Home > First National Bank of Crossett > Net charge- offs to loans
First National Bank of Crossett, Net charge- offs to loans
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0651% | 5,029 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0368% | 4,821 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1474% | 5,186 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1474% | 5,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2407% | 4,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1875% | 2,312 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6547% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1054% | 2,561 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1002% | 5,158 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0560% | 4,998 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2222% | 5,293 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.2222% | 5,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3594% | 5,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2482% | 1,964 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4921% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2047% | 2,003 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0246% | 4,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2108% | 4,939 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2537% | 1,792 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7904% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0301% | 4,485 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0780% | 2,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0686% | 1,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2414% | 484 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2414% | 488 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2873% | 5,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7834% | 1,165 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1514% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5253% | 1,557 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1116% | 1,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0934% | 862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3220% | 303 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3220% | 319 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2286% | 5,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8105% | 1,035 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7336% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4445% | 1,586 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1784% | 1,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0893% | 833 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3015% | 344 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3015% | 360 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1089% | 4,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0147% | 777 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1874% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5967% | 1,196 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0869% | 1,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1818% | 402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6025% | 171 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6025% | 172 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4464% | 5,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8848% | 942 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1162% | 196 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4443% | 1,386 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0878% | 5,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 2,250 |
| Percentage Net Loans Charged-off:Construction & development | -0.9858% | 5,329 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2495% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2495% | 629 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5288% | 5,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4080% | 2,058 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1744% | 455 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2543% | 2,427 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1356% | 5,668 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0248% | 5,066 |
| Percentage Net Loans Charged-off:Construction & development | -1.4638% | 5,419 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1406% | 954 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1406% | 938 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5536% | 5,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3130% | 2,102 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1547% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1428% | 2,571 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1720% | 5,779 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0375% | 5,248 |
| Percentage Net Loans Charged-off:Construction & development | -2.2759% | 5,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2103% | 692 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2103% | 683 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5373% | 5,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0505% | 2,906 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0807% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1627% | 5,257 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1899% | 5,835 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0660% | 5,527 |
| Percentage Net Loans Charged-off:Construction & development | -3.7162% | 5,516 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4499% | 309 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4499% | 317 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6049% | 5,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0705% | 2,340 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5993% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0428% | 4,822 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3586% | 6,041 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5180% | 6,045 |
| Percentage Net Loans Charged-off:Construction & development | -6.3136% | 5,669 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0319% | 2,603 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 2,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5317% | 5,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5858% | 1,448 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0871% | 500 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4714% | 1,574 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4224% | 6,134 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5725% | 6,129 |
| Percentage Net Loans Charged-off:Construction & development | -6.8391% | 5,728 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0432% | 2,232 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0432% | 2,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5366% | 5,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3927% | 1,753 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8888% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2770% | 2,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4902% | 6,201 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7007% | 6,204 |
| Percentage Net Loans Charged-off:Construction & development | -7.8057% | 5,751 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,507 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5279% | 5,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4636% | 1,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6744% | 481 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4121% | 1,443 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5794% | 6,261 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.0117% | 6,284 |
| Percentage Net Loans Charged-off:Construction & development | -10.0753% | 5,773 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0469% | 1,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0944% | 2,303 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2283% | 464 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0595% | 2,281 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1234% | 6,167 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4013% | 6,342 |
| Percentage Net Loans Charged-off:Construction & development | -2.1190% | 5,833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7292% | 6,355 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.7292% | 6,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1555% | 1,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4841% | 1,845 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1229% | 1,200 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6378% | 1,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3136% | 1,271 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3354% | 6,390 |
| Percentage Net Loans Charged-off:Construction & development | -3.1068% | 5,919 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4080% | 6,383 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.4080% | 6,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6393% | 449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4226% | 1,860 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0835% | 1,187 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5508% | 1,420 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9086% | 398 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4964% | 6,489 |
| Percentage Net Loans Charged-off:Construction & development | -4.4663% | 5,973 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6326% | 6,481 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.6326% | 6,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1162% | 184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3658% | 1,828 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1273% | 1,178 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4932% | 1,411 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6092% | 6,577 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5312% | 6,555 |
| Percentage Net Loans Charged-off:Construction & development | -9.2682% | 6,030 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1368% | 6,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1677% | 2,266 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2614% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2845% | 1,820 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3544% | 130 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1646% | 378 |
| Percentage Net Loans Charged-off:Construction & development | 1.2752% | 744 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9382% | 263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0501% | 3,517 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0501% | 3,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2934% | 143 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2756% | 888 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0860% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9232% | 1,136 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8536% | 84 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5478% | 242 |
| Percentage Net Loans Charged-off:Construction & development | 2.6978% | 437 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4494% | 204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,758 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.6185% | 115 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5116% | 661 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9363% | 143 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0716% | 879 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9675% | 57 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8077% | 211 |
| Percentage Net Loans Charged-off:Construction & development | 0.2152% | 1,054 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2411% | 141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,367 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.1165% | 61 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7935% | 539 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6574% | 122 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3077% | 690 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1396% | 2,570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9540% | 6,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7396% | 353 |
| Percentage Net Loans Charged-off: Credit card loans | 9.2715% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6948% | 550 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9588% | 177 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3079% | 248 |
| Percentage Net Loans Charged-off:Construction & development | 13.6589% | 155 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0205% | 6,492 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.1082% | 135 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3763% | 2,201 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3763% | 2,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9441% | 205 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6345% | 799 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0243% | 446 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5826% | 763 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2770% | 290 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2116% | 760 |
| Percentage Net Loans Charged-off:Construction & development | 5.6602% | 490 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0274% | 6,577 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0547% | 185 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5022% | 1,736 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5022% | 1,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.1081% | 204 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6067% | 791 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1136% | 1,279 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8276% | 615 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3482% | 165 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7886% | 458 |
| Percentage Net Loans Charged-off:Construction & development | 7.9321% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0408% | 6,674 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.8703% | 127 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7575% | 1,191 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.7575% | 1,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.1548% | 144 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9073% | 666 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1737% | 1,260 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1699% | 513 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7525% | 545 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3129% | 334 |
| Percentage Net Loans Charged-off:Construction & development | 13.0477% | 188 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0812% | 6,830 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4953% | 543 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.4953% | 560 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3124% | 6,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4700% | 479 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3515% | 1,260 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8307% | 381 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0478% | 312 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3335% | 123 |
| Percentage Net Loans Charged-off:Construction & development | 21.6116% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0804% | 3,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0082% | 4,844 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0082% | 4,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0824% | 6,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2733% | 1,337 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3574% | 904 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3107% | 1,106 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0088% | 164 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.7049% | 75 |
| Percentage Net Loans Charged-off:Construction & development | 27.4633% | 87 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1061% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0222% | 4,323 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0222% | 4,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0732% | 6,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4467% | 1,072 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5144% | 860 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.4771% | 103 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.9715% | 47 |
| Percentage Net Loans Charged-off:Construction & development | 36.8197% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0332% | 3,801 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0332% | 3,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3230% | 6,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2919% | 1,165 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1804% | 1,355 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3515% | 907 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2455% | 1,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5327% | 790 |
| Percentage Net Loans Charged-off:Construction & development | 6.5611% | 500 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0658% | 2,805 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0658% | 2,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3890% | 6,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3431% | 627 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7289% | 1,397 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5054% | 450 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3429% | 452 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5511% | 364 |
| Percentage Net Loans Charged-off:Construction & development | 8.5943% | 707 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3076% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5935% | 578 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1660% | 3,662 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1660% | 3,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0241% | 807 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3813% | 1,613 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0900% | 1,058 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5345% | 1,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4833% | 2,750 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5676% | 1,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1165% | 442 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2265% | 3,025 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2265% | 2,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4290% | 515 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8524% | 1,139 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7191% | 869 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1244% | 853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4700% | 2,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8612% | 1,109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3470% | 2,276 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3470% | 2,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.0751% | 315 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6746% | 752 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7229% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0752% | 4,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2457% | 2,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2456% | 3,221 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0714% | 647 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5321% | 3,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6932% | 2,440 |
| Percentage Net Loans Charged-off:Construction & development | 2.3574% | 1,941 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1852% | 3,338 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1852% | 3,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0191% | 7,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5445% | 3,938 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2262% | 969 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6669% | 2,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9232% | 1,665 |
| Percentage Net Loans Charged-off:Construction & development | 3.1917% | 1,372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2452% | 2,613 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2452% | 2,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0251% | 7,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4020% | 4,068 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4191% | 875 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9135% | 1,878 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3390% | 1,095 |
| Percentage Net Loans Charged-off:Construction & development | 5.0183% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0942% | 7,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2648% | 4,199 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5827% | 947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0551% | 4,697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0189% | 6,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4761% | 2,999 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1724% | 703 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1732% | 4,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1861% | 2,965 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2960% | 1,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0082% | 4,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4172% | 4,052 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4565% | 605 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2140% | 3,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2610% | 1,839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3973% | 659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0159% | 6,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4524% | 3,403 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8961% | 476 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2408% | 2,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4151% | 1,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5853% | 404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0225% | 6,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1225% | 4,408 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3266% | 724 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4665% | 1,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8551% | 406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1991% | 155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0155% | 6,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0275% | 3,952 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0523% | 4,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0215% | 3,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0318% | 1,382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0085% | 3,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2521% | 4,268 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3552% | 1,138 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0251% | 4,917 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0166% | 7,899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0248% | 7,940 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0233% | 3,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1409% | 4,457 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4723% | 994 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0230% | 4,425 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0206% | 7,914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0309% | 7,999 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0174% | 6,831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1980% | 3,676 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1763% | 955 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0358% | 3,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0169% | 6,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2143% | 3,057 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6944% | 704 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3138% | 1,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0332% | 8,034 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0757% | 1,667 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0757% | 1,592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7974% | 1,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3430% | 3,667 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3372% | 1,173 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1799% | 1,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0448% | 8,114 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1006% | 1,174 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1006% | 1,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3303% | 1,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3888% | 3,012 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1118% | 1,130 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2812% | 1,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0666% | 8,212 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1509% | 819 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1509% | 797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5572% | 1,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5448% | 2,223 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1673% | 1,861 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2016% | 8,390 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.1978% | 8,635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.8350% | 8,467 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8866% | 629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4036% | 2,424 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9905% | 1,901 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6628% | 568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7710% | 110 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2182% | 127 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2827% | 2,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5151% | 3,512 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8784% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.6665% | 169 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8277% | 362 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0323% | 68 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6443% | 87 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3801% | 1,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6044% | 2,702 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4330% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.5630% | 155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3875% | 980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4963% | 1,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5360% | 2,722 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1112% | 480 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.4493% | 140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3689% | 949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5277% | 989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3999% | 2,869 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1415% | 567 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.8246% | 116 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2725% | 2,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1320% | 1,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3167% | 617 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3167% | 633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1379% | 3,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7812% | 2,689 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5346% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1819% | 2,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0335% | 2,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0726% | 1,614 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0726% | 1,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0040% | 3,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7657% | 2,477 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4854% | 524 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2270% | 2,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0597% | 1,642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1096% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1096% | 1,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0283% | 2,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8787% | 2,120 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3176% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3515% | 1,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1422% | 1,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2149% | 1,526 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6109% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2384% | 3,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1275% | 1,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1706% | 1,281 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1706% | 1,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1236% | 3,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6323% | 3,643 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1154% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2245% | 2,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1691% | 1,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2255% | 863 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2255% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1160% | 3,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5524% | 3,609 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2531% | 1,046 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2438% | 2,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2508% | 713 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3330% | 574 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3330% | 581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1203% | 2,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5529% | 3,366 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5081% | 888 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3232% | 1,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5178% | 299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6912% | 249 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6912% | 257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2173% | 1,855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4256% | 3,415 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5493% | 1,193 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5578% | 1,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0934% | 1,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1200% | 1,491 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1200% | 1,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7595% | 2,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6630% | 3,546 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9118% | 1,299 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3972% | 2,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0423% | 2,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0533% | 2,051 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0533% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5980% | 2,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3712% | 4,859 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1180% | 1,667 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1564% | 3,709 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3810% | 1,845 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1963% | 3,535 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4617% | 1,709 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4934% | 1,792 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2927% | 11,668 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1350% | 5,037 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1810% | 5,658 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1987% | 7,286 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |