Home > First National Bank of Crestview > Income and Expense
First National Bank of Crestview, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,939,000 | 5,690 |
| Total interest expense | $165,000 | 5,682 |
| Net interest income | $1,774,000 | 5,645 |
| Provision for loan and lease losses | $-450,000 | 6,239 |
| Total noninterest income | $-1,008,000 | 6,492 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $144,000 | 4,445 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-1,152,000 | 6,491 |
| Total noninterest expense | $3,420,000 | 4,186 |
| Salaries and employee benefits | $1,277,000 | 4,962 |
| Premises and equipment expense | $565,000 | 3,362 |
| Additional noninterest expense | $1,578,000 | 3,440 |
| Pre-tax net operating income | $-2,204,000 | 6,436 |
| Securities gains (losses) | $14,000 | 2,497 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-2,190,000 | 6,429 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-2,190,000 | 6,428 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,190,000 | 6,428 |
| Net charge-offs | $-241,000 | 6,280 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-2,204,000 | 6,430 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,533,000 | 5,683 |
| Total interest expense | $132,000 | 5,701 |
| Net interest income | $1,401,000 | 5,638 |
| Provision for loan and lease losses | $-450,000 | 6,371 |
| Total noninterest income | $-1,006,000 | 6,574 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $109,000 | 4,486 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-1,115,000 | 6,572 |
| Total noninterest expense | $2,584,000 | 4,189 |
| Salaries and employee benefits | $968,000 | 4,960 |
| Premises and equipment expense | $432,000 | 3,367 |
| Additional noninterest expense | $1,184,000 | 3,444 |
| Pre-tax net operating income | $-1,739,000 | 6,523 |
| Securities gains (losses) | $76,000 | 1,182 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-1,663,000 | 6,515 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,663,000 | 6,514 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-1,663,000 | 6,514 |
| Net charge-offs | $-224,000 | 6,363 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-1,739,000 | 6,519 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,067,000 | 5,667 |
| Total interest expense | $94,000 | 5,696 |
| Net interest income | $973,000 | 5,610 |
| Provision for loan and lease losses | $-450,000 | 6,491 |
| Total noninterest income | $-224,000 | 6,627 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $72,000 | 4,502 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-296,000 | 6,626 |
| Total noninterest expense | $1,721,000 | 4,219 |
| Salaries and employee benefits | $649,000 | 4,993 |
| Premises and equipment expense | $288,000 | 3,381 |
| Additional noninterest expense | $784,000 | 3,462 |
| Pre-tax net operating income | $-522,000 | 6,518 |
| Securities gains (losses) | $65,000 | 1,021 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-457,000 | 6,506 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-457,000 | 6,507 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-457,000 | 6,507 |
| Net charge-offs | $-208,000 | 6,463 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-522,000 | 6,526 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $553,000 | 5,666 |
| Total interest expense | $50,000 | 5,693 |
| Net interest income | $503,000 | 5,595 |
| Provision for loan and lease losses | $-450,000 | 6,620 |
| Total noninterest income | $47,000 | 5,583 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $37,000 | 4,453 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $10,000 | 5,976 |
| Total noninterest expense | $849,000 | 4,279 |
| Salaries and employee benefits | $325,000 | 5,054 |
| Premises and equipment expense | $139,000 | 3,518 |
| Additional noninterest expense | $385,000 | 3,507 |
| Pre-tax net operating income | $151,000 | 4,847 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $151,000 | 4,677 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $151,000 | 4,678 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $151,000 | 4,678 |
| Net charge-offs | $-171,000 | 6,571 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $151,000 | 4,626 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,285,000 | 5,687 |
| Total interest expense | $263,000 | 5,596 |
| Net interest income | $2,022,000 | 5,643 |
| Provision for loan and lease losses | $393,000 | 2,143 |
| Total noninterest income | $-468,000 | 6,771 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $141,000 | 4,684 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-609,000 | 6,749 |
| Total noninterest expense | $3,568,000 | 4,207 |
| Salaries and employee benefits | $1,334,000 | 5,047 |
| Premises and equipment expense | $525,000 | 3,630 |
| Additional noninterest expense | $1,709,000 | 3,331 |
| Pre-tax net operating income | $-2,407,000 | 6,687 |
| Securities gains (losses) | $141,000 | 1,107 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-2,266,000 | 6,686 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,266,000 | 6,686 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-2,266,000 | 6,686 |
| Net charge-offs | $942,000 | 1,334 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-2,407,000 | 6,687 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,705,000 | 5,753 |
| Total interest expense | $202,000 | 5,660 |
| Net interest income | $1,503,000 | 5,720 |
| Provision for loan and lease losses | $393,000 | 1,799 |
| Total noninterest income | $-614,000 | 6,862 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $107,000 | 4,703 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-721,000 | 6,859 |
| Total noninterest expense | $2,597,000 | 4,305 |
| Salaries and employee benefits | $1,004,000 | 5,064 |
| Premises and equipment expense | $430,000 | 3,449 |
| Additional noninterest expense | $1,163,000 | 3,572 |
| Pre-tax net operating income | $-2,101,000 | 6,798 |
| Securities gains (losses) | $141,000 | 1,011 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-1,960,000 | 6,795 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-1,960,000 | 6,796 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,960,000 | 6,796 |
| Net charge-offs | $949,000 | 1,040 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-2,101,000 | 6,799 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 5,813 |
| Total interest expense | $137,000 | 5,699 |
| Net interest income | $980,000 | 5,774 |
| Provision for loan and lease losses | $393,000 | 1,400 |
| Total noninterest income | $-219,000 | 6,888 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $71,000 | 4,698 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-290,000 | 6,872 |
| Total noninterest expense | $1,666,000 | 4,418 |
| Salaries and employee benefits | $675,000 | 5,060 |
| Premises and equipment expense | $285,000 | 3,483 |
| Additional noninterest expense | $706,000 | 3,807 |
| Pre-tax net operating income | $-1,298,000 | 6,830 |
| Securities gains (losses) | $141,000 | 914 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-1,157,000 | 6,828 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,157,000 | 6,829 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,157,000 | 6,829 |
| Net charge-offs | $962,000 | 791 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-1,298,000 | 6,839 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $551,000 | 5,884 |
| Total interest expense | $69,000 | 5,767 |
| Net interest income | $482,000 | 5,840 |
| Provision for loan and lease losses | $393,000 | 823 |
