Home > First National Bank of Central California > Assets and Liabilities
First National Bank of Central California, Assets and Liabilities
| 2001-12-31 | Rank | |
| # of Employees: | 266 | 612 |
| Assets and Liabilities | ||
| Total Assets: | $1,235,839,000 | 459 |
| Cash and due from depository institutions | $50,482,000 | 612 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $245,432,000 | 491 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $888,149,000 | 415 |
| Loan loss allowance | $14,044,000 | 347 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $12,160,000 | 664 |
| Other real estate owned | $0 | 612 |
| Goodwill and other intangibles | $1,434,000 | 1,252 |
| All other assets | $38,182,000 | 443 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,235,839,000 | 459 |
| Total liabilities | $1,135,512,000 | 457 |
| Total deposits | $1,095,212,000 | 382 |
| Interest-bearing deposits | $863,248,000 | 416 |
| Deposits held in domestic offices | $1,095,212,000 | 381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,788,000 | 694 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,331,000 | 3,575 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $14,181,000 | 505 |
| Total equity capital | $100,327,000 | 510 |
| Total bank equity capital | $100,327,000 | 510 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $9,000,000 | 342 |
| Surplus | $28,725,000 | 721 |
| Undivided profits | $62,602,000 | 442 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,966,000 | 531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $4,179,000 | 720 |
| Earning assets | $1,133,581,000 | 455 |
| Long-term assets (5+ years) | $271,989,000 | 390 |
| Average Assets, year-to-date | $1,195,357,800 | 452 |
| Average Assets, quarterly | $1,216,396,500 | 459 |
| Volatile liabilities | $334,368,000 | 408 |
| Insider loans | $13,943,000 | 288 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $230,414,000 | 439 |
| Tier 1 (core) risk-based capital | $97,380,000 | 479 |
| Tier 2 risk-based capital | $13,094,000 | 375 |
| Total risk weighted assets | $1,046,545,000 | 386 |
| Total unused commitments | $230,414,000 | 441 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 280 | 566 |
| Assets and Liabilities | ||
| Total Assets: | $1,177,663,000 | 470 |
| Cash and due from depository institutions | $78,231,000 | 566 |
| Interest-bearing balances | $90,000 | 4,961 |
| Securities | $281,709,000 | 432 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $771,555,000 | 466 |
| Loan loss allowance | $12,197,000 | 393 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $13,003,000 | 587 |
| Other real estate owned | $0 | 566 |
| Goodwill and other intangibles | $1,683,000 | 1,150 |
| All other assets | $31,482,000 | 428 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,177,663,000 | 470 |
| Total liabilities | $1,088,583,000 | 462 |
| Total deposits | $1,056,187,000 | 390 |
| Interest-bearing deposits | $793,696,000 | 439 |
| Deposits held in domestic offices | $1,056,187,000 | 388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,232,000 | 708 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,802,000 | 3,630 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $8,362,000 | 695 |
| Total equity capital | $89,080,000 | 554 |
| Total bank equity capital | $89,080,000 | 554 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $11,000,000 | 271 |
| Surplus | $26,726,000 | 743 |
| Undivided profits | $51,354,000 | 524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,746,000 | 491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $5,056,000 | 504 |
| Earning assets | $1,053,354,000 | 478 |
| Long-term assets (5+ years) | $270,548,000 | 389 |
| Average Assets, year-to-date | $1,155,883,600 | 451 |
| Average Assets, quarterly | $1,181,770,000 | 462 |
| Volatile liabilities | $283,651,000 | 475 |
| Insider loans | $12,314,000 | 332 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $231,271,000 | 412 |
| Tier 1 (core) risk-based capital | $86,378,600 | 525 |
| Tier 2 risk-based capital | $11,618,600 | 403 |
| Total risk weighted assets | $928,909,900 | 429 |
| Total unused commitments | $231,271,000 | 413 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 223 | 751 |
| Assets and Liabilities | ||
| Total Assets: | $910,562,000 | 581 |
| Cash and due from depository institutions | $46,728,000 | 751 |
| Interest-bearing balances | $85,000 | 5,068 |
| Securities | $229,876,000 | 542 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $602,675,000 | 566 |
| Loan loss allowance | $6,796,000 | 646 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $10,533,000 | 745 |
| Other real estate owned | $1,213,000 | 751 |
| Goodwill and other intangibles | $1,859,000 | 1,116 |
| All other assets | $17,678,000 | 644 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $910,562,000 | 581 |
| Total liabilities | $839,401,000 | 578 |
| Total deposits | $796,566,000 | 505 |
| Interest-bearing deposits | $601,728,000 | 568 |
| Deposits held in domestic offices | $796,566,000 | 502 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,000,000 | 663 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,801,000 | 3,246 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $9,034,000 | 643 |
| Total equity capital | $71,161,000 | 669 |
| Total bank equity capital | $71,161,000 | 669 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $11,000,000 | 299 |
| Surplus | $11,000,000 | 1,499 |
| Undivided profits | $49,161,000 | 508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,014,000 | 1,163 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $3,581,000 | 606 |
| Earning assets | $832,636,000 | 581 |
| Long-term assets (5+ years) | $222,535,000 | 512 |
| Average Assets, year-to-date | $880,456,400 | 572 |
| Average Assets, quarterly | $921,566,500 | 573 |
| Volatile liabilities | $204,101,000 | 603 |
| Insider loans | $7,872,000 | 565 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $152,590,000 | 547 |
| Tier 1 (core) risk-based capital | $71,943,000 | 627 |
| Tier 2 risk-based capital | $6,796,000 | 622 |
| Total risk weighted assets | $719,046,800 | 516 |
| Total unused commitments | $152,590,000 | 548 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 143 | 1,171 |
| Assets and Liabilities | ||
| Total Assets: | $840,812,000 | 607 |
| Cash and due from depository institutions | $47,251,000 | 1,171 |
| Interest-bearing balances | $478,000 | 3,587 |
| Securities | $218,374,000 | 570 |
| Federal funds sold & reverse repurchase agreements | $54,890,000 | 308 |
| Net loans & leases | $497,783,000 | 622 |
| Loan loss allowance | $5,029,000 | 793 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $11,005,000 | 659 |
| Other real estate owned | $1,213,000 | 1,171 |
| Goodwill and other intangibles | $2,109,000 | 989 |
| All other assets | $8,187,000 | 1,037 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $840,812,000 | 607 |
| Total liabilities | $768,511,000 | 607 |
| Total deposits | $757,476,000 | 516 |
| Interest-bearing deposits | $680,132,000 | 479 |
| Deposits held in domestic offices | $757,476,000 | 512 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,053,000 | 3,699 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $9,982,000 | 630 |
| Total equity capital | $72,301,000 | 663 |
| Total bank equity capital | $72,301,000 | 663 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $11,000,000 | 304 |
| Surplus | $11,000,000 | 1,414 |
| Undivided profits | $50,301,000 | 513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,603,000 | 1,579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $338,000 | 426 |
| Income earned, not collected on loans | $2,946,000 | 695 |
| Earning assets | $771,525,000 | 609 |
| Long-term assets (5+ years) | $205,122,000 | 466 |
| Average Assets, year-to-date | $803,462,400 | 606 |
| Average Assets, quarterly | $840,913,000 | 598 |
| Volatile liabilities | $128,814,000 | 706 |
| Insider loans | $4,664,000 | 909 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $168,495,000 | 488 |
| Tier 1 (core) risk-based capital | $68,362,000 | 635 |
| Tier 2 risk-based capital | $5,029,000 | 733 |
| Total risk weighted assets | $605,148,500 | 561 |
| Total unused commitments | $168,495,000 | 490 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 88 | 2,013 |
| Assets and Liabilities | ||
| Total Assets: | $533,564,000 | 894 |
| Cash and due from depository institutions | $29,620,000 | 2,013 |
| Interest-bearing balances | $573,000 | 3,008 |
| Securities | $164,428,000 | 736 |
| Federal funds sold & reverse repurchase agreements | $22,480,000 | 595 |
| Net loans & leases | $303,199,000 | 980 |
| Loan loss allowance | $2,515,000 | 1,461 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,180,000 | 1,248 |
| Other real estate owned | $0 | 2,013 |
| Goodwill and other intangibles | $2,063,000 | 970 |
| All other assets | $5,594,000 | 1,374 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $533,564,000 | 894 |
| Total liabilities | $485,768,000 | 899 |
| Total deposits | $481,828,000 | 774 |
| Interest-bearing deposits | $355,322,000 | 919 |
| Deposits held in domestic offices | $481,828,000 | 767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,940,000 | 1,204 |
| Total equity capital | $47,796,000 | 948 |
| Total bank equity capital | $47,796,000 | 948 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $9,000,000 | 399 |
| Surplus | $9,000,000 | 1,706 |
| Undivided profits | $29,796,000 | 888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,013,000 | 2,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $16,000 | 1,531 |
| Income earned, not collected on loans | $2,066,000 | 1,055 |
| Earning assets | $490,680,000 | 890 |
| Long-term assets (5+ years) | $153,502,000 | 517 |
| Average Assets, year-to-date | $476,417,800 | 959 |
| Average Assets, quarterly | $518,261,500 | 906 |
| Volatile liabilities | $87,017,000 | 922 |
| Insider loans | $10,104,000 | 385 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $6,268,000 | 312 |
| Unused loan commitments | $76,150,000 | 801 |
| Tier 1 (core) risk-based capital | $44,601,000 | 946 |
| Tier 2 risk-based capital | $2,515,000 | 1,253 |
| Total risk weighted assets | $359,209,700 | 837 |
| Total unused commitments | $76,150,000 | 806 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 179 | 1,035 |
| Assets and Liabilities | ||
| Total Assets: | $423,605,000 | 1,154 |
| Cash and due from depository institutions | $27,533,000 | 1,035 |
| Interest-bearing balances | $693,000 | 2,750 |
| Securities | $95,329,000 | 1,249 |
| Federal funds sold & reverse repurchase agreements | $13,360,000 | 967 |
| Net loans & leases | $274,886,000 | 1,095 |
| Loan loss allowance | $2,224,000 | 1,728 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,400,000 | 1,209 |
| Other real estate owned | $485,000 | 1,035 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $5,612,000 | 1,458 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $423,605,000 | 1,154 |
| Total liabilities | $381,607,000 | 1,161 |
| Total deposits | $377,449,000 | 1,040 |
| Interest-bearing deposits | $287,587,000 | 1,167 |
| Deposits held in domestic offices | $377,449,000 | 1,032 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,158,000 | 1,139 |
| Total equity capital | $41,998,000 | 1,077 |
| Total bank equity capital | $41,998,000 | 1,077 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $9,000,000 | 422 |
| Surplus | $9,000,000 | 1,756 |
| Undivided profits | $23,998,000 | 1,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,407,000 | 2,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $257,000 | 509 |
| Income earned, not collected on loans | $1,626,000 | 1,329 |
| Earning assets | $384,268,000 | 1,163 |
| Long-term assets (5+ years) | $60,852,000 | 1,090 |
| Average Assets, year-to-date | $387,276,800 | 1,194 |
| Average Assets, quarterly | $416,260,000 | 1,162 |
| Volatile liabilities | $55,116,000 | 1,304 |
| Insider loans | $8,383,000 | 510 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $5,821,000 | 307 |
| Unused loan commitments | $89,567,000 | 706 |
| Tier 1 (core) risk-based capital | $42,034,000 | 1,019 |
| Tier 2 risk-based capital | $2,224,000 | 1,442 |
| Total risk weighted assets | $331,280,100 | 928 |
| Total unused commitments | $89,567,000 | 712 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 165 | 1,158 |
| Assets and Liabilities | ||
| Total Assets: | $351,702,000 | 1,360 |
| Cash and due from depository institutions | $26,178,000 | 1,158 |
| Interest-bearing balances | $1,287,000 | 2,252 |
| Securities | $89,888,000 | 1,396 |
| Federal funds sold & reverse repurchase agreements | $10,326,000 | 1,381 |
| Net loans & leases | $212,822,000 | 1,389 |
| Loan loss allowance | $2,397,000 | 1,657 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,657,000 | 1,364 |
| Other real estate owned | $797,000 | 1,158 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $6,034,000 | 1,394 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $351,702,000 | 1,360 |
| Total liabilities | $311,170,000 | 1,392 |
| Total deposits | $307,552,000 | 1,278 |
| Interest-bearing deposits | $233,760,000 | 1,463 |
| Deposits held in domestic offices | $307,552,000 | 1,264 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,618,000 | 1,318 |
| Total equity capital | $40,532,000 | 1,145 |
| Total bank equity capital | $40,532,000 | 1,145 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $9,000,000 | 438 |
| Surplus | $9,000,000 | 1,730 |
| Undivided profits | $22,532,000 | 1,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,134,000 | 2,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $61,000 | 1,110 |
| Income earned, not collected on loans | $1,319,000 | 1,709 |
| Earning assets | $314,323,000 | 1,386 |
| Long-term assets (5+ years) | $35,746,000 | 1,561 |
| Average Assets, year-to-date | $340,594,400 | 1,340 |
| Average Assets, quarterly | $355,089,500 | 1,328 |
| Volatile liabilities | $40,903,000 | 1,495 |
| Insider loans | $4,233,000 | 1,054 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $3,876,000 | 415 |
| Unused loan commitments | $53,201,000 | 988 |
| Tier 1 (core) risk-based capital | $40,226,000 | 1,089 |
| Tier 2 risk-based capital | $2,397,000 | 1,356 |
| Total risk weighted assets | $249,561,400 | 1,183 |
| Total unused commitments | $53,201,000 | 993 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 155 | 1,276 |
| Assets and Liabilities | ||
| Total Assets: | $340,487,000 | 1,367 |
| Cash and due from depository institutions | $26,076,000 | 1,276 |
| Interest-bearing balances | $99,000 | 5,563 |
| Securities | $86,613,000 | 1,483 |
| Federal funds sold & reverse repurchase agreements | $15,961,000 | 626 |
| Net loans & leases | $198,967,000 | 1,413 |
| Loan loss allowance | $2,438,000 | 1,683 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,829,000 | 1,272 |
| Other real estate owned | $608,000 | 1,276 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $6,433,000 | 1,352 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $340,487,000 | 1,367 |
| Total liabilities | $305,243,000 | 1,380 |
| Total deposits | $303,103,000 | 1,243 |
| Interest-bearing deposits | $230,713,000 | 1,424 |
| Deposits held in domestic offices | $303,103,000 | 1,233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,140,000 | 1,706 |
| Total equity capital | $35,244,000 | 1,171 |
| Total bank equity capital | $35,244,000 | 1,171 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $9,000,000 | 429 |
| Surplus | $9,000,000 | 1,666 |
| Undivided profits | $17,244,000 | 1,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,238,000 | 1,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $249,000 | 447 |
| Income earned, not collected on loans | $1,270,000 | 1,540 |
| Earning assets | $301,640,000 | 1,407 |
| Long-term assets (5+ years) | $26,887,000 | 2,008 |
| Average Assets, year-to-date | $322,432,200 | 1,397 |
| Average Assets, quarterly | $338,916,000 | 1,371 |
| Volatile liabilities | $33,005,000 | 1,692 |
| Insider loans | $4,838,000 | 872 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $2,301,000 | 419 |
| Unused loan commitments | $55,452,000 | 918 |
| Tier 1 (core) risk-based capital | $35,400,000 | 1,163 |
| Tier 2 risk-based capital | $2,438,000 | 1,326 |
| Total risk weighted assets | $229,483,200 | 1,239 |
| Total unused commitments | $55,452,000 | 927 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 155 | 1,352 |
| Assets and Liabilities | ||
| Total Assets: | $306,500,000 | 1,532 |
| Cash and due from depository institutions | $17,820,000 | 1,352 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $89,972,000 | 1,524 |
| Federal funds sold & reverse repurchase agreements | $7,317,000 | 1,901 |
| Net loans & leases | $179,383,000 | 1,548 |
| Loan loss allowance | $2,507,000 | 1,732 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,958,000 | 1,224 |
| Other real estate owned | $601,000 | 1,352 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $5,449,000 | 1,479 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $306,500,000 | 1,532 |
| Total liabilities | $273,378,000 | 1,570 |
| Total deposits | $271,996,000 | 1,462 |
| Interest-bearing deposits | $210,169,000 | 1,635 |
| Deposits held in domestic offices | $271,996,000 | 1,451 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $43,000 | 4,682 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,339,000 | 2,501 |
| Total equity capital | $33,122,000 | 1,235 |
| Total bank equity capital | $33,122,000 | 1,235 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $9,000,000 | 431 |
| Surplus | $9,000,000 | 1,585 |
| Undivided profits | $15,122,000 | 1,563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,286,000 | 1,733 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,320,000 | 113 |
| Income earned, not collected on loans | $1,043,000 | 1,657 |
| Earning assets | $276,672,000 | 1,559 |
| Long-term assets (5+ years) | $12,831,000 | 3,684 |
| Average Assets, year-to-date | $306,615,400 | 1,488 |
| Average Assets, quarterly | $310,843,000 | 1,496 |
| Volatile liabilities | $25,999,000 | 1,938 |
| Insider loans | $8,078,000 | 517 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $2,840,000 | 674 |
| Unused loan commitments | $51,257,000 | 967 |
| Tier 1 (core) risk-based capital | $32,916,000 | 1,201 |
| Tier 2 risk-based capital | $2,507,000 | 1,299 |
| Total risk weighted assets | $208,286,100 | 1,346 |
| Total unused commitments | $51,257,000 | 988 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 152 | 1,429 |
| Assets and Liabilities | ||
| Total Assets: | $305,892,000 | 1,586 |
| Cash and due from depository institutions | $21,627,000 | 1,429 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $74,715,000 | 1,805 |
| Federal funds sold & reverse repurchase agreements | $17,817,000 | 948 |
| Net loans & leases | $179,556,000 | 1,567 |
| Loan loss allowance | $2,353,000 | 1,851 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,437,000 | 1,127 |
| Other real estate owned | $269,000 | 1,429 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $5,471,000 | 1,544 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $305,892,000 | 1,586 |
| Total liabilities | $275,688,000 | 1,621 |
| Total deposits | $273,591,000 | 1,536 |
| Interest-bearing deposits | $212,987,000 | 1,705 |
| Deposits held in domestic offices | $273,591,000 | 1,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $346,000 | 3,465 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,751,000 | 2,081 |
| Total equity capital | $30,204,000 | 1,289 |
| Total bank equity capital | $30,204,000 | 1,289 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $9,000,000 | 431 |
| Surplus | $9,000,000 | 1,532 |
| Undivided profits | $12,204,000 | 1,797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,268,000 | 1,584 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,195,000 | 1,613 |
| Earning assets | $272,088,000 | 1,621 |
| Long-term assets (5+ years) | $22,634,000 | 2,362 |
| Average Assets, year-to-date | $297,410,400 | 1,588 |
| Average Assets, quarterly | $307,806,000 | 1,568 |
| Volatile liabilities | $32,537,000 | 1,609 |
| Insider loans | $4,937,000 | 96 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $216,000 | 1,040 |
| Unused loan commitments | $47,989,000 | 977 |
| Tier 1 (core) risk-based capital | $30,204,000 | 1,248 |
| Tier 2 risk-based capital | $2,353,000 | 1,385 |
| Total risk weighted assets | $212,727,500 | 1,368 |
| Total unused commitments | $47,989,000 | 994 |
| Derivatives | $0 | 651 |