Home > First National Bank of Crossett > Income and Expense
First National Bank of Crossett, Income and Expense
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,462,000 | 3,105 |
| Total interest expense | $350,000 | 3,961 |
| Net interest income | $5,112,000 | 2,964 |
| Provision for loan and lease losses | $142,000 | 2,314 |
| Total noninterest income | $1,787,000 | 1,821 |
| Gross Fiduciary activities income | $95,000 | 738 |
| Service charges on deposit accounts | $588,000 | 1,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,104,000 | 1,831 |
| Total noninterest expense | $4,403,000 | 2,764 |
| Salaries and employee benefits | $2,293,000 | 2,934 |
| Premises and equipment expense | $535,000 | 2,555 |
| Additional noninterest expense | $1,575,000 | 2,515 |
| Pre-tax net operating income | $2,354,000 | 2,477 |
| Securities gains (losses) | $-282,000 | 5,345 |
| Applicable income taxes | $419,000 | 1,945 |
| Income before extraordinary items | $1,653,000 | 2,840 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,653,000 | 2,839 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,653,000 | 2,839 |
| Net charge-offs | $-51,000 | 4,934 |
| Cash dividends | $1,363,000 | 1,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,878,600 | 2,613 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,503,000 | 3,164 |
| Total interest expense | $200,000 | 4,130 |
| Net interest income | $3,303,000 | 3,020 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,146,000 | 1,851 |
| Gross Fiduciary activities income | $70,000 | 734 |
| Service charges on deposit accounts | $400,000 | 1,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $676,000 | 1,919 |
| Total noninterest expense | $2,918,000 | 2,793 |
| Salaries and employee benefits | $1,501,000 | 2,984 |
| Premises and equipment expense | $357,000 | 2,567 |
| Additional noninterest expense | $1,060,000 | 2,506 |
| Pre-tax net operating income | $1,531,000 | 2,486 |
| Securities gains (losses) | $-282,000 | 5,445 |
| Applicable income taxes | $246,000 | 2,033 |
| Income before extraordinary items | $1,003,000 | 2,957 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,003,000 | 2,956 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,003,000 | 2,956 |
| Net charge-offs | $-51,000 | 5,023 |
| Cash dividends | $1,363,000 | 1,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,228,600 | 2,623 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 3,203 |
| Total interest expense | $92,000 | 4,219 |
| Net interest income | $1,619,000 | 3,066 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $570,000 | 1,843 |
| Gross Fiduciary activities income | $34,000 | 747 |
| Service charges on deposit accounts | $213,000 | 1,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $323,000 | 1,935 |
| Total noninterest expense | $1,405,000 | 2,898 |
| Salaries and employee benefits | $715,000 | 3,094 |
| Premises and equipment expense | $176,000 | 2,649 |
| Additional noninterest expense | $514,000 | 2,577 |
| Pre-tax net operating income | $784,000 | 2,417 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $185,000 | 1,644 |
| Income before extraordinary items | $599,000 | 2,613 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $599,000 | 2,613 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $599,000 | 2,613 |
| Net charge-offs | $-6,000 | 4,537 |
| Cash dividends | $822,000 | 835 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $599,000 | 2,610 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,425,000 | 3,286 |
| Total interest expense | $276,000 | 4,499 |
| Net interest income | $6,149,000 | 3,128 |
| Provision for loan and lease losses | $-1,200,000 | 5,608 |
| Total noninterest income | $2,166,000 | 1,933 |
| Gross Fiduciary activities income | $108,000 | 776 |
| Service charges on deposit accounts | $916,000 | 1,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,142,000 | 2,125 |
| Total noninterest expense | $6,058,000 | 2,742 |
| Salaries and employee benefits | $2,745,000 | 3,160 |
| Premises and equipment expense | $748,000 | 2,554 |
| Additional noninterest expense | $2,565,000 | 2,225 |
| Pre-tax net operating income | $3,457,000 | 2,258 |
| Securities gains (losses) | $-9,000 | 5,054 |
| Applicable income taxes | $1,096,000 | 1,791 |
| Income before extraordinary items | $2,352,000 | 2,420 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,352,000 | 2,420 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,352,000 | 2,420 |
| Net charge-offs | $70,000 | 2,732 |
| Cash dividends | $1,530,000 | 1,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,358,120 | 2,401 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,771,000 | 3,319 |
| Total interest expense | $201,000 | 4,566 |
| Net interest income | $4,570,000 | 3,171 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,631,000 | 1,951 |
| Gross Fiduciary activities income | $67,000 | 795 |
| Service charges on deposit accounts | $716,000 | 1,230 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $848,000 | 2,165 |
| Total noninterest expense | $4,276,000 | 2,887 |
| Salaries and employee benefits | $2,061,000 | 3,174 |
| Premises and equipment expense | $559,000 | 2,580 |
| Additional noninterest expense | $1,656,000 | 2,489 |
| Pre-tax net operating income | $1,925,000 | 2,768 |
| Securities gains (losses) | $-6,000 | 5,335 |
| Applicable income taxes | $562,000 | 1,977 |
| Income before extraordinary items | $1,357,000 | 3,016 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,357,000 | 3,015 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,357,000 | 3,016 |
| Net charge-offs | $74,000 | 2,161 |
| Cash dividends | $1,112,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,361,260 | 2,989 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,157,000 | 3,332 |
| Total interest expense | $131,000 | 4,586 |
| Net interest income | $3,026,000 | 3,189 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,119,000 | 1,908 |
| Gross Fiduciary activities income | $44,000 | 801 |
| Service charges on deposit accounts | $510,000 | 1,167 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $565,000 | 2,182 |
| Total noninterest expense | $2,796,000 | 2,934 |
| Salaries and employee benefits | $1,371,000 | 3,195 |
| Premises and equipment expense | $205,000 | 3,667 |
| Additional noninterest expense | $1,220,000 | 2,292 |
| Pre-tax net operating income | $1,349,000 | 2,660 |
| Securities gains (losses) | $-6,000 | 5,430 |
| Applicable income taxes | $404,000 | 1,885 |
| Income before extraordinary items | $939,000 | 2,911 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $939,000 | 2,911 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $939,000 | 2,911 |
| Net charge-offs | $78,000 | 1,699 |
| Cash dividends | $685,000 | 1,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $943,200 | 2,885 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,565,000 | 3,352 |
| Total interest expense | $65,000 | 4,626 |
| Net interest income | $1,500,000 | 3,205 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $553,000 | 1,922 |
| Gross Fiduciary activities income | $24,000 | 801 |
| Service charges on deposit accounts | $267,000 | 1,121 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 2,262 |
| Total noninterest expense | $1,331,000 | 3,058 |
| Salaries and employee benefits | $627,000 | 3,401 |
| Premises and equipment expense | $181,000 | 2,671 |
| Additional noninterest expense | $523,000 | 2,583 |
| Pre-tax net operating income | $722,000 | 2,482 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $210,000 | 1,822 |
| Income before extraordinary items | $512,000 | 2,713 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $512,000 | 2,713 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $512,000 | 2,713 |
| Net charge-offs | $19,000 | 1,916 |
| Cash dividends | $173,000 | 2,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $512,000 | 2,694 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,014,000 | 3,425 |
| Total interest expense | $245,000 | 4,739 |
| Net interest income | $5,769,000 | 3,264 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $2,041,000 | 2,090 |
| Gross Fiduciary activities income | $127,000 | 784 |
| Service charges on deposit accounts | $887,000 | 1,337 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,027,000 | 2,376 |
| Total noninterest expense | $5,688,000 | 2,939 |
| Salaries and employee benefits | $2,484,000 | 3,417 |
| Premises and equipment expense | $715,000 | 2,688 |
| Additional noninterest expense | $2,489,000 | 2,316 |
| Pre-tax net operating income | $2,122,000 | 2,960 |
| Securities gains (losses) | $16,000 | 2,474 |
| Applicable income taxes | $647,000 | 2,038 |
| Income before extraordinary items | $1,491,000 | 3,290 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,491,000 | 3,289 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,491,000 | 3,289 |
| Net charge-offs | $-72,000 | 5,447 |
| Cash dividends | $1,105,000 | 2,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,479,800 | 3,252 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,468,000 | 3,461 |
| Total interest expense | $181,000 | 4,796 |
| Net interest income | $4,287,000 | 3,295 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,569,000 | 2,069 |
| Gross Fiduciary activities income | $87,000 | 784 |
| Service charges on deposit accounts | $646,000 | 1,370 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $836,000 | 2,262 |
| Total noninterest expense | $4,026,000 | 3,049 |
| Salaries and employee benefits | $1,748,000 | 3,536 |
| Premises and equipment expense | $533,000 | 2,716 |
| Additional noninterest expense | $1,745,000 | 2,452 |
| Pre-tax net operating income | $1,830,000 | 2,770 |
| Securities gains (losses) | $5,000 | 2,808 |
| Applicable income taxes | $576,000 | 1,926 |
| Income before extraordinary items | $1,259,000 | 3,115 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,259,000 | 3,115 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,259,000 | 3,115 |
| Net charge-offs | $-82,000 | 5,524 |
| Cash dividends | $806,000 | 1,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,255,550 | 3,060 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,956,000 | 3,496 |
| Total interest expense | $119,000 | 4,863 |
| Net interest income | $2,837,000 | 3,329 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,030,000 | 2,073 |
| Gross Fiduciary activities income | $65,000 | 782 |
| Service charges on deposit accounts | $403,000 | 1,417 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $562,000 | 2,231 |
| Total noninterest expense | $2,638,000 | 3,098 |
| Salaries and employee benefits | $1,184,000 | 3,531 |
| Premises and equipment expense | $348,000 | 2,767 |
| Additional noninterest expense | $1,106,000 | 2,563 |
| Pre-tax net operating income | $1,229,000 | 2,726 |
| Securities gains (losses) | $4,000 | 2,523 |
| Applicable income taxes | $402,000 | 1,881 |
| Income before extraordinary items | $831,000 | 3,121 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $831,000 | 3,120 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $831,000 | 3,120 |
| Net charge-offs | $-67,000 | 5,590 |
| Cash dividends | $517,000 | 1,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $828,320 | 3,063 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,485,000 | 3,476 |
| Total interest expense | $57,000 | 4,955 |
| Net interest income | $1,428,000 | 3,322 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $503,000 | 2,061 |
| Gross Fiduciary activities income | $29,000 | 805 |
| Service charges on deposit accounts | $192,000 | 1,481 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $282,000 | 2,170 |
| Total noninterest expense | $1,302,000 | 3,145 |
| Salaries and employee benefits | $603,000 | 3,517 |
| Premises and equipment expense | $172,000 | 2,817 |
| Additional noninterest expense | $527,000 | 2,669 |
| Pre-tax net operating income | $629,000 | 2,669 |
| Securities gains (losses) | $-17,000 | 6,014 |
| Applicable income taxes | $194,000 | 1,873 |
| Income before extraordinary items | $418,000 | 3,046 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $418,000 | 3,044 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $418,000 | 3,045 |
| Net charge-offs | $-35,000 | 5,624 |
| Cash dividends | $224,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $429,560 | 2,940 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,400,000 | 3,665 |
| Total interest expense | $225,000 | 5,020 |
| Net interest income | $5,175,000 | 3,508 |
| Provision for loan and lease losses | $-414,000 | 5,925 |
| Total noninterest income | $2,218,000 | 1,976 |
| Gross Fiduciary activities income | $107,000 | 816 |
| Service charges on deposit accounts | $887,000 | 1,357 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,224,000 | 2,115 |
| Total noninterest expense | $5,798,000 | 2,924 |
| Salaries and employee benefits | $2,273,000 | 3,642 |
| Premises and equipment expense | $758,000 | 2,661 |
| Additional noninterest expense | $2,767,000 | 2,154 |
| Pre-tax net operating income | $2,009,000 | 3,002 |
| Securities gains (losses) | $18,000 | 2,297 |
| Applicable income taxes | $675,000 | 1,948 |
| Income before extraordinary items | $1,352,000 | 3,417 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,352,000 | 3,415 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,352,000 | 3,417 |
| Net charge-offs | $-243,000 | 5,894 |
| Cash dividends | $1,733,000 | 1,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,339,940 | 3,385 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,033,000 | 3,715 |
| Total interest expense | $167,000 | 5,106 |
| Net interest income | $3,866,000 | 3,555 |
| Provision for loan and lease losses | $11,000 | 3,997 |
| Total noninterest income | $1,708,000 | 1,959 |
| Gross Fiduciary activities income | $83,000 | 809 |
| Service charges on deposit accounts | $642,000 | 1,412 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $983,000 | 2,049 |
| Total noninterest expense | $3,982,000 | 3,121 |
| Salaries and employee benefits | $1,716,000 | 3,643 |
| Premises and equipment expense | $575,000 | 2,677 |
| Additional noninterest expense | $1,691,000 | 2,549 |
| Pre-tax net operating income | $1,581,000 | 2,983 |
| Securities gains (losses) | $15,000 | 2,165 |
| Applicable income taxes | $550,000 | 1,931 |
| Income before extraordinary items | $1,046,000 | 3,422 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,046,000 | 3,420 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,046,000 | 3,421 |
| Net charge-offs | $-211,000 | 5,977 |
| Cash dividends | $1,489,000 | 1,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,036,100 | 3,382 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,650,000 | 3,769 |
| Total interest expense | $115,000 | 5,123 |
| Net interest income | $2,535,000 | 3,597 |
| Provision for loan and lease losses | $6,000 | 3,882 |
| Total noninterest income | $1,137,000 | 1,976 |
| Gross Fiduciary activities income | $47,000 | 842 |
| Service charges on deposit accounts | $429,000 | 1,385 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $661,000 | 2,039 |
| Total noninterest expense | $2,597,000 | 3,184 |
| Salaries and employee benefits | $1,133,000 | 3,687 |
| Premises and equipment expense | $404,000 | 2,575 |
| Additional noninterest expense | $1,060,000 | 2,686 |
| Pre-tax net operating income | $1,069,000 | 2,947 |
| Securities gains (losses) | $13,000 | 1,906 |
| Applicable income taxes | $384,000 | 1,882 |
| Income before extraordinary items | $698,000 | 3,418 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $698,000 | 3,418 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $698,000 | 3,419 |
| Net charge-offs | $-161,000 | 6,026 |
| Cash dividends | $1,429,000 | 932 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $689,550 | 3,375 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,319,000 | 3,792 |
| Total interest expense | $59,000 | 5,142 |
| Net interest income | $1,260,000 | 3,619 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $545,000 | 1,998 |
| Gross Fiduciary activities income | $22,000 | 857 |
| Service charges on deposit accounts | $203,000 | 1,430 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $320,000 | 2,032 |
| Total noninterest expense | $1,268,000 | 3,254 |
| Salaries and employee benefits | $561,000 | 3,743 |
| Premises and equipment expense | $190,000 | 2,747 |
| Additional noninterest expense | $517,000 | 2,713 |
| Pre-tax net operating income | $537,000 | 2,894 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $195,000 | 1,852 |
| Income before extraordinary items | $342,000 | 3,412 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $342,000 | 3,415 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $342,000 | 3,415 |
| Net charge-offs | $-93,000 | 6,110 |
| Cash dividends | $100,000 | 2,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $342,000 | 3,331 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,951,000 | 3,982 |
| Total interest expense | $278,000 | 5,072 |
| Net interest income | $4,673,000 | 3,828 |
| Provision for loan and lease losses | $22,000 | 4,223 |
| Total noninterest income | $2,469,000 | 1,817 |
| Gross Fiduciary activities income | $98,000 | 856 |
| Service charges on deposit accounts | $939,000 | 1,376 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,432,000 | 1,825 |
| Total noninterest expense | $5,322,000 | 3,178 |
| Salaries and employee benefits | $2,343,000 | 3,646 |
| Premises and equipment expense | $807,000 | 2,645 |
| Additional noninterest expense | $2,172,000 | 2,702 |
| Pre-tax net operating income | $1,798,000 | 3,172 |
| Securities gains (losses) | $49,000 | 1,753 |
| Applicable income taxes | $697,000 | 1,902 |
| Income before extraordinary items | $1,150,000 | 3,712 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,150,000 | 3,712 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,150,000 | 3,714 |
| Net charge-offs | $-73,000 | 6,077 |
| Cash dividends | $640,000 | 2,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,118,640 | 3,712 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,687,000 | 4,037 |
| Total interest expense | $214,000 | 5,106 |
| Net interest income | $3,473,000 | 3,873 |
| Provision for loan and lease losses | $16,000 | 4,027 |
| Total noninterest income | $1,971,000 | 1,731 |
| Gross Fiduciary activities income | $71,000 | 858 |
| Service charges on deposit accounts | $711,000 | 1,373 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,189,000 | 1,736 |
| Total noninterest expense | $3,973,000 | 3,199 |
| Salaries and employee benefits | $1,755,000 | 3,649 |
| Premises and equipment expense | $593,000 | 2,710 |
| Additional noninterest expense | $1,625,000 | 2,718 |
| Pre-tax net operating income | $1,455,000 | 3,090 |
| Securities gains (losses) | $46,000 | 1,492 |
| Applicable income taxes | $565,000 | 1,870 |
| Income before extraordinary items | $936,000 | 3,619 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $936,000 | 3,620 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $936,000 | 3,621 |
| Net charge-offs | $137,000 | 2,378 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $906,560 | 3,623 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,418,000 | 4,088 |
| Total interest expense | $149,000 | 5,087 |
| Net interest income | $2,269,000 | 3,923 |
| Provision for loan and lease losses | $6,000 | 4,008 |
| Total noninterest income | $1,170,000 | 1,878 |
| Gross Fiduciary activities income | $45,000 | 871 |
| Service charges on deposit accounts | $464,000 | 1,383 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $661,000 | 1,922 |
| Total noninterest expense | $2,678,000 | 3,186 |
| Salaries and employee benefits | $1,196,000 | 3,620 |
| Premises and equipment expense | $388,000 | 2,771 |
| Additional noninterest expense | $1,094,000 | 2,682 |
| Pre-tax net operating income | $755,000 | 3,493 |
| Securities gains (losses) | $45,000 | 1,223 |
| Applicable income taxes | $296,000 | 2,048 |
| Income before extraordinary items | $504,000 | 3,946 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $504,000 | 3,952 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $504,000 | 3,952 |
| Net charge-offs | $261,000 | 1,367 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $475,200 | 3,983 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,146,000 | 4,248 |
