| Pre-tax net operating income | $541,000 | 4,809 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-21,000 | 7,353 |
| Income before extraordinary items | $562,000 | 4,223 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $562,000 | 4,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,888 |
| Cash dividends | $459,000 | 2,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $562,000 | 4,378 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,889,000 | 6,274 |
| Total interest expense | $657,000 | 6,500 |
| Net interest income | $1,232,000 | 6,001 |
| Provision for loan and lease losses | $90,000 | 4,395 |
| Total noninterest income | $264,000 | 4,883 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $61,000 | 5,679 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $203,000 | 3,732 |
| Total noninterest expense | $982,000 | 6,314 |
| Salaries and employee benefits | $533,000 | 6,341 |
| Premises and equipment expense | $163,000 | 5,668 |
| Additional noninterest expense | $286,000 | 6,297 |
| Pre-tax net operating income | $424,000 | 4,691 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-21,000 | 7,664 |
| Income before extraordinary items | $445,000 | 4,259 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $445,000 | 4,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,007 |
| Cash dividends | $306,000 | 2,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $445,000 | 4,198 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $970,000 | 6,290 |
| Total interest expense | $336,000 | 6,605 |
| Net interest income | $634,000 | 5,955 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $51,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $27,000 | 5,833 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $24,000 | 6,230 |
| Total noninterest expense | $484,000 | 6,383 |
| Salaries and employee benefits | $270,000 | 6,344 |
| Premises and equipment expense | $82,000 | 5,672 |
| Additional noninterest expense | $132,000 | 6,495 |
| Pre-tax net operating income | $156,000 | 5,386 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-33,000 | 7,967 |
| Income before extraordinary items | $189,000 | 4,775 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $189,000 | 4,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,138 |
| Cash dividends | $153,000 | 2,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $189,000 | 4,665 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,067,000 | 6,197 |
| Total interest expense | $1,287,000 | 6,741 |
| Net interest income | $2,780,000 | 5,689 |
| Provision for loan and lease losses | $165,000 | 4,187 |
| Total noninterest income | $194,000 | 6,783 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $115,000 | 5,830 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $79,000 | 6,539 |
| Total noninterest expense | $1,928,000 | 6,307 |
| Salaries and employee benefits | $1,092,000 | 6,250 |
| Premises and equipment expense | $329,000 | 5,558 |
| Additional noninterest expense | $507,000 | 6,539 |
| Pre-tax net operating income | $881,000 | 4,995 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $293,000 | 3,404 |
| Income before extraordinary items | $588,000 | 5,388 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $588,000 | 5,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 2,361 |
| Cash dividends | $601,000 | 3,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $588,000 | 5,368 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,046,000 | 6,234 |
| Total interest expense | $957,000 | 6,771 |
| Net interest income | $2,089,000 | 5,717 |
| Provision for loan and lease losses | $120,000 | 3,851 |
| Total noninterest income | $163,000 | 6,656 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $87,000 | 5,844 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $76,000 | 6,239 |
| Total noninterest expense | $1,443,000 | 6,304 |
| Salaries and employee benefits | $810,000 | 6,257 |
| Premises and equipment expense | $248,000 | 5,540 |
| Additional noninterest expense | $385,000 | 6,492 |
| Pre-tax net operating income | $689,000 | 5,152 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $293,000 | 3,231 |
| Income before extraordinary items | $396,000 | 5,853 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $396,000 | 5,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 1,673 |
| Cash dividends | $164,000 | 4,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $396,000 | 5,834 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,951,000 | 6,350 |
| Total interest expense | $625,000 | 6,828 |
| Net interest income | $1,326,000 | 5,891 |
| Provision for loan and lease losses | $75,000 | 3,728 |
| Total noninterest income | $105,000 | 6,773 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $59,000 | 5,840 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $46,000 | 6,404 |
| Total noninterest expense | $920,000 | 6,447 |
| Salaries and employee benefits | $506,000 | 6,452 |
| Premises and equipment expense | $169,000 | 5,529 |
| Additional noninterest expense | $245,000 | 6,637 |
| Pre-tax net operating income | $436,000 | 5,337 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $294,000 | 2,763 |
| Income before extraordinary items | $142,000 | 6,810 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $142,000 | 6,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 1,155 |
| Cash dividends | $110,000 | 4,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $142,000 | 6,796 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $954,000 | 6,412 |
| Total interest expense | $307,000 | 6,872 |
| Net interest income | $647,000 | 5,964 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $54,000 | 6,707 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $27,000 | 5,944 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $27,000 | 6,153 |
| Total noninterest expense | $467,000 | 6,450 |
| Salaries and employee benefits | $260,000 | 6,442 |
| Premises and equipment expense | $86,000 | 5,493 |
| Additional noninterest expense | $121,000 | 6,672 |
| Pre-tax net operating income | $204,000 | 5,473 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $294,000 | 1,876 |
| Income before extraordinary items | $-90,000 | 8,162 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-90,000 | 8,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 648 |
| Cash dividends | $55,000 | 3,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-90,000 | 8,152 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,920,000 | 6,174 |
| Total interest expense | $1,108,000 | 6,739 |
| Net interest income | $2,812,000 | 5,719 |
| Provision for loan and lease losses | $42,000 | 5,768 |
| Total noninterest income | $185,000 | 7,043 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $138,000 | 5,670 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $47,000 | 7,312 |
| Total noninterest expense | $1,939,000 | 6,239 |
| Salaries and employee benefits | $1,062,000 | 6,260 |
| Premises and equipment expense | $332,000 | 5,482 |
| Additional noninterest expense | $545,000 | 6,331 |
| Pre-tax net operating income | $1,016,000 | 5,163 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $324,000 | 3,707 |
| Income before extraordinary items | $692,000 | 5,538 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $692,000 | 5,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,921 |
| Cash dividends | $300,000 | 4,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $692,000 | 5,529 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,933,000 | 6,195 |
| Total interest expense | $807,000 | 6,772 |
| Net interest income | $2,126,000 | 5,738 |
| Provision for loan and lease losses | $31,000 | 5,618 |
| Total noninterest income | $135,000 | 7,117 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $107,000 | 5,679 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,587 |
| Total noninterest expense | $1,451,000 | 6,248 |
| Salaries and employee benefits | $796,000 | 6,252 |
| Premises and equipment expense | $248,000 | 5,505 |
| Additional noninterest expense | $407,000 | 6,346 |
| Pre-tax net operating income | $779,000 | 5,280 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $250,000 | 3,844 |
| Income before extraordinary items | $529,000 | 5,643 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $529,000 | 5,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $165,000 | 4,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $529,000 | 5,638 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,921,000 | 6,224 |
| Total interest expense | $506,000 | 6,826 |
| Net interest income | $1,415,000 | 5,772 |
| Provision for loan and lease losses | $21,000 | 5,479 |
| Total noninterest income | $74,000 | 7,429 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $73,000 | 5,645 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,000 | 8,582 |
| Total noninterest expense | $956,000 | 6,293 |
| Salaries and employee benefits | $511,000 | 6,377 |
| Premises and equipment expense | $167,000 | 5,481 |
| Additional noninterest expense | $278,000 | 6,299 |
| Pre-tax net operating income | $512,000 | 5,353 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $165,000 | 3,875 |
| Income before extraordinary items | $347,000 | 5,707 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $347,000 | 5,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $110,000 | 4,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $347,000 | 5,703 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $960,000 | 6,193 |
| Total interest expense | $244,000 | 6,829 |
| Net interest income | $716,000 | 5,742 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $21,000 | 8,014 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $36,000 | 5,597 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-15,000 | 8,769 |
| Total noninterest expense | $496,000 | 6,206 |
| Salaries and employee benefits | $261,000 | 6,341 |
| Premises and equipment expense | $84,000 | 5,502 |
| Additional noninterest expense | $151,000 | 6,040 |
| Pre-tax net operating income | $231,000 | 5,530 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $75,000 | 3,953 |
| Income before extraordinary items | $156,000 | 5,871 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $156,000 | 5,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $55,000 | 3,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $156,000 | 5,873 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,724,000 | 6,025 |
| Total interest expense | $987,000 | 6,324 |
| Net interest income | $2,737,000 | 5,796 |
| Provision for loan and lease losses | $42,000 | 5,929 |
| Total noninterest income | $240,000 | 6,757 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $148,000 | 5,645 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $92,000 | 6,533 |
| Total noninterest expense | $1,925,000 | 6,237 |
| Salaries and employee benefits | $1,098,000 | 6,068 |
| Premises and equipment expense | $323,000 | 5,523 |
| Additional noninterest expense | $504,000 | 6,549 |
| Pre-tax net operating income | $1,010,000 | 5,338 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $300,000 | 4,130 |
| Income before extraordinary items | $710,000 | 5,631 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $710,000 | 5,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,287 |
| Cash dividends | $305,000 | 4,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $710,000 | 5,611 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,778,000 | 6,015 |
| Total interest expense | $743,000 | 6,201 |
| Net interest income | $2,035,000 | 5,839 |
| Provision for loan and lease losses | $31,000 | 5,788 |
| Total noninterest income | $183,000 | 6,746 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $109,000 | 5,703 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $74,000 | 6,434 |
| Total noninterest expense | $1,389,000 | 6,319 |
| Salaries and employee benefits | $823,000 | 6,037 |
| Premises and equipment expense | $228,000 | 5,699 |
| Additional noninterest expense | $338,000 | 6,811 |
| Pre-tax net operating income | $798,000 | 5,332 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $236,000 | 4,169 |
| Income before extraordinary items | $562,000 | 5,620 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $562,000 | 5,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,299 |
| Cash dividends | $164,000 | 4,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $562,000 | 5,580 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,818,000 | 6,014 |
| Total interest expense | $494,000 | 6,075 |
| Net interest income | $1,324,000 | 5,896 |
| Provision for loan and lease losses | $21,000 | 5,614 |
| Total noninterest income | $120,000 | 6,749 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $71,000 | 5,702 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $49,000 | 6,441 |
| Total noninterest expense | $912,000 | 6,355 |
| Salaries and employee benefits | $534,000 | 6,141 |
| Premises and equipment expense | $159,000 | 5,543 |
| Additional noninterest expense | $219,000 | 6,879 |
| Pre-tax net operating income | $511,000 | 5,433 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $155,000 | 4,199 |
| Income before extraordinary items | $356,000 | 5,736 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $356,000 | 5,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,501 |
| Cash dividends | $110,000 | 4,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $356,000 | 5,698 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $894,000 | 6,063 |
| Total interest expense | $246,000 | 6,008 |
| Net interest income | $648,000 | 5,980 |
| Provision for loan and lease losses | $11,000 | 5,337 |
| Total noninterest income | $57,000 | 6,849 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $32,000 | 5,874 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,471 |
| Total noninterest expense | $454,000 | 6,402 |
| Salaries and employee benefits | $271,000 | 6,125 |
| Premises and equipment expense | $83,000 | 5,458 |
| Additional noninterest expense | $100,000 | 7,144 |
| Pre-tax net operating income | $240,000 | 5,542 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $72,000 | 4,250 |
| Income before extraordinary items | $168,000 | 5,840 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $168,000 | 5,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,584 |
| Cash dividends | $54,000 | 3,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $168,000 | 5,803 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,541,000 | 5,933 |
| Total interest expense | $1,009,000 | 5,623 |
| Net interest income | $2,532,000 | 5,961 |
| Provision for loan and lease losses | $42,000 | 6,127 |
| Total noninterest income | $213,000 | 7,042 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $126,000 | 6,094 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $87,000 | 6,638 |
| Total noninterest expense | $1,847,000 | 6,286 |
| Salaries and employee benefits | $1,098,000 | 5,973 |
| Premises and equipment expense | $345,000 | 5,271 |
| Additional noninterest expense | $404,000 | 7,099 |
| Pre-tax net operating income | $856,000 | 5,632 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $261,000 | 4,406 |
| Income before extraordinary items | $595,000 | 5,964 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $595,000 | 5,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,591 |
| Cash dividends | $306,000 | 4,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $595,000 | 5,899 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,620,000 | 5,982 |
| Total interest expense | $752,000 | 5,616 |
| Net interest income | $1,868,000 | 6,028 |
| Provision for loan and lease losses | $32,000 | 5,939 |
| Total noninterest income | $158,000 | 7,084 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $89,000 | 6,233 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $69,000 | 6,565 |
| Total noninterest expense | $1,383,000 | 6,242 |
| Salaries and employee benefits | $821,000 | 5,935 |
| Premises and equipment expense | $260,000 | 5,221 |
| Additional noninterest expense | $302,000 | 7,066 |
| Pre-tax net operating income | $611,000 | 5,855 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $188,000 | 4,544 |
| Income before extraordinary items | $423,000 | 6,185 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $423,000 | 6,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,016 |
| Cash dividends | $164,000 | 4,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $423,000 | 6,118 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,701,000 | 6,071 |
| Total interest expense | $503,000 | 5,631 |
| Net interest income | $1,198,000 | 6,151 |
| Provision for loan and lease losses | $21,000 | 5,806 |
| Total noninterest income | $98,000 | 7,281 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $53,000 | 6,439 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $45,000 | 6,633 |
| Total noninterest expense | $902,000 | 6,358 |
| Salaries and employee benefits | $518,000 | 6,163 |
| Premises and equipment expense | $175,000 | 5,210 |
| Additional noninterest expense | $209,000 | 7,033 |
| Pre-tax net operating income | $373,000 | 6,035 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $115,000 | 4,662 |
| Income before extraordinary items | $258,000 | 6,373 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $258,000 | 6,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,489 |
| Cash dividends | $109,000 | 4,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $258,000 | 6,285 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $848,000 | 6,094 |
| Total interest expense | $258,000 | 5,627 |
| Net interest income | $590,000 | 6,208 |
| Provision for loan and lease losses | $11,000 | 5,558 |
| Total noninterest income | $53,000 | 7,118 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $24,000 | 6,539 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $29,000 | 6,170 |
| Total noninterest expense | $464,000 | 6,300 |
| Salaries and employee benefits | $272,000 | 6,053 |
| Premises and equipment expense | $88,000 | 5,242 |
| Additional noninterest expense | $104,000 | 7,045 |
| Pre-tax net operating income | $168,000 | 6,201 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $52,000 | 4,804 |
| Income before extraordinary items | $116,000 | 6,595 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $116,000 | 6,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,260 |
| Cash dividends | $55,000 | 3,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $116,000 | 6,473 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,770,000 | 5,834 |
| Total interest expense | $1,176,000 | 5,629 |
| Net interest income | $2,594,000 | 5,782 |
| Provision for loan and lease losses | $42,000 | 6,478 |
| Total noninterest income | $166,000 | 7,656 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $96,000 | 6,623 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $70,000 | 7,103 |
| Total noninterest expense | $1,805,000 | 6,345 |
| Salaries and employee benefits | $1,074,000 | 6,010 |
| Premises and equipment expense | $334,000 | 5,327 |
| Additional noninterest expense | $397,000 | 7,176 |
| Pre-tax net operating income | $913,000 | 5,387 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $294,000 | 4,311 |
| Income before extraordinary items | $619,000 | 5,884 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $619,000 | 5,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,782 |
| Cash dividends | $609,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $619,000 | 5,709 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,880,000 | 5,843 |
| Total interest expense | $902,000 | 5,701 |
| Net interest income | $1,978,000 | 5,752 |
| Provision for loan and lease losses | $32,000 | 6,346 |
| Total noninterest income | $129,000 | 7,643 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $69,000 | 6,736 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $60,000 | 6,950 |
| Total noninterest expense | $1,336,000 | 6,352 |
| Salaries and employee benefits | $801,000 | 6,006 |
| Premises and equipment expense | $242,000 | 5,429 |
| Additional noninterest expense | $293,000 | 7,201 |
| Pre-tax net operating income | $739,000 | 5,368 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $240,000 | 4,347 |
| Income before extraordinary items | $499,000 | 5,867 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $499,000 | 5,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,102 |
| Cash dividends | $468,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $499,000 | 5,689 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,953,000 | 5,828 |
| Total interest expense | $619,000 | 5,736 |
| Net interest income | $1,334,000 | 5,699 |
| Provision for loan and lease losses | $21,000 | 6,267 |
| Total noninterest income | $82,000 | 7,729 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $44,000 | 6,806 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $38,000 | 7,030 |
| Total noninterest expense | $855,000 | 6,508 |
| Salaries and employee benefits | $511,000 | 6,180 |
| Premises and equipment expense | $154,000 | 5,570 |
| Additional noninterest expense | $190,000 | 7,275 |
| Pre-tax net operating income | $540,000 | 5,118 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $175,000 | 4,229 |
| Income before extraordinary items | $365,000 | 5,622 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $365,000 | 5,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $312,000 | 2,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $365,000 | 5,418 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $979,000 | 5,842 |
| Total interest expense | $318,000 | 5,758 |
| Net interest income | $661,000 | 5,726 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $39,000 | 7,793 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,056 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $410,000 | 6,633 |
| Salaries and employee benefits | $239,000 | 6,421 |
| Premises and equipment expense | $77,000 | 5,564 |
| Additional noninterest expense | $94,000 | 7,306 |
| Pre-tax net operating income | $280,000 | 4,965 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $91,000 | 4,120 |
| Income before extraordinary items | $189,000 | 5,459 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $189,000 | 5,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $156,000 | 2,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $189,000 | 5,266 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,097,000 | 5,827 |
| Total interest expense | $1,619,000 | 5,491 |
| Net interest income | $2,478,000 | 5,943 |
| Provision for loan and lease losses | $42,000 | 6,887 |
| Total noninterest income | $135,000 | 8,007 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $64,000 | 7,261 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $71,000 | 7,051 |
| Total noninterest expense | $1,684,000 | 6,487 |
| Salaries and employee benefits | $1,020,000 | 6,061 |
| Premises and equipment expense | $279,000 | 5,784 |
| Additional noninterest expense | $385,000 | 7,255 |
| Pre-tax net operating income | $887,000 | 5,524 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $283,000 | 4,541 |
| Income before extraordinary items | $604,000 | 5,945 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $604,000 | 5,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,032 |
| Cash dividends | $613,000 | 3,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $604,000 | 5,804 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,546,000 | 5,937 |
| Total interest expense | $2,091,000 | 5,962 |
| Net interest income | $2,455,000 | 5,769 |
| Provision for loan and lease losses | $72,000 | 6,148 |
| Total noninterest income | $131,000 | 8,086 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $68,000 | 7,211 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $63,000 | 7,311 |
| Total noninterest expense | $1,597,000 | 6,586 |
| Salaries and employee benefits | $970,000 | 6,091 |
| Premises and equipment expense | $261,000 | 5,952 |
| Additional noninterest expense | $366,000 | 7,387 |
| Pre-tax net operating income | $917,000 | 5,135 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $290,000 | 4,333 |
| Income before extraordinary items | $627,000 | 5,494 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $627,000 | 5,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,917 |
| Cash dividends | $722,000 | 2,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $627,000 | 5,372 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,671,000 | 5,962 |
| Total interest expense | $2,093,000 | 6,138 |
| Net interest income | $2,578,000 | 5,689 |
| Provision for loan and lease losses | $72,000 | 5,921 |
| Total noninterest income | $122,000 | 8,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 7,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 7,569 |
| Total noninterest expense | $1,557,000 | 6,592 |
| Salaries and employee benefits | $920,000 | 6,247 |
| Premises and equipment expense | $266,000 | 5,824 |
| Additional noninterest expense | $371,000 | 7,400 |
| Pre-tax net operating income | $1,071,000 | 5,086 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $337,000 | 4,337 |
| Income before extraordinary items | $734,000 | 5,287 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $734,000 | 5,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,226 |
| Cash dividends | $712,000 | 2,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $734,000 | 5,292 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,484,000 | 5,949 |
| Total interest expense | $2,066,000 | 5,890 |
| Net interest income | $2,418,000 | 5,923 |
| Provision for loan and lease losses | $72,000 | 5,852 |
| Total noninterest income | $132,000 | 8,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 7,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 7,576 |
| Total noninterest expense | $1,499,000 | 6,783 |
| Salaries and employee benefits | $871,000 | 6,447 |
| Premises and equipment expense | $256,000 | 5,957 |
| Additional noninterest expense | $372,000 | 7,522 |
| Pre-tax net operating income | $979,000 | 5,373 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $307,000 | 4,773 |
| Income before extraordinary items | $672,000 | 5,582 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $672,000 | 5,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,834 |
| Cash dividends | $721,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $672,000 | 5,544 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,579,000 | 5,990 |
| Total interest expense | $2,175,000 | 5,881 |
| Net interest income | $2,404,000 | 5,984 |
| Provision for loan and lease losses | $72,000 | 5,801 |
| Total noninterest income | $143,000 | 8,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 7,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 7,673 |
| Total noninterest expense | $1,422,000 | 6,900 |
| Salaries and employee benefits | $821,000 | 6,593 |
| Premises and equipment expense | $226,000 | 6,324 |
| Additional noninterest expense | $375,000 | 7,429 |
| Pre-tax net operating income | $1,053,000 | 5,265 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $343,000 | 4,812 |
| Income before extraordinary items | $710,000 | 5,574 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $710,000 | 5,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $500,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $710,000 | 5,457 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,415,000 | 6,303 |
| Total interest expense | $2,064,000 | 6,143 |
| Net interest income | $2,351,000 | 6,291 |
| Provision for loan and lease losses | $48,000 | 6,747 |
| Total noninterest income | $123,000 | 9,012 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 7,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,049 |
| Total noninterest expense | $1,366,000 | 7,128 |
| Salaries and employee benefits | $764,000 | 6,953 |
| Premises and equipment expense | $230,000 | 6,349 |
| Additional noninterest expense | $372,000 | 7,603 |
| Pre-tax net operating income | $1,060,000 | 5,651 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $346,000 | 5,349 |
| Income before extraordinary items | $714,000 | 5,839 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $714,000 | 5,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,967 |
| Cash dividends | $401,000 | 3,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $714,000 | 5,792 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,410,000 | 6,478 |
| Total interest expense | $1,978,000 | 6,452 |
| Net interest income | $2,432,000 | 6,314 |
| Provision for loan and lease losses | $48,000 | 6,700 |
| Total noninterest income | $115,000 | 9,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 7,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 9,653 |
| Total noninterest expense | $1,242,000 | 7,853 |
| Salaries and employee benefits | $689,000 | 7,599 |
| Premises and equipment expense | $215,000 | 6,774 |
| Additional noninterest expense | $338,000 | 8,480 |
| Pre-tax net operating income | $1,257,000 | 4,961 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $441,000 | 4,568 |
| Income before extraordinary items | $816,000 | 5,232 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $816,000 | 5,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,696 |
| Cash dividends | $445,000 | 3,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $816,000 | 5,168 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,221,000 | 6,776 |
| Total interest expense | $1,813,000 | 6,867 |
| Net interest income | $2,408,000 | 6,466 |
| Provision for loan and lease losses | $43,000 | 6,516 |
| Total noninterest income | $110,000 | 10,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 8,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,762 |
| Total noninterest expense | $1,218,000 | 8,150 |
| Salaries and employee benefits | $654,000 | 8,033 |
| Premises and equipment expense | $168,000 | 7,858 |
| Additional noninterest expense | $396,000 | 8,232 |
| Pre-tax net operating income | $1,257,000 | 5,098 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $412,000 | 4,841 |
| Income before extraordinary items | $845,000 | 5,238 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $845,000 | 5,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,757 |
| Cash dividends | $290,000 | 4,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $845,000 | 5,221 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,976,000 | 6,727 |
| Total interest expense | $1,570,000 | 6,685 |
| Net interest income | $2,406,000 | 6,652 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $107,000 | 10,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 8,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 10,550 |
| Total noninterest expense | $1,248,000 | 8,431 |
| Salaries and employee benefits | $627,000 | 8,426 |
| Premises and equipment expense | $142,000 | 8,775 |
| Additional noninterest expense | $479,000 | 8,069 |
| Pre-tax net operating income | $1,145,000 | 5,415 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $371,000 | 5,041 |
| Income before extraordinary items | $774,000 | 5,481 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $774,000 | 5,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,184 |
| Cash dividends | $265,000 | 4,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $774,000 | 5,556 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,163,000 | 6,676 |
| Total interest expense | $1,737,000 | 6,518 |
| Net interest income | $2,426,000 | 6,682 |
| Provision for loan and lease losses | $71,000 | 6,619 |
| Total noninterest income | $120,000 | 10,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 9,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,560 |
| Total noninterest expense | $1,206,000 | 8,870 |
| Salaries and employee benefits | $563,000 | 9,101 |
| Premises and equipment expense | $129,000 | 9,507 |
| Additional noninterest expense | $514,000 | 8,081 |
| Pre-tax net operating income | $1,269,000 | 4,963 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $411,000 | 4,914 |
| Income before extraordinary items | $858,000 | 5,273 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $858,000 | 5,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 3,386 |
| Cash dividends | $265,000 | 4,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $858,000 | 5,059 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,328,000 | 7,105 |
| Total interest expense | $2,069,000 | 6,949 |
| Net interest income | $2,259,000 | 7,093 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $115,000 | 11,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 9,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,778 |
| Total noninterest expense | $1,097,000 | 9,523 |
| Salaries and employee benefits | $509,000 | 9,695 |
| Premises and equipment expense | $128,000 | 9,751 |
| Additional noninterest expense | $460,000 | 8,867 |
| Pre-tax net operating income | $1,253,000 | 4,744 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $409,000 | 4,709 |
| Income before extraordinary items | $845,000 | 5,132 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $845,000 | 5,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-105,000 | 13,731 |
| Cash dividends | $248,000 | 4,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $844,330 | 4,838 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.