Home > First National Bank of Chester > Assets and Liabilities
First National Bank of Chester, Assets and Liabilities
1997-12-31 | Rank | |
# of Employees: | 17 | 7,728 |
Assets and Liabilities | ||
Total Assets: | $32,482,000 | 8,615 |
Cash and due from depository institutions | $1,083,000 | 7,728 |
Interest-bearing balances | $43,000 | 5,439 |
Securities | $21,382,000 | 4,679 |
Federal funds sold & reverse repurchase agreements | $375,000 | 7,490 |
Net loans & leases | $8,361,000 | 10,123 |
Loan loss allowance | $75,000 | 10,322 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $428,000 | 8,257 |
Other real estate owned | $0 | 7,728 |
Goodwill and other intangibles | $356,000 | 1,955 |
All other assets | $497,000 | 8,445 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $32,482,000 | 8,615 |
Total liabilities | $28,519,000 | 8,645 |
Total deposits | $21,822,000 | 9,262 |
Interest-bearing deposits | $18,987,000 | 9,188 |
Deposits held in domestic offices | $21,822,000 | 9,260 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,723 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $6,250,000 | 1,769 |
Subordinated debt | $0 | 260 |
All other liabilities | $447,000 | 6,353 |
Total equity capital | $3,963,000 | 8,082 |
Total bank equity capital | $3,963,000 | 8,082 |
Perpetual preferred stock | $0 | 223 |
Common stock | $250,000 | 6,532 |
Surplus | $2,450,000 | 4,793 |
Undivided profits | $1,263,000 | 8,181 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $49,000 | 8,598 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
Income earned, not collected on loans | $67,000 | 10,236 |
Earning assets | $30,161,000 | 8,566 |
Long-term assets (5+ years) | $8,760,000 | 4,659 |
Average Assets, year-to-date | $32,103,200 | 8,490 |
Average Assets, quarterly | $32,450,000 | 8,572 |
Volatile liabilities | $5,582,000 | 6,806 |
Insider loans | $0 | 9,792 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $0 | 1,579 |
Unused loan commitments | $85,000 | 10,374 |
Tier 1 (core) risk-based capital | $3,561,000 | 8,345 |
Tier 2 risk-based capital | $75,000 | 10,216 |
Total risk weighted assets | $13,165,300 | 9,516 |
Total unused commitments | $85,000 | 10,376 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 11 | 9,546 |
Assets and Liabilities | ||
Total Assets: | $31,262,000 | 9,063 |
Cash and due from depository institutions | $1,180,000 | 9,546 |
Interest-bearing balances | $200,000 | 3,917 |
Securities | $18,408,000 | 5,611 |
Federal funds sold & reverse repurchase agreements | $1,900,000 | 5,046 |
Net loans & leases | $8,455,000 | 10,522 |
Loan loss allowance | $60,000 | 10,991 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $399,000 | 8,620 |
Other real estate owned | $0 | 9,546 |
Goodwill and other intangibles | $407,000 | 1,794 |
All other assets | $513,000 | 8,739 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $31,262,000 | 9,063 |
Total liabilities | $27,431,000 | 9,116 |
Total deposits | $20,945,000 | 9,783 |
Interest-bearing deposits | $18,259,000 | 9,680 |
Deposits held in domestic offices | $20,945,000 | 9,781 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,907 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $6,250,000 | 1,650 |
Subordinated debt | $0 | 298 |
All other liabilities | $236,000 | 8,752 |
Total equity capital | $3,831,000 | 8,350 |
Total bank equity capital | $3,831,000 | 8,350 |
Perpetual preferred stock | $0 | 250 |
Common stock | $250,000 | 6,897 |
Surplus | $2,450,000 | 4,855 |
Undivided profits | $1,131,000 | 8,625 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $62,000 | 8,819 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $57,000 | 10,828 |
Earning assets | $28,963,000 | 9,011 |
Long-term assets (5+ years) | $8,853,000 | 4,501 |
Average Assets, year-to-date | $28,975,000 | 9,169 |
Average Assets, quarterly | $31,193,000 | 9,029 |
Volatile liabilities | $5,356,000 | 6,876 |
Insider loans | $0 | 10,271 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $98,000 | 10,703 |
Tier 1 (core) risk-based capital | $3,417,000 | 8,710 |
Tier 2 risk-based capital | $60,000 | 10,898 |
Total risk weighted assets | $12,999,800 | 9,897 |
Total unused commitments | $98,000 | 10,706 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 11 | 9,970 |
Assets and Liabilities | ||
Total Assets: | $28,075,000 | 9,736 |
Cash and due from depository institutions | $1,182,000 | 9,970 |
Interest-bearing balances | $150,000 | 4,557 |
Securities | $15,821,000 | 6,485 |
Federal funds sold & reverse repurchase agreements | $550,000 | 8,186 |
Net loans & leases | $9,182,000 | 10,772 |
Loan loss allowance | $76,000 | 11,317 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $436,000 | 8,643 |
Other real estate owned | $0 | 9,970 |
Goodwill and other intangibles | $458,000 | 1,600 |
All other assets | $446,000 | 9,549 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $28,075,000 | 9,736 |
Total liabilities | $24,433,000 | 9,812 |
Total deposits | $20,165,000 | 10,246 |
Interest-bearing deposits | $17,391,000 | 10,215 |
Deposits held in domestic offices | $20,165,000 | 10,244 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $4,000,000 | 1,816 |
Subordinated debt | $0 | 337 |
All other liabilities | $268,000 | 8,724 |
Total equity capital | $3,642,000 | 8,758 |
Total bank equity capital | $3,642,000 | 8,758 |
Perpetual preferred stock | $0 | 288 |
Common stock | $250,000 | 7,258 |
Surplus | $2,450,000 | 4,859 |
Undivided profits | $942,000 | 9,379 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $178,000 | 6,994 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $66,000 | 11,228 |
Earning assets | $25,703,000 | 9,712 |
Long-term assets (5+ years) | $5,323,000 | 5,648 |
Average Assets, year-to-date | $28,405,000 | 9,540 |
Average Assets, quarterly | $28,229,500 | 9,675 |
Volatile liabilities | $3,362,000 | 8,219 |
Insider loans | $0 | 10,773 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $72,000 | 11,118 |
Tier 1 (core) risk-based capital | $3,138,000 | 9,228 |
Tier 2 risk-based capital | $76,000 | 11,129 |
Total risk weighted assets | $12,648,100 | 10,294 |
Total unused commitments | $72,000 | 11,121 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 12 | 10,160 |
Assets and Liabilities | ||
Total Assets: | $28,479,000 | 9,975 |
Cash and due from depository institutions | $1,024,000 | 10,160 |
Interest-bearing balances | $68,000 | 5,962 |
Securities | $18,026,000 | 6,330 |
Federal funds sold & reverse repurchase agreements | $125,000 | 7,980 |
Net loans & leases | $7,872,000 | 11,528 |
Loan loss allowance | $71,000 | 11,983 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $470,000 | 8,674 |
Other real estate owned | $0 | 10,160 |
Goodwill and other intangibles | $509,000 | 1,432 |
All other assets | $453,000 | 9,932 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $28,479,000 | 9,975 |
Total liabilities | $25,103,000 | 10,028 |
Total deposits | $19,335,000 | 10,729 |
Interest-bearing deposits | $16,801,000 | 10,662 |
Deposits held in domestic offices | $19,335,000 | 10,725 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $5,550,000 | 1,659 |
Subordinated debt | $0 | 372 |
All other liabilities | $218,000 | 8,659 |
Total equity capital | $3,376,000 | 8,970 |
Total bank equity capital | $3,376,000 | 8,970 |
Perpetual preferred stock | $0 | 310 |
Common stock | $250,000 | 7,667 |
Surplus | $2,450,000 | 4,843 |
Undivided profits | $676,000 | 9,845 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $35,000 | 10,057 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $37,000 | 12,123 |
Earning assets | $26,091,000 | 9,930 |
Long-term assets (5+ years) | $7,899,000 | 4,736 |
Average Assets, year-to-date | $27,937,400 | 9,972 |
Average Assets, quarterly | $28,253,000 | 9,973 |
Volatile liabilities | $4,902,000 | 6,825 |
Insider loans | $0 | 11,229 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $67,000 | 11,619 |
Tier 1 (core) risk-based capital | $2,900,000 | 9,727 |
Tier 2 risk-based capital | $71,000 | 11,770 |
Total risk weighted assets | $11,703,400 | 10,847 |
Total unused commitments | $67,000 | 11,620 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 14 | 9,983 |
Assets and Liabilities | ||
Total Assets: | $27,356,000 | 10,538 |
Cash and due from depository institutions | $1,388,000 | 9,983 |
Interest-bearing balances | $70,000 | 6,983 |
Securities | $18,488,000 | 6,481 |
Federal funds sold & reverse repurchase agreements | $675,000 | 8,636 |
Net loans & leases | $5,297,000 | 12,640 |
Loan loss allowance | $80,000 | 12,430 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $472,000 | 8,901 |
Other real estate owned | $0 | 9,983 |
Goodwill and other intangibles | $560,000 | 1,293 |
All other assets | $476,000 | 9,563 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $27,356,000 | 10,538 |
Total liabilities | $24,080,000 | 10,618 |
Total deposits | $19,637,000 | 11,219 |
Interest-bearing deposits | $16,870,000 | 11,181 |
Deposits held in domestic offices | $19,637,000 | 11,217 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $4,250,000 | 1,612 |
Subordinated debt | $0 | 413 |
All other liabilities | $193,000 | 9,411 |
Total equity capital | $3,276,000 | 9,375 |
Total bank equity capital | $3,276,000 | 9,375 |
Perpetual preferred stock | $0 | 343 |
Common stock | $250,000 | 8,072 |
Surplus | $2,450,000 | 4,796 |
Undivided profits | $576,000 | 10,634 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $33,000 | 10,954 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $35,000 | 12,724 |
Earning assets | $24,530,000 | 10,592 |
Long-term assets (5+ years) | $5,366,000 | 6,210 |
Average Assets, year-to-date | $26,062,600 | 10,609 |
Average Assets, quarterly | $27,081,500 | 10,539 |
Volatile liabilities | $4,550,000 | 6,871 |
Insider loans | $0 | 11,728 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $49,000 | 12,033 |
Tier 1 (core) risk-based capital | $2,716,000 | 10,166 |
Tier 2 risk-based capital | $80,000 | 12,069 |
Total risk weighted assets | $10,095,900 | 11,634 |
Total unused commitments | $49,000 | 12,036 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 15 | 10,021 |
Assets and Liabilities | ||
Total Assets: | $22,508,000 | 11,601 |
Cash and due from depository institutions | $1,108,000 | 10,021 |
Interest-bearing balances | $0 | 8,059 |
Securities | $12,685,000 | 8,133 |
Federal funds sold & reverse repurchase agreements | $200,000 | 10,866 |
Net loans & leases | $6,991,000 | 12,631 |
Loan loss allowance | $75,000 | 13,015 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $494,000 | 8,956 |
Other real estate owned | $0 | 10,021 |
Goodwill and other intangibles | $611,000 | 1,250 |
All other assets | $419,000 | 10,493 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $22,508,000 | 11,601 |
Total liabilities | $19,450,000 | 11,748 |
Total deposits | $19,234,000 | 11,685 |
Interest-bearing deposits | $16,081,000 | 11,737 |
Deposits held in domestic offices | $19,234,000 | 11,684 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $216,000 | 9,684 |
Total equity capital | $3,058,000 | 9,639 |
Total bank equity capital | $3,058,000 | 9,639 |
Perpetual preferred stock | $0 | 346 |
Common stock | $250,000 | 8,487 |
Surplus | $2,450,000 | 4,737 |
Undivided profits | $358,000 | 11,442 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $45,000 | 11,380 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $55,000 | 12,857 |
Earning assets | $19,876,000 | 11,684 |
Long-term assets (5+ years) | $5,098,000 | 6,441 |
Average Assets, year-to-date | $22,372,600 | 11,495 |
Average Assets, quarterly | $22,337,500 | 11,573 |
Volatile liabilities | $500,000 | 12,849 |
Insider loans | $1,000 | 9,424 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $0 | 12,570 |
Tier 1 (core) risk-based capital | $2,447,000 | 10,622 |
Tier 2 risk-based capital | $75,000 | 12,597 |
Total risk weighted assets | $10,048,300 | 12,072 |
Total unused commitments | $0 | 12,572 |
Derivatives | $0 | 651 |