Home > First National Bank of Commerce > Loan Charge- Offs and Recoveries
First National Bank of Commerce, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $47,760,000 | 100 |
| Loans secured by real estate, total | $197,000 | 929 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $197,000 | 929 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $23,000 | 2,119 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $174,000 | 430 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $1,184,000 | 272 |
| Loans to individuals | $46,379,000 | 73 |
| Credit card loan charge offs | $35,362,000 | 60 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $11,017,000 | 72 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $11,125,000 | 101 |
| Loans secured by real estate, total | $3,800,000 | 48 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $3,800,000 | 47 |
| Construction and land development | $18,000 | 250 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $154,000 | 247 |
| Secured by multifamily residential properties | $10,000 | 222 |
| Secured by nonfarm nonresidential properties | $3,618,000 | 32 |
| Real estate loans in foreign offices | $0 | 18 |
| Loans to depository institutions | $654,000 | 7 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $70,000 | 54 |
| Commercial and industrial loans | $494,000 | 247 |
| Loans to individuals | $6,104,000 | 91 |
| Credit card loan recoveries | $4,007,000 | 61 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,097,000 | 94 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $3,000 | 236 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $36,635,000 | 91 |
| Loans secured by real estate, total | $-3,603,000 | 10,910 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $-3,603,000 | 10,933 |
| Construction and land development | $-18,000 | 10,747 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $-131,000 | 10,878 |
| Secured by multifamily residential properties | $-10,000 | 10,779 |
| Secured by nonfarm nonresidential properties | $-3,444,000 | 10,908 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $-654,000 | 1,141 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $-70,000 | 1,124 |
| Commercial and industrial loans | $690,000 | 333 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $40,275,000 | 67 |
| Credit card loan net charge offs | $31,355,000 | 59 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $8,920,000 | 64 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $-3,000 | 1,080 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $36,354,000 | 120 |
| Loans secured by real estate, total | $363,000 | 758 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $363,000 | 758 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $303,000 | 460 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $60,000 | 918 |
| Real estate loans in foreign offices | $0 | 8 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $99,000 | 90 |
| Commercial and industrial loans | $439,000 | 726 |
| Loans to individuals | $35,453,000 | 85 |
| Credit card loan charge offs | $26,200,000 | 68 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $9,253,000 | 86 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $8,179,000 | 125 |
| Loans secured by real estate, total | $611,000 | 260 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $611,000 | 260 |
| Construction and land development | $9,000 | 375 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $394,000 | 134 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $208,000 | 293 |
| Real estate loans in foreign offices | $0 | 7 |
| Loans to depository institutions | $1,417,000 | 5 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $1,089,000 | 166 |
| Loans to individuals | $4,966,000 | 102 |
| Credit card loan recoveries | $3,678,000 | 61 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,288,000 | 156 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $96,000 | 113 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $28,175,000 | 108 |
| Loans secured by real estate, total | $-248,000 | 11,334 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $-248,000 | 11,359 |
| Construction and land development | $-9,000 | 11,222 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $-91,000 | 11,395 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-148,000 | 11,286 |
| Real estate loans in foreign offices | $0 | 6 |
| Loans to depository institutions | $-1,417,000 | 1,203 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $99,000 | 75 |
| Commercial and industrial loans | $-650,000 | 11,406 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $30,487,000 | 78 |
| Credit card loan net charge offs | $22,522,000 | 68 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $7,965,000 | 69 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $-96,000 | 1,170 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $29,040,000 | 122 |
| Loans secured by real estate, total | $180,000 | 1,248 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $180,000 | 1,246 |
| Construction and land development | $9,000 | 703 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $90,000 | 1,159 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $81,000 | 996 |
| Real estate loans in foreign offices | $0 | 12 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $13,061,000 | 41 |
| Loans to individuals | $15,799,000 | 107 |
| Credit card loan charge offs | $13,219,000 | 82 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,580,000 | 199 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $6,109,000 | 171 |
| Loans secured by real estate, total | $706,000 | 242 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $706,000 | 241 |
| Construction and land development | $21,000 | 318 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $414,000 | 116 |
| Secured by multifamily residential properties | $100,000 | 118 |
| Secured by nonfarm nonresidential properties | $171,000 | 359 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $187,000 | 13 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $1,516,000 | 169 |
| Loans to individuals | $3,674,000 | 116 |
| Credit card loan recoveries | $2,890,000 | 71 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $784,000 | 229 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $26,000 | 185 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $22,931,000 | 109 |
| Loans secured by real estate, total | $-526,000 | 11,916 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-526,000 | 11,946 |
| Construction and land development | $-12,000 | 11,738 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $-324,000 | 11,954 |
| Secured by multifamily residential properties | $-100,000 | 11,923 |
| Secured by nonfarm nonresidential properties | $-90,000 | 11,750 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $-187,000 | 1,218 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $11,545,000 | 22 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $12,125,000 | 103 |
| Credit card loan net charge offs | $10,329,000 | 85 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,796,000 | 176 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $-26,000 | 1,165 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $10,244,000 | 260 |
| Loans secured by real estate, total | $64,000 | 2,435 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $64,000 | 2,435 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $35,000 | 2,055 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $29,000 | 1,659 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $117,000 | 2,190 |
| Loans to individuals | $10,063,000 | 122 |
| Credit card loan charge offs | $9,444,000 | 85 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $619,000 | 489 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $6,502,000 | 175 |
| Loans secured by real estate, total | $1,467,000 | 155 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,467,000 | 153 |
| Construction and land development | $320,000 | 104 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $716,000 | 79 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $431,000 | 222 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $531,000 | 9 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $1,494,000 | 187 |
| Loans to individuals | $2,988,000 | 139 |
| Credit card loan recoveries | $2,629,000 | 64 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $359,000 | 388 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $22,000 | 191 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,742,000 | 363 |
| Loans secured by real estate, total | $-1,403,000 | 12,575 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-1,403,000 | 12,613 |
| Construction and land development | $-320,000 | 12,555 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $-681,000 | 12,598 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-402,000 | 12,538 |
| Real estate loans in foreign offices | $0 | 11 |
| Loans to depository institutions | $-531,000 | 1,180 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-1,377,000 | 12,557 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $7,075,000 | 116 |
| Credit card loan net charge offs | $6,815,000 | 88 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $260,000 | 589 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $-22,000 | 1,109 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $12,981,000 | 279 |
| Loans secured by real estate, total | $802,000 | 779 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $802,000 | 778 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $491,000 | 479 |
| Secured by multifamily residential properties | $1,000 | 747 |
| Secured by nonfarm nonresidential properties | $310,000 | 743 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $1,941,000 | 331 |
| Loans to individuals | $10,212,000 | 123 |
| Credit card loan charge offs | $9,611,000 | 83 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $601,000 | 521 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $26,000 | 274 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $5,279,000 | 204 |
| Loans secured by real estate, total | $1,116,000 | 183 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $1,116,000 | 182 |
| Construction and land development | $165,000 | 187 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $391,000 | 117 |
| Secured by multifamily residential properties | $5,000 | 394 |
| Secured by nonfarm nonresidential properties | $555,000 | 187 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $184,000 | 22 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $911,000 | 264 |
| Loans to individuals | $2,674,000 | 148 |
| Credit card loan recoveries | $2,189,000 | 69 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $485,000 | 324 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $394,000 | 60 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $7,702,000 | 308 |
| Loans secured by real estate, total | $-314,000 | 13,214 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $-314,000 | 13,254 |
| Construction and land development | $-165,000 | 13,213 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $100,000 | 1,206 |
| Secured by multifamily residential properties | $-4,000 | 13,081 |
| Secured by nonfarm nonresidential properties | $-245,000 | 13,217 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $-184,000 | 1,156 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $1,030,000 | 406 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $7,538,000 | 122 |
| Credit card loan net charge offs | $7,422,000 | 85 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $116,000 | 1,286 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $-368,000 | 1,157 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $17,786,000 | 268 |
| Loans secured by real estate, total | $2,357,000 | 488 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $2,357,000 | 488 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $1,140,000 | 253 |
| Secured by multifamily residential properties | $55,000 | 575 |
| Secured by nonfarm nonresidential properties | $1,162,000 | 421 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $2,354,000 | 407 |
| Loans to individuals | $13,054,000 | 131 |
| Credit card loan charge offs | $11,730,000 | 87 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,324,000 | 379 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $21,000 | 295 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,777,000 | 203 |
| Loans secured by real estate, total | $1,198,000 | 140 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $1,198,000 | 140 |
| Construction and land development | $17,000 | 550 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $573,000 | 78 |
| Secured by multifamily residential properties | $37,000 | 161 |
| Secured by nonfarm nonresidential properties | $571,000 | 126 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $500,000 | 10 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $667,000 | 325 |
| Loans to individuals | $2,245,000 | 167 |
| Credit card loan recoveries | $1,810,000 | 75 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $435,000 | 384 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $167,000 | 83 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $13,009,000 | 283 |
| Loans secured by real estate, total | $1,159,000 | 723 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,159,000 | 723 |
| Construction and land development | $-17,000 | 13,741 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $567,000 | 419 |
| Secured by multifamily residential properties | $18,000 | 701 |
| Secured by nonfarm nonresidential properties | $591,000 | 608 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $-500,000 | 1,187 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $1,687,000 | 445 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $10,809,000 | 117 |
| Credit card loan net charge offs | $9,920,000 | 86 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $889,000 | 381 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $-146,000 | 1,167 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.