Home > First National Bank of Commerce > Income and Expense
First National Bank of Commerce, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $459,953,000 | 128 |
| Total interest expense | $220,005,000 | 130 |
| Net interest income | $239,948,000 | 124 |
| Provision for loan and lease losses | $45,086,000 | 88 |
| Total noninterest income | $136,681,000 | 117 |
| Gross Fiduciary activities income | $14,350,000 | 110 |
| Service charges on deposit accounts | $28,491,000 | 90 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $93,840,000 | 115 |
| Total noninterest expense | $222,448,000 | 126 |
| Salaries and employee benefits | $74,215,000 | 134 |
| Premises and equipment expense | $17,043,000 | 174 |
| Additional noninterest expense | $131,190,000 | 104 |
| Pre-tax net operating income | $109,095,000 | 141 |
| Securities gains (losses) | $348,000 | 525 |
| Applicable income taxes | $34,702,000 | 155 |
| Income before extraordinary items | $74,741,000 | 137 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $74,741,000 | 137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,635,000 | 91 |
| Cash dividends | $30,633,000 | 171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $74,504,360 | 130 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $410,178,000 | 155 |
| Total interest expense | $177,437,000 | 166 |
| Net interest income | $232,741,000 | 137 |
| Provision for loan and lease losses | $38,700,000 | 91 |
| Total noninterest income | $120,912,000 | 135 |
| Gross Fiduciary activities income | $12,253,000 | 125 |
| Service charges on deposit accounts | $30,031,000 | 100 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $78,628,000 | 130 |
| Total noninterest expense | $197,166,000 | 146 |
| Salaries and employee benefits | $67,587,000 | 153 |
| Premises and equipment expense | $15,510,000 | 208 |
| Additional noninterest expense | $114,069,000 | 133 |
| Pre-tax net operating income | $117,787,000 | 129 |
| Securities gains (losses) | $1,698,000 | 172 |
| Applicable income taxes | $39,782,000 | 134 |
| Income before extraordinary items | $79,703,000 | 131 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $79,703,000 | 130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,175,000 | 108 |
| Cash dividends | $87,330,000 | 93 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $78,565,340 | 126 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $358,581,000 | 175 |
| Total interest expense | $156,474,000 | 196 |
| Net interest income | $202,107,000 | 159 |
| Provision for loan and lease losses | $30,096,000 | 88 |
| Total noninterest income | $95,087,000 | 150 |
| Gross Fiduciary activities income | $10,275,000 | 148 |
| Service charges on deposit accounts | $29,993,000 | 100 |
| Trading account gains and fees | $1,904,000 | 102 |
| Additional Noninterest Income | $52,915,000 | 148 |
| Total noninterest expense | $186,296,000 | 150 |
| Salaries and employee benefits | $63,241,000 | 159 |
| Premises and equipment expense | $15,326,000 | 209 |
| Additional noninterest expense | $107,729,000 | 129 |
| Pre-tax net operating income | $80,802,000 | 184 |
| Securities gains (losses) | $-7,274,000 | 11,950 |
| Applicable income taxes | $23,494,000 | 201 |
| Income before extraordinary items | $50,034,000 | 193 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $50,034,000 | 192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,931,000 | 109 |
| Cash dividends | $21,469,000 | 243 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $54,980,320 | 176 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $266,329,000 | 200 |
| Total interest expense | $96,598,000 | 225 |
| Net interest income | $169,731,000 | 183 |
| Provision for loan and lease losses | $-1,551,000 | 12,548 |
| Total noninterest income | $80,870,000 | 166 |
| Gross Fiduciary activities income | $9,634,000 | 153 |
| Service charges on deposit accounts | $24,758,000 | 114 |
| Trading account gains and fees | $1,864,000 | 86 |
| Additional Noninterest Income | $44,614,000 | 161 |
| Total noninterest expense | $161,179,000 | 168 |
| Salaries and employee benefits | $61,049,000 | 163 |
| Premises and equipment expense | $11,617,000 | 260 |
| Additional noninterest expense | $88,513,000 | 148 |
| Pre-tax net operating income | $90,973,000 | 156 |
| Securities gains (losses) | $-32,237,000 | 12,597 |
| Applicable income taxes | $18,371,000 | 220 |
| Income before extraordinary items | $40,365,000 | 208 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $40,365,000 | 208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,742,000 | 363 |
| Cash dividends | $46,163,000 | 124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $62,608,530 | 154 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $252,361,000 | 189 |
| Total interest expense | $87,914,000 | 221 |
| Net interest income | $164,447,000 | 174 |
| Provision for loan and lease losses | $-1,535,000 | 13,243 |
| Total noninterest income | $75,302,000 | 158 |
| Gross Fiduciary activities income | $7,878,000 | 172 |
| Service charges on deposit accounts | $24,509,000 | 105 |
| Trading account gains and fees | $2,105,000 | 103 |
| Additional Noninterest Income | $40,810,000 | 159 |
| Total noninterest expense | $143,581,000 | 183 |
| Salaries and employee benefits | $53,189,000 | 174 |
| Premises and equipment expense | $9,030,000 | 318 |
| Additional noninterest expense | $81,362,000 | 155 |
| Pre-tax net operating income | $97,703,000 | 124 |
| Securities gains (losses) | $-675,000 | 13,251 |
| Applicable income taxes | $31,120,000 | 128 |
| Income before extraordinary items | $65,908,000 | 136 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $65,908,000 | 137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,702,000 | 308 |
| Cash dividends | $11,750,000 | 253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $66,367,000 | 130 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $258,702,000 | 202 |
| Total interest expense | $100,515,000 | 251 |
| Net interest income | $158,187,000 | 169 |
| Provision for loan and lease losses | $19,640,000 | 213 |
| Total noninterest income | $72,199,000 | 157 |
| Gross Fiduciary activities income | $6,635,000 | 187 |
| Service charges on deposit accounts | $23,924,000 | 99 |
| Trading account gains and fees | $7,262,000 | 55 |
| Additional Noninterest Income | $34,378,000 | 174 |
| Total noninterest expense | $134,313,000 | 183 |
| Salaries and employee benefits | $46,387,000 | 190 |
| Premises and equipment expense | $8,941,000 | 321 |
| Additional noninterest expense | $78,985,000 | 150 |
| Pre-tax net operating income | $76,433,000 | 111 |
| Securities gains (losses) | $547,000 | 1,019 |
| Applicable income taxes | $23,367,000 | 126 |
| Income before extraordinary items | $53,613,000 | 124 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $53,613,000 | 127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,009,000 | 283 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $53,230,100 | 110 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.