| Total interest expense | $78,000 | 5,075 |
| Net interest income | $1,068,000 | 4,088 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $560,000 | 1,889 |
| Gross Fiduciary activities income | $21,000 | 890 |
| Service charges on deposit accounts | $217,000 | 1,441 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $322,000 | 1,914 |
| Total noninterest expense | $1,332,000 | 3,227 |
| Salaries and employee benefits | $588,000 | 3,686 |
| Premises and equipment expense | $198,000 | 2,768 |
| Additional noninterest expense | $546,000 | 2,695 |
| Pre-tax net operating income | $296,000 | 3,842 |
| Securities gains (losses) | $4,000 | 1,399 |
| Applicable income taxes | $108,000 | 2,292 |
| Income before extraordinary items | $192,000 | 4,323 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $192,000 | 4,324 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $192,000 | 4,325 |
| Net charge-offs | $-86,000 | 6,445 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $189,440 | 4,296 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,919,000 | 4,118 |
| Total interest expense | $415,000 | 4,829 |
| Net interest income | $4,504,000 | 3,967 |
| Provision for loan and lease losses | $744,000 | 1,421 |
| Total noninterest income | $2,292,000 | 1,959 |
| Gross Fiduciary activities income | $98,000 | 865 |
| Service charges on deposit accounts | $914,000 | 1,476 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,280,000 | 2,047 |
| Total noninterest expense | $5,675,000 | 3,105 |
| Salaries and employee benefits | $2,492,000 | 3,559 |
| Premises and equipment expense | $898,000 | 2,476 |
| Additional noninterest expense | $2,285,000 | 2,682 |
| Pre-tax net operating income | $377,000 | 5,278 |
| Securities gains (losses) | $46,000 | 1,855 |
| Applicable income taxes | $141,000 | 3,204 |
| Income before extraordinary items | $282,000 | 5,470 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $282,000 | 5,474 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $282,000 | 5,474 |
| Net charge-offs | $1,525,000 | 927 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $251,180 | 5,498 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,694,000 | 4,149 |
| Total interest expense | $331,000 | 4,809 |
| Net interest income | $3,363,000 | 4,001 |
| Provision for loan and lease losses | $744,000 | 1,131 |
| Total noninterest income | $1,762,000 | 1,975 |
| Gross Fiduciary activities income | $69,000 | 870 |
| Service charges on deposit accounts | $684,000 | 1,487 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,009,000 | 2,031 |
| Total noninterest expense | $4,403,000 | 3,040 |
| Salaries and employee benefits | $1,903,000 | 3,523 |
| Premises and equipment expense | $667,000 | 2,509 |
| Additional noninterest expense | $1,833,000 | 2,495 |
| Pre-tax net operating income | $-22,000 | 6,329 |
| Securities gains (losses) | $46,000 | 1,724 |
| Applicable income taxes | $-39,000 | 6,616 |
| Income before extraordinary items | $63,000 | 6,156 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $63,000 | 6,157 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $63,000 | 6,156 |
| Net charge-offs | $1,424,000 | 774 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $17,000 | 6,241 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,491,000 | 4,126 |
| Total interest expense | $238,000 | 4,721 |
| Net interest income | $2,253,000 | 3,988 |
| Provision for loan and lease losses | $341,000 | 1,524 |
| Total noninterest income | $1,250,000 | 1,912 |
| Gross Fiduciary activities income | $47,000 | 882 |
| Service charges on deposit accounts | $441,000 | 1,499 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $762,000 | 1,910 |
| Total noninterest expense | $2,976,000 | 3,013 |
| Salaries and employee benefits | $1,288,000 | 3,497 |
| Premises and equipment expense | $434,000 | 2,572 |
| Additional noninterest expense | $1,254,000 | 2,442 |
| Pre-tax net operating income | $186,000 | 5,396 |
| Securities gains (losses) | $46,000 | 1,573 |
| Applicable income taxes | $70,000 | 3,268 |
| Income before extraordinary items | $162,000 | 5,491 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $162,000 | 5,494 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $162,000 | 5,494 |
| Net charge-offs | $1,368,000 | 611 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $129,800 | 5,583 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 4,129 |
| Total interest expense | $130,000 | 4,626 |
| Net interest income | $1,128,000 | 3,998 |
| Provision for loan and lease losses | $333,000 | 918 |
| Total noninterest income | $593,000 | 1,971 |
| Gross Fiduciary activities income | $25,000 | 883 |
| Service charges on deposit accounts | $218,000 | 1,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $350,000 | 2,015 |
| Total noninterest expense | $1,446,000 | 3,093 |
| Salaries and employee benefits | $628,000 | 3,606 |
| Premises and equipment expense | $221,000 | 2,559 |
| Additional noninterest expense | $597,000 | 2,561 |
| Pre-tax net operating income | $-58,000 | 6,553 |
| Securities gains (losses) | $4,000 | 1,680 |
| Applicable income taxes | $-40,000 | 6,846 |
| Income before extraordinary items | $-14,000 | 6,484 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-14,000 | 6,485 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-14,000 | 6,485 |
| Net charge-offs | $25,000 | 2,912 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-16,560 | 6,442 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,147,000 | 3,764 |
| Total interest expense | $676,000 | 4,488 |
| Net interest income | $5,471,000 | 3,591 |
| Provision for loan and lease losses | $2,464,000 | 901 |
| Total noninterest income | $2,220,000 | 2,038 |
| Gross Fiduciary activities income | $101,000 | 880 |
| Service charges on deposit accounts | $1,045,000 | 1,368 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,074,000 | 2,285 |
| Total noninterest expense | $6,029,000 | 3,023 |
| Salaries and employee benefits | $2,582,000 | 3,483 |
| Premises and equipment expense | $934,000 | 2,394 |
| Additional noninterest expense | $2,513,000 | 2,551 |
| Pre-tax net operating income | $-802,000 | 6,593 |
| Securities gains (losses) | $518,000 | 917 |
| Applicable income taxes | $-177,000 | 6,772 |
| Income before extraordinary items | $-107,000 | 6,415 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-107,000 | 6,409 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-107,000 | 6,411 |
| Net charge-offs | $2,403,000 | 1,011 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-438,520 | 6,496 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,723,000 | 3,772 |
| Total interest expense | $538,000 | 4,474 |
| Net interest income | $4,185,000 | 3,604 |
| Provision for loan and lease losses | $2,087,000 | 821 |
| Total noninterest income | $1,726,000 | 1,981 |
| Gross Fiduciary activities income | $74,000 | 875 |
| Service charges on deposit accounts | $782,000 | 1,376 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $870,000 | 2,175 |
| Total noninterest expense | $4,392,000 | 3,106 |
| Salaries and employee benefits | $1,927,000 | 3,518 |
| Premises and equipment expense | $695,000 | 2,455 |
| Additional noninterest expense | $1,770,000 | 2,710 |
| Pre-tax net operating income | $-568,000 | 6,711 |
| Securities gains (losses) | $297,000 | 1,130 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-271,000 | 6,668 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-271,000 | 6,666 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-271,000 | 6,666 |
| Net charge-offs | $1,408,000 | 1,168 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-568,000 | 6,729 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,176,000 | 3,784 |
| Total interest expense | $391,000 | 4,389 |
| Net interest income | $2,785,000 | 3,618 |
| Provision for loan and lease losses | $1,426,000 | 835 |
| Total noninterest income | $1,281,000 | 1,825 |
| Gross Fiduciary activities income | $50,000 | 892 |
| Service charges on deposit accounts | $518,000 | 1,375 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $713,000 | 1,896 |
| Total noninterest expense | $3,043,000 | 3,020 |
| Salaries and employee benefits | $1,270,000 | 3,561 |
| Premises and equipment expense | $458,000 | 2,485 |
| Additional noninterest expense | $1,315,000 | 2,465 |
| Pre-tax net operating income | $-403,000 | 6,760 |
| Securities gains (losses) | $297,000 | 870 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-106,000 | 6,636 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-106,000 | 6,636 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-106,000 | 6,636 |
| Net charge-offs | $1,405,000 | 900 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-403,000 | 6,776 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,582,000 | 3,832 |
| Total interest expense | $215,000 | 4,278 |
| Net interest income | $1,367,000 | 3,683 |
| Provision for loan and lease losses | $208,000 | 1,965 |
| Total noninterest income | $576,000 | 1,960 |
| Gross Fiduciary activities income | $30,000 | 872 |
| Service charges on deposit accounts | $256,000 | 1,376 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $290,000 | 2,148 |
| Total noninterest expense | $1,350,000 | 3,336 |
| Salaries and employee benefits | $618,000 | 3,655 |
| Premises and equipment expense | $225,000 | 2,538 |
| Additional noninterest expense | $507,000 | 3,059 |
| Pre-tax net operating income | $385,000 | 3,373 |
| Securities gains (losses) | $205,000 | 596 |
| Applicable income taxes | $88,000 | 2,566 |
| Income before extraordinary items | $502,000 | 2,598 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $502,000 | 2,600 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $502,000 | 2,601 |
| Net charge-offs | $374,000 | 1,290 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $327,750 | 3,298 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,740,000 | 3,770 |
| Total interest expense | $1,027,000 | 4,340 |
| Net interest income | $5,713,000 | 3,595 |
| Provision for loan and lease losses | $2,165,000 | 1,485 |
| Total noninterest income | $2,214,000 | 1,859 |
| Gross Fiduciary activities income | $93,000 | 849 |
| Service charges on deposit accounts | $1,058,000 | 1,401 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,063,000 | 2,056 |
| Total noninterest expense | $5,893,000 | 3,105 |
| Salaries and employee benefits | $2,674,000 | 3,388 |
| Premises and equipment expense | $865,000 | 2,731 |
| Additional noninterest expense | $2,354,000 | 2,721 |
| Pre-tax net operating income | $-131,000 | 6,167 |
| Securities gains (losses) | $328,000 | 1,076 |
| Applicable income taxes | $-5,000 | 6,552 |
| Income before extraordinary items | $202,000 | 5,549 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $202,000 | 5,550 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $202,000 | 5,550 |
| Net charge-offs | $2,765,000 | 1,267 |
| Cash dividends | $59,000 | 3,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-126,000 | 6,203 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,064,000 | 3,813 |
| Total interest expense | $805,000 | 4,345 |
| Net interest income | $4,259,000 | 3,620 |
| Provision for loan and lease losses | $1,895,000 | 1,287 |
| Total noninterest income | $1,752,000 | 1,784 |
| Gross Fiduciary activities income | $68,000 | 840 |
| Service charges on deposit accounts | $776,000 | 1,442 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $908,000 | 1,878 |
| Total noninterest expense | $4,433,000 | 3,094 |
| Salaries and employee benefits | $2,035,000 | 3,349 |
| Premises and equipment expense | $674,000 | 2,669 |
| Additional noninterest expense | $1,724,000 | 2,779 |
| Pre-tax net operating income | $-317,000 | 6,484 |
| Securities gains (losses) | $163,000 | 1,357 |
| Applicable income taxes | $-56,000 | 6,941 |
| Income before extraordinary items | $-98,000 | 6,410 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-98,000 | 6,414 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-98,000 | 6,413 |
| Net charge-offs | $2,752,000 | 997 |
| Cash dividends | $59,000 | 3,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-202,320 | 6,432 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,266,000 | 3,922 |
| Total interest expense | $565,000 | 4,328 |
| Net interest income | $2,701,000 | 3,759 |
| Provision for loan and lease losses | $1,895,000 | 953 |
| Total noninterest income | $1,168,000 | 1,790 |
| Gross Fiduciary activities income | $41,000 | 870 |
| Service charges on deposit accounts | $514,000 | 1,420 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $613,000 | 1,844 |
| Total noninterest expense | $2,938,000 | 3,145 |
| Salaries and employee benefits | $1,331,000 | 3,416 |
| Premises and equipment expense | $432,000 | 2,766 |
| Additional noninterest expense | $1,175,000 | 2,784 |
| Pre-tax net operating income | $-964,000 | 6,970 |
| Securities gains (losses) | $142,000 | 907 |
| Applicable income taxes | $-315,000 | 7,272 |
| Income before extraordinary items | $-507,000 | 6,851 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-507,000 | 6,850 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-507,000 | 6,851 |
| Net charge-offs | $2,554,000 | 777 |
| Cash dividends | $59,000 | 3,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-597,880 | 6,872 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,594,000 | 3,996 |
| Total interest expense | $296,000 | 4,329 |
| Net interest income | $1,298,000 | 3,849 |
| Provision for loan and lease losses | $405,000 | 1,622 |
| Total noninterest income | $568,000 | 1,817 |
| Gross Fiduciary activities income | $20,000 | 878 |
| Service charges on deposit accounts | $261,000 | 1,371 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $287,000 | 1,962 |
| Total noninterest expense | $1,443,000 | 3,206 |
| Salaries and employee benefits | $652,000 | 3,504 |
| Premises and equipment expense | $206,000 | 2,911 |
| Additional noninterest expense | $585,000 | 2,773 |
| Pre-tax net operating income | $18,000 | 6,118 |
| Securities gains (losses) | $85,000 | 587 |
| Applicable income taxes | $9,000 | 3,835 |
| Income before extraordinary items | $94,000 | 5,098 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $94,000 | 5,096 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $94,000 | 5,098 |
| Net charge-offs | $296,000 | 1,767 |
| Cash dividends | $59,000 | 2,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $16,650 | 6,131 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,272,000 | 3,464 |
| Total interest expense | $1,585,000 | 4,133 |
| Net interest income | $6,687,000 | 3,199 |
| Provision for loan and lease losses | $4,596,000 | 1,221 |
| Total noninterest income | $2,240,000 | 1,923 |
| Gross Fiduciary activities income | $82,000 | 896 |
| Service charges on deposit accounts | $1,173,000 | 1,282 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $985,000 | 2,198 |
| Total noninterest expense | $5,884,000 | 3,160 |
| Salaries and employee benefits | $2,713,000 | 3,381 |
| Premises and equipment expense | $872,000 | 2,768 |
| Additional noninterest expense | $2,299,000 | 2,879 |
| Pre-tax net operating income | $-1,553,000 | 6,664 |
| Securities gains (losses) | $44,000 | 2,743 |
| Applicable income taxes | $-643,000 | 7,224 |
| Income before extraordinary items | $-866,000 | 6,530 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-866,000 | 6,531 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-866,000 | 6,531 |
| Net charge-offs | $3,453,000 | 1,345 |
| Cash dividends | $666,000 | 1,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-894,160 | 6,507 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,307,000 | 3,488 |
| Total interest expense | $1,228,000 | 4,189 |
| Net interest income | $5,079,000 | 3,197 |
| Provision for loan and lease losses | $1,725,000 | 1,818 |
| Total noninterest income | $1,645,000 | 1,952 |
| Gross Fiduciary activities income | $61,000 | 894 |
| Service charges on deposit accounts | $888,000 | 1,314 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $696,000 | 2,271 |
| Total noninterest expense | $4,393,000 | 3,174 |
| Salaries and employee benefits | $2,030,000 | 3,401 |
| Premises and equipment expense | $639,000 | 2,885 |
| Additional noninterest expense | $1,724,000 | 2,816 |
| Pre-tax net operating income | $606,000 | 3,938 |
| Securities gains (losses) | $42,000 | 2,530 |
| Applicable income taxes | $79,000 | 3,272 |
| Income before extraordinary items | $569,000 | 3,874 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $569,000 | 3,876 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $569,000 | 3,876 |
| Net charge-offs | $1,211,000 | 1,980 |
| Cash dividends | $483,000 | 1,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $532,040 | 3,853 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,190,000 | 3,529 |
| Total interest expense | $853,000 | 4,202 |
| Net interest income | $3,337,000 | 3,229 |
| Provision for loan and lease losses | $1,036,000 | 1,898 |
| Total noninterest income | $1,186,000 | 1,784 |
| Gross Fiduciary activities income | $41,000 | 898 |
| Service charges on deposit accounts | $598,000 | 1,310 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $547,000 | 1,979 |
| Total noninterest expense | $2,824,000 | 3,270 |
| Salaries and employee benefits | $1,347,000 | 3,434 |
| Premises and equipment expense | $416,000 | 2,967 |
| Additional noninterest expense | $1,061,000 | 3,037 |
| Pre-tax net operating income | $663,000 | 3,134 |
| Securities gains (losses) | $42,000 | 1,993 |
| Applicable income taxes | $221,000 | 2,034 |
| Income before extraordinary items | $484,000 | 3,471 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $484,000 | 3,468 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $484,000 | 3,470 |
| Net charge-offs | $1,123,000 | 1,608 |
| Cash dividends | $300,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $455,020 | 3,455 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 3,613 |
| Total interest expense | $447,000 | 4,208 |
| Net interest income | $1,625,000 | 3,331 |
| Provision for loan and lease losses | $573,000 | 1,698 |
| Total noninterest income | $580,000 | 1,818 |
| Gross Fiduciary activities income | $20,000 | 911 |
| Service charges on deposit accounts | $303,000 | 1,295 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $257,000 | 2,028 |
| Total noninterest expense | $1,348,000 | 3,438 |
| Salaries and employee benefits | $675,000 | 3,486 |
| Premises and equipment expense | $215,000 | 2,948 |
| Additional noninterest expense | $458,000 | 3,420 |
| Pre-tax net operating income | $284,000 | 3,452 |
| Securities gains (losses) | $41,000 | 1,226 |
| Applicable income taxes | $-91,000 | 7,437 |
| Income before extraordinary items | $416,000 | 2,490 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $416,000 | 2,488 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $416,000 | 2,490 |
| Net charge-offs | $20,000 | 4,422 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $375,000 | 2,566 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,070,000 | 3,482 |
| Total interest expense | $2,093,000 | 4,320 |
| Net interest income | $6,977,000 | 3,077 |
| Provision for loan and lease losses | $983,000 | 3,537 |
| Total noninterest income | $2,327,000 | 1,914 |
| Gross Fiduciary activities income | $89,000 | 885 |
| Service charges on deposit accounts | $1,337,000 | 1,294 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $901,000 | 2,282 |
| Total noninterest expense | $5,764,000 | 3,280 |
| Salaries and employee benefits | $2,667,000 | 3,519 |
| Premises and equipment expense | $813,000 | 3,091 |
| Additional noninterest expense | $2,284,000 | 2,974 |
| Pre-tax net operating income | $2,557,000 | 1,548 |
| Securities gains (losses) | $437,000 | 967 |
| Applicable income taxes | $866,000 | 1,067 |
| Income before extraordinary items | $2,128,000 | 1,569 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,128,000 | 1,566 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,128,000 | 1,568 |
| Net charge-offs | $585,000 | 3,595 |
| Cash dividends | $2,258,000 | 806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,817,730 | 1,788 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,866,000 | 3,508 |
| Total interest expense | $1,609,000 | 4,385 |
| Net interest income | $5,257,000 | 3,055 |
| Provision for loan and lease losses | $600,000 | 3,517 |
