Home > First National Bank of Colorado > Assets and Liabilities
First National Bank of Colorado, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 170 | 978 |
| Assets and Liabilities | ||
| Total Assets: | $642,433,000 | 1,043 |
| Cash and due from depository institutions | $21,813,000 | 978 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $13,837,000 | 5,355 |
| Federal funds sold & reverse repurchase agreements | $22,330,000 | 572 |
| Net loans & leases | $552,497,000 | 860 |
| Loan loss allowance | $6,296,000 | 889 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $9,749,000 | 1,311 |
| Other real estate owned | $2,690,000 | 978 |
| Goodwill and other intangibles | $8,304,000 | 732 |
| All other assets | $11,213,000 | 1,627 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $642,433,000 | 1,043 |
| Total liabilities | $572,477,000 | 1,044 |
| Total deposits | $564,661,000 | 918 |
| Interest-bearing deposits | $458,446,000 | 965 |
| Deposits held in domestic offices | $564,661,000 | 916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,450,000 | 2,256 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $5,366,000 | 1,115 |
| Total equity capital | $69,956,000 | 987 |
| Total bank equity capital | $69,956,000 | 987 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,200,000 | 2,621 |
| Surplus | $54,144,000 | 615 |
| Undivided profits | $14,612,000 | 2,360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,796,000 | 569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,809,000 | 1,445 |
| Earning assets | $588,664,000 | 1,036 |
| Long-term assets (5+ years) | $34,393,000 | 2,628 |
| Average Assets, year-to-date | $639,594,800 | 1,009 |
| Average Assets, quarterly | $633,689,500 | 1,041 |
| Volatile liabilities | $115,148,000 | 1,279 |
| Insider loans | $6,633,000 | 1,161 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $12,829,000 | 197 |
| Unused loan commitments | $244,745,000 | 520 |
| Tier 1 (core) risk-based capital | $61,653,000 | 1,018 |
| Tier 2 risk-based capital | $6,501,000 | 841 |
| Total risk weighted assets | $620,229,000 | 816 |
| Total unused commitments | $244,745,000 | 520 |
| Derivatives | $5,653,000 | 556 |
| 2007-09-30 | Rank | |
| # of Employees: | 188 | 880 |
| Assets and Liabilities | ||
| Total Assets: | $624,946,000 | 1,054 |
| Cash and due from depository institutions | $18,809,000 | 880 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $15,014,000 | 5,178 |
| Federal funds sold & reverse repurchase agreements | $32,370,000 | 427 |
| Net loans & leases | $525,895,000 | 879 |
| Loan loss allowance | $6,198,000 | 866 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $9,814,000 | 1,270 |
| Other real estate owned | $3,750,000 | 880 |
| Goodwill and other intangibles | $8,304,000 | 703 |
| All other assets | $10,990,000 | 1,636 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $624,946,000 | 1,054 |
| Total liabilities | $554,738,000 | 1,062 |
| Total deposits | $549,216,000 | 927 |
| Interest-bearing deposits | $429,382,000 | 1,036 |
| Deposits held in domestic offices | $549,216,000 | 925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $847,000 | 2,829 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,675,000 | 1,246 |
| Total equity capital | $70,208,000 | 974 |
| Total bank equity capital | $70,208,000 | 974 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,200,000 | 2,596 |
| Surplus | $54,144,000 | 606 |
| Undivided profits | $14,864,000 | 2,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,110,000 | 1,122 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,578,000 | 1,720 |
| Earning assets | $573,279,000 | 1,047 |
| Long-term assets (5+ years) | $34,532,000 | 2,524 |
| Average Assets, year-to-date | $638,885,250 | 1,007 |
| Average Assets, quarterly | $629,524,000 | 1,040 |
| Volatile liabilities | $119,893,000 | 1,174 |
| Insider loans | $7,521,000 | 982 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $5,983,000 | 314 |
| Unused loan commitments | $248,776,000 | 526 |
| Tier 1 (core) risk-based capital | $61,904,000 | 1,013 |
| Tier 2 risk-based capital | $6,402,000 | 842 |
| Total risk weighted assets | $614,306,000 | 808 |
| Total unused commitments | $248,776,000 | 526 |
| Derivatives | $9,943,000 | 471 |
| 2007-06-30 | Rank | |
| # of Employees: | 194 | 861 |
| Assets and Liabilities | ||
| Total Assets: | $634,102,000 | 1,046 |
| Cash and due from depository institutions | $22,530,000 | 861 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $16,345,000 | 4,986 |
| Federal funds sold & reverse repurchase agreements | $31,760,000 | 470 |
| Net loans & leases | $531,790,000 | 880 |
| Loan loss allowance | $5,936,000 | 886 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $9,609,000 | 1,296 |
| Other real estate owned | $1,684,000 | 861 |
| Goodwill and other intangibles | $8,304,000 | 715 |
| All other assets | $12,080,000 | 1,521 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $634,102,000 | 1,046 |
| Total liabilities | $564,811,000 | 1,058 |
| Total deposits | $555,810,000 | 938 |
| Interest-bearing deposits | $443,487,000 | 1,014 |
| Deposits held in domestic offices | $555,810,000 | 936 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,003,000 | 2,675 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $7,998,000 | 805 |
| Total equity capital | $69,291,000 | 986 |
| Total bank equity capital | $69,291,000 | 986 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,200,000 | 2,602 |
| Surplus | $54,144,000 | 618 |
| Undivided profits | $13,947,000 | 2,396 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,380,000 | 756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,906,000 | 1,385 |
| Earning assets | $579,895,000 | 1,047 |
| Long-term assets (5+ years) | $25,370,000 | 3,041 |
| Average Assets, year-to-date | $643,531,670 | 1,016 |
| Average Assets, quarterly | $641,271,000 | 1,032 |
| Volatile liabilities | $125,759,000 | 1,126 |
| Insider loans | $3,377,000 | 2,118 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $12,449,000 | 227 |
| Unused loan commitments | $262,206,000 | 512 |
| Tier 1 (core) risk-based capital | $60,987,000 | 1,036 |
| Tier 2 risk-based capital | $6,141,000 | 890 |
| Total risk weighted assets | $605,921,000 | 817 |
| Total unused commitments | $262,206,000 | 512 |
| Derivatives | $17,325,000 | 427 |
| 2007-03-31 | Rank | |
| # of Employees: | 240 | 663 |
| Assets and Liabilities | ||
| Total Assets: | $648,440,000 | 1,023 |
| Cash and due from depository institutions | $26,385,000 | 663 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $17,114,000 | 4,912 |
| Federal funds sold & reverse repurchase agreements | $42,200,000 | 449 |
| Net loans & leases | $523,144,000 | 868 |
| Loan loss allowance | $6,057,000 | 854 |
| Trading account assets | $11,406,000 | 155 |
| Bank premises and fixed assets | $8,997,000 | 1,373 |
| Other real estate owned | $245,000 | 663 |
| Goodwill and other intangibles | $8,304,000 | 705 |
| All other assets | $10,645,000 | 1,628 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $648,440,000 | 1,023 |
| Total liabilities | $579,912,000 | 1,025 |
| Total deposits | $570,942,000 | 906 |
| Interest-bearing deposits | $443,294,000 | 1,009 |
| Deposits held in domestic offices | $570,942,000 | 902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,635,000 | 1,950 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $6,335,000 | 949 |
| Total equity capital | $68,528,000 | 982 |
| Total bank equity capital | $68,528,000 | 982 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,200,000 | 2,594 |
| Surplus | $54,144,000 | 597 |
| Undivided profits | $13,184,000 | 2,549 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,288,000 | 675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,632,000 | 1,505 |
| Earning assets | $593,864,000 | 1,023 |
| Long-term assets (5+ years) | $29,160,000 | 2,747 |
| Average Assets, year-to-date | $648,246,500 | 1,009 |
| Average Assets, quarterly | $648,246,500 | 1,009 |
| Volatile liabilities | $116,782,000 | 1,172 |
| Insider loans | $3,453,000 | 2,020 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $16,013,000 | 193 |
| Unused loan commitments | $342,766,000 | 423 |
| Tier 1 (core) risk-based capital | $60,224,000 | 1,027 |
| Tier 2 risk-based capital | $6,262,000 | 857 |
| Total risk weighted assets | $607,690,000 | 795 |
| Total unused commitments | $342,766,000 | 423 |
| Derivatives | $18,669,000 | 420 |
| 2006-12-31 | Rank | |
| # of Employees: | 213 | 758 |
| Assets and Liabilities | ||
| Total Assets: | $648,053,000 | 1,003 |
| Cash and due from depository institutions | $20,148,000 | 758 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $16,874,000 | 5,019 |
| Federal funds sold & reverse repurchase agreements | $15,500,000 | 1,036 |
| Net loans & leases | $556,065,000 | 800 |
| Loan loss allowance | $6,673,000 | 770 |
| Trading account assets | $11,296,000 | 77 |
| Bank premises and fixed assets | $8,751,000 | 1,380 |
| Other real estate owned | $245,000 | 758 |
| Goodwill and other intangibles | $8,304,000 | 686 |
| All other assets | $10,870,000 | 1,609 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $648,053,000 | 1,003 |
| Total liabilities | $580,551,000 | 1,018 |
| Total deposits | $573,617,000 | 886 |
| Interest-bearing deposits | $459,486,000 | 947 |
| Deposits held in domestic offices | $573,617,000 | 883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,576,000 | 2,078 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,358,000 | 1,283 |
| Total equity capital | $67,502,000 | 976 |
| Total bank equity capital | $67,502,000 | 976 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,200,000 | 2,593 |
| Surplus | $54,144,000 | 582 |
| Undivided profits | $12,158,000 | 2,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,799,000 | 560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,942,000 | 1,353 |
| Earning assets | $599,735,000 | 994 |
| Long-term assets (5+ years) | $43,394,000 | 2,046 |
| Average Assets, year-to-date | $649,485,400 | 966 |
| Average Assets, quarterly | $641,860,000 | 1,004 |
| Volatile liabilities | $126,588,000 | 1,196 |
| Insider loans | $3,337,000 | 2,064 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $13,527,000 | 219 |
| Unused loan commitments | $411,338,000 | 373 |
| Tier 1 (core) risk-based capital | $59,198,000 | 1,029 |
| Tier 2 risk-based capital | $6,877,000 | 780 |
| Total risk weighted assets | $633,703,000 | 755 |
| Total unused commitments | $411,338,000 | 373 |
| Derivatives | $17,450,000 | 411 |
| 2006-09-30 | Rank | |
| # of Employees: | 219 | 745 |
| Assets and Liabilities | ||
| Total Assets: | $635,667,000 | 1,021 |
| Cash and due from depository institutions | $28,097,000 | 745 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $21,388,000 | 4,384 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $544,197,000 | 820 |
| Loan loss allowance | $6,787,000 | 763 |
| Trading account assets | $12,953,000 | 77 |
| Bank premises and fixed assets | $8,980,000 | 1,330 |
| Other real estate owned | $1,141,000 | 745 |
| Goodwill and other intangibles | $8,304,000 | 689 |
| All other assets | $10,607,000 | 1,650 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $635,667,000 | 1,021 |
| Total liabilities | $569,412,000 | 1,028 |
| Total deposits | $559,191,000 | 897 |
| Interest-bearing deposits | $437,672,000 | 983 |
| Deposits held in domestic offices | $559,191,000 | 896 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,077,000 | 1,547 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,144,000 | 1,315 |
| Total equity capital | $66,255,000 | 991 |
| Total bank equity capital | $66,255,000 | 991 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,200,000 | 2,604 |
| Surplus | $54,144,000 | 578 |
| Undivided profits | $10,911,000 | 2,947 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,466,000 | 554 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,846,000 | 1,392 |
| Earning assets | $578,538,000 | 1,026 |
| Long-term assets (5+ years) | $45,833,000 | 1,955 |
| Average Assets, year-to-date | $649,843,500 | 974 |
| Average Assets, quarterly | $647,390,000 | 996 |
| Volatile liabilities | $117,522,000 | 1,275 |
| Insider loans | $4,701,000 | 1,503 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $11,198,000 | 234 |
| Unused loan commitments | $345,866,000 | 426 |
| Tier 1 (core) risk-based capital | $57,951,000 | 1,050 |
| Tier 2 risk-based capital | $6,954,000 | 770 |
| Total risk weighted assets | $617,012,000 | 775 |
| Total unused commitments | $345,866,000 | 426 |
| Derivatives | $21,534,000 | 383 |
| 2006-06-30 | Rank | |
| # of Employees: | 226 | 726 |
| Assets and Liabilities | ||
| Total Assets: | $659,113,000 | 980 |
| Cash and due from depository institutions | $29,579,000 | 726 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $24,777,000 | 3,986 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $561,337,000 | 784 |
| Loan loss allowance | $6,860,000 | 742 |
| Trading account assets | $13,658,000 | 77 |
| Bank premises and fixed assets | $9,003,000 | 1,293 |
| Other real estate owned | $1,133,000 | 726 |
| Goodwill and other intangibles | $8,304,000 | 674 |
| All other assets | $11,322,000 | 1,562 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $659,113,000 | 980 |
| Total liabilities | $593,970,000 | 977 |
| Total deposits | $530,398,000 | 931 |
| Interest-bearing deposits | $418,454,000 | 1,007 |
| Deposits held in domestic offices | $530,398,000 | 930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $59,194,000 | 436 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,378,000 | 1,163 |
| Total equity capital | $65,143,000 | 967 |
| Total bank equity capital | $65,143,000 | 967 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,200,000 | 2,594 |
| Surplus | $54,144,000 | 572 |
| Undivided profits | $9,799,000 | 3,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,967,000 | 469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,064,000 | 1,153 |
| Earning assets | $599,772,000 | 985 |
| Long-term assets (5+ years) | $45,139,000 | 1,953 |
| Average Assets, year-to-date | $654,569,000 | 967 |
| Average Assets, quarterly | $648,596,000 | 981 |
| Volatile liabilities | $152,938,000 | 1,017 |
| Insider loans | $10,527,000 | 643 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $14,562,000 | 205 |
| Unused loan commitments | $372,905,000 | 412 |
| Tier 1 (core) risk-based capital | $56,839,000 | 1,041 |
| Tier 2 risk-based capital | $7,028,000 | 747 |
| Total risk weighted assets | $616,083,000 | 765 |
| Total unused commitments | $372,905,000 | 412 |
| Derivatives | $21,376,000 | 385 |
| 2006-03-31 | Rank | |
| # of Employees: | 225 | 714 |
| Assets and Liabilities | ||
| Total Assets: | $638,079,000 | 990 |
| Cash and due from depository institutions | $24,737,000 | 714 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $30,042,000 | 3,555 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $531,883,000 | 807 |
| Loan loss allowance | $6,514,000 | 776 |
| Trading account assets | $19,960,000 | 71 |
| Bank premises and fixed assets | $9,272,000 | 1,215 |
| Other real estate owned | $1,650,000 | 714 |
| Goodwill and other intangibles | $8,304,000 | 648 |
| All other assets | $12,231,000 | 1,409 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $638,079,000 | 990 |
| Total liabilities | $573,328,000 | 994 |
| Total deposits | $563,231,000 | 864 |
| Interest-bearing deposits | $452,455,000 | 917 |
| Deposits held in domestic offices | $563,231,000 | 863 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,878,000 | 1,500 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,219,000 | 1,198 |
| Total equity capital | $64,751,000 | 959 |
| Total bank equity capital | $64,751,000 | 959 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,200,000 | 2,584 |
| Surplus | $54,144,000 | 549 |
| Undivided profits | $9,407,000 | 3,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,710,000 | 974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,900,000 | 1,164 |
| Earning assets | $581,885,000 | 993 |
| Long-term assets (5+ years) | $47,071,000 | 1,861 |
| Average Assets, year-to-date | $652,297,000 | 966 |
| Average Assets, quarterly | $652,297,000 | 966 |
| Volatile liabilities | $100,308,000 | 1,404 |
| Insider loans | $10,647,000 | 620 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $11,565,000 | 224 |
| Unused loan commitments | $344,016,000 | 424 |
| Tier 1 (core) risk-based capital | $56,447,000 | 1,034 |
| Tier 2 risk-based capital | $6,645,000 | 764 |
| Total risk weighted assets | $585,664,000 | 782 |
| Total unused commitments | $344,016,000 | 424 |
| Derivatives | $22,584,000 | 365 |
| 2005-12-31 | Rank | |
| # of Employees: | 226 | 703 |
| Assets and Liabilities | ||
| Total Assets: | $666,515,000 | 947 |
| Cash and due from depository institutions | $23,035,000 | 703 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $30,807,000 | 3,495 |
| Federal funds sold & reverse repurchase agreements | $24,000,000 | 527 |
| Net loans & leases | $541,580,000 | 783 |
| Loan loss allowance | $5,873,000 | 838 |
| Trading account assets | $16,466,000 | 73 |
| Bank premises and fixed assets | $9,556,000 | 1,149 |
| Other real estate owned | $1,650,000 | 703 |
| Goodwill and other intangibles | $8,304,000 | 636 |
| All other assets | $11,117,000 | 1,529 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $666,515,000 | 947 |
| Total liabilities | $602,568,000 | 944 |
| Total deposits | $595,432,000 | 802 |
| Interest-bearing deposits | $477,354,000 | 854 |
| Deposits held in domestic offices | $595,432,000 | 801 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,235,000 | 1,963 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,901,000 | 1,240 |
| Total equity capital | $63,947,000 | 956 |
| Total bank equity capital | $63,947,000 | 956 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,200,000 | 2,581 |
| Surplus | $54,144,000 | 532 |
| Undivided profits | $8,603,000 | 3,352 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,761,000 | 957 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,652,000 | 899 |
| Earning assets | $612,853,000 | 945 |
| Long-term assets (5+ years) | $44,367,000 | 1,928 |
| Average Assets, year-to-date | $652,003,000 | 908 |
| Average Assets, quarterly | $663,796,000 | 941 |
| Volatile liabilities | $93,876,000 | 1,452 |
| Insider loans | $8,498,000 | 758 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $24,836,000 | 158 |
| Unused loan commitments | $266,560,000 | 486 |
| Tier 1 (core) risk-based capital | $55,643,000 | 1,024 |
| Tier 2 risk-based capital | $5,998,000 | 827 |
| Total risk weighted assets | $598,597,000 | 763 |
| Total unused commitments | $266,560,000 | 487 |
| Derivatives | $41,208,000 | 276 |
| 2005-09-30 | Rank | |
| # of Employees: | 227 | 696 |
| Assets and Liabilities | ||
| Total Assets: | $661,077,000 | 935 |
| Cash and due from depository institutions | $27,769,000 | 696 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $31,916,000 | 3,373 |
| Federal funds sold & reverse repurchase agreements | $10,750,000 | 1,215 |
| Net loans & leases | $548,390,000 | 757 |
| Loan loss allowance | $6,476,000 | 754 |
| Trading account assets | $13,804,000 | 74 |
| Bank premises and fixed assets | $9,901,000 | 1,071 |
| Other real estate owned | $0 | 696 |
| Goodwill and other intangibles | $8,304,000 | 609 |
| All other assets | $10,243,000 | 1,592 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $661,077,000 | 935 |
| Total liabilities | $597,491,000 | 924 |
| Total deposits | $590,218,000 | 780 |
| Interest-bearing deposits | $459,581,000 | 859 |
| Deposits held in domestic offices | $590,218,000 | 779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,785,000 | 2,100 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,488,000 | 1,075 |
| Total equity capital | $63,586,000 | 953 |
| Total bank equity capital | $63,586,000 | 953 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,200,000 | 2,562 |
| Surplus | $54,144,000 | 516 |
| Undivided profits | $8,242,000 | 3,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,677,000 | 590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,685,000 | 1,184 |
| Earning assets | $604,860,000 | 933 |
| Long-term assets (5+ years) | $45,261,000 | 1,905 |
| Average Assets, year-to-date | $648,375,000 | 901 |
| Average Assets, quarterly | $655,386,500 | 926 |
| Volatile liabilities | $95,648,000 | 1,378 |
| Insider loans | $8,139,000 | 766 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $28,593,000 | 156 |
| Unused loan commitments | $270,427,000 | 470 |
| Tier 1 (core) risk-based capital | $55,282,000 | 1,015 |
| Tier 2 risk-based capital | $6,600,000 | 746 |
| Total risk weighted assets | $592,271,000 | 745 |
| Total unused commitments | $270,427,000 | 470 |
| Derivatives | $62,882,000 | 241 |
| 2005-06-30 | Rank | |
| # of Employees: | 235 | 678 |
| Assets and Liabilities | ||
| Total Assets: | $649,696,000 | 924 |
| Cash and due from depository institutions | $20,083,000 | 678 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $33,119,000 | 3,334 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $555,069,000 | 735 |
| Loan loss allowance | $5,956,000 | 816 |
| Trading account assets | $12,879,000 | 75 |
| Bank premises and fixed assets | $10,177,000 | 1,018 |
| Other real estate owned | $0 | 678 |
| Goodwill and other intangibles | $8,304,000 | 607 |
| All other assets | $10,065,000 | 1,574 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $649,696,000 | 924 |
| Total liabilities | $587,633,000 | 910 |
| Total deposits | $573,423,000 | 781 |
| Interest-bearing deposits | $466,227,000 | 816 |
| Deposits held in domestic offices | $573,423,000 | 779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,389,000 | 1,115 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,821,000 | 1,161 |
| Total equity capital | $62,063,000 | 952 |
| Total bank equity capital | $62,063,000 | 952 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,200,000 | 2,540 |
| Surplus | $53,144,000 | 515 |
| Undivided profits | $7,719,000 | 3,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,899,000 | 548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,835,000 | 1,012 |
| Earning assets | $601,067,000 | 910 |
| Long-term assets (5+ years) | $42,470,000 | 2,012 |
| Average Assets, year-to-date | $644,141,000 | 887 |
| Average Assets, quarterly | $648,280,500 | 897 |
| Volatile liabilities | $103,734,000 | 1,230 |
| Insider loans | $8,601,000 | 702 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $36,458,000 | 135 |
| Unused loan commitments | $266,919,000 | 463 |
| Tier 1 (core) risk-based capital | $53,759,000 | 1,021 |
| Tier 2 risk-based capital | $6,080,000 | 797 |
| Total risk weighted assets | $580,712,000 | 743 |
| Total unused commitments | $266,919,000 | 463 |
| Derivatives | $53,106,000 | 247 |
| 2005-03-31 | Rank | |
| # of Employees: | 224 | 695 |
| Assets and Liabilities | ||
| Total Assets: | $646,865,000 | 892 |
| Cash and due from depository institutions | $22,852,000 | 695 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $38,911,000 | 2,943 |
| Federal funds sold & reverse repurchase agreements | $12,750,000 | 978 |
| Net loans & leases | $529,473,000 | 743 |
| Loan loss allowance | $5,454,000 | 882 |
| Trading account assets | $13,786,000 | 72 |
| Bank premises and fixed assets | $9,990,000 | 1,016 |
| Other real estate owned | $0 | 695 |
| Goodwill and other intangibles | $8,304,000 | 596 |
| All other assets | $10,799,000 | 1,469 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $646,865,000 | 892 |
| Total liabilities | $585,184,000 | 891 |
| Total deposits | $579,194,000 | 765 |
| Interest-bearing deposits | $468,250,000 | 797 |
| Deposits held in domestic offices | $579,194,000 | 764 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,460,000 | 2,050 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,530,000 | 1,239 |