| Total noninterest income | $-57,000 | 6,938 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $38,000 | 4,575 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-95,000 | 6,925 |
| Total noninterest expense | $848,000 | 4,416 |
| Salaries and employee benefits | $342,000 | 5,083 |
| Premises and equipment expense | $138,000 | 3,577 |
| Additional noninterest expense | $368,000 | 3,725 |
| Pre-tax net operating income | $-816,000 | 6,922 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-816,000 | 6,926 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-816,000 | 6,927 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-816,000 | 6,927 |
| Net charge-offs | $964,000 | 485 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-816,000 | 6,917 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,776,000 | 5,613 |
| Total interest expense | $415,000 | 5,470 |
| Net interest income | $2,361,000 | 5,569 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $-2,583,000 | 7,058 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $169,000 | 4,570 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-2,752,000 | 7,054 |
| Total noninterest expense | $3,699,000 | 4,248 |
| Salaries and employee benefits | $1,381,000 | 5,053 |
| Premises and equipment expense | $585,000 | 3,441 |
| Additional noninterest expense | $1,733,000 | 3,442 |
| Pre-tax net operating income | $-3,921,000 | 6,926 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-1,360,000 | 6,987 |
| Income before extraordinary items | $-2,561,000 | 6,873 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,561,000 | 6,872 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-2,561,000 | 6,872 |
| Net charge-offs | $688,000 | 2,252 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-2,561,000 | 6,854 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 5,708 |
| Total interest expense | $338,000 | 5,449 |
| Net interest income | $1,743,000 | 5,688 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $-1,660,000 | 7,151 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $128,000 | 4,606 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-1,788,000 | 7,150 |
| Total noninterest expense | $2,771,000 | 4,261 |
| Salaries and employee benefits | $1,033,000 | 5,091 |
| Premises and equipment expense | $477,000 | 3,281 |
| Additional noninterest expense | $1,261,000 | 3,511 |
| Pre-tax net operating income | $-2,688,000 | 7,022 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-2,688,000 | 7,038 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-2,688,000 | 7,036 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,688,000 | 7,037 |
| Net charge-offs | $632,000 | 1,928 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-2,688,000 | 7,023 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,423,000 | 5,702 |
| Total interest expense | $247,000 | 5,363 |
| Net interest income | $1,176,000 | 5,701 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $-1,506,000 | 7,224 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $86,000 | 4,607 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,592,000 | 7,221 |
| Total noninterest expense | $1,835,000 | 4,303 |
| Salaries and employee benefits | $690,000 | 5,118 |
| Premises and equipment expense | $313,000 | 3,328 |
| Additional noninterest expense | $832,000 | 3,570 |
| Pre-tax net operating income | $-2,165,000 | 7,100 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-2,165,000 | 7,117 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,165,000 | 7,117 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,165,000 | 7,117 |
| Net charge-offs | $644,000 | 1,529 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-2,165,000 | 7,105 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $730,000 | 5,703 |
| Total interest expense | $139,000 | 5,243 |
| Net interest income | $591,000 | 5,725 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $-819,000 | 7,293 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $45,000 | 4,489 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-864,000 | 7,294 |
| Total noninterest expense | $888,000 | 4,417 |
| Salaries and employee benefits | $341,000 | 5,193 |
| Premises and equipment expense | $151,000 | 3,441 |
| Additional noninterest expense | $396,000 | 3,657 |
| Pre-tax net operating income | $-1,116,000 | 7,168 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-1,116,000 | 7,180 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,116,000 | 7,180 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,116,000 | 7,180 |
| Net charge-offs | $-149,000 | 7,211 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-1,116,000 | 7,172 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,471,000 | 5,472 |
| Total interest expense | $807,000 | 4,905 |
| Net interest income | $2,664,000 | 5,525 |
| Provision for loan and lease losses | $550,000 | 3,317 |
| Total noninterest income | $3,863,000 | 1,258 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $190,000 | 4,477 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,673,000 | 894 |
| Total noninterest expense | $5,937,000 | 3,085 |
| Salaries and employee benefits | $1,428,000 | 5,088 |
| Premises and equipment expense | $630,000 | 3,456 |
| Additional noninterest expense | $3,879,000 | 1,749 |
| Pre-tax net operating income | $40,000 | 5,909 |
| Securities gains (losses) | $61,000 | 2,432 |
| Applicable income taxes | $1,322,000 | 1,092 |
| Income before extraordinary items | $-1,221,000 | 6,705 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,221,000 | 6,705 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,221,000 | 6,705 |
| Net charge-offs | $2,952,000 | 1,212 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,260,040 | 6,676 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,684,000 | 5,451 |
| Total interest expense | $644,000 | 4,872 |
| Net interest income | $2,040,000 | 5,505 |
| Provision for loan and lease losses | $550,000 | 2,737 |
| Total noninterest income | $3,759,000 | 1,047 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $141,000 | 4,507 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,618,000 | 731 |
| Total noninterest expense | $4,555,000 | 3,021 |
| Salaries and employee benefits | $1,079,000 | 5,064 |
| Premises and equipment expense | $522,000 | 3,254 |
| Additional noninterest expense | $2,954,000 | 1,723 |
| Pre-tax net operating income | $694,000 | 3,985 |
| Securities gains (losses) | $58,000 | 2,236 |
| Applicable income taxes | $1,322,000 | 877 |
| Income before extraordinary items | $-570,000 | 6,716 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-570,000 | 6,717 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-570,000 | 6,717 |
| Net charge-offs | $2,704,000 | 1,006 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-607,120 | 6,692 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,808,000 | 5,470 |
| Total interest expense | $460,000 | 4,833 |
| Net interest income | $1,348,000 | 5,565 |
| Provision for loan and lease losses | $550,000 | 2,190 |
| Total noninterest income | $3,652,000 | 784 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $94,000 | 4,500 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,558,000 | 554 |
| Total noninterest expense | $2,834,000 | 3,240 |
| Salaries and employee benefits | $734,000 | 5,050 |
| Premises and equipment expense | $359,000 | 3,194 |
| Additional noninterest expense | $1,741,000 | 1,960 |
| Pre-tax net operating income | $1,616,000 | 1,765 |
| Securities gains (losses) | $58,000 | 1,504 |
| Applicable income taxes | $1,337,000 | 594 |
| Income before extraordinary items | $337,000 | 4,277 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $337,000 | 4,276 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $337,000 | 4,278 |
| Net charge-offs | $2,884,000 | 709 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $299,880 | 4,372 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $931,000 | 5,440 |
| Total interest expense | $249,000 | 4,758 |
| Net interest income | $682,000 | 5,537 |
| Provision for loan and lease losses | $550,000 | 1,349 |
| Total noninterest income | $152,000 | 4,131 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $46,000 | 4,495 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $106,000 | 3,467 |
| Total noninterest expense | $1,265,000 | 3,547 |
| Salaries and employee benefits | $386,000 | 4,951 |
| Premises and equipment expense | $181,000 | 3,225 |
| Additional noninterest expense | $698,000 | 2,379 |
| Pre-tax net operating income | $-981,000 | 7,264 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-981,000 | 7,289 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-981,000 | 7,290 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-981,000 | 7,290 |
| Net charge-offs | $2,663,000 | 439 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-981,000 | 7,284 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,493,000 | 5,106 |
| Total interest expense | $1,404,000 | 4,430 |
| Net interest income | $3,089,000 | 5,277 |
| Provision for loan and lease losses | $7,655,000 | 831 |
| Total noninterest income | $655,000 | 4,055 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $210,000 | 4,320 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $445,000 | 3,355 |
| Total noninterest expense | $4,415,000 | 3,948 |
| Salaries and employee benefits | $1,724,000 | 4,641 |
| Premises and equipment expense | $716,000 | 3,236 |
| Additional noninterest expense | $1,975,000 | 3,291 |
| Pre-tax net operating income | $-8,326,000 | 7,301 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-33,000 | 6,674 |
| Income before extraordinary items | $-8,293,000 | 7,332 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,293,000 | 7,332 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-8,293,000 | 7,332 |
| Net charge-offs | $5,488,000 | 938 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-8,293,000 | 7,311 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,549,000 | 5,057 |
| Total interest expense | $1,113,000 | 4,432 |
| Net interest income | $2,436,000 | 5,204 |
| Provision for loan and lease losses | $6,655,000 | 701 |
| Total noninterest income | $499,000 | 4,078 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $160,000 | 4,372 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $339,000 | 3,351 |
| Total noninterest expense | $3,280,000 | 3,973 |
| Salaries and employee benefits | $1,327,000 | 4,618 |
| Premises and equipment expense | $568,000 | 3,156 |
| Additional noninterest expense | $1,385,000 | 3,448 |
| Pre-tax net operating income | $-7,000,000 | 7,461 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-34,000 | 6,932 |
| Income before extraordinary items | $-6,966,000 | 7,506 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-6,966,000 | 7,506 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-6,966,000 | 7,506 |
| Net charge-offs | $5,187,000 | 759 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-6,966,000 | 7,486 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,417,000 | 5,041 |
| Total interest expense | $790,000 | 4,383 |
| Net interest income | $1,627,000 | 5,213 |
| Provision for loan and lease losses | $6,500,000 | 512 |
| Total noninterest income | $347,000 | 3,942 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $110,000 | 4,316 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $237,000 | 3,207 |
| Total noninterest expense | $2,104,000 | 4,098 |
| Salaries and employee benefits | $900,000 | 4,578 |
| Premises and equipment expense | $378,000 | 3,184 |
| Additional noninterest expense | $826,000 | 3,716 |
| Pre-tax net operating income | $-6,630,000 | 7,611 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-34,000 | 7,024 |
| Income before extraordinary items | $-6,596,000 | 7,635 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-6,596,000 | 7,635 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-6,596,000 | 7,635 |
| Net charge-offs | $4,948,000 | 578 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-6,596,000 | 7,634 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,274,000 | 4,964 |
| Total interest expense | $432,000 | 4,292 |
| Net interest income | $842,000 | 5,158 |
| Provision for loan and lease losses | $2,800,000 | 582 |
| Total noninterest income | $167,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $56,000 | 4,261 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $111,000 | 3,320 |
| Total noninterest expense | $1,051,000 | 4,133 |
| Salaries and employee benefits | $473,000 | 4,506 |
| Premises and equipment expense | $191,000 | 3,241 |
| Additional noninterest expense | $387,000 | 3,879 |
| Pre-tax net operating income | $-2,842,000 | 7,683 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-40,000 | 7,286 |
| Income before extraordinary items | $-2,802,000 | 7,708 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,802,000 | 7,709 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-2,802,000 | 7,709 |
| Net charge-offs | $994,000 | 1,043 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-2,802,000 | 7,702 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,300,000 | 4,473 |
| Total interest expense | $2,250,000 | 4,148 |
| Net interest income | $4,050,000 | 4,537 |
| Provision for loan and lease losses | $3,160,000 | 1,910 |
| Total noninterest income | $172,000 | 6,423 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $231,000 | 4,383 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-59,000 | 7,545 |
| Total noninterest expense | $4,191,000 | 4,216 |
| Salaries and employee benefits | $1,865,000 | 4,583 |
| Premises and equipment expense | $734,000 | 3,338 |
| Additional noninterest expense | $1,592,000 | 3,920 |
| Pre-tax net operating income | $-3,129,000 | 6,918 |
| Securities gains (losses) | $12,000 | 3,205 |
| Applicable income taxes | $48,000 | 3,285 |
| Income before extraordinary items | $-3,165,000 | 7,026 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,165,000 | 7,024 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,165,000 | 7,025 |
| Net charge-offs | $1,603,000 | 2,296 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,177,000 | 7,028 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,835,000 | 4,464 |
| Total interest expense | $1,743,000 | 4,208 |
| Net interest income | $3,092,000 | 4,499 |
| Provision for loan and lease losses | $1,131,000 | 2,602 |
| Total noninterest income | $552,000 | 4,017 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $174,000 | 4,389 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $378,000 | 3,280 |
| Total noninterest expense | $3,252,000 | 4,117 |
| Salaries and employee benefits | $1,548,000 | 4,284 |
| Premises and equipment expense | $575,000 | 3,283 |
| Additional noninterest expense | $1,129,000 | 4,042 |
| Pre-tax net operating income | $-739,000 | 6,497 |
| Securities gains (losses) | $10,000 | 2,967 |
| Applicable income taxes | $52,000 | 3,300 |
| Income before extraordinary items | $-781,000 | 6,620 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-781,000 | 6,621 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-781,000 | 6,621 |
| Net charge-offs | $187,000 | 4,324 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-791,000 | 6,617 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,262,000 | 4,470 |
| Total interest expense | $1,211,000 | 4,222 |
| Net interest income | $2,051,000 | 4,510 |
| Provision for loan and lease losses | $1,131,000 | 1,929 |
| Total noninterest income | $396,000 | 3,859 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $111,000 | 4,448 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $285,000 | 3,090 |
| Total noninterest expense | $2,155,000 | 4,165 |
| Salaries and employee benefits | $1,044,000 | 4,303 |
| Premises and equipment expense | $382,000 | 3,308 |
| Additional noninterest expense | $729,000 | 4,157 |
| Pre-tax net operating income | $-839,000 | 6,925 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $34,000 | 3,401 |
| Income before extraordinary items | $-873,000 | 7,079 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-873,000 | 7,078 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-873,000 | 7,078 |
| Net charge-offs | $24,000 | 5,489 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-873,000 | 7,062 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,662,000 | 4,458 |
| Total interest expense | $654,000 | 4,132 |
| Net interest income | $1,008,000 | 4,557 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $214,000 | 3,678 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $56,000 | 4,381 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $158,000 | 2,881 |
| Total noninterest expense | $1,036,000 | 4,206 |
| Salaries and employee benefits | $525,000 | 4,314 |
| Premises and equipment expense | $193,000 | 3,319 |
| Additional noninterest expense | $318,000 | 4,227 |
| Pre-tax net operating income | $111,000 | 4,910 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $17,000 | 3,673 |
| Income before extraordinary items | $94,000 | 5,033 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $94,000 | 5,038 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $94,000 | 5,037 |
| Net charge-offs | $-3,000 | 7,537 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $94,000 | 4,872 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,730,000 | 3,879 |
| Total interest expense | $3,488,000 | 3,861 |
| Net interest income | $5,242,000 | 3,809 |
| Provision for loan and lease losses | $796,000 | 3,058 |
| Total noninterest income | $722,000 | 4,065 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $242,000 | 4,423 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $480,000 | 3,239 |
| Total noninterest expense | $4,410,000 | 3,944 |
| Salaries and employee benefits | $2,078,000 | 4,327 |
| Premises and equipment expense | $830,000 | 3,091 |
| Additional noninterest expense | $1,502,000 | 3,611 |
| Pre-tax net operating income | $758,000 | 4,265 |
| Securities gains (losses) | $76,000 | 1,322 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $834,000 | 3,625 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $834,000 | 3,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $598,000 | 2,552 |
| Cash dividends | $300,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $758,000 | 3,939 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,765,000 | 3,852 |
| Total interest expense | $2,752,000 | 3,830 |
| Net interest income | $4,013,000 | 3,795 |
| Provision for loan and lease losses | $270,000 | 3,724 |
| Total noninterest income | $509,000 | 4,297 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $182,000 | 4,451 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $327,000 | 3,540 |
| Total noninterest expense | $3,398,000 | 3,850 |
| Salaries and employee benefits | $1,694,000 | 4,096 |
| Premises and equipment expense | $644,000 | 3,013 |
| Additional noninterest expense | $1,060,000 | 3,710 |
| Pre-tax net operating income | $854,000 | 3,976 |
| Securities gains (losses) | $76,000 | 1,136 |
| Applicable income taxes | $61,000 | 3,977 |
| Income before extraordinary items | $869,000 | 3,401 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $869,000 | 3,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $391,000 | 2,243 |
| Cash dividends | $256,000 | 3,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $798,320 | 3,711 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,664,000 | 3,822 |
| Total interest expense | $1,951,000 | 3,806 |
| Net interest income | $2,713,000 | 3,763 |
| Provision for loan and lease losses | $210,000 | 3,064 |
| Total noninterest income | $414,000 | 3,947 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $123,000 | 4,418 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $291,000 | 3,081 |
| Total noninterest expense | $2,275,000 | 3,852 |
| Salaries and employee benefits | $1,127,000 | 4,136 |
| Premises and equipment expense | $429,000 | 3,022 |
| Additional noninterest expense | $719,000 | 3,644 |
| Pre-tax net operating income | $642,000 | 3,871 |
| Securities gains (losses) | $76,000 | 1,153 |
| Applicable income taxes | $36,000 | 4,305 |
| Income before extraordinary items | $682,000 | 3,368 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $682,000 | 3,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,251 |
| Cash dividends | $256,000 | 3,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $609,800 | 3,553 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,396,000 | 3,823 |
| Total interest expense | $1,034,000 | 3,819 |
| Net interest income | $1,362,000 | 3,733 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $185,000 | 4,164 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $59,000 | 4,476 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $126,000 | 3,352 |
| Total noninterest expense | $1,107,000 | 3,940 |
| Salaries and employee benefits | $552,000 | 4,214 |
| Premises and equipment expense | $214,000 | 3,034 |
| Additional noninterest expense | $341,000 | 3,739 |
| Pre-tax net operating income | $440,000 | 3,314 |
| Securities gains (losses) | $75,000 | 869 |
| Applicable income taxes | $17,000 | 4,476 |
| Income before extraordinary items | $498,000 | 2,704 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $498,000 | 2,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 1,525 |
| Cash dividends | $256,000 | 2,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $425,250 | 2,973 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,482,000 | 3,656 |
| Total interest expense | $4,482,000 | 3,724 |
| Net interest income | $6,000,000 | 3,498 |
| Provision for loan and lease losses | $60,000 | 5,449 |
| Total noninterest income | $814,000 | 3,976 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $253,000 | 4,433 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $561,000 | 3,125 |
| Total noninterest expense | $4,133,000 | 4,012 |
| Salaries and employee benefits | $2,031,000 | 4,347 |
| Premises and equipment expense | $912,000 | 2,773 |
| Additional noninterest expense | $1,190,000 | 4,094 |
| Pre-tax net operating income | $2,621,000 | 2,722 |
| Securities gains (losses) | $29,000 | 982 |
| Applicable income taxes | $814,000 | 2,117 |
| Income before extraordinary items | $1,836,000 | 3,019 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,836,000 | 3,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,625 |
| Cash dividends | $2,335,000 | 1,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,815,990 | 3,030 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,962,000 | 3,626 |
| Total interest expense | $3,376,000 | 3,726 |
| Net interest income | $4,586,000 | 3,463 |
| Provision for loan and lease losses | $60,000 | 4,834 |
| Total noninterest income | $602,000 | 4,018 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $184,000 | 4,511 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $418,000 | 3,128 |
| Total noninterest expense | $3,176,000 | 3,927 |
| Salaries and employee benefits | $1,623,000 | 4,122 |
| Premises and equipment expense | $690,000 | 2,743 |
| Additional noninterest expense | $863,000 | 4,144 |
| Pre-tax net operating income | $1,952,000 | 2,897 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $610,000 | 2,263 |
| Income before extraordinary items | $1,345,000 | 3,211 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,345,000 | 3,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,441 |
| Cash dividends | $400,000 | 3,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,342,930 | 3,199 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,441,000 | 3,565 |
| Total interest expense | $2,281,000 | 3,703 |
| Net interest income | $3,160,000 | 3,406 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $408,000 | 3,996 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $116,000 | 4,641 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $292,000 | 3,058 |
| Total noninterest expense | $2,120,000 | 3,953 |
| Salaries and employee benefits | $1,091,000 | 4,135 |
| Premises and equipment expense | $449,000 | 2,821 |
| Additional noninterest expense | $580,000 | 4,124 |
| Pre-tax net operating income | $1,388,000 | 2,808 |
| Securities gains (losses) | $3,000 | 1,133 |
| Applicable income taxes | $440,000 | 2,244 |
| Income before extraordinary items | $951,000 | 3,132 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $951,000 | 3,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $284,000 | 3,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $948,960 | 3,124 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,883,000 | 3,389 |
| Total interest expense | $1,269,000 | 3,395 |
| Net interest income | $1,614,000 | 3,338 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $162,000 | 4,451 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $59,000 | 4,564 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $103,000 | 3,716 |
| Total noninterest expense | $1,021,000 | 4,078 |
| Salaries and employee benefits | $541,000 | 4,193 |
| Premises and equipment expense | $224,000 | 2,845 |
| Additional noninterest expense | $256,000 | 4,457 |
| Pre-tax net operating income | $725,000 | 2,733 |
| Securities gains (losses) | $3,000 | 908 |
| Applicable income taxes | $224,000 | 2,255 |
| Income before extraordinary items | $504,000 | 3,009 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $504,000 | 3,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $153,000 | 2,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $501,930 | 3,006 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,643,000 | 3,184 |
| Total interest expense | $4,352,000 | 3,379 |
| Net interest income | $7,291,000 | 2,999 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $663,000 | 4,484 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $255,000 | 4,448 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $408,000 | 3,699 |
| Total noninterest expense | $4,027,000 | 3,975 |
| Salaries and employee benefits | $2,100,000 | 4,123 |
| Premises and equipment expense | $758,000 | 3,131 |
| Additional noninterest expense | $1,169,000 | 4,019 |
| Pre-tax net operating income | $3,807,000 | 2,340 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,245,000 | 1,912 |
| Income before extraordinary items | $2,562,000 | 2,565 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,562,000 | 2,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,859 |
| Cash dividends | $434,000 | 3,947 |
| Sale, conversion, retirement of capital stock, net | $-3,087,000 | 8,671 |
| Net operating income | $2,562,000 | 2,545 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,439,000 | 3,249 |
| Total interest expense | $2,920,000 | 3,584 |
| Net interest income | $5,519,000 | 3,004 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $309,000 | 5,573 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $189,000 | 4,516 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $120,000 | 5,522 |
| Total noninterest expense | $2,958,000 | 4,019 |
| Salaries and employee benefits | $1,576,000 | 4,100 |
| Premises and equipment expense | $537,000 | 3,277 |
| Additional noninterest expense | $845,000 | 4,108 |
| Pre-tax net operating income | $2,780,000 | 2,454 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $881,000 | 2,050 |
| Income before extraordinary items | $1,899,000 | 2,683 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,899,000 | 2,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,687 |
| Cash dividends | $339,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,899,000 | 2,670 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,707,000 | 3,153 |
| Total interest expense | $1,986,000 | 3,401 |
| Net interest income | $3,721,000 | 2,978 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $207,000 | 5,553 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $128,000 | 4,460 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $79,000 | 5,587 |
| Total noninterest expense | $1,977,000 | 4,033 |
| Salaries and employee benefits | $1,047,000 | 4,134 |
| Premises and equipment expense | $349,000 | 3,336 |
| Additional noninterest expense | $581,000 | 4,011 |
| Pre-tax net operating income | $1,891,000 | 2,419 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $606,000 | 2,043 |
| Income before extraordinary items | $1,285,000 | 2,637 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,285,000 | 2,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,463 |
| Cash dividends | $226,000 | 3,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,285,000 | 2,624 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,857,000 | 3,092 |
| Total interest expense | $1,003,000 | 3,248 |
| Net interest income | $1,854,000 | 2,973 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $103,000 | 5,530 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $69,000 | 4,247 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $34,000 | 5,852 |
| Total noninterest expense | $971,000 | 4,099 |
| Salaries and employee benefits | $512,000 | 4,212 |
| Premises and equipment expense | $175,000 | 3,341 |
| Additional noninterest expense | $284,000 | 4,062 |
| Pre-tax net operating income | $956,000 | 2,356 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $314,000 | 1,961 |
| Income before extraordinary items | $642,000 | 2,610 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $642,000 | 2,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $113,000 | 2,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $642,000 | 2,590 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,413,000 | 3,051 |
| Total interest expense | $3,026,000 | 3,304 |
| Net interest income | $7,387,000 | 2,902 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $507,000 | 5,214 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $277,000 | 4,366 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $230,000 | 4,887 |
| Total noninterest expense | $3,560,000 | 4,235 |
| Salaries and employee benefits | $1,872,000 | 4,337 |
| Premises and equipment expense | $634,000 | 3,491 |
| Additional noninterest expense | $1,054,000 | 4,233 |
| Pre-tax net operating income | $4,214,000 | 2,139 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,367,000 | 1,814 |
| Income before extraordinary items | $2,847,000 | 2,349 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,847,000 | 2,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-257,000 | 8,748 |
| Cash dividends | $563,000 | 3,444 |
| Sale, conversion, retirement of capital stock, net | $-6,738,000 | 8,826 |
| Net operating income | $2,847,000 | 2,322 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,435,000 | 3,127 |
| Total interest expense | $1,969,000 | 3,553 |
| Net interest income | $5,466,000 | 2,928 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $315,000 | 5,662 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $208,000 | 4,378 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $107,000 | 5,833 |
| Total noninterest expense | $2,677,000 | 4,189 |
| Salaries and employee benefits | $1,429,000 | 4,242 |
| Premises and equipment expense | $470,000 | 3,519 |
| Additional noninterest expense | $778,000 | 4,268 |
| Pre-tax net operating income | $3,014,000 | 2,233 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,002,000 | 1,874 |
| Income before extraordinary items | $2,012,000 | 2,473 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,012,000 | 2,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-239,000 | 8,764 |
| Cash dividends | $450,000 | 2,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,012,000 | 2,447 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,902,000 | 3,092 |
| Total interest expense | $1,271,000 | 3,489 |
| Net interest income | $3,631,000 | 2,909 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $210,000 | 5,633 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $137,000 | 4,352 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $73,000 | 5,795 |
| Total noninterest expense | $1,803,000 | 4,140 |
| Salaries and employee benefits | $965,000 | 4,183 |
| Premises and equipment expense | $312,000 | 3,512 |
| Additional noninterest expense | $526,000 | 4,203 |
| Pre-tax net operating income | $1,978,000 | 2,210 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $657,000 | 1,875 |
| Income before extraordinary items | $1,321,000 | 2,451 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,321,000 | 2,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-225,000 | 8,777 |
| Cash dividends | $300,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,321,000 | 2,419 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,369,000 | 3,132 |
| Total interest expense | $624,000 | 3,407 |
| Net interest income | $1,745,000 | 3,000 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $95,000 | 5,801 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $67,000 | 4,356 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,283 |
| Total noninterest expense | $909,000 | 4,132 |
| Salaries and employee benefits | $498,000 | 4,106 |
| Premises and equipment expense | $157,000 | 3,521 |
| Additional noninterest expense | $254,000 | 4,317 |
| Pre-tax net operating income | $901,000 | 2,354 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $296,000 | 1,996 |
| Income before extraordinary items | $605,000 | 2,599 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $605,000 | 2,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $150,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $605,000 | 2,562 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,462,000 | 3,268 |
| Total interest expense | $1,986,000 | 3,679 |
| Net interest income | $6,476,000 | 3,095 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $463,000 | 5,455 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $348,000 | 3,950 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $115,000 | 6,174 |
| Total noninterest expense | $3,881,000 | 3,862 |
| Salaries and employee benefits | $2,112,000 | 3,817 |
| Premises and equipment expense | $623,000 | 3,424 |
| Additional noninterest expense | $1,146,000 | 3,889 |
| Pre-tax net operating income | $2,938,000 | 2,636 |
| Securities gains (losses) | $67,000 | 1,515 |
| Applicable income taxes | $945,000 | 2,257 |
| Income before extraordinary items | $2,060,000 | 2,834 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,060,000 | 2,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,475 |
| Cash dividends | $300,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,013,770 | 2,840 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,035,000 | 3,369 |
| Total interest expense | $1,353,000 | 3,915 |
| Net interest income | $4,682,000 | 3,172 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $362,000 | 5,380 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $277,000 | 3,853 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $85,000 | 6,209 |
| Total noninterest expense | $2,716,000 | 4,032 |
| Salaries and employee benefits | $1,406,000 | 4,160 |
| Premises and equipment expense | $469,000 | 3,430 |
| Additional noninterest expense | $841,000 | 3,933 |
| Pre-tax net operating income | $2,238,000 | 2,617 |
| Securities gains (losses) | $68,000 | 1,433 |
| Applicable income taxes | $743,000 | 2,219 |
| Income before extraordinary items | $1,563,000 | 2,853 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,563,000 | 2,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,550 |
| Cash dividends | $225,000 | 3,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,516,760 | 2,849 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,848,000 | 3,480 |
| Total interest expense | $875,000 | 4,011 |
| Net interest income | $2,973,000 | 3,296 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $258,000 | 5,205 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $192,000 | 3,743 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $66,000 | 5,947 |
| Total noninterest expense | $1,810,000 | 4,060 |
| Salaries and employee benefits | $935,000 | 4,186 |
| Premises and equipment expense | $308,000 | 3,472 |
| Additional noninterest expense | $567,000 | 3,914 |
| Pre-tax net operating income | $1,361,000 | 2,788 |
| Securities gains (losses) | $57,000 | 1,379 |
| Applicable income taxes | $450,000 | 2,363 |
| Income before extraordinary items | $968,000 | 3,016 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $968,000 | 3,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,719 |
| Cash dividends | $150,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $929,240 | 3,031 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,855,000 | 3,602 |
| Total interest expense | $434,000 | 4,077 |
| Net interest income | $1,421,000 | 3,399 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $124,000 | 5,242 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $98,000 | 3,637 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $26,000 | 6,361 |
| Total noninterest expense | $919,000 | 4,024 |
| Salaries and employee benefits | $462,000 | 4,260 |
| Premises and equipment expense | $153,000 | 3,536 |
| Additional noninterest expense | $304,000 | 3,713 |
| Pre-tax net operating income | $596,000 | 3,093 |
| Securities gains (losses) | $53,000 | 1,163 |
| Applicable income taxes | $203,000 | 2,559 |
| Income before extraordinary items | $446,000 | 3,216 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $446,000 | 3,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $75,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $409,430 | 3,332 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,993,000 | 3,829 |
| Total interest expense | $1,975,000 | 4,066 |
| Net interest income | $5,018,000 | 3,667 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $520,000 | 5,335 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $397,000 | 3,665 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $123,000 | 6,176 |
| Total noninterest expense | $3,501,000 | 4,117 |
| Salaries and employee benefits | $1,846,000 | 4,185 |
| Premises and equipment expense | $614,000 | 3,449 |
| Additional noninterest expense | $1,041,000 | 4,142 |
| Pre-tax net operating income | $2,037,000 | 3,359 |
| Securities gains (losses) | $91,000 | 1,974 |
| Applicable income taxes | $693,000 | 2,817 |
| Income before extraordinary items | $1,435,000 | 3,664 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,435,000 | 3,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,954 |
| Cash dividends | $300,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,374,030 | 3,627 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,036,000 | 4,009 |
| Total interest expense | $1,537,000 | 4,061 |
| Net interest income | $3,499,000 | 3,899 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $397,000 | 5,333 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $298,000 | 3,667 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $99,000 | 6,099 |
| Total noninterest expense | $2,560,000 | 4,189 |
| Salaries and employee benefits | $1,307,000 | 4,353 |
| Premises and equipment expense | $472,000 | 3,379 |
| Additional noninterest expense | $781,000 | 4,131 |
| Pre-tax net operating income | $1,336,000 | 3,787 |
| Securities gains (losses) | $81,000 | 1,929 |
| Applicable income taxes | $460,000 | 3,174 |
| Income before extraordinary items | $957,000 | 4,097 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $957,000 | 4,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,176 |
| Cash dividends | $105,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $901,920 | 4,111 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,405,000 | 3,999 |
| Total interest expense | $1,080,000 | 4,012 |
| Net interest income | $2,325,000 | 3,927 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $277,000 | 5,194 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $198,000 | 3,654 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $79,000 | 5,734 |
| Total noninterest expense | $1,727,000 | 4,140 |
| Salaries and employee benefits | $881,000 | 4,310 |
| Premises and equipment expense | $313,000 | 3,367 |
| Additional noninterest expense | $533,000 | 4,039 |
| Pre-tax net operating income | $875,000 | 3,825 |
| Securities gains (losses) | $81,000 | 1,672 |
| Applicable income taxes | $312,000 | 3,170 |
| Income before extraordinary items | $644,000 | 4,089 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $644,000 | 4,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,733 |
| Cash dividends | $105,000 | 4,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $589,730 | 4,146 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,726,000 | 3,964 |
| Total interest expense | $587,000 | 3,819 |
| Net interest income | $1,139,000 | 3,979 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $138,000 | 5,100 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $104,000 | 3,444 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $34,000 | 5,990 |
| Total noninterest expense | $882,000 | 4,054 |
| Salaries and employee benefits | $459,000 | 4,182 |
| Premises and equipment expense | $154,000 | 3,411 |
| Additional noninterest expense | $269,000 | 3,983 |
| Pre-tax net operating income | $395,000 | 4,064 |
| Securities gains (losses) | $20,000 | 1,898 |
| Applicable income taxes | $134,000 | 3,424 |
| Income before extraordinary items | $281,000 | 4,416 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $281,000 | 4,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,659 |
| Cash dividends | $75,000 | 3,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $267,400 | 4,342 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,951,000 | 4,074 |
| Total interest expense | $2,427,000 | 4,196 |
| Net interest income | $4,524,000 | 3,972 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $731,000 | 4,211 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $471,000 | 3,125 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $260,000 | 4,555 |
| Total noninterest expense | $3,537,000 | 3,925 |
| Salaries and employee benefits | $1,755,000 | 4,168 |
| Premises and equipment expense | $647,000 | 3,198 |
| Additional noninterest expense | $1,135,000 | 3,768 |
| Pre-tax net operating income | $1,718,000 | 3,768 |
| Securities gains (losses) | $196,000 | 1,189 |
| Applicable income taxes | $591,000 | 3,146 |
| Income before extraordinary items | $1,323,000 | 3,846 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,323,000 | 3,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,998 |
| Cash dividends | $225,000 | 4,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,187,760 | 4,005 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,572,000 | 4,198 |
| Total interest expense | $4,017,000 | 3,784 |
| Net interest income | $3,555,000 | 4,507 |
| Provision for loan and lease losses | $-300,000 | 9,567 |
| Total noninterest income | $769,000 | 3,959 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $499,000 | 2,843 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $270,000 | 4,335 |
| Total noninterest expense | $3,559,000 | 3,775 |
| Salaries and employee benefits | $1,703,000 | 4,098 |
| Premises and equipment expense | $585,000 | 3,435 |
| Additional noninterest expense | $1,271,000 | 3,316 |
| Pre-tax net operating income | $1,065,000 | 4,736 |
| Securities gains (losses) | $114,000 | 1,646 |
| Applicable income taxes | $296,000 | 4,299 |
| Income before extraordinary items | $883,000 | 4,620 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $883,000 | 4,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 9,161 |
| Cash dividends | $150,000 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $797,500 | 4,768 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,945,000 | 4,157 |
| Total interest expense | $4,048,000 | 3,933 |
| Net interest income | $3,897,000 | 4,273 |
| Provision for loan and lease losses | $75,000 | 5,850 |
| Total noninterest income | $527,000 | 4,770 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $456,000 | 2,931 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $71,000 | 7,155 |
| Total noninterest expense | $3,610,000 | 3,602 |
| Salaries and employee benefits | $1,556,000 | 4,230 |
| Premises and equipment expense | $550,000 | 3,517 |
| Additional noninterest expense | $1,504,000 | 2,813 |
| Pre-tax net operating income | $739,000 | 6,080 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $164,000 | 5,770 |
| Income before extraordinary items | $571,000 | 5,977 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $571,000 | 5,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 1,522 |
| Cash dividends | $150,000 | 5,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $574,120 | 5,973 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,228,000 | 3,809 |
| Total interest expense | $3,852,000 | 3,706 |
| Net interest income | $4,376,000 | 3,873 |
| Provision for loan and lease losses | $300,000 | 2,624 |
| Total noninterest income | $611,000 | 4,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $531,000 | 2,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,144 |
| Total noninterest expense | $3,108,000 | 4,090 |
| Salaries and employee benefits | $1,550,000 | 4,216 |
| Premises and equipment expense | $525,000 | 3,618 |
| Additional noninterest expense | $1,033,000 | 3,915 |
| Pre-tax net operating income | $1,579,000 | 3,956 |
| Securities gains (losses) | $59,000 | 930 |
| Applicable income taxes | $419,000 | 4,042 |
| Income before extraordinary items | $1,219,000 | 3,834 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,219,000 | 3,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 1,985 |
| Cash dividends | $150,000 | 5,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,175,340 | 3,910 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,054,000 | 4,369 |
| Total interest expense | $2,807,000 | 4,954 |
| Net interest income | $4,247,000 | 3,931 |
| Provision for loan and lease losses | $1,858,000 | 610 |
| Total noninterest income | $1,025,000 | 3,013 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $526,000 | 2,438 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $499,000 | 2,986 |
| Total noninterest expense | $3,251,000 | 3,841 |
| Salaries and employee benefits | $1,781,000 | 3,702 |
| Premises and equipment expense | $517,000 | 3,594 |
| Additional noninterest expense | $953,000 | 4,119 |
| Pre-tax net operating income | $163,000 | 9,111 |
| Securities gains (losses) | $-3,000 | 9,968 |
| Applicable income taxes | $-72,000 | 10,176 |
| Income before extraordinary items | $232,000 | 8,376 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $232,000 | 8,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $905,000 | 820 |
| Cash dividends | $150,000 | 5,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $235,000 | 8,278 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,889,000 | 5,145 |
| Total interest expense | $1,827,000 | 6,616 |
| Net interest income | $4,062,000 | 4,188 |
| Provision for loan and lease losses | $358,000 | 2,293 |
| Total noninterest income | $1,074,000 | 2,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $690,000 | 1,889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $384,000 | 3,369 |
| Total noninterest expense | $3,216,000 | 3,881 |
| Salaries and employee benefits | $1,859,000 | 3,529 |
| Premises and equipment expense | $497,000 | 3,722 |
| Additional noninterest expense | $860,000 | 4,476 |
| Pre-tax net operating income | $1,562,000 | 4,336 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $629,000 | 3,536 |
| Income before extraordinary items | $933,000 | 4,935 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $933,000 | 4,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,076 |
| Cash dividends | $150,000 | 5,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $933,000 | 4,870 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,700,000 | 5,372 |
| Total interest expense | $1,836,000 | 6,762 |
| Net interest income | $3,864,000 | 4,458 |
| Provision for loan and lease losses | $140,000 | 4,234 |
| Total noninterest income | $963,000 | 3,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $676,000 | 1,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 4,181 |
| Total noninterest expense | $2,991,000 | 4,321 |
| Salaries and employee benefits | $1,766,000 | 3,737 |
| Premises and equipment expense | $554,000 | 3,461 |
| Additional noninterest expense | $671,000 | 5,915 |
| Pre-tax net operating income | $1,696,000 | 3,937 |
| Securities gains (losses) | $30,000 | 1,690 |
| Applicable income taxes | $639,000 | 3,398 |
| Income before extraordinary items | $1,087,000 | 4,197 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,087,000 | 4,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,972 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,067,800 | 4,191 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,473,000 | 5,607 |
| Total interest expense | $1,868,000 | 6,743 |
| Net interest income | $3,605,000 | 4,723 |
| Provision for loan and lease losses | $136,000 | 3,832 |
| Total noninterest income | $900,000 | 3,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $610,000 | 2,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $290,000 | 4,083 |
| Total noninterest expense | $3,030,000 | 4,252 |
| Salaries and employee benefits | $1,699,000 | 3,828 |
| Premises and equipment expense | $587,000 | 3,266 |
| Additional noninterest expense | $744,000 | 5,566 |
| Pre-tax net operating income | $1,339,000 | 4,848 |
| Securities gains (losses) | $9,000 | 2,462 |
| Applicable income taxes | $445,000 | 4,561 |
| Income before extraordinary items | $903,000 | 4,979 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $903,000 | 4,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,139 |
| Cash dividends | $150,000 | 6,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $896,970 | 4,993 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,838,000 | 5,807 |
| Total interest expense | $1,707,000 | 6,313 |
| Net interest income | $3,131,000 | 5,432 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $819,000 | 3,650 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $525,000 | 2,592 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $294,000 | 4,137 |
| Total noninterest expense | $2,898,000 | 4,549 |
| Salaries and employee benefits | $1,534,000 | 4,210 |
| Premises and equipment expense | $550,000 | 3,511 |
| Additional noninterest expense | $814,000 | 5,616 |
| Pre-tax net operating income | $1,002,000 | 5,945 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $307,000 | 5,793 |
| Income before extraordinary items | $695,000 | 5,946 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $695,000 | 5,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,198 |
| Cash dividends | $150,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $695,000 | 6,007 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,638,000 | 6,162 |
| Total interest expense | $1,560,000 | 7,018 |
| Net interest income | $3,078,000 | 5,547 |
| Provision for loan and lease losses | $-150,000 | 12,974 |
| Total noninterest income | $798,000 | 4,000 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $508,000 | 2,744 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $290,000 | 4,566 |
| Total noninterest expense | $2,609,000 | 5,085 |
| Salaries and employee benefits | $1,457,000 | 4,387 |
| Premises and equipment expense | $534,000 | 3,664 |
| Additional noninterest expense | $618,000 | 7,181 |
| Pre-tax net operating income | $1,417,000 | 4,551 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $395,000 | 5,055 |
| Income before extraordinary items | $1,035,000 | 4,571 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,035,000 | 4,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 6,663 |
| Cash dividends | $75,000 | 7,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,025,640 | 4,363 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,968,000 | 6,423 |
| Total interest expense | $1,795,000 | 7,627 |
| Net interest income | $3,173,000 | 5,449 |
| Provision for loan and lease losses | $300,000 | 4,111 |
| Total noninterest income | $723,000 | 4,297 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $472,000 | 2,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $251,000 | 4,947 |
| Total noninterest expense | $2,523,000 | 5,275 |
| Salaries and employee benefits | $1,387,000 | 4,535 |
| Premises and equipment expense | $525,000 | 3,810 |
| Additional noninterest expense | $611,000 | 7,412 |
| Pre-tax net operating income | $1,073,000 | 5,355 |
| Securities gains (losses) | $37,000 | 4,622 |
| Applicable income taxes | $419,000 | 4,617 |
| Income before extraordinary items | $691,000 | 5,981 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $691,000 | 6,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 7,548 |
| Cash dividends | $75,000 | 7,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $667,320 | 5,770 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.