Home > First National Bank of Chester County > Net charge- offs to loans
First National Bank of Chester County, Net charge- offs to loans
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2717% | 4,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1615% | 4,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.7897% | 2,387 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 7,253 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1693% | 5,953 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2046% | 3,136 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0136% | 5,519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2562% | 2,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1188% | 6,922 |
| Percentage Net Loans Charged-off: Loans to individuals | 18.4892% | 60 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0740% | 715 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4320% | 3,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3232% | 3,011 |
| Percentage Net Loans Charged-off:Construction & development | 1.9603% | 1,641 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0122% | 7,279 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0141% | 5,909 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2512% | 2,569 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0151% | 5,529 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3146% | 2,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3794% | 7,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 23.9242% | 44 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2397% | 596 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4164% | 2,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4784% | 2,090 |
| Percentage Net Loans Charged-off:Construction & development | 3.3613% | 986 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 7,342 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0112% | 5,957 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2530% | 2,113 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0050% | 5,547 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3158% | 1,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4170% | 7,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7707% | 529 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5833% | 669 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8246% | 1,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6826% | 1,233 |
| Percentage Net Loans Charged-off:Construction & development | 14.1732% | 377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3049% | 2,153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2983% | 758 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0766% | 4,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1250% | 1,713 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0666% | 4,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8505% | 1,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7924% | 251 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1180% | 685 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4882% | 3,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4780% | 2,503 |
| Percentage Net Loans Charged-off:Construction & development | 4.0596% | 1,160 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1180% | 2,237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0247% | 7,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.6354% | 210 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8035% | 929 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1940% | 4,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1450% | 3,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.8016% | 1,901 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1801% | 1,590 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0082% | 3,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.6482% | 200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7798% | 835 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1100% | 4,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0996% | 2,911 |
| Percentage Net Loans Charged-off:Construction & development | 0.3296% | 1,582 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1760% | 986 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1603% | 7,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8608% | 499 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4416% | 789 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0564% | 5,968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0181% | 4,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.2377% | 2,345 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0149% | 7,771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0396% | 4,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4470% | 467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3226% | 1,186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0328% | 5,599 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,697 |
| Percentage Net Loans Charged-off:Construction & development | 0.0626% | 2,051 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0202% | 7,833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0177% | 3,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0004% | 218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4105% | 7,213 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0208% | 5,334 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 7,757 |
| Percentage Net Loans Charged-off:Construction & development | 0.0956% | 1,470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0343% | 7,937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0535% | 7,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5986% | 180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6097% | 7,247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0316% | 4,099 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0315% | 8,005 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0689% | 8,048 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0996% | 7,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.9142% | 95 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2039% | 7,099 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0617% | 4,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 3,943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0895% | 1,215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0597% | 3,499 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0564% | 179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3101% | 1,052 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0401% | 4,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 2,989 |
| Percentage Net Loans Charged-off:Construction & development | 0.1240% | 699 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0671% | 2,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2882% | 449 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0403% | 1,368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0451% | 3,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 2,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.1934% | 414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0874% | 2,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9730% | 554 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0593% | 1,176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0481% | 2,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0137% | 1,646 |
| Percentage Net Loans Charged-off:Construction & development | 0.1624% | 265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0860% | 7,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7830% | 215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2752% | 657 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0273% | 8,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 3,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.0883% | 513 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3083% | 7,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8226% | 1,830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1512% | 7,285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0344% | 7,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 2,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0647% | 418 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3659% | 7,927 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0160% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2040% | 7,367 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0654% | 8,081 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 7,533 |
| Percentage Net Loans Charged-off:Construction & development | -0.0190% | 7,715 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5130% | 7,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8502% | 1,505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2909% | 7,397 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0160% | 7,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0900% | 7,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8393% | 1,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5321% | 7,423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0071% | 6,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 3,118 |
| Percentage Net Loans Charged-off:Construction & development | 0.0885% | 419 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1354% | 7,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5660% | 3,290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1760% | 1,137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0097% | 5,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 2,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.1164% | 298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1600% | 7,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3231% | 3,938 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3511% | 828 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0686% | 3,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0652% | 1,315 |
| Percentage Net Loans Charged-off:Construction & development | 0.5949% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0048% | 6,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4926% | 2,894 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1755% | 846 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1722% | 1,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1817% | 552 |
| Percentage Net Loans Charged-off:Construction & development | 1.5220% | 47 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0377% | 1,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3925% | 2,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3101% | 558 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0326% | 8,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0606% | 2,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.4209% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7864% | 8,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8287% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | -23.8095% | 2,614 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4803% | 827 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0601% | 8,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0872% | 1,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.6117% | 170 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2192% | 8,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0090% | 1,854 |
| Percentage Net Loans Charged-off: Credit card loans | -25.4286% | 2,614 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8004% | 570 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1507% | 8,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1107% | 1,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.7628% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9689% | 8,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9914% | 1,881 |
| Percentage Net Loans Charged-off: Credit card loans | -28.5714% | 2,626 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8873% | 480 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1266% | 2,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0861% | 1,086 |
| Percentage Net Loans Charged-off:Construction & development | 0.5951% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1654% | 7,734 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5013% | 2,925 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1868% | 356 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6112% | 1,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1497% | 1,414 |
| Percentage Net Loans Charged-off:Construction & development | 1.0933% | 189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5074% | 1,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0096% | 840 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2645% | 1,436 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1692% | 303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6877% | 860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1408% | 1,221 |
| Percentage Net Loans Charged-off:Construction & development | 1.0423% | 182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6806% | 909 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3850% | 1,408 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9560% | 1,145 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9999% | 230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3748% | 1,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2010% | 853 |
| Percentage Net Loans Charged-off:Construction & development | 1.4866% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7892% | 837 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0969% | 1,880 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2173% | 958 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0048% | 1,402 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2127% | 2,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5988% | 713 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7575% | 1,057 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7355% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0096% | 983 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5276% | 1,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3938% | 568 |
| Percentage Net Loans Charged-off:Construction & development | 2.7661% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8776% | 2,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1783% | 1,962 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7419% | 544 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7752% | 830 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7564% | 1,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3282% | 605 |
| Percentage Net Loans Charged-off:Construction & development | 3.0494% | 96 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4495% | 560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5317% | 4,004 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4420% | 1,082 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1391% | 3,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0371% | 504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0855% | 289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0936% | 257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0382% | 973 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3211% | 298 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5589% | 617 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0552% | 325 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1252% | 4,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0280% | 615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0591% | 442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0649% | 396 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1884% | 1,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2612% | 336 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6092% | 640 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2922% | 2,525 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0438% | 1,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0839% | 1,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0920% | 1,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8881% | 194 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3099% | 180 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0704% | 814 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1518% | 4,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0528% | 499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1013% | 326 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0090% | 1,236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1132% | 268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7118% | 261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6137% | 799 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5940% | 750 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1464% | 4,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1154% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2324% | 175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2417% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2312% | 171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3176% | 450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3623% | 1,027 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3589% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0575% | 365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1906% | 4,013 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 1,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0236% | 1,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0270% | 1,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3165% | 137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5584% | 719 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8450% | 562 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3139% | 180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5795% | 1,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6025% | 173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1931% | 422 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.7779% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2908% | 191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2135% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3035% | 194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9627% | 225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4576% | 673 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9104% | 763 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4565% | 2,971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6020% | 288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0879% | 264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2590% | 267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3128% | 236 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1006% | 1,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4597% | 780 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0684% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4687% | 4,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1554% | 822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2660% | 690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0691% | 712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8332% | 54 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1348% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1848% | 215 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2869% | 1,164 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |