Home > First National Bank of Colorado City > Income and Expense
First National Bank of Colorado City, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $225,000 | 6,188 |
| Total interest expense | $11,000 | 6,246 |
| Net interest income | $214,000 | 6,161 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $58,000 | 5,160 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $42,000 | 3,976 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $16,000 | 5,539 |
| Total noninterest expense | $276,000 | 5,905 |
| Salaries and employee benefits | $105,000 | 6,156 |
| Premises and equipment expense | $18,000 | 6,086 |
| Additional noninterest expense | $153,000 | 5,252 |
| Pre-tax net operating income | $-4,000 | 6,035 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-1,000 | 6,179 |
| Income before extraordinary items | $-3,000 | 6,070 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-3,000 | 6,071 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-3,000 | 6,071 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-3,000 | 6,029 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $994,000 | 6,229 |
| Total interest expense | $41,000 | 6,372 |
| Net interest income | $953,000 | 6,193 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $246,000 | 5,224 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $188,000 | 4,010 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $58,000 | 5,648 |
| Total noninterest expense | $1,048,000 | 6,057 |
| Salaries and employee benefits | $464,000 | 6,201 |
| Premises and equipment expense | $71,000 | 6,226 |
| Additional noninterest expense | $513,000 | 5,616 |
| Pre-tax net operating income | $151,000 | 5,771 |
| Securities gains (losses) | $5,000 | 2,877 |
| Applicable income taxes | $44,000 | 3,759 |
| Income before extraordinary items | $112,000 | 5,860 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $112,000 | 5,860 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $112,000 | 5,861 |
| Net charge-offs | $2,000 | 4,861 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $108,400 | 5,833 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $762,000 | 6,296 |
| Total interest expense | $32,000 | 6,448 |
| Net interest income | $730,000 | 6,255 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $186,000 | 5,278 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $141,000 | 4,066 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $45,000 | 5,703 |
| Total noninterest expense | $750,000 | 6,147 |
| Salaries and employee benefits | $314,000 | 6,306 |
| Premises and equipment expense | $53,000 | 6,292 |
| Additional noninterest expense | $383,000 | 5,660 |
| Pre-tax net operating income | $166,000 | 5,707 |
| Securities gains (losses) | $5,000 | 2,558 |
| Applicable income taxes | $54,000 | 3,632 |
| Income before extraordinary items | $117,000 | 5,839 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $117,000 | 5,838 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $117,000 | 5,839 |
| Net charge-offs | $1,000 | 4,590 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $113,600 | 5,824 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $506,000 | 6,354 |
| Total interest expense | $22,000 | 6,507 |
| Net interest income | $484,000 | 6,316 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $123,000 | 5,279 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $94,000 | 4,049 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $29,000 | 5,746 |
| Total noninterest expense | $494,000 | 6,215 |
| Salaries and employee benefits | $206,000 | 6,379 |
| Premises and equipment expense | $34,000 | 6,358 |
| Additional noninterest expense | $254,000 | 5,703 |
| Pre-tax net operating income | $113,000 | 5,723 |
| Securities gains (losses) | $1,000 | 2,460 |
| Applicable income taxes | $36,000 | 3,607 |
| Income before extraordinary items | $78,000 | 5,852 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $78,000 | 5,854 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $78,000 | 5,855 |
| Net charge-offs | $2,000 | 4,144 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $77,320 | 5,825 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $243,000 | 6,441 |
| Total interest expense | $13,000 | 6,523 |
| Net interest income | $230,000 | 6,412 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $63,000 | 5,235 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $48,000 | 3,996 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $15,000 | 5,734 |
| Total noninterest expense | $244,000 | 6,295 |
| Salaries and employee benefits | $100,000 | 6,465 |
| Premises and equipment expense | $21,000 | 6,317 |
| Additional noninterest expense | $123,000 | 5,794 |
| Pre-tax net operating income | $49,000 | 5,760 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $15,000 | 3,648 |
| Income before extraordinary items | $34,000 | 5,893 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $34,000 | 5,894 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $34,000 | 5,895 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $34,000 | 5,857 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $885,000 | 6,563 |
| Total interest expense | $47,000 | 6,663 |
| Net interest income | $838,000 | 6,525 |
| Provision for loan and lease losses | $12,000 | 4,872 |
| Total noninterest income | $228,000 | 5,479 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $175,000 | 4,321 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $53,000 | 5,823 |
| Total noninterest expense | $1,112,000 | 6,245 |
| Salaries and employee benefits | $443,000 | 6,502 |
| Premises and equipment expense | $85,000 | 6,393 |
| Additional noninterest expense | $584,000 | 5,624 |
| Pre-tax net operating income | $-58,000 | 6,261 |
| Securities gains (losses) | $82,000 | 1,469 |
| Applicable income taxes | $6,000 | 4,375 |
| Income before extraordinary items | $18,000 | 6,214 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $18,000 | 6,216 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $18,000 | 6,216 |
| Net charge-offs | $14,000 | 4,987 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-43,500 | 6,263 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $651,000 | 6,646 |
| Total interest expense | $35,000 | 6,751 |
| Net interest income | $616,000 | 6,608 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $164,000 | 5,600 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $125,000 | 4,445 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $39,000 | 5,928 |
| Total noninterest expense | $815,000 | 6,317 |
| Salaries and employee benefits | $299,000 | 6,617 |
| Premises and equipment expense | $60,000 | 6,493 |
| Additional noninterest expense | $456,000 | 5,572 |
| Pre-tax net operating income | $-35,000 | 6,345 |
| Securities gains (losses) | $1,000 | 2,916 |
| Applicable income taxes | $-17,000 | 6,559 |
| Income before extraordinary items | $-17,000 | 6,366 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-17,000 | 6,368 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-17,000 | 6,367 |
| Net charge-offs | $1,000 | 5,139 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-17,640 | 6,328 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $431,000 | 6,700 |
| Total interest expense | $26,000 | 6,790 |
| Net interest income | $405,000 | 6,660 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $105,000 | 5,670 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $79,000 | 4,525 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $26,000 | 5,953 |
| Total noninterest expense | $541,000 | 6,353 |
| Salaries and employee benefits | $201,000 | 6,657 |
| Premises and equipment expense | $40,000 | 6,531 |
| Additional noninterest expense | $300,000 | 5,612 |
| Pre-tax net operating income | $-31,000 | 6,376 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-13,000 | 6,605 |
| Income before extraordinary items | $-18,000 | 6,411 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-18,000 | 6,413 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-18,000 | 6,413 |
| Net charge-offs | $1,000 | 4,803 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-18,000 | 6,360 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $220,000 | 6,759 |
| Total interest expense | $14,000 | 6,857 |
| Net interest income | $206,000 | 6,717 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $50,000 | 5,730 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $37,000 | 4,624 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 5,979 |
| Total noninterest expense | $250,000 | 6,493 |
| Salaries and employee benefits | $100,000 | 6,721 |
| Premises and equipment expense | $19,000 | 6,607 |
| Additional noninterest expense | $131,000 | 5,897 |
| Pre-tax net operating income | $6,000 | 6,278 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $6,000 | 6,360 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,000 | 6,361 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,000 | 6,361 |
| Net charge-offs | $1,000 | 4,010 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $6,000 | 6,281 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 6,787 |
| Total interest expense | $81,000 | 6,886 |
| Net interest income | $921,000 | 6,733 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $216,000 | 5,602 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $169,000 | 4,570 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $47,000 | 5,895 |
| Total noninterest expense | $1,033,000 | 6,557 |
| Salaries and employee benefits | $446,000 | 6,723 |
| Premises and equipment expense | $76,000 | 6,721 |
| Additional noninterest expense | $511,000 | 6,043 |
| Pre-tax net operating income | $104,000 | 5,908 |
| Securities gains (losses) | $71,000 | 2,511 |
| Applicable income taxes | $66,000 | 3,758 |
| Income before extraordinary items | $109,000 | 6,033 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $109,000 | 6,028 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $109,000 | 6,031 |
| Net charge-offs | $1,000 | 5,927 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $63,560 | 6,004 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $798,000 | 6,849 |
| Total interest expense | $68,000 | 6,970 |
| Net interest income | $730,000 | 6,798 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $167,000 | 5,641 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $131,000 | 4,562 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $36,000 | 5,997 |
| Total noninterest expense | $734,000 | 6,670 |
| Salaries and employee benefits | $299,000 | 6,870 |
| Premises and equipment expense | $56,000 | 6,805 |
| Additional noninterest expense | $379,000 | 6,116 |
| Pre-tax net operating income | $163,000 | 5,816 |
| Securities gains (losses) | $-9,000 | 6,866 |
| Applicable income taxes | $18,000 | 4,197 |
| Income before extraordinary items | $136,000 | 5,980 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $136,000 | 5,979 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $136,000 | 5,979 |
| Net charge-offs | $1,000 | 5,692 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $143,920 | 5,814 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $531,000 | 6,911 |
| Total interest expense | $49,000 | 7,015 |
| Net interest income | $482,000 | 6,857 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $114,000 | 5,640 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $90,000 | 4,517 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 6,030 |
| Total noninterest expense | $484,000 | 6,737 |
| Salaries and employee benefits | $195,000 | 6,949 |
| Premises and equipment expense | $37,000 | 6,855 |
| Additional noninterest expense | $252,000 | 6,156 |
| Pre-tax net operating income | $112,000 | 5,811 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $35,000 | 3,742 |
| Income before extraordinary items | $77,000 | 6,079 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $77,000 | 6,079 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $77,000 | 6,079 |
| Net charge-offs | $1,000 | 5,406 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $77,000 | 5,929 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $263,000 | 6,978 |
| Total interest expense | $25,000 | 7,087 |
| Net interest income | $238,000 | 6,924 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $57,000 | 5,694 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $44,000 | 4,536 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 6,065 |
| Total noninterest expense | $236,000 | 6,812 |
| Salaries and employee benefits | $95,000 | 7,025 |
| Premises and equipment expense | $18,000 | 6,916 |
| Additional noninterest expense | $123,000 | 6,233 |
| Pre-tax net operating income | $59,000 | 5,835 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $19,000 | 3,700 |
| Income before extraordinary items | $40,000 | 6,091 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $40,000 | 6,090 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $40,000 | 6,091 |
| Net charge-offs | $1,000 | 4,615 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $40,000 | 5,957 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,100,000 | 7,025 |
| Total interest expense | $104,000 | 7,183 |
| Net interest income | $996,000 | 6,944 |
| Provision for loan and lease losses | $12,000 | 6,315 |
| Total noninterest income | $234,000 | 5,541 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $199,000 | 4,383 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $35,000 | 6,132 |
| Total noninterest expense | $1,013,000 | 6,817 |
| Salaries and employee benefits | $427,000 | 7,018 |
| Premises and equipment expense | $73,000 | 7,017 |
| Additional noninterest expense | $513,000 | 6,243 |
| Pre-tax net operating income | $205,000 | 5,493 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $32,000 | 3,941 |
| Income before extraordinary items | $173,000 | 5,645 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $173,000 | 5,647 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $173,000 | 5,647 |
| Net charge-offs | $15,000 | 5,983 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $173,000 | 5,525 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $828,000 | 7,099 |
| Total interest expense | $81,000 | 7,260 |
| Net interest income | $747,000 | 7,008 |
| Provision for loan and lease losses | $5,000 | 6,302 |
| Total noninterest income | $178,000 | 5,623 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $151,000 | 4,388 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $27,000 | 6,233 |
| Total noninterest expense | $736,000 | 6,895 |
| Salaries and employee benefits | $292,000 | 7,115 |
| Premises and equipment expense | $56,000 | 7,066 |
| Additional noninterest expense | $388,000 | 6,268 |
| Pre-tax net operating income | $184,000 | 5,534 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $59,000 | 3,532 |
| Income before extraordinary items | $125,000 | 5,805 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $125,000 | 5,806 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $125,000 | 5,806 |
| Net charge-offs | $16,000 | 5,628 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $125,000 | 5,662 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $531,000 | 7,191 |
| Total interest expense | $55,000 | 7,332 |
| Net interest income | $476,000 | 7,097 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $118,000 | 5,655 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $100,000 | 4,389 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 6,313 |
| Total noninterest expense | $488,000 | 6,968 |
| Salaries and employee benefits | $193,000 | 7,193 |
| Premises and equipment expense | $38,000 | 7,121 |
| Additional noninterest expense | $257,000 | 6,350 |
| Pre-tax net operating income | $106,000 | 5,662 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $33,000 | 3,586 |
| Income before extraordinary items | $73,000 | 5,869 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $73,000 | 5,868 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $73,000 | 5,869 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $73,000 | 5,791 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $244,000 | 7,289 |
| Total interest expense | $29,000 | 7,391 |
| Net interest income | $215,000 | 7,212 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $60,000 | 5,716 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $50,000 | 4,342 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 6,371 |
| Total noninterest expense | $243,000 | 7,019 |
| Salaries and employee benefits | $95,000 | 7,248 |
| Premises and equipment expense | $20,000 | 7,119 |
| Additional noninterest expense | $128,000 | 6,411 |
| Pre-tax net operating income | $32,000 | 5,971 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $8,000 | 3,871 |
| Income before extraordinary items | $24,000 | 6,068 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $24,000 | 6,067 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $24,000 | 6,068 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $24,000 | 6,038 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,134,000 | 7,294 |
| Total interest expense | $114,000 | 7,500 |
| Net interest income | $1,020,000 | 7,151 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $251,000 | 5,665 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $222,000 | 4,221 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $29,000 | 6,439 |
| Total noninterest expense | $1,037,000 | 7,036 |
| Salaries and employee benefits | $433,000 | 7,259 |
| Premises and equipment expense | $77,000 | 7,258 |
| Additional noninterest expense | $527,000 | 6,421 |
| Pre-tax net operating income | $234,000 | 5,105 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $57,000 | 3,566 |
| Income before extraordinary items | $177,000 | 5,362 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $177,000 | 5,362 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $177,000 | 5,364 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $177,000 | 5,225 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $868,000 | 7,387 |
| Total interest expense | $85,000 | 7,621 |
| Net interest income | $783,000 | 7,229 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $187,000 | 5,777 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $164,000 | 4,327 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $23,000 | 6,581 |
| Total noninterest expense | $753,000 | 7,145 |
| Salaries and employee benefits | $298,000 | 7,400 |
| Premises and equipment expense | $59,000 | 7,320 |
| Additional noninterest expense | $396,000 | 6,475 |
| Pre-tax net operating income | $217,000 | 5,191 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $55,000 | 3,516 |
| Income before extraordinary items | $162,000 | 5,466 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $162,000 | 5,468 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $162,000 | 5,469 |
| Net charge-offs | $-1,000 | 7,212 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $162,000 | 5,305 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $595,000 | 7,431 |
| Total interest expense | $56,000 | 7,688 |
| Net interest income | $539,000 | 7,248 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $116,000 | 5,878 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $103,000 | 4,427 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $13,000 | 6,724 |
| Total noninterest expense | $498,000 | 7,212 |
| Salaries and employee benefits | $200,000 | 7,454 |
| Premises and equipment expense | $38,000 | 7,402 |
| Additional noninterest expense | $260,000 | 6,533 |
| Pre-tax net operating income | $157,000 | 5,175 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $53,000 | 3,239 |
| Income before extraordinary items | $104,000 | 5,516 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $104,000 | 5,519 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $104,000 | 5,518 |
| Net charge-offs | $-1,000 | 7,109 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $104,000 | 5,400 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $295,000 | 7,530 |
| Total interest expense | $29,000 | 7,797 |
| Net interest income | $266,000 | 7,354 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $56,000 | 5,972 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $49,000 | 4,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,000 | 6,844 |
| Total noninterest expense | $241,000 | 7,337 |
| Salaries and employee benefits | $98,000 | 7,567 |
| Premises and equipment expense | $19,000 | 7,478 |
| Additional noninterest expense | $124,000 | 6,666 |
| Pre-tax net operating income | $81,000 | 5,280 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $28,000 | 3,224 |
| Income before extraordinary items | $53,000 | 5,656 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $53,000 | 5,657 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $53,000 | 5,656 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $53,000 | 5,557 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,245,000 | 7,571 |
| Total interest expense | $150,000 | 7,848 |
| Net interest income | $1,095,000 | 7,346 |
| Provision for loan and lease losses | $3,000 | 7,390 |
| Total noninterest income | $244,000 | 5,955 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $212,000 | 4,534 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $32,000 | 6,703 |
| Total noninterest expense | $1,075,000 | 7,296 |
| Salaries and employee benefits | $425,000 | 7,585 |
| Premises and equipment expense | $75,000 | 7,598 |
| Additional noninterest expense | $575,000 | 6,532 |
| Pre-tax net operating income | $261,000 | 4,625 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $73,000 | 3,059 |
| Income before extraordinary items | $188,000 | 4,847 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $188,000 | 4,849 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $188,000 | 4,849 |
| Net charge-offs | $4,000 | 7,069 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $188,000 | 4,778 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $925,000 | 7,662 |
| Total interest expense | $122,000 | 7,922 |
| Net interest income | $803,000 | 7,428 |
| Provision for loan and lease losses | $3,000 | 7,243 |
| Total noninterest income | $187,000 | 6,012 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $160,000 | 4,549 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $27,000 | 6,790 |
| Total noninterest expense | $757,000 | 7,416 |
| Salaries and employee benefits | $284,000 | 7,738 |
| Premises and equipment expense | $56,000 | 7,665 |
| Additional noninterest expense | $417,000 | 6,612 |
| Pre-tax net operating income | $230,000 | 4,798 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $77,000 | 3,059 |
| Income before extraordinary items | $153,000 | 5,071 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $153,000 | 5,072 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $153,000 | 5,072 |
| Net charge-offs | $3,000 | 6,797 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $153,000 | 5,024 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $592,000 | 7,766 |
| Total interest expense | $90,000 | 7,989 |
| Net interest income | $502,000 | 7,555 |
| Provision for loan and lease losses | $3,000 | 7,092 |
| Total noninterest income | $118,000 | 6,136 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $103,000 | 4,607 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $15,000 | 7,005 |
| Total noninterest expense | $500,000 | 7,489 |
| Salaries and employee benefits | $188,000 | 7,828 |
| Premises and equipment expense | $37,000 | 7,753 |
| Additional noninterest expense | $275,000 | 6,676 |
| Pre-tax net operating income | $117,000 | 5,109 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $37,000 | 3,347 |
| Income before extraordinary items | $80,000 | 5,349 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $80,000 | 5,346 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $80,000 | 5,346 |
| Net charge-offs | $4,000 | 6,304 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $80,000 | 5,272 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $308,000 | 7,806 |
| Total interest expense | $50,000 | 8,027 |
| Net interest income | $258,000 | 7,552 |
| Provision for loan and lease losses | $4,000 | 6,586 |
| Total noninterest income | $67,000 | 5,917 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $55,000 | 4,417 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $12,000 | 6,706 |
| Total noninterest expense | $242,000 | 7,562 |
| Salaries and employee benefits | $95,000 | 7,871 |
| Premises and equipment expense | $19,000 | 7,764 |
| Additional noninterest expense | $128,000 | 6,668 |
| Pre-tax net operating income | $79,000 | 5,263 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $27,000 | 3,369 |
| Income before extraordinary items | $52,000 | 5,648 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $52,000 | 5,651 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $52,000 | 5,651 |
| Net charge-offs | $3,000 | 5,319 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $52,000 | 5,481 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,584,000 | 7,625 |
| Total interest expense | $508,000 | 7,651 |
| Net interest income | $1,076,000 | 7,499 |
| Provision for loan and lease losses | $30,000 | 6,834 |
| Total noninterest income | $290,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $240,000 | 4,440 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $50,000 | 6,755 |
| Total noninterest expense | $996,000 | 7,547 |
| Salaries and employee benefits | $441,000 | 7,801 |
| Premises and equipment expense | $73,000 | 7,860 |
| Additional noninterest expense | $482,000 | 6,695 |
| Pre-tax net operating income | $340,000 | 5,317 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $116,000 | 3,271 |
| Income before extraordinary items | $224,000 | 5,391 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $224,000 | 5,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,209 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $224,000 | 5,544 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,237,000 | 7,655 |
| Total interest expense | $443,000 | 7,625 |
| Net interest income | $794,000 | 7,587 |
| Provision for loan and lease losses | $8,000 | 6,813 |
| Total noninterest income | $212,000 | 6,012 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $176,000 | 4,524 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $36,000 | 6,941 |
| Total noninterest expense | $703,000 | 7,658 |
| Salaries and employee benefits | $292,000 | 7,951 |
| Premises and equipment expense | $55,000 | 7,907 |
| Additional noninterest expense | $356,000 | 6,724 |
| Pre-tax net operating income | $295,000 | 5,660 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $100,000 | 3,592 |
| Income before extraordinary items | $195,000 | 5,724 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $195,000 | 5,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,555 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $195,000 | 5,891 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $860,000 | 7,681 |
| Total interest expense | $320,000 | 7,651 |
| Net interest income | $540,000 | 7,601 |
| Provision for loan and lease losses | $4,000 | 6,550 |
| Total noninterest income | $147,000 | 6,019 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $115,000 | 4,568 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $32,000 | 6,701 |
| Total noninterest expense | $476,000 | 7,693 |
| Salaries and employee benefits | $193,000 | 8,018 |
| Premises and equipment expense | $36,000 | 7,974 |
| Additional noninterest expense | $247,000 | 6,674 |
| Pre-tax net operating income | $207,000 | 5,766 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $70,000 | 3,792 |
| Income before extraordinary items | $137,000 | 6,072 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $137,000 | 6,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $137,000 | 6,006 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $461,000 | 7,680 |
| Total interest expense | $186,000 | 7,584 |
| Net interest income | $275,000 | 7,626 |
| Provision for loan and lease losses | $5,000 | 5,755 |
| Total noninterest income | $63,000 | 6,287 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $53,000 | 4,696 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 7,226 |
| Total noninterest expense | $237,000 | 7,728 |
| Salaries and employee benefits | $98,000 | 8,049 |
| Premises and equipment expense | $16,000 | 8,087 |
| Additional noninterest expense | $123,000 | 6,666 |
| Pre-tax net operating income | $96,000 | 6,044 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $33,000 | 3,966 |
| Income before extraordinary items | $63,000 | 6,381 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $63,000 | 6,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $63,000 | 6,282 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,973,000 | 7,579 |
| Total interest expense | $1,185,000 | 6,898 |
| Net interest income | $788,000 | 7,994 |
| Provision for loan and lease losses | $3,000 | 6,787 |
| Total noninterest income | $271,000 | 6,234 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $244,000 | 4,509 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $27,000 | 7,619 |
| Total noninterest expense | $887,000 | 7,815 |
| Salaries and employee benefits | $380,000 | 8,110 |
| Premises and equipment expense | $68,000 | 8,089 |
| Additional noninterest expense | $439,000 | 6,875 |
| Pre-tax net operating income | $169,000 | 6,946 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $49,000 | 4,942 |
| Income before extraordinary items | $120,000 | 7,068 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $120,000 | 7,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,625 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $120,000 | 7,040 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 7,626 |
| Total interest expense | $954,000 | 6,776 |
| Net interest income | $525,000 | 8,144 |
| Provision for loan and lease losses | $2,000 | 6,474 |
| Total noninterest income | $199,000 | 6,308 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $180,000 | 4,560 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $19,000 | 7,708 |
| Total noninterest expense | $639,000 | 7,847 |
| Salaries and employee benefits | $261,000 | 8,163 |
| Premises and equipment expense | $52,000 | 8,060 |
| Additional noninterest expense | $326,000 | 6,872 |
| Pre-tax net operating income | $83,000 | 7,376 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $21,000 | 5,447 |
| Income before extraordinary items | $62,000 | 7,436 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $62,000 | 7,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $62,000 | 7,421 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $989,000 | 7,663 |
| Total interest expense | $661,000 | 6,729 |
| Net interest income | $328,000 | 8,259 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $136,000 | 6,298 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $123,000 | 4,520 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $13,000 | 7,713 |
| Total noninterest expense | $421,000 | 7,904 |
| Salaries and employee benefits | $174,000 | 8,228 |
| Premises and equipment expense | $35,000 | 8,101 |
| Additional noninterest expense | $212,000 | 6,960 |
| Pre-tax net operating income | $43,000 | 7,560 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $7,000 | 5,792 |
| Income before extraordinary items | $36,000 | 7,581 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $36,000 | 7,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $36,000 | 7,569 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $486,000 | 7,726 |
| Total interest expense | $331,000 | 6,755 |
| Net interest income | $155,000 | 8,350 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $68,000 | 6,298 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $60,000 | 4,528 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $8,000 | 7,599 |
| Total noninterest expense | $210,000 | 7,950 |
| Salaries and employee benefits | $87,000 | 8,269 |
| Premises and equipment expense | $18,000 | 8,104 |
| Additional noninterest expense | $105,000 | 7,004 |
| Pre-tax net operating income | $13,000 | 7,716 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,000 | 5,948 |
| Income before extraordinary items | $11,000 | 7,739 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $11,000 | 7,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $11,000 | 7,718 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,746,000 | 7,735 |
| Total interest expense | $1,052,000 | 6,834 |
| Net interest income | $694,000 | 8,213 |
| Provision for loan and lease losses | $12,000 | 6,496 |
| Total noninterest income | $263,000 | 6,441 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $245,000 | 4,548 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,000 | 8,036 |
| Total noninterest expense | $809,000 | 7,990 |
| Salaries and employee benefits | $341,000 | 8,287 |
| Premises and equipment expense | $69,000 | 8,156 |
| Additional noninterest expense | $399,000 | 7,065 |
| Pre-tax net operating income | $136,000 | 7,600 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $36,000 | 5,646 |
| Income before extraordinary items | $100,000 | 7,671 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $100,000 | 7,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,843 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $100,000 | 7,659 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,303,000 | 7,797 |
| Total interest expense | $777,000 | 6,837 |
| Net interest income | $526,000 | 8,285 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $196,000 | 6,498 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $185,000 | 4,558 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,185 |
| Total noninterest expense | $582,000 | 8,063 |
| Salaries and employee benefits | $236,000 | 8,365 |
| Premises and equipment expense | $58,000 | 8,100 |
| Additional noninterest expense | $288,000 | 7,155 |
| Pre-tax net operating income | $140,000 | 7,668 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $42,000 | 5,539 |
| Income before extraordinary items | $98,000 | 7,735 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $98,000 | 7,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $98,000 | 7,735 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $857,000 | 7,824 |
| Total interest expense | $514,000 | 6,789 |
| Net interest income | $343,000 | 8,351 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $132,000 | 6,475 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $126,000 | 4,497 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,317 |
| Total noninterest expense | $384,000 | 8,099 |
| Salaries and employee benefits | $159,000 | 8,413 |
| Premises and equipment expense | $35,000 | 8,194 |
| Additional noninterest expense | $190,000 | 7,194 |
| Pre-tax net operating income | $91,000 | 7,744 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $27,000 | 5,631 |
| Income before extraordinary items | $64,000 | 7,813 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $64,000 | 7,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $64,000 | 7,813 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $417,000 | 7,879 |
| Total interest expense | $246,000 | 6,813 |
| Net interest income | $171,000 | 8,387 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $61,000 | 6,597 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $60,000 | 4,537 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $195,000 | 8,098 |
| Salaries and employee benefits | $85,000 | 8,376 |
| Premises and equipment expense | $11,000 | 8,487 |
| Additional noninterest expense | $99,000 | 7,106 |
| Pre-tax net operating income | $37,000 | 7,846 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $10,000 | 5,755 |
| Income before extraordinary items | $27,000 | 7,890 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $27,000 | 7,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $27,000 | 7,888 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,240,000 | 8,145 |
| Total interest expense | $515,000 | 7,576 |
| Net interest income | $725,000 | 8,310 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $265,000 | 6,562 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $209,000 | 4,943 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $56,000 | 7,243 |
| Total noninterest expense | $748,000 | 8,154 |
| Salaries and employee benefits | $309,000 | 8,467 |
| Premises and equipment expense | $44,000 | 8,540 |
| Additional noninterest expense | $395,000 | 7,112 |
| Pre-tax net operating income | $242,000 | 7,575 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $78,000 | 5,566 |
| Income before extraordinary items | $164,000 | 7,741 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $164,000 | 7,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,230 |
| Cash dividends | $150,000 | 5,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $164,000 | 7,707 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $974,000 | 8,108 |
| Total interest expense | $338,000 | 7,734 |
| Net interest income | $636,000 | 8,195 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $208,000 | 6,528 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $155,000 | 4,997 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $53,000 | 6,977 |
| Total noninterest expense | $622,000 | 8,025 |
| Salaries and employee benefits | $207,000 | 8,541 |
| Premises and equipment expense | $33,000 | 8,534 |
| Additional noninterest expense | $382,000 | 6,492 |
| Pre-tax net operating income | $222,000 | 7,545 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $74,000 | 5,502 |
| Income before extraordinary items | $148,000 | 7,718 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $148,000 | 7,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,271 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $148,000 | 7,684 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $596,000 | 8,226 |
| Total interest expense | $181,000 | 7,944 |
| Net interest income | $415,000 | 8,236 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $122,000 | 6,711 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $104,000 | 4,953 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $18,000 | 7,744 |
| Total noninterest expense | $406,000 | 8,057 |
| Salaries and employee benefits | $134,000 | 8,577 |
| Premises and equipment expense | $22,000 | 8,532 |
| Additional noninterest expense | $250,000 | 6,537 |
| Pre-tax net operating income | $131,000 | 7,659 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $43,000 | 5,638 |
| Income before extraordinary items | $88,000 | 7,827 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $88,000 | 7,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $88,000 | 7,785 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $286,000 | 8,325 |
| Total interest expense | $79,000 | 8,133 |
| Net interest income | $207,000 | 8,311 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $64,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $49,000 | 5,045 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $208,000 | 8,105 |
| Salaries and employee benefits | $70,000 | 8,614 |
| Premises and equipment expense | $11,000 | 8,593 |
| Additional noninterest expense | $127,000 | 6,504 |
| Pre-tax net operating income | $63,000 | 7,727 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $20,000 | 5,658 |
| Income before extraordinary items | $43,000 | 7,879 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $43,000 | 7,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $43,000 | 7,854 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $979,000 | 8,411 |
| Total interest expense | $244,000 | 8,312 |
| Net interest income | $735,000 | 8,393 |
| Provision for loan and lease losses | $64,000 | 5,604 |
| Total noninterest income | $230,000 | 6,919 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $194,000 | 5,290 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $36,000 | 7,787 |
| Total noninterest expense | $876,000 | 8,021 |
| Salaries and employee benefits | $311,000 | 8,574 |
| Premises and equipment expense | $46,000 | 8,635 |
| Additional noninterest expense | $519,000 | 6,440 |
| Pre-tax net operating income | $25,000 | 8,325 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-34,000 | 8,647 |
| Income before extraordinary items | $59,000 | 8,253 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $59,000 | 8,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,010 |
| Cash dividends | $112,000 | 5,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $59,000 | 8,208 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $710,000 | 8,483 |
| Total interest expense | $180,000 | 8,371 |
| Net interest income | $530,000 | 8,464 |
| Provision for loan and lease losses | $64,000 | 5,058 |
| Total noninterest income | $159,000 | 7,074 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $145,000 | 5,337 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 8,295 |
| Total noninterest expense | $642,000 | 8,064 |
| Salaries and employee benefits | $221,000 | 8,638 |
| Premises and equipment expense | $35,000 | 8,659 |
| Additional noninterest expense | $386,000 | 6,419 |
| Pre-tax net operating income | $-17,000 | 8,506 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-6,000 | 8,703 |
| Income before extraordinary items | $-11,000 | 8,525 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-11,000 | 8,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,149 |
| Cash dividends | $112,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-11,000 | 8,492 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $411,000 | 8,656 |
| Total interest expense | $123,000 | 8,400 |
| Net interest income | $288,000 | 8,674 |
| Provision for loan and lease losses | $64,000 | 4,212 |
| Total noninterest income | $106,000 | 7,117 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $95,000 | 5,380 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $378,000 | 8,284 |
| Salaries and employee benefits | $150,000 | 8,676 |
| Premises and equipment expense | $23,000 | 8,708 |
| Additional noninterest expense | $205,000 | 7,075 |
| Pre-tax net operating income | $-48,000 | 8,625 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-16,000 | 8,822 |
| Income before extraordinary items | $-32,000 | 8,642 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-32,000 | 8,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,384 |
| Cash dividends | $113,000 | 4,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-32,000 | 8,604 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $235,000 | 8,598 |
| Total interest expense | $64,000 | 8,416 |
| Net interest income | $171,000 | 8,589 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $50,000 | 7,209 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $45,000 | 5,435 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $221,000 | 8,092 |
| Salaries and employee benefits | $79,000 | 8,667 |
| Premises and equipment expense | $12,000 | 8,685 |
| Additional noninterest expense | $130,000 | 6,436 |
| Pre-tax net operating income | $-30,000 | 8,683 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-10,000 | 8,863 |
| Income before extraordinary items | $-20,000 | 8,689 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-20,000 | 8,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,238 |
| Cash dividends | $113,000 | 2,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-20,000 | 8,640 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,061,000 | 8,526 |
| Total interest expense | $292,000 | 8,487 |
| Net interest income | $769,000 | 8,457 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $180,000 | 7,523 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $167,000 | 5,657 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $13,000 | 8,668 |
| Total noninterest expense | $842,000 | 8,185 |
| Salaries and employee benefits | $311,000 | 8,734 |
| Premises and equipment expense | $49,000 | 8,783 |
| Additional noninterest expense | $482,000 | 6,659 |
| Pre-tax net operating income | $107,000 | 8,173 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $25,000 | 6,696 |
| Income before extraordinary items | $82,000 | 8,311 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $82,000 | 8,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,809 |
| Cash dividends | $113,000 | 5,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $82,000 | 8,204 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $813,000 | 8,602 |
| Total interest expense | $229,000 | 8,549 |
| Net interest income | $584,000 | 8,521 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $132,000 | 7,606 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $122,000 | 5,757 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 8,693 |
| Total noninterest expense | $612,000 | 8,244 |
| Salaries and employee benefits | $217,000 | 8,819 |
| Premises and equipment expense | $36,000 | 8,838 |
| Additional noninterest expense | $359,000 | 6,650 |
| Pre-tax net operating income | $104,000 | 8,204 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $27,000 | 6,632 |
| Income before extraordinary items | $77,000 | 8,377 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $77,000 | 8,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,281 |
| Cash dividends | $113,000 | 4,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $77,000 | 8,252 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $554,000 | 8,633 |
| Total interest expense | $164,000 | 8,559 |
| Net interest income | $390,000 | 8,556 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $82,000 | 7,729 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $75,000 | 5,891 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,000 | 8,670 |
| Total noninterest expense | $403,000 | 8,281 |
| Salaries and employee benefits | $145,000 | 8,843 |
| Premises and equipment expense | $24,000 | 8,843 |
| Additional noninterest expense | $234,000 | 6,720 |
| Pre-tax net operating income | $69,000 | 8,234 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $19,000 | 6,636 |
| Income before extraordinary items | $51,000 | 8,417 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $51,000 | 8,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $113,000 | 4,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $50,270 | 8,289 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $286,000 | 8,659 |
| Total interest expense | $86,000 | 8,607 |
| Net interest income | $200,000 | 8,566 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $38,000 | 7,830 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $33,000 | 6,078 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $206,000 | 8,290 |
| Salaries and employee benefits | $76,000 | 8,836 |
| Premises and equipment expense | $12,000 | 8,854 |
| Additional noninterest expense | $118,000 | 6,700 |
| Pre-tax net operating income | $32,000 | 8,277 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $8,000 | 6,684 |
| Income before extraordinary items | $24,000 | 8,404 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $24,000 | 8,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $113,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $24,000 | 8,279 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,222,000 | 8,664 |
| Total interest expense | $440,000 | 8,541 |
| Net interest income | $782,000 | 8,616 |
| Provision for loan and lease losses | $2,000 | 8,051 |
| Total noninterest income | $193,000 | 7,386 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $180,000 | 5,464 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 8,786 |
| Total noninterest expense | $820,000 | 8,307 |
| Salaries and employee benefits | $306,000 | 8,877 |
| Premises and equipment expense | $47,000 | 8,947 |
| Additional noninterest expense | $467,000 | 6,702 |
| Pre-tax net operating income | $153,000 | 8,100 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $43,000 | 6,637 |
| Income before extraordinary items | $110,000 | 8,293 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $110,000 | 8,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,046 |
| Cash dividends | $150,000 | 5,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $110,000 | 8,193 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,749,000 | 8,476 |
| Total interest expense | $919,000 | 8,175 |
| Net interest income | $830,000 | 8,615 |
| Provision for loan and lease losses | $6,000 | 8,054 |
| Total noninterest income | $177,000 | 7,554 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $163,000 | 5,625 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $14,000 | 8,971 |
| Total noninterest expense | $767,000 | 8,531 |
| Salaries and employee benefits | $300,000 | 9,066 |
| Premises and equipment expense | $46,000 | 9,195 |
| Additional noninterest expense | $421,000 | 6,981 |
| Pre-tax net operating income | $234,000 | 7,713 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $75,000 | 6,339 |
| Income before extraordinary items | $159,000 | 7,972 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $159,000 | 7,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $150,000 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $159,000 | 7,858 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 8,438 |
| Total interest expense | $1,181,000 | 7,841 |
| Net interest income | $784,000 | 8,938 |
| Provision for loan and lease losses | $35,000 | 7,078 |
| Total noninterest income | $186,000 | 7,426 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 5,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,421 |
| Total noninterest expense | $708,000 | 8,801 |
| Salaries and employee benefits | $303,000 | 9,239 |
| Premises and equipment expense | $75,000 | 8,889 |
| Additional noninterest expense | $330,000 | 7,715 |
| Pre-tax net operating income | $227,000 | 8,248 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $71,000 | 6,919 |
| Income before extraordinary items | $156,000 | 8,379 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $156,000 | 8,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $150,000 | 5,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $156,000 | 8,379 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,675,000 | 8,865 |
| Total interest expense | $846,000 | 8,572 |
| Net interest income | $829,000 | 8,998 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $216,000 | 7,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,524 |
| Total noninterest expense | $695,000 | 9,047 |
| Salaries and employee benefits | $310,000 | 9,412 |
| Premises and equipment expense | $45,000 | 9,724 |
| Additional noninterest expense | $340,000 | 7,794 |
| Pre-tax net operating income | $350,000 | 7,837 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $119,000 | 6,664 |
| Income before extraordinary items | $231,000 | 8,074 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $231,000 | 8,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $75,000 | 6,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $231,000 | 8,047 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,775,000 | 8,956 |
| Total interest expense | $988,000 | 8,454 |
| Net interest income | $787,000 | 9,290 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $199,000 | 7,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 7,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 5,872 |
| Total noninterest expense | $682,000 | 9,157 |
| Salaries and employee benefits | $299,000 | 9,627 |
| Premises and equipment expense | $89,000 | 8,954 |
| Additional noninterest expense | $294,000 | 8,168 |
| Pre-tax net operating income | $304,000 | 8,373 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $102,000 | 7,498 |
| Income before extraordinary items | $202,000 | 8,607 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $202,000 | 8,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $113,000 | 6,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $202,000 | 8,532 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,944,000 | 9,082 |
| Total interest expense | $1,090,000 | 8,432 |
| Net interest income | $854,000 | 9,530 |
| Provision for loan and lease losses | $7,000 | 8,548 |
| Total noninterest income | $180,000 | 8,125 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 5,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,520 |
| Total noninterest expense | $623,000 | 9,664 |
| Salaries and employee benefits | $286,000 | 10,053 |
| Premises and equipment expense | $93,000 | 9,130 |
| Additional noninterest expense | $244,000 | 8,915 |
| Pre-tax net operating income | $404,000 | 8,426 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $137,000 | 7,803 |
| Income before extraordinary items | $267,000 | 8,622 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $267,000 | 8,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,548 |
| Cash dividends | $112,000 | 6,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $267,000 | 8,583 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,947,000 | 9,442 |
| Total interest expense | $1,126,000 | 8,611 |
| Net interest income | $821,000 | 10,057 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $172,000 | 8,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,015 |
| Total noninterest expense | $594,000 | 10,187 |
| Salaries and employee benefits | $268,000 | 10,596 |
| Premises and equipment expense | $95,000 | 9,426 |
| Additional noninterest expense | $231,000 | 9,595 |
| Pre-tax net operating income | $399,000 | 8,509 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $136,000 | 8,111 |
| Income before extraordinary items | $263,000 | 8,721 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $263,000 | 8,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $75,000 | 7,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $263,000 | 8,658 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,819,000 | 10,012 |
| Total interest expense | $1,090,000 | 8,934 |
| Net interest income | $729,000 | 10,755 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $196,000 | 8,499 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 6,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,268 |
| Total noninterest expense | $597,000 | 10,578 |
| Salaries and employee benefits | $256,000 | 11,111 |
| Premises and equipment expense | $87,000 | 10,006 |
| Additional noninterest expense | $254,000 | 9,779 |
| Pre-tax net operating income | $328,000 | 9,552 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $111,000 | 8,958 |
| Income before extraordinary items | $217,000 | 9,749 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $217,000 | 9,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $75,000 | 7,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $217,000 | 9,722 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,527,000 | 10,690 |
| Total interest expense | $757,000 | 9,802 |
| Net interest income | $770,000 | 11,151 |
| Provision for loan and lease losses | $2,000 | 9,032 |
| Total noninterest income | $168,000 | 9,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,083 |
| Total noninterest expense | $627,000 | 10,996 |
| Salaries and employee benefits | $249,000 | 11,671 |
| Premises and equipment expense | $85,000 | 10,492 |
| Additional noninterest expense | $293,000 | 10,041 |
| Pre-tax net operating income | $309,000 | 10,067 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $90,000 | 9,572 |
| Income before extraordinary items | $219,000 | 10,043 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $219,000 | 10,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $219,000 | 10,106 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,509,000 | 11,226 |
| Total interest expense | $642,000 | 10,910 |
| Net interest income | $867,000 | 11,284 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $175,000 | 9,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 6,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 12,927 |
| Total noninterest expense | $661,000 | 11,343 |
| Salaries and employee benefits | $235,000 | 12,320 |
| Premises and equipment expense | $99,000 | 10,473 |
| Additional noninterest expense | $327,000 | 10,107 |
| Pre-tax net operating income | $381,000 | 9,569 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $130,000 | 9,087 |
| Income before extraordinary items | $251,000 | 10,031 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $251,000 | 10,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $251,000 | 9,782 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,544,000 | 11,853 |
| Total interest expense | $803,000 | 11,317 |
| Net interest income | $741,000 | 12,152 |
| Provision for loan and lease losses | $8,000 | 11,328 |
| Total noninterest income | $175,000 | 9,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 13,358 |
| Total noninterest expense | $613,000 | 11,980 |
| Salaries and employee benefits | $214,000 | 13,008 |
| Premises and equipment expense | $87,000 | 11,223 |
| Additional noninterest expense | $312,000 | 10,666 |
| Pre-tax net operating income | $295,000 | 10,184 |
| Securities gains (losses) | $92,000 | 3,137 |
| Applicable income taxes | $156,000 | 8,466 |
| Income before extraordinary items | $231,000 | 10,166 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $231,000 | 10,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $172,120 | 10,629 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.