| Total noninterest income | $1,776,000 | 1,932 |
| Gross Fiduciary activities income | $61,000 | 883 |
| Service charges on deposit accounts | $946,000 | 1,365 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $769,000 | 2,172 |
| Total noninterest expense | $4,271,000 | 3,322 |
| Salaries and employee benefits | $2,312,000 | 3,126 |
| Premises and equipment expense | $596,000 | 3,177 |
| Additional noninterest expense | $1,363,000 | 3,530 |
| Pre-tax net operating income | $2,162,000 | 1,501 |
| Securities gains (losses) | $437,000 | 773 |
| Applicable income taxes | $882,000 | 924 |
| Income before extraordinary items | $1,717,000 | 1,564 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,717,000 | 1,562 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,717,000 | 1,564 |
| Net charge-offs | $552,000 | 2,905 |
| Cash dividends | $2,007,000 | 628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,428,580 | 1,817 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,633,000 | 3,510 |
| Total interest expense | $1,135,000 | 4,382 |
| Net interest income | $3,498,000 | 3,046 |
| Provision for loan and lease losses | $600,000 | 2,697 |
| Total noninterest income | $1,158,000 | 1,968 |
| Gross Fiduciary activities income | $41,000 | 897 |
| Service charges on deposit accounts | $606,000 | 1,405 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $511,000 | 2,192 |
| Total noninterest expense | $2,792,000 | 3,410 |
| Salaries and employee benefits | $1,557,000 | 3,133 |
| Premises and equipment expense | $387,000 | 3,271 |
| Additional noninterest expense | $848,000 | 3,715 |
| Pre-tax net operating income | $1,264,000 | 1,752 |
| Securities gains (losses) | $2,000 | 2,937 |
| Applicable income taxes | $541,000 | 1,012 |
| Income before extraordinary items | $725,000 | 2,405 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $725,000 | 2,403 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $725,000 | 2,405 |
| Net charge-offs | $503,000 | 2,349 |
| Cash dividends | $1,754,000 | 507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $723,720 | 2,337 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,321,000 | 3,547 |
| Total interest expense | $599,000 | 4,362 |
| Net interest income | $1,722,000 | 3,076 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $559,000 | 1,970 |
| Gross Fiduciary activities income | $20,000 | 907 |
| Service charges on deposit accounts | $291,000 | 1,418 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $248,000 | 2,210 |
| Total noninterest expense | $1,381,000 | 3,360 |
| Salaries and employee benefits | $777,000 | 3,175 |
| Premises and equipment expense | $191,000 | 3,355 |
| Additional noninterest expense | $413,000 | 3,484 |
| Pre-tax net operating income | $900,000 | 1,433 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $193,000 | 1,500 |
| Income before extraordinary items | $707,000 | 1,538 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $707,000 | 1,540 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $707,000 | 1,540 |
| Net charge-offs | $15,000 | 4,515 |
| Cash dividends | $1,502,000 | 281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $707,000 | 1,457 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,433,000 | 3,688 |
| Total interest expense | $2,853,000 | 4,392 |
| Net interest income | $6,580,000 | 3,229 |
| Provision for loan and lease losses | $495,000 | 3,826 |
| Total noninterest income | $2,376,000 | 1,881 |
| Gross Fiduciary activities income | $92,000 | 900 |
| Service charges on deposit accounts | $1,273,000 | 1,410 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,011,000 | 2,100 |
| Total noninterest expense | $5,785,000 | 3,185 |
| Salaries and employee benefits | $3,160,000 | 3,099 |
| Premises and equipment expense | $770,000 | 3,271 |
| Additional noninterest expense | $1,855,000 | 3,060 |
| Pre-tax net operating income | $2,676,000 | 1,984 |
| Securities gains (losses) | $231,000 | 655 |
| Applicable income taxes | $1,035,000 | 1,172 |
| Income before extraordinary items | $1,872,000 | 2,127 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,872,000 | 2,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 4,293 |
| Cash dividends | $1,514,000 | 1,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,724,160 | 2,404 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,087,000 | 3,739 |
| Total interest expense | $2,157,000 | 4,488 |
| Net interest income | $4,930,000 | 3,258 |
| Provision for loan and lease losses | $187,000 | 4,309 |
| Total noninterest income | $1,748,000 | 1,974 |
| Gross Fiduciary activities income | $62,000 | 910 |
| Service charges on deposit accounts | $911,000 | 1,487 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $775,000 | 2,159 |
| Total noninterest expense | $4,111,000 | 3,316 |
| Salaries and employee benefits | $2,277,000 | 3,249 |
| Premises and equipment expense | $551,000 | 3,417 |
| Additional noninterest expense | $1,283,000 | 3,194 |
| Pre-tax net operating income | $2,380,000 | 2,015 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $870,000 | 1,287 |
| Income before extraordinary items | $1,510,000 | 2,317 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,510,000 | 2,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 3,340 |
| Cash dividends | $710,000 | 2,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,510,000 | 2,432 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,705,000 | 3,801 |
| Total interest expense | $1,471,000 | 4,557 |
| Net interest income | $3,234,000 | 3,293 |
| Provision for loan and lease losses | $100,000 | 4,246 |
| Total noninterest income | $1,145,000 | 2,021 |
| Gross Fiduciary activities income | $41,000 | 932 |
| Service charges on deposit accounts | $587,000 | 1,518 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $517,000 | 2,196 |
| Total noninterest expense | $2,657,000 | 3,399 |
| Salaries and employee benefits | $1,541,000 | 3,256 |
| Premises and equipment expense | $356,000 | 3,508 |
| Additional noninterest expense | $760,000 | 3,487 |
| Pre-tax net operating income | $1,622,000 | 2,041 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $642,000 | 1,317 |
| Income before extraordinary items | $980,000 | 2,619 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $980,000 | 2,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,844 |
| Cash dividends | $414,000 | 2,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $980,000 | 2,566 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,323,000 | 3,915 |
| Total interest expense | $760,000 | 4,649 |
| Net interest income | $1,563,000 | 3,384 |
| Provision for loan and lease losses | $35,000 | 4,234 |
| Total noninterest income | $555,000 | 2,076 |
| Gross Fiduciary activities income | $20,000 | 951 |
| Service charges on deposit accounts | $286,000 | 1,531 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $249,000 | 2,230 |
| Total noninterest expense | $1,310,000 | 3,453 |
| Salaries and employee benefits | $765,000 | 3,291 |
| Premises and equipment expense | $175,000 | 3,568 |
| Additional noninterest expense | $370,000 | 3,515 |
| Pre-tax net operating income | $773,000 | 2,234 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $260,000 | 1,642 |
| Income before extraordinary items | $513,000 | 2,628 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $513,000 | 2,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 1,721 |
| Cash dividends | $205,000 | 2,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $513,000 | 2,560 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,180,000 | 3,986 |
| Total interest expense | $3,138,000 | 4,660 |
| Net interest income | $6,042,000 | 3,481 |
| Provision for loan and lease losses | $180,000 | 4,023 |
| Total noninterest income | $2,262,000 | 2,034 |
| Gross Fiduciary activities income | $85,000 | 941 |
| Service charges on deposit accounts | $1,202,000 | 1,496 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $975,000 | 2,255 |
| Total noninterest expense | $5,200,000 | 3,346 |
| Salaries and employee benefits | $2,974,000 | 3,243 |
| Premises and equipment expense | $694,000 | 3,465 |
| Additional noninterest expense | $1,532,000 | 3,355 |
| Pre-tax net operating income | $2,924,000 | 2,524 |
| Securities gains (losses) | $-435,000 | 8,350 |
| Applicable income taxes | $862,000 | 2,050 |
| Income before extraordinary items | $1,627,000 | 3,253 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,627,000 | 3,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,829 |
| Cash dividends | $1,016,000 | 2,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,909,750 | 2,910 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,820,000 | 4,024 |
| Total interest expense | $2,384,000 | 4,628 |
| Net interest income | $4,436,000 | 3,550 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $1,683,000 | 2,042 |
| Gross Fiduciary activities income | $61,000 | 942 |
| Service charges on deposit accounts | $895,000 | 1,473 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $727,000 | 2,260 |
| Total noninterest expense | $3,837,000 | 3,362 |
| Salaries and employee benefits | $2,185,000 | 3,291 |
| Premises and equipment expense | $514,000 | 3,484 |
| Additional noninterest expense | $1,138,000 | 3,331 |
| Pre-tax net operating income | $2,102,000 | 2,741 |
| Securities gains (losses) | $-432,000 | 8,446 |
| Applicable income taxes | $646,000 | 2,186 |
| Income before extraordinary items | $1,024,000 | 3,837 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,024,000 | 3,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,861 |
| Cash dividends | $635,000 | 2,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,300,480 | 3,263 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,514,000 | 4,065 |
| Total interest expense | $1,626,000 | 4,542 |
| Net interest income | $2,888,000 | 3,641 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $1,185,000 | 1,983 |
| Gross Fiduciary activities income | $41,000 | 959 |
| Service charges on deposit accounts | $622,000 | 1,417 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $522,000 | 2,187 |
| Total noninterest expense | $2,563,000 | 3,383 |
| Salaries and employee benefits | $1,476,000 | 3,290 |
| Premises and equipment expense | $335,000 | 3,557 |
| Additional noninterest expense | $752,000 | 3,356 |
| Pre-tax net operating income | $1,390,000 | 2,806 |
| Securities gains (losses) | $-433,000 | 8,524 |
| Applicable income taxes | $412,000 | 2,337 |
| Income before extraordinary items | $545,000 | 4,367 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $545,000 | 4,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,420 |
| Cash dividends | $424,000 | 2,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $822,120 | 3,439 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,261,000 | 4,059 |
| Total interest expense | $853,000 | 4,412 |
| Net interest income | $1,408,000 | 3,710 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $564,000 | 2,042 |
| Gross Fiduciary activities income | $20,000 | 971 |
| Service charges on deposit accounts | $318,000 | 1,351 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $226,000 | 2,368 |
| Total noninterest expense | $1,275,000 | 3,402 |
| Salaries and employee benefits | $753,000 | 3,257 |
| Premises and equipment expense | $162,000 | 3,666 |
| Additional noninterest expense | $360,000 | 3,457 |
| Pre-tax net operating income | $637,000 | 2,991 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $230,000 | 2,201 |
| Income before extraordinary items | $407,000 | 3,453 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $407,000 | 3,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $212,000 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $407,000 | 3,431 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,809,000 | 3,933 |
| Total interest expense | $3,127,000 | 4,212 |
| Net interest income | $5,682,000 | 3,659 |
| Provision for loan and lease losses | $181,000 | 3,687 |
| Total noninterest income | $2,268,000 | 2,025 |
| Gross Fiduciary activities income | $79,000 | 967 |
| Service charges on deposit accounts | $1,408,000 | 1,265 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $781,000 | 2,614 |
| Total noninterest expense | $5,308,000 | 3,189 |
| Salaries and employee benefits | $3,025,000 | 3,105 |
| Premises and equipment expense | $730,000 | 3,227 |
| Additional noninterest expense | $1,553,000 | 3,208 |
| Pre-tax net operating income | $2,461,000 | 3,163 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $765,000 | 2,540 |
| Income before extraordinary items | $1,698,000 | 3,490 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,698,000 | 3,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 1,927 |
| Cash dividends | $409,000 | 4,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,696,620 | 3,476 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,462,000 | 3,963 |
| Total interest expense | $2,218,000 | 4,268 |
| Net interest income | $4,244,000 | 3,695 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $1,748,000 | 1,993 |
| Gross Fiduciary activities income | $63,000 | 956 |
| Service charges on deposit accounts | $1,058,000 | 1,265 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $627,000 | 2,507 |
| Total noninterest expense | $3,875,000 | 3,241 |
| Salaries and employee benefits | $2,171,000 | 3,230 |
| Premises and equipment expense | $541,000 | 3,260 |
| Additional noninterest expense | $1,163,000 | 3,219 |
| Pre-tax net operating income | $1,982,000 | 3,131 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $640,000 | 2,495 |
| Income before extraordinary items | $1,342,000 | 3,447 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,342,000 | 3,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,268 |
| Cash dividends | $187,000 | 4,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,342,000 | 3,442 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,253,000 | 3,948 |
| Total interest expense | $1,434,000 | 4,233 |
| Net interest income | $2,819,000 | 3,714 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $1,181,000 | 1,984 |
| Gross Fiduciary activities income | $42,000 | 973 |
| Service charges on deposit accounts | $692,000 | 1,280 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $447,000 | 2,376 |
| Total noninterest expense | $2,573,000 | 3,271 |
| Salaries and employee benefits | $1,424,000 | 3,279 |
| Premises and equipment expense | $355,000 | 3,295 |
| Additional noninterest expense | $794,000 | 3,155 |
| Pre-tax net operating income | $1,337,000 | 3,120 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $443,000 | 2,470 |
| Income before extraordinary items | $894,000 | 3,462 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $894,000 | 3,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 1,615 |
| Cash dividends | $117,000 | 4,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $894,000 | 3,451 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,086,000 | 3,950 |
| Total interest expense | $676,000 | 4,265 |
| Net interest income | $1,410,000 | 3,713 |
| Provision for loan and lease losses | $46,000 | 3,241 |
| Total noninterest income | $588,000 | 1,959 |
| Gross Fiduciary activities income | $21,000 | 981 |
| Service charges on deposit accounts | $333,000 | 1,288 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $234,000 | 2,279 |
| Total noninterest expense | $1,244,000 | 3,368 |
| Salaries and employee benefits | $694,000 | 3,367 |
| Premises and equipment expense | $172,000 | 3,386 |
| Additional noninterest expense | $378,000 | 3,273 |
| Pre-tax net operating income | $708,000 | 2,954 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $235,000 | 2,365 |
| Income before extraordinary items | $473,000 | 3,308 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $473,000 | 3,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,427 |
| Cash dividends | $59,000 | 3,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $473,000 | 3,285 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,815,000 | 3,820 |
| Total interest expense | $1,988,000 | 4,448 |
| Net interest income | $5,827,000 | 3,512 |
| Provision for loan and lease losses | $637,000 | 1,557 |
| Total noninterest income | $2,091,000 | 2,146 |
| Gross Fiduciary activities income | $95,000 | 951 |
| Service charges on deposit accounts | $1,353,000 | 1,307 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $643,000 | 2,934 |
| Total noninterest expense | $4,940,000 | 3,270 |
| Salaries and employee benefits | $2,808,000 | 3,152 |
| Premises and equipment expense | $675,000 | 3,332 |
| Additional noninterest expense | $1,457,000 | 3,306 |
| Pre-tax net operating income | $2,341,000 | 3,298 |
| Securities gains (losses) | $-21,000 | 7,836 |
| Applicable income taxes | $751,000 | 2,696 |
| Income before extraordinary items | $1,569,000 | 3,680 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,569,000 | 3,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $539,000 | 1,102 |
| Cash dividends | $384,000 | 4,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,583,280 | 3,634 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,738,000 | 3,833 |
| Total interest expense | $1,417,000 | 4,477 |
| Net interest income | $4,321,000 | 3,530 |
| Provision for loan and lease losses | $567,000 | 1,254 |
| Total noninterest income | $1,579,000 | 2,124 |
| Gross Fiduciary activities income | $72,000 | 940 |
| Service charges on deposit accounts | $924,000 | 1,402 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $583,000 | 2,595 |
| Total noninterest expense | $3,596,000 | 3,331 |
| Salaries and employee benefits | $2,020,000 | 3,246 |
| Premises and equipment expense | $503,000 | 3,345 |
| Additional noninterest expense | $1,073,000 | 3,321 |
| Pre-tax net operating income | $1,737,000 | 3,394 |
| Securities gains (losses) | $-21,000 | 8,193 |
| Applicable income taxes | $576,000 | 2,706 |
| Income before extraordinary items | $1,140,000 | 3,812 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,140,000 | 3,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $505,000 | 828 |
| Cash dividends | $183,000 | 4,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,153,860 | 3,735 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,807,000 | 3,776 |
| Total interest expense | $882,000 | 4,498 |
| Net interest income | $2,925,000 | 3,465 |
| Provision for loan and lease losses | $497,000 | 983 |
| Total noninterest income | $1,051,000 | 2,100 |
| Gross Fiduciary activities income | $46,000 | 946 |
| Service charges on deposit accounts | $669,000 | 1,279 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $336,000 | 2,857 |
| Total noninterest expense | $2,379,000 | 3,326 |
| Salaries and employee benefits | $1,333,000 | 3,254 |
| Premises and equipment expense | $333,000 | 3,321 |
| Additional noninterest expense | $713,000 | 3,322 |
| Pre-tax net operating income | $1,100,000 | 3,466 |
| Securities gains (losses) | $-17,000 | 8,320 |
| Applicable income taxes | $342,000 | 2,862 |
| Income before extraordinary items | $741,000 | 3,813 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $741,000 | 3,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 1,419 |
| Cash dividends | $121,000 | 4,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $752,560 | 3,730 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,868,000 | 3,792 |
| Total interest expense | $418,000 | 4,536 |
| Net interest income | $1,450,000 | 3,492 |
| Provision for loan and lease losses | $245,000 | 944 |
| Total noninterest income | $501,000 | 2,130 |
| Gross Fiduciary activities income | $21,000 | 974 |
| Service charges on deposit accounts | $320,000 | 1,280 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $160,000 | 2,858 |
| Total noninterest expense | $1,152,000 | 3,433 |
| Salaries and employee benefits | $656,000 | 3,298 |
| Premises and equipment expense | $163,000 | 3,415 |
| Additional noninterest expense | $333,000 | 3,502 |
| Pre-tax net operating income | $554,000 | 3,414 |
| Securities gains (losses) | $10,000 | 1,006 |
| Applicable income taxes | $186,000 | 2,728 |
| Income before extraordinary items | $378,000 | 3,765 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $378,000 | 3,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 1,351 |
| Cash dividends | $61,000 | 3,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $371,300 | 3,769 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,407,000 | 3,638 |
| Total interest expense | $1,747,000 | 4,055 |
| Net interest income | $5,660,000 | 3,451 |
| Provision for loan and lease losses | $680,000 | 1,487 |
| Total noninterest income | $2,017,000 | 2,182 |
| Gross Fiduciary activities income | $87,000 | 964 |
| Service charges on deposit accounts | $1,301,000 | 1,362 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $629,000 | 2,900 |
| Total noninterest expense | $4,712,000 | 3,299 |
| Salaries and employee benefits | $2,623,000 | 3,218 |
| Premises and equipment expense | $647,000 | 3,334 |
| Additional noninterest expense | $1,442,000 | 3,226 |
| Pre-tax net operating income | $2,285,000 | 3,215 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $722,000 | 2,708 |
| Income before extraordinary items | $1,562,000 | 3,535 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,562,000 | 3,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,520 |
| Cash dividends | $835,000 | 2,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,562,680 | 3,465 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,503,000 | 3,641 |
| Total interest expense | $1,326,000 | 3,990 |
| Net interest income | $4,177,000 | 3,470 |
| Provision for loan and lease losses | $285,000 | 2,349 |
| Total noninterest income | $1,533,000 | 2,178 |
| Gross Fiduciary activities income | $63,000 | 974 |
| Service charges on deposit accounts | $973,000 | 1,369 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $497,000 | 2,819 |
| Total noninterest expense | $3,471,000 | 3,318 |
| Salaries and employee benefits | $1,925,000 | 3,246 |
| Premises and equipment expense | $477,000 | 3,385 |
| Additional noninterest expense | $1,069,000 | 3,230 |
| Pre-tax net operating income | $1,954,000 | 2,944 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $641,000 | 2,458 |
| Income before extraordinary items | $1,312,000 | 3,328 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,312,000 | 3,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,788 |
| Cash dividends | $774,000 | 2,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,312,670 | 3,239 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,630,000 | 3,672 |
| Total interest expense | $909,000 | 3,893 |
| Net interest income | $2,721,000 | 3,526 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $1,020,000 | 2,171 |
| Gross Fiduciary activities income | $43,000 | 982 |
| Service charges on deposit accounts | $636,000 | 1,391 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $341,000 | 2,775 |
| Total noninterest expense | $2,309,000 | 3,350 |
| Salaries and employee benefits | $1,283,000 | 3,258 |
| Premises and equipment expense | $311,000 | 3,442 |
| Additional noninterest expense | $715,000 | 3,246 |
| Pre-tax net operating income | $1,342,000 | 2,829 |
| Securities gains (losses) | $-2,000 | 8,438 |
| Applicable income taxes | $434,000 | 2,430 |
| Income before extraordinary items | $906,000 | 3,201 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $906,000 | 3,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 2,389 |
| Cash dividends | $713,000 | 1,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $907,360 | 3,109 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,808,000 | 3,692 |
| Total interest expense | $472,000 | 3,826 |
| Net interest income | $1,336,000 | 3,575 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $476,000 | 2,233 |
| Gross Fiduciary activities income | $23,000 | 976 |
| Service charges on deposit accounts | $297,000 | 1,439 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $156,000 | 2,878 |
| Total noninterest expense | $1,141,000 | 3,380 |
| Salaries and employee benefits | $639,000 | 3,286 |
| Premises and equipment expense | $152,000 | 3,556 |
| Additional noninterest expense | $350,000 | 3,289 |
| Pre-tax net operating income | $626,000 | 2,976 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $173,000 | 2,822 |
| Income before extraordinary items | $453,000 | 3,182 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $453,000 | 3,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 1,747 |
| Cash dividends | $652,000 | 955 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $453,000 | 3,067 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,273,000 | 3,701 |
| Total interest expense | $2,129,000 | 3,836 |
| Net interest income | $5,144,000 | 3,615 |
| Provision for loan and lease losses | $255,000 | 3,498 |
| Total noninterest income | $1,892,000 | 2,407 |
| Gross Fiduciary activities income | $94,000 | 970 |
| Service charges on deposit accounts | $1,155,000 | 1,488 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $643,000 | 3,120 |
| Total noninterest expense | $4,851,000 | 3,129 |
| Salaries and employee benefits | $2,727,000 | 3,023 |
| Premises and equipment expense | $675,000 | 3,183 |
| Additional noninterest expense | $1,449,000 | 3,183 |
| Pre-tax net operating income | $1,930,000 | 3,473 |
| Securities gains (losses) | $255,000 | 1,161 |
| Applicable income taxes | $719,000 | 2,742 |
| Income before extraordinary items | $1,466,000 | 3,617 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,466,000 | 3,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 3,157 |
| Cash dividends | $170,000 | 5,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,295,150 | 3,769 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,419,000 | 3,762 |
| Total interest expense | $1,592,000 | 3,957 |
| Net interest income | $3,827,000 | 3,650 |
| Provision for loan and lease losses | $210,000 | 3,249 |
| Total noninterest income | $1,416,000 | 2,448 |
| Gross Fiduciary activities income | $60,000 | 998 |
| Service charges on deposit accounts | $859,000 | 1,518 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $497,000 | 3,150 |
| Total noninterest expense | $3,523,000 | 3,208 |
| Salaries and employee benefits | $1,971,000 | 3,135 |
| Premises and equipment expense | $476,000 | 3,351 |
| Additional noninterest expense | $1,076,000 | 3,194 |
| Pre-tax net operating income | $1,510,000 | 3,503 |
| Securities gains (losses) | $255,000 | 1,069 |
| Applicable income taxes | $581,000 | 2,734 |
| Income before extraordinary items | $1,184,000 | 3,535 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,184,000 | 3,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 2,972 |
| Cash dividends | $127,000 | 4,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,013,150 | 3,792 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,594,000 | 3,811 |
| Total interest expense | $1,071,000 | 4,028 |
| Net interest income | $2,523,000 | 3,669 |
| Provision for loan and lease losses | $164,000 | 2,874 |
| Total noninterest income | $930,000 | 2,469 |
| Gross Fiduciary activities income | $40,000 | 1,006 |
| Service charges on deposit accounts | $558,000 | 1,528 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $332,000 | 3,112 |
| Total noninterest expense | $2,290,000 | 3,294 |
| Salaries and employee benefits | $1,294,000 | 3,161 |
| Premises and equipment expense | $305,000 | 3,435 |
| Additional noninterest expense | $691,000 | 3,260 |
| Pre-tax net operating income | $999,000 | 3,532 |
| Securities gains (losses) | $255,000 | 907 |
| Applicable income taxes | $430,000 | 2,553 |
| Income before extraordinary items | $824,000 | 3,434 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $824,000 | 3,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,718 |
| Cash dividends | $85,000 | 4,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $655,700 | 3,873 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,783,000 | 3,848 |
| Total interest expense | $549,000 | 4,049 |
| Net interest income | $1,234,000 | 3,729 |
| Provision for loan and lease losses | $44,000 | 4,021 |
| Total noninterest income | $460,000 | 2,442 |
| Gross Fiduciary activities income | $20,000 | 1,017 |
| Service charges on deposit accounts | $277,000 | 1,501 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $163,000 | 3,060 |
| Total noninterest expense | $1,114,000 | 3,356 |
| Salaries and employee benefits | $627,000 | 3,235 |
| Premises and equipment expense | $145,000 | 3,578 |
| Additional noninterest expense | $342,000 | 3,259 |
| Pre-tax net operating income | $536,000 | 3,342 |
| Securities gains (losses) | $138,000 | 836 |
| Applicable income taxes | $167,000 | 3,022 |
| Income before extraordinary items | $507,000 | 2,918 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $507,000 | 2,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,045 |
| Cash dividends | $42,000 | 3,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $403,500 | 3,269 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,779,000 | 3,730 |
| Total interest expense | $2,467,000 | 4,139 |
| Net interest income | $5,312,000 | 3,486 |
| Provision for loan and lease losses | $330,000 | 3,240 |
| Total noninterest income | $1,704,000 | 2,403 |
| Gross Fiduciary activities income | $85,000 | 1,022 |
| Service charges on deposit accounts | $1,108,000 | 1,458 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $511,000 | 3,244 |
| Total noninterest expense | $4,569,000 | 3,185 |
| Salaries and employee benefits | $2,622,000 | 2,994 |
| Premises and equipment expense | $609,000 | 3,370 |
| Additional noninterest expense | $1,338,000 | 3,278 |
| Pre-tax net operating income | $2,117,000 | 3,305 |
| Securities gains (losses) | $266,000 | 980 |
| Applicable income taxes | $727,000 | 2,762 |
| Income before extraordinary items | $1,656,000 | 3,248 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,656,000 | 3,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 1,986 |
| Cash dividends | $1,178,000 | 1,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,472,460 | 3,448 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,131,000 | 3,595 |
| Total interest expense | $4,237,000 | 3,627 |
| Net interest income | $4,894,000 | 3,493 |
| Provision for loan and lease losses | $280,000 | 3,357 |
| Total noninterest income | $1,776,000 | 2,217 |
| Gross Fiduciary activities income | $95,000 | 1,008 |
| Service charges on deposit accounts | $1,172,000 | 1,275 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $509,000 | 3,103 |
| Total noninterest expense | $4,218,000 | 3,269 |
| Salaries and employee benefits | $2,467,000 | 2,973 |
| Premises and equipment expense | $552,000 | 3,596 |
| Additional noninterest expense | $1,199,000 | 3,502 |
| Pre-tax net operating income | $2,172,000 | 2,993 |
| Securities gains (losses) | $9,000 | 3,652 |
| Applicable income taxes | $670,000 | 2,760 |
| Income before extraordinary items | $1,511,000 | 3,203 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,511,000 | 3,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 2,353 |
| Cash dividends | $940,000 | 2,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,504,790 | 3,114 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,484,000 | 3,941 |
| Total interest expense | $4,070,000 | 3,914 |
| Net interest income | $4,414,000 | 3,870 |
| Provision for loan and lease losses | $200,000 | 3,731 |
| Total noninterest income | $1,721,000 | 2,101 |
| Gross Fiduciary activities income | $113,000 | 916 |
| Service charges on deposit accounts | $1,059,000 | 1,286 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $549,000 | 2,794 |
| Total noninterest expense | $3,900,000 | 3,404 |
| Salaries and employee benefits | $2,312,000 | 3,039 |
| Premises and equipment expense | $506,000 | 3,749 |
| Additional noninterest expense | $1,082,000 | 3,742 |
| Pre-tax net operating income | $2,035,000 | 3,285 |
| Securities gains (losses) | $-36,000 | 9,047 |
| Applicable income taxes | $609,000 | 3,073 |
| Income before extraordinary items | $1,390,000 | 3,454 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,390,000 | 3,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,555 |
| Cash dividends | $968,000 | 2,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,415,200 | 3,395 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,630,000 | 4,101 |
| Total interest expense | $3,393,000 | 4,143 |
| Net interest income | $4,237,000 | 3,976 |
| Provision for loan and lease losses | $89,000 | 5,507 |
| Total noninterest income | $1,599,000 | 2,202 |
| Gross Fiduciary activities income | $115,000 | 968 |
| Service charges on deposit accounts | $1,018,000 | 1,292 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $466,000 | 3,090 |
| Total noninterest expense | $3,871,000 | 3,410 |
| Salaries and employee benefits | $2,203,000 | 3,141 |
| Premises and equipment expense | $508,000 | 3,718 |
| Additional noninterest expense | $1,160,000 | 3,546 |
| Pre-tax net operating income | $1,876,000 | 3,497 |
| Securities gains (losses) | $14,000 | 1,577 |
| Applicable income taxes | $514,000 | 3,580 |
| Income before extraordinary items | $1,376,000 | 3,466 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,376,000 | 3,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,240 |
| Cash dividends | $909,000 | 2,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,365,780 | 3,453 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,468,000 | 4,170 |
| Total interest expense | $3,394,000 | 4,260 |
| Net interest income | $4,074,000 | 4,056 |
| Provision for loan and lease losses | $141,000 | 4,306 |
| Total noninterest income | $1,262,000 | 2,584 |
| Gross Fiduciary activities income | $119,000 | 975 |
| Service charges on deposit accounts | $668,000 | 1,907 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $475,000 | 3,072 |
| Total noninterest expense | $3,540,000 | 3,574 |
| Salaries and employee benefits | $2,026,000 | 3,289 |
| Premises and equipment expense | $504,000 | 3,672 |
| Additional noninterest expense | $1,010,000 | 3,925 |
| Pre-tax net operating income | $1,655,000 | 3,889 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $477,000 | 3,962 |
| Income before extraordinary items | $1,180,000 | 3,982 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,180,000 | 3,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,499 |
| Cash dividends | $874,000 | 2,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,178,580 | 3,900 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,622,000 | 4,151 |
| Total interest expense | $3,500,000 | 4,138 |
| Net interest income | $4,122,000 | 4,130 |
| Provision for loan and lease losses | $354,000 | 2,310 |
| Total noninterest income | $1,022,000 | 2,996 |
| Gross Fiduciary activities income | $89,000 | 1,075 |
| Service charges on deposit accounts | $600,000 | 2,184 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $333,000 | 3,690 |
| Total noninterest expense | $3,249,000 | 3,845 |
| Salaries and employee benefits | $1,697,000 | 3,842 |
| Premises and equipment expense | $492,000 | 3,759 |
| Additional noninterest expense | $1,060,000 | 3,696 |
| Pre-tax net operating income | $1,541,000 | 4,393 |
| Securities gains (losses) | $-21,000 | 10,392 |
| Applicable income taxes | $430,000 | 4,663 |
| Income before extraordinary items | $1,090,000 | 4,398 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,090,000 | 4,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 2,132 |
| Cash dividends | $819,000 | 2,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,105,120 | 4,275 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,532,000 | 4,259 |
| Total interest expense | $3,499,000 | 4,199 |
| Net interest income | $4,033,000 | 4,289 |
| Provision for loan and lease losses | $160,000 | 3,923 |
| Total noninterest income | $894,000 | 3,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $556,000 | 2,447 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $338,000 | 3,787 |
| Total noninterest expense | $3,140,000 | 4,157 |
| Salaries and employee benefits | $1,658,000 | 3,940 |
| Premises and equipment expense | $459,000 | 4,047 |
| Additional noninterest expense | $1,023,000 | 4,327 |
| Pre-tax net operating income | $1,627,000 | 4,072 |
| Securities gains (losses) | $12,000 | 2,365 |
| Applicable income taxes | $458,000 | 4,444 |
| Income before extraordinary items | $1,181,000 | 3,923 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,181,000 | 3,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 2,201 |
| Cash dividends | $558,000 | 3,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,172,360 | 3,900 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,106,000 | 4,498 |
| Total interest expense | $3,139,000 | 4,553 |
| Net interest income | $3,967,000 | 4,342 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,047,000 | 2,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $528,000 | 2,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $519,000 | 2,800 |
| Total noninterest expense | $3,181,000 | 4,082 |
| Salaries and employee benefits | $1,670,000 | 3,882 |
| Premises and equipment expense | $424,000 | 4,314 |
| Additional noninterest expense | $1,087,000 | 4,067 |
| Pre-tax net operating income | $1,833,000 | 3,783 |
| Securities gains (losses) | $-54,000 | 11,219 |
| Applicable income taxes | $435,000 | 4,647 |
| Income before extraordinary items | $1,344,000 | 3,564 |
| Extraordinary gains, net | $204,000 | 11 |
| Net income | $1,546,000 | 3,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-142,000 | 11,802 |
| Cash dividends | $4,613,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,385,040 | 3,474 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,516,000 | 4,511 |
| Total interest expense | $2,499,000 | 4,658 |
| Net interest income | $4,017,000 | 4,363 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $823,000 | 3,629 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $504,000 | 2,719 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $319,000 | 3,924 |
| Total noninterest expense | $3,261,000 | 4,109 |
| Salaries and employee benefits | $1,752,000 | 3,722 |
| Premises and equipment expense | $396,000 | 4,619 |
| Additional noninterest expense | $1,113,000 | 4,321 |
| Pre-tax net operating income | $1,549,000 | 4,288 |
| Securities gains (losses) | $96,000 | 791 |
| Applicable income taxes | $482,000 | 4,171 |
| Income before extraordinary items | $1,163,000 | 3,975 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,163,000 | 3,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,830 |
| Cash dividends | $352,000 | 4,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,094,840 | 4,250 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,685,000 | 4,503 |
| Total interest expense | $2,353,000 | 5,061 |
| Net interest income | $4,332,000 | 4,097 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $747,000 | 4,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $477,000 | 2,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 4,770 |
| Total noninterest expense | $3,266,000 | 4,175 |
| Salaries and employee benefits | $1,818,000 | 3,580 |
| Premises and equipment expense | $393,000 | 4,785 |
| Additional noninterest expense | $1,055,000 | 4,698 |
| Pre-tax net operating income | $1,723,000 | 3,842 |
| Securities gains (losses) | $178,000 | 1,813 |
| Applicable income taxes | $522,000 | 4,031 |
| Income before extraordinary items | $1,379,000 | 3,500 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,379,000 | 3,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 5,302 |
| Cash dividends | $351,000 | 3,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,249,060 | 3,657 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,115,000 | 4,771 |
| Total interest expense | $2,717,000 | 5,616 |
| Net interest income | $4,398,000 | 4,092 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $755,000 | 4,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $510,000 | 2,716 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 5,023 |
| Total noninterest expense | $3,034,000 | 4,486 |
| Salaries and employee benefits | $1,623,000 | 3,944 |
| Premises and equipment expense | $402,000 | 4,771 |
| Additional noninterest expense | $1,009,000 | 5,021 |
| Pre-tax net operating income | $1,999,000 | 3,107 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $573,000 | 3,557 |
| Income before extraordinary items | $1,427,000 | 3,224 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,427,000 | 3,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 6,704 |
| Cash dividends | $348,000 | 3,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,426,290 | 2,990 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.