| Total equity capital | $61,681,000 | 944 |
| Total bank equity capital | $61,681,000 | 944 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,200,000 | 2,548 |
| Surplus | $53,144,000 | 507 |
| Undivided profits | $7,337,000 | 3,678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,251,000 | 521 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,406,000 | 1,165 |
| Earning assets | $594,920,000 | 889 |
| Long-term assets (5+ years) | $47,458,000 | 1,911 |
| Average Assets, year-to-date | $641,363,500 | 889 |
| Average Assets, quarterly | $641,363,500 | 889 |
| Volatile liabilities | $93,947,000 | 1,292 |
| Insider loans | $5,678,000 | 1,077 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $28,973,000 | 136 |
| Unused loan commitments | $264,393,000 | 450 |
| Tier 1 (core) risk-based capital | $53,377,000 | 1,007 |
| Tier 2 risk-based capital | $5,573,000 | 838 |
| Total risk weighted assets | $565,086,000 | 733 |
| Total unused commitments | $264,393,000 | 451 |
| Derivatives | $45,556,000 | 247 |
| 2004-12-31 | Rank | |
| # of Employees: | 221 | 714 |
| Assets and Liabilities | ||
| Total Assets: | $635,862,000 | 902 |
| Cash and due from depository institutions | $17,115,000 | 714 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $40,073,000 | 2,894 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $541,558,000 | 722 |
| Loan loss allowance | $6,584,000 | 718 |
| Trading account assets | $7,002,000 | 89 |
| Bank premises and fixed assets | $10,385,000 | 958 |
| Other real estate owned | $0 | 714 |
| Goodwill and other intangibles | $8,304,000 | 585 |
| All other assets | $11,425,000 | 1,355 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $635,862,000 | 902 |
| Total liabilities | $574,523,000 | 907 |
| Total deposits | $563,662,000 | 787 |
| Interest-bearing deposits | $519,267,000 | 730 |
| Deposits held in domestic offices | $563,662,000 | 784 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,948,000 | 1,381 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,913,000 | 1,108 |
| Total equity capital | $61,339,000 | 951 |
| Total bank equity capital | $61,339,000 | 951 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,200,000 | 2,540 |
| Surplus | $53,144,000 | 505 |
| Undivided profits | $6,995,000 | 3,838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,147,000 | 546 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,487,000 | 1,095 |
| Earning assets | $588,633,000 | 897 |
| Long-term assets (5+ years) | $48,132,000 | 1,919 |
| Average Assets, year-to-date | $678,156,200 | 812 |
| Average Assets, quarterly | $641,528,000 | 891 |
| Volatile liabilities | $99,619,000 | 1,203 |
| Insider loans | $7,261,000 | 810 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $46,315,000 | 105 |
| Unused loan commitments | $267,140,000 | 440 |
| Tier 1 (core) risk-based capital | $53,035,000 | 1,007 |
| Tier 2 risk-based capital | $6,584,000 | 720 |
| Total risk weighted assets | $569,788,000 | 722 |
| Total unused commitments | $267,140,000 | 440 |
| Derivatives | $55,278,000 | 224 |
| 2004-09-30 | Rank | |
| # of Employees: | 211 | 750 |
| Assets and Liabilities | ||
| Total Assets: | $647,194,000 | 879 |
| Cash and due from depository institutions | $21,291,000 | 750 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $43,559,000 | 2,684 |
| Federal funds sold & reverse repurchase agreements | $5,750,000 | 1,874 |
| Net loans & leases | $546,691,000 | 697 |
| Loan loss allowance | $8,804,000 | 555 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $10,806,000 | 887 |
| Other real estate owned | $0 | 750 |
| Goodwill and other intangibles | $8,304,000 | 570 |
| All other assets | $10,793,000 | 1,412 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $647,194,000 | 879 |
| Total liabilities | $586,485,000 | 866 |
| Total deposits | $574,407,000 | 765 |
| Interest-bearing deposits | $531,627,000 | 718 |
| Deposits held in domestic offices | $574,407,000 | 761 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,577,000 | 1,230 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,501,000 | 1,232 |
| Total equity capital | $60,709,000 | 946 |
| Total bank equity capital | $60,709,000 | 946 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,200,000 | 2,540 |
| Surplus | $53,144,000 | 499 |
| Undivided profits | $6,365,000 | 4,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,541,000 | 401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,626,000 | 1,052 |
| Earning assets | $596,000,000 | 868 |
| Long-term assets (5+ years) | $50,382,000 | 1,873 |
| Average Assets, year-to-date | $688,729,750 | 808 |
| Average Assets, quarterly | $664,251,500 | 848 |
| Volatile liabilities | $96,603,000 | 1,210 |
| Insider loans | $7,237,000 | 793 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $9,434,000 | 260 |
| Unused loan commitments | $269,797,000 | 434 |
| Tier 1 (core) risk-based capital | $52,405,000 | 1,010 |
| Tier 2 risk-based capital | $6,980,000 | 671 |
| Total risk weighted assets | $556,465,000 | 716 |
| Total unused commitments | $269,797,000 | 434 |
| Derivatives | $44,534,000 | 254 |
| 2004-06-30 | Rank | |
| # of Employees: | 228 | 690 |
| Assets and Liabilities | ||
| Total Assets: | $681,309,000 | 819 |
| Cash and due from depository institutions | $24,803,000 | 690 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $32,551,000 | 3,451 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $593,927,000 | 629 |
| Loan loss allowance | $9,057,000 | 537 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $11,083,000 | 834 |
| Other real estate owned | $0 | 690 |
| Goodwill and other intangibles | $8,304,000 | 558 |
| All other assets | $10,641,000 | 1,428 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $681,309,000 | 819 |
| Total liabilities | $621,431,000 | 808 |
| Total deposits | $592,862,000 | 727 |
| Interest-bearing deposits | $559,575,000 | 671 |
| Deposits held in domestic offices | $592,862,000 | 723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,926,000 | 665 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $4,643,000 | 908 |
| Total equity capital | $59,878,000 | 918 |
| Total bank equity capital | $59,878,000 | 918 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,200,000 | 2,543 |
| Surplus | $53,144,000 | 485 |
| Undivided profits | $5,534,000 | 4,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,522,000 | 411 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,988,000 | 870 |
| Earning assets | $626,478,000 | 815 |
| Long-term assets (5+ years) | $42,012,000 | 2,186 |
| Average Assets, year-to-date | $702,575,000 | 786 |
| Average Assets, quarterly | $691,576,000 | 805 |
| Volatile liabilities | $112,933,000 | 1,016 |
| Insider loans | $8,034,000 | 696 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $17,401,000 | 196 |
| Unused loan commitments | $233,988,000 | 478 |
| Tier 1 (core) risk-based capital | $51,574,000 | 1,005 |
| Tier 2 risk-based capital | $7,094,000 | 668 |
| Total risk weighted assets | $565,539,000 | 696 |
| Total unused commitments | $233,988,000 | 478 |
| Derivatives | $63,462,000 | 219 |
| 2004-03-31 | Rank | |
| # of Employees: | 220 | 729 |
| Assets and Liabilities | ||
| Total Assets: | $701,843,000 | 806 |
| Cash and due from depository institutions | $24,200,000 | 729 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $36,172,000 | 3,173 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $608,187,000 | 605 |
| Loan loss allowance | $9,079,000 | 534 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $11,358,000 | 788 |
| Other real estate owned | $2,834,000 | 729 |
| Goodwill and other intangibles | $8,304,000 | 537 |
| All other assets | $10,788,000 | 1,321 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $701,843,000 | 806 |
| Total liabilities | $643,097,000 | 795 |
| Total deposits | $612,438,000 | 703 |
| Interest-bearing deposits | $581,815,000 | 633 |
| Deposits held in domestic offices | $612,438,000 | 699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,215,000 | 594 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,444,000 | 1,293 |
| Total equity capital | $58,746,000 | 962 |
| Total bank equity capital | $58,746,000 | 962 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,200,000 | 2,536 |
| Surplus | $53,144,000 | 477 |
| Undivided profits | $4,402,000 | 4,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,940,000 | 621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,203,000 | 801 |
| Earning assets | $644,359,000 | 803 |
| Long-term assets (5+ years) | $41,340,000 | 2,186 |
| Average Assets, year-to-date | $713,208,000 | 783 |
| Average Assets, quarterly | $713,208,000 | 783 |
| Volatile liabilities | $135,193,000 | 828 |
| Insider loans | $7,072,000 | 789 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $15,062,000 | 212 |
| Unused loan commitments | $321,481,000 | 373 |
| Tier 1 (core) risk-based capital | $50,442,000 | 1,016 |
| Tier 2 risk-based capital | $7,067,000 | 667 |
| Total risk weighted assets | $563,576,000 | 699 |
| Total unused commitments | $321,481,000 | 373 |
| Derivatives | $72,935,000 | 210 |
| 2003-12-31 | Rank | |
| # of Employees: | 212 | 760 |
| Assets and Liabilities | ||
| Total Assets: | $724,573,000 | 782 |
| Cash and due from depository institutions | $26,227,000 | 760 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $36,355,000 | 3,211 |
| Federal funds sold & reverse repurchase agreements | $45,000,000 | 270 |
| Net loans & leases | $582,494,000 | 625 |
| Loan loss allowance | $8,139,000 | 591 |
| Trading account assets | $3,573,000 | 103 |
| Bank premises and fixed assets | $11,729,000 | 760 |
| Other real estate owned | $0 | 760 |
| Goodwill and other intangibles | $8,304,000 | 528 |
| All other assets | $10,891,000 | 1,328 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $724,573,000 | 782 |
| Total liabilities | $666,228,000 | 767 |
| Total deposits | $660,011,000 | 644 |
| Interest-bearing deposits | $629,855,000 | 579 |
| Deposits held in domestic offices | $660,011,000 | 642 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,706,000 | 2,034 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,511,000 | 1,214 |
| Total equity capital | $58,346,000 | 955 |
| Total bank equity capital | $58,346,000 | 955 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,200,000 | 2,555 |
| Surplus | $53,144,000 | 479 |
| Undivided profits | $4,002,000 | 5,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,201,000 | 515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,284,000 | 795 |
| Earning assets | $667,422,000 | 774 |
| Long-term assets (5+ years) | $38,139,000 | 2,350 |
| Average Assets, year-to-date | $723,357,200 | 757 |
| Average Assets, quarterly | $722,379,000 | 779 |
| Volatile liabilities | $148,398,000 | 775 |
| Insider loans | $9,314,000 | 530 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $21,122,000 | 161 |
| Unused loan commitments | $297,986,000 | 389 |
| Tier 1 (core) risk-based capital | $50,042,000 | 1,019 |
| Tier 2 risk-based capital | $6,858,000 | 676 |
| Total risk weighted assets | $547,129,000 | 706 |
| Total unused commitments | $297,986,000 | 389 |
| Derivatives | $42,868,000 | 243 |
| 2003-09-30 | Rank | |
| # of Employees: | 215 | 765 |
| Assets and Liabilities | ||
| Total Assets: | $720,185,000 | 798 |
| Cash and due from depository institutions | $19,650,000 | 765 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $39,663,000 | 2,953 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,422 |
| Net loans & leases | $620,009,000 | 591 |
| Loan loss allowance | $8,637,000 | 575 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $12,180,000 | 717 |
| Other real estate owned | $0 | 765 |
| Goodwill and other intangibles | $8,328,000 | 529 |
| All other assets | $10,355,000 | 1,392 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $720,185,000 | 798 |
| Total liabilities | $662,071,000 | 789 |
| Total deposits | $653,264,000 | 660 |
| Interest-bearing deposits | $628,535,000 | 588 |
| Deposits held in domestic offices | $653,264,000 | 658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,225,000 | 1,652 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,582,000 | 1,030 |
| Total equity capital | $58,114,000 | 969 |
| Total bank equity capital | $58,114,000 | 969 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,200,000 | 2,570 |
| Surplus | $53,145,000 | 488 |
| Undivided profits | $3,769,000 | 5,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,953,000 | 553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,308,000 | 805 |
| Earning assets | $669,672,000 | 787 |
| Long-term assets (5+ years) | $42,229,000 | 2,143 |
| Average Assets, year-to-date | $723,053,250 | 774 |
| Average Assets, quarterly | $733,020,500 | 780 |
| Volatile liabilities | $134,935,000 | 828 |
| Insider loans | $10,316,000 | 474 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $20,509,000 | 220 |
| Unused loan commitments | $264,016,000 | 432 |
| Tier 1 (core) risk-based capital | $49,787,000 | 1,026 |
| Tier 2 risk-based capital | $6,722,000 | 697 |
| Total risk weighted assets | $535,885,000 | 730 |
| Total unused commitments | $264,016,000 | 432 |
| Derivatives | $12,215,000 | 371 |
| 2003-06-30 | Rank | |
| # of Employees: | 225 | 728 |
| Assets and Liabilities | ||
| Total Assets: | $745,856,000 | 763 |
| Cash and due from depository institutions | $22,434,000 | 728 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $42,470,000 | 2,739 |
| Federal funds sold & reverse repurchase agreements | $23,500,000 | 653 |
| Net loans & leases | $625,420,000 | 578 |
| Loan loss allowance | $8,819,000 | 560 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $12,653,000 | 680 |
| Other real estate owned | $0 | 728 |
| Goodwill and other intangibles | $8,352,000 | 505 |
| All other assets | $11,027,000 | 1,258 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $745,856,000 | 763 |
| Total liabilities | $689,039,000 | 741 |
| Total deposits | $679,031,000 | 627 |
| Interest-bearing deposits | $646,253,000 | 562 |
| Deposits held in domestic offices | $679,031,000 | 625 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,103,000 | 1,467 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $4,905,000 | 1,024 |
| Total equity capital | $56,817,000 | 975 |
| Total bank equity capital | $56,817,000 | 975 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,200,000 | 2,568 |
| Surplus | $53,144,000 | 471 |
| Undivided profits | $2,473,000 | 6,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,425,000 | 521 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,766,000 | 690 |
| Earning assets | $691,390,000 | 754 |
| Long-term assets (5+ years) | $39,003,000 | 2,161 |
| Average Assets, year-to-date | $724,009,330 | 758 |
| Average Assets, quarterly | $731,233,500 | 762 |
| Volatile liabilities | $149,296,000 | 759 |
| Insider loans | $9,772,000 | 483 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $33,064,000 | 203 |
| Unused loan commitments | $285,121,000 | 416 |
| Tier 1 (core) risk-based capital | $48,464,000 | 1,035 |
| Tier 2 risk-based capital | $6,667,000 | 677 |
| Total risk weighted assets | $531,241,000 | 719 |
| Total unused commitments | $285,121,000 | 417 |
| Derivatives | $12,563,000 | 379 |
| 2003-03-31 | Rank | |
| # of Employees: | 214 | 755 |
| Assets and Liabilities | ||
| Total Assets: | $716,611,000 | 772 |
| Cash and due from depository institutions | $20,362,000 | 755 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $42,804,000 | 2,693 |
| Federal funds sold & reverse repurchase agreements | $59,200,000 | 279 |
| Net loans & leases | $562,730,000 | 629 |
| Loan loss allowance | $8,196,000 | 602 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $13,000,000 | 639 |
| Other real estate owned | $0 | 755 |
| Goodwill and other intangibles | $8,376,000 | 497 |
| All other assets | $10,139,000 | 1,341 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $716,611,000 | 772 |
| Total liabilities | $659,913,000 | 756 |
| Total deposits | $650,777,000 | 644 |
| Interest-bearing deposits | $627,950,000 | 583 |
| Deposits held in domestic offices | $650,777,000 | 642 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,840,000 | 1,420 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,296,000 | 1,143 |
| Total equity capital | $56,698,000 | 948 |
| Total bank equity capital | $56,698,000 | 948 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,200,000 | 2,584 |
| Surplus | $53,144,000 | 469 |
| Undivided profits | $2,354,000 | 6,336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,674,000 | 507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $3,275,000 | 818 |
| Earning assets | $664,734,000 | 770 |
| Long-term assets (5+ years) | $37,472,000 | 2,169 |
| Average Assets, year-to-date | $713,086,000 | 767 |
| Average Assets, quarterly | $713,086,000 | 767 |
| Volatile liabilities | $137,075,000 | 783 |
| Insider loans | $5,374,000 | 974 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $13,905,000 | 324 |
| Unused loan commitments | $256,841,000 | 445 |
| Tier 1 (core) risk-based capital | $48,321,000 | 1,029 |
| Tier 2 risk-based capital | $6,524,000 | 671 |
| Total risk weighted assets | $519,660,000 | 721 |
| Total unused commitments | $256,841,000 | 445 |
| Derivatives | $1,258,000 | 505 |
| 2002-12-31 | Rank | |
| # of Employees: | 213 | 755 |
| Assets and Liabilities | ||
| Total Assets: | $709,561,000 | 764 |
| Cash and due from depository institutions | $20,466,000 | 755 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $45,478,000 | 2,520 |
| Federal funds sold & reverse repurchase agreements | $21,250,000 | 645 |
| Net loans & leases | $580,671,000 | 604 |
| Loan loss allowance | $7,209,000 | 649 |
| Trading account assets | $9,222,000 | 85 |
| Bank premises and fixed assets | $13,420,000 | 604 |
| Other real estate owned | $0 | 755 |
| Goodwill and other intangibles | $8,400,000 | 487 |
| All other assets | $10,654,000 | 1,242 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $709,561,000 | 764 |
| Total liabilities | $652,816,000 | 749 |
| Total deposits | $642,490,000 | 642 |
| Interest-bearing deposits | $624,393,000 | 564 |
| Deposits held in domestic offices | $642,490,000 | 640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,276,000 | 1,405 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,050,000 | 986 |
| Total equity capital | $56,745,000 | 932 |
| Total bank equity capital | $56,745,000 | 932 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,200,000 | 2,587 |
| Surplus | $53,144,000 | 465 |
| Undivided profits | $2,401,000 | 6,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,323,000 | 944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $4,255,000 | 646 |
| Earning assets | $656,621,000 | 764 |
| Long-term assets (5+ years) | $42,208,000 | 1,958 |
| Average Assets, year-to-date | $618,002,000 | 823 |
| Average Assets, quarterly | $677,800,000 | 794 |
| Volatile liabilities | $154,250,000 | 735 |
| Insider loans | $5,692,000 | 886 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $43,901,000 | 188 |
| Unused loan commitments | $226,170,000 | 466 |
| Tier 1 (core) risk-based capital | $48,344,000 | 1,004 |
| Tier 2 risk-based capital | $6,531,000 | 665 |
| Total risk weighted assets | $521,786,000 | 706 |
| Total unused commitments | $226,170,000 | 466 |
| Derivatives | $575,000 | 483 |
| 2001-12-31 | Rank | |
| # of Employees: | 187 | 871 |
| Assets and Liabilities | ||
| Total Assets: | $560,076,000 | 913 |
| Cash and due from depository institutions | $14,147,000 | 871 |
| Interest-bearing balances | $48,000 | 5,752 |
| Securities | $27,841,000 | 3,555 |
| Federal funds sold & reverse repurchase agreements | $35,500,000 | 413 |
| Net loans & leases | $454,060,000 | 736 |
| Loan loss allowance | $5,926,000 | 732 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $12,137,000 | 666 |
| Other real estate owned | $0 | 871 |
| Goodwill and other intangibles | $8,496,000 | 454 |
| All other assets | $7,895,000 | 1,495 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $560,076,000 | 913 |
| Total liabilities | $511,553,000 | 902 |
| Total deposits | $496,908,000 | 788 |
| Interest-bearing deposits | $483,066,000 | 697 |
| Deposits held in domestic offices | $496,908,000 | 784 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,951,000 | 1,687 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $10,694,000 | 588 |
| Total equity capital | $48,523,000 | 1,014 |
| Total bank equity capital | $48,523,000 | 1,014 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,200,000 | 2,631 |
| Surplus | $45,644,000 | 515 |
| Undivided profits | $1,679,000 | 6,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,667,000 | 833 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,207,000 | 951 |
| Earning assets | $517,449,000 | 909 |
| Long-term assets (5+ years) | $28,989,000 | 2,568 |
| Average Assets, year-to-date | $545,727,800 | 899 |
| Average Assets, quarterly | $564,357,000 | 892 |
| Volatile liabilities | $97,518,000 | 1,022 |
| Insider loans | $8,547,000 | 520 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $22,280,000 | 228 |
| Unused loan commitments | $149,659,000 | 565 |
| Tier 1 (core) risk-based capital | $39,991,000 | 1,134 |
| Tier 2 risk-based capital | $5,395,000 | 757 |
| Total risk weighted assets | $431,780,000 | 808 |
| Total unused commitments | $149,659,000 | 565 |
| Derivatives | $2,243,000 | 387 |
| 2000-12-31 | Rank | |
| # of Employees: | 149 | 1,079 |
| Assets and Liabilities | ||
| Total Assets: | $495,508,000 | 987 |
| Cash and due from depository institutions | $17,966,000 | 1,079 |
| Interest-bearing balances | $2,000 | 6,723 |
| Securities | $25,811,000 | 3,859 |
| Federal funds sold & reverse repurchase agreements | $46,800,000 | 287 |
| Net loans & leases | $380,379,000 | 854 |
| Loan loss allowance | $4,638,000 | 899 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $9,280,000 | 869 |
| Other real estate owned | $0 | 1,079 |
| Goodwill and other intangibles | $8,979,000 | 424 |
| All other assets | $6,293,000 | 1,497 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $495,508,000 | 987 |
| Total liabilities | $448,873,000 | 989 |
| Total deposits | $442,173,000 | 868 |
| Interest-bearing deposits | $395,616,000 | 856 |
| Deposits held in domestic offices | $442,173,000 | 865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,042,000 | 1,946 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,658,000 | 1,252 |
| Total equity capital | $46,635,000 | 988 |
| Total bank equity capital | $46,635,000 | 988 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,200,000 | 2,695 |
| Surplus | $42,644,000 | 510 |
| Undivided profits | $2,791,000 | 5,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,349,000 | 1,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $3,078,000 | 804 |
| Earning assets | $452,992,000 | 997 |
| Long-term assets (5+ years) | $38,128,000 | 1,986 |
| Average Assets, year-to-date | $431,391,600 | 1,065 |
| Average Assets, quarterly | $480,322,000 | 1,005 |
| Volatile liabilities | $93,405,000 | 1,044 |
| Insider loans | $9,472,000 | 460 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $882,000 | 758 |
| Unused loan commitments | $94,004,000 | 742 |
| Tier 1 (core) risk-based capital | $37,689,000 | 1,161 |
| Tier 2 risk-based capital | $4,639,000 | 835 |
| Total risk weighted assets | $401,449,000 | 838 |
| Total unused commitments | $94,004,000 | 742 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 134 | 1,249 |
| Assets and Liabilities | ||
| Total Assets: | $345,363,000 | 1,369 |
| Cash and due from depository institutions | $18,490,000 | 1,249 |
| Interest-bearing balances | $2,000 | 6,730 |
| Securities | $24,017,000 | 4,253 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 1,603 |
| Net loans & leases | $274,970,000 | 1,125 |
| Loan loss allowance | $4,855,000 | 829 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,344,000 | 1,111 |
| Other real estate owned | $0 | 1,249 |
| Goodwill and other intangibles | $9,463,000 | 418 |
| All other assets | $5,079,000 | 1,765 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $345,363,000 | 1,369 |
| Total liabilities | $307,896,000 | 1,390 |
| Total deposits | $301,159,000 | 1,229 |
| Interest-bearing deposits | $263,741,000 | 1,230 |
| Deposits held in domestic offices | $301,159,000 | 1,224 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,798,000 | 1,756 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,939,000 | 1,918 |
| Total equity capital | $37,467,000 | 1,200 |
| Total bank equity capital | $37,467,000 | 1,200 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,200,000 | 2,754 |
| Surplus | $34,394,000 | 594 |
| Undivided profits | $1,873,000 | 6,631 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,093,000 | 771 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,228,000 | 945 |
| Earning assets | $304,989,000 | 1,418 |
| Long-term assets (5+ years) | $28,077,000 | 2,673 |
| Average Assets, year-to-date | $303,249,200 | 1,486 |
| Average Assets, quarterly | $341,718,500 | 1,373 |
| Volatile liabilities | $51,593,000 | 1,611 |
| Insider loans | $6,013,000 | 764 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $370,000 | 1,027 |
| Unused loan commitments | $32,128,000 | 1,663 |
| Tier 1 (core) risk-based capital | $28,195,000 | 1,537 |
| Tier 2 risk-based capital | $3,727,910 | 986 |
| Total risk weighted assets | $297,105,410 | 1,078 |
| Total unused commitments | $32,128,000 | 1,665 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 114 | 1,485 |
| Assets and Liabilities | ||
| Total Assets: | $265,771,000 | 1,744 |
| Cash and due from depository institutions | $10,205,000 | 1,485 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $26,676,000 | 3,977 |
| Federal funds sold & reverse repurchase agreements | $13,545,000 | 1,236 |
| Net loans & leases | $194,726,000 | 1,445 |
| Loan loss allowance | $3,908,000 | 977 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,701,000 | 1,404 |
| Other real estate owned | $0 | 1,485 |
| Goodwill and other intangibles | $10,579,000 | 361 |
| All other assets | $4,339,000 | 1,754 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $265,771,000 | 1,744 |
| Total liabilities | $235,611,000 | 1,767 |
| Total deposits | $227,281,000 | 1,653 |
| Interest-bearing deposits | $189,353,000 | 1,714 |
| Deposits held in domestic offices | $227,281,000 | 1,648 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,979,000 | 1,314 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,351,000 | 1,732 |
| Total equity capital | $30,160,000 | 1,480 |
| Total bank equity capital | $30,160,000 | 1,480 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,200,000 | 2,743 |
| Surplus | $27,426,000 | 682 |
| Undivided profits | $1,534,000 | 7,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,415,000 | 1,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,862,000 | 1,121 |
| Earning assets | $234,947,000 | 1,816 |
| Long-term assets (5+ years) | $20,415,000 | 3,114 |
| Average Assets, year-to-date | $249,396,600 | 1,743 |
| Average Assets, quarterly | $265,114,000 | 1,706 |
| Volatile liabilities | $35,298,000 | 1,883 |
| Insider loans | $4,606,000 | 917 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $839,000 | 1,109 |
| Unused loan commitments | $39,629,000 | 1,342 |
| Tier 1 (core) risk-based capital | $19,514,000 | 2,185 |
| Tier 2 risk-based capital | $2,715,750 | 1,243 |
| Total risk weighted assets | $216,067,950 | 1,328 |
| Total unused commitments | $39,629,000 | 1,347 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 105 | 1,674 |
| Assets and Liabilities | ||
| Total Assets: | $228,574,000 | 2,010 |
| Cash and due from depository institutions | $8,524,000 | 1,674 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $23,429,000 | 4,410 |
| Federal funds sold & reverse repurchase agreements | $13,680,000 | 958 |
| Net loans & leases | $164,592,000 | 1,719 |
| Loan loss allowance | $2,922,000 | 1,279 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,324,000 | 3,371 |
| Other real estate owned | $0 | 1,674 |
| Goodwill and other intangibles | $11,146,000 | 355 |
| All other assets | $4,879,000 | 1,575 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $228,574,000 | 2,010 |
| Total liabilities | $200,270,000 | 2,059 |
| Total deposits | $196,001,000 | 1,937 |
| Interest-bearing deposits | $163,395,000 | 1,985 |
| Deposits held in domestic offices | $196,001,000 | 1,929 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,949,000 | 2,169 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,320,000 | 1,795 |
| Total equity capital | $28,304,000 | 1,600 |
| Total bank equity capital | $28,304,000 | 1,600 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,200,000 | 2,796 |
| Surplus | $26,426,000 | 706 |
| Undivided profits | $678,000 | 9,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,904,000 | 1,403 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,534,000 | 1,423 |
| Earning assets | $201,701,000 | 2,080 |
| Long-term assets (5+ years) | $8,062,000 | 4,858 |
| Average Assets, year-to-date | $206,532,000 | 2,106 |
| Average Assets, quarterly | $223,495,000 | 2,017 |
| Volatile liabilities | $31,537,000 | 2,055 |
| Insider loans | $3,875,000 | 1,078 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $417,000 | 1,109 |
| Unused loan commitments | $22,283,000 | 1,942 |
| Tier 1 (core) risk-based capital | $17,062,000 | 2,507 |
| Tier 2 risk-based capital | $2,271,830 | 1,368 |
| Total risk weighted assets | $181,095,930 | 1,550 |
| Total unused commitments | $22,283,000 | 1,947 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 97 | 1,925 |
| Assets and Liabilities | ||
| Total Assets: | $182,302,000 | 2,539 |
| Cash and due from depository institutions | $8,293,000 | 1,925 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $20,375,000 | 5,227 |
| Federal funds sold & reverse repurchase agreements | $15,880,000 | 808 |
| Net loans & leases | $121,292,000 | 2,333 |
| Loan loss allowance | $1,969,000 | 1,930 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,642,000 | 4,384 |
| Other real estate owned | $0 | 1,925 |
| Goodwill and other intangibles | $10,274,000 | 356 |
| All other assets | $4,546,000 | 1,725 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,302,000 | 2,539 |
| Total liabilities | $158,976,000 | 2,620 |
| Total deposits | $155,147,000 | 2,483 |
| Interest-bearing deposits | $125,676,000 | 2,635 |
| Deposits held in domestic offices | $155,147,000 | 2,474 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,286,000 | 2,146 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,543,000 | 2,508 |
| Total equity capital | $23,326,000 | 1,912 |
| Total bank equity capital | $23,326,000 | 1,912 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,200,000 | 2,988 |
| Surplus | $22,001,000 | 852 |
| Undivided profits | $125,000 | 10,556 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,161,000 | 2,399 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $64,000 | 1,161 |
| Income earned, not collected on loans | $1,051,000 | 2,134 |
| Earning assets | $157,547,000 | 2,697 |
| Long-term assets (5+ years) | $1,776,000 | 7,993 |
| Average Assets, year-to-date | $139,215,600 | 3,125 |
| Average Assets, quarterly | $166,327,000 | 2,737 |
| Volatile liabilities | $28,017,000 | 2,206 |
| Insider loans | $1,209,000 | 3,155 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $17,742,000 | 2,245 |
| Tier 1 (core) risk-based capital | $12,954,000 | 3,309 |
| Tier 2 risk-based capital | $1,736,570 | 1,806 |
| Total risk weighted assets | $138,693,470 | 2,032 |
| Total unused commitments | $17,742,000 | 2,261 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 97 | 1,983 |
| Assets and Liabilities | ||
| Total Assets: | $121,680,000 | 3,682 |
| Cash and due from depository institutions | $5,666,000 | 1,983 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $26,251,000 | 4,538 |
| Federal funds sold & reverse repurchase agreements | $14,425,000 | 988 |
| Net loans & leases | $69,742,000 | 3,757 |
| Loan loss allowance | $1,694,000 | 2,243 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,126,000 | 5,648 |
| Other real estate owned | $0 | 1,983 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,470,000 | 1,779 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,680,000 | 3,682 |
| Total liabilities | $110,292,000 | 3,674 |
| Total deposits | $97,943,000 | 3,892 |
| Interest-bearing deposits | $71,082,000 | 4,567 |
| Deposits held in domestic offices | $97,943,000 | 3,882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,391,000 | 1,151 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,958,000 | 1,550 |
| Total equity capital | $11,388,000 | 3,856 |
| Total bank equity capital | $11,388,000 | 3,856 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,200,000 | 3,095 |
| Surplus | $2,400,000 | 4,913 |
| Undivided profits | $7,788,000 | 3,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $176,000 | 7,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $479,000 | 4,935 |
| Earning assets | $110,418,000 | 3,717 |
| Long-term assets (5+ years) | $4,567,000 | 6,044 |
| Average Assets, year-to-date | $113,494,400 | 3,783 |
| Average Assets, quarterly | $117,063,000 | 3,781 |
| Volatile liabilities | $12,823,000 | 3,802 |
| Insider loans | $1,107,000 | 3,484 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $19,578,000 | 2,027 |
| Tier 1 (core) risk-based capital | $11,058,000 | 3,831 |
| Tier 2 risk-based capital | $1,060,940 | 2,756 |
| Total risk weighted assets | $84,241,840 | 3,172 |
| Total unused commitments | $19,578,000 | 2,037 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 205 | 966 |
| Assets and Liabilities | ||
| Total Assets: | $115,050,000 | 3,842 |
| Cash and due from depository institutions | $8,201,000 | 966 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $19,329,000 | 6,027 |
| Federal funds sold & reverse repurchase agreements | $6,385,000 | 1,452 |
| Net loans & leases | $67,696,000 | 3,786 |
| Loan loss allowance | $1,317,000 | 2,843 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,867,000 | 1,946 |
| Other real estate owned | $103,000 | 966 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $9,469,000 | 1,022 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,050,000 | 3,842 |
| Total liabilities | $105,303,000 | 3,814 |
| Total deposits | $91,933,000 | 4,082 |
| Interest-bearing deposits | $52,995,000 | 5,813 |
| Deposits held in domestic offices | $91,933,000 | 4,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,286,000 | 1,259 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $31,000 | 5,128 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,053,000 | 1,288 |
| Total equity capital | $9,747,000 | 4,157 |
| Total bank equity capital | $9,747,000 | 4,157 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,200,000 | 3,212 |
| Surplus | $2,400,000 | 4,888 |
| Undivided profits | $6,147,000 | 3,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $928,000 | 2,782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $467,000 | 4,486 |
| Earning assets | $93,410,000 | 4,302 |
| Long-term assets (5+ years) | $7,488,000 | 4,901 |
| Average Assets, year-to-date | $101,065,400 | 4,223 |
| Average Assets, quarterly | $109,272,000 | 3,996 |
| Volatile liabilities | $12,458,000 | 3,703 |
| Insider loans | $1,242,000 | 3,152 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $18,610,000 | 2,035 |
| Tier 1 (core) risk-based capital | $9,866,000 | 4,180 |
| Tier 2 risk-based capital | $1,106,200 | 2,669 |
| Total risk weighted assets | $88,285,100 | 2,992 |
| Total unused commitments | $18,610,000 | 2,046 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 191 | 1,084 |
| Assets and Liabilities | ||
| Total Assets: | $95,809,000 | 4,629 |
| Cash and due from depository institutions | $5,903,000 | 1,084 |
| Interest-bearing balances | $99,000 | 6,563 |
| Securities | $26,289,000 | 5,016 |
| Federal funds sold & reverse repurchase agreements | $3,690,000 | 3,715 |
| Net loans & leases | $46,354,000 | 5,110 |
| Loan loss allowance | $2,057,000 | 2,021 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,923,000 | 1,485 |
| Other real estate owned | $634,000 | 1,084 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $8,016,000 | 1,112 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,809,000 | 4,629 |
| Total liabilities | $86,548,000 | 4,659 |
| Total deposits | $82,176,000 | 4,679 |
| Interest-bearing deposits | $52,185,000 | 6,129 |
| Deposits held in domestic offices | $82,176,000 | 4,672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,363,000 | 2,074 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $226,000 | 3,972 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,783,000 | 1,990 |
| Total equity capital | $9,261,000 | 4,387 |
| Total bank equity capital | $9,261,000 | 4,387 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,200,000 | 3,307 |
| Surplus | $2,400,000 | 4,842 |
| Undivided profits | $5,661,000 | 3,942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,520,000 | 2,358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $263,000 | 6,742 |
| Earning assets | $76,432,000 | 5,233 |
| Long-term assets (5+ years) | $5,736,000 | 6,024 |
| Average Assets, year-to-date | $90,624,600 | 4,764 |
| Average Assets, quarterly | $93,870,500 | 4,681 |
| Volatile liabilities | $4,861,000 | 6,627 |
| Insider loans | $1,072,000 | 3,545 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,286,000 | 2,654 |
| Tier 1 (core) risk-based capital | $9,261,000 | 4,297 |
| Tier 2 risk-based capital | $822,110 | 3,459 |
| Total risk weighted assets | $64,534,010 | 3,920 |
| Total unused commitments | $12,286,000 | 2,676 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 188 | 1,131 |
| Assets and Liabilities | ||
| Total Assets: | $89,588,000 | 4,995 |
| Cash and due from depository institutions | $6,938,000 | 1,131 |
| Interest-bearing balances | $99,000 | 7,123 |
| Securities | $20,905,000 | 5,939 |
| Federal funds sold & reverse repurchase agreements | $9,130,000 | 1,819 |
| Net loans & leases | $40,249,000 | 5,708 |
| Loan loss allowance | $2,023,000 | 2,100 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,161,000 | 1,398 |
| Other real estate owned | $812,000 | 1,131 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $6,393,000 | 1,361 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,588,000 | 4,995 |
| Total liabilities | $81,093,000 | 5,024 |
| Total deposits | $76,908,000 | 5,062 |
| Interest-bearing deposits | $51,300,000 | 6,361 |
| Deposits held in domestic offices | $76,908,000 | 5,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,048,000 | 1,725 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $351,000 | 3,446 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $786,000 | 3,972 |
| Total equity capital | $8,495,000 | 4,543 |
| Total bank equity capital | $8,495,000 | 4,543 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,200,000 | 3,439 |
| Surplus | $2,400,000 | 4,790 |
| Undivided profits | $4,895,000 | 4,240 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,612,000 | 2,630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $248,000 | 7,575 |
| Earning assets | $70,383,000 | 5,646 |
| Long-term assets (5+ years) | $2,773,000 | 8,195 |
| Average Assets, year-to-date | $87,448,400 | 4,986 |
| Average Assets, quarterly | $87,709,000 | 5,036 |
| Volatile liabilities | $5,840,000 | 5,985 |
| Insider loans | $1,079,000 | 767 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $10,048,000 | 2,956 |
| Tier 1 (core) risk-based capital | $8,495,000 | 4,473 |
| Tier 2 risk-based capital | $732,960 | 3,812 |
| Total risk weighted assets | $57,347,060 | 4,390 |
| Total unused commitments | $10,048,000 | 2,971 |
| Derivatives | $0 | 651 |