Home > First National Bank of Cortland > Loan Charge- Offs and Recoveries

First National Bank of Cortland, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$225,0002,874
Loans secured by real estate, total$22,0002,764
To non-U.S. addresseesNANA
Real estate loans in domestic offices$22,0002,762
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$22,0002,027
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$30,0004,105
Loans to individuals$173,0001,651
Credit card loan charge offs$23,0001,364
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$150,0001,585
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$95,0002,206
Loans secured by real estate, total$03,922
To non-U.S. addresseesNANA
Real estate loans in domestic offices$03,917
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$03,049
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$33,0002,008
Loans to individuals$62,0001,339
Credit card loan recoveries$8,000912
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$54,0001,306
Loans to foreign governments and official institutions$014
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$130,0003,185
Loans secured by real estate, total$22,0002,256
To non-U.S. addresseesNANA
Real estate loans in domestic offices$22,0002,254
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$22,0001,701
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-3,0008,926
To non-U.S. addresseesNANA
Loans to individuals$111,0001,799
Credit card loan net charge offs$15,0001,503
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$96,0001,695
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$478,0001,805
Loans secured by real estate, total$57,0001,906
To non-U.S. addresseesNANA
Real estate loans in domestic offices$57,0001,906
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$1,0003,941
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$56,000799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$76,0002,732
Loans to individuals$345,0001,073
Credit card loan charge offs$57,000908
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$288,000998
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$33,000541
Total recoveries$57,0003,384
Loans secured by real estate, total$04,351
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,349
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$03,348
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,592
Loans to individuals$57,0001,491
Credit card loan recoveries$8,000909
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$49,0001,487
Loans to foreign governments and official institutions$027
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$421,0001,532
Loans secured by real estate, total$57,0001,529
To non-U.S. addresseesNANA
Real estate loans in domestic offices$57,0001,527
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$1,0003,366
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$56,000609
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$76,0002,106
To non-U.S. addresseesNANA
Loans to individuals$288,0001,006
Credit card loan net charge offs$49,000908
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$239,000887
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$33,000436
1996-12-31 (YTD Data)Rank
Total charge-offs$262,0002,856
Loans secured by real estate, total$05,176
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,167
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$04,217
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$79,0002,812
Loans to individuals$183,0001,691
Credit card loan charge offs$65,000886
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$118,0001,970
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$1,0001,442
Total recoveries$74,0003,016
Loans secured by real estate, total$04,712
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,705
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$4,0005,437
Loans to individuals$70,0001,329
Credit card loan recoveries$16,000687
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$54,0001,444
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$9,000743
Net charge-offs$188,0002,776
Loans secured by real estate, total$04,193
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,185
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$03,584
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$75,0002,186
To non-U.S. addresseesNANA
Loans to individuals$113,0001,868
Credit card loan net charge offs$49,000924
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$64,0002,306
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$-8,0008,499
1995-12-31 (YTD Data)Rank
Total charge-offs$413,0002,026
Loans secured by real estate, total$10,0004,096
To non-U.S. addresseesNANA
Real estate loans in domestic offices$10,0004,094
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$10,0003,063
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$209,0001,360
Loans to individuals$194,0001,496
Credit card loan charge offs$31,0001,217
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$163,0001,404
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$63,0003,537
Loans secured by real estate, total$05,162
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,149
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$21,0003,352
Loans to individuals$42,0002,007
Credit card loan recoveries$10,000911
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$32,0002,189
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$16,000557
Net charge-offs$350,0001,753
Loans secured by real estate, total$10,0003,285
To non-U.S. addresseesNANA
Real estate loans in domestic offices$10,0003,283
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$10,0002,563
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$188,0001,050
To non-U.S. addresseesNANA
Loans to individuals$152,0001,396
Credit card loan net charge offs$21,0001,314
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$131,0001,227
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$-16,0009,007
1994-12-31 (YTD Data)Rank
Total charge-offs$245,0003,004
Loans secured by real estate, total$06,101
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,096
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$04,860
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$126,0002,074
Loans to individuals$119,0001,979
Credit card loan charge offs$70,000808
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$49,0003,151
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$92,0003,063
Loans secured by real estate, total$05,649
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,631
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$11,0005,061
Loans to individuals$81,0001,285
Credit card loan recoveries$15,000777
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$66,0001,328
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$2,0001,431
Net charge-offs$153,0002,937
Loans secured by real estate, total$04,935
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,935
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$04,088
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$115,0001,527
To non-U.S. addresseesNANA
Loans to individuals$38,0003,025
Credit card loan net charge offs$55,000796
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-17,00012,216
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$-2,0008,915
1993-12-31 (YTD Data)Rank
Total charge-offs$306,0003,140
Loans secured by real estate, total$25,0004,386
To non-U.S. addresseesNANA
Real estate loans in domestic offices$25,0004,385
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$25,0002,914
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$75,0003,656
Loans to individuals$206,0001,500
Credit card loan charge offs$29,0001,312
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$177,0001,377
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$60,0004,376
Loans secured by real estate, total$06,091
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,082
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$19,0004,488
Loans to individuals$41,0002,272
Credit card loan recoveries$6,0001,249
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$35,0002,338
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$2,0001,623
Net charge-offs$246,0002,771
Loans secured by real estate, total$25,0003,661
To non-U.S. addresseesNANA
Real estate loans in domestic offices$25,0003,659
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$25,0002,486
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$56,0003,244
To non-U.S. addresseesNANA
Loans to individuals$165,0001,289
Credit card loan net charge offs$23,0001,286
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$142,0001,086
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$-2,0009,350
1992-12-31 (YTD Data)Rank
Total charge-offs$279,0004,217
Loans secured by real estate, total$08,179
To non-U.S. addresseesNANA
Real estate loans in domestic offices$08,166
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$84,0004,521
Loans to individuals$195,0001,890
Credit card loan charge offs$51,0001,140
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$144,0002,040
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$53,000626
Total recoveries$64,0004,432
Loans secured by real estate, total$1,0005,629
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,0005,622
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$1,0004,105
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$3,0007,781
Loans to individuals$60,0001,809
Credit card loan recoveries$5,0001,375
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$55,0001,754
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$215,0004,039
Loans secured by real estate, total$-1,00012,062
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-1,00012,114
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$-1,00012,379
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$81,0003,744
To non-U.S. addresseesNANA
Loans to individuals$135,0001,910
Credit card loan net charge offs$46,0001,093
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$89,0002,167
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$53,000492

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.