Home > First National Bank of Cortland > Net Loans and Leases
First National Bank of Cortland, Net Loans and Leases
| 1998-12-31 | Rank | |
| Net loans and leases | $121,889,000 | 2,285 |
| Loan loss allowance | $1,335,000 | 2,574 |
| Total loans and leases | $123,224,000 | 2,293 |
| Unearned income | $2,207,000 | 203 |
| Loans and leases, gross | $125,431,000 | 2,256 |
| All real estate loans | $73,354,000 | 2,600 |
| Real estate loans in domestic offices | $73,354,000 | 2,600 |
| Construction and development loans | $158,000 | 7,587 |
| Commercial RE | $13,983,000 | 3,112 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $625,000 | 3,752 |
| 1-4 family residential loans | $56,806,000 | 1,932 |
| Farmland loans | $1,782,000 | 3,290 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,239,000 | 4,178 |
| Commercial and industrial loans | $25,331,000 | 1,534 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $18,801,000 | 1,532 |
| Credit card loans | $697,000 | 1,788 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $18,104,000 | 1,442 |
| All other loans & leases | $6,706,000 | 730 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $5,328,000 | 319 |
| Other loans | $281,000 | 2,192 |
| Lease financing receivables | $1,097,000 | 613 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $111,932,000 | 2,481 |
| Loan loss allowance | $1,240,000 | 2,773 |
| Total loans and leases | $113,172,000 | 2,486 |
| Unearned income | $3,072,000 | 165 |
| Loans and leases, gross | $116,244,000 | 2,430 |
| All real estate loans | $65,433,000 | 2,849 |
| Real estate loans in domestic offices | $65,433,000 | 2,848 |
| Construction and development loans | $701,000 | 5,878 |
| Commercial RE | $13,215,000 | 3,222 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $667,000 | 3,862 |
| 1-4 family residential loans | $48,724,000 | 2,268 |
| Farmland loans | $2,126,000 | 2,930 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,135,000 | 3,599 |
| Commercial and industrial loans | $20,378,000 | 1,817 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $24,071,000 | 1,331 |
| Credit card loans | $1,687,000 | 1,069 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $22,384,000 | 1,275 |
| All other loans & leases | $4,227,000 | 972 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $4,152,000 | 419 |
| Other loans | $75,000 | 4,016 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $112,361,000 | 2,505 |
| Loan loss allowance | $1,271,000 | 2,834 |
| Total loans and leases | $113,632,000 | 2,513 |
| Unearned income | $3,774,000 | 486 |
| Loans and leases, gross | $113,632,000 | 2,526 |
| All real estate loans | $64,738,000 | 2,900 |
| Real estate loans in domestic offices | $64,738,000 | 2,900 |
| Construction and development loans | $147,000 | 8,190 |
| Commercial RE | $13,575,000 | 3,123 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $855,000 | 3,608 |
| 1-4 family residential loans | $47,730,000 | 2,363 |
| Farmland loans | $2,431,000 | 2,557 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,959,000 | 3,005 |
| Commercial and industrial loans | $17,933,000 | 2,046 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $27,429,000 | 1,322 |
| Credit card loans | $1,817,000 | 1,142 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $25,612,000 | 1,248 |
| All other loans & leases | $4,347,000 | 1,016 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $4,258,000 | 452 |
| Other loans | $89,000 | 3,912 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $111,028,000 | 2,470 |
| Loan loss allowance | $1,176,000 | 3,066 |
| Total loans and leases | $112,204,000 | 2,478 |
| Unearned income | $3,663,000 | 551 |
| Loans and leases, gross | $112,204,000 | 2,488 |
| All real estate loans | $63,415,000 | 2,885 |
| Real estate loans in domestic offices | $63,415,000 | 2,885 |
| Construction and development loans | $542,000 | 6,460 |
| Commercial RE | $12,686,000 | 3,223 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $657,000 | 4,162 |
| 1-4 family residential loans | $46,787,000 | 2,392 |
| Farmland loans | $2,743,000 | 2,306 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,969,000 | 2,472 |
| Commercial and industrial loans | $18,067,000 | 1,930 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $26,530,000 | 1,354 |
| Credit card loans | $1,884,000 | 1,174 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $24,646,000 | 1,302 |
| All other loans & leases | $3,886,000 | 1,107 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $3,696,000 | 542 |
| Other loans | $190,000 | 2,952 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $108,683,000 | 2,486 |
| Loan loss allowance | $1,226,000 | 3,002 |
| Total loans and leases | $109,909,000 | 2,491 |
| Unearned income | $3,344,000 | 665 |
| Loans and leases, gross | $109,909,000 | 2,500 |
| All real estate loans | $63,127,000 | 2,875 |
| Real estate loans in domestic offices | $63,127,000 | 2,874 |
| Construction and development loans | $641,000 | 6,205 |
| Commercial RE | $13,782,000 | 3,017 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $684,000 | 4,273 |
| 1-4 family residential loans | $45,390,000 | 2,457 |
| Farmland loans | $2,630,000 | 2,305 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,103,000 | 2,403 |
| Commercial and industrial loans | $17,703,000 | 1,854 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $25,219,000 | 1,409 |
| Credit card loans | $1,913,000 | 1,169 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $23,306,000 | 1,363 |
| All other loans & leases | $3,101,000 | 1,311 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $2,904,000 | 661 |
| Other loans | $197,000 | 2,994 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $104,619,000 | 2,504 |
| Loan loss allowance | $1,079,000 | 3,455 |
| Total loans and leases | $105,698,000 | 2,518 |
| Unearned income | $2,790,000 | 813 |
| Loans and leases, gross | $105,698,000 | 2,536 |
| All real estate loans | $62,075,000 | 2,894 |
| Real estate loans in domestic offices | $62,075,000 | 2,893 |
| Construction and development loans | $777,000 | 5,764 |
| Commercial RE | $13,904,000 | 2,901 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $741,000 | 4,147 |
| 1-4 family residential loans | $44,655,000 | 2,479 |
| Farmland loans | $1,998,000 | 2,818 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,975,000 | 2,402 |
| Commercial and industrial loans | $17,492,000 | 1,839 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $21,673,000 | 1,513 |
| Credit card loans | $2,010,000 | 1,133 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $19,663,000 | 1,486 |
| All other loans & leases | $3,273,000 | 1,303 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $3,001,000 | 701 |
| Other loans | $272,000 | 2,655 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $97,706,000 | 2,741 |
| Loan loss allowance | $1,025,000 | 3,628 |
| Total loans and leases | $98,731,000 | 2,757 |
| Unearned income | $2,938,000 | 921 |
| Loans and leases, gross | $98,731,000 | 2,773 |
| All real estate loans | $58,062,000 | 3,129 |
| Real estate loans in domestic offices | $58,062,000 | 3,129 |
| Construction and development loans | $1,137,000 | 4,881 |
| Commercial RE | $13,786,000 | 2,917 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $997,000 | 3,584 |
| 1-4 family residential loans | $40,453,000 | 2,782 |
| Farmland loans | $1,689,000 | 3,084 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,113,000 | 2,221 |
| Commercial and industrial loans | $14,125,000 | 2,308 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $21,265,000 | 1,606 |
| Credit card loans | $2,139,000 | 1,128 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $19,126,000 | 1,570 |
| All other loans & leases | $4,104,000 | 1,226 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $3,811,000 | 658 |
| Other loans | $293,000 | 2,651 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |