Home > First National Bank of Colorado > Income and Expense
First National Bank of Colorado, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,541,000 | 4,209 |
| Total interest expense | $3,006,000 | 4,702 |
| Net interest income | $4,535,000 | 3,803 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $884,000 | 3,346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $369,000 | 3,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $515,000 | 2,768 |
| Total noninterest expense | $2,620,000 | 4,596 |
| Salaries and employee benefits | $1,424,000 | 4,438 |
| Premises and equipment expense | $561,000 | 3,351 |
| Additional noninterest expense | $635,000 | 5,592 |
| Pre-tax net operating income | $2,799,000 | 2,640 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $1,024,000 | 2,386 |
| Income before extraordinary items | $1,781,000 | 2,854 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,781,000 | 2,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,725 |
| Cash dividends | $562,000 | 3,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,777,160 | 2,811 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,531,000 | 4,845 |
| Total interest expense | $2,458,000 | 5,572 |
| Net interest income | $4,073,000 | 4,259 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $946,000 | 3,274 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $390,000 | 3,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $556,000 | 2,716 |
| Total noninterest expense | $2,258,000 | 5,423 |
| Salaries and employee benefits | $1,121,000 | 5,515 |
| Premises and equipment expense | $525,000 | 3,632 |
| Additional noninterest expense | $612,000 | 6,283 |
| Pre-tax net operating income | $2,761,000 | 2,545 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $970,000 | 2,420 |
| Income before extraordinary items | $1,791,000 | 2,716 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,791,000 | 2,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-79,000 | 11,173 |
| Cash dividends | $875,000 | 2,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,791,000 | 2,666 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,760,000 | 5,381 |
| Total interest expense | $2,225,000 | 6,033 |
| Net interest income | $3,535,000 | 4,825 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $505,000 | 5,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $321,000 | 4,053 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 5,355 |
| Total noninterest expense | $2,142,000 | 5,696 |
| Salaries and employee benefits | $1,032,000 | 5,902 |
| Premises and equipment expense | $514,000 | 3,673 |
| Additional noninterest expense | $596,000 | 6,564 |
| Pre-tax net operating income | $1,898,000 | 3,661 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $698,000 | 3,244 |
| Income before extraordinary items | $1,200,000 | 3,963 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,200,000 | 3,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,802 |
| Cash dividends | $454,000 | 3,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,200,000 | 3,943 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,504,000 | 6,145 |
| Total interest expense | $1,466,000 | 6,990 |
| Net interest income | $3,038,000 | 5,567 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $491,000 | 5,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 4,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 5,699 |
| Total noninterest expense | $1,931,000 | 6,387 |
| Salaries and employee benefits | $957,000 | 6,320 |
| Premises and equipment expense | $373,000 | 4,863 |
| Additional noninterest expense | $601,000 | 7,035 |
| Pre-tax net operating income | $1,598,000 | 4,176 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $590,000 | 3,563 |
| Income before extraordinary items | $1,008,000 | 4,519 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,008,000 | 4,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 12,022 |
| Cash dividends | $475,000 | 3,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,008,000 | 4,559 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,511,000 | 7,522 |
| Total interest expense | $1,134,000 | 8,544 |
| Net interest income | $2,377,000 | 6,776 |
| Provision for loan and lease losses | $-100,000 | 12,888 |
| Total noninterest income | $470,000 | 5,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 4,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 6,670 |
| Total noninterest expense | $1,700,000 | 7,193 |
| Salaries and employee benefits | $892,000 | 6,761 |
| Premises and equipment expense | $280,000 | 6,181 |
| Additional noninterest expense | $528,000 | 7,967 |
| Pre-tax net operating income | $1,247,000 | 5,044 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $462,000 | 4,480 |
| Income before extraordinary items | $785,000 | 5,643 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $785,000 | 5,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 12,509 |
| Cash dividends | $480,000 | 3,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $785,000 | 5,409 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,443,000 | 8,269 |
| Total interest expense | $1,293,000 | 9,263 |
| Net interest income | $2,150,000 | 7,371 |
| Provision for loan and lease losses | $78,000 | 7,978 |
| Total noninterest income | $497,000 | 5,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $345,000 | 3,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 6,598 |
| Total noninterest expense | $1,661,000 | 7,368 |
| Salaries and employee benefits | $848,000 | 6,944 |
| Premises and equipment expense | $317,000 | 5,744 |
| Additional noninterest expense | $496,000 | 8,493 |
| Pre-tax net operating income | $908,000 | 6,053 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $338,000 | 5,495 |
| Income before extraordinary items | $570,000 | 6,778 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $570,000 | 6,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 6,676 |
| Cash dividends | $260,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $570,000 | 6,433 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.