Home > First National Bank of Chaska > Income and Expense
First National Bank of Chaska, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,209,000 | 3,327 |
| Total interest expense | $488,000 | 4,079 |
| Net interest income | $1,721,000 | 3,032 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $526,000 | 2,068 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $261,000 | 1,557 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $265,000 | 2,057 |
| Total noninterest expense | $1,319,000 | 3,054 |
| Salaries and employee benefits | $570,000 | 3,711 |
| Premises and equipment expense | $213,000 | 2,712 |
| Additional noninterest expense | $536,000 | 2,274 |
| Pre-tax net operating income | $928,000 | 2,301 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $926,000 | 1,827 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $926,000 | 1,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $387,000 | 1,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $926,000 | 1,786 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,805,000 | 3,479 |
| Total interest expense | $1,440,000 | 4,628 |
| Net interest income | $6,365,000 | 3,131 |
| Provision for loan and lease losses | $1,126,000 | 945 |
| Total noninterest income | $2,816,000 | 1,698 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,222,000 | 1,434 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,594,000 | 1,567 |
| Total noninterest expense | $6,467,000 | 2,472 |
| Salaries and employee benefits | $3,088,000 | 2,776 |
| Premises and equipment expense | $752,000 | 2,943 |
| Additional noninterest expense | $2,627,000 | 1,849 |
| Pre-tax net operating income | $1,588,000 | 4,104 |
| Securities gains (losses) | $11,000 | 2,784 |
| Applicable income taxes | $12,000 | 6,712 |
| Income before extraordinary items | $1,587,000 | 3,493 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,587,000 | 3,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,063,000 | 738 |
| Cash dividends | $1,090,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,576,110 | 3,436 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,741,000 | 3,512 |
| Total interest expense | $1,053,000 | 4,649 |
| Net interest income | $4,688,000 | 3,164 |
| Provision for loan and lease losses | $1,067,000 | 735 |
| Total noninterest income | $1,737,000 | 1,991 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $920,000 | 1,450 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $817,000 | 2,046 |
| Total noninterest expense | $4,921,000 | 2,414 |
| Salaries and employee benefits | $2,462,000 | 2,606 |
| Premises and equipment expense | $584,000 | 2,854 |
| Additional noninterest expense | $1,875,000 | 1,919 |
| Pre-tax net operating income | $437,000 | 6,591 |
| Securities gains (losses) | $11,000 | 2,659 |
| Applicable income taxes | $9,000 | 6,807 |
| Income before extraordinary items | $439,000 | 6,115 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $439,000 | 6,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $653,000 | 776 |
| Cash dividends | $399,000 | 3,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $428,220 | 6,091 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,782,000 | 3,528 |
| Total interest expense | $708,000 | 4,641 |
| Net interest income | $3,074,000 | 3,220 |
| Provision for loan and lease losses | $888,000 | 574 |
| Total noninterest income | $1,149,000 | 1,987 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $605,000 | 1,447 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $544,000 | 2,060 |
| Total noninterest expense | $3,361,000 | 2,360 |
| Salaries and employee benefits | $1,697,000 | 2,535 |
| Premises and equipment expense | $415,000 | 2,703 |
| Additional noninterest expense | $1,249,000 | 1,910 |
| Pre-tax net operating income | $-26,000 | 8,592 |
| Securities gains (losses) | $11,000 | 2,367 |
| Applicable income taxes | $6,000 | 6,827 |
| Income before extraordinary items | $-21,000 | 8,629 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-21,000 | 8,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,234 |
| Cash dividends | $260,000 | 3,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-32,000 | 8,604 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,891,000 | 3,542 |
| Total interest expense | $366,000 | 4,581 |
| Net interest income | $1,525,000 | 3,214 |
| Provision for loan and lease losses | $284,000 | 872 |
| Total noninterest income | $549,000 | 2,023 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $292,000 | 1,472 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $257,000 | 2,090 |
| Total noninterest expense | $1,715,000 | 2,321 |
| Salaries and employee benefits | $885,000 | 2,445 |
| Premises and equipment expense | $219,000 | 2,585 |
| Additional noninterest expense | $611,000 | 1,947 |
| Pre-tax net operating income | $75,000 | 7,537 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $3,000 | 6,752 |
| Income before extraordinary items | $72,000 | 7,381 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $72,000 | 7,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $72,000 | 7,295 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,608,000 | 3,222 |
| Total interest expense | $1,916,000 | 4,157 |
| Net interest income | $6,692,000 | 2,870 |
| Provision for loan and lease losses | $477,000 | 2,266 |
| Total noninterest income | $3,155,000 | 1,617 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,181,000 | 1,456 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,974,000 | 1,488 |
| Total noninterest expense | $6,400,000 | 2,455 |
| Salaries and employee benefits | $3,251,000 | 2,579 |
| Premises and equipment expense | $820,000 | 2,699 |
| Additional noninterest expense | $2,329,000 | 2,070 |
| Pre-tax net operating income | $2,970,000 | 2,532 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $64,000 | 6,112 |
| Income before extraordinary items | $2,906,000 | 2,090 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,906,000 | 2,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $764,000 | 1,139 |
| Cash dividends | $1,825,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,906,000 | 2,002 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,614,000 | 3,209 |
| Total interest expense | $1,519,000 | 4,101 |
| Net interest income | $5,095,000 | 2,844 |
| Provision for loan and lease losses | $553,000 | 1,520 |
| Total noninterest income | $2,432,000 | 1,624 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $890,000 | 1,469 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,542,000 | 1,510 |
| Total noninterest expense | $4,773,000 | 2,466 |
| Salaries and employee benefits | $2,412,000 | 2,610 |
| Premises and equipment expense | $618,000 | 2,700 |
| Additional noninterest expense | $1,743,000 | 2,052 |
| Pre-tax net operating income | $2,201,000 | 2,644 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $48,000 | 6,237 |
| Income before extraordinary items | $2,153,000 | 2,180 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,153,000 | 2,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $706,000 | 892 |
| Cash dividends | $1,086,000 | 1,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,153,000 | 2,072 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,498,000 | 3,171 |
| Total interest expense | $1,069,000 | 4,035 |
| Net interest income | $3,429,000 | 2,817 |
| Provision for loan and lease losses | $481,000 | 1,185 |
| Total noninterest income | $1,380,000 | 1,836 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $583,000 | 1,475 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $797,000 | 1,781 |
| Total noninterest expense | $3,216,000 | 2,442 |
| Salaries and employee benefits | $1,627,000 | 2,581 |
| Premises and equipment expense | $402,000 | 2,751 |
| Additional noninterest expense | $1,187,000 | 2,022 |
| Pre-tax net operating income | $1,112,000 | 3,264 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $32,000 | 6,289 |
| Income before extraordinary items | $1,080,000 | 2,813 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,080,000 | 2,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,659 |
| Cash dividends | $530,000 | 2,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,080,000 | 2,648 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,250,000 | 3,188 |
| Total interest expense | $566,000 | 3,954 |
| Net interest income | $1,684,000 | 2,862 |
| Provision for loan and lease losses | $398,000 | 738 |
| Total noninterest income | $607,000 | 1,983 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $293,000 | 1,414 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $314,000 | 2,047 |
| Total noninterest expense | $1,584,000 | 2,450 |
| Salaries and employee benefits | $815,000 | 2,573 |
| Premises and equipment expense | $194,000 | 2,827 |
| Additional noninterest expense | $575,000 | 2,049 |
| Pre-tax net operating income | $309,000 | 4,718 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $16,000 | 6,250 |
| Income before extraordinary items | $293,000 | 4,308 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $293,000 | 4,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,949 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $293,000 | 4,117 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,003,000 | 3,019 |
| Total interest expense | $2,551,000 | 4,038 |
| Net interest income | $7,452,000 | 2,568 |
| Provision for loan and lease losses | $299,000 | 3,482 |
| Total noninterest income | $2,629,000 | 1,732 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,177,000 | 1,376 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,452,000 | 1,686 |
| Total noninterest expense | $6,023,000 | 2,450 |
| Salaries and employee benefits | $3,078,000 | 2,563 |
| Premises and equipment expense | $819,000 | 2,631 |
| Additional noninterest expense | $2,126,000 | 2,185 |
| Pre-tax net operating income | $3,759,000 | 2,086 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $172,000 | 5,326 |
| Income before extraordinary items | $3,593,000 | 1,667 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,593,000 | 1,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,060 |
| Cash dividends | $1,730,000 | 1,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,587,300 | 1,615 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,524,000 | 2,722 |
| Total interest expense | $5,563,000 | 2,858 |
| Net interest income | $6,961,000 | 2,573 |
| Provision for loan and lease losses | $112,000 | 5,409 |
| Total noninterest income | $2,661,000 | 1,617 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,108,000 | 1,356 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,553,000 | 1,483 |
| Total noninterest expense | $6,387,000 | 2,241 |
| Salaries and employee benefits | $3,383,000 | 2,218 |
| Premises and equipment expense | $779,000 | 2,701 |
| Additional noninterest expense | $2,225,000 | 2,022 |
| Pre-tax net operating income | $3,123,000 | 2,181 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,198,000 | 1,817 |
| Income before extraordinary items | $1,925,000 | 2,622 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,925,000 | 2,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 3,117 |
| Cash dividends | $500,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,925,000 | 2,544 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,932,000 | 2,687 |
| Total interest expense | $5,781,000 | 2,886 |
| Net interest income | $7,151,000 | 2,488 |
| Provision for loan and lease losses | $401,000 | 2,267 |
| Total noninterest income | $1,627,000 | 2,209 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $950,000 | 1,437 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $677,000 | 2,424 |
| Total noninterest expense | $5,852,000 | 2,334 |
| Salaries and employee benefits | $3,003,000 | 2,389 |
| Premises and equipment expense | $866,000 | 2,388 |
| Additional noninterest expense | $1,983,000 | 2,178 |
| Pre-tax net operating income | $2,525,000 | 2,745 |
| Securities gains (losses) | $-19,000 | 8,710 |
| Applicable income taxes | $950,000 | 2,216 |
| Income before extraordinary items | $1,556,000 | 3,158 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,556,000 | 3,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,671 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,568,160 | 3,138 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,683,000 | 3,313 |
| Total interest expense | $3,916,000 | 3,646 |
| Net interest income | $5,767,000 | 3,028 |
| Provision for loan and lease losses | $518,000 | 1,718 |
| Total noninterest income | $1,397,000 | 2,405 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $793,000 | 1,674 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $604,000 | 2,615 |
| Total noninterest expense | $5,181,000 | 2,608 |
| Salaries and employee benefits | $2,538,000 | 2,769 |
| Premises and equipment expense | $782,000 | 2,591 |
| Additional noninterest expense | $1,861,000 | 2,346 |
| Pre-tax net operating income | $1,465,000 | 4,167 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $533,000 | 3,493 |
| Income before extraordinary items | $935,000 | 4,636 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $935,000 | 4,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 1,962 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $933,080 | 4,606 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,965,000 | 3,549 |
| Total interest expense | $3,958,000 | 3,728 |
| Net interest income | $5,007,000 | 3,384 |
| Provision for loan and lease losses | $433,000 | 1,937 |
| Total noninterest income | $1,519,000 | 2,249 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $734,000 | 1,731 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $785,000 | 2,204 |
| Total noninterest expense | $4,529,000 | 2,868 |
| Salaries and employee benefits | $2,198,000 | 3,049 |
| Premises and equipment expense | $597,000 | 3,182 |
| Additional noninterest expense | $1,734,000 | 2,397 |
| Pre-tax net operating income | $1,564,000 | 4,049 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $569,000 | 3,537 |
| Income before extraordinary items | $995,000 | 4,546 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $995,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 1,572 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $995,000 | 4,442 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,223,000 | 3,875 |
| Total interest expense | $3,631,000 | 4,019 |
| Net interest income | $4,592,000 | 3,766 |
| Provision for loan and lease losses | $154,000 | 4,076 |
| Total noninterest income | $1,189,000 | 2,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $728,000 | 1,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $461,000 | 2,990 |
| Total noninterest expense | $3,579,000 | 3,535 |
| Salaries and employee benefits | $1,778,000 | 3,686 |
| Premises and equipment expense | $454,000 | 4,016 |
| Additional noninterest expense | $1,347,000 | 3,007 |
| Pre-tax net operating income | $2,048,000 | 3,457 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $774,000 | 3,001 |
| Income before extraordinary items | $1,274,000 | 3,865 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,274,000 | 3,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,815 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,274,000 | 3,797 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,913,000 | 4,628 |
| Total interest expense | $2,847,000 | 5,003 |
| Net interest income | $4,066,000 | 4,264 |
| Provision for loan and lease losses | $248,000 | 2,957 |
| Total noninterest income | $1,308,000 | 2,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $696,000 | 1,951 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $612,000 | 2,537 |
| Total noninterest expense | $2,938,000 | 4,371 |
| Salaries and employee benefits | $1,493,000 | 4,321 |
| Premises and equipment expense | $301,000 | 5,587 |
| Additional noninterest expense | $1,144,000 | 3,932 |
| Pre-tax net operating income | $2,188,000 | 3,178 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $822,000 | 2,779 |
| Income before extraordinary items | $1,366,000 | 3,481 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,366,000 | 3,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $613,000 | 2,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,366,000 | 3,433 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,352,000 | 4,945 |
| Total interest expense | $2,612,000 | 5,373 |
| Net interest income | $3,740,000 | 4,592 |
| Provision for loan and lease losses | $49,000 | 6,287 |
| Total noninterest income | $894,000 | 3,382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $650,000 | 2,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 4,551 |
| Total noninterest expense | $2,759,000 | 4,587 |
| Salaries and employee benefits | $1,354,000 | 4,700 |
| Premises and equipment expense | $289,000 | 5,795 |
| Additional noninterest expense | $1,116,000 | 3,985 |
| Pre-tax net operating income | $1,826,000 | 3,796 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $682,000 | 3,307 |
| Income before extraordinary items | $1,145,000 | 4,103 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,145,000 | 4,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,966 |
| Cash dividends | $617,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,144,360 | 4,095 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,711,000 | 5,079 |
| Total interest expense | $2,005,000 | 5,608 |
| Net interest income | $3,706,000 | 4,695 |
| Provision for loan and lease losses | $3,000 | 8,961 |
| Total noninterest income | $813,000 | 3,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $605,000 | 2,258 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 5,136 |
| Total noninterest expense | $2,819,000 | 4,651 |
| Salaries and employee benefits | $1,328,000 | 4,789 |
| Premises and equipment expense | $288,000 | 5,894 |
| Additional noninterest expense | $1,203,000 | 4,045 |
| Pre-tax net operating income | $1,697,000 | 3,970 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $607,000 | 3,484 |
| Income before extraordinary items | $1,091,000 | 4,212 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,091,000 | 4,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $586,000 | 2,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,090,360 | 4,259 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,564,000 | 5,281 |
| Total interest expense | $2,028,000 | 5,770 |
| Net interest income | $3,536,000 | 4,912 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $961,000 | 3,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $509,000 | 2,735 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $452,000 | 3,483 |
| Total noninterest expense | $2,757,000 | 4,836 |
| Salaries and employee benefits | $1,264,000 | 5,005 |
| Premises and equipment expense | $246,000 | 6,763 |
| Additional noninterest expense | $1,247,000 | 4,054 |
| Pre-tax net operating income | $1,728,000 | 3,834 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $617,000 | 3,514 |
| Income before extraordinary items | $1,116,000 | 4,272 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,116,000 | 4,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 8,222 |
| Cash dividends | $576,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,112,800 | 4,065 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,158,000 | 5,372 |
| Total interest expense | $2,589,000 | 5,814 |
| Net interest income | $3,569,000 | 4,925 |
| Provision for loan and lease losses | $18,000 | 10,694 |
| Total noninterest income | $629,000 | 4,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $495,000 | 2,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 7,060 |
| Total noninterest expense | $2,620,000 | 5,094 |
| Salaries and employee benefits | $1,217,000 | 5,095 |
| Premises and equipment expense | $279,000 | 6,297 |
| Additional noninterest expense | $1,124,000 | 4,604 |
| Pre-tax net operating income | $1,560,000 | 3,904 |
| Securities gains (losses) | $-3,000 | 12,949 |
| Applicable income taxes | $538,000 | 3,754 |
| Income before extraordinary items | $1,019,000 | 4,416 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,019,000 | 4,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $483,000 | 2,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,020,950 | 4,098 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.