Home > First National Bank of Commerce > Net charge- offs to loans
First National Bank of Commerce, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9341% | 652 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2548% | 1,456 |
| Percentage Net Loans Charged-off:Construction & development | -0.0134% | 1,239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6021% | 1,408 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0265% | 1,301 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0196% | 1,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0203% | 1,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0968% | 715 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5895% | 161 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1578% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3035% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8392% | 927 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0216% | 1,356 |
| Percentage Net Loans Charged-off:Construction & development | -0.0066% | 1,286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0360% | 1,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0157% | 1,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0160% | 1,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1095% | 1,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0864% | 207 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2365% | 376 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9144% | 1,324 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0022% | 490 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8835% | 794 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0616% | 1,449 |
| Percentage Net Loans Charged-off:Construction & development | -0.0144% | 1,319 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0271% | 1,263 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9280% | 1,428 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0760% | 1,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0780% | 1,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1915% | 78 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1256% | 329 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2030% | 474 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1486% | 1,262 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.8605% | 557 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2112% | 3,889 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2747% | 1,476 |
| Percentage Net Loans Charged-off:Construction & development | -1.2744% | 1,393 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1812% | 1,371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2675% | 1,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2810% | 1,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4154% | 1,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8774% | 350 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7657% | 477 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4369% | 1,240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2352% | 508 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5147% | 2,671 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0759% | 1,471 |
| Percentage Net Loans Charged-off:Construction & development | -0.9502% | 1,415 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1254% | 1,421 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0323% | 1,358 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0532% | 671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1845% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0426% | 699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4017% | 607 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0995% | 374 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9892% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3775% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1699% | 499 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9189% | 2,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3284% | 604 |
| Percentage Net Loans Charged-off:Construction & development | -0.0618% | 1,430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3530% | 647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1627% | 364 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3922% | 212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4347% | 205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5922% | 744 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6850% | 319 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5715% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4520% | 1,246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |