Home > First National Bank of Clinton > Income and Expense
First National Bank of Clinton, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,517,000 | 4,811 |
| Total interest expense | $202,000 | 4,849 |
| Net interest income | $2,315,000 | 4,765 |
| Provision for loan and lease losses | $38,000 | 3,695 |
| Total noninterest income | $282,000 | 4,555 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $107,000 | 4,260 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $175,000 | 4,343 |
| Total noninterest expense | $2,909,000 | 4,170 |
| Salaries and employee benefits | $1,199,000 | 4,631 |
| Premises and equipment expense | $281,000 | 4,270 |
| Additional noninterest expense | $1,429,000 | 3,328 |
| Pre-tax net operating income | $-350,000 | 5,548 |
| Securities gains (losses) | $-33,000 | 5,243 |
| Applicable income taxes | $-258,000 | 5,583 |
| Income before extraordinary items | $-125,000 | 5,429 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-125,000 | 5,429 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-125,000 | 5,429 |
| Net charge-offs | $25,000 | 3,327 |
| Cash dividends | $3,383,000 | 939 |
| Sale, conversion, retirement of capital stock, net | $951,000 | 235 |
| Net operating income | $-103,880 | 5,419 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,866,000 | 4,877 |
| Total interest expense | $135,000 | 4,993 |
| Net interest income | $1,731,000 | 4,813 |
| Provision for loan and lease losses | $39,000 | 3,437 |
| Total noninterest income | $212,000 | 4,605 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $80,000 | 4,300 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $132,000 | 4,389 |
| Total noninterest expense | $1,865,000 | 4,445 |
| Salaries and employee benefits | $849,000 | 4,727 |
| Premises and equipment expense | $217,000 | 4,261 |
| Additional noninterest expense | $799,000 | 3,917 |
| Pre-tax net operating income | $39,000 | 5,458 |
| Securities gains (losses) | $36,000 | 1,033 |
| Applicable income taxes | $-82,000 | 5,653 |
| Income before extraordinary items | $157,000 | 5,229 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $157,000 | 5,228 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $157,000 | 5,229 |
| Net charge-offs | $26,000 | 2,851 |
| Cash dividends | $183,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $121,000 | 5,285 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 4,908 |
| Total interest expense | $89,000 | 5,015 |
| Net interest income | $1,147,000 | 4,843 |
| Provision for loan and lease losses | $25,000 | 3,303 |
| Total noninterest income | $140,000 | 4,634 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $51,000 | 4,369 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $89,000 | 4,385 |
| Total noninterest expense | $1,099,000 | 4,665 |
| Salaries and employee benefits | $559,000 | 4,765 |
| Premises and equipment expense | $145,000 | 4,260 |
| Additional noninterest expense | $395,000 | 4,452 |
| Pre-tax net operating income | $163,000 | 5,102 |
| Securities gains (losses) | $23,000 | 938 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $186,000 | 4,931 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $186,000 | 4,931 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $186,000 | 4,931 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $148,000 | 3,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $163,000 | 5,004 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $611,000 | 4,950 |
| Total interest expense | $43,000 | 5,070 |
| Net interest income | $568,000 | 4,892 |
| Provision for loan and lease losses | $10,000 | 3,145 |
| Total noninterest income | $64,000 | 4,757 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $24,000 | 4,451 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $40,000 | 4,538 |
| Total noninterest expense | $527,000 | 4,781 |
| Salaries and employee benefits | $258,000 | 4,909 |
| Premises and equipment expense | $71,000 | 4,350 |
| Additional noninterest expense | $198,000 | 4,492 |
| Pre-tax net operating income | $95,000 | 5,005 |
| Securities gains (losses) | $18,000 | 539 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $113,000 | 4,762 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $113,000 | 4,762 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $113,000 | 4,762 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $64,000 | 2,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $95,000 | 4,897 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,392,000 | 5,008 |
| Total interest expense | $165,000 | 5,149 |
| Net interest income | $2,227,000 | 4,942 |
| Provision for loan and lease losses | $25,000 | 3,952 |
| Total noninterest income | $268,000 | 4,786 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $114,000 | 4,361 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $154,000 | 4,628 |
| Total noninterest expense | $2,160,000 | 4,784 |
| Salaries and employee benefits | $1,035,000 | 4,959 |
| Premises and equipment expense | $278,000 | 4,436 |
| Additional noninterest expense | $847,000 | 4,468 |
| Pre-tax net operating income | $310,000 | 5,147 |
| Securities gains (losses) | $107,000 | 1,293 |
| Applicable income taxes | $27,000 | 3,784 |
| Income before extraordinary items | $390,000 | 4,954 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $390,000 | 4,953 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $390,000 | 4,953 |
| Net charge-offs | $27,000 | 3,503 |
| Cash dividends | $225,000 | 3,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $289,420 | 5,100 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,783,000 | 5,065 |
| Total interest expense | $125,000 | 5,202 |
| Net interest income | $1,658,000 | 5,008 |
| Provision for loan and lease losses | $10,000 | 4,002 |
| Total noninterest income | $198,000 | 4,851 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $84,000 | 4,402 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $114,000 | 4,682 |
| Total noninterest expense | $1,619,000 | 4,809 |
| Salaries and employee benefits | $767,000 | 4,986 |
| Premises and equipment expense | $206,000 | 4,473 |
| Additional noninterest expense | $646,000 | 4,457 |
| Pre-tax net operating income | $227,000 | 5,237 |
| Securities gains (losses) | $101,000 | 1,248 |
| Applicable income taxes | $27,000 | 3,775 |
| Income before extraordinary items | $301,000 | 4,992 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $301,000 | 4,992 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $301,000 | 4,992 |
| Net charge-offs | $1,000 | 3,867 |
| Cash dividends | $190,000 | 3,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $208,080 | 5,191 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,162,000 | 5,142 |
| Total interest expense | $82,000 | 5,264 |
| Net interest income | $1,080,000 | 5,088 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $131,000 | 4,882 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $55,000 | 4,440 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $76,000 | 4,693 |
| Total noninterest expense | $1,055,000 | 4,898 |
| Salaries and employee benefits | $526,000 | 5,010 |
| Premises and equipment expense | $131,000 | 4,595 |
| Additional noninterest expense | $398,000 | 4,631 |
| Pre-tax net operating income | $156,000 | 5,250 |
| Securities gains (losses) | $101,000 | 957 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $257,000 | 4,789 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $257,000 | 4,790 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $257,000 | 4,790 |
| Net charge-offs | $2,000 | 3,496 |
| Cash dividends | $140,000 | 3,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $156,000 | 5,144 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $570,000 | 5,210 |
| Total interest expense | $39,000 | 5,361 |
| Net interest income | $531,000 | 5,152 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $63,000 | 4,918 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $28,000 | 4,424 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $35,000 | 4,767 |
| Total noninterest expense | $508,000 | 4,999 |
| Salaries and employee benefits | $241,000 | 5,171 |
| Premises and equipment expense | $66,000 | 4,618 |
| Additional noninterest expense | $201,000 | 4,652 |
| Pre-tax net operating income | $86,000 | 5,177 |
| Securities gains (losses) | $101,000 | 530 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $187,000 | 4,330 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $187,000 | 4,327 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $187,000 | 4,329 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $86,000 | 5,080 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,281,000 | 5,239 |
| Total interest expense | $139,000 | 5,505 |
| Net interest income | $2,142,000 | 5,160 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $304,000 | 4,791 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $126,000 | 4,398 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $178,000 | 4,580 |
| Total noninterest expense | $2,219,000 | 4,895 |
| Salaries and employee benefits | $1,033,000 | 5,113 |
| Premises and equipment expense | $272,000 | 4,638 |
| Additional noninterest expense | $914,000 | 4,459 |
| Pre-tax net operating income | $227,000 | 5,412 |
| Securities gains (losses) | $26,000 | 2,080 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $253,000 | 5,341 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $253,000 | 5,344 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $253,000 | 5,344 |
| Net charge-offs | $-1,000 | 4,850 |
| Cash dividends | $1,080,000 | 2,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $227,000 | 5,355 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,704,000 | 5,306 |
| Total interest expense | $106,000 | 5,579 |
| Net interest income | $1,598,000 | 5,228 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $231,000 | 4,812 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $94,000 | 4,446 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $137,000 | 4,585 |
| Total noninterest expense | $1,682,000 | 4,905 |
| Salaries and employee benefits | $767,000 | 5,149 |
| Premises and equipment expense | $208,000 | 4,649 |
| Additional noninterest expense | $707,000 | 4,425 |
| Pre-tax net operating income | $147,000 | 5,605 |
| Securities gains (losses) | $26,000 | 1,874 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $173,000 | 5,503 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $173,000 | 5,505 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $173,000 | 5,506 |
| Net charge-offs | $-1,000 | 4,684 |
| Cash dividends | $110,000 | 3,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $147,000 | 5,547 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,132,000 | 5,352 |
| Total interest expense | $69,000 | 5,644 |
| Net interest income | $1,063,000 | 5,266 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $147,000 | 4,880 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $63,000 | 4,436 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $84,000 | 4,697 |
| Total noninterest expense | $1,088,000 | 5,006 |
| Salaries and employee benefits | $519,000 | 5,184 |
| Premises and equipment expense | $138,000 | 4,701 |
| Additional noninterest expense | $431,000 | 4,626 |
| Pre-tax net operating income | $122,000 | 5,528 |
| Securities gains (losses) | $25,000 | 1,600 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $147,000 | 5,384 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $147,000 | 5,383 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $147,000 | 5,386 |
| Net charge-offs | $-1,000 | 4,579 |
| Cash dividends | $85,000 | 3,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $122,000 | 5,445 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $556,000 | 5,419 |
| Total interest expense | $36,000 | 5,670 |
| Net interest income | $520,000 | 5,329 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $75,000 | 4,866 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $31,000 | 4,446 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $44,000 | 4,655 |
| Total noninterest expense | $499,000 | 5,182 |
| Salaries and employee benefits | $230,000 | 5,410 |
| Premises and equipment expense | $67,000 | 4,781 |
| Additional noninterest expense | $202,000 | 4,784 |
| Pre-tax net operating income | $96,000 | 5,248 |
| Securities gains (losses) | $16,000 | 1,315 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $112,000 | 4,993 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $112,000 | 4,995 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $112,000 | 4,997 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $96,000 | 5,100 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,347,000 | 5,414 |
| Total interest expense | $150,000 | 5,777 |
| Net interest income | $2,197,000 | 5,310 |
| Provision for loan and lease losses | $55,000 | 3,706 |
| Total noninterest income | $307,000 | 4,966 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $136,000 | 4,536 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $171,000 | 4,716 |
| Total noninterest expense | $2,160,000 | 5,143 |
| Salaries and employee benefits | $981,000 | 5,386 |
| Premises and equipment expense | $270,000 | 4,860 |
| Additional noninterest expense | $909,000 | 4,652 |
| Pre-tax net operating income | $289,000 | 5,500 |
| Securities gains (losses) | $75,000 | 1,460 |
| Applicable income taxes | $15,000 | 4,112 |
| Income before extraordinary items | $349,000 | 5,287 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $349,000 | 5,286 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $349,000 | 5,287 |
| Net charge-offs | $34,000 | 4,035 |
| Cash dividends | $307,000 | 3,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $277,000 | 5,411 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,769,000 | 5,468 |
| Total interest expense | $114,000 | 5,844 |
| Net interest income | $1,655,000 | 5,367 |
| Provision for loan and lease losses | $55,000 | 3,315 |
| Total noninterest income | $233,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $101,000 | 4,620 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $132,000 | 4,733 |
| Total noninterest expense | $1,528,000 | 5,261 |
| Salaries and employee benefits | $740,000 | 5,389 |
| Premises and equipment expense | $200,000 | 4,931 |
| Additional noninterest expense | $588,000 | 4,994 |
| Pre-tax net operating income | $305,000 | 5,325 |
| Securities gains (losses) | $49,000 | 1,463 |
| Applicable income taxes | $11,000 | 4,170 |
| Income before extraordinary items | $343,000 | 5,093 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $343,000 | 5,093 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $343,000 | 5,095 |
| Net charge-offs | $38,000 | 3,448 |
| Cash dividends | $145,000 | 3,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $295,470 | 5,206 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,171,000 | 5,511 |
| Total interest expense | $76,000 | 5,900 |
| Net interest income | $1,095,000 | 5,411 |
| Provision for loan and lease losses | $55,000 | 2,941 |
| Total noninterest income | $150,000 | 5,050 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $65,000 | 4,660 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $85,000 | 4,773 |
| Total noninterest expense | $1,016,000 | 5,305 |
| Salaries and employee benefits | $493,000 | 5,442 |
| Premises and equipment expense | $134,000 | 4,960 |
| Additional noninterest expense | $389,000 | 5,026 |
| Pre-tax net operating income | $174,000 | 5,443 |
| Securities gains (losses) | $28,000 | 1,480 |
| Applicable income taxes | $9,000 | 4,116 |
| Income before extraordinary items | $193,000 | 5,255 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $193,000 | 5,257 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $193,000 | 5,258 |
| Net charge-offs | $20,000 | 3,410 |
| Cash dividends | $60,000 | 3,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $166,120 | 5,346 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $580,000 | 5,576 |
| Total interest expense | $38,000 | 5,978 |
| Net interest income | $542,000 | 5,463 |
| Provision for loan and lease losses | $35,000 | 2,513 |
| Total noninterest income | $78,000 | 4,983 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $33,000 | 4,624 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $45,000 | 4,685 |
| Total noninterest expense | $533,000 | 5,300 |
| Salaries and employee benefits | $263,000 | 5,409 |
| Premises and equipment expense | $72,000 | 4,889 |
| Additional noninterest expense | $198,000 | 5,028 |
| Pre-tax net operating income | $52,000 | 5,716 |
| Securities gains (losses) | $28,000 | 845 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $80,000 | 5,384 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $80,000 | 5,385 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $80,000 | 5,385 |
| Net charge-offs | $12,000 | 2,752 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $52,000 | 5,652 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,356,000 | 5,631 |
| Total interest expense | $182,000 | 6,008 |
| Net interest income | $2,174,000 | 5,500 |
| Provision for loan and lease losses | $10,000 | 4,909 |
| Total noninterest income | $299,000 | 5,140 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $134,000 | 4,773 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $165,000 | 4,856 |
| Total noninterest expense | $2,127,000 | 5,354 |
| Salaries and employee benefits | $924,000 | 5,676 |
| Premises and equipment expense | $272,000 | 5,036 |
| Additional noninterest expense | $931,000 | 4,730 |
| Pre-tax net operating income | $336,000 | 5,394 |
| Securities gains (losses) | $28,000 | 2,166 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $364,000 | 5,239 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $364,000 | 5,242 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $364,000 | 5,242 |
| Net charge-offs | $9,000 | 5,103 |
| Cash dividends | $625,000 | 2,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $336,000 | 5,279 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,769,000 | 5,690 |
| Total interest expense | $141,000 | 6,065 |
| Net interest income | $1,628,000 | 5,561 |
| Provision for loan and lease losses | $10,000 | 4,707 |
| Total noninterest income | $225,000 | 5,210 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $101,000 | 4,803 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $124,000 | 4,934 |
| Total noninterest expense | $1,673,000 | 5,294 |
| Salaries and employee benefits | $706,000 | 5,665 |
| Premises and equipment expense | $205,000 | 5,079 |
| Additional noninterest expense | $762,000 | 4,587 |
| Pre-tax net operating income | $170,000 | 5,766 |
| Securities gains (losses) | $28,000 | 2,032 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $198,000 | 5,653 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $198,000 | 5,654 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $198,000 | 5,654 |
| Net charge-offs | $9,000 | 4,738 |
| Cash dividends | $625,000 | 1,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $170,000 | 5,682 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,192,000 | 5,700 |
| Total interest expense | $99,000 | 6,075 |
| Net interest income | $1,093,000 | 5,567 |
| Provision for loan and lease losses | $10,000 | 4,495 |
| Total noninterest income | $146,000 | 5,294 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $66,000 | 4,822 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $80,000 | 5,011 |
| Total noninterest expense | $1,170,000 | 5,220 |
| Salaries and employee benefits | $459,000 | 5,749 |
| Premises and equipment expense | $141,000 | 5,020 |
| Additional noninterest expense | $570,000 | 4,313 |
| Pre-tax net operating income | $59,000 | 6,029 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $33,000 | 3,711 |
| Income before extraordinary items | $26,000 | 6,264 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $26,000 | 6,266 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $26,000 | 6,266 |
| Net charge-offs | $3,000 | 4,643 |
| Cash dividends | $25,000 | 3,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $26,000 | 6,188 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $607,000 | 5,718 |
| Total interest expense | $53,000 | 6,078 |
| Net interest income | $554,000 | 5,585 |
| Provision for loan and lease losses | $10,000 | 3,981 |
| Total noninterest income | $69,000 | 5,352 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $31,000 | 4,905 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $38,000 | 5,041 |
| Total noninterest expense | $551,000 | 5,383 |
| Salaries and employee benefits | $249,000 | 5,635 |
| Premises and equipment expense | $76,000 | 4,896 |
| Additional noninterest expense | $226,000 | 4,876 |
| Pre-tax net operating income | $62,000 | 5,704 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $2,000 | 4,407 |
| Income before extraordinary items | $60,000 | 5,714 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $60,000 | 5,716 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $60,000 | 5,716 |
| Net charge-offs | $6,000 | 3,622 |
| Cash dividends | $25,000 | 2,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $60,000 | 5,623 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,670,000 | 5,685 |
| Total interest expense | $240,000 | 6,223 |
| Net interest income | $2,430,000 | 5,522 |
| Provision for loan and lease losses | $218,000 | 3,836 |
| Total noninterest income | $776,000 | 3,706 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $154,000 | 4,735 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $622,000 | 3,053 |
| Total noninterest expense | $2,243,000 | 5,418 |
| Salaries and employee benefits | $896,000 | 5,905 |
| Premises and equipment expense | $275,000 | 5,150 |
| Additional noninterest expense | $1,072,000 | 4,627 |
| Pre-tax net operating income | $745,000 | 4,433 |
| Securities gains (losses) | $105,000 | 2,233 |
| Applicable income taxes | $139,000 | 3,276 |
| Income before extraordinary items | $711,000 | 4,457 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $711,000 | 4,454 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $711,000 | 4,456 |
| Net charge-offs | $309,000 | 3,265 |
| Cash dividends | $500,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $622,800 | 4,466 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,032,000 | 5,754 |
| Total interest expense | $184,000 | 6,339 |
| Net interest income | $1,848,000 | 5,574 |
| Provision for loan and lease losses | $198,000 | 3,547 |
| Total noninterest income | $694,000 | 3,428 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $118,000 | 4,760 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $576,000 | 2,733 |
| Total noninterest expense | $1,656,000 | 5,492 |
| Salaries and employee benefits | $698,000 | 5,867 |
| Premises and equipment expense | $202,000 | 5,239 |
| Additional noninterest expense | $756,000 | 4,811 |
| Pre-tax net operating income | $688,000 | 4,246 |
| Securities gains (losses) | $105,000 | 1,935 |
| Applicable income taxes | $139,000 | 3,138 |
| Income before extraordinary items | $654,000 | 4,213 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $654,000 | 4,213 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $654,000 | 4,213 |
| Net charge-offs | $314,000 | 2,761 |
| Cash dividends | $300,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $567,900 | 4,289 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,367,000 | 5,776 |
| Total interest expense | $131,000 | 6,343 |
| Net interest income | $1,236,000 | 5,589 |
| Provision for loan and lease losses | $70,000 | 4,240 |
| Total noninterest income | $179,000 | 5,049 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $78,000 | 4,780 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $101,000 | 4,647 |
| Total noninterest expense | $1,045,000 | 5,646 |
| Salaries and employee benefits | $470,000 | 5,893 |
| Premises and equipment expense | $133,000 | 5,279 |
| Additional noninterest expense | $442,000 | 5,146 |
| Pre-tax net operating income | $300,000 | 4,837 |
| Securities gains (losses) | $105,000 | 1,561 |
| Applicable income taxes | $59,000 | 3,441 |
| Income before extraordinary items | $346,000 | 4,601 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $346,000 | 4,603 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $346,000 | 4,603 |
| Net charge-offs | $144,000 | 3,084 |
| Cash dividends | $200,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $256,750 | 4,835 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $695,000 | 5,797 |
| Total interest expense | $73,000 | 6,324 |
| Net interest income | $622,000 | 5,615 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $89,000 | 5,111 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $40,000 | 4,716 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $49,000 | 4,748 |
| Total noninterest expense | $560,000 | 5,534 |
| Salaries and employee benefits | $261,000 | 5,757 |
| Premises and equipment expense | $69,000 | 5,260 |
| Additional noninterest expense | $230,000 | 5,064 |
| Pre-tax net operating income | $136,000 | 5,054 |
| Securities gains (losses) | $16,000 | 1,662 |
| Applicable income taxes | $20,000 | 3,671 |
| Income before extraordinary items | $132,000 | 5,030 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $132,000 | 5,033 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $132,000 | 5,034 |
| Net charge-offs | $4,000 | 4,348 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $118,080 | 5,037 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,097,000 | 5,693 |
| Total interest expense | $430,000 | 6,102 |
| Net interest income | $2,667,000 | 5,521 |
| Provision for loan and lease losses | $100,000 | 5,330 |
| Total noninterest income | $391,000 | 4,814 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $164,000 | 4,738 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $227,000 | 4,278 |
| Total noninterest expense | $2,359,000 | 5,467 |
| Salaries and employee benefits | $950,000 | 5,970 |
| Premises and equipment expense | $292,000 | 5,290 |
| Additional noninterest expense | $1,117,000 | 4,650 |
| Pre-tax net operating income | $599,000 | 4,511 |
| Securities gains (losses) | $77,000 | 2,259 |
| Applicable income taxes | $-184,000 | 6,907 |
| Income before extraordinary items | $860,000 | 3,830 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $860,000 | 3,834 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $860,000 | 3,833 |
| Net charge-offs | $199,000 | 4,298 |
| Cash dividends | $100,000 | 3,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $783,000 | 3,853 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,357,000 | 5,714 |
| Total interest expense | $341,000 | 6,126 |
| Net interest income | $2,016,000 | 5,532 |
| Provision for loan and lease losses | $100,000 | 4,928 |
| Total noninterest income | $304,000 | 4,796 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $125,000 | 4,728 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $179,000 | 4,259 |
| Total noninterest expense | $1,707,000 | 5,570 |
| Salaries and employee benefits | $726,000 | 5,943 |
| Premises and equipment expense | $223,000 | 5,296 |
| Additional noninterest expense | $758,000 | 4,911 |
| Pre-tax net operating income | $513,000 | 4,441 |
| Securities gains (losses) | $77,000 | 2,006 |
| Applicable income taxes | $-220,000 | 7,106 |
| Income before extraordinary items | $810,000 | 3,493 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $810,000 | 3,495 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $810,000 | 3,495 |
| Net charge-offs | $143,000 | 4,068 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $733,000 | 3,560 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,576,000 | 5,763 |
| Total interest expense | $240,000 | 6,142 |
| Net interest income | $1,336,000 | 5,585 |
| Provision for loan and lease losses | $100,000 | 4,367 |
| Total noninterest income | $207,000 | 4,816 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $83,000 | 4,731 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $124,000 | 4,248 |
| Total noninterest expense | $1,130,000 | 5,651 |
| Salaries and employee benefits | $471,000 | 6,046 |
| Premises and equipment expense | $152,000 | 5,286 |
| Additional noninterest expense | $507,000 | 4,969 |
| Pre-tax net operating income | $313,000 | 4,555 |
| Securities gains (losses) | $77,000 | 1,313 |
| Applicable income taxes | $-254,000 | 7,247 |
| Income before extraordinary items | $644,000 | 3,064 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $644,000 | 3,067 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $644,000 | 3,067 |
| Net charge-offs | $83,000 | 4,023 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $567,000 | 3,227 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $797,000 | 5,791 |
| Total interest expense | $124,000 | 6,174 |
| Net interest income | $673,000 | 5,578 |
| Provision for loan and lease losses | $50,000 | 4,153 |
| Total noninterest income | $105,000 | 4,833 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $41,000 | 4,713 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $64,000 | 4,293 |
| Total noninterest expense | $522,000 | 5,857 |
| Salaries and employee benefits | $249,000 | 5,981 |
| Premises and equipment expense | $81,000 | 5,194 |
| Additional noninterest expense | $192,000 | 5,640 |
| Pre-tax net operating income | $206,000 | 4,194 |
| Securities gains (losses) | $5,000 | 1,451 |
| Applicable income taxes | $-290,000 | 7,419 |
| Income before extraordinary items | $501,000 | 2,251 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $501,000 | 2,250 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $501,000 | 2,251 |
| Net charge-offs | $57,000 | 3,235 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $496,000 | 2,221 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,482,000 | 5,732 |
| Total interest expense | $736,000 | 5,880 |
| Net interest income | $2,746,000 | 5,565 |
| Provision for loan and lease losses | $560,000 | 3,966 |
| Total noninterest income | $581,000 | 4,304 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $180,000 | 4,607 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $401,000 | 3,507 |
| Total noninterest expense | $2,386,000 | 5,610 |
| Salaries and employee benefits | $955,000 | 6,119 |
| Premises and equipment expense | $305,000 | 5,367 |
| Additional noninterest expense | $1,126,000 | 4,770 |
| Pre-tax net operating income | $381,000 | 4,676 |
| Securities gains (losses) | $255,000 | 1,396 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $636,000 | 3,987 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $636,000 | 3,986 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $636,000 | 3,987 |
| Net charge-offs | $579,000 | 3,455 |
| Cash dividends | $75,000 | 3,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $381,000 | 4,532 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,637,000 | 5,812 |
| Total interest expense | $584,000 | 5,906 |
| Net interest income | $2,053,000 | 5,648 |
| Provision for loan and lease losses | $238,000 | 4,648 |
| Total noninterest income | $325,000 | 4,901 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $139,000 | 4,630 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $186,000 | 4,299 |
| Total noninterest expense | $1,694,000 | 5,773 |
| Salaries and employee benefits | $759,000 | 6,052 |
| Premises and equipment expense | $231,000 | 5,420 |
| Additional noninterest expense | $704,000 | 5,249 |
| Pre-tax net operating income | $446,000 | 4,372 |
| Securities gains (losses) | $221,000 | 1,301 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $667,000 | 3,588 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $667,000 | 3,586 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $667,000 | 3,588 |
| Net charge-offs | $117,000 | 4,756 |
| Cash dividends | $75,000 | 3,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $446,000 | 4,150 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,779,000 | 5,822 |
| Total interest expense | $416,000 | 5,875 |
| Net interest income | $1,363,000 | 5,676 |
| Provision for loan and lease losses | $163,000 | 4,512 |
| Total noninterest income | $249,000 | 4,631 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $93,000 | 4,617 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $156,000 | 3,914 |
| Total noninterest expense | $1,137,000 | 5,789 |
| Salaries and employee benefits | $482,000 | 6,190 |
| Premises and equipment expense | $150,000 | 5,511 |
| Additional noninterest expense | $505,000 | 5,054 |
| Pre-tax net operating income | $312,000 | 4,345 |
| Securities gains (losses) | $144,000 | 1,160 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $456,000 | 3,565 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $456,000 | 3,562 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $456,000 | 3,564 |
| Net charge-offs | $117,000 | 4,075 |
| Cash dividends | $75,000 | 3,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $312,000 | 4,093 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $908,000 | 5,847 |
| Total interest expense | $224,000 | 5,856 |
| Net interest income | $684,000 | 5,715 |
| Provision for loan and lease losses | $100,000 | 3,933 |
| Total noninterest income | $139,000 | 4,449 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $48,000 | 4,553 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $91,000 | 3,692 |
| Total noninterest expense | $676,000 | 5,409 |
| Salaries and employee benefits | $251,000 | 6,188 |
| Premises and equipment expense | $78,000 | 5,503 |
| Additional noninterest expense | $347,000 | 4,183 |
| Pre-tax net operating income | $47,000 | 5,691 |
| Securities gains (losses) | $98,000 | 794 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $145,000 | 4,435 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $145,000 | 4,436 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $145,000 | 4,434 |
| Net charge-offs | $122,000 | 2,938 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $47,000 | 5,643 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,891,000 | 5,785 |
| Total interest expense | $1,146,000 | 5,747 |
| Net interest income | $2,745,000 | 5,610 |
| Provision for loan and lease losses | $285,000 | 5,342 |
| Total noninterest income | $521,000 | 4,660 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $211,000 | 4,545 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $310,000 | 3,932 |
| Total noninterest expense | $2,387,000 | 5,794 |
| Salaries and employee benefits | $1,029,000 | 6,173 |
| Premises and equipment expense | $310,000 | 5,570 |
| Additional noninterest expense | $1,048,000 | 5,117 |
| Pre-tax net operating income | $594,000 | 3,783 |
| Securities gains (losses) | $280,000 | 1,298 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $874,000 | 2,993 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $874,000 | 2,992 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $874,000 | 2,992 |
| Net charge-offs | $242,000 | 4,764 |
| Cash dividends | $250,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $594,000 | 3,540 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,932,000 | 5,830 |
| Total interest expense | $888,000 | 5,826 |
| Net interest income | $2,044,000 | 5,640 |
| Provision for loan and lease losses | $235,000 | 4,932 |
| Total noninterest income | $390,000 | 4,734 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $158,000 | 4,581 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $232,000 | 4,032 |
| Total noninterest expense | $1,861,000 | 5,721 |
| Salaries and employee benefits | $812,000 | 6,097 |
| Premises and equipment expense | $246,000 | 5,507 |
| Additional noninterest expense | $803,000 | 5,049 |
| Pre-tax net operating income | $338,000 | 4,401 |
| Securities gains (losses) | $280,000 | 1,047 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $618,000 | 3,329 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $618,000 | 3,326 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $618,000 | 3,329 |
| Net charge-offs | $22,000 | 6,189 |
| Cash dividends | $250,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $338,000 | 4,198 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,949,000 | 5,889 |
| Total interest expense | $604,000 | 5,904 |
| Net interest income | $1,345,000 | 5,683 |
| Provision for loan and lease losses | $90,000 | 5,421 |
| Total noninterest income | $277,000 | 4,590 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $105,000 | 4,568 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $172,000 | 3,885 |
| Total noninterest expense | $1,255,000 | 5,732 |
| Salaries and employee benefits | $584,000 | 5,993 |
| Premises and equipment expense | $171,000 | 5,466 |
| Additional noninterest expense | $500,000 | 5,250 |
| Pre-tax net operating income | $277,000 | 4,243 |
| Securities gains (losses) | $117,000 | 1,371 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $394,000 | 3,501 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $394,000 | 3,498 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $394,000 | 3,499 |
| Net charge-offs | $15,000 | 5,781 |
| Cash dividends | $125,000 | 3,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $277,000 | 3,975 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $978,000 | 5,924 |
| Total interest expense | $310,000 | 5,940 |
| Net interest income | $668,000 | 5,706 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $124,000 | 4,813 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $57,000 | 4,341 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $67,000 | 4,324 |
| Total noninterest expense | $661,000 | 5,543 |
| Salaries and employee benefits | $289,000 | 6,065 |
| Premises and equipment expense | $95,000 | 5,244 |
| Additional noninterest expense | $277,000 | 4,659 |
| Pre-tax net operating income | $86,000 | 5,184 |
| Securities gains (losses) | $87,000 | 1,066 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $173,000 | 4,113 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $173,000 | 4,116 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $173,000 | 4,116 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $60,000 | 2,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $86,000 | 4,981 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,475,000 | 5,748 |
| Total interest expense | $1,559,000 | 5,903 |
| Net interest income | $2,916,000 | 5,484 |
| Provision for loan and lease losses | $126,000 | 5,761 |
| Total noninterest income | $565,000 | 4,596 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $315,000 | 3,928 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $250,000 | 4,441 |
| Total noninterest expense | $2,348,000 | 5,802 |
| Salaries and employee benefits | $1,114,000 | 6,168 |
| Premises and equipment expense | $392,000 | 5,136 |
| Additional noninterest expense | $842,000 | 5,338 |
| Pre-tax net operating income | $1,007,000 | 3,741 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,008,000 | 3,274 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,008,000 | 3,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 4,762 |
| Cash dividends | $400,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,007,000 | 3,423 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,431,000 | 5,770 |
| Total interest expense | $1,214,000 | 5,933 |
| Net interest income | $2,217,000 | 5,500 |
| Provision for loan and lease losses | $85,000 | 5,386 |
| Total noninterest income | $474,000 | 4,449 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $241,000 | 3,926 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $233,000 | 4,148 |
| Total noninterest expense | $1,930,000 | 5,559 |
| Salaries and employee benefits | $916,000 | 5,930 |
| Premises and equipment expense | $340,000 | 4,739 |
| Additional noninterest expense | $674,000 | 5,074 |
| Pre-tax net operating income | $676,000 | 4,407 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $677,000 | 3,885 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $677,000 | 3,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,073 |
| Cash dividends | $350,000 | 3,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $676,000 | 4,039 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,368,000 | 5,753 |
| Total interest expense | $840,000 | 5,996 |
| Net interest income | $1,528,000 | 5,417 |
| Provision for loan and lease losses | $65,000 | 4,825 |
| Total noninterest income | $341,000 | 4,347 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $170,000 | 3,810 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $171,000 | 4,080 |
| Total noninterest expense | $1,339,000 | 5,479 |
| Salaries and employee benefits | $648,000 | 5,830 |
| Premises and equipment expense | $243,000 | 4,586 |
| Additional noninterest expense | $448,000 | 5,078 |
| Pre-tax net operating income | $465,000 | 4,500 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $466,000 | 4,153 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $466,000 | 4,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,448 |
| Cash dividends | $350,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $465,000 | 4,099 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,173,000 | 5,864 |
| Total interest expense | $446,000 | 6,028 |
| Net interest income | $727,000 | 5,574 |
| Provision for loan and lease losses | $20,000 | 4,875 |
| Total noninterest income | $159,000 | 4,488 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $81,000 | 3,870 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $78,000 | 4,253 |
| Total noninterest expense | $686,000 | 5,431 |
| Salaries and employee benefits | $325,000 | 5,863 |
| Premises and equipment expense | $149,000 | 4,002 |
| Additional noninterest expense | $212,000 | 5,195 |
| Pre-tax net operating income | $180,000 | 5,145 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $180,000 | 4,885 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $180,000 | 4,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $250,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $180,000 | 4,767 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,210,000 | 5,609 |
| Total interest expense | $1,969,000 | 5,860 |
| Net interest income | $3,241,000 | 5,279 |
| Provision for loan and lease losses | $70,000 | 5,343 |
| Total noninterest income | $1,479,000 | 2,743 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $322,000 | 3,951 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,157,000 | 2,017 |
| Total noninterest expense | $3,391,000 | 4,630 |
| Salaries and employee benefits | $1,444,000 | 5,430 |
| Premises and equipment expense | $375,000 | 5,221 |
| Additional noninterest expense | $1,572,000 | 3,287 |
| Pre-tax net operating income | $1,259,000 | 4,262 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,259,000 | 3,842 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,259,000 | 3,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,964 |
| Cash dividends | $1,185,000 | 2,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,259,000 | 3,824 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,945,000 | 5,604 |
| Total interest expense | $1,493,000 | 5,877 |
| Net interest income | $2,452,000 | 5,280 |
| Provision for loan and lease losses | $35,000 | 5,456 |
| Total noninterest income | $1,129,000 | 2,691 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $239,000 | 3,960 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $890,000 | 1,990 |
| Total noninterest expense | $2,561,000 | 4,583 |
| Salaries and employee benefits | $1,094,000 | 5,374 |
| Premises and equipment expense | $273,000 | 5,289 |
| Additional noninterest expense | $1,194,000 | 3,211 |
| Pre-tax net operating income | $985,000 | 4,396 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $985,000 | 3,927 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $985,000 | 3,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,033 |
| Cash dividends | $910,000 | 2,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $985,000 | 3,912 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,657,000 | 5,608 |
| Total interest expense | $1,003,000 | 5,872 |
| Net interest income | $1,654,000 | 5,270 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $751,000 | 2,699 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $164,000 | 3,909 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $587,000 | 2,015 |
| Total noninterest expense | $1,720,000 | 4,570 |
| Salaries and employee benefits | $765,000 | 5,271 |
| Premises and equipment expense | $181,000 | 5,330 |
| Additional noninterest expense | $774,000 | 3,279 |
| Pre-tax net operating income | $685,000 | 4,362 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $685,000 | 3,869 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $685,000 | 3,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,811 |
| Cash dividends | $610,000 | 2,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $685,000 | 3,859 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,330,000 | 5,604 |
| Total interest expense | $509,000 | 5,808 |
| Net interest income | $821,000 | 5,309 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $319,000 | 2,997 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $79,000 | 3,930 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $240,000 | 2,279 |
| Total noninterest expense | $796,000 | 4,818 |
| Salaries and employee benefits | $359,000 | 5,504 |
| Premises and equipment expense | $97,000 | 5,145 |
| Additional noninterest expense | $340,000 | 3,616 |
| Pre-tax net operating income | $344,000 | 4,358 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $344,000 | 3,871 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $344,000 | 3,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,538 |
| Cash dividends | $310,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $344,000 | 3,847 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,746,000 | 5,154 |
| Total interest expense | $1,945,000 | 5,483 |
| Net interest income | $3,801,000 | 4,810 |
| Provision for loan and lease losses | $57,000 | 5,470 |
| Total noninterest income | $796,000 | 4,061 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $260,000 | 4,406 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $536,000 | 3,223 |
| Total noninterest expense | $3,099,000 | 4,776 |
| Salaries and employee benefits | $1,460,000 | 5,293 |
| Premises and equipment expense | $374,000 | 5,132 |
| Additional noninterest expense | $1,265,000 | 3,786 |
| Pre-tax net operating income | $1,441,000 | 4,380 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,442,000 | 3,861 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,442,000 | 3,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,669 |
| Cash dividends | $1,100,000 | 2,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,441,000 | 3,843 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,312,000 | 5,141 |
| Total interest expense | $1,431,000 | 5,467 |
| Net interest income | $2,881,000 | 4,816 |
| Provision for loan and lease losses | $27,000 | 5,738 |
| Total noninterest income | $567,000 | 4,199 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $180,000 | 4,637 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $387,000 | 3,270 |
| Total noninterest expense | $2,336,000 | 4,746 |
| Salaries and employee benefits | $1,104,000 | 5,231 |
| Premises and equipment expense | $279,000 | 5,169 |
| Additional noninterest expense | $953,000 | 3,756 |
| Pre-tax net operating income | $1,085,000 | 4,552 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,086,000 | 3,968 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,086,000 | 3,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $800,000 | 2,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,085,000 | 3,956 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,701,000 | 5,298 |
| Total interest expense | $925,000 | 5,427 |
| Net interest income | $1,776,000 | 5,070 |
| Provision for loan and lease losses | $22,000 | 5,468 |
| Total noninterest income | $395,000 | 4,069 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $123,000 | 4,552 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $272,000 | 3,187 |
| Total noninterest expense | $1,455,000 | 4,985 |
| Salaries and employee benefits | $649,000 | 5,664 |
| Premises and equipment expense | $185,000 | 5,180 |
| Additional noninterest expense | $621,000 | 3,809 |
| Pre-tax net operating income | $694,000 | 4,648 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $695,000 | 4,090 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $695,000 | 4,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $450,000 | 2,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $694,000 | 4,080 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,322,000 | 5,312 |
| Total interest expense | $443,000 | 5,428 |
| Net interest income | $879,000 | 5,109 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $188,000 | 4,110 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $57,000 | 4,646 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $131,000 | 3,225 |
| Total noninterest expense | $728,000 | 5,000 |
| Salaries and employee benefits | $324,000 | 5,695 |
| Premises and equipment expense | $94,000 | 5,139 |
| Additional noninterest expense | $310,000 | 3,805 |
| Pre-tax net operating income | $339,000 | 4,662 |
| Securities gains (losses) | $1,000 | 856 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $340,000 | 4,086 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $340,000 | 4,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $225,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $339,000 | 4,080 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,674,000 | 5,373 |
| Total interest expense | $1,302,000 | 5,613 |
| Net interest income | $3,372,000 | 5,130 |
| Provision for loan and lease losses | $86,000 | 5,050 |
| Total noninterest income | $639,000 | 4,629 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $262,000 | 4,482 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $377,000 | 3,876 |
| Total noninterest expense | $2,530,000 | 5,339 |
| Salaries and employee benefits | $1,176,000 | 5,861 |
| Premises and equipment expense | $264,000 | 6,065 |
| Additional noninterest expense | $1,090,000 | 4,138 |
| Pre-tax net operating income | $1,395,000 | 4,549 |
| Securities gains (losses) | $-5,000 | 7,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,390,000 | 3,971 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,390,000 | 3,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,746 |
| Cash dividends | $1,025,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,395,000 | 3,930 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,391,000 | 5,440 |
| Total interest expense | $899,000 | 5,722 |
| Net interest income | $2,492,000 | 5,189 |
| Provision for loan and lease losses | $35,000 | 5,685 |
| Total noninterest income | $478,000 | 4,669 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $197,000 | 4,490 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $281,000 | 3,915 |
| Total noninterest expense | $1,808,000 | 5,467 |
| Salaries and employee benefits | $850,000 | 5,929 |
| Premises and equipment expense | $196,000 | 6,093 |
| Additional noninterest expense | $762,000 | 4,343 |
| Pre-tax net operating income | $1,127,000 | 4,476 |
| Securities gains (losses) | $-5,000 | 7,675 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,122,000 | 3,857 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,122,000 | 3,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,271 |
| Cash dividends | $700,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,127,000 | 3,794 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,215,000 | 5,433 |
| Total interest expense | $573,000 | 5,690 |
| Net interest income | $1,642,000 | 5,219 |
| Provision for loan and lease losses | $19,000 | 5,720 |
| Total noninterest income | $309,000 | 4,715 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $132,000 | 4,443 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $177,000 | 3,973 |
| Total noninterest expense | $1,208,000 | 5,455 |
| Salaries and employee benefits | $574,000 | 5,892 |
| Premises and equipment expense | $129,000 | 6,119 |
| Additional noninterest expense | $505,000 | 4,342 |
| Pre-tax net operating income | $724,000 | 4,531 |
| Securities gains (losses) | $-9,000 | 8,110 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $715,000 | 3,936 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $715,000 | 3,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $350,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $724,000 | 3,844 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 5,474 |
| Total interest expense | $277,000 | 5,696 |
| Net interest income | $812,000 | 5,293 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $159,000 | 4,560 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $64,000 | 4,460 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $95,000 | 3,827 |
| Total noninterest expense | $592,000 | 5,553 |
| Salaries and employee benefits | $274,000 | 6,088 |
| Premises and equipment expense | $63,000 | 6,224 |
| Additional noninterest expense | $255,000 | 4,301 |
| Pre-tax net operating income | $379,000 | 4,409 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $379,000 | 3,758 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $379,000 | 3,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $150,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $379,000 | 3,719 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,036,000 | 5,529 |
| Total interest expense | $893,000 | 5,969 |
| Net interest income | $3,143,000 | 5,280 |
| Provision for loan and lease losses | $182,000 | 3,865 |
| Total noninterest income | $560,000 | 4,985 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $236,000 | 4,870 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $324,000 | 4,120 |
| Total noninterest expense | $2,360,000 | 5,491 |
| Salaries and employee benefits | $1,102,000 | 5,963 |
| Premises and equipment expense | $255,000 | 6,141 |
| Additional noninterest expense | $1,003,000 | 4,341 |
| Pre-tax net operating income | $1,161,000 | 4,876 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $2,000 | 7,032 |
| Income before extraordinary items | $1,164,000 | 4,287 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,164,000 | 4,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,850 |
| Cash dividends | $575,000 | 3,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,159,000 | 4,225 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,976,000 | 5,578 |
| Total interest expense | $660,000 | 5,993 |
| Net interest income | $2,316,000 | 5,319 |
| Provision for loan and lease losses | $134,000 | 3,821 |
| Total noninterest income | $393,000 | 5,175 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $170,000 | 5,004 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $223,000 | 4,287 |
| Total noninterest expense | $1,693,000 | 5,590 |
| Salaries and employee benefits | $792,000 | 6,046 |
| Premises and equipment expense | $186,000 | 6,200 |
| Additional noninterest expense | $715,000 | 4,451 |
| Pre-tax net operating income | $882,000 | 4,937 |
| Securities gains (losses) | $5,000 | 3,038 |
| Applicable income taxes | $2,000 | 7,080 |
| Income before extraordinary items | $885,000 | 4,322 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $885,000 | 4,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,986 |
| Cash dividends | $425,000 | 2,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $880,000 | 4,260 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,943,000 | 5,639 |
| Total interest expense | $442,000 | 6,002 |
| Net interest income | $1,501,000 | 5,407 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $255,000 | 5,235 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $111,000 | 5,035 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $144,000 | 4,389 |
| Total noninterest expense | $1,144,000 | 5,584 |
| Salaries and employee benefits | $543,000 | 6,002 |
| Premises and equipment expense | $123,000 | 6,248 |
| Additional noninterest expense | $478,000 | 4,472 |
| Pre-tax net operating income | $522,000 | 5,195 |
| Securities gains (losses) | $5,000 | 2,738 |
| Applicable income taxes | $2,000 | 7,043 |
| Income before extraordinary items | $525,000 | 4,610 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $525,000 | 4,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $275,000 | 3,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $520,000 | 4,548 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $952,000 | 5,722 |
| Total interest expense | $231,000 | 5,920 |
| Net interest income | $721,000 | 5,518 |
| Provision for loan and lease losses | $39,000 | 3,783 |
| Total noninterest income | $127,000 | 5,178 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $54,000 | 5,021 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $73,000 | 4,352 |
| Total noninterest expense | $535,000 | 5,825 |
| Salaries and employee benefits | $256,000 | 6,253 |
| Premises and equipment expense | $64,000 | 6,144 |
| Additional noninterest expense | $215,000 | 4,818 |
| Pre-tax net operating income | $274,000 | 5,043 |
| Securities gains (losses) | $5,000 | 2,336 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $277,000 | 4,487 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $277,000 | 4,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $150,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $272,050 | 4,403 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,662,000 | 5,917 |
| Total interest expense | $1,026,000 | 6,038 |
| Net interest income | $2,636,000 | 5,729 |
| Provision for loan and lease losses | $79,000 | 5,663 |
| Total noninterest income | $431,000 | 5,800 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $226,000 | 4,995 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $205,000 | 5,229 |
| Total noninterest expense | $2,150,000 | 5,749 |
| Salaries and employee benefits | $1,090,000 | 5,966 |
| Premises and equipment expense | $243,000 | 6,261 |
| Additional noninterest expense | $817,000 | 4,980 |
| Pre-tax net operating income | $838,000 | 5,580 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-7,000 | 8,748 |
| Income before extraordinary items | $845,000 | 5,104 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $845,000 | 5,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $500,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $845,000 | 4,940 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,732,000 | 5,994 |
| Total interest expense | $793,000 | 6,098 |
| Net interest income | $1,939,000 | 5,817 |
| Provision for loan and lease losses | $43,000 | 6,051 |
| Total noninterest income | $320,000 | 5,886 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $165,000 | 5,079 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $155,000 | 5,278 |
| Total noninterest expense | $1,562,000 | 5,842 |
| Salaries and employee benefits | $788,000 | 6,058 |
| Premises and equipment expense | $179,000 | 6,311 |
| Additional noninterest expense | $595,000 | 5,032 |
| Pre-tax net operating income | $654,000 | 5,681 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-7,000 | 8,902 |
| Income before extraordinary items | $661,000 | 5,142 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $661,000 | 5,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,128 |
| Cash dividends | $375,000 | 3,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $661,000 | 4,958 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,799,000 | 6,068 |
| Total interest expense | $546,000 | 6,120 |
| Net interest income | $1,253,000 | 5,925 |
| Provision for loan and lease losses | $32,000 | 5,704 |
| Total noninterest income | $214,000 | 5,853 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $110,000 | 5,032 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $104,000 | 5,264 |
| Total noninterest expense | $996,000 | 5,998 |
| Salaries and employee benefits | $499,000 | 6,276 |
| Premises and equipment expense | $119,000 | 6,291 |
| Additional noninterest expense | $378,000 | 5,211 |
| Pre-tax net operating income | $439,000 | 5,646 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-7,000 | 8,971 |
| Income before extraordinary items | $446,000 | 5,110 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $446,000 | 5,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $250,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $446,000 | 4,911 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $895,000 | 6,116 |
| Total interest expense | $283,000 | 6,127 |
| Net interest income | $612,000 | 6,006 |
| Provision for loan and lease losses | $16,000 | 5,479 |
| Total noninterest income | $104,000 | 5,817 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $52,000 | 5,093 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $52,000 | 5,197 |
| Total noninterest expense | $475,000 | 6,172 |
| Salaries and employee benefits | $258,000 | 6,145 |
| Premises and equipment expense | $61,000 | 6,231 |
| Additional noninterest expense | $156,000 | 5,791 |
| Pre-tax net operating income | $225,000 | 5,546 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-7,000 | 9,047 |
| Income before extraordinary items | $232,000 | 4,923 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $232,000 | 4,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $125,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $232,000 | 4,722 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,675,000 | 6,179 |
| Total interest expense | $1,370,000 | 6,010 |
| Net interest income | $2,305,000 | 6,172 |
| Provision for loan and lease losses | $210,000 | 4,243 |
| Total noninterest income | $399,000 | 5,786 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $213,000 | 5,064 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $186,000 | 5,172 |
| Total noninterest expense | $1,889,000 | 6,079 |
| Salaries and employee benefits | $960,000 | 6,278 |
| Premises and equipment expense | $254,000 | 6,082 |
| Additional noninterest expense | $675,000 | 5,527 |
| Pre-tax net operating income | $605,000 | 6,408 |
| Securities gains (losses) | $72,000 | 2,068 |
| Applicable income taxes | $-38,000 | 8,968 |
| Income before extraordinary items | $715,000 | 5,501 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $715,000 | 5,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 4,036 |
| Cash dividends | $450,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $643,000 | 5,649 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,021,000 | 6,337 |
| Total interest expense | $1,906,000 | 6,253 |
| Net interest income | $2,115,000 | 6,259 |
| Provision for loan and lease losses | $43,000 | 6,864 |
| Total noninterest income | $329,000 | 6,171 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $201,000 | 5,155 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $128,000 | 5,853 |
| Total noninterest expense | $1,439,000 | 6,923 |
| Salaries and employee benefits | $745,000 | 6,997 |
| Premises and equipment expense | $183,000 | 7,026 |
| Additional noninterest expense | $511,000 | 6,367 |
| Pre-tax net operating income | $962,000 | 5,001 |
| Securities gains (losses) | $4,000 | 4,008 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $966,000 | 4,367 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $966,000 | 4,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,788 |
| Cash dividends | $700,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $962,000 | 4,269 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,941,000 | 6,536 |
| Total interest expense | $1,997,000 | 6,280 |
| Net interest income | $1,944,000 | 6,644 |
| Provision for loan and lease losses | $71,000 | 5,956 |
| Total noninterest income | $317,000 | 6,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 5,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,472 |
| Total noninterest expense | $1,321,000 | 7,191 |
| Salaries and employee benefits | $700,000 | 7,207 |
| Premises and equipment expense | $166,000 | 7,315 |
| Additional noninterest expense | $455,000 | 6,738 |
| Pre-tax net operating income | $869,000 | 5,645 |
| Securities gains (losses) | $-14,000 | 8,543 |
| Applicable income taxes | $12,000 | 8,023 |
| Income before extraordinary items | $843,000 | 4,893 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $843,000 | 4,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,525 |
| Cash dividends | $700,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $856,860 | 4,837 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,435,000 | 6,895 |
| Total interest expense | $1,588,000 | 6,755 |
| Net interest income | $1,847,000 | 6,917 |
| Provision for loan and lease losses | $13,000 | 7,957 |
| Total noninterest income | $277,000 | 6,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 5,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 6,047 |
| Total noninterest expense | $1,287,000 | 7,339 |
| Salaries and employee benefits | $691,000 | 7,292 |
| Premises and equipment expense | $169,000 | 7,339 |
| Additional noninterest expense | $427,000 | 7,068 |
| Pre-tax net operating income | $824,000 | 5,843 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $201,000 | 5,699 |
| Income before extraordinary items | $625,000 | 5,781 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $625,000 | 5,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $500,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $623,480 | 5,758 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,385,000 | 7,087 |
| Total interest expense | $1,579,000 | 7,020 |
| Net interest income | $1,806,000 | 7,037 |
| Provision for loan and lease losses | $10,000 | 8,212 |
| Total noninterest income | $264,000 | 6,842 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 5,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 6,659 |
| Total noninterest expense | $1,202,000 | 7,541 |
| Salaries and employee benefits | $673,000 | 7,350 |
| Premises and equipment expense | $158,000 | 7,480 |
| Additional noninterest expense | $371,000 | 7,466 |
| Pre-tax net operating income | $858,000 | 5,878 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $240,000 | 5,737 |
| Income before extraordinary items | $619,000 | 5,967 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $619,000 | 5,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,302 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $618,280 | 5,871 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,289,000 | 7,406 |
| Total interest expense | $1,465,000 | 7,429 |
| Net interest income | $1,824,000 | 7,263 |
| Provision for loan and lease losses | $11,000 | 8,366 |
| Total noninterest income | $276,000 | 6,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,074 |
| Total noninterest expense | $1,192,000 | 7,705 |
| Salaries and employee benefits | $660,000 | 7,553 |
| Premises and equipment expense | $171,000 | 7,366 |
| Additional noninterest expense | $361,000 | 7,697 |
| Pre-tax net operating income | $897,000 | 6,165 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $264,000 | 6,116 |
| Income before extraordinary items | $634,000 | 6,195 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $634,000 | 6,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $541,000 | 3,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $633,290 | 6,149 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,087,000 | 7,894 |
| Total interest expense | $1,497,000 | 7,582 |
| Net interest income | $1,590,000 | 8,051 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $227,000 | 7,882 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,626 |
| Total noninterest expense | $1,053,000 | 8,495 |
| Salaries and employee benefits | $545,000 | 8,533 |
| Premises and equipment expense | $154,000 | 7,965 |
| Additional noninterest expense | $354,000 | 8,324 |
| Pre-tax net operating income | $764,000 | 6,644 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $205,000 | 7,063 |
| Income before extraordinary items | $563,000 | 6,488 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $563,000 | 6,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $350,000 | 4,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $560,080 | 6,437 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,024,000 | 8,172 |
| Total interest expense | $1,379,000 | 8,038 |
| Net interest income | $1,645,000 | 8,158 |
| Provision for loan and lease losses | $-35,000 | 11,544 |
| Total noninterest income | $208,000 | 8,310 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 6,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,803 |
| Total noninterest expense | $999,000 | 8,955 |
| Salaries and employee benefits | $521,000 | 8,939 |
| Premises and equipment expense | $137,000 | 8,597 |
| Additional noninterest expense | $341,000 | 8,784 |
| Pre-tax net operating income | $889,000 | 6,475 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $235,000 | 6,877 |
| Income before extraordinary items | $655,000 | 6,266 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $655,000 | 6,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 11,668 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $654,260 | 6,267 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,572,000 | 8,784 |
| Total interest expense | $1,013,000 | 8,637 |
| Net interest income | $1,559,000 | 8,702 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $174,000 | 9,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 6,989 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 10,920 |
| Total noninterest expense | $1,099,000 | 8,986 |
| Salaries and employee benefits | $504,000 | 9,357 |
| Premises and equipment expense | $148,000 | 8,603 |
| Additional noninterest expense | $447,000 | 8,346 |
| Pre-tax net operating income | $634,000 | 7,812 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $148,000 | 8,343 |
| Income before extraordinary items | $489,000 | 7,395 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $489,000 | 7,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $350,000 | 4,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $486,690 | 7,452 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,567,000 | 9,064 |
| Total interest expense | $1,066,000 | 8,818 |
| Net interest income | $1,501,000 | 9,100 |
| Provision for loan and lease losses | $-21,000 | 12,590 |
| Total noninterest income | $254,000 | 8,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 7,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 7,610 |
| Total noninterest expense | $1,093,000 | 9,347 |
| Salaries and employee benefits | $490,000 | 9,769 |
| Premises and equipment expense | $135,000 | 9,319 |
| Additional noninterest expense | $468,000 | 8,536 |
| Pre-tax net operating income | $683,000 | 7,453 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $152,000 | 8,594 |
| Income before extraordinary items | $531,000 | 7,298 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $531,000 | 7,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $531,000 | 7,039 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,851,000 | 9,239 |
| Total interest expense | $1,326,000 | 9,138 |
| Net interest income | $1,525,000 | 9,197 |
| Provision for loan and lease losses | $15,000 | 10,851 |
| Total noninterest income | $181,000 | 9,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,869 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 12,470 |
| Total noninterest expense | $1,019,000 | 9,889 |
| Salaries and employee benefits | $464,000 | 10,154 |
| Premises and equipment expense | $147,000 | 9,210 |
| Additional noninterest expense | $408,000 | 9,464 |
| Pre-tax net operating income | $672,000 | 7,258 |
| Securities gains (losses) | $11,000 | 6,349 |
| Applicable income taxes | $159,000 | 8,397 |
| Income before extraordinary items | $524,000 | 7,137 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $524,000 | 7,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 13,514 |
| Cash dividends | $425,000 | 3,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $515,530 | 6,823